CashPro Online Quick Reference Card

Technical Resources Bank Administration Institute Codes

Introduction
The Bank Administration Institute (BAI) are unique identifiers that allow you to differentiate the types of transactions that post to your accounts. All banks use BAI2 transaction codes to reference account status, summary, and detail transactions. BAI2 is the second version of this standard and has been in place since 1986. The following table describes the available BAI Codes:
# 10 cashpro@bankofamerica.com 11 12 15 20 21 22 24 25 30 37 39 40 41 42 43 44 45 50 51 55 56 CODE NAME Opening Ledger Average Opening Ledger MTD Average Opening Ledger YTD Closing Ledger Average Closing Ledger MTD Average Closing Ledger-Previous Month Aggregate Balance Adjustments Avg Closing Ledger YTD-Previous Month Average Closing Ledger YTD Current Ledger ACH Net Position Open Avail + Tot Same-Day ACHDTC Deposits Opening Available Average Opening Available MTD Average Opening Available YTD Average Available-Previous Month Disbursing Opening Available Balance Closing Available Average Closing Available MTD Average Closing Available-Last Month Average Closing Available YTD Loan Balance 81 82 6-Day Float Average 1-Day Float MTD 78 79 80 Average Adjustment to Balances YTD 4-Day Float 5-Day Float 73 74 75 76 77 Float Adjustment 2 or More Days Float 3 or More Days Float Adjustment to Balances Average Adjustment to Balances MTD 67 68 70 72 Adjusted Balance MTD Adjusted Balance YTD 0-Day Float 1-Day Float 65 66 Target Balance Adjusted Balance # 57 59 60 61 62 63 CODE NAME Total Investment Position Current Available (CRS Suppressed) Current Available Average Current Available MTD Average Current Available YTD Total Float

US/Canada Technical Help Desk 1.888.589.3473

Hours of Operation Monday Friday 7:00 a.m. 9:00 p.m. Eastern Time

CashPro University - Bank Administration Institute Codes

# 83 84 85 86 87 88 100 101 102 105 106 107 108 109 110 115 116 118 120 121 122 123 130 131 135 136 140 142 143 145 146 147 150 155 156 160 162 163 164 165

CODE NAME Average 1-Day Float YTD Average 2-Day Float MTD Average 2-Day Float YTD Transfer Calculation Target Balance Deficiency Total Funding Requirement Total Credits Total Credit Amount MTD Total Credit Number Credits Not Detailed Deposits Subject to Float Table Adjustment Credits YTD Credit (Any type) Current Day Tot Lockbox Dep Total Lockbox Deposits Lockbox Deposit Item in Lockbox Deposit Lockbox Adjustment Credit EDI Transaction Credit (Summary) EDI Transaction Credit (Detail) EDIBANX Credit Received EDIBANX Credit Return Total Concentration Credits Total DTC Credits DTC Concentration Credit Item in DTC Deposit Total ACH Credits ACH Credit Received Item in ACH Deposit ACH Concentration Credit Total Bank Card Deposits Individual Bank Card Deposit Tot Preauth Pmt Credits Preauthorized Draft Credit Item in PAC Deposit Total ACH Disbursing Funding Credits Corp Trade Pmt Settlement Corp Trade Pmt Credit Trade Services Credit Preauthorized ACH Credit

# 166 167 168 169 170 171 172 173 174 175 176 178 180 182 184 185 186 187 188 189 190 191 195 196 198 200 201 202 205 206 207 208 210 212 213 214 215 216 218 221

CODE NAME ACH Settlement ACH Settlement Credits ACH Return Item or Adjust Settlement Misc. ACH Credit Total Other Check Deposits Indiv. Loan Deposit Deposit Correction Bank Prepared Deposit Other Deposit Check Deposit Package Re-presented Check Deposit List Post Credits Total Loan Proceeds Total Bank Prepared Deposits Draft Deposit Total Miscellaneous Deposits Total Cash Letter Credits Cash Letter Credit Total Cash Letter Adjustments Cash Letter Adjustment Total Incoming Money Transfers Individual Incoming Internal Money TRF Incoming Money Transfer Money Transfer Adjustment Compensation Total Automatic TRF Credits Indiv. Automatic Transfer Credits Bond Operations Credit Total Book Transfer Credits Book Transfer Credit Total International Money Transfer Credit Indiv. Intl. Money TRF Credit Total International Credits Foreign Letter of Credit Letter of Credit Foreign Exchange of Credit Total Letters of Credit Foreign Remittance Credit Foreign Collection Credit Foreign Check Purchase

