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Name
Date
Alternative Activity
Period
Chapter 1, Lesson 1
Computing Wages
EXAMPLE
Hours
Rate
22
$7.00
The answer is $154.00.
Solution: $ 7.00

22

14 00
140 0

$ 154.00
Directions Find the wages for each example below.

Hours
Worked
Rate
Hours
Worked
Wages
Rate
Wages
1.
10
$4.00 _________________
15.
18
$7.08 _________________
2.
$6.00 _________________
16.
20
$35.67 _________________
3.
20
$6.20 _________________
17.
26
$9.34 _________________
4.
35
$7.90 _________________
18.
15
$10.92 _________________
5.
13
$8.44 _________________
19.
27
$11.39 _________________
6.
24
$17.90 _________________
20.
12
$14.45 _________________
7.
$12.34 _________________
21.
26
$9.03 _________________
8.
20
$56.78 _________________
22.
20
$16.55 _________________
9.
17
$9.00 _________________
23.
38
$32.67 _________________
10.
26
$8.89 _________________
24.
34
$8.99 _________________
11.
38
$17.98 _________________
25.
15
$43.15 _________________
12.
40
$15.62 _________________
26.
29
$17.66 _________________
13.
15
$17.61 _________________
27.
34
$4.65 _________________
14.
12
$22.82 _________________
28.
33
$9.78 _________________
American Guidance Service, Inc. Permission is granted to reproduce for classroom use only.
Consumer Mathematics
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Name
Date
Period
Chapter 1, Lesson 2
Estimating Annual Wages

EXAMPLE
Hourly rate Estimated hours

worked in a year
$14.50
2,000
Solution: $
14.50

2,000

$29,000.00
The answer is $29,000.00.
Directions Find the annual wages for each example below.

Job Title
1. Cook,
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
restaurant
Cook,
short order
Food attendant
Dishwasher
Home health aide
Nursing aide
Pharmacy aide
Veterinary assistant
Medical assistant
Dental assistant
Massage therapist
Physical therapy
assistant
Construction
supervisor
Hourly
Rate
Annual
Wages
$8.05
$7.48
$6.33
$6.57
$8.21
$8.29
$8.76
$7.60
$10.89
$11.24
$11.01

$15.90
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
Job Title
Hourly
Rate
Annual
Wages
Carpenter
Carpet installer
Stonemason
Pile driver
operator
Construction
laborer
Carpenters helper
Electricians helper
Painters helper
Roofer
Telephone
operator
Payroll clerk
Receptionist
$15.35
$13.23
$15.36
$19.93
$10.85
$9.61
$9.89
$8.95
$12.94

$13.66
$12.37
$9.26
$20.71
Source: http://www.bls.gov/oes/1999/oes_43Of.htm
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Name
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Period
Chapter 1, Lesson 3
Working with Time Cards

EXAMPLE
Alfredo is a nurse at the hospital. On Sunday he arrived at 6:15 A.M.

and took a lunch break from 11:20 A.M. to 12:20 P.M. Alfredo left
for the day at 3:15 P.M. How long did Alfredo work?
This is Alfredos time card
Morning
Afternoon
In
Out
In
Out
6:15 11:20 12:20 3:15
Solution:
11:20
3:15
2:75
(20
min.
of
afternoon)

6:15

20

:20

5:05
2:55
(Rename 1 hour to 60 minutes.

15 60 75 minutes.)
5 hours and 5 minutes 2 hours and 55 minutes
7 hours and 60 minutes

8 hours
Alfredo worked 8 hours.
Directions Compute the total time worked each day. Rename

60 minutes to one hour if necessary.
Morning
In
1. 8:00
2. 7:30
3. 8:30
4. 8:55
5. 4:45
6. 8:57
7. 6:20
8. 7:15
9. 8:05
10. 9:03
11. 10:00
12. 9:45
Afternoon
Out
In
Out
Time
Worked
12:00
11:30
11:00
10:55
8:45
11:45
11:20
12:10
11:55
12:00
11:45
12:00
1:00
1:00
1:30
12:10
12:55
12:30
1:00
12:45
12:50
1:00
1:15
1:00
5:00
4:30
5:30
6:10
3:55
5:15
4:40
6:22
5:43
4:45
7:00
6:15
________
________
________
________
________
________
________
________
________
________
________
________
Morning
In
13. 7:48
14. 8:22
15. 5:04
16. 8:21
17. 6:04
18. 8:29
19. 7:21
20. 8:04
21. 6:56
22. 9:00
23. 5:45
24. 10:02
Afternoon
Out
In
Out
Time
Worked
11:40
12:06
11:28
11:10
12:01
11:55
12:16
12:01
11:55
12:56
11:50
12:00
12:20
2:25
1:20
12:15
1:05
12:35
12:45
12:55
12:30
1:30
1:55
1:00
6:12
3:58
2:47
5:00
4:00
5:00
4:05
6:03
5:20
4:15
6:00
5:00
________
________
________
________
________
________
________
________
________
________
________
________
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Name
Date
Period
Chapter 1, Lesson 4
Overtime Rates
EXAMPLE
Lanae earns $5.50 per hour. What are her overtime rates?
Time and a half
$ 5.50
1.5

2 750

5 50

$ 8.250
Double time
$ 5.50

2

$11.00
Lanaes time and a half rate is $8.25 and her double time rate is $11.00.
Directions Find the time and a half and the double time rates
for each hourly rate. Do not round answers.
Overtime Rates
Hourly Rate
Time and a Half
Double Time
1.
$5.00 ___________________________ _______________________________
2.
$7.00 ___________________________ _______________________________
3.
$8.50 ___________________________ _______________________________
4. $10.50 ___________________________ _______________________________

5.
$8.25 ___________________________ _______________________________
6.
$7.55 ___________________________ _______________________________
7.
$9.00 ___________________________ _______________________________
8. $11.70 ___________________________ _______________________________

9.
$9.60 ___________________________ _______________________________
10.
$5.75 ___________________________ _______________________________
11. $12.22 ___________________________ _______________________________

12.
$8.95 ___________________________ _______________________________
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Name
Date
Period
Chapter 1, Lesson 5
Working Overtime
EXAMPLE
Sherri, a desktop publisher, earns $14.00 per hour for a

40-hour week. After 40 hours she earns time and a half.
Last week she worked 52 hours. She computed her pay:
Step 1
Step 2
Step 3
$ 14.00 Hourly Rate

40 40 Hours

$560.00 Regular Wages
$ 14.00 Hourly Rate

1.5 (Time and a half)

7 000

14
00

$ 21.00
$ 21.00 Overtime Rate

12 Overtime Hours

42 00

210
0

$ 252.00
Step 4
$ 560.00 Regular Wages

252.00 Overtime Wages

$ 812.00
Directions Compute the total wages. Use time and a half for any time over 40 hours.
Hours
Worked Rate
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
40
42
58
50
60
47
56
62
44
55
61
$5.10
$6.20
$7.00
$8.05
$7.48
$6.38
$6.57
$8.21
$8.29
$8.76
$7.60
Wages
___________________
___________________
___________________
___________________
___________________
___________________
___________________
___________________
___________________
___________________
___________________
Hours
Worked Rate
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
48
56
48
42
60
48
45
58
49
57
$10.89
$11.24
$11.01
$15.19
$20.71
$18.09
$15.36
$13.25
$15.36
$19.98
Wages
___________________
___________________
___________________
___________________
___________________
___________________
___________________
___________________
___________________
___________________
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Name
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Period
Chapter 1, Lesson 6
Compute Earnings that Include Tips

EXAMPLE
Corinne is a bellhop at a hotel downtown. She earns $5.50 an

hour plus tips.
In one 40-hour workweek she earned $230.00 in tips. Find her
total income for the week.
Step 1 Find weekly wages
Step 2 Add tips to weekly wages
$ 5.50 Hourly wage

40 Hours worked

$220.00 Weekly wages
$ 220.00 Weekly wages

230.00 Tips

$ 450.00 Total income
Corinnes total income is $450.00.
Directions Find the answers to these problems. Write your answer on the line.
1. Derek works 40 hours as a skycap. He earns $3.00 per hour
plus tips. In one week, he earned $200.00 in tips. What was

Dereks total income? ______________________
2. Lisa waits tables in the local diner. In one week she worked
30 hours and earned $425.00 in tips. If she earns $4.00 per

hour wage, what was her total income?
______________________
3. Marti washes windows in an apartment complex for $6.05
per hour. One week residents were so happy with her work
that they tipped her an additional $120.00. In her 40-hour
week, what did she earn? ______________________
4. Tashia shampoos hair part time in the beauty shop. She
earns $5.15 per hour for 20 hours a week. If her customers

tipped her $30.00 in one week, what was her total income?
_____________________
5. Marcell dries cars at the car wash. He earns $5.50 per hour
for 40 hours and earns an average of $225.00 in tips. What

is his total income? ______________________
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Name
Date
Period
Chapter 1, Lesson 7
Weekly Wages for Piecework

EXAMPLE
Karl paints magnets. He earns $0.50 for each piece that

he makes. How much will he earn this week?
Piece Rate
$0.50
Daily Production
M
80
Solution:
T W Th F
90 109 72 95
446 Weekly Production

$
.50 Piece Rate

0 00
223
0

$223.00 Wages
80
90
109
72
95

446 Weekly Production
Karl will earn $223.00.
Directions Find the wages for each example below.

Daily Production
M
Th
Piece Rate
Wages
1.
12
15
15
10
10
$4.00
___________
2.
35
30
32
33
37
$0.80
___________
3.
33
34
31
33
32
$0.84
___________
4.
14
12
17
15
16
$3.60
___________
5.
10
$3.06
___________
6.
12
10
10
$4.16
___________
7.
15
16
12
$3.75
___________
8.
17
16
20
19
17
$2.50
___________
9.
19
22
19
18
18
$2.25
___________
10.
12
11
15
13
16
$2.76
___________
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Name
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Period
Chapter 1, Lesson 8
Rounding Money
EXAMPLE
Tony wants to leave a tip for the good service. His bill is $112.78.
A usual 15% tip is $16.917. Round to the nearest cent,
dime and dollar.
Key Digit
$16.917

$16.917

$16.917

Cent:
Dime:
Dollar:
Add 1?
$16.92
7
$16.9
17
$16
.917

Drop remaining digits.

