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    Trumpcare: Making Employee Benefits Great Again!™
    Trumpcare: Making Employee Benefits Great Again!™
    Trumpcare: Making Employee Benefits Great Again!™
    Ebook165 pages2 hours

    Trumpcare: Making Employee Benefits Great Again!™

    By Andrew Koepke and Raymond Aaron

    3.5/5

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    Read preview

    About this ebook

    Warning: Tired of not knowing what is going on with Healthcare Reform, ObamaCare and TrumpCare, then have no fear; this book is here! It's a quick read and it will guarantee you information you never knew before!

    TrumpCare - Making Employee Benefits Great Again will reveal...
    - ObamaCare 101
    - Why ObamaCare failed
    - Why ObamaCare was successful
    - What is TrumpCare
    - How to make your employee benefits great again
    - Benefits to offering Voluntary Benefits
    - Choosing your insurance professional wisely
    - Employers solutions to keeping their employees
    - Guaranteed savings on your employee benefits (i.e. health insurance)
    LanguageEnglish
    PublisherBookBaby
    Release dateApr 6, 2017
    ISBN9781772771534
    Trumpcare: Making Employee Benefits Great Again!™

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    Reviews for Trumpcare

    3.5/5

    3 ratings2 reviews

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    • 1/5
      Lying garbage of a book. Straight propaganda. Everything here is refuted and lies.
    • 5/5
      Andy is a Great Guy. loved his book Trump care

    Book preview

    Trumpcare - Andrew Koepke

    Author

    Preface

    Hi, my name is Andrew Koepke, and I’d like to start by thanking you for picking up this book. However, before you read any further, I’d like you to consider the following question, as I’m curious to know whether you selected this book out of a passion for, or a hatred of, healthcare reform.

    So, here’s the question:

    What are your thoughts on ObamaCare, TrumpCare, and healthcare reform?

    As an insurance professional, that’s the #1 question I get asked all the time and the main reason I’ve written this book. Everybody has an opinion, but it isn’t always based on fact, which is where I come in.

    Over the years, because of my extensive knowledge of the marketplace, I’ve been able to help both companies and individuals save big on healthcare premiums. In the case of companies, we’re talking hundreds of thousands of dollars to millions of dollars, while many individuals have saved over $10,000 a year as a result of my strategies.

    In my professional world, I’ve been extremely lucky to be able to meet business owners, employees, and individuals at all stages of their lives— both financially and spiritually—and produce a solution for them that gives me such a kick, I want to work even harder! Win-win in its fullest sense.

    If you’re just starting a company, or if you are an employee of a company, an executive of a company, or the one who makes decisions for your company’s employee benefits, then this book is written for you.

    You’ll read about ObamaCare, TrumpCare, and healthcare reform through the eyes of an insurance professional who has enjoyed great success in what he does for a living.

    It’s a ‘warts and all’ story, so if you’re looking for a sugarcoated tale of healthcare reform, this book isn’t for you. Willie Wonka of the chocolate factory, I am not!

    Depending on your own personal healthcare viewpoint and knowledge, you may read things in this book that you won’t like, such as the upsides of ObamaCare. Other things may make you angry; notably when you come to realize how a great number of many insurance professionals work. Yes, the truth hurts. But one thing I will guarantee you at the outset is that you’ll learn more from this book about ObamaCare, TrumpCare, and healthcare reform than you have from any other source you may have read.

    My goal is to educate you so that you’ll be able to take advantage of something that most people aren’t even aware of. No matter how you feel now, by the end of this book, you will be enveloped in the warm glow that only comes to the fully enlightened.

    Introduction

    Employee benefits is a topic never far from the lips of working Americans, which is scarcely surprising given that those benefits are the weave in the safety net that can literally make the difference between life or death for themselves and for their loved ones. They are the glue that keeps employees laboring at one company for a lifetime, or the fault line that causes them to seek greener pastures elsewhere.

    The fundamental purpose of employee benefits is to increase the economic security of employees and, in doing so, improve the employee retention rate at the business, an obvious all round feel-good situation for both employer and employee.

    No doubt you are familiar with traditional employee benefits such as overtime, family and medical leave, workers compensation, disability, group insurance, retirement benefits and social security, but, if not, lose no time in familiarizing yourself with them, as they are the foundation of the perks you receive in addition to the paycheck that your employer gives you.

    I witnessed first-hand how the traditional employee benefits of the university where my father teaches saved our family from financial devastation and kept him alive during his liver transplant.

