Al-Ijarah Thumma Al-Bai (AITAB)

Shariah-compliant car financing based on the principles of Ijarah Thuman Al-Bai'

Margin of finance: Up to 90% Financing period: Up to 9 years

Benefits

on the principles of Ijarah (leasing/renting) and Bai' contract (purchase) Based Extensive network of dealers nationwide Easy payment of your instalment via Maybank branches, ATMs, online via Maybank2u.com and Maybank e-Kawanku Renewal of road tax and motor insurance

Types of goods financed

New motor vehicles Secondhand motor vehicles Reconditioned motor vehicles

Who can apply

Individuals aged 18 years old and above Sole proprietorships Partnerships Private Limited & Public Limited Companies

Terms of financing
Type of vehicle Margin of finance Repayment period New passenger car, 4WD, Maximum of 90% of MPV and SUV (CBU and Maximum 108 months seller's invoice CKD units) Secondhand passenger car, Maximum of 85% of Maximum 108 months 4WD, MPV and SUV seller's invoice Unregistered reconditioned Maximum of 90% of Maximum 108 months (imported) vehicle seller's invoice *All terms and conditions are subject to the financing0guidelines by Bcnk Negara Malaysia and Maybank

Required documents-Please bring along the following when applying for financing:

Photocopy of IC Photocopy of driving licgnce Copies of last 2 years' income tax returns (J form or EA) Copies of"latest 2 months' salary slips Confirmation Letter of Employment (matest) Last 3 mooths' bank statements (if self-emplyed) Photocopy of seller's IC and driving licence (secondhand cars only) Photocopy of registration card (secondhand cars only) Proforma invoice from seller

For non-individual applications, other documents may be deemed necessary.

HP Repayments
Payments via M2U for Hire Purchase or AITAB-ie.car loan/financing must be in complete instalment amount. Please add payments for any other charges eg. overdue interest or compensation fees with your instalment payment. Partial payments or incomplete instalment payment will not be accepted.

Application
To apply, print out the application form and forward it along with the required documents to: Retail Business Development Level 17, Tower A Dataran Maybank 1, Jalan Maarof 59000 Kuala Lumpur For Application Inquiries: 03 - 2297 2509 / 2557 / 2047 For Product Inquiries: kindly visit nearest Auto Finance Centre Fax : 03 - 2283 2019