$16.92
$16.90 Hold cents place with zeros.
$17
Tony may leave a tip of $16.92, $16.90 or $17.00.
Directions Round each amount to the nearest cent, dime and dollar.
Key Digit
Cent
Dime
Key Digit
Dollar
Cent
Dime
Dollar
1. $4.1207
_____ _____ _____
10. $5.750
_____ _____ _____
2. $7.6077
_____ _____ _____
11. $312.2242 _____
_____ _____
3. $5.5688
_____ _____ _____
12. $378.9567 _____
_____ _____
4. $18.500
_____ _____ _____
13. $613.4899 _____
_____ _____
5. $8.2538
_____ _____ _____
14. $19.5004
_____ _____ _____
6. $7.5547
_____ _____ _____
15. $22.3976
_____ _____ _____
7. $9.048
_____ _____ _____
16. $14.9991
_____ _____ _____
8. $11.785
_____ _____ _____
17. $101.665
_____ _____ _____
9. $9.609
_____ _____ _____
18. $17.4124
_____ _____ _____
Directions Round each amount to the next cent, dime and dollar.
Key Digit
Cent
Dime
Key Digit
Dollar
Cent
Dime
Dollar
19. $4.1307
_____ _____ _____
21. $9.5498
_____ _____ _____
20. $8.5067
_____ _____ _____
22. $10.5002
_____ _____ _____
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Name
Date
Period
Chapter 1, Lesson 9
Salary
EXAMPLE
Tyler is quoted an annual salary of $54,000. He can choose one of six

pay periods. Find the amount he would receive in each pay period.
Pay Period
Number of pays
Weekly
52
Biweekly
26
Semimonthly
24
$2,076.92
$2,250
$1,038.46
52 $
5
4
,0
0
0
.0
0
26 $
5
4
,0
0
0
.0
0 24 $
5
4
,0
0
0
Monthly
12
Quarterly Semiannually
4
2
$27,000
$4,500
$13,500
12 $
5
4
,0
0
0
4 $
5
4
,0
0
0
2 $
5
4
,0
0
0
Tyler is paid either $1,038.46 weekly, $2,076.92 biweekly, $ 2,250 semimonthly,

$4,500 monthly, $13,500 quarterly or $27,000 semiannually.
Directions Complete the following chart. Find the amount earned during
each pay period. Round answers to the nearest cent.
Worker
Annual Salary
Weekly
Biweekly
Semimonthly
Monthly
Quarterly
Semiannually
52 pay periods 26 pay periods 24 pay periods 12 pay periods 4 pay periods 2 pay periods
1. Joseph
$45,000
2. Sarah
$60,000
3. Nicholas
$124,800
4. Elizabeth
$24,960
5. Anthony
$21,840
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Name
Date
Period
Chapter 1, Lesson 10
10
Renaming Percents as Decimals

EXAMPLE
EXAMPLE
65%
4.5% or 4 12 %
4.5% 0.04.5
Move the decimal point

two places to the left. 65% 0.65.
4 12 % 0.04.12
Remove the %.
Write zeros to hold the

decimal places, if necessary.
Write a zero in the ones place.
Answer: 4.5% 0.045 or 0.04 12
Answer: 65% 0.65
Directions Rename each percent as a decimal.

1. 20% ________________________
2
3
13. 89% ________________________
2. 33 % ______________________
14. 9999% ______________________
3. 6.6% ________________________
15. 56.4% _______________________
1
3
44
5. 99 % _____________________
100
1
6. 37 % ______________________
2
16. 64.3% _______________________
7. 3.6% ________________________
19. 0.03% _______________________
8. 37.5% _______________________
20. 0.643% ______________________
9. 50% ________________________
21. 0.01% _______________________
10. 100% _______________________
22. 0.0643% _____________________
11. 155% _______________________
23. 10 % ______________________
12. 150% _______________________
______________________
4. 66 % ______________________
17. 325% _______________________

18. 6.43% _______________________
1
5
2
24. 20 %
3
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Name
Date
Period
11
Earning Commission
EXAMPLE
Lolita sells jewelry: She earns a 6% commission on her sales up

to her quota of $20,000. Lolita earns a 7% bonus (extra)
commission on all sales beyond $20,000. Last week her sales
were $30,000. How much did she earn?
Quota
20,000
Rate
6%
Sales
$30,000
Bonus Rate
7%
Step 1
$20,000

.06

$ 1,200
Step 2
$ 30,000

20,000

$ 10,000
Step 3
$10,000

.07

$700.00
Step 4
$1,200.00

700.00

$1,900.00
Regular Commission
Bonus Commission
Regular Commission
Bonus Commission
Total Commission
Lolita earned $1,900.00.
Directions Find the total commission for each example below.

Add the bonus commission to the regular commission
Quota
Rate
Sales
Bonus
Rate
1.
$6,000
10%
$6,150
15%
2.
$3,500
9%
$7,700
13%
3.
$4,000
10%
$8,765
15%
4. $10,000
6%
$12,500
9%
5.
$6,500
8%
$7,298
12%
6.
$9,600
7%
$12,152
10%
7.
$3,500
5%
$7,025
7%
8. $10,000
9%
$9,379
15%
9.
$3,750
8%
$5,098
11%
10.
$2,100
4%
$3,769
7%
11.
$8,500
5%
$11,123
11%
Total Commission
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Name
Date
Period
12
Salary Plus Commission

EXAMPLE
Jessica sells clothing in a department store. She earns a weekly

salary of $250 plus a commission of 0.6% on all her sales. Last
week her sales were $120,000. What did she earn?
Step 1 $120,000 Sales

.006 Rate of commission

$ 720.00 Commission
Step 2 $250 Salary

720 Commission

$970 Total earnings
Directions Find the commission and total earnings for the sales listed below.
Total Sales
1.
$50,000
2.
3.
Rate of
Commission
Salary
Earned
Commission
Total
Earnings
4%
$500
_____________
_____________
$210,000
1.5%
$200
_____________
_____________
$150,000
8%
$300
_____________
_____________
4. $1,500,000
0.5%
$100
_____________
_____________
5.
$12,678
3.6%
$350
_____________
_____________
6.
$80,000
6.4%
$150
_____________
_____________
7.
$25,876
2.7%
$240
_____________
_____________
8.
$80,000
3.5%
$170
_____________
_____________
9.
$90,000
1.45%
$290
_____________
_____________
10.
$56,987
5%
$200
_____________
_____________
11.
$12,860
4.8%
$75
_____________
_____________
12.
$4,600
3.9%
$125
_____________
_____________
13.
$22,567
1.8%
$79
_____________
_____________
14.
$40,500
2.75%
$250
_____________
_____________
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Name
Date
Period
13
Addition of Decimals
EXAMPLE
Write this:
EXAMPLE
Write this:
2 3.5 0.06
2
3.5

.06
5.56
OR
Helpful Hints
2.00
3.50

0.06
5.56
5 0.17 1.074
a. Remember that the number 3 can be

expressed as a decimal, that is,
3 3.0 3.00.
b. Remember that the decimal points must be
lined up before you begin to add.
c. Remember to place the decimal point in the
sum as shown in the examples.
5.000
0.170

1.074
6.244
d. Remember to place zeros in the addends to

help with the addition.
Directions Add. Place zeros in the addends.

1.
9.12
2.78
.86
4.
10.015
3.678
62.15

6.1
7.
0.61
10.761
30.945

2.28
2.
3.01
6.615
84.059
2.191
5.
3.150
10.629
1.07
4.48
8.
3.9
.667
.365
101.2
6.
7.1
90.15
6.90
1.10
0.671
14.02

6.792
9.
3.
94.031
77.6
0.5721
10
Directions Write these in the vertical form and add.

