Kiplinger

Less Volatility Equals Greater Reliability in Retirement Portfolio

The typical stock investor tends to pay far more attention to how much money can be made in the market than how much potentially could be lost.

That makes sense. If you weren't optimistic about growing those investments, why would you take the risk?

But if you're going into the market assuming your returns will be the same or better than the S&P 500 every year, you're likely to be disappointed.

Wall Street firms and business media pundits like to pound out the message that investing in the stock market is the only way to go

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