Description of The German Credit Dataset

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Description of the German credit dataset.

1. Title: German Credit data
2. Source Information
Professor Dr. Hans Hofmann
Institut f"ur Statistik und "Okonometrie
Universit"at Hamburg
FB Wirtschaftswissenschaften
Von-Melle-Park 5
2000 Hamburg 13
3. Number of Instances:
1000
Two datasets are provided. the original dataset, in the form provided
by Prof. Hofmann, contains categorical/symbolic attributes and
is in the file "german.data".
For algorithms that need numerical attributes, Strathclyde University
produced the file "german.data-numeric". This file has been edited
and several indicator variables added to make it suitable for
algorithms which cannot cope with categorical variables.
Several
attributes that are ordered categorical (such as attribute 17) have
been coded as integer.
This was the form used by StatLog.
6. Number of Attributes german: 20 (7 numerical, 13 categorical)
Number of Attributes german.numer: 24 (24 numerical)
7.
Attribute description for german
Attribute 1:
(qualitative)
Status of existing checking account
A11 :
... <
0 DM
A12 : 0 <= ... < 200 DM
A13 :
... >= 200 DM /
salary assignments for at least 1 year
A14 : no checking account
Attribute 2: (numerical)
Duration in month
Attribute 3: (qualitative)
Credit history
A30 : no credits taken/
all credits paid back duly
A31 : all credits at this bank paid back duly
A32 : existing credits paid back duly till now
A33 : delay in paying off in the past
A34 : critical account/
other credits existing (not at this bank)
Purpose
A40 : car (new)
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A41 : car (used)

A42 : furniture/equipment
A43 : radio/television
A44 : domestic appliances
A45 : repairs
A46 : education
A47 : (vacation - does not exist?)
A48 : retraining
A49 : business
A410 : others
Credit amount
Attibute 6:
(qualitative)
Savings account/bonds
A61 :
... < 100 DM
A62 :
100 <= ... < 500 DM
A63 :
500 <= ... < 1000 DM
A64 :
.. >= 1000 DM
A65 :
unknown/ no savings account
Present employment since
A71 : unemployed
A72 :
... < 1 year
A73 : 1 <= ... < 4 years
A74 : 4 <= ... < 7 years
A75 :
.. >= 7 years
Installment rate in percentage of disposable income
Personal status and sex
A91 : male
: divorced/separated
A92 : female : divorced/separated/married
A93 : male
: single
A94 : male
: married/widowed
A95 : female : single
Other debtors / guarantors
A101 : none
A102 : co-applicant
A103 : guarantor
Present residence since
Property
A121 : real estate
A122 : if not A121 : building society savings agreement/
life insurance
A123 : if not A121/A122 : car or other, not in attribute 6
A124 : unknown / no property
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Age in years
Other installment plans
A141 : bank
A142 : stores
A143 : none
Housing
A151 : rent
A152 : own
A153 : for free
Number of existing credits at this bank
Job
A171 : unemployed/ unskilled - non-resident
A172 : unskilled - resident
A173 : skilled employee / official
A174 : management/ self-employed/
highly qualified employee/ officer
Number of people being liable to provide maintenance for
Telephone
A191 : none
A192 : yes, registered under the customers name
foreign worker
A201 : yes
A202 : no
8.
Cost Matrix
This dataset requires use of a cost matrix (see below)

1
2
---------------------------1
0
1
----------------------2
5
0
(1 = Good,
2 = Bad)
the rows represent the actual classification and the columns

the predicted classification.
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It is worse to class a customer as good when they are bad (5),

than it is to class a customer as bad when they are good (1).
Relabeled values in attribute checking_status

From: A11
To: '<0'
From: A12
To: '0<=X<200'
From: A13
To: '>=200'
From: A14
To: 'no checking'
Relabeled values in attribute credit_history
From: A30
To: 'no credits/all paid'
From: A31
To: 'all paid'
From: A32
To: 'existing paid'
From: A33
To: 'delayed previously'
From: A34
To: 'critical/other existing credit'
Relabeled values in attribute purpose
From: A40
To: 'new car'
From: A41
To: 'used car'
From: A42
To: furniture/equipment
From: A43
To: radio/tv
From: A44
To: 'domestic appliance'
From: A45
To: repairs
From: A46
To: education
From: A47
To: vacation
From: A48
To: retraining
From: A49
To: business
From: A410
To: other
Relabeled values in attribute savings_status
From: A61
To: '<100'
From: A62
To: '100<=X<500'
From: A63
To: '500<=X<1000'
From: A64
To: '>=1000'
From: A65
To: 'no known savings'
Relabeled values in attribute employment
From: A71
To: unemployed
From: A72
To: '<1'
From: A73
To: '1<=X<4'
From: A74
To: '4<=X<7'
From: A75
To: '>=7'
Relabeled values in attribute personal_status
From: A91
To: 'male div/sep'
From: A92
To: 'female div/dep/mar'
From: A93
To: 'male single'
%
From: A94
To: 'male mar/wid'
%
From: A95
To: 'female single'
%
%
% Relabeled values in attribute other_parties
%
From: A101
To: none
%
From: A102
To: 'co applicant'
%
From: A103
To: guarantor
%
%
% Relabeled values in attribute property_magnitude
%
From: A121
To: 'real estate'
%
From: A122
To: 'life insurance'
%
From: A123
To: car
%
From: A124
To: 'no known property'
%
%
% Relabeled values in attribute other_payment_plans
%
From: A141
To: bank
%
From: A142
To: stores
%
From: A143
To: none
%
%
% Relabeled values in attribute housing
%
From: A151
To: rent
%
From: A152
To: own
%
From: A153
To: 'for free'
%
%
% Relabeled values in attribute job
%
From: A171
To: 'unemp/unskilled non res'
%
From: A172
To: 'unskilled resident'
%
From: A173
To: skilled
%
From: A174
To: 'high qualif/self emp/mgmt'
%
%
% Relabeled values in attribute own_telephone
%
From: A191
To: none
%
From: A192
To: yes
%
%
% Relabeled values in attribute foreign_worker
%
From: A201
To: yes
%
From: A202
To: no
%
%
% Relabeled values in attribute class
%
From: 1
To: good
%
From: 2
To: bad
%
@relation german_credit
@attribute checking_status { '<0', '0<=X<200', '>=200', 'no checking'}
@attribute duration real
@attribute credit_history { 'no credits/all paid', 'all paid', 'existing
paid', 'delayed previously', 'critical/other existing credit'}
@attribute purpose { 'new car', 'used car', furniture/equipment, radio/tv,

'domestic appliance', repairs, education, vacation, retraining, business,
other}
@attribute credit_amount real
@attribute savings_status { '<100', '100<=X<500', '500<=X<1000', '>=1000',
'no known savings'}
@attribute employment { unemployed, '<1', '1<=X<4', '4<=X<7', '>=7'}
@attribute installment_commitment real
@attribute personal_status { 'male div/sep', 'female div/dep/mar', 'male
single', 'male mar/wid', 'female single'}
@attribute other_parties { none, 'co applicant', guarantor}
@attribute residence_since real
@attribute property_magnitude { 'real estate', 'life insurance', car, 'no
known property'}
@attribute age real
@attribute other_payment_plans { bank, stores, none}
@attribute housing { rent, own, 'for free'}
@attribute existing_credits real
@attribute job { 'unemp/unskilled non res', 'unskilled resident', skilled,
'high qualif/self emp/mgmt'}
@attribute num_dependents real
@attribute own_telephone { none, yes}
@attribute foreign_worker { yes, no}
@attribute class { good, bad}
@data
'<0',?,'critical/other existing credit',radio/tv,1169,'no known
savings','>=7',4,'male single',none,4,'real
estate',67,none,own,2,skilled,1,yes,yes,good
'0<=X<200',48,'existing paid',radio/tv,5951,'<100','1<=X<4',2,'female
div/dep/mar',none,2,'real estate',22,none,own,1,skilled,1,none,yes,bad
'no checking',12,'critical/other existing
credit',education,2096,'<100','4<=X<7',2,'male single',none,3,'real
estate',49,none,own,1,'unskilled resident',2,none,yes,good
'<0',?,'existing paid',furniture/equipment,7882,'<100','4<=X<7',2,'male
single',guarantor,4,'life insurance',45,none,'for
free',1,skilled,2,none,yes,good
'<0',?,'delayed previously','new car',4870,'<100','1<=X<4',3,'male
single',none,4,'no known property',53,none,'for free',2,skilled,2,none,yes,bad
'no checking',36,'existing paid',education,9055,'no known
savings','1<=X<4',2,'male single',none,4,'no known property',35,none,'for
free',1,'unskilled resident',2,yes,yes,good
'no checking',24,'existing
paid',furniture/equipment,2835,'500<=X<1000','>=7',3,'male
single',none,4,'life insurance',53,none,own,1,skilled,1,none,yes,good
'0<=X<200',?,'existing paid','used car',6948,'<100','1<=X<4',2,'male
single',none,2,car,35,none,rent,1,'high qualif/self emp/mgmt',1,yes,yes,good
'no checking',12,'existing paid',radio/tv,3059,'>=1000','4<=X<7',2,'male
div/sep',none,4,'real estate',61,none,own,1,'unskilled
resident',1,none,yes,good
'0<=X<200',30,'critical/other existing credit','new
car',5234,'<100',unemployed,4,'male mar/wid',none,2,car,28,none,own,2,'high
qualif/self emp/mgmt',1,none,yes,bad
'0<=X<200',12,'existing paid','new car',1295,'<100','<1',3,'female
div/dep/mar',none,1,car,25,none,rent,1,skilled,1,none,yes,bad
'<0',48,'existing paid',business,4308,'<100','<1',3,'female
div/dep/mar',none,4,'life insurance',24,none,rent,1,skilled,1,none,yes,bad
div/dep/mar',none,1,car,22,none,own,1,skilled,1,yes,yes,good
'<0',24,'critical/other existing credit','new car',1199,'<100','>=7',4,'male
single',none,4,car,60,none,own,2,'unskilled resident',1,none,yes,bad
'<0',15,'existing paid','new car',1403,'<100','1<=X<4',2,'female
div/dep/mar',none,4,car,28,none,rent,1,skilled,1,none,yes,good
'<0',24,'existing paid',radio/tv,1282,'100<=X<500','1<=X<4',4,'female
div/dep/mar',none,2,car,32,none,own,1,'unskilled resident',1,none,yes,bad
'no checking',24,'critical/other existing credit',radio/tv,2424,'no known
savings','>=7',4,'male single',none,4,'life
insurance',53,none,own,2,skilled,1,none,yes,good
'<0',30,'no credits/all paid',business,8072,'no known savings','<1',2,'male
single',none,3,car,25,bank,own,3,skilled,1,none,yes,good
'0<=X<200',24,'existing paid','used car',12579,'<100','>=7',4,'female
div/dep/mar',none,2,'no known property',44,none,'for free',1,'high
qualif/self emp/mgmt',1,yes,yes,bad
'no checking',24,'existing paid',radio/tv,3430,'500<=X<1000','>=7',3,'male
single',none,2,car,31,none,own,1,skilled,2,yes,yes,good
'no checking',9,'critical/other existing credit','new
car',2134,'<100','1<=X<4',4,'male
'<0',6,'existing paid',radio/tv,2647,'500<=X<1000','1<=X<4',2,'male
single',none,3,'real estate',44,none,rent,1,skilled,2,none,yes,good
'<0',10,'critical/other existing credit','new car',2241,'<100','<1',1,'male
single',none,3,'real estate',48,none,rent,2,'unskilled
resident',2,none,no,good
'0<=X<200',12,'critical/other existing credit','used
car',1804,'100<=X<500','<1',3,'male single',none,4,'life
credit',furniture/equipment,2069,'no known savings','1<=X<4',2,'male
mar/wid',none,1,car,26,none,own,2,skilled,1,none,no,good
'<0',6,'existing paid',furniture/equipment,1374,'<100','1<=X<4',1,'male
single',none,2,'real estate',36,bank,own,1,'unskilled resident',1,yes,yes,good
'no checking',6,'no credits/all paid',radio/tv,426,'<100','>=7',4,'male
mar/wid',none,4,car,39,none,own,1,'unskilled resident',1,none,yes,good
'>=200',12,'all paid',radio/tv,409,'>=1000','1<=X<4',3,'female
div/dep/mar',none,3,'real estate',42,none,rent,2,skilled,1,none,yes,good
'0<=X<200',7,'existing paid',radio/tv,2415,'<100','1<=X<4',3,'male
single',guarantor,2,'real estate',34,none,own,1,skilled,1,none,yes,good
'<0',60,'delayed previously',business,6836,'<100','>=7',3,'male
single',none,4,'no known property',63,none,own,2,skilled,1,yes,yes,bad
'0<=X<200',18,'existing paid',business,1913,'>=1000','<1',3,'male
mar/wid',none,3,'real estate',36,bank,own,1,skilled,1,yes,yes,good
single',none,2,car,27,stores,own,1,skilled,1,none,yes,good
'0<=X<200',18,'existing paid','new car',5866,'100<=X<500','1<=X<4',2,'male
'no checking',12,'critical/other existing credit',business,1264,'no known
savings','>=7',4,'male single',none,4,'no known
property',57,none,rent,1,'unskilled resident',1,none,yes,good
'>=200',12,'existing paid',furniture/equipment,1474,'<100','<1',4,'female
div/dep/mar',none,1,'life insurance',33,bank,own,1,'high qualif/self
emp/mgmt',1,yes,yes,good
'0<=X<200',45,'critical/other existing
credit',radio/tv,4746,'<100','<1',4,'male single',none,2,'life
insurance',25,none,own,2,'unskilled resident',1,none,yes,bad

