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    Financial Success
    Financial Success
    Financial Success
    Ebook110 pages1 hour

    Financial Success

    By Mutea Rukwaru

    ()

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    About this ebook

    Finance in today's world is very crucial. Some people wonder if it is possible to live without money, while others believe it is possible to live without it. Our lives revolve around money. We struggle to get money .Whatever the view we hold on the issue of money it is evident that money is critical in all aspects of life.

    Everybody wants to be happy, healthy, reasonably prosperous, and secure, to have friends, peace of mind, good family relationships and hope. But with debts hanging over your head life seems to be an illusion yet this is a deceptive mirage. Life is not to be viewed through such lenses. With a determined character to succeed, it will get you out of bed; commitment will move you to action. Faith, hope and discipline will enable you to follow through the life's highway to completion.

    Financial success every family's dream reminds you have to take responsibility for your behaviour, your expenditures and your actions and not forever supposing that society must forgive you because it's "not your fault." Always remember for you to enjoy "total" success you have to balance your physical, mental, spiritual, personal, family as well as business lives.

    Financial success every family's dream is useful for : Those who have just joined the job market, The families, The youths, Managers, Businessmen, Financial analysts, Religious leaders, Academicians, Micro finance institutions, Debtors, Those keen to improve their earnings and Those keen to have a secure future

    LanguageEnglish
    PublisherMutea Rukwaru
    Release dateJun 3, 2017
    ISBN9781370755554
    Financial Success
    Author

    Mutea Rukwaru

    Mutea Rukwaru is an accomplished author of international reputation.He is an author of 17 bestselling books. He has written widely in the areas of research and family. He has wide knowledge in world of practice having been in the Department of Social Development for 33 years and also being in the world of academia, that is Universities and Kenya Schools of Government.Some of the top selling books include:Anatomy of CrimeFinancial Success Every Family's DreamEducation at CrossroadTraining at its bestMilestones of lifeHow to be a better CounselorThe winning familyThe Tie that bindsHappy though marriedFundamentals of social researchWhat happy couples knowSuccessful time managementStatistics can be funStrong in the stormSnapshot view of Social ResearchSocial Research Methods a complete guidePowerful Proposal, Powerful PresentationUpcoming titles being published by Eureka publishers are: Limits of Medicine, Dreams of my Motherland and A Place to feel at HomeMutea Rukwaru holds a Masters of Arts in Sociology (Counseling) and a Bachelor of Arts (Sociology), Upper Second class honors from Nairobi University

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      Book preview

      Financial Success - Mutea Rukwaru

      FINANCIAL SUCCESS

      EVERY FAMILY'S DREAM

      ISBN 978 9966-7282-2-8

      ABOUT THE AUTHOR

      Mutea Rukwaru was born on 24th December 1957 at Kaaga Village in Meru District. He had his early Education at Mwithumwiru Primary School before proceeding to Meru School for his secondary and High School Education. Mutea Rukwaru Proceeded to University of Nairobi where he graduated in 1984 with B.A. (Sociology) Upper Second Class Honours.

      He has worked in the Directorate of Personnel Management (Office of the President) as a Lecturer at Government Training Institute Maseno (now Maseno University) and Government Training Institute Embu where he lectured on Research Methods, statistics, Criminology, Family and Child Welfare and Management.

      He has been with the Ministry of Gender, Sports, Culture and Social Services where he has served as a Director of Social Services in North Eastern Province, Central Province and at present Nairobi Province. He has been involved in extensive Community Work and has done extensive Consultancy Work for a number of organizations.

      He is a family counsellor and is the Vice Chairman of Kenya National Association for Social Workers as well as the Representative of the Association of Schools of Social Work in Africa (ASSWA) in the United Nations.

      He is married to Stella Mpinda and they have three Children - Johnmark Mutuma, Annrose Karimi and Michael Muthuri.

      Other Books by Mutea Rukwaru

      (In Order of years of Publication)

      Happy Though Married (2003)

      The Tie That Binds (2005)

      Successful Time Management, The Challenge for the Modem Manager (2006)

      What Happy Couples Know (2006a)

      Fundamentals of Social Research (2007)

      Milestones of Life (2007a)

      How to be a Better Counsellor (2007b)

      Anatomy of Crime (2008)

      The Winning Family (2008a)

      Published by EUREKA PUBLISHERS

      P.O. BOX 1414 MERU

      Copyright © Mutea Rukwaru 2008b

      All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording or by any information storage or retrieval system, without written permission from the publisher and author, except for the inclusion of quotations in a review.