10. 1.1 4.09 7.011 _____________
12. 6.6 0.2 10.51 ______________
11. 16 1.7 3.965 ______________
13. 16.5 .32 9 ________________
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Name
Date
Period
Chapter 2, Lesson 1
14
Expressing Prices
EXAMPLE
Newspaper ads for food stores often report prices in both dollars
and cents. To compare prices we must be able to express prices
in both cents and dollars.
Express $0.59 in cents.
$0.59 59
Express 69 in dollars.
69 $0.69
Some prices are quoted in fractions of a cent, such as $1.013. To

express this amount in cents, move the decimal point two places
to the right.
$1.013 101.3
Directions Express these prices in dollars and cents. It is important to

use the correct symbol in the price.
Cents
Dollars
Cents
Dollars
1.
65
_______
_______
$2.29
2.
_______
$0.98
10.
79
_______
3.
67
_______
11.
101.9
_______
4.
_______
$1.40
12.
_______
$0.625
5.
_______
$1.64
13.
99.9
_______
6.
89
_______
14.
_______
$2.824
7.
_______
$2.16
15.
_______
8.
_______
$0.78
9.
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Name
Date
Period
Chapter 2, Lesson 2
15
Reading Prices
EXAMPLE
It is not unsual to see food prices written without the dollar sign,
$, or the cents sign, . Most of the time it is easy to understand
what the price is.
A. 57
B. $0.57
C. .57 All three prices mean fifty-seven cents.
However, every so often a mistake is made and a price is listed

incorrectly.
In the following list, which price is not the same value as the
other three?
A. 153
B. $1.53
C. $153
D. 153
E. 1.53
Price C is not the same. Price C represents one hundred fifty-three dollars.
Prices A, B, D and E all represent one dollar and fifty-three cents.
Directions In each row, write the letter of the price that is not equal to
the other three.
A
1.
68
$0.68
.68
.68
2.
$1.06
1.06
106
106
3.
$0.44
44
.44
$44
4.
.06
$0.06
.06
5.
.89
89
8.9
$0.89
6.
61
6.1
.61
$0.61
7.
$46
.46
$0.46
46
8.
97
9.7
.97
$0.97
9.
$17
.17
$0.17
17
10.
.6
$0.06
.06
11.
$2.08
$208
2.08
208
12.
681
$6.81
$0.681
6.81
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Name
Date
Period
Chapter 2, Lesson 3
16
Adding Prices
EXAMPLE
Marlett bought four items at the food store. He decided to add

up the total cost before going to the checkout to check that he
had enough cash with him. He had $18.25 in his pocket.
The packages were marked as follows:
.46
Step 1Write all the prices in a column,

aligning the decimal points.
399
579
$6
Step 2 Add the amounts.
$ .46
3.99
5.79
6.00
.46
3.99
5.79
6.00

$16.24
Marlett had enough cash to pay for the food.
Directions Find the total of the prices.

Item 1
Item 2
Item 3
Item 4
Total
Cost
1.
288
759
114
319
________
2.
82
$3
4.06
$1
________
3.
.56
42
.29
3.59
________
4.
.79
.99
$5
249
________
5.
149
.64
699
199
________
6.
.99
9.99
164
249
________
7.
.58
.79
.99
.19
________
8.
187
1.87
1.49
1.89
________
9.
599
299
499
399
________
10.
2.34
119
124
$5
________
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Name
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Chapter 2, Lesson 4
17
Computing Change
EXAMPLE
Jermaine paid for purchases of $14.75 with a

$20.00 bill. Find his change.
Jermaines change was one quarter and one
$5.00 bill.
Do not give more than

1 nickel
2 dimes
3 quarters
4 pennies
4 $1.00 bills, or
1 $5.00 bill
Directions Compute the change for each of these purchases.

The answer to Number 1 is 2 quarters.
Purchase
Price
Cash
1.
$9.50
$10
________________________________
2.
$3.40
$5
________________________________
3.
$17.15
$20
________________________________
4.
$5.00
$10
________________________________
5.
$6.10
$10
________________________________
6.
$14.26
$20
________________________________
7.
$17.91
$18
________________________________
8.
$8.09
$10
________________________________
9.
$14.76
$15
________________________________
10.
$8.19
$10
________________________________
11.
$8.90
$9
________________________________
12.
$6.58
$20
________________________________
Change
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Name
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Chapter 2, Lesson 5
18
Subtraction of Decimals
EXAMPLE
Write this:
EXAMPLE
Write this:
4.23 0.644
Helpful Hints
4.230

.644

3.586
a. Remember to fill places in the

minuend and subtrahend with
zeros when necessary.
Insert a zero here.
b. Remember to keep the decimal

points lined up.
9 0.327
9.000

.327

8.673
Insert zeros here.
Directions Insert zeros and subtract.

1.
16.32

3.7
5.
77.89

.981
9.
7.057

.69
13.
36

8.125
2.
5.740
1.940
6.
39.95
3.99
10.
6
.6
14.
8
5.336
3.
10.14

.28
7.
16

1.6005
11.
14

.153
4.
.5

.25
8.
365.25

8.8
12.
10

.017
Directions Write these in the vertical form and subtract.

15. 42.3 5.64
__________________
17. 53.6 9.605 __________________
16. 16 0.72 ____________________
18. 5 1.79 _____________________
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Name
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Chapter 2, Lesson 6
19
Coupons for More than One

EXAMPLE
Bob has a coupon that offers a savings of $1.00 on any 3 bottles of apple cider.
Each bottle is marked $3.50. How much will the 3 bottles cost with the coupon?
Step 1 Multiply
$ 3.50

3

$10.50
Step 2
Subtract
$10.50
1.00

$9.50
The pizzas will cost $9.50.
Directions For each set of items, find the cost when a coupon is used.
Item
1. Orange juice
Price for
1 Item
Cost
50 on 1 carton
__________
49
40 on 8 cans
__________
$4.69
$1.29 on 1 jug
__________
4. Tuna fish
55
25 on 4 cans
__________
5. Salad dressing
99
25 on 3 jars
__________
2. Chicken noodle soup

3. Laundry soap
$1.98
Coupon Value
6. Syrup
$1.89
35 on 2 bottles
__________
7. Apple juice
$1.59
20 on 2 bottles
__________
8. Tea bags
$1.99
25 on 4 boxes
__________
9. Donuts
$2.19
50 on 3 boxes
__________
10. Instant oatmeal
$2.49
35 on 1 box
__________
11. Bath soap
$1.89
60 on 8 bars
__________
12. Dog biscuits
$2.29
40 on 3 boxes
__________
13. Pudding cups
$3.29
80 on 3 packs
__________
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Chapter 2, Lesson 7
20
Weights and Measures for Food

EXAMPLE
Elijah reads this net weight on his can of peaches: 1 lb 13 oz.

What does it tell him?
Remember: the abbreviation for pound: lb
the abbreviation for ounce: oz
There are 16 ounces per pound.
Elijah learns that the can holds almost 2 pounds of peaches.
There is another number on the label for net weight, 822g.
What does that tell him?
Elijah learns that g is the metric symbol for gram.
Elijah learns that the can holds over 800 grams of peaches.
Directions Write the words for these abbreviations or symbols.

Abbreviation
or symbol
Word
Abbreviation
or symbol
Word
1.
doz
____________
7.
____________
gram
2.
____________
8.
____________
dozen
3.
lb
____________
9.
____________
fluid ounce
4.
oz
____________
10.
____________
milligram
5.
kg
____________
11.
____________
kilogram
6.
mg
____________
12.
____________
ounce
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Chapter 2, Lesson 8
21
Expiration Dates
EXAMPLE
Many store coupons can be used only for a limited time. The
expiration date shows when the coupon offer expires, or
comes to an end.
Mark cut from the newspaper a coupon for diapers that
expires at the end of May. If todays date is January 2, how
much longer may he use the coupon? Since January has just
begun, count it as one month. Count one month each for
February, March, April and May. Mark has five months to use
the coupon: January - May.
JANUARY
S
T F S
1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31
FEBRUARY
S M T W T F S
1 2 3 4 5 6 7
8 9 10 11 12 13 14
15 16 17 18 19 20 21
22 23 24 25 26 27 28
MAY
W
M T W T F S
1 2 3 4 5 6
7 8 9 10 11 12 13
14 15 16 17 18 19 20
21 22 23 24 25 26 27
28 29 30
SEPTEMBER
M
T
1
6 7 8
13 14 15
20 21 22
27 28 29
M
2
9
16
23
30
T
3
10
17
24
31
JUNE
F S
1 2
3 4 5 6 7 8 9
10 11 12 13 14 15 16
17 18 19 20 21 22 23
24 25 26 27 28 29 30
31
MARCH
S
1
8
15
22
29
W T F S
2 3 4 5
9 10 11 12
16 17 18 19
23 24 25 26
30
T F S
1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31
W T F S
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30
JULY
2
9
16
23
30
T W T F S
1
3 4 5 6 7 8
10 11 12 13 14 15
17 18 19 20 21 22
24 25 26 27 28 29
31
NOVEMBER
S
1
8
15
22
29
AUGUST
W T F S
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30 31
OCTOBER
S
APRIL
W T F S
4 5 6 7
11 12 13 14
18 19 20 21
25 26 27 28
DECEMBER
M T W T F S
2 3 4 5 6 7
9 10 11 12 13 14
16 17 18 19 20 21
23 24 25 26 27 28
30
T W
1 2
6 7 8 9
13 14 15 16
20 21 22 23
27 28 29 30
T F S
3 4 5
10 11 12
17 18 19
24 25 26
31
Directions How much longer may each coupon be used?