credit',education,6110,'<100','1<=X<4',1,'male single',none,3,'no known
property',31,bank,'for free',1,skilled,1,yes,yes,good
'>=200',18,'existing paid',radio/tv,2100,'<100','1<=X<4',4,'male single','co
applicant',2,'real estate',37,stores,own,1,skilled,1,none,yes,bad
'>=200',10,'existing paid','domestic appliance',1225,'<100','1<=X<4',2,'male
single',none,3,'real estate',24,none,own,1,skilled,1,none,yes,good
single',none,2,car,30,bank,own,1,'high qualif/self emp/mgmt',1,none,yes,good
'0<=X<200',12,'existing paid',radio/tv,1158,'500<=X<1000','1<=X<4',3,'male
div/sep',none,1,car,26,none,own,1,skilled,1,yes,yes,good
'0<=X<200',18,'delayed previously',repairs,6204,'<100','1<=X<4',2,'male
single',none,4,'real estate',44,none,own,1,'unskilled resident',2,yes,yes,good
'<0',30,'critical/other existing credit','used
car',6187,'100<=X<500','4<=X<7',1,'male
mar/wid',none,4,car,24,none,rent,2,skilled,1,none,yes,good
car',6143,'<100','>=7',4,'female div/dep/mar',none,4,'no known
property',58,stores,'for free',2,'unskilled resident',1,none,yes,bad
car',1393,'<100','<1',4,'female div/dep/mar',none,4,car,35,none,own,2,'high
qualif/self emp/mgmt',1,none,yes,good
single',none,4,car,39,none,own,1,skilled,1,none,yes,good
'<0',6,'existing paid','used car',1352,'500<=X<1000',unemployed,1,'female
div/dep/mar',none,2,'life insurance',23,none,rent,1,'unemp/unskilled non
res',1,yes,yes,good
car',7228,'<100','1<=X<4',1,'male single',none,4,'life
insurance',39,none,own,2,'unskilled resident',1,none,yes,good
paid',radio/tv,2073,'100<=X<500','1<=X<4',4,'female div/dep/mar','co
applicant',2,'real estate',28,none,own,1,skilled,1,none,yes,good
'0<=X<200',24,?,furniture/equipment,2333,'no known savings','<1',4,'male
single',none,2,'life insurance',29,bank,own,1,'unskilled
'0<=X<200',27,'delayed previously','used car',5965,'<100','>=7',1,'male
single',none,2,car,30,none,own,2,'high qualif/self emp/mgmt',1,yes,yes,good
'no checking',12,'existing paid',radio/tv,1262,'<100','1<=X<4',3,'male
'no checking',18,?,'used car',3378,'no known savings','1<=X<4',2,'male
single',none,1,'life insurance',31,none,own,1,skilled,1,yes,yes,good
'0<=X<200',36,'delayed previously','new car',2225,'<100','>=7',4,'male
single',none,4,'no known property',57,bank,'for free',2,skilled,1,yes,yes,bad
'no checking',6,'all paid','new car',783,'no known savings','1<=X<4',1,'male
single',guarantor,2,'real estate',26,stores,own,1,'unskilled
'0<=X<200',12,'existing paid',radio/tv,6468,'no known
savings',unemployed,2,'male single',none,1,'no known
property',52,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,bad
credit',radio/tv,9566,'<100','1<=X<4',2,'female
div/dep/mar',none,2,car,31,stores,own,2,skilled,1,none,yes,good
'>=200',18,'existing paid','new car',1961,'<100','>=7',3,'female

div/dep/mar',none,2,car,23,none,own,1,'high qualif/self
emp/mgmt',1,none,yes,good
'<0',36,'critical/other existing
credit',furniture/equipment,6229,'<100','<1',4,'female div/dep/mar','co
applicant',4,'no known property',23,none,rent,2,'unskilled
resident',1,yes,yes,bad
'0<=X<200',9,?,business,1391,'<100','1<=X<4',2,'male mar/wid',none,1,'real
estate',27,bank,own,1,skilled,1,yes,yes,good
'0<=X<200',15,'critical/other existing credit',radio/tv,1537,'no known
savings','>=7',4,'male single',guarantor,4,'real
'0<=X<200',36,'no credits/all paid',business,1953,'<100','>=7',4,'male
single',none,4,'no known property',61,none,'for free',1,'high qualif/self
emp/mgmt',1,yes,yes,bad
'0<=X<200',48,'no credits/all paid',business,14421,'<100','1<=X<4',2,'male
single',none,2,car,25,none,own,1,skilled,1,yes,yes,bad
'no checking',24,?,radio/tv,3181,'<100','<1',4,'female
div/dep/mar',none,4,'life insurance',26,none,own,1,skilled,1,yes,yes,good
'no checking',27,'existing paid',repairs,5190,'no known
insurance',48,none,own,4,skilled,2,yes,yes,good
'no checking',12,'existing paid',radio/tv,2171,'<100','<1',2,'female
div/dep/mar',none,2,car,29,bank,own,1,skilled,1,none,yes,good
'0<=X<200',12,'existing paid','new car',1007,'>=1000','1<=X<4',4,'male
mar/wid',none,1,'real estate',22,none,own,1,skilled,1,none,yes,good
'no checking',36,'existing paid',education,1819,'<100','1<=X<4',4,'male
single',none,4,'no known property',37,stores,'for
free',1,skilled,1,yes,yes,bad
'no checking',36,'existing paid',radio/tv,2394,'no known
savings','1<=X<4',4,'female
div/dep/mar',none,4,car,25,none,own,1,skilled,1,none,yes,good
'no checking',36,'existing paid','used car',8133,'<100','1<=X<4',1,'female
div/dep/mar',none,2,'life insurance',30,bank,own,1,skilled,1,none,yes,good
insurance',46,none,rent,2,'unskilled resident',1,yes,yes,good
'<0',8,'critical/other existing credit',other,1164,'<100','>=7',3,'male
single',none,4,'no known property',51,bank,'for free',2,'high qualif/self
credit',business,5954,'<100','4<=X<7',2,'female div/dep/mar',none,1,'real
estate',41,bank,own,2,'unskilled resident',1,none,yes,good
'<0',36,'existing paid',education,1977,'no known savings','>=7',4,'male
single',none,4,'no known property',40,none,own,1,'high qualif/self
'<0',12,'critical/other existing credit','used car',1526,'<100','>=7',4,'male
'<0',42,'existing paid',radio/tv,3965,'<100','<1',4,'male
single',none,3,car,34,none,own,1,skilled,1,none,yes,bad
'0<=X<200',11,'delayed previously',radio/tv,4771,'<100','4<=X<7',2,'male
'no checking',54,'no credits/all paid','used car',9436,'no known
savings','1<=X<4',2,'male single',none,2,'life
'0<=X<200',30,'existing paid',furniture/equipment,3832,'<100','<1',2,'male
mar/wid',none,1,'life insurance',22,none,own,1,skilled,1,none,yes,good
savings','<1',1,'female
div/dep/mar',none,1,car,44,none,own,2,skilled,1,yes,yes,bad
single',none,3,'life insurance',47,stores,own,1,skilled,1,yes,yes,good
paid',business,1568,'100<=X<500','1<=X<4',3,'female div/dep/mar',none,4,'life
insurance',24,none,rent,1,'unskilled resident',1,none,yes,good
'<0',24,'existing paid',other,1755,'<100','>=7',4,'female
div/dep/mar',guarantor,4,'real estate',58,none,own,1,'unskilled
resident',1,yes,yes,good
'<0',10,'existing paid',radio/tv,2315,'<100','>=7',3,'male
single',none,4,'real estate',52,none,own,1,'unskilled
credit',business,1412,'<100','1<=X<4',4,'female
div/dep/mar',guarantor,2,'real estate',29,none,own,2,'high qualif/self
credit',furniture/equipment,1295,'<100','<1',4,'female
div/dep/mar',none,1,'life insurance',27,none,own,2,skilled,1,none,yes,good
'0<=X<200',36,'existing paid',education,12612,'100<=X<500','1<=X<4',1,'male
single',none,4,'no known property',47,none,'for free',1,skilled,2,yes,yes,bad
'<0',18,'existing paid','new car',2249,'100<=X<500','4<=X<7',4,'male
'<0',12,'no credits/all paid',repairs,1108,'<100','4<=X<7',4,'male
single',none,3,'real estate',28,none,own,2,skilled,1,none,yes,bad
credit',radio/tv,618,'<100','>=7',4,'male single',none,4,'real
estate',56,none,own,1,skilled,1,none,yes,good
savings','>=7',4,'female div/dep/mar',none,3,'life
insurance',33,bank,own,1,'unskilled resident',2,none,yes,bad
'>=200',24,'critical/other existing credit',furniture/equipment,3617,'no
known savings','>=7',4,'male single','co applicant',4,'no known
property',20,none,rent,2,skilled,1,none,yes,good
'0<=X<200',12,'existing paid','new car',1318,'>=1000','>=7',4,'male
single',none,4,'real estate',54,none,own,1,skilled,1,yes,yes,good
'0<=X<200',54,'no credits/all paid',business,15945,'<100','<1',3,'male
single',none,4,'no known property',58,none,rent,1,skilled,1,yes,yes,bad
'no checking',12,'critical/other existing credit',education,2012,'no known
'0<=X<200',18,'existing paid',business,2622,'100<=X<500','1<=X<4',4,'male
'0<=X<200',20,'delayed previously','used car',7057,'no known
insurance',36,bank,rent,2,'high qualif/self emp/mgmt',2,yes,yes,good
'no checking',24,'existing paid','new car',1469,'100<=X<500','>=7',4,'male

mar/wid',none,4,'real estate',41,none,rent,1,'unskilled
single',none,4,car,24,none,rent,1,skilled,1,none,yes,good
'no checking',6,'delayed previously',radio/tv,932,'<100','1<=X<4',3,'female
div/dep/mar',none,2,'real estate',24,none,own,1,skilled,1,none,yes,good
credit',furniture/equipment,1919,'<100','4<=X<7',4,'male
single',none,3,car,35,none,rent,1,skilled,1,yes,yes,good
'no checking',12,'existing paid','used car',2445,'no known
savings','<1',2,'male
mar/wid',none,4,car,26,none,rent,1,skilled,1,yes,yes,good
credit',other,11938,'<100','1<=X<4',2,'male single','co
applicant',3,car,39,none,own,2,'high qualif/self emp/mgmt',2,yes,yes,bad
'no checking',18,'all paid','new car',6458,'<100','>=7',2,'male
single',none,4,'no known property',39,bank,own,2,'high qualif/self
'0<=X<200',12,'existing paid','new car',6078,'<100','4<=X<7',2,'male
'<0',24,'existing paid',furniture/equipment,7721,'no known
savings','<1',1,'female div/dep/mar',none,2,'life
insurance',30,none,own,1,skilled,1,yes,no,good
'0<=X<200',14,'existing paid',business,1410,'500<=X<1000','>=7',1,'male
mar/wid',none,2,'real estate',35,none,own,1,skilled,1,yes,yes,good
'0<=X<200',6,'delayed previously',business,1449,'100<=X<500','>=7',1,'male
div/sep',none,2,car,31,bank,own,2,skilled,2,none,yes,good
'>=200',15,'existing paid',education,392,'<100','<1',4,'female
div/dep/mar',none,4,'life insurance',23,none,rent,1,skilled,1,yes,yes,good
car',7855,'<100','1<=X<4',4,'female div/dep/mar',none,2,'real
estate',25,stores,own,2,skilled,1,yes,yes,bad
'<0',12,'existing paid',radio/tv,1680,'500<=X<1000','>=7',3,'male
'<0',42,'existing paid',radio/tv,7174,'no known savings','4<=X<7',4,'female
'<0',10,'critical/other existing credit',furniture/equipment,2132,'no known
savings','<1',2,'female div/dep/mar','co applicant',3,'real
estate',27,none,rent,2,skilled,1,none,no,good
credit',furniture/equipment,4281,'500<=X<1000','1<=X<4',1,'female
div/dep/mar',none,4,car,23,none,own,2,skilled,1,none,yes,bad
car',2366,'500<=X<1000','4<=X<7',3,'male
div/sep',none,3,car,36,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,good
'<0',21,'existing paid',radio/tv,1835,'<100','1<=X<4',3,'female
div/dep/mar',none,2,'real estate',25,none,own,2,skilled,1,yes,yes,bad
'no checking',24,'critical/other existing credit','used