CashPro University - Bank Administration Institute Codes

# 222 224 226 227 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 254 255 256 257 258 260 261 263 266 268

CODE NAME Foreign Checks Deposited Commission International Money Market Trading Standing Order Misc. International Credit Total Security Credits Total Collection Credits Sale of Debt Security Securities Sold Sale of Equity Security Matured Reverse Repurchase Order Maturity of Debt Security Individual Collection Credit Collection of Dividends Total Bankers Acceptance Credits Coupon Collections-Banks Bankers Acceptance Collection of Interest Income Matured Fed Funds Purchased Interest/Matured Principal Payment Monthly Dividends Commercial Paper Capital Charge Savings Bond Sales Adjustment Misc. Security Credit Total Debit Reversals Debit Reversal Posting Error Correction Credit Check Posted and Returned Total ACH Return Items Individual ACH Return Item ACH Reversal Credit Total Rejected Credits Individual Rejected Credit Overdraft Return Item Return Item Adjustment

# 270 271 274 275 276 277 278 280 281 285 286 294 295 301 302 303 304 305 306 307 308 309 310 315 316 319 320 321 324 325 326 327 328 329 330 331 332

CODE NAME Total ZBA Credits Net Zero-Balance Amount Cumulative ZBA or Disbursement Credits ZBA Credit ZBA Float Adjustment ZBA Credit Transfer ZBA Credit Adjustment Total Controlled Disbursing Credits Individual Controlled Disbursing Credit Total DTC Disbursing Credits Individual DTC Disbursing Credit Total ATM Credits ATM Credit Commercial Deposit Correspondent Bank Deposit Total Wire Transfers In-FF Total Wire Transfers-In-CHF Total Fed Funds Sold Fed Funds Sold Total Trust Credits Trust Credit Total Value-Dated Funds Total Commercial Deposits Total International Credits-FF Total International Credits-CHF Total Foreign Check Purchased Late Deposit Total Securities Sold-FF Total Securities Sold-CHF Total Securities Matured-FF Total Securities Matured-CHF Total Securities Interest Total Securities Matured Total Securities Interest-FF Total Securities Interest-CHF Total Escrow Credits Individual Escrow Credits Total Misc. Securities Credits-FF

Total Checks Posted and Returned 318

CashPro University - Bank Administration Institute Codes

# 336 338 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 362 363 364 366 367 368 369 370 372 373 374 376 377 378

CODE NAME Total Misc. Securities Credits-CHF Total Securities Sold Total Broker Deposits Total Broker Deposits-FF Broker Deposit Total Brokers Deposits-CHF Individual Back Value Credit Item in Brokers Deposit Sweep Interest Income Sweep Principal Sell Futures Credit Principal Payments Credit Investment Sold Individual Investment Sold Total Cash Center Credits Cash Center Credit Interest Credit Investment Interest Total Credit Adjustment Credit Adjustment YTD Adjustment Credit Interest Adjustment Credit Total Checks Less Wire TRF and Returned Checks Grand Total Credits Less Grand Total Debits Correspondent Collection Correspondent Collection Adjustment Loan Participation Coin & Currency Deposited Food Stamp Letter Food Stamp Adjustment Clearing Settlement Credit Total Back Value Credits Back Value Adjustment Customer Payroll FRB Statement Recap Treasury Tax and Loan Credit Transfer of Treasury Credit

# 379 381 382 383 384 385 386 387 388 389 390 391 392 393 394 395 397 398 399 400 401 402 403 405 406 408 409 410 412 415 416 420 421 422 423 435 445

CODE NAME FRB Govt Checks Cash Letter Credit FRB Govt Check Adjustment FRB Postal Money Order Credit FRB Postal Money Order Adjustment FRB Cash Letter Auto Charge Credit Total Universal Credits FRB Cash Letter Auto Charge Adjustment FRB Fine Sort Cash Letter Credit FRB Fine Sort Adjustment Total Freight Pmt Credits Total Miscellaneous Credits Universal Credit Freight Payment Credit Itemized Credit Over $10,000 Cumulative Credits Check Reversal Float Adjustment Service Fee Reversal Miscellaneous Credit Total Debits Total Debit Amount MTD Total Debit Number Todays Total Debits Total Db less Wires TRF and Chg Backs Debits Not Detailed Float Adjustment Debit (Any Type) Total YTD Adjustment Total Debits Excluding Returned Items Lockbox Debit Total Lockbox Debits EDI Transaction Debits EDI Transaction Debit EDIBANX Settlement Debit EDIBANX Return Item Debt Total Payable Through Drafts Payable Through Draft ACH Concentration Debit