Current Date
Expiration Date on Coupon
1.
October 1
December 31
_________________
2.
May 15
August 15
_________________
3.
June 10
November 10
_________________
4.
February 15
November 30
_________________
5.
August 30
November 15
_________________
6.
January 2
June 28
_________________
7.
March 1
May 31
_________________
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Chapter 2, Lesson 9
22
Division of Whole Numbers with Remainders

3,268 9
1
Write this:
363
9 3
,2
6
8
9
EXAMPLE
EXAMPLE
7,009 17
Write this:
412 15
7
17 7
,0
0
9

68

20

17

39

34

5

27

56
54

28

27

1
Remember to write the remainder over the divisor.
Directions Divide.
1. 6 5,
25
3
3. 9 3,
70
4
5. 27 17
,9
97
7. 9 3,
15
6
2. 9 3,
72
3
4. 7 6,
42
5
6. 19 6,
89
8
8. 21 11
,5
69
Directions Write these in the standard form and divide.

9. 25,761 14
10. 65,412 25
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Name
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23
The Key to Using Per

EXAMPLE
A. Bottles per case

B. Weeks per job
C. 49 percent
bottles
case
weeks

job
49

100

cases b
o
tt
le
s
job w
e
e
ks

.49
100 4
9
.0
0
Remember that percent means per hundred.
Directions Rewrite each of the following expressions. Use the words

divided by to replace per. Then set up the division problems.
1. Windows per room
___________________________
2. Chairs per office
___________________________
3. Pickles per jar
___________________________
4. Crackers per box
___________________________
5. Seats per event
___________________________
6. Hours per job
___________________________
7. 35%
___________________________
8. Cost per ounce
___________________________
9. Windows per house
___________________________
10. Adults per child
___________________________
11. Oranges per case
___________________________
12. 70%
___________________________
13. Eggs per box
___________________________
14. Miles per town
___________________________
15. Wages per task
___________________________
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Period
24
Division of Decimals
EXAMPLE
Write this:
Divisor
18.8 4
4.7
4 1
8
.8

16

28

28
EXAMPLE
Quotient
Write this:
Dividend
0.832 1.6
Steps to Remember
.52
.8
.3
2

1.6. 0

80

32

32
a. Move the decimal point

in the divisor to the right.
b. Move the decimal point
in the dividend the same
number of places.
c. Then place a decimal
point straight above it in
the quotient.
Directions Divide.
1. 7 39
.9
4. 12 32
.4
7. 0.10 0.
17
10. 0.76 1.

23
12
2. 6 4.
98
5. 3.1 14
.2
6
8. 2.7 5.
15
7
11. 0.55 10

.4
5
3. 9 46
.8
6. 8.4 64
6.
8
9. 0.05 2.
5
12. 0.879 9.

93
27

13. 0.002184 0.0012 ____________
16. 0.9844 0.92 ________________
14. 7.236 0.18 _________________
17. 0.1188 0.044 _______________
15. 0.07261 0.53 _______________
18. 0.07854 0.77 _______________
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Name
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25
Rounding the Quotient

EXAMPLE
Write this:
Round to the nearest tenth.

7 0.9
EXAMPLE
Round to the nearest hundredth.

0.89 1.4
0.635 0.64
7.77 7.8
Write this:
Zeros may be inserted
1.4 0
.8
0
90

.0
0
0
0.9 7
one
at
a
time
until
the

8
4

6
3

desired number of places
70
50
is
reached
for
rounding.

6
3
42

70
80

63

70

7
10
Reminder: It may be necessary to write zeros in the dividend.
Directions Divide. Round to the place indicated.

1. Tenth
.8 6
2. Tenth

18 20
3. Hundredth

75 15
4. Thousandth
7. Hundredth
9
6.8 6.
8
2.6 .2
5. Hundredth
8. Hundredth
65

3.8 7.
65

.31 2.
6. Tenth
8
.5 .4
9. Hundredth
4
.06 4.
10. Hundredth
3
7.2 .7
11. Hundredth
.4

10.2 14
12. One
08

.48 2.
Directions Write these in the standard form and divide. Round the
quotients to the nearest hundredth.
13. 10.2 15.2 __________________
15. 0.43 0.68 __________________
14. 3.4 0.32 ___________________

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26
Comparing Unit Prices

EXAMPLE
Bennett compares different brands of a product to decide which

is the best buy. Which size has the lower unit price?
Brand A weighs 12.5 oz
Brand B weighs 22 oz
Step 1 Divide cost by weight.
Its price is $1.39

Its price is $3.49
Step 2 Compare cost per pound.
Brand A
$.111
12.5 1
.3
9
Brand A unit price: 11 per oz
Brand B
$.149
22 3
.2
9
Brand B unit price: 15 per oz
Brand A has the lower unit price. If the products are of equal
quality, then the best buy is A.
Directions Find the unit price of each product. Circle the lowest
unit price in each set. Use the back of the paper to list any patterns
you see in the exercises.
Product
1. Soup
10 oz, 139
14 oz, 169
18 oz, 189
46 oz, 309
_____________ _____________ _____________ _____________

2. Jelly
12 oz, $1.69
14 oz, $1.79
18 oz, $1.99
48 oz, $4.75
_____________ _____________ _____________ _____________

3. Peanut butter
12 oz, $1.59
18 oz, $1.99
26 oz, $2.49
48 oz, $3.29
_____________ _____________ _____________ _____________

4. Ketchup
12 oz, $1.79
24 oz, 199
36 oz, 249
3lb, $2.88
_____________ _____________ _____________ _____________
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27
Mentally Calculating the Bill

EXAMPLE
Luis, Marcus, and Juan all have dinner at the Pizza Restaurant.
The bill comes to $30, which they decide to split 3 ways. They
also decide to give a 15% tip to the server. Find the tip and the
amount due from each diner.
Step 1 Find the tip and

add it to the bill.
Step 2 Divide by the number of diners.

Round to the nearest 10 cents.
$30 10% $3
$3 2
1.50

$4.50
$34.50 3 = $11.50
$30 + $4.50 $34.50

Each person will pay $11.50.
Directions Find the 15% tip for each bill. Add the tip to the bill to get
the total bill. Then divide by the number of diners to find out how much
each person will pay.
Amount of
the Bill
Number
of Diners
Estimate the
15% Tip
Total Bill
Plus Tip
Each Persons
Share
1.
$20
___________
___________
___________
2.
$48
___________
___________
___________
3.
$120
___________
___________
___________
4.
$60
___________
___________
___________
5.
$180
___________
___________
___________
6.
$210
___________
___________
___________
7.
$320
___________
___________
___________
8.
$78
___________
___________
___________
9.
$63
___________
___________
___________
10.
$159
___________
___________
___________
11.
$82
___________
___________
___________
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Chapter 3, Lesson 1
28
Ready-to-Wear
EXAMPLE
Maria is starting her first job. She will be greeting the public
each day and needs appropriate clothes. She is lucky to find a
sale at her neighborhood clothes store. Maria bought 2
sweaters for $15.00 each, and 3 blouses for $20.00 each.
Maria lives in a state where the sales tax is 7%. What is her
total cost?
Step 1 Multiply, then add to find the

total cost.
Step 2 Multiply the cost by the sales tax rate.

Round to the next higher cent.
(Note: some states use rounding
to nearest cent, others raise to the
next cent.)
2 Sweaters @ $15.00 $30

3 Blouses @ $20.00
60

$90
Step 3 Add the sales tax to the cost to find
the total amount Maria will pay.
$90.00 Cost of clothes

.07 Tax rate

$6.3000 Sales Tax $6.30
$90.00 Cost of clothes

6.30 Sales Tax

$96.30 Total Amount
Directions Find the cost of each set of purchases. Find the sales tax,
rounding to the next higher cent. Then add the sales tax to the cost to
find the total amount paid.
Shopper
Purchases
Cost of
Purchases
Tax Rate
1.
Rashi
sweater, $40
slacks, $20
7%
2.
Anna
coat, $60
2 jeans, @ $30
3%
3.
George
4 T-shirts, @ $10.95
shorts, $15.99
5%
4.
Thui
suit, $120.00
2 shirts, @ $29.95
5%
Sales Tax
Total
Amount Paid
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Chapter 3, Lesson 2
29
Finding Amount Saved on Sale Prices

EXAMPLE
Yoko is moving into her first apartment. She needs to buy a

refrigerator because her landlord does not supply one. She finds a
sale at a department store on the Internet. The refrigerator
regularly sells for $700.00. It is now on sale for $600.00. How
much did she save by using the sale price?
To find the amount saved, subtract the sale price from the
regular price.
$700.00 Regular price

600.00 Sale Price
$100.00 Amount Saved
Yoko saved $100.00 on the sale price.
Directions Find the amount saved on the sale price.