car',3868,'<100','>=7',4,'female div/dep/mar',none,2,car,41,none,rent,2,'high
qualif/self emp/mgmt',1,yes,yes,good
paid',furniture/equipment,1768,'<100','1<=X<4',3,'male single',none,2,'real
estate',24,none,rent,1,'unskilled resident',1,none,yes,good
'>=200',10,'critical/other existing credit','new
car',781,'<100','>=7',4,'male single',none,4,'no known property',63,none,'for
free',2,skilled,1,yes,yes,good
'0<=X<200',18,'existing paid',furniture/equipment,1924,'no known
savings','<1',4,'female div/dep/mar',none,3,'real
estate',27,none,rent,1,skilled,1,none,yes,bad
'<0',12,?,'new car',2121,'<100','1<=X<4',4,'male single',none,2,'life
'<0',12,'existing paid',radio/tv,701,'<100','1<=X<4',4,'male
mar/wid',none,2,'real estate',40,none,own,1,'unskilled
'0<=X<200',12,'existing paid',repairs,639,'<100','1<=X<4',4,'male
car',1860,'<100',unemployed,4,'male single',none,2,car,34,none,own,2,'high
'<0',12,'critical/other existing credit','new
car',3499,'<100','1<=X<4',3,'female div/dep/mar','co applicant',2,'real
estate',29,none,own,2,skilled,1,none,yes,bad
'0<=X<200',48,'existing paid','new car',8487,'no known
'<0',36,'delayed previously',education,6887,'<100','1<=X<4',4,'male
single',none,3,'life insurance',29,stores,own,1,skilled,1,yes,yes,bad
'no checking',15,'existing paid',furniture/equipment,2708,'<100','<1',2,'male
paid',furniture/equipment,1984,'<100','1<=X<4',4,'male single',none,4,'no
known property',47,bank,'for free',2,skilled,1,none,yes,good
paid',radio/tv,10144,'100<=X<500','4<=X<7',2,'female
div/dep/mar',none,4,'real estate',21,none,own,1,skilled,1,yes,yes,good
savings','>=7',4,'female div/dep/mar',none,2,'real
'no checking',27,'delayed previously','used
car',8613,'>=1000','1<=X<4',2,'male
single',none,3,'real estate',66,none,own,1,'unskilled resident',1,none,yes,bad
'0<=X<200',15,'critical/other existing credit',radio/tv,2728,'no known
savings','4<=X<7',4,'male single',guarantor,2,'real
estate',35,bank,own,3,skilled,1,yes,yes,good
'>=200',12,'existing paid',radio/tv,1881,'<100','1<=X<4',2,'female
div/dep/mar',none,2,car,44,none,rent,1,'unskilled resident',1,yes,yes,good
'>=200',6,'existing paid','new car',709,'>=1000','<1',2,'male
mar/wid',none,2,'real estate',27,none,own,1,'unemp/unskilled non
res',1,none,no,good
'0<=X<200',36,'existing paid',radio/tv,4795,'<100','<1',4,'female
div/dep/mar',none,1,'no known property',30,none,own,1,'high qualif/self
single',none,2,car,27,none,own,1,'high qualif/self emp/mgmt',1,none,yes,good
'0<=X<200',48,'all paid',business,3566,'100<=X<500','4<=X<7',4,'male
'<0',6,'critical/other existing credit','new car',860,'<100','>=7',1,'female
div/dep/mar',none,4,'no known property',39,none,own,2,skilled,1,yes,yes,good
car',682,'100<=X<500','4<=X<7',4,'female
single',guarantor,2,'life insurance',28,none,own,2,skilled,1,none,yes,good
credit',radio/tv,1582,'>=1000','>=7',4,'male
single',none,4,'no known property',42,bank,'for free',1,skilled,2,yes,yes,good
single',none,4,'life insurance',38,none,own,1,skilled,1,yes,no,good
'>=200',36,'existing paid',radio/tv,5848,'<100','1<=X<4',4,'male
car',7758,'>=1000','>=7',2,'female div/dep/mar',none,4,'no known
property',29,none,rent,1,skilled,1,none,yes,good
'0<=X<200',24,'delayed
previously',business,6967,'100<=X<500','4<=X<7',4,'male
'<0',12,'existing paid',furniture/equipment,1282,'<100','1<=X<4',2,'female
credit',repairs,1288,'100<=X<500','>=7',3,'male single',guarantor,4,'real
estate',48,none,own,2,skilled,2,none,no,good
'<0',12,'all paid',retraining,339,'<100','>=7',4,'male
mar/wid',none,1,car,45,bank,own,1,'unskilled resident',1,none,yes,good
single',none,3,car,38,bank,own,2,skilled,1,yes,yes,good
savings','1<=X<4',1,'male single',none,2,'real
credit',radio/tv,2872,'100<=X<500','>=7',3,'male single',none,4,'real
car',1055,'<100','<1',4,'female div/dep/mar',none,1,'life
'no checking',15,'existing paid','domestic
appliance',1262,'500<=X<1000','4<=X<7',4,'male single',none,3,'life
'0<=X<200',10,'existing paid','new car',7308,'<100',unemployed,2,'male

paid',furniture/equipment,2978,'500<=X<1000','1<=X<4',1,'male
'<0',18,'existing paid',furniture/equipment,1131,'<100',unemployed,4,'female
'0<=X<200',11,'existing
paid',furniture/equipment,1577,'>=1000','<1',4,'female
paid',furniture/equipment,3972,'<100','4<=X<7',2,'female
credit',business,1935,'<100','>=7',4,'male div/sep',none,4,'real
estate',31,none,own,2,skilled,1,yes,yes,bad
'<0',15,'no credits/all paid','new car',950,'<100','>=7',4,'male
single',none,3,car,33,none,rent,2,skilled,2,none,yes,bad
div/dep/mar',none,1,'real estate',26,none,own,1,skilled,1,yes,yes,good
'0<=X<200',24,'delayed
previously',furniture/equipment,2064,'<100',unemployed,3,'female
div/dep/mar',none,2,'life insurance',34,none,own,1,'high qualif/self
single',guarantor,2,'real estate',33,none,own,1,skilled,1,none,no,good
'<0',21,'delayed previously',education,3414,'<100','<1',2,'male
single',none,1,'life insurance',26,none,own,2,skilled,1,none,yes,bad
'no checking',30,'all paid','used car',7485,'no known
savings',unemployed,4,'female div/dep/mar',none,1,'real
estate',53,bank,own,1,'high qualif/self emp/mgmt',1,yes,yes,bad
div/sep',none,1,car,42,none,own,1,skilled,1,none,yes,good
credit',radio/tv,338,'500<=X<1000','>=7',4,'male
'no checking',36,'delayed previously',business,9572,'<100','<1',1,'male
div/sep',none,1,car,28,none,own,2,skilled,1,none,yes,bad
'0<=X<200',36,'delayed previously',business,4455,'<100','1<=X<4',2,'male
div/sep',none,2,'real estate',30,stores,own,2,'high qualif/self
'<0',21,'all paid','new car',1647,'no known savings','1<=X<4',4,'male
single',none,2,'life insurance',40,none,own,2,'unskilled
resident',2,none,yes,bad
credit',furniture/equipment,3777,'>=1000','1<=X<4',4,'male

car',884,'<100','>=7',4,'male
single',none,4,car,36,bank,own,1,skilled,2,yes,yes,bad
credit',radio/tv,1360,'<100','1<=X<4',4,'male single',none,2,'life
'0<=X<200',9,'all paid','used car',5129,'<100','>=7',2,'female
div/dep/mar',none,4,'no known property',74,bank,'for free',1,'high
car',1175,'<100',unemployed,2,'male single',none,3,car,68,none,'for
free',3,'unemp/unskilled non res',1,yes,yes,good
'<0',12,'existing paid',radio/tv,674,'100<=X<500','4<=X<7',4,'male
mar/wid',none,1,'life insurance',20,none,own,1,skilled,1,none,yes,bad
'0<=X<200',18,'no credits/all
div/dep/mar',none,4,car,33,bank,own,2,skilled,1,yes,yes,good
'no checking',24,'existing paid',business,4591,'>=1000','1<=X<4',2,'male
single',none,3,'life insurance',54,none,own,3,'high qualif/self
paid',business,3844,'100<=X<500','4<=X<7',4,'male single',none,4,'no known
property',34,none,'for free',1,'unskilled resident',2,none,yes,bad
'0<=X<200',27,'existing paid',business,3915,'<100','1<=X<4',4,'male
mar/wid',none,2,'real estate',29,none,rent,1,skilled,1,none,yes,good
single',guarantor,4,'life insurance',21,none,rent,1,skilled,1,none,yes,bad
credit',education,1501,'<100','>=7',2,'female
'0<=X<200',12,'existing
paid',furniture/equipment,951,'100<=X<500','<1',4,'female
div/dep/mar',none,4,car,27,bank,rent,4,skilled,1,none,yes,bad
'0<=X<200',24,'existing paid','used car',2760,'no known
savings','>=7',4,'male single',none,4,'no known property',36,bank,'for
'0<=X<200',18,'delayed
previously',furniture/equipment,4297,'<100','>=7',4,'male div/sep',none,3,'no
known property',40,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,bad
credit',education,936,'500<=X<1000','>=7',4,'male
'<0',12,'existing paid','new car',1168,'<100','1<=X<4',4,'male
'no checking',27,'delayed previously',business,5117,'<100','4<=X<7',3,'male
'<0',12,'existing paid',retraining,902,'<100','4<=X<7',4,'male
mar/wid',none,4,'life insurance',21,none,rent,1,skilled,1,none,yes,bad

car',1495,'<100','>=7',4,'male single',none,1,'real
car',10623,'<100','>=7',3,'male single',none,4,'no known
property',38,none,'for free',3,'high qualif/self emp/mgmt',2,yes,yes,good
credit',furniture/equipment,1935,'<100','>=7',4,'male single',none,4,'real
'0<=X<200',12,'critical/other existing credit','domestic
appliance',1424,'<100','4<=X<7',4,'male single',none,3,'life
'<0',24,'existing paid',business,6568,'<100','1<=X<4',2,'male
mar/wid',none,2,car,21,stores,own,1,'unskilled resident',1,none,yes,good
'no checking',12,'existing paid','used car',1413,'>=1000','4<=X<7',3,'male
single',none,2,'life insurance',55,none,own,1,skilled,1,none,no,good
estate',45,none,own,1,'unskilled resident',1,yes,yes,good
'<0',27,'no credits/all paid',business,5293,'<100',unemployed,2,'male
single',none,4,'life insurance',50,stores,own,2,skilled,1,yes,yes,bad
'>=200',30,'delayed previously',business,1908,'<100','>=7',4,'male
single',none,4,'real estate',66,none,own,1,'high qualif/self
savings','>=7',4,'male single',none,2,car,51,none,own,1,skilled,1,yes,yes,good
'0<=X<200',6,'critical/other existing credit',retraining,932,'no known
savings','4<=X<7',1,'female div/dep/mar',none,3,'life
'<0',18,'no credits/all paid',business,3104,'<100','4<=X<7',3,'male
single',none,1,'life insurance',31,bank,own,1,skilled,1,yes,yes,good
div/sep',none,2,'real estate',24,none,rent,1,'unskilled
'no checking',10,'existing paid','new car',1364,'<100','1<=X<4',2,'female
'0<=X<200',12,'existing paid',radio/tv,625,'<100','<1',4,'male
mar/wid',guarantor,1,'real estate',26,bank,own,1,'unskilled
'<0',12,'existing paid',education,1200,'no known savings','1<=X<4',4,'female
div/dep/mar',none,4,'life insurance',23,bank,rent,1,skilled,1,yes,yes,good
single',none,2,'real estate',30,bank,own,2,skilled,1,none,yes,good
'no checking',24,'delayed previously',business,2978,'no known
'no checking',15,'existing paid','used car',4657,'<100','1<=X<4',3,'male
'no checking',36,'no credits/all paid',repairs,2613,'<100','1<=X<4',4,'male
'0<=X<200',48,'existing paid',radio/tv,10961,'>=1000','4<=X<7',1,'male
single','co applicant',2,'no known
property',27,bank,own,2,skilled,1,yes,yes,bad
'<0',12,'existing paid',furniture/equipment,7865,'<100','>=7',4,'male
'<0',24,'existing paid',furniture/equipment,3149,'<100','<1',4,'male
single',none,1,'no known property',22,bank,'for
single',none,4,'no known property',51,none,'for free',1,'unskilled
'no checking',12,'existing paid',radio/tv,2141,'100<=X<500','4<=X<7',3,'male
single',none,1,'no known property',35,none,own,1,skilled,1,none,yes,good
mar/wid',guarantor,2,'real estate',25,none,own,1,'unskilled
credit',radio/tv,1544,'<100','4<=X<7',2,'male single',none,1,'real
'<0',24,'existing paid',radio/tv,1823,'<100',unemployed,4,'male
single',none,2,car,30,stores,own,1,'high qualif/self emp/mgmt',2,none,yes,bad
savings',unemployed,1,'male single',none,2,'life
insurance',23,none,own,1,'unemp/unskilled non res',1,yes,yes,bad
'0<=X<200',21,'existing paid',business,2767,'100<=X<500','>=7',4,'male
div/sep',none,2,car,61,bank,rent,2,'unskilled resident',1,none,yes,bad
credit',radio/tv,1291,'<100','1<=X<4',4,'female div/dep/mar',none,2,'life
'<0',24,'existing paid','new car',915,'no known savings','>=7',4,'female
div/dep/mar',none,2,car,29,bank,own,1,skilled,1,none,yes,bad
'<0',48,'no credits/all paid','used car',4605,'<100','>=7',3,'male
credit',business,1185,'<100','1<=X<4',3,'female div/dep/mar',none,2,'real
'no checking',12,'all paid',retraining,3447,'500<=X<1000','1<=X<4',4,'female
div/dep/mar',none,3,'real estate',35,none,own,1,'unskilled
'no checking',24,'existing paid',business,1258,'<100','4<=X<7',4,'male
'no checking',6,'no credits/all paid','new
car',1204,'100<=X<500','1<=X<4',4,'male single',none,1,'no known
property',35,bank,rent,1,skilled,1,none,no,good
'>=200',24,'existing paid',furniture/equipment,1925,'<100','1<=X<4',2,'male
'no checking',18,'existing paid',radio/tv,433,'<100',unemployed,3,'female
div/dep/mar','co applicant',4,'real
estate',22,none,rent,1,skilled,1,none,yes,bad
car',666,'>=1000','4<=X<7',3,'female div/dep/mar',none,4,'real
'>=200',12,'existing paid',furniture/equipment,2251,'<100','1<=X<4',1,'female
div/dep/mar',none,2,car,46,none,own,1,'unskilled resident',1,none,yes,good
'0<=X<200',30,'existing paid','new car',2150,'<100','1<=X<4',4,'female
div/dep/mar',guarantor,2,'no known
property',24,bank,own,1,skilled,1,none,yes,bad
'no checking',24,'delayed
previously',furniture/equipment,4151,'100<=X<500','1<=X<4',2,'male
savings','4<=X<7',2,'male
'0<=X<200',60,'delayed previously',radio/tv,7418,'no known
'<0',12,'all paid',radio/tv,2149,'<100','1<=X<4',4,'male div/sep',none,1,'no
known property',29,none,'for free',1,skilled,1,none,yes,bad
'no checking',15,'existing paid','used car',3812,'100<=X<500','<1',1,'female
credit',radio/tv,1154,'100<=X<500',unemployed,4,'female
'<0',24,'existing paid',radio/tv,1603,'<100','>=7',4,'female
credit',education,2748,'<100','>=7',2,'female div/dep/mar',none,4,'no known
property',57,bank,'for free',3,'unskilled resident',1,none,yes,good
estate',32,none,own,2,'unskilled resident',2,none,no,good
'0<=X<200',15,'existing paid',radio/tv,802,'<100','>=7',4,'male
div/dep/mar',none,3,car,38,stores,own,1,skilled,1,yes,yes,good
'<0',14,'existing paid','new car',8978,'<100','>=7',1,'male
div/sep',none,4,'life insurance',45,none,own,1,'high qualif/self
emp/mgmt',1,yes,no,bad

