PCI DSS: A Pocket Guide - 3rd edition
By Alan Calder and Geraint Williams
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About this ebook
This guide contains in one place all the information that anyone dealing with the PCI DSS and related issues might need.
Alan Calder
Alan Calder is a leading author on IT governance and information security issues. He is the CEO of GRC International Group plc, the AIM-listed company that owns IT Governance Ltd. Alan is an acknowledged international cyber security guru. He has been involved in the development of a wide range of information security management training courses that have been accredited by the International Board for IT Governance Qualifications (IBITGQ). He is a frequent media commentator on information security and IT governance issues, and has contributed articles and expert comment to a wide range of trade, national and online news outlets.
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PCI DSS - Alan Calder
PCI DSS
A Pocket Guide
Third edition
PCI DSS
A Pocket Guide
Third edition
ALAN CALDER
GERAINT WILLIAMS
Every possible effort has been made to ensure that the information contained in this book is accurate at the time of going to press, and the publishers and the author cannot accept responsibility for any errors or omissions, however caused. Any opinions expressed in this book are those of the author, not the publisher. Websites identified are for reference only, not endorsement, and any website visits are at the reader’s own risk. No responsibility for loss or damage occasioned to any person acting, or refraining from action, as a result of the material in this publication can be accepted by the publisher or the author.
Apart from any fair dealing for the purposes of research or private study, or criticism or review, as permitted under the Copyright, Designs and Patents Act 1988, this publication may only be reproduced, stored or transmitted, in any form, or by any means, with the prior permission in writing of the publisher or, in the case of reprographic reproduction, in accordance with the terms of licences issued by the Copyright Licensing Agency. Enquiries concerning reproduction outside those terms should be sent to the publishers at the following address:
IT Governance Publishing
IT Governance Limited
Unit 3, Clive Court
Bartholomew’s Walk
Cambridgeshire Business Park
Ely
Cambridgeshire
CB7 4EA
United Kingdom
www.itgovernance.co.uk
© Alan Calder and Nicki Carter 2008, 2010, Alan Calder and Geraint Williams 2013
The authors have asserted the rights of the authors under the Copyright, Designs and Patents Act, 1988, to be identified as the authors of this work.
First published in the United Kingdom in 2008 by IT Governance Publishing.
Second edition published in 2011:
ISBN 978-1-84928-178-2
Third edition published in 2013:
ISBN 978-1-84928-556-8
FOREWORD
Target dates for compliance with the PCI DSS have all long since passed, and the Standard is now on its third version. Many organisations around the world – particularly those that fall below the top tier of payment card transaction volumes – are not yet compliant.
There are perhaps three reasons for this.
The first is that, outside of a few US States, PCI DSS has no legal status: it is not a law and does not have the force of law. Enforcement can only be carried out by contractual means, in a competitive payment card