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    Building a House Day-By-Day
    Building a House Day-By-Day
    Building a House Day-By-Day
    Ebook81 pages1 hour

    Building a House Day-By-Day

    By Tad Phipps

    ()

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    About this ebook

    You've looked at plan books and dreamed. Maybe you've bought land or have had some passed down to you. You think you are ready to build. Don't know where to go from here? How can you pull off juggling your job, personal life and building a house all at the same time? Taking the first step to building a house can be scary. It's like jumping into freezing cold water then looking for sharks. There are so many things to consider-contractors, permits, banks, subcontracting, materials, pricing and so much more. Follow along as the author takes you step-by-step into his building process from start to finish. You'll learn from his mistakes and successes as you go day-by-day into what it's like to build the house you've been planning all along. At the end of the build, you too will have the confidence to go forth with your plans. When you finally move in, you'll know it can be a tough and grueling experience, but worth every effort!

    LanguageEnglish
    PublisheriUniverse
    Release dateMay 13, 2007
    ISBN9780595882489
    Building a House Day-By-Day
    Author

    Tad Phipps

    Although born in Texas, Tad Phipps spent his childhood in Pulaski, Virginia until the age of 12. Afterwards he and his family moved to Wytheville, Virginia where he graduated from George Wythe High School. He attended Virginia Tech majoring in everything from outdoor recreation to forestry until finally deciding to go into agricultural education. He taught in Pinehurst, North Carolina for a year then stayed in that area to work as a procurement representative for the timber industry. A short time later he was offered a job back home teaching Natural Resource Management and Shop to agriculture students at Fort Chiswell High School in Max Meadows, Virginia. During this time Tad served 12 years in the Army Reserves?9 of them as a Drill Sergeant. He continues to live and work in Wythe County with his wife and two girls.

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      Book preview

      Building a House Day-By-Day - Tad Phipps

      Copyright © 2007 by William C. Phipps

      All rights reserved. No part of this book may be used or reproduced by any means, graphic, electronic, or mechanical, including photocopying, recording,taping or by any information storage retrieval system without the written permission of the publisher except in the case of brief quotations embodied in critical articles and reviews.

      iUniverse books may be ordered through booksellers or by contacting:

      iUniverse

      2021 Pine Lake Road, Suite 100

      Lincoln, NE 68512

      www.iuniverse.com

      1-800-Authors (1-800-288-4677)

      The author claims no responsibility to the building of any house other than his own. This book is not an expert reference on legal or financial information or how to build a house or any other dwelling. You should seek advice from a competent professional during the construction of your or anyone else’s home. You should also take into consideration all building codes, deed restrictions and the advice of your local building inspector.

      Cover designed by Lara Helms

      ISBN: 978-0-595-43925-6 (pbk)

      ISBN: 978-0-595-88248-9 (ebk)

      Contents

      Introduction

      Summary

      Building Timeline

      Special thanks to Lara Helms and Jeremy Tassone for designing the cover and help with pictures and layout. I would also like to thank Shannon Phillips for her editing skills. Without these wonderful people this book would not have been possible.

      Introduction

      Shortly after I got married my wife informed me that the house in which we currently lived was not sufficient for the future. I disagreed for a while, but after some thought, I agreed that the house was too small if we were going to have a family. After an unsuccessful attempt at looking for a suitable home on the market, we started looking for land. It took almost three years to find the land we wanted, but when I found it, I knew it. The property is little more than three acres mostly wooded, level at the top, then sloping and wooded with a large creek at the bottom. There was a small field in the bottom and a small walking path along the creek, as well as one connecting the top of the property to the bottom. When I checked on the price, I was astounded and made sure I revisited the property to participate in a small ceremony, which included throwing the realtor’s sign down in the woods so no one else would know it was on the market. I made improvements for three years after we bought the land to prepare it for our future home.

      We picked out a plan and started preparations. I actually tried to build a couple of years prior to getting very serious about it, until we found out we didn’t have the money saved to do so. We decided to go with a conventional loan since I used a VA loan on my first home. I researched everything there is to know about a construction loan and mortgage, from origination fees to interest rates, before we even approached a bank.

      I’ve been told to be weary of a lot of rumors about building a home. I’ve been told that building a home tests the limits of a marriage. I’ve been advised to estimate 10-20 percent over the cost of materials for things we will want along the way and for odds and ends that could be forgotten in the construction process. I’ve also been told to watch out for contractors who want to take advantage. My contractor has told me to estimate approximately $1,500 to pay in interest to the construction loan bank, but I fear it will be more. I’ve been told I should also secure approximately $2,500 for closing costs when construction is complete. All of this is for a $125,000 home.

      As you read these entries, depending on your background, you might say of course or why didn’t you do this, stupid? I’ll ask that you bear with me and not eat through the pages until after you finish the book. The whole reason I wrote this book is because I wish I could’ve have had something like it before I started our home as a way of knowing what I was about to get into. Maybe it will bring some light to your own project.

      As you read this book, I’ll walk you through the day-to-day tribulations it took us to build the home of our dreams. Keep in mind though, that each county and state has different guidelines and building codes and your experiences could be completely different. You should check with your local building inspector and the restrictions in your deed before you do anything along the lines of building a home. I’ve been asked before why I didn’t just make a timeline of all the things one should do to build a house. Because of different building codes and deed restrictions this is impossible. I have however made a blank timeline and a place for notes in this back of this book so you can create your own timeline to build your house and jot down some ideas. As you fill in the timeline, look ahead at items I had to deal with and be prepared to deal with similar events. It may save you some pitfalls along the way. The best idea is to finish the book before you start anything so you can see where I went wrong and what I learned in the end. Later, read it again as you build. Good Luck.

      January 19th—My wife and I sat down and decided to sell our house and build in order to take advantage of good interest rates while they are low. I told her how trying it seems to be on marriages and how we both need to stay patient and help each other through this process and take it one day at a time. Now that we have our tax refund in, we can afford the plans to our house, which are about $500. I’ll order the plans tomorrow and call my contractor once they come in to discuss options.

      January 27th—I went to see a friend at a bank that was highly recommended for his honesty. I kind of know him through other people as well. He was not in his office today.

      January 28th—Went to see my friend at the bank again

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