savings','>=7',4,'male
'no checking',18,'existing paid','new car',2662,'no known
insurance',32,none,own,1,skilled,1,none,no,good
credit',furniture/equipment,1402,'500<=X<1000','4<=X<7',3,'female
div/dep/mar',none,4,car,37,none,rent,1,skilled,1,yes,yes,good
'0<=X<200',48,'all paid','new car',12169,'no known
savings',unemployed,4,'male single','co applicant',4,'no known
'<0',30,'existing paid',repairs,11998,'<100','<1',1,'male div/sep',none,1,'no
known property',34,none,own,1,'unskilled resident',1,yes,yes,bad
savings','>=7',2,'male div/sep',none,4,'life
insurance',49,none,own,1,'unskilled resident',1,yes,yes,good
paid',furniture/equipment,4611,'<100','<1',1,'female
div/dep/mar',none,4,'life insurance',32,none,own,1,skilled,1,none,yes,bad
car',3368,'>=1000','>=7',3,'male single',none,4,'no known
property',23,none,rent,2,skilled,1,yes,yes,good
'>=200',18,'all paid',radio/tv,1445,'no known savings','4<=X<7',4,'male
single',none,4,car,49,bank,own,1,'unskilled resident',1,none,yes,good
credit',furniture/equipment,1520,'no known savings','>=7',4,'male
car',3878,'100<=X<500','<1',4,'male
'<0',47,'existing paid','new car',10722,'<100','<1',1,'female
'<0',48,'existing paid','used car',4788,'<100','4<=X<7',4,'male
'0<=X<200',48,'delayed previously',other,7582,'100<=X<500',unemployed,2,'male
div/dep/mar',guarantor,4,'real estate',49,none,own,2,skilled,1,yes,yes,good
'<0',24,'delayed previously',radio/tv,1024,'<100','<1',4,'male
mar/wid',none,4,'real estate',48,stores,own,1,skilled,1,none,yes,bad
mar/wid',none,2,'real estate',26,none,own,1,skilled,1,yes,no,good
'0<=X<200',36,'existing paid','used car',9398,'<100','<1',1,'male

mar/wid',none,4,car,28,none,rent,1,'high qualif/self emp/mgmt',1,yes,yes,bad
car',6419,'<100','>=7',2,'female div/dep/mar',none,4,'no known
'>=200',42,'critical/other existing credit','used
car',4796,'<100','>=7',4,'male single',none,4,'no known
property',56,none,'for free',1,skilled,1,none,yes,good
savings','>=7',4,'male div/sep',none,2,car,46,bank,own,2,'high qualif/self
'0<=X<200',48,'existing paid',furniture/equipment,9960,'<100','<1',1,'female
savings','<1',1,'female
savings','>=7',4,'male single','co applicant',2,'life
insurance',45,none,own,1,'unskilled resident',1,none,no,good
credit',furniture/equipment,2745,'>=1000','4<=X<7',3,'male
'no checking',6,'existing paid','new car',672,'<100',unemployed,1,'female
div/dep/mar',none,4,'real estate',54,none,own,1,'unemp/unskilled non
res',1,yes,yes,good
'0<=X<200',36,'no credits/all paid',radio/tv,3804,'<100','1<=X<4',4,'female
'>=200',24,'critical/other existing credit','new car',1344,'no known
estate',37,bank,own,2,'unskilled resident',2,none,yes,bad
car',1038,'<100','4<=X<7',4,'male single','co applicant',3,'life
property',44,bank,'for free',1,skilled,1,none,yes,bad
paid',furniture/equipment,1543,'>=1000','1<=X<4',4,'male
div/sep',none,2,'real estate',33,none,own,1,skilled,1,none,yes,good
insurance',24,stores,rent,1,'unskilled resident',1,none,yes,good
'<0',12,'existing paid',radio/tv,727,'100<=X<500','<1',4,'male
mar/wid',none,3,'no known property',33,none,own,1,'unskilled
'0<=X<200',8,'existing
'0<=X<200',48,'existing paid',other,5381,'no known
savings',unemployed,3,'male single',none,4,'no known property',40,bank,'for
free',1,'unemp/unskilled non res',1,yes,yes,good
paid',furniture/equipment,5511,'100<=X<500','1<=X<4',4,'male
single',none,1,car,25,stores,own,1,skilled,1,none,yes,good
mar/wid',none,3,car,25,bank,own,1,'unskilled resident',1,none,yes,bad
'>=200',4,'existing paid','new car',1494,'no known savings','<1',1,'male
single',none,2,'real estate',29,none,own,1,'unskilled resident',2,none,no,good
'<0',36,'all paid',furniture/equipment,2746,'<100','>=7',4,'male
single',none,4,car,31,bank,own,1,skilled,1,none,yes,bad
single',guarantor,3,'life insurance',38,none,own,1,'unskilled
credit',education,701,'<100','1<=X<4',4,'male
'<0',15,'delayed previously',furniture/equipment,3643,'<100','>=7',1,'female
div/dep/mar',none,4,'life insurance',27,none,own,2,'unskilled
car',4249,'<100',unemployed,4,'male mar/wid',none,2,car,28,none,own,2,'high
qualif/self emp/mgmt',1,none,yes,bad
div/sep',none,3,'life insurance',32,none,own,1,skilled,1,none,yes,bad
'<0',18,'existing paid',furniture/equipment,2659,'>=1000','1<=X<4',4,'male
car',3398,'<100','4<=X<7',1,'male single',none,4,'real
estate',39,none,own,2,'unskilled resident',1,none,no,good
credit',furniture/equipment,5801,'no known savings','>=7',2,'male
single',none,4,'life insurance',49,none,rent,1,skilled,1,yes,yes,good
'no checking',24,'existing paid','new car',1525,'>=1000','4<=X<7',4,'female
'>=200',36,'existing paid',radio/tv,4473,'<100','>=7',4,'male
car',6615,'<100',unemployed,2,'male single',none,4,'no known
credit',education,1864,'100<=X<500','1<=X<4',4,'female
'0<=X<200',60,'existing paid','new car',7408,'100<=X<500','<1',4,'female
emp/mgmt',1,none,yes,bad

car',11590,'100<=X<500','1<=X<4',2,'female
div/dep/mar',none,4,car,24,bank,rent,2,'unskilled resident',1,none,yes,bad
'<0',24,'no credits/all paid',furniture/equipment,4110,'<100','>=7',3,'male
single',none,4,'no known property',23,bank,rent,2,skilled,2,none,yes,bad
div/sep',none,4,'real estate',44,none,rent,1,'high qualif/self
div/dep/mar',guarantor,4,'life insurance',23,none,own,1,'unskilled
'<0',15,'existing paid','domestic appliance',1275,'no known
'0<=X<200',10,'existing
paid',furniture/equipment,1521,'<100','1<=X<4',4,'male
div/sep',none,2,car,31,none,own,1,'unskilled resident',1,none,yes,good
credit',education,5743,'<100','<1',2,'female div/dep/mar',none,4,'no known
property',24,none,'for free',2,skilled,1,yes,yes,good
div/dep/mar',none,4,car,26,none,rent,1,'unskilled resident',1,none,yes,good
'0<=X<200',18,'existing paid',radio/tv,3213,'500<=X<1000','<1',1,'male
'0<=X<200',18,'existing paid',business,4439,'<100','>=7',1,'male single','co
applicant',1,'real estate',33,bank,own,1,'high qualif/self
'>=200',10,'existing paid','new car',3949,'<100','<1',1,'male
credit',radio/tv,882,'<100','<1',4,'male single',guarantor,4,'real
'0<=X<200',24,'existing
paid',radio/tv,3758,'500<=X<1000',unemployed,1,'female
div/dep/mar',none,4,'no known property',23,none,rent,1,'unemp/unskilled non
res',1,none,yes,good
previously',business,1743,'100<=X<500','1<=X<4',1,'male single',none,2,'real
credit',education,1136,'>=1000','>=7',4,'male single',none,3,'no known
property',32,none,'for free',2,skilled,2,none,yes,bad
appliance',1236,'<100','<1',1,'female div/dep/mar',none,4,'real
estate',23,none,rent,1,skilled,1,yes,yes,good
div/dep/mar',none,2,car,29,none,own,1,skilled,1,none,no,bad
'no checking',18,'critical/other existing credit','used car',3229,'no known

property',38,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,good
'<0',12,'no credits/all paid',radio/tv,6199,'<100','1<=X<4',4,'male
single',none,2,'life insurance',28,none,rent,2,skilled,1,yes,yes,bad
'no checking',10,'existing paid',education,727,'500<=X<1000','>=7',4,'male
single',none,4,'no known property',46,none,'for free',1,skilled,1,yes,yes,good
'0<=X<200',24,'existing paid','new car',1246,'<100','<1',4,'male
single',none,2,'real estate',23,stores,own,1,'unskilled
savings','>=7',1,'male single','co applicant',4,'real
'no checking',36,'delayed previously',radio/tv,4463,'<100','1<=X<4',4,'male
single',none,2,car,26,none,own,2,'high qualif/self emp/mgmt',1,yes,yes,bad
div/dep/mar',none,4,'real estate',23,none,rent,1,skilled,1,none,yes,bad
'0<=X<200',18,'existing paid',education,1239,'no known
'>=200',12,'existing paid',radio/tv,3399,'no known savings','>=7',2,'male
'>=200',12,'delayed previously','new car',2247,'<100','1<=X<4',2,'female
div/dep/mar',none,2,car,36,stores,own,2,skilled,1,yes,yes,good
paid',furniture/equipment,1766,'<100','1<=X<4',1,'male mar/wid',none,2,'life
insurance',21,none,rent,1,skilled,1,none,yes,good
'<0',18,'existing paid',furniture/equipment,2473,'<100',unemployed,4,'male
single',none,1,car,25,none,own,1,'unemp/unskilled non res',1,none,yes,bad
car',3850,'<100','4<=X<7',3,'male
'<0',18,'existing paid',furniture/equipment,3650,'<100','<1',1,'female
'0<=X<200',18,'existing
credit',radio/tv,6070,'<100','>=7',3,'male
'no checking',60,'critical/other existing credit','new car',13756,'no known
free',1,'high qualif/self emp/mgmt',1,yes,yes,good
'0<=X<200',60,'all paid',other,14782,'100<=X<500','>=7',3,'female
div/dep/mar',none,4,'no known property',60,bank,'for free',2,'high
'<0',48,'all paid',business,7685,'<100','4<=X<7',2,'female
div/dep/mar',guarantor,4,car,37,none,rent,1,skilled,1,none,yes,bad
'no checking',18,'delayed previously',radio/tv,2320,'<100',unemployed,2,'male
'no checking',7,'delayed previously',radio/tv,846,'no known
savings','>=7',3,'male single',none,4,'no known property',36,none,'for
'0<=X<200',36,'existing paid','new car',14318,'<100','>=7',4,'male
car',362,'100<=X<500','1<=X<4',4,'female
'0<=X<200',18,'existing paid','used car',12976,'<100',unemployed,3,'female
'>=200',12,'existing paid','new car',1330,'<100','<1',4,'male
previously',business,4272,'100<=X<500','1<=X<4',2,'male single',none,2,'life
credit',furniture/equipment,7374,'<100',unemployed,4,'male
single',none,4,'life insurance',40,stores,own,2,'high qualif/self
credit',business,2326,'500<=X<1000','1<=X<4',2,'male
'no checking',9,'existing paid',business,1449,'<100','4<=X<7',3,'female
'no checking',18,'existing paid','new car',1820,'<100','1<=X<4',2,'male
mar/wid',none,2,'life insurance',30,none,own,1,'high qualif/self
'0<=X<200',12,'existing paid',furniture/equipment,983,'>=1000','<1',1,'female
div/dep/mar',none,4,'real estate',19,none,rent,1,'unskilled