Savings Bond Letter or Adjustment 430

CashPro University - Bank Administration Institute Codes

# 446 447 450 451 452 455 462 463 464 465 466 467 468 469 470 471 472 474 475 476 477 478 479 480 481 482 484 485 486 487 489 490 491 493 495 496

CODE NAME Total ACH Disbursing Funding Debits ACH Disbursement Funding Debit Total ACH Debits ACH Debit Received Item in ACH Disbursement or Debit Preauthorized ACH Debit Account Holder Initiated ACH Debit Corporate Trade Payment Debits Corporate Trade Payment Debit Corporate Trade Pmt Settlement ACH Settlement ACH Settlement Debits ACH Return Item or Adjustment Settlement Miscellaneous ACH Debit Total Check Paid Total Check Pd Cumulative MTD Cumulative Checks Paid Certified Check Debit Check Paid Bank Originated Debit List Post Debits List Post Debit Total Loan Payments Individual Loan Debit Total Bank Originated Debits Draft DTC Debit Total Cash Letter Debits Cash Letter Debit Cash Letter Adjustment Total Outgoing Money Transfer Transf

# 498 500 501 502 505 506 507 508 510 512 513 514 515 516 518 522 524 526 527 530 531 532 533 534 535 536 537 538 539 540 541

CODE NAME Compensation Total Automatic Transfer Debits Indiv. Automatic Transfer Debit Bond Operations Debit Total Book Transfer Debits Book Transfer Debit Total International Money Trf Debit Indiv. Intl. Money Trf Debits Total Intl Debits Letters of Credit Debit Letter of Credit Foreign Exchange Debit Total Letters of Credit Foreign Remittance Debit Foreign Collection Debit Foreign Checks Paid Commission International Money Market Trading Standing Order Misc. International Debit or Draft Total Security Debits Securities Purchased Total Amt of Securities Purchased Security Collection Debit Tot Misc Securities DB FF Purchase of Equity Securities Tot Misc Securities DB-CHF Total Collection Debit Matured Repurchase Order Total Bankers Acceptance Debit Coupon Collection Debit Bankers Acceptances Purchase of Debit Securities Domestic Collection Interest-Matured Principal Payment Commercial Paper

Federal Reserve Bank Letter Debit 529

Individual Outgoing Internal Money 542 Customer Terminal Initiated Money 543 Transfer Outgoing Money Transfer Money Transfer Adjustment 544 546

CashPro University - Bank Administration Institute Codes

# 547 548 549 550 551 552 554 555 556 557 558 560 561 563 564 566 567 568 570 574 575 577 578 580 581 583 584 585 586 587 588 590 594 595 596 597

CODE NAME Capital Change Savings Bond Sales Adjustment Miscellaneous Security Debit Total Deposited Items Returned Total Credit Reversals Credit Reversal Posting Error Correction Debit Deposited Item Returned Tot ACH Return Items Individual ACH Return Item ACH Reversal Debit Total Rejected Debits Individual Rejected Debit Overdraft Overdraft Fee Return Item Return Item Fee Return Item Adjustment Total ZBA Debits Cumulative ZBA Debits ZBA Debit ZBA Debit Transfer ZBA Debit Adjustment Total Controlled Disbursing Debits Individual Controlled Disbursing Debit Total Disbursing Checks PaidEarly Amt Total Disbursing Checks PaidLater Amt Disbursing Funding Requirement FRB Presentment Estimate (FED estimate) Late Debits (After Notification) Tot Disbursing Cks Pd Last Amt Total DTC Debits Total ATM Debits ATM Debit Total ARP Debits ARP Debit

# 610 611 612 613 614 615 616 617 618 621 622 623 625 626 627 628 629 630 631 632 633 634 640 641 644 646 650 651 654 655 656 657 658 659 661 662