      Cover Design Done By:

      Freelance Advertising Ltd

      P.O. Box 4873-00100

      Nairobi

      Printed By:

      Signal Press Limited

      P.O. Box 12714

      Nairobi

      Contact

      E-mail: mutearukwaru2003@yahoo.com

      Mobile No. +254 0722 787099

      ISBN 978 9966-7282-2-8

      TABLE OF CONTENTS

      About The Author

      Other Books By The Author

      Copyright

      Table Of Contents

      Dedication

      Quotation

      Introduction

      Financial Challenges

      Belief Systems

      Self Esteem

      Fear

      Acronym For Mistakes

      Persistence

      Financial Management and Financial Freedom

      Flee From Debt

      Responsible Behaviour

      Spending And Emotions

      Don't Be Overdrawn

      Selecting A Trusted Financial

      Don't Be A Gambler

      Don't Make Shylock Your Friend

      Time And Money

      Conclusion

      References

      DEDICATION

      This book is dedicated to every person who has been wounded by a close friend or relative with a very lean purse through unfulfilled promises of paying back debts. May they forgive them, for only in forgiveness can true peace be found. May the words in this book provide a cure for those with lean purses so that it offers them an insight on financial success which will help them to acquire money, to keep money and to make their surpluses earn more money.

      M.R.

      QUOTATION:

      Peak performers do not see accomplishment as a fixed state, nor as a safe haven in which the individual is moored, completed, finished. Not once have I heard a peak performer speak of an end to challenge, excitement, curiosity, and wonder. Quite the contrary. One of their most engaging characteristics is an infectious talent for moving into the future, generating new challenges, living with a sense of more to be done -

      CHARLES GARFIELD

      INTRODUCTION

      Finance in today's world is very crucial. Some people wonder if it is possible to live without money, while others believe it is possible to live without it. Our lives revolve around money. We struggle to get money .Whatever the view we hold on the issue of money it is evident that money is critical in all aspects of life.

      We need money to pay our rent, medical bills, school fees and many other expenses. Many marriages and homes are broken because of money. It is also a very agonizing experience to faithfuls to read in a local daily that their church is being auctioned because they can't pay a debt of 26 million Kenya Shillings (Daily Metro, October 10, 2008). What is evident is that money is critical to both Christians and non-Christians. Nobody is immune from the issue of money.

      Money is one of the most emotionally charged issues of our lives. Some people are willing to give up things that are much more valuable than money in order to get more of it. They will sacrifice time with their families and friends, or even sacrifice their health in order to make more money. Money is a strong force associated to both pain and pleasure within our society. Money is often used as a parameter to measure the difference in the quality of lives, and also to magnify the gap between the haves and have-nots.

      For some people money holds the mystery. For others it is the source of desire, pride, envy, and even contempt. Is money the fulfilment of dreams or is it the root of all evil? Is it a weapon or a tool of power? Is money a source of freedom, power or security?

      In many Christian churches, the issue of finance has become critical and many preachers have devised some tricks which they press to their congregation on how to prosper and make a lot of money. They preach on sowing the seed so that God can multiply whatever you gave in a geometric fashion. This type of thinking has reduced God to be more of a magician, or they end up having a gambling mentality which has contributed to Christians behaving as if God operates a lottery or a company akin to a Casino where all you need to do is give him much, then Open Sesame an instant miracle. This simplistic view can end up frustrating these Christians and they may wonder what type of God do they believe in?

      As far as economics is concerned money is merely a medium of exchange. Money allows us to simplify the process of creating, transferring and sharing value within a society. It is a convenience that allows us freedom from the hustles of barter trade.

      In our modem society we tend to associate some of our most sad emotions to scarcity of this commodity called money. In many cases anxiety, frustrations, fear, insecurity, worry, anger, humiliation and stress are associated with this commodity.

      Some Political systems have been toppled by the pressure associated with financial deprivation. Many Coup detat leaders justify the

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