credit',furniture/equipment,2406,'<100',unemployed,2,'male
'0<=X<200',39,'delayed
previously',education,11760,'100<=X<500','4<=X<7',2,'male single',none,3,'no
known property',32,none,rent,1,skilled,1,yes,yes,good
'<0',12,'existing paid',furniture/equipment,2578,'<100',unemployed,3,'female
qualif/self emp/mgmt',1,none,yes,good
mar/wid',none,2,'life insurance',46,none,own,2,skilled,1,yes,yes,good
div/sep',none,1,'real estate',46,none,rent,2,skilled,1,none,yes,bad
credit',radio/tv,1516,'>=1000','1<=X<4',4,'female div/dep/mar',none,1,'real
'no checking',18,'existing paid',radio/tv,1473,'<100','<1',3,'male
'0<=X<200',18,'critical/other existing credit',business,1887,'no known
savings','1<=X<4',4,'male mar/wid',none,4,'real
estate',28,bank,own,2,skilled,1,none,yes,good
'no checking',24,'delayed previously',business,8648,'<100','<1',2,'male
'no checking',14,'delayed previously','new car',802,'<100','1<=X<4',4,'male
single',none,2,car,27,none,own,2,'unskilled resident',1,none,yes,good
'0<=X<200',18,'delayed previously','new car',2899,'no known
mar/wid',none,1,'life insurance',22,none,own,1,skilled,1,yes,yes,bad
mar/wid',none,2,'real estate',27,none,own,1,skilled,1,none,no,good
car',939,'500<=X<1000','4<=X<7',4,'male mar/wid',none,2,'real
'0<=X<200',24,'existing paid',radio/tv,1967,'<100','>=7',4,'female
car',7253,'<100','4<=X<7',3,'male single',none,2,car,35,none,own,2,'high
credit',business,2292,'<100',unemployed,4,'male
single',none,2,car,42,stores,own,2,'high qualif/self emp/mgmt',1,yes,yes,bad
'no checking',10,'existing paid','new
property',40,none,rent,1,'unskilled resident',2,none,no,good
'<0',24,'existing paid','new car',1381,'no known savings','1<=X<4',4,'female
car',5842,'<100','>=7',2,'male single',none,2,'life
'<0',12,'existing paid','new car',2579,'<100','<1',4,'male

'<0',18,'delayed previously',education,8471,'no known
car',2782,'500<=X<1000','4<=X<7',1,'female
div/dep/mar',none,2,car,31,bank,own,1,'high qualif/self
insurance',33,none,own,1,skilled,1,none,yes,bad
'no checking',15,'existing paid','new car',3186,'>=1000','4<=X<7',2,'female
previously',furniture/equipment,1591,'100<=X<500','4<=X<7',4,'male
insurance',25,bank,own,1,skilled,1,yes,yes,bad
'0<=X<200',18,'existing paid','used car',2779,'<100','1<=X<4',1,'male
mar/wid',none,3,car,21,none,rent,1,skilled,1,yes,yes,good
credit',radio/tv,1149,'>=1000','1<=X<4',4,'male single',none,3,'real
'no checking',9,'existing paid',furniture/equipment,1313,'<100','>=7',1,'male
credit',repairs,1190,'<100',unemployed,2,'female div/dep/mar',none,4,'no
known property',55,none,'for free',3,'unemp/unskilled non res',2,none,yes,bad
'0<=X<200',24,'existing paid',other,11328,'<100','1<=X<4',2,'male single','co
applicant',3,car,29,bank,own,2,'high qualif/self emp/mgmt',1,yes,yes,bad
credit',furniture/equipment,1872,'<100',unemployed,4,'male single',none,4,'no
known property',36,none,'for free',3,'high qualif/self
credit',repairs,2058,'<100','1<=X<4',4,'male div/sep',none,2,'real
'no checking',6,'existing paid',repairs,660,'500<=X<1000','4<=X<7',2,'male

car',1287,'>=1000','>=7',4,'female div/dep/mar',none,4,'real
credit',repairs,3394,'<100',unemployed,4,'male single','co
applicant',4,car,65,none,own,2,'unemp/unskilled non res',1,none,yes,good
'>=200',12,'all paid',business,609,'<100','<1',4,'female
res',1,none,yes,bad
'no checking',12,'existing paid','new car',1884,'<100','>=7',4,'male
div/dep/mar','co applicant',3,'life
'0<=X<200',20,'delayed previously',other,2629,'<100','1<=X<4',2,'male
'no checking',12,'existing paid',education,719,'<100','>=7',4,'male
single',none,4,car,41,bank,own,1,'unskilled resident',2,none,yes,bad
credit',furniture/equipment,5096,'<100','1<=X<4',2,'female
insurance',41,none,rent,2,'unskilled resident',1,none,yes,good
'>=200',12,'existing paid',furniture/equipment,1424,'no known
estate',55,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,good
'0<=X<200',15,'delayed previously',repairs,1512,'>=1000','1<=X<4',3,'male
mar/wid',none,3,'life insurance',61,stores,own,2,skilled,1,none,yes,bad
savings','1<=X<4',4,'male single',none,2,car,30,none,own,1,'high qualif/self
'no checking',6,'existing paid',radio/tv,518,'<100','1<=X<4',3,'female
'no checking',12,'no credits/all
paid',furniture/equipment,2759,'<100','>=7',2,'male single',none,4,'life
'no checking',24,'existing paid','used car',2670,'<100','>=7',4,'male
'<0',24,'existing paid','new car',4817,'<100','4<=X<7',2,'male single','co
applicant',3,'life insurance',31,none,own,1,skilled,1,yes,yes,bad
'no checking',24,'existing paid','used car',2679,'<100','<1',4,'female
div/dep/mar',none,1,'no known property',29,none,own,1,'high qualif/self
estate',36,none,rent,2,skilled,2,none,yes,good
'<0',12,'existing paid','used car',3386,'<100','>=7',3,'male
'<0',6,'existing paid','domestic appliance',343,'<100','<1',4,'female

'<0',15,'existing paid','new car',1721,'<100','<1',2,'male
'0<=X<200',12,'existing paid',furniture/equipment,3017,'<100','<1',3,'female
div/dep/mar',none,1,'real estate',34,none,rent,1,'high qualif/self
'0<=X<200',12,'existing paid',retraining,754,'no known savings','>=7',4,'male
single',none,1,car,34,stores,own,2,skilled,1,yes,yes,good
single',guarantor,4,'no known property',63,bank,own,1,skilled,2,yes,yes,good
'<0',24,'delayed previously',radio/tv,1659,'<100','<1',4,'female
div/dep/mar',none,2,car,29,none,rent,1,'unskilled resident',1,yes,yes,bad
'no checking',48,'delayed previously',radio/tv,7238,'no known
'no checking',33,'delayed previously',business,2764,'<100','1<=X<4',2,'female
'no checking',24,'delayed previously','used car',4679,'<100','4<=X<7',3,'male
single',none,3,car,35,none,own,2,'unskilled resident',1,yes,yes,good
mar/wid',none,2,car,22,none,rent,1,skilled,1,yes,yes,bad
'<0',6,'existing paid',education,448,'<100','<1',4,'female
'no checking',6,'existing paid',retraining,1238,'no known
savings',unemployed,4,'male single',none,4,'life
insurance',36,none,own,1,'high qualif/self emp/mgmt',2,yes,yes,good
credit',radio/tv,1245,'<100','1<=X<4',4,'male
mar/wid',none,2,car,33,none,own,1,skilled,1,none,yes,bad
'<0',18,'no credits/all paid',furniture/equipment,3114,'<100','<1',1,'female
'no checking',39,'existing paid','used
car',2569,'500<=X<1000','1<=X<4',4,'male
'0<=X<200',12,'existing paid',business,1037,'100<=X<500','4<=X<7',3,'male
credit',furniture/equipment,1478,'<100','>=7',4,'male
credit',radio/tv,3573,'<100','1<=X<4',1,'female div/dep/mar',none,1,'real
'0<=X<200',24,'existing paid','new car',1201,'<100','<1',4,'male
'<0',30,'existing paid',furniture/equipment,3622,'>=1000','>=7',4,'female
previously',furniture/equipment,960,'>=1000','4<=X<7',3,'female
car',1163,'500<=X<1000','1<=X<4',4,'male single',none,4,'real
'0<=X<200',6,'delayed previously','new car',1209,'<100',unemployed,4,'male
'no checking',24,'existing paid','new car',3757,'<100','>=7',4,'female
div/dep/mar','co applicant',4,'no known property',62,none,'for
'no checking',10,'existing paid','new car',1418,'100<=X<500','1<=X<4',3,'male
single',guarantor,3,'life insurance',26,none,rent,1,skilled,1,none,yes,good
credit',radio/tv,1934,'<100','>=7',2,'male single',none,2,'no known
property',26,none,own,2,skilled,1,none,yes,good
'0<=X<200',27,'no credits/all paid',business,8318,'<100','>=7',2,'female
credit',radio/tv,1237,'100<=X<500','1<=X<4',1,'female
'0<=X<200',6,'existing paid',radio/tv,368,'no known savings','>=7',4,'male
estate',39,none,rent,2,'unskilled resident',2,none,no,good
'0<=X<200',36,'existing
paid',furniture/equipment,9034,'100<=X<500','<1',4,'male single','co
applicant',1,'no known property',29,none,rent,1,'high qualif/self
credit',furniture/equipment,1585,'<100','4<=X<7',4,'male single',none,3,'life
mar/wid',guarantor,2,'real estate',32,none,own,1,'unskilled
car',1323,'100<=X<500','>=7',2,'male
'<0',36,'existing paid','used car',5493,'<100','>=7',2,'male
single',none,4,'no known property',42,none,'for
'>=200',9,'existing paid',radio/tv,1126,'100<=X<500','>=7',2,'male
div/sep',none,4,'real estate',49,none,own,1,skilled,1,none,yes,good
credit',radio/tv,1216,'100<=X<500','<1',4,'male single',none,4,'no known
property',38,bank,own,2,skilled,2,none,yes,bad
savings','1<=X<4',4,'male single',guarantor,4,'life
'>=200',15,'critical/other existing credit','used
car',2360,'500<=X<1000','1<=X<4',2,'male
'0<=X<200',15,'all paid','new car',6850,'100<=X<500',unemployed,1,'male
mar/wid',none,2,'life insurance',28,none,own,1,skilled,1,none,yes,good
'no checking',39,'existing paid','used car',8588,'100<=X<500','>=7',4,'male
'>=200',15,'existing paid',business,2687,'<100','4<=X<7',2,'male
'0<=X<200',12,'delayed previously',radio/tv,585,'<100','1<=X<4',4,'male
mar/wid','co applicant',4,'real estate',20,none,rent,2,skilled,1,none,yes,good
savings','<1',4,'male single',none,1,'life
car',609,'<100','4<=X<7',4,'female div/dep/mar',none,3,'life
insurance',37,none,own,2,skilled,1,none,no,good
'<0',6,'critical/other existing credit','new car',1361,'<100','<1',2,'male
div/dep/mar',none,4,'life insurance',23,none,rent,2,skilled,1,yes,yes,bad
'<0',6,'existing paid','new car',1203,'100<=X<500','>=7',3,'male
credit',repairs,5507,'<100','>=7',3,'male single',none,4,'no known
'<0',48,'no credits/all
paid',furniture/equipment,7119,'<100','1<=X<4',3,'male single',none,4,'no
known property',53,none,'for free',2,skilled,2,none,yes,bad
car',3488,'100<=X<500','4<=X<7',3,'female
'0<=X<200',26,'existing paid','used car',7966,'<100','<1',2,'male
credit',education,1532,'100<=X<500','1<=X<4',4,'female
div/sep',none,4,car,31,none,rent,1,skilled,1,none,yes,bad
'<0',6,'existing paid','new car',662,'<100','<1',3,'male single',none,4,'real
'0<=X<200',36,'existing paid',education,2273,'<100','4<=X<7',3,'male
'0<=X<200',15,'existing paid','new car',2631,'100<=X<500','1<=X<4',2,'female
div/dep/mar',none,4,car,28,none,rent,2,skilled,1,yes,yes,bad
mar/wid',none,3,'life insurance',26,none,own,1,skilled,1,yes,yes,good
savings','<1',4,'male single',none,2,car,25,none,own,2,skilled,1,none,yes,good
'>=200',21,'critical/other existing
credit',education,2319,'<100','<1',2,'male
div/sep',none,1,car,33,none,rent,1,skilled,1,none,yes,bad
'<0',6,'existing paid','new car',1374,'no known savings',unemployed,4,'female
credit',furniture/equipment,3612,'<100','>=7',3,'female
div/dep/mar',none,1,'life insurance',45,stores,own,1,'unskilled
mar/wid',none,1,'real estate',23,none,rent,1,skilled,1,none,yes,bad
'no checking',24,'delayed previously','new car',2032,'<100','>=7',4,'male
single',none,4,'no known property',60,none,'for free',2,skilled,1,yes,yes,good
'<0',24,'delayed previously','new car',1333,'<100',unemployed,4,'male
single',none,2,'real estate',43,none,'for free',2,skilled,2,none,yes,bad
car',2022,'<100','1<=X<4',4,'female