    It all happened thirty years ago when he was involved in a car accident and needed to have his spleen removed. Back then, doctors didn’t have access to such sophisticated technology as they do today, so when my father needed a blood transfusion, they didn’t test for Hepatitis C, a routine occurrence nowadays. As a result, there were traces of Hepatitis C in the blood, and very small amounts were pumped into his body. However, because the traces were so small, the initial infection didn’t give rise to any symptoms, and it was only thirty years later, in 2008, that he started to feel the effects. He needed a liver transplant, which took place in 2009.

    From the time of his diagnosis, to me graduating college and moving to the metropolitan DC area for my first proper job, I felt very lost and lonely. 2009 was probably the hardest year I’ve ever experienced. I became very angry at life, questioning everything and continually asking: Why him?

    At the time, I knew nothing about health insurance or where my future would take me. I didn’t even like going to visit my father in the hospital; it was something I never wanted to experience and I often found myself crying and praying that no one should ever have to suffer such pain— and I wasn’t even getting the transplant! But I did visit, and there were many nights when all I could do was simply sit by his bed and pray for his recovery.

    Although I can’t pinpoint the exact moment my appreciation of the healthcare industry came about, I vividly remember being in the waiting room in the middle of the night, watching the staff, with zero sleep, running around as they tried to aid and bring comfort to family members who felt helpless and hopeless. I hate seeing people in pain and, not long after, I made it my life’s mission to help as many people as possible to not get into such a situation in the first place.

    Thankfully, my father’s transplant was very successful and his recovery likewise. I can never thank the entire staff enough for what they did, or my father’s university for providing first-class employee benefits to their employees, which allowed insurance for not just him, but for the whole family. Had we not had access to such benefits, we’d have been in an entirely different situation today—probably just another statistic with a huge medical debt and no chance of ever paying it off.

    Everyone should, and must, have insurance to protect themselves from the unexpected. No one could have ever predicted that a car accident in the late 1970s could have led to a liver transplant in 2009. But it goes to show that such things can, and do, happen. Thank goodness, my father and his university understood the value of insurance. And so should you.

    If I hadn’t experienced what I did during that transplant, I wouldn’t have been able to create an insurance agency that has helped over 8,000 people take advantage of healthcare reform while at the same time saving them in excess of $30,000,000 in subsidies. Furthermore, my agency has become one of the fastest growing health insurance brokers, not just in the metropolitan DC area but also in the whole country.

    This book will teach you about the ever-changing environment of employee benefits and how you can take advantage of those changes. Most people never bother and end up regretting lost opportunities. I don’t want you to count yourself amongst that number. And when you’ve improved your lot, share this book with everyone you know so that they can benefit as well. That’s true friendship!

    Change your world and get properly insured with the right products so you can join the club of those who live life to its fullest potential.

    Making Employee Benefits Great Again!™ isn’t just a subtitle; it’s a mission. And together we can make it a reality.

    Chapter 1

    My Journey into ObamaCare!

    If you just work on stuff that you like and you’re passionate about, you don’t have to have a master plan with how things will play out.

    – Mark Zuckerberg, founder of Facebook

    I Only Know ObamaCare

    I began work in the insurance industry following my May 2009 graduation, at a time when the country was experiencing the worst economic depression since the Great Depression. My big plan was to work on Wall Street, and I applied for countless positions, thinking I was going to be the next headline-making big shot. However, it soon became apparent that it was not to be. Still full of youthful ambition, I turned my attentions elsewhere, resulting in a family friend expressing interest in hiring me as an insurance broker in the Washington, D.C. area. Having grown up in Morgantown, WV, I was super excited to have the possibility of a future in the capital of this great nation, so I took the job.

    Not long after I started, I was made responsible for building relationships and connections amongst the nursing home community, a sector in which my company was carrying insurance in property, liability, and employee benefits.

    It wasn’t an easy ride because many of the insurance professionals had been doing business with the nursing homes for ten years and more, and I could see that, as the new kid in town, there was little to no chance for me to break into their cozy little relationship.

    Tapping into my mighty brain power and my desire to help as many people as I could, going back to my father’s surgery, I realized the only solution was to become more knowledgeable than any of my competitors, make myself different, and specialize in a particular line of insurance—ObamaCare.

    So I decided to leave my employer and start my own health insurance agency in February 2013, where I would do things differently than the traditional health insurance brokerage in order to benefit the customer. I wanted to focus on experience and expertise where most health insurance agencies did not.

    At the time, ObamaCare was still new to everyone, since the first wave of changes was only scheduled to occur on January 1, 2014 (something I explore in more detail later in the

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