Item
Regular Price
Sale Price
1.
Gas range
$646.99
$546.99
2.
Self-cleaning oven
$543.99
$440.99
3.
Energy-saver washer
$759.99
$609.99
4.
Dishwasher
$229.99
$187.88
5.
Large-capacity dryer
$504.99
$404.99
6.
Microwave oven
$419.99
$377.45
7.
Vacuum cleaner
$329.88
$225.99
8.
DVD home theater
$549.50
$479.99
9.
Cooking pan set
$775.00
$519.99
10.
Toaster
$79.99
$69.00
11.
Coffeemaker
$75.00
$39.99
12.
Toaster oven
$79.99
$49.50
Amount Saved
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Chapter 3, Lesson 3
30
Renaming Decimals as Percents

EXAMPLE
EXAMPLE
0.50
2.5
Move the decimal point 0.50

two places to the right.
2.50
Write %
250%
50%
Answer: 0.50 50%
Write zeros
where necessary.
Answer: 2.5 250%
Directions Rename the following decimals as percents.

1. 0.04 ________________________
13. 0.051 _______________________
2. 12 _________________________
14. 10.63 _______________________
3. 0.2 _________________________
15. 8.84 ________________________
4. 2.21 ________________________
16. 1.7 _________________________
5. 0.152 _______________________
17. 0.3624 ______________________
6. 6.11 ________________________
18. 0.17 ________________________
7. 0.333 _______________________
19. 16.475 ______________________
8. 0.030 _______________________
20. 0.017 _______________________
9. 4.56 ________________________
21. 0.009 _______________________
10. 1.1 _________________________
22. 0.0017 ______________________
11. 0.20 ________________________
23. 0.0102 ______________________
12. 0.12 ________________________
24. 0.95 ________________________
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Chapter 3, Lesson 4
31
Computing the Sale Price

EXAMPLE
Leo buys a $200 bracelet with a 25% discount. How much does he pay?
Think: 100% 25% 75%
$ 200.00

.75

$150.00
Leo pays $150.00.
Directions Use the shortcut method to compute the sales price in just
one written step. Round to the next higher cent.
Regular
Price
Discount
Sales Price
1. $44.00
20%
____________
2. $32.50
6%
3. $14.98
Regular
Price
Discount
Sales Price
14. $45.98
40%
____________
____________
15. $325.00
33%
____________
30%
____________
16. $4.95
5%
____________
4. $37.15
15%
____________
17. $16.32
20%
____________
5. $52.98
10%
____________
18. $46.60
18%
____________
6. $105.17
25%
____________
19. $23.45
48%
____________
7. $41.40
14%
____________
20. $23.42
16%
____________
8. $75.15
45%
____________
21. $8.15
5%
____________
9. $36.99
20%
____________
22. $6.89
7%
____________
10. $56.95
30%
____________
23. $143.01
20%
____________
11. $124.99
30%
____________
24. $6.56
10%
____________
12. $159.99
33%
____________
25. $31.54
16%
____________
13. $17.99
44%
____________
26. $325.98
25%
____________
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Chapter 3, Lesson 5
32
Buying from a Catalog

EXAMPLE
John and Elise want to buy some T-shirts to take on their trip.
John wants 2 short-sleeve T-shirts, 1 in blue and 1 in white. John
wears size L. Elise wants 2 long-sleeve T-shirts, 1 in white and 1 in
cherry. Elise wears size M. They order from this CoolGuy catalog.
CoolGuyT-shirts are great for traveling. Wash them and they dry
instantly! Mens sizes S, M, L, XL, XXL. Womens sizes XS, S, M, L, XL.
Mens CoolGuy T-shirts in Grey,
White, or Blue
Short-sleeve
#2286 $24.50
Long-sleeve
#2285 $29.50
Womens CoolGuy T-shirts in

White or Cherry
Short-sleeve
#5968 $24.00
Long-sleeve
#5969 $30.00
Directions Complete the order forms for John and Elise.

John
Item #
How Many
Color
Size
1.
2.
3.
4.
Description
Total of Merchandise
Add 8% sales tax
Shipping & Handling
Total Amount
5.
Amount
5.95
Elise
Item #
How Many
Color
Size
1.
2.
3.
4.
5.
Description
Total of Merchandise
Add 8% sales tax
Shipping & Handling
Total Amount
Amount
5.95
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Chapter 3, Lesson 6
33
Renaming to the Simplest Form

8

5
EXAMPLE
8

5
1
6 74
6 74 6 74
1
5 8

5

3
Think:
Answer:
EXAMPLE
6 74 6 1 34
Think:
1
3
4 7
equals 1 4
4

3
Answer: 6 74 7 34
3

5
Directions Rename each to the simplest form.

18
6
1.
4
2
2. 16
16
5
8.
10
9
9. 45
3.
16
2
10.
4.
22
6
11.
5.
27
4
12.
6.
37
8
13.
14
9
14.
7.
8
7
144
12
15. 25
22.
47
10
23.
16.
9
5
33
7
20
7
17. 26
24. 19
16
5
42
4
18.
37
7
25. 4
39
8
19.
64
8
26. 4
52
13
20.
46
9
21.
18
4
16
8
37
9
96
12
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Name
Date
Period
Chapter 3, Lesson 7
34
Expressing Fractions in Higher Terms

EXAMPLE
Express 58 as a fraction with a denominator of 24.

Step 1
5

8
24
Step 2
53

83
Step 3
24
53

83
Step 4
5
12
4
5

8
Because 24 8 3, multiply 5 by 3.
5
12
4
New fraction.
Directions Express each fraction in higher terms as indicated.

5
13
52
17.
5
13
65
25.
28
10.
4
15
60
18.
3
22
88
26.
3.
11.
88
19.
35
27.
5
8
40
9.
2.
4
7
1.
2
3
12
3
11
5
11
143
12.
5.
5
12
2
7
5
7
2
17
51
20.
72
13.
17
20
6.
11
12
8
21
147
2
13
143
3
16
96
4
5
85
5
12
84
5
9
45
3
5
75
28.
80
21.
7
9
54
29.
63
14.
36
22.
1
7
56
30.
7.
63
15.
84
23.
1
3
108
8.
16.
24.
3
4
48
4.
5
9
1
2
16
4
21
1
16
64
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Name
Date
Period
Chapter 3, Lesson 8
35
Addition of Fractions
EXAMPLE
10 15 4 25
10 15
Write this:
4 25

14 35
12 27 2 13

4
EXAMPLE
If the denominators are

the same, then add the
Write this: 12 27 12 14

4
2 13
2 13
4
4

7
14 1
4
numerators.
Find the least common

denominator. Then add.
14 12
Simplify to the
lowest terms.
Directions Add. Simplify your answers to the lowest terms.

1.
10 18
3
4
8
2.
16 116
10 45
7
4
9
3

4
5

8
13.
7

15
19

30
10.
6 110
14.
4 16
7
2
10
2

9
7.
9 12
2

3
2

3
1
6
6
4 58
12.
3

16
7 15
15.
3
6
4

8.
17 12
11.
6

6 19
3 59
6.
3
4.
9.
3
3
4
1
2
16
3.
2 12
5.
2
3
3
3 78
16.
7

16
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Name
Date
Period
Chapter 3, Lesson 8
36
Subtraction of Fractions
EXAMPLE
6 19
2 13

0
0
6 19
0
Write this:
4 15
1 23

2
4
EXAMPLE
If the denominators are

the same, then subtract
0
Write this: 4 15
4 12
2
4
the numerators.
2 13
0

Simplify to the
4 16
4 35 lowest terms.
0
Find the least common

denominator. Then subtract.
1 23
1 23
4
4

7
3 2
4
Directions Subtract. Simplify your answers to the lowest terms.

1.
2.
5

7
2

7
8 1113
6.
5 78
9 178
8.
6 1176
3
5
4
12 137
5
6
1
6
8
11 190
4
8
5
17.
35 78
18
18.
15 176
6
7 175
14.
9
5
3
0
3

8
11 78
9 78
13.
10.
16.
5
1
3
3

3 57
8 131
12.
2
9.
13 58
3
7
6
6
2
1
0
6
1
1
8
5.
6 45
7.
3
3
4
4.
11.
1
8
6
1
6
1
3
3.
32 13
15.
14 58
3
3
6
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Name
Date
Period
Chapter 3, Lesson 8
37
Subtraction with Renaming

EXAMPLE
5 35 3 45
Write this: 5
3

5
5
5
Remember 1 ,
4 58
3 45

1 45
8
5
3
5
5
5
so .
Directions Subtract. Rename when necessary. Simplify your answers to the lowest terms.
1.
2 25
6.
1 35

2.
4 38
7.
12 13
8.
40 110
38 158
6 89
12.
9.
8 125
13.
15 156
9 78
18 16
9 14
14.
7 15

10.
16 151
8 78
89
17.
9 161
4 130
36160

5.
16 19
16.
7 252
6 2201
7 34

4.
36 134
8 121
11.
8 35
3 78

3.
47 130
7 156
6 78
18.
4 23
2 34
10 16
9 38
15.
17 13
15 45
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Name
Date
Period
Chapter 3, Lesson 9
38
Multiplication of Decimals
21.2 0.25
EXAMPLE
1

2

3
21.2

.25

1 060

4 24

5.300
Write this:
EXAMPLE
Write this:
Decimal place
Decimal places
Decimal places to be
0.44 0.002
.44

.002

.00088
Sometimes it becomes
marked off in the product
necessary to insert zeros at
counting from right to left.
the left.
Directions Multiply.
1.
7.8

3.2
4.
3.79

5.6
7.
60.84

40.6
2.
12.5

.16
5.
70.9

8.60
8.
0.789

.007
3.
9.16
.37
6.
7.801
9.6
9.
8.09
.009
Directions Write these in vertical form and multiply.