'<0',12,'all paid',radio/tv,626,'<100','1<=X<4',4,'female
div/dep/mar',none,4,'real estate',24,bank,own,1,'unskilled
'no checking',12,'critical/other existing credit',repairs,996,'no known
savings','4<=X<7',4,'female div/dep/mar',none,4,'real
'no checking',6,'all paid',radio/tv,1750,'500<=X<1000','>=7',2,'male
mar/wid',guarantor,1,'real estate',34,none,own,2,skilled,1,yes,yes,bad
car',1995,'100<=X<500','<1',4,'male
'0<=X<200',9,'existing paid',education,1199,'<100','4<=X<7',4,'female
single',none,1,car,22,stores,own,1,skilled,1,none,yes,bad
'0<=X<200',18,'no credits/all paid','new
car',2278,'100<=X<500','<1',3,'female
'no checking',21,'no credits/all paid','new car',5003,'no known
insurance',29,bank,own,2,skilled,1,yes,yes,bad
'<0',24,'all paid',furniture/equipment,3552,'<100','4<=X<7',3,'male
credit',furniture/equipment,1928,'<100','<1',2,'male single',none,2,'real
estate',31,none,own,2,'unskilled resident',1,none,yes,bad
'<0',24,'existing paid','used car',2964,'no known savings','>=7',4,'male
single',none,4,'no known property',49,bank,'for free',1,skilled,2,yes,yes,good
'<0',24,'all paid',radio/tv,1546,'<100','4<=X<7',4,'male
single',guarantor,4,car,24,bank,rent,1,'unskilled resident',1,none,yes,bad
'>=200',6,'delayed previously',radio/tv,683,'<100','<1',2,'female
div/dep/mar',none,1,'life insurance',29,bank,own,1,skilled,1,none,yes,good
'0<=X<200',24,'delayed previously',business,4712,'no known
savings','1<=X<4',4,'male single',none,2,'life insurance',37,bank,own,2,'high
'0<=X<200',24,'delayed
previously',radio/tv,1553,'100<=X<500','4<=X<7',3,'female
credit',radio/tv,2578,'>=1000','>=7',2,'male

credit',radio/tv,5954,'<100','4<=X<7',3,'male single','co
applicant',2,car,38,none,own,1,skilled,1,none,yes,good
savings',unemployed,2,'female div/dep/mar',none,4,'life
insurance',26,none,rent,1,'high qualif/self emp/mgmt',1,yes,yes,good
'<0',15,'existing paid',business,806,'<100','1<=X<4',4,'female
credit',furniture/equipment,2788,'<100','4<=X<7',2,'female div/dep/mar','co
applicant',3,car,24,bank,own,2,skilled,1,none,yes,good
car',2820,'<100','<1',4,'male
'no checking',24,'existing paid',retraining,937,'<100','<1',4,'male
mar/wid',none,3,car,27,none,own,2,'unskilled resident',1,none,yes,good
car',1056,'<100','>=7',3,'male single',guarantor,3,'real
estate',30,bank,own,2,skilled,1,none,yes,bad
car',3124,'<100','<1',1,'male single',none,3,'real
'0<=X<200',36,'existing paid',repairs,2384,'<100','<1',4,'male
single',none,1,'no known property',33,none,rent,1,'unskilled
savings','>=7',4,'female div/dep/mar',none,4,'no known property',52,none,'for
free',1,'high qualif/self emp/mgmt',1,yes,yes,good
div/dep/mar',none,4,'real estate',20,bank,rent,1,skilled,1,none,yes,bad
'<0',18,'existing paid','domestic appliance',1217,'<100','1<=X<4',4,'male
mar/wid',none,3,'real estate',47,none,own,1,'unskilled resident',1,yes,yes,bad
credit',furniture/equipment,2246,'<100','>=7',3,'male single',none,3,'life
credit',radio/tv,385,'<100','4<=X<7',4,'female div/dep/mar',none,3,'real
'0<=X<200',24,'delayed previously','new car',1965,'no known
'no checking',21,'existing paid',business,1572,'>=1000','>=7',4,'female
div/dep/mar',none,4,'real estate',36,bank,own,1,'unskilled
'0<=X<200',24,'existing paid','new car',2718,'<100','1<=X<4',3,'female
div/dep/mar',none,4,'life insurance',20,none,rent,1,'unskilled
'<0',24,'all paid',other,1358,'no known savings','>=7',4,'male
single',none,3,car,40,stores,own,1,'high qualif/self emp/mgmt',1,yes,yes,bad
'0<=X<200',6,'all paid','new car',931,'100<=X<500','<1',1,'female
div/dep/mar',none,1,'life insurance',32,stores,own,1,'unskilled
'0<=X<200',24,'no credits/all paid',business,4241,'<100','1<=X<4',1,'male
single',none,4,'real estate',36,none,own,3,'unskilled resident',1,yes,yes,bad
insurance',31,bank,own,2,skilled,1,none,yes,bad
div/dep/mar',guarantor,1,'real estate',45,none,own,1,skilled,1,none,yes,good
'0<=X<200',24,'all paid',education,1837,'<100','4<=X<7',4,'female
div/dep/mar',none,4,'no known property',34,bank,'for free',1,'unskilled
'<0',24,'all paid',furniture/equipment,2828,'500<=X<1000','1<=X<4',4,'male
single',none,4,'real estate',22,stores,own,1,skilled,1,yes,yes,good
credit',business,4526,'<100','1<=X<4',3,'male single',none,2,'real
estate',74,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,good
'0<=X<200',36,'existing paid',radio/tv,2671,'100<=X<500','1<=X<4',4,'female
div/dep/mar','co applicant',4,'no known property',50,none,'for
free',1,skilled,1,none,yes,bad
'<0',12,'existing paid','domestic
appliance',741,'100<=X<500',unemployed,4,'female div/dep/mar',none,3,'life
'>=200',10,'existing paid','new car',1240,'100<=X<500','>=7',1,'female
div/dep/mar',none,4,'no known property',48,none,'for free',1,'unskilled
'<0',21,'existing paid',radio/tv,3357,'>=1000','<1',4,'female
'<0',24,'all paid','used car',3632,'<100','1<=X<4',1,'female
div/dep/mar',guarantor,4,car,22,bank,rent,1,skilled,1,none,no,good
previously',furniture/equipment,1808,'<100','4<=X<7',4,'female
'0<=X<200',48,'no credits/all paid',business,12204,'no known
savings','1<=X<4',2,'male single',none,2,car,48,bank,own,1,'high qualif/self
'0<=X<200',60,'delayed previously',radio/tv,9157,'no known
free',1,'high qualif/self emp/mgmt',1,none,yes,good
'0<=X<200',30,'existing
paid',furniture/equipment,3441,'100<=X<500','1<=X<4',2,'female
div/dep/mar','co applicant',4,car,21,none,rent,1,skilled,1,none,yes,bad
div/sep',none,2,'real estate',49,none,own,1,'unskilled
credit',business,3652,'<100','4<=X<7',2,'male single',none,3,'life
insurance',32,bank,own,2,skilled,1,none,yes,bad
'no checking',48,'existing paid',business,3914,'no known
savings','1<=X<4',4,'male div/sep',none,2,'real
estate',38,bank,own,1,skilled,1,none,yes,bad
'0<=X<200',9,'all paid','new car',1437,'100<=X<500','4<=X<7',2,'male
single',none,3,'no known property',29,none,own,1,skilled,1,none,yes,bad
credit',furniture/equipment,4042,'500<=X<1000','1<=X<4',4,'male
'no checking',9,'existing paid',education,3832,'no known
savings','>=7',1,'male single',none,4,'real estate',64,none,own,1,'unskilled
'<0',18,'all paid',furniture/equipment,1553,'<100','1<=X<4',4,'male
'0<=X<200',15,'existing paid',radio/tv,1444,'no known savings','<1',4,'male
paid',furniture/equipment,1980,'<100','<1',2,'female div/dep/mar','co
applicant',2,car,19,none,rent,2,skilled,1,none,yes,bad
'0<=X<200',24,'existing paid','new car',1355,'<100','<1',3,'female
div/dep/mar',none,4,car,25,none,own,1,'unskilled resident',1,yes,yes,bad
'no checking',12,'existing paid',education,1393,'<100','>=7',4,'male
single',none,4,'life insurance',47,bank,own,3,skilled,2,yes,yes,good
paid',radio/tv,1376,'500<=X<1000','4<=X<7',4,'female
'<0',42,'delayed previously',radio/tv,4370,'<100','4<=X<7',3,'male
single',none,2,'life insurance',26,bank,own,2,skilled,2,yes,yes,bad
'<0',18,'existing paid',education,750,'<100',unemployed,4,'female
res',1,none,yes,bad
'0<=X<200',15,'existing paid',repairs,1308,'<100','>=7',4,'male
'no checking',15,'existing paid',education,4623,'100<=X<500','1<=X<4',3,'male
mar/wid',guarantor,2,car,33,none,own,2,skilled,1,yes,yes,good
credit',radio/tv,1880,'<100','4<=X<7',4,'male mar/wid',none,1,'life
insurance',32,none,own,2,'high qualif/self emp/mgmt',1,yes,yes,good
'no checking',36,'delayed previously',business,7980,'no known
savings','<1',4,'male single',none,4,car,27,none,rent,2,skilled,1,yes,yes,bad
'<0',30,'no credits/all
div/sep',guarantor,2,'real estate',32,none,own,2,skilled,1,none,yes,good
car',1386,'500<=X<1000','1<=X<4',2,'female div/dep/mar',none,2,'life
'>=200',24,'existing paid','new car',947,'<100','4<=X<7',4,'male
single',none,3,'no known property',38,bank,'for free',1,skilled,2,none,yes,bad
'<0',12,'existing paid',education,684,'<100','1<=X<4',4,'male
single',none,4,car,40,none,rent,1,'unskilled resident',2,none,yes,bad
'<0',48,'existing paid',education,7476,'<100','4<=X<7',4,'male
'0<=X<200',12,'existing
paid',furniture/equipment,1922,'<100','1<=X<4',4,'male single',none,2,'life
'<0',24,'existing paid','new car',2303,'<100','>=7',4,'male single','co
applicant',1,'real estate',45,none,own,1,skilled,1,none,yes,bad
'0<=X<200',36,'delayed previously','new car',8086,'100<=X<500','>=7',2,'male

car',2346,'<100','4<=X<7',4,'male
'<0',14,'existing paid','new car',3973,'<100',unemployed,1,'male
single',none,4,car,41,bank,own,1,'unskilled resident',2,none,yes,bad
'0<=X<200',30,'no credits/all paid',business,4221,'<100','1<=X<4',2,'female
credit',furniture/equipment,6361,'<100','>=7',2,'male single',none,1,'no
known property',41,none,own,1,skilled,1,yes,yes,good
'<0',12,'existing paid','new car',900,'no known savings','1<=X<4',4,'male
paid',furniture/equipment,2241,'<100','>=7',4,'male single',none,2,'real
'0<=X<200',6,'delayed
previously',furniture/equipment,1050,'<100',unemployed,4,'male
single',none,1,'life insurance',35,stores,own,2,'high qualif/self
credit',education,1047,'<100','1<=X<4',2,'female div/dep/mar',none,4,'life
credit',other,6314,'<100',unemployed,4,'male single','co applicant',2,'no
known property',27,bank,own,2,'high qualif/self emp/mgmt',1,yes,yes,good
'0<=X<200',30,'all paid',furniture/equipment,3496,'>=1000','1<=X<4',4,'male
'no checking',48,'all paid',business,3609,'<100','1<=X<4',1,'female
div/dep/mar',none,1,'real estate',27,stores,own,1,skilled,1,none,yes,good
single','co applicant',4,'life insurance',43,none,rent,2,skilled,1,yes,yes,bad
credit',radio/tv,3017,'<100','>=7',4,'male single',none,4,'life
credit',business,4139,'100<=X<500','1<=X<4',3,'male single',none,3,'life
'no checking',36,'existing paid',business,5742,'100<=X<500','4<=X<7',2,'male
'no checking',60,'existing paid','new car',10366,'<100','>=7',2,'male
car',2080,'500<=X<1000','1<=X<4',1,'male
mar/wid',none,2,car,24,none,own,1,skilled,1,none,yes,good
previously',business,2580,'500<=X<1000','<1',4,'male single',none,2,'real
estate',41,bank,own,1,'unskilled resident',2,none,yes,bad