CODE NAME Total Funds Required Total Wires Transfers Out-CHF Total Wire Transfers Out FF Total International Debit CHF Total International Debit FF Tot Federal Reserve BK Comm BK Debit Federal Reserve Bank-Commercial Bank DB Total Securities Purchased-CHF Total Securities Purchased-FF Total Broker Debits Broker Debit Total Broker Debits-FF Total Broker Debits Total Fed Funds Purchased Fed Funds Purchased Total Cash Center Debits Cash Center Debit Total Debit Adjustment Debit Adjustment Total Trust Debits Trust Debit YTD Adjustment Debit Total Escrow Debits Individual Escrow Debit Individual Back Value Debit Transfer Calculation Debit Investments Purchased Individual Investment Purchased Interest Debit Total Investment Interest Debits Sweep Principal Debit Futures Debit Principal Payments Debit Interest Adjustment Debit Account Analysis Fee Correspondent Collection Debit

CashPro University - Bank Administration Institute Codes

# 663 664 665 666 667 668 669 670 672 673 674 676 677 678 679 681 682 683 684 685 686 687 688 689 690 691 692 693 694 695 696 697

CODE NAME Correspondent Collection Adjustment Loan Participation Intercept Debits Currency and Coin Shipped Food Stamp Letter Food Stamp Adjustment Clearing Settlement Debit Total Back Value Debits Back Value Adjustment Customer Payroll FRB Statement Recap

# 698 699 701 706 707 708 715 724 725 726 727

CODE NAME Miscellaneous Fees Miscellaneous Debit Principal Loan Balance Trading Securities Credit Principal Amount Past Due Trading Securities Debit Total ACH Disbursement Credits Amount Applied to Late Charges Amount Applied to Buydown Amount Applied to Misc. Fees Amount Applied to Deferred Interest Detail Amount Applied to Service Charge Total Disbursement Funding Requirement CDA2000 Funding Debit CDA2000 Funding Credit Bill Pay Transfer Debit Erin Return Chargeback Debit Loan Disbursement Erin Return Reclear Debit Total Adjustment Disbursement Credits Total Adjustment Disbursement Debits Total Adjustment Disbursement Funding Credits Total Adjustment Disbursement Funding Debits TFR Transfer Credit TFR Transfer Debit Contains non-monetary information Todays Opening 1 Day Float Todays Opening 2+ Day Float Bankard Chargebacks Bankard Chargeback Reversal Trust Balance Total Balance

Savings Bond Letter or Adjustment 728 Treasury Tax and Loan Debit Transfer of Treasury Debit FRB Government Checks Cash Letter Debit FRB Government Check Adjustment FRB Postal Money Order Debit FRB Postal Money Order Adjustment FRB Cash Letter Auto Charge Debit Total Universal Debits FRB Cash Letter Auto Charge Adjustment FRB Fine-Sort Cash Letter Debit FRB Fine-Sort Adjustment FRB Freight Pmt Debits Total Miscellaneous Debits Universal Debit Freight Payment Debit Itemized Debit Over $10,000 Deposit Reversal Deposit Correction Debit Regular Collection Debit Cumulative Debits 779 780 856 868 890 906 907 916 917 918 919 777 778 766 755 760 743 729 738 739

CashPro University - Bank Administration Institute Codes

# 920 931 936 937 938 939 940 941 942 943 944 945 946 947

CODE NAME Bankard Deposits Previous Days Funding Adjustment Deposit-Chicago Asset Based Lending Credit Commercial Loan Credit Investment Department Credit Time Deposit Credit Headquarters Credit Eurodollar Interest Eurodollar Maturity International Credit-ACH Wholesale Lockbox Deposit Retail Lockbox Deposit Deposit-New York

# 951 952 953 960 963 964 966 968 969 975 977 985 998

CODE NAME Dep Corr CR New York Dep Corr CR Michigan Deposit Total Other Debts FRB ACH Debits Grand Cayman CD Purchase Commercial Loan Debit FRB Net Settlement Debit FRB Outgoing Return Items Stop Payment Charge Cash Items Returned by Fed MICR Memo Post Debit Interim Available

Bank of America Merrill Lynch is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation (Investment Banking Affiliates), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated, which is a registered brokerdealer and member of FINRA and SIPC, and, in other jurisdictions, locally registered entities. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured * May Lose Value * Are Not Bank Guaranteed. 2011 Bank of America Corporation.

CashPro University - Bank Administration Institute Codes