10. 6.089 7.5
__________________
15. 0.00309 0.098 _______________
11. 4.9 0.008
__________________
16. 0.998 26.7
_________________
12. 0.001 0.32
_________________
17. 0.087 0.056
________________
18. 30.09 0.53
_________________
13. 67.8 4.4
___________________
14. 9.607 0.008
________________
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Name
Date
Period
39
Using a Charge Account

EXAMPLE
Ryan has bought supplies for her floral shop on her credit card.
She owes $400.00. The minimum payment due is $40.00. Ryan
decides to pay $100.00. That is more than her minimum so that
she can pay it off faster. Ryans interest charge per month is 0.9%
of the unpaid balance. How much will she owe next month if
she makes no new purchases?
Step 1 Subtract the payment Step 2 Find the interest on Step 3 Add the interest to
from the balance to
the unpaid balance.
the unpaid balance
find unpaid balance.
to find the new
balance.
$400.00 Balance

100.00 Payment
$300.00 New Balance
$300.00
.009

$ 2.70
$300.00

2.70

$302.70
Ryan now owes $302.70 on her charge account.
Directions Find the interest and new balance on these charge accounts.
Balance
Payment
Unpaid
Balance
Interest Rate
per Month
1.
$80.00
$10.00
1.2%
2.
$120.00
$100.00
1.5%
3.
$450.00
$45.00
2%
4.
$825.00
$25.00
0.9%
5.
$56.00
$2.80
1.4%
6.
$143.00
$7.15
1.5%
7.
$253.00
$12.65
1.6%
8.
$167.00
$8.35
2.0%
9.
$52.70
$2.64
1.5%
10.
$152.89
$7.64
1.5%
11.
$376.14
$18.00
1.3%
12.
$985.09
$49.00
1.5%
Interest
New Balance
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Name
Date
Period
40
Using a Layaway Plan

EXAMPLE
Kareem has put a 20% deposit on a set of cooking pans that cost
$300.00. He will pay 25% of the balance for the next 4 months
and then he will be able to take the cooking pans home. How
much will he pay each month?
Step 1 Find the deposit. Round the amount to

the nearest cent.
Step 2 Find the remaining amount

to be paid.
$300.00

.20

$ 60.00
$300.00

60.00

$240.00
Step 3 Find the amount of each layaway payment.

$ 60.00
4 $
2
4
0
.0
0

Kareem will make a $60.00 deposit and pay 4 layaway payments of
$60.00 each. Then he will take his cooking pans home.
Directions Find the deposit and monthly payment for each 4-month
layaway plan with 20% deposit.
Item
1. Carpet
Price
Deposit Amount
Remainder Due
Payment Amount
$500.00
2. Network router $100.00

3. Cordless drill
$120.00
4. Table saw
$1,000.00
5. Bird bath
$160.00
6. Car stereo
$250.00
7. Camping tent
$180.00
8. Sleeping bag
$75.00
9. Mattress
$225.00
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Name
Date
Period
Chapter 4, Lesson 1
41
Renting a Home
EXAMPLE
Renters Rule You should spend no more than one weeks

income for a months rent. Jasmine earns $3,600 per month.
What is the maximum amount that she should pay for rent?
There are about 4.3 weeks in each month. To estimate Jasmines
weekly income, divide her monthly income by 4.3.
$837.21
4.3 $
3
,6
0
0
.0
0

Jasmine can afford to spend about $838 dollars per month for rent.
Directions Use the renters rule to find the maximum amount that
should be spent for rent with each of these incomes. Remember that 1
year equals 12 months or 52 weeks. Round answers to the nearest dollar.
Renter
Income
Maximum Amount for Rent
1. Ryan
$1,833 monthly
__________________
2. Taylor
$1,300 monthly
__________________
3. Tim
$1,460 monthly
__________________
4. Dana
$5,639 monthly
__________________
5. Lauren
$1,500 biweekly
__________________
6. Brandon
$4,580 per month
__________________
7. Megan
$5,167 monthly
__________________
8. Dylan
$1,890 every two weeks
__________________
9. Brianna
$2,405 monthly
__________________
10. Zachary
$3,817 monthly
__________________
11. Olivia
$2,769 monthly
__________________
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Name
Date
Period
Chapter 4, Lesson 2
42
Buying a Home
EXAMPLE
Bankers Rule You may borrow up to 2.5 times your annual

income. Luis is buying a home. His monthly income is $4,000.
What is the maximum amount that he may borrow?
Step 1 Find annual income

$ 4,000 monthly income

12 months in a year

$48,000 annual income
Step 2 Apply the Bankers Rule

$48,000

2.5

$120,000
Luis may borrow up to $120,000.
Directions Use the Bankers Rule to find the maximum amount that
may be borrowed with each of these incomes. Remember that 1 year
equals 12 months or 52 weeks. Round answers to the nearest dollar.
Home Buyer
Income
Annual Income
Maximum Able to Borrow
1. Ryan
$22,000 annually
_____________
_____________________
2. Taylor
$1,700 every two weeks _____________
_____________________
3. Tim
$1,450 monthly
_____________
_____________________
4. Dana
$5,639 monthly
_____________
_____________________
5. Lauren
$1,500 biweekly
_____________
_____________________
6. Brandon
$4,580 per month
_____________
_____________________
7. Megan
$62,000 annually
_____________
_____________________
8. Dylan
$1,890 every two weeks _____________
_____________________
9. Brianna
$2,405 monthly
_____________
_____________________
10. Zachary
$45,800 annually
_____________
_____________________
11. Olivia
$2,769 monthly
_____________
_____________________
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Name
Date
Period
Chapter 4, Lesson 3
43
Computing the Down Payment

EXAMPLE
Jada decided on a house to purchase. The price is $217,000.

What is her 15% down payment? How much is left to mortgage?
Step 1 Find the down payment

$ 217,000

.15

$32,550.00
Step 2 Find amount to mortgage

$217,000

32,550

$184,450
Jadas down payment will be $32,550. She will have a mortgage of $184,450.
Directions Find the amount of the down payment and the amount
of the mortgage for each house.
Cost of House
Rate of
Down Payment
Down Payment
Mortgage
1.
$90,000
10%
_________________
__________________
2.
$150,000
15%
_________________
__________________
3.
$155,700
20%
_________________
__________________
4.
$159,900
30%
_________________
__________________
5.
$164,500
10%
_________________
__________________
6.
$176,000
5%
_________________
__________________
7.
$179,900
20%
_________________
__________________
8.
$191,000
15%
_________________
__________________
9.
$195,995
22%
_________________
__________________
10.
$199,900
19%
_________________
__________________
11.
$235,000
10%
_________________
__________________
12.
$279,900
20%
_________________
__________________
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Name
Date
Period
Chapter 4, Lesson 4
44
Paying Mortgages
EXAMPLE
K.G. obtained a $143,000, 20-year balloon mortgage

at 11% for 5 years. How much does K.G. still owe
after five years?
Mortgage
Rate
Term in Years
$143,000
11%
20
Percentage of Mortgage
Principal Left After 5 Years
Step 1 Look in the table. Find the percentage at

11% for 20 years. The percentage is 90.8%.
Step 2 Multiply $143,000 by 90.8%
$143,000

.908

1 144 000
00 000 00
128
700 0

$129,844.00
The principal remaining at the end of his 5-year
balloon mortgage is $129,844.00.
Rate
10%
10.5%
11%
11.5%
12%
12.5%
13%
13.5
14%
14.5
15%
15.5%
16%
Term
20 Yrs.
30 Yrs.
96.6%
89.8%
96.9%
90.3%
97.2%
90.8%
91.3%
97.4%
91.7%
97.7%
92.2%
97.9%
98.1%
92.6%
98.3%
93.1%
93.4%
98.4%
98.6%
93.7%
98.7%
94.1%
98.8%
94.4%
99%
94.7%
Directions Compute the principal remaining at the end of each 5-year balloon mortgage.
Term in Remaining
years
Principal
Mortgage
Rate
Mortgage
1. $120,000
13%
20
__________
9. $210,000
2. $560,000
10%
20
__________
3. $98,000
15%
30
4. $131,000
16%
5. $55,000
Rate
Term in Remaining
years
Principal
11.5%
20
__________
10. $178,000
15%
30
__________
__________
11. $129,000
16%
20
__________
30
__________
12. $144,000
15%
20
__________
11.5%
30
__________
13. $176,000
10%
20
__________
6. $108,000
16%
20
__________
14. $99,000
10.5%
30
__________
7. $97,000
14%
20
__________
15. $154,000
11%
20
__________
8. $168,000
14.5%
30
__________
16. $87,000
12.5%
30
__________
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Name
Date
Period
Chapter 4, Lesson 5
45
Fixed-Rate Mortgage Payments