div/dep/mar',none,4,car,26,none,rent,1,'high qualif/self
single',none,4,'real estate',64,bank,rent,1,'unskilled
'no checking',6,'existing paid',education,1538,'<100','<1',1,'female
div/dep/mar',none,2,'no known property',56,none,own,1,skilled,1,none,yes,good
mar/wid',none,3,'real estate',33,bank,own,2,skilled,1,none,yes,good
credit',radio/tv,5103,'<100','<1',3,'male mar/wid',none,3,'no known
'0<=X<200',36,'delayed
previously',business,9857,'100<=X<500','4<=X<7',1,'male single',none,3,'life
'>=200',10,'critical/other existing credit',radio/tv,1347,'no known
'0<=X<200',36,'delayed previously','new car',2862,'100<=X<500','>=7',4,'male
single','co applicant',4,car,35,none,own,1,skilled,1,yes,yes,good
'<0',12,'existing paid','new car',3651,'>=1000','1<=X<4',1,'male
credit',furniture/equipment,975,'<100','1<=X<4',2,'male div/sep',none,3,'life
'0<=X<200',15,'existing paid',repairs,2631,'100<=X<500','1<=X<4',3,'female
'<0',6,'critical/other existing credit','new car',4716,'no known
savings','<1',1,'male single',none,3,'real estate',44,none,own,2,'unskilled
car',1236,'500<=X<1000','1<=X<4',2,'male single',none,4,'life
single',guarantor,3,'real estate',29,none,own,2,skilled,1,none,no,good
car',926,'<100',unemployed,1,'female div/dep/mar',none,2,'life
insurance',38,none,own,1,'unemp/unskilled non res',1,none,yes,good
'>=200',15,'existing paid',education,1905,'<100','>=7',4,'male
div/dep/mar',none,4,car,29,none,rent,1,'unskilled resident',1,none,yes,bad
'>=200',24,'existing paid',radio/tv,1377,'100<=X<500','>=7',4,'female
div/dep/mar',none,2,'no known property',47,none,'for
'0<=X<200',30,'delayed previously',business,2503,'100<=X<500','>=7',4,'male
single',none,2,'life insurance',41,stores,own,2,skilled,1,none,yes,good
'0<=X<200',27,'existing paid',business,2528,'<100','<1',4,'female
'no checking',15,'existing paid','new car',5324,'500<=X<1000','>=7',1,'female
paid',furniture/equipment,2969,'<100','<1',4,'female
'0<=X<200',9,'existing paid',radio/tv,1206,'<100','>=7',4,'female
credit',radio/tv,629,'500<=X<1000','>=7',4,'male single',none,3,'life
insurance',32,bank,own,2,'high qualif/self emp/mgmt',1,yes,yes,good
'<0',6,'all paid',education,1198,'<100','>=7',4,'female
free',1,skilled,1,none,yes,bad
savings','>=7',4,'male single',none,4,'real estate',46,none,own,1,'high
'<0',9,'critical/other existing credit',radio/tv,1138,'<100','1<=X<4',4,'male
single',none,2,'no known property',27,none,own,1,'high qualif/self

'0<=X<200',20,'no credits/all paid','used
car',6148,'100<=X<500','>=7',3,'male
mar/wid',none,4,car,31,bank,own,2,skilled,1,yes,yes,good
'>=200',9,'no credits/all paid',radio/tv,1337,'<100','<1',4,'male
'0<=X<200',6,'all paid',education,433,'>=1000','<1',4,'female
div/dep/mar',none,2,'life insurance',24,bank,rent,1,skilled,2,none,yes,bad
'0<=X<200',9,'existing paid',radio/tv,790,'500<=X<1000','1<=X<4',4,'female
'no checking',27,'existing paid','new car',2570,'<100','1<=X<4',3,'female
car',250,'>=1000','1<=X<4',2,'female div/dep/mar',none,2,'real
credit',radio/tv,1316,'500<=X<1000','1<=X<4',2,'male mar/wid',none,2,'life
div/dep/mar',none,4,car,25,bank,rent,2,skilled,1,none,yes,bad
'0<=X<200',48,'all paid',business,6416,'<100','>=7',4,'female
div/dep/mar',none,3,'no known property',59,none,rent,1,skilled,1,none,yes,bad
credit',business,1275,'>=1000','1<=X<4',2,'male div/sep',none,4,'real
'0<=X<200',24,'delayed previously',radio/tv,6403,'<100','<1',1,'male
'no checking',24,'existing paid','used car',2603,'>=1000','1<=X<4',2,'female
'0<=X<200',36,'all paid','domestic appliance',3990,'no known
savings','<1',3,'female div/dep/mar',none,2,'no known
property',29,bank,own,1,'unemp/unskilled non res',1,none,yes,good
'0<=X<200',24,'existing paid','used car',11560,'<100','1<=X<4',1,'female
div/dep/mar',none,4,car,23,none,rent,2,'high qualif/self
'<0',18,'existing paid','new car',4380,'100<=X<500','1<=X<4',3,'male
single',none,4,car,35,none,own,1,'unskilled resident',2,yes,yes,good

car',6761,'<100','4<=X<7',1,'male single',none,3,'no known
paid',business,4280,'100<=X<500','1<=X<4',4,'female
div/dep/mar',none,4,car,26,none,rent,2,'unskilled resident',1,none,yes,bad
'<0',24,'all paid','new car',2325,'100<=X<500','4<=X<7',2,'male
'0<=X<200',10,'all paid',radio/tv,1048,'<100','1<=X<4',4,'male
'<0',24,'all paid',furniture/equipment,2483,'500<=X<1000','1<=X<4',4,'male
single',none,4,'real estate',22,stores,own,1,skilled,1,yes,yes,good
'<0',39,'critical/other existing credit',furniture/equipment,14179,'no known
savings','4<=X<7',4,'male single',none,4,'life insurance',30,none,own,2,'high
'<0',13,'critical/other existing credit',business,1797,'<100','<1',3,'male
'<0',15,'existing paid','new car',2511,'<100',unemployed,1,'female
'<0',6,'existing paid',furniture/equipment,428,'<100','>=7',2,'female
div/dep/mar',none,1,'life insurance',49,bank,own,1,skilled,1,yes,yes,good
div/dep/mar',none,2,car,23,none,own,1,'unskilled resident',1,none,yes,bad
'0<=X<200',12,'existing paid',business,841,'100<=X<500','4<=X<7',2,'female
'no checking',12,'delayed previously',repairs,1555,'>=1000','>=7',4,'male
div/dep/mar',none,4,'no known property',32,none,rent,1,skilled,1,none,yes,bad
estate',74,none,own,3,'unemp/unskilled non res',2,none,no,good
single',guarantor,2,'real estate',31,none,own,1,skilled,1,yes,yes,good

savings','>=7',1,'female
free',1,'high qualif/self emp/mgmt',1,yes,yes,bad
car',2463,'100<=X<500','4<=X<7',4,'male mar/wid',none,3,'life
div/sep',none,4,'life insurance',31,none,own,1,'unskilled
single',none,4,car,28,none,rent,3,skilled,1,yes,yes,good
'<0',24,'existing paid','used car',2812,'no known savings','>=7',2,'female
credit',education,8065,'<100','1<=X<4',3,'female div/dep/mar',none,2,'no
known property',25,none,own,2,'high qualif/self emp/mgmt',1,yes,yes,bad
car',3275,'<100','>=7',1,'male single',none,4,car,36,none,own,1,'high
insurance',52,bank,own,2,skilled,1,none,yes,good
car',1480,'500<=X<1000',unemployed,2,'male single',none,4,'no known
property',66,bank,'for free',3,'unemp/unskilled non res',1,none,yes,good
car',3535,'<100','4<=X<7',4,'male
car',5711,'>=1000','>=7',4,'male single',none,2,car,38,none,own,2,'high
'0<=X<200',18,'existing paid',repairs,3872,'<100',unemployed,2,'female
credit',radio/tv,4933,'<100','4<=X<7',2,'male single',guarantor,2,'real
estate',25,none,own,2,skilled,1,none,yes,bad
car',1940,'>=1000','>=7',4,'male single',none,4,'real
'0<=X<200',12,'no credits/all paid',retraining,1410,'<100','1<=X<4',2,'male
single',none,2,'real estate',31,none,own,1,'unskilled resident',1,yes,yes,good
'0<=X<200',12,'existing paid','new car',836,'100<=X<500','<1',4,'female
div/dep/mar',none,2,'life insurance',23,bank,own,1,'unskilled
savings',unemployed,1,'male div/sep',none,4,'real estate',60,none,own,1,'high
'0<=X<200',18,'existing paid',business,1941,'>=1000','1<=X<4',4,'male
'0<=X<200',48,'delayed previously',education,6224,'<100','>=7',4,'male
credit',education,5998,'<100','1<=X<4',4,'male single',none,3,'no known
property',27,bank,own,1,skilled,1,yes,yes,bad
'0<=X<200',21,'existing paid',business,1188,'<100','>=7',2,'female
savings','>=7',3,'male single',none,4,car,41,none,own,1,'high qualif/self
'no checking',6,'critical/other existing credit',furniture/equipment,1221,'no
known savings','1<=X<4',1,'male mar/wid',none,2,'life
'>=200',24,'existing paid',furniture/equipment,2892,'<100','>=7',3,'male
div/sep',none,4,'no known property',51,none,'for
paid',furniture/equipment,3062,'500<=X<1000','>=7',4,'male single',none,3,'no
known property',32,none,rent,1,skilled,1,yes,yes,good
paid',furniture/equipment,2301,'100<=X<500','<1',2,'female
div/dep/mar',none,4,'life insurance',22,none,rent,1,skilled,1,none,yes,good
single',none,4,'life insurance',51,none,'for free',1,skilled,2,yes,yes,bad
div/dep/mar',none,4,'life insurance',22,none,rent,2,'unskilled
'no checking',24,'delayed previously','new car',717,'no known
mar/wid',none,4,car,54,none,own,2,skilled,1,yes,yes,good
'0<=X<200',9,'existing paid','new car',1549,'no known savings','<1',4,'male
single',none,2,'real estate',35,none,own,1,'unemp/unskilled non

credit',education,1597,'<100','>=7',4,'male single',none,4,'no known
credit',radio/tv,1795,'<100','>=7',3,'female div/dep/mar',guarantor,4,'real
estate',48,bank,rent,2,'unskilled resident',1,yes,yes,good
credit',furniture/equipment,4272,'<100','>=7',1,'female
savings',unemployed,1,'female div/dep/mar',none,2,'real
estate',24,none,rent,1,'unemp/unskilled non res',1,none,yes,good
'0<=X<200',42,'all paid','used car',9283,'<100',unemployed,1,'male
'0<=X<200',15,'no credits/all paid','new car',1778,'<100','<1',2,'female
div/dep/mar',none,1,'real estate',26,none,rent,2,'unemp/unskilled non
res',1,none,yes,bad
'0<=X<200',8,'existing paid',business,907,'<100','<1',3,'male
car',9629,'<100','4<=X<7',4,'male
'<0',48,'existing paid','domestic appliance',3051,'<100','1<=X<4',3,'male
'0<=X<200',36,'delayed previously','new car',7432,'<100','1<=X<4',2,'female
appliance',1338,'500<=X<1000','1<=X<4',1,'male div/sep',none,4,'real
'<0',36,'existing paid',other,15857,'<100',unemployed,2,'male div/sep','co
applicant',3,car,43,none,own,1,'high qualif/self emp/mgmt',1,none,yes,good
mar/wid',none,3,'real estate',26,bank,own,1,skilled,1,none,yes,bad
single',none,2,'life insurance',41,bank,own,1,skilled,2,none,yes,bad
credit',furniture/equipment,3780,'<100','<1',3,'male
mar/wid',none,3,car,30,none,own,2,skilled,1,yes,yes,good
car',3966,'<100','>=7',1,'female div/dep/mar',none,4,'real
estate',33,bank,rent,3,skilled,1,yes,yes,bad
'no checking',18,'no credits/all paid',business,4165,'<100','1<=X<4',2,'male
single',none,2,car,36,stores,own,2,skilled,2,none,yes,bad
previously',business,2375,'500<=X<1000','1<=X<4',4,'male
div/dep/mar',none,3,car,23,none,rent,1,skilled,1,yes,yes,bad
'<0',45,'no credits/all paid',business,11816,'<100','>=7',2,'male
'>=200',15,'existing paid',radio/tv,2327,'<100','<1',2,'female
'<0',12,'no credits/all paid','new car',1082,'<100','1<=X<4',4,'male
'no checking',4,'existing paid',furniture/equipment,601,'<100','<1',1,'female
credit',radio/tv,2611,'<100','>=7',4,'male mar/wid','co applicant',3,'real
'no checking',18,'existing paid',repairs,1943,'<100','<1',4,'female
'no checking',24,'all paid',business,1559,'<100','4<=X<7',4,'male
paid',furniture/equipment,3422,'<100','>=7',4,'male single',none,4,'life
insurance',47,bank,own,3,skilled,2,yes,yes,good
'no checking',24,'existing paid','new car',1249,'<100','<1',4,'male
car',2235,'<100','1<=X<4',4,'male mar/wid',guarantor,2,'life
insurance',33,bank,rent,2,skilled,1,none,no,bad
credit',radio/tv,1471,'<100','1<=X<4',4,'male single',none,4,'no known
'<0',18,'all paid','new car',1442,'<100','4<=X<7',4,'male single',none,4,'no
known property',32,none,'for free',2,'unskilled resident',2,none,yes,bad
'no checking',24,'existing paid','new car',1474,'100<=X<500','<1',4,'male
'no checking',10,'existing paid',retraining,894,'no known
credit',furniture/equipment,3343,'<100','1<=X<4',4,'male single',none,2,'no
known property',28,none,'for free',1,skilled,1,yes,yes,good
div/dep/mar',none,2,'life insurance',29,none,own,1,skilled,1,yes,yes,bad
'no checking',9,'existing paid','new car',3577,'100<=X<500','1<=X<4',1,'male
single',guarantor,2,'real estate',26,none,rent,1,skilled,2,none,no,good
car',5804,'>=1000','1<=X<4',4,'male single',none,2,'real
mar/wid',none,2,car,28,none,own,1,skilled,1,yes,yes,bad
'<0',24,'existing paid',radio/tv,2439,'<100','<1',4,'female
div/dep/mar',none,4,'real estate',35,none,own,1,skilled,1,yes,yes,bad
credit',furniture/equipment,4526,'>=1000','<1',4,'male single',none,2,'real
estate',32,stores,own,2,'unskilled resident',2,yes,yes,good
estate',25,bank,rent,1,'unskilled resident',1,none,yes,bad
div/dep/mar',none,1,car,27,stores,own,1,skilled,1,none,yes,good
credit',furniture/equipment,3331,'<100','>=7',2,'male single',none,4,'life
insurance',42,stores,own,1,skilled,1,none,yes,good
'no checking',36,'existing paid',business,7409,'no known
'<0',12,'existing paid',furniture/equipment,652,'<100','>=7',4,'female
previously',furniture/equipment,7678,'500<=X<1000','4<=X<7',2,'female
estate',46,none,own,2,skilled,2,none,no,good
credit',business,1382,'100<=X<500','4<=X<7',4,'male single',none,1,'real
'no checking',15,'existing paid','domestic appliance',874,'no known
single','co applicant',2,'life insurance',29,none,own,1,'unskilled
car',1322,'>=1000','1<=X<4',4,'female
'<0',18,'all paid',radio/tv,1940,'<100','<1',3,'male single','co
applicant',4,'no known property',36,bank,'for free',1,'high qualif/self
'no checking',36,'existing paid',radio/tv,3595,'<100','>=7',4,'male
'<0',9,'existing paid','new car',1422,'<100','<1',3,'male single',none,2,'no
known property',27,none,'for free',1,'high qualif/self emp/mgmt',1,yes,yes,bad
savings','1<=X<4',2,'male div/sep',none,4,'no known property',48,none,'for
'0<=X<200',30,'critical/other existing credit','new car',2181,'no known
credit',radio/tv,1098,'<100',unemployed,4,'female
div/dep/mar',none,4,car,65,none,own,2,'unemp/unskilled non
'0<=X<200',24,'existing
div/sep',none,3,car,43,none,own,1,skilled,1,yes,yes,bad
'<0',12,'existing paid',education,795,'<100','<1',4,'female
'0<=X<200',24,'critical/other existing credit',business,2825,'no known

