Don't Let Volatility Rear-End Your Retirement Plans

Imagine you're on a busy road, behind someone who's driving erratically. He might be drunk or on the phone, eating a burrito or physically ill. You have no idea. All you know is you want to get around and pass his car as quickly as possible.

But every time you think you've managed to pull far away, you spot him in your rearview mirror. His unpredictable maneuvers don't seem quite so menacing anymore, because he's behind you now --