EXAMPLE
Mortgage
Rate
Term in Years
$125,000
6%
30
Step 1 Look in the table. The payment at

6% for 30 years is $6.00.
Step 2 $ 6.00 Payment for $1,000

125 (Loan is $125,000)

$750.00 Payment for $125,000
Step 3
12 Months
30 Years

360 Months in 30 years
750.00 Payment for 1 month

Step 4 $

360 Months

$270,000.00 Total payment
Monthly Payment to Amortize

(Repay) a Loan of $1,000
Rate
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
20 Yrs.
6.88
7.02
7.16
7.31
7.46
7.60
7.75
7.90
8.06
8.21
Term
25 Yrs.
6.14
6.29
6.44
6.60
6.75
6.91
7.07
7.23
7.39
7.55
30 Yrs.
5.68
5.84
6.00
6.16
6.32
6.49
6.65
6.82
6.99
7.16
Directions Compute the total payment for each of these mortgage loans.
Mortgage Rate
Term
in years
Total
Payment
Mortgage Rate
Term
in years
Total
Payment
1. $235,000
6%
30
__________
11. $208,000
6%
30
__________
2. $230,000
7%
30
__________
12. $208,000
6.75%
30
__________
3. $74,000
6%
30
__________
13. $157,000
5.50%
30
__________
4. $84,000
7%
30
__________
14. $146,000
6%
25
__________
5. $150,000
7%
25
__________
15. $146,000
6%
20
__________
6. $150,000
7.25%
25
__________
16. $136,000
7%
25
__________
7. $202,000
7%
25
__________
17. $136,000
7%
30
__________
8. $202,000
7.75%
25
__________
18. $365,000
6%
25
__________
9. $356,000
6%
25
__________
19. $365,000
6%
30
__________
10. $856,000
7%
30
__________
20. $185,000
6%
25
__________
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Name
Date
Period
Chapter 4, Lesson 6
46
Reading Utility Meters

EXAMPLE
A
2
3
1 0 9
4 5 6
B
8
7
8
7
9 0 1
6 5 4
C
2
3
2
3
1 0 9
4 5 6
D
8
7
8
7
9 0 1
6 5 4
2
3
Begin with dial A. Read the number that the pointer has just
passed. Then read dial B. If the pointer is between numbers take
the lower number. Even though the pointer appears to be exactly
on a number, read the next lower numberunless the pointer to
its right has passed zero. Dials C and D are read in the same way
as dial B.
The dials here read 2736.
Directions Record the readings on these sample utility meters.
1.
2
3
2.
2
3
3.
4.
5.
2
3
2
3
2
3
1 0 9
4 5 6
1 0 9
4 5 6
1 0 9
4 5 6
1 0 9
4 5 6
1 0 9
4 5 6
8
7
8
7
8
7
8
7
8
7
8
7
8
7
8
7
8
7
8
7
9 0 1
6 5 4
9 0 1
6 5 4
9 0 1
6 5 4
9 0 1
6 5 4
9 0 1
6 5 4
2
3
2
3
2
3
2
3
2
3
2
3
2
3
2
3
2
3
2
3
1 0 9
4 5 6
1 0 9
4 5 6
1 0 9
4 5 6
1 0 9
4 5 6
1 0 9
4 5 6
8
7
8
7
8
7
8
7
8
7
8
7
8
7
8
7
8
7
8
7
9 0 1
6 5 4
9 0 1
6 5 4
9 0 1
6 5 4
9 0 1
6 5 4
9 0 1
6 5 4
2
3
2
3
2
3
2
3
2
3
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Name
Date
Period
Chapter 4, Lesson 7
47
Subtraction of Whole Numbers

EXAMPLE
28,664 7,513
Write this: 28,664

7,513

21,151
Minuend
Subtrahend
Difference or Remainder
Directions Subtract.
1. 778 55 ___________________
12. 12,835 12,728 _____________
2. 987 820 __________________
13. 612,906 73,919 ____________
3. 6,174 871 ________________
14. 10,563 9,870 ______________
4. 2,007 719
________________
15. 325,095 63,808 ____________
5. 6,278 782
________________
16. 670,900 45,009 ____________
6. 8,431 7,293 _______________
17. 562,798 95,576 ____________
7. 7,089 6,809 _______________
18. 500,642 25,661 ____________
8. 83,737 61,733 _____________
19. 522,693 72,506 ____________
9. 74,895 7,190 ______________
20. 323,261 52,122 ____________
10. 47,785 12,807 _____________
21. 627,784 615,622 ___________
11. 97,512 63,496 _____________
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Name
Date
Period
Chapter 4, Lesson 8
48
Telephone Bills
EXAMPLE
Telephone bills are a total of charges for various services plus taxes.
Find the total monthly bill for the following charges: flat rate:
$21.10; caller ID: $5.15; long distance $24.80; and taxes: $5.24.
$21.10
5.15
24.80

5.24

$56.29
The total monthly telephone bill is $56.29.
Directions Find the total telephone bill for the services listed below.
Flat Rate
Optional
Services
Long
Distance
Taxes
Monthly Bill
1. $18.90
$20.25
$5.18
$2.35
_______________
2. $21.31
$2.50
none
$2.45
_______________
3. $55.21
$3.87
$10.42
$2.60
_______________
4. $32.78
none
$55.89
$8.21
_______________
5. $10.11
$14.50
$101.52
$15.76
_______________
6. $19.32
$12.68
none
$0.94
_______________
7. $20.20
$31.98
$23.74
$10.54
_______________
8. $25.76
none
$14.89
$1.62
_______________
9. $18.93
$9.40
$1.22
$.86
_______________
10. $22.90
$6.73
$4.23
$1.83
_______________
11. $18.70
$32.98
$6.20
$2.24
_______________
12. $17.56
none
$8.12
$1.74
_______________
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Name
Date
Period
49
Chapter 4, Lesson 9
Mortgage Insurance
EXAMPLE
Marilee Parker had a $60,000 mortgage for a term of 20 years.

She died in the 15th year. Use the chart below to find the benefit
of her mortgage insurance.
Percent of Mortgage Covered
Policy Year in
which Death
Occurs
30 Year
Term
25 Year
Term
20 Year
Term
15 Year
Term
10 Year
Term
1
5
10
15
20
25
30
100%
94%
84%
71%
55%
34%
7%
100%
92%
77%
59%
36%
7%
100%
88%
67%
41%
8%
100%
80%
49%
9%
100%
66%
12%
Step 1 Read chart

For a 20 year term mortgage,
the benefit in the 15th year is 41%
Step 2 Multiply the mortgage by 41%

$60,000

.41

$24,600
The insurance company paid a benefit of $24,600.
Directions Find the amount paid by the insurance company in each

of these situations.
Policy Year in Which
Death Occurs
Term of
Mortgage
Amount of
Mortgage
Benefit Paid
1.
15
30
$40,000
________________
2.
10
15
$20,000
________________
3.
15
25
$35,000
________________
4.
20
30
$64,500
________________
5.
10
10
$28,900
________________
6.
30
30
$145,600
________________
7.
25
$47,800
________________
8.
10
$98,700
________________
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Name
Date
Period
50
Finding the Percentage of a Number

EXAMPLE
Write this:
20% of 400
400

.20

80.00
Answer: 20% of 400 80
EXAMPLE
Write this:
What is 7.5% of 4.2?

4.2

.075

210

294

0.3150
Answer: 7.5% of 4.2 0.3150
Directions Find the percentage in the following problems.

1. 10% of 40 ___________________
13. 20% of 15.99 _________________
2. What is 10% of 600? _____________
14. What is 80% of 100? _____________
3. 3.6% of 25 ___________________
15. 30% of 12 ___________________
4. What is 5% of 10? _______________
16. What is 35% of 100? _____________
5. 30% of 90 ___________________
17. 87% of 300 __________________
6. What is 7.9% of 56? ______________
18. What is 0.5% of 100? _____________
7. 17% of 100 __________________
19. 9.2% of 100 __________________
8. What is 12.5% of 80? _____________
20. What is 0.01% of 16? _____________
9. 8.6% of 9.5 __________________
21. 16.8% of 100 _________________
10. What is 37.5% of 160? ____________
22. What is 0.006% of 87? ____________
11. 4.9% of 31 ___________________
23. 3.9% of 36 ___________________
12. What is 50% of 326? _____________
24. What is 2% of 897? ______________
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Name
Date
Period
Chapter 5, Lesson 1
51
Addition of Whole Numbers

EXAMPLE
327 211 30
Write this:
327
211

30

568
Addends
Sum
Directions Add.
1. 12 32 295
2. 9 80 56 14
3. 14 52 6 107
4. 729 351 486
5. 932 657 96
6. 173 15 29 2
7. 143 2,095 888
8. 946 201 7,385
9. 6,731 8,049 523
10. 9,657 9,083 82,645
11. 177 4,758 7,347
12. 197 650 3,067
13. 1,097 8,487 91,263
14. 36,009 78,360 930,700
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Name
Date
Period
Chapter 5, Lesson 2
52
Purchasing a Used Car

EXAMPLE
Sean pays a $1,000.00 down payment for his car. He agrees to

pay $95.00 per month for 3 years. How much money does he
pay for the car?
Step1
3 years 12 3 36 months
Step 2 36 months $95.00 per month $3,420.00

Step 3 $3,420.00 $1,000.00 down payment $4,420.00
total cost of car.
Directions Compute the answers to these problems. Write your answer

on the line. Round your answers to the nearest cent.
1. Liz buys a $14,500 car with a $1,500 trade-in. How much more
money does she pay?