savings','4<=X<7',4,'male single',none,3,'no known
property',34,none,own,2,skilled,2,yes,yes,good
'0<=X<200',48,'existing paid',business,15672,'<100','1<=X<4',2,'male
car',6614,'<100','>=7',4,'male single',none,4,car,34,none,own,2,'high
'no checking',28,'all paid','used car',7824,'no known savings','<1',3,'male
single',guarantor,4,'real estate',40,bank,rent,2,skilled,2,yes,yes,good
'<0',27,'critical/other existing credit',business,2442,'<100','>=7',4,'male
single',none,4,car,43,stores,own,4,'high qualif/self emp/mgmt',2,yes,yes,good
insurance',38,bank,own,2,'unskilled resident',1,none,no,good
car',5800,'<100','1<=X<4',3,'male
'no checking',36,'delayed previously','used car',8947,'no known
savings','4<=X<7',3,'male single',none,2,car,31,stores,own,1,'high
div/dep/mar',none,4,'life insurance',28,none,rent,1,'high qualif/self
credit',furniture/equipment,1592,'>=1000','4<=X<7',3,'female
div/dep/mar',none,2,'life insurance',35,none,own,1,skilled,1,none,no,good
'no checking',15,'existing paid',furniture/equipment,2186,'no known
estate',33,bank,rent,1,'unskilled resident',1,none,yes,good
single','co applicant',3,car,42,none,own,1,skilled,1,none,yes,bad
single',guarantor,4,'life insurance',43,bank,rent,1,skilled,1,yes,yes,bad
savings','<1',2,'male div/sep',none,4,'real
single',none,2,'real estate',20,none,rent,1,'high qualif/self
'<0',21,'existing paid','new car',3763,'no known savings','4<=X<7',2,'male

single','co applicant',2,'real estate',24,none,own,1,'unskilled
'0<=X<200',36,'existing paid',education,3711,'no known
'no checking',15,'delayed previously','used car',3594,'<100','<1',1,'female
'no checking',36,'delayed previously',radio/tv,4454,'<100','1<=X<4',4,'female
div/dep/mar',none,4,car,25,bank,own,1,'unskilled resident',1,none,yes,bad
'no checking',11,'existing paid',business,2142,'>=1000','>=7',1,'male
div/sep',none,2,'real estate',28,none,own,1,skilled,1,yes,yes,good
'<0',24,'all paid',business,3161,'<100','1<=X<4',4,'male single',none,2,'life
insurance',31,none,rent,1,skilled,1,yes,yes,bad
'0<=X<200',48,'no credits/all paid',other,18424,'<100','1<=X<4',1,'female
div/dep/mar',none,2,'life insurance',32,bank,own,1,'high qualif/self
emp/mgmt',1,yes,no,bad
car',2848,'100<=X<500','1<=X<4',1,'male single','co applicant',2,'real
single',none,4,'no known property',68,bank,own,1,'high qualif/self
'<0',24,'existing
paid',furniture/equipment,2359,'100<=X<500',unemployed,1,'male
div/sep',none,1,'life insurance',33,none,own,1,skilled,1,none,yes,bad
single',none,2,'life insurance',39,none,rent,1,'high qualif/self
div/dep/mar',none,2,'no known property',28,none,own,2,skilled,1,none,yes,good
previously',radio/tv,12749,'500<=X<1000','4<=X<7',4,'male
'<0',24,'all paid',furniture/equipment,6872,'<100','<1',2,'male
div/sep',none,1,'life insurance',55,bank,own,1,skilled,1,yes,yes,bad
'<0',12,'all paid','new car',697,'<100','<1',4,'male

single',none,4,'no known property',39,stores,'for
'<0',12,'delayed previously','new car',1344,'<100','1<=X<4',4,'male
single','co applicant',1,'life insurance',24,none,own,1,'unskilled
'0<=X<200',30,'delayed previously',radio/tv,1919,'100<=X<500','<1',4,'male
single',none,3,'no known property',30,stores,own,2,'high qualif/self
'>=200',9,'existing paid',radio/tv,745,'<100','1<=X<4',3,'female
mar/wid',none,3,car,30,none,rent,1,'high qualif/self emp/mgmt',1,yes,yes,good
'0<=X<200',60,'existing paid',education,6288,'<100','1<=X<4',4,'male
savings','1<=X<4',2,'male single',none,4,'life insurance',46,none,own,2,'high
savings','<1',2,'male single',none,3,'life insurance',45,none,own,1,'high
'no checking',24,'existing paid',furniture/equipment,929,'no known
div/dep/mar',guarantor,1,'life
'0<=X<200',48,'no credits/all paid','new
car',8358,'500<=X<1000','<1',1,'female
'<0',24,'all paid',furniture/equipment,3349,'500<=X<1000','<1',4,'male
'no checking',18,'existing paid',furniture/equipment,1533,'<100','<1',4,'male

mar/wid','co applicant',1,'life insurance',43,none,own,1,'unskilled
credit',business,3590,'<100',unemployed,3,'male
mar/wid',none,3,car,40,none,own,3,'unemp/unskilled non res',2,yes,yes,good
'<0',36,'delayed previously',business,2145,'<100','4<=X<7',2,'male
'0<=X<200',24,'existing paid','used car',4113,'500<=X<1000','<1',3,'female
paid',furniture/equipment,10974,'<100',unemployed,4,'female
div/dep/mar',guarantor,4,'life insurance',29,none,own,1,skilled,1,yes,yes,good
credit',radio/tv,1231,'>=1000','>=7',4,'female div/dep/mar',none,4,'life
insurance',57,none,rent,2,'high qualif/self emp/mgmt',1,yes,yes,good
insurance',49,stores,own,2,'unskilled resident',1,none,yes,good
'0<=X<200',24,'existing
paid',furniture/equipment,3069,'100<=X<500','>=7',4,'male single',none,4,'no
known property',30,none,'for free',1,skilled,1,none,yes,good
credit',radio/tv,1740,'<100','>=7',2,'male mar/wid',none,2,'real
'0<=X<200',21,'delayed previously','new car',2353,'<100','1<=X<4',1,'male
div/sep',none,4,'life insurance',47,none,own,2,skilled,1,none,yes,good
savings','1<=X<4',3,'male single',none,2,'no known
property',29,none,own,1,skilled,1,none,yes,good
'0<=X<200',6,'existing paid',repairs,454,'<100','<1',3,'male
mar/wid',none,1,'life insurance',22,none,own,1,'unskilled
credit',radio/tv,2520,'500<=X<1000','1<=X<4',4,'male single',none,2,'life
'no checking',15,'existing paid',radio/tv,3568,'<100','>=7',4,'female
div/dep/mar',none,2,car,54,bank,rent,1,'high qualif/self
savings','4<=X<7',2,'male mar/wid',none,4,'life
insurance',29,none,rent,1,skilled,1,yes,yes,good

'0<=X<200',15,'existing paid',repairs,1514,'100<=X<500','1<=X<4',4,'male
'<0',24,'all paid','new car',1193,'<100',unemployed,1,'female
div/dep/mar','co applicant',4,'no known
property',29,none,rent,2,'unemp/unskilled non res',1,none,yes,bad
'<0',60,'existing paid',business,7297,'<100','>=7',4,'male single','co
applicant',4,'no known property',36,none,rent,1,skilled,1,none,yes,bad
'>=200',24,'existing paid',radio/tv,1258,'500<=X<1000','1<=X<4',3,'female
'0<=X<200',15,'all paid','new car',1264,'100<=X<500','1<=X<4',2,'male
mar/wid',none,2,'life insurance',25,none,rent,1,skilled,1,none,yes,bad
'no checking',48,'existing paid',business,4844,'<100',unemployed,3,'male
single',none,2,car,33,bank,rent,1,'high qualif/self emp/mgmt',1,yes,yes,bad
'>=200',21,'existing paid','new car',2923,'100<=X<500','1<=X<4',1,'female
div/dep/mar',none,1,car,28,bank,own,1,'high qualif/self
'>=200',42,'no credits/all paid',business,6289,'<100','<1',2,'male
div/sep',none,1,'life insurance',33,none,own,2,skilled,1,none,yes,good
paid',radio/tv,1409,'100<=X<500',unemployed,2,'female
'<0',24,'existing paid','used car',6579,'<100',unemployed,4,'male
credit',radio/tv,1743,'<100','>=7',4,'male single',none,2,'life
savings','<1',2,'male single',none,1,'life
'no checking',15,'all paid',radio/tv,1569,'100<=X<500','>=7',4,'male

single',none,4,car,34,bank,own,1,'unskilled resident',2,none,yes,good
'<0',18,'existing paid',radio/tv,1936,'no known savings','4<=X<7',2,'male
mar/wid',none,4,car,23,none,rent,2,'unskilled resident',1,none,yes,good
'<0',36,'existing paid',furniture/equipment,3959,'<100',unemployed,4,'male
div/sep',none,4,'life insurance',40,none,own,1,'high qualif/self
car',4576,'100<=X<500',unemployed,3,'male

Description of The German Credit Dataset

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Description of The German Credit Dataset

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Description of the German credit dataset.

Attribute description for german

A41 : car (used)

Attribute 13: (numerical)

This dataset requires use of a cost matrix (see below)

the rows represent the actual classification and the columns

It is worse to class a customer as good when they are bad (5),

Relabeled values in attribute checking_status

@attribute purpose { 'new car', 'used car', furniture/equipment, radio/tv,

'no checking',48,'critical/other existing

'>=200',18,'existing paid','new car',1961,'<100','>=7',3,'female

'no checking',24,'existing paid','new car',1469,'100<=X<500','>=7',4,'male

'no checking',24,'critical/other existing credit','used

'0<=X<200',10,'existing paid','new car',7308,'<100',unemployed,2,'male

'0<=X<200',18,'critical/other existing credit','new

'no checking',12,'critical/other existing credit','new

'no checking',24,'existing paid',radio/tv,999,'no known

'0<=X<200',36,'existing paid','used car',9398,'<100','<1',1,'male

'no checking',48,'critical/other existing credit','used

'no checking',18,'critical/other existing credit','used car',3229,'no known

'no checking',9,'critical/other existing

'<0',12,'existing paid','new car',2579,'<100','<1',4,'male

'no checking',6,'existing paid',repairs,660,'500<=X<1000','4<=X<7',2,'male

'<0',6,'existing paid','domestic appliance',343,'<100','<1',4,'female

'no checking',24,'existing paid',radio/tv,1552,'<100','4<=X<7',3,'male

'0<=X<200',48,'existing paid',radio/tv,3979,'no known

'no checking',24,'critical/other existing credit','used

'no checking',30,'critical/other existing

'no checking',18,'existing paid',radio/tv,1505,'<100','1<=X<4',4,'male

'no checking',6,'critical/other existing credit','new

'no checking',15,'critical/other existing credit','new car',5045,'no known

'no checking',24,'critical/other existing

'0<=X<200',24,'critical/other existing credit',business,2825,'no known

'<0',21,'existing paid','new car',3763,'no known savings','4<=X<7',2,'male

'<0',48,'existing paid','used car',10297,'<100','4<=X<7',4,'male

'no checking',18,'existing paid',furniture/equipment,1533,'<100','<1',4,'male

'<0',11,'critical/other existing credit','new

'no checking',15,'all paid',radio/tv,1569,'100<=X<500','>=7',4,'male

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