2. Jon agrees to pay $374.00 per month for his car. How much
will he pay in 14 months?

3. Tamikas car has a sale price of $12,679. How much money
does she pay after a $2,000 rebate?

4. The ad reads $1,000 or best offer. If your offer of $760.00
is accepted, how much money will you save?

5. Hobbes car is guaranteed for 30 days or 4,500 miles
(whichever comes first). He bought the car on January 7

with 25,123 miles. On February 7, the odometer reads 29,379.
Is the guarantee still in effect? How do you know?
6. The car Francesca wants to buy has a list price of $9,995.07.
The dealer will sell it at 8% off. How much must she pay?

7. Your car invoice reads Price $10,379.94, dealer preparation
$101.00, transportation $75.60, undercoat $259.99, 60-day

guarantee $176.00, tape deck $84.10. What is the final cost?
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Name
Date
Period
Chapter 5, Lesson 3
53
Financing a Car
EXAMPLE
Carlos purchased a car for $34,000 and financed the

payments. After paying $6,000 down payment, he financed
the rest for 60 months at $500 per month. What was the
deferred price of Carlos car? How much interest did he pay?
Step 1 Multiply to find total monthly

payments
Step 2 Add to find deferred price
$ 500 Monthly Payment

60 Months

$30,000 Total Monthly Payments
$ 30,000 Total Monthly Payments

6,000 Down Payment

$ 36,000 Deferred Price
Step 3 Subtract to find Interest Paid

$ 36,000 Deferred Price
34,000 Cash Price

$ 2,000 Interest Paid
The deferred price of Carlos car is $36,000 and the total interest paid is $2,000.
Directions Find the total monthly payment, the deferred price and the interest paid.
Cash
Price
Down
Payment
Monthly Months Total Monthly

Payment to Pay
Payments
Deferred
Price
Interest
Paid
1. $18,000
$5,000
$250.00
60
___________ __________ __________
2. $25,000
$2,000
$400.00
60
___________ __________ __________
3. $12,500
$1,200
$231.00
72
___________ __________ __________
4. $24,000
$3,000
$485.00
48
___________ __________ __________
5. $18,500
$2,000
$444.83
48
___________ __________ __________
6. $22,800
$4,500
$395.33
72
___________ __________ __________
7. $24,900
$3,500
$449.05
60
___________ __________ __________
8. $16,250
$1,250
$389.80
48
___________ __________ __________
9. $18,060
$3,000
$275.76
72
___________ __________ __________
10. $24,750
$6,000
$543.98
48
___________ __________ __________
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Name
Date
Period
54
Chapter 5, Lesson 4
Buying Automobile Insurance

EXAMPLE
Sarah, who is 18 years

old, wants coverages 1B,
2A, and 3D. She has had
one moving violation.
Find her total premium
from the chart.
Step
Step
Step
Step
Step
Step
1
2
3
4
5
6
Liability
Collision
(Deductible)
Medical
Payments
Property
Damage
Comprehensive
Fire & Theft
$25K/50K
$533.10
$500
$208.70
$500
$034.80
$10,000
$212.80
$500 Ded.
$019.80
$50K/100K
$607.40
$300
$281.70
$1,000
$053.60
$20,000
$217.90
$300 Ded.
$056.90
Accidents and
Moving Violations
$100K/150K
$649.30
$250
$302.40
$2,000
$070.20
$30,000
$222.40
$250 Ded.
$061.30
$100K/200K
$664.90
$150
$340.80
$3,000
$092.90
$50,000
$229.60
$150 Ded.
$127.60
1 = +30%
2 = Refuse policy
$150K/300K
$703.20
$100
$378.50
$5,000
$107.10
$75,000
$234.10
$0.00 Ded.
$158.80
Rating Factors:
Age
Under 20 = +30%
20 24 = +10%
25 64 = +0%
Over 64 = +10%
AUTOMOBILE INSURANCE PREMIUM CHART
1B $607.40; 2A $208.70; 3D $92.90

$607.40 $208.70 $92.90 $909.00
Rating factors: Age 30%; Moving violations 30%
30% 30% 60%
$909.00 0.60 $545.40
$909.00 $545.40 $1,454.40 (Sarahs annual premium)
Directions Compute the annual premium for these policies.

Coverages
1.
2.
3.
4.
5.
6.
7.
8.
9.
1B, 2B, 3E, 4A

1E, 2A, 3C, 4E
1A, 2C, 4C, 5C
1D, 2D, 4B, 5E
1C, 3E, 4E, 5E
1D, 2A, 3E, 5E
1E, 2C, 4A, 5D
1C, 2B, 3E, 4B
1B, 2D, 4C, 5E
Age
Accidents and
Moving Violations
Annual
Premium
22
30
50
23
33
36
18
62
60
2
0
1
0
1
0
1
0
1

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Name
Date
Period
Chapter 5, Lesson 5
55
Reading an Odometer
EXAMPLE
3 5 2 1 8 8 5
Shanomas odometer reads 352188.5.

Write the reading in words.
Step 1 Place the decimal point and a comma in the number.
352,188.5
Step 2 Write the number in words.

The reading is three hundred fifty-two thousand,
one hundred eighty-eight and five tenths miles.
Directions Write the odometer reading in words.

1. 0 5 5 7 8 3 1
2. 1 4 2 9 2 4 3
3. 0 2 4 4 7 6 1
4. 0 0 0 2 6 8 3
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
Directions Round to the nearest thousand miles. Write the number in words.
5. 0 6 8 2 2 3 9
6. 1 9 8 8 7 5 0
7. 0 0 8 7 6 0 7
8. 1 3 2 5 5 4 1
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
______________________________________________________
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Name
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Period
Chapter 5, Lesson 6
56
Average Miles Driven per Year

EXAMPLE
1161775 1 1 6 1 7 7 5
Baileys odometer reads 116177.5. Her car is 5 years old.
Find the average number of miles she drove per year.
Round to the nearest mile.
23,235.5 23,236 miles
5 1
1
6
,1
7
7
.5

Bailey drove an average of 23,236 miles per year.
Directions Find the average number of miles driven per year for each car.
Round your answer to the nearest mile.
Odometer Reading
1.
2.
3.
4.
5.
6.
7.
0
0
0
0
1
0
0
0
0
9
3
4
6
5
4
3
8
7
3
6
7
6
6
6
8
6
7
3
6
7
7
4
8
4
1
9
4
3
1
4
2
5
1
8
4
4
9
6
8
Age of Car in Years
Average Number of Miles
2
4
7
2
10
6
5
___________________
___________________
___________________
___________________
___________________
___________________
___________________
Directions Find the average number of miles driven per year.

Round your answer to the nearest hundred miles.
Odometer Reading
8.
9.
10.
11.
12.
13.
14.
1
0
0
1
0
0
0
0
0
0
5
0
8
1
3
9
2
7
0
9
4
7
8
7
3
8
6
3
8
7
3
9
3
4
5
2
3
8
8
7
6
7
8
5
0
2
1
3
6
Age of Car in Years
Average Number of Miles
8
6
3
9
2
5
5
___________________
___________________
___________________
___________________
___________________
___________________
___________________
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Name
Date
Period
Chapter 5, Lesson 7
57
Number of Miles Traveled

EXAMPLE
Samuels odometer reads 367822.1 at the beginning of a trip.

At the end, it reads 367953.2. How far did Samuel travel?
Round the answer to the nearest mile.
To find the distance, subtract the beginning reading from the
ending reading.
367,953.2

367,822.1

131.1
Samuel traveled 131 miles.
Directions Find the number of miles traveled. Round to the nearest mile.
Beginning
End
Miles Traveled
1. 106143.9
106995.9
___________________
2. 240336.8
241557.8
___________________
3. 004387.6
004999.5
___________________
4. 101113.6
101255.7
___________________
5. 034463.2
036672.7
___________________
6. 165447.0
166899.0
___________________
7. 101567.6
102887.0
___________________
8. 003778.5
005822.8
___________________
9. 128345.9
130539.7
___________________
10. 044869.7
047822.5
___________________
11. 091073.4
096389.1
___________________
12. 066937.7
070387.7
___________________
13. 003955.7
004473.0
___________________
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Name
Date
Period
Chapter 5, Lesson 8
58
Division of Whole Numbers Without Remainders

EXAMPLE
Write this:
548 4
137
4
8

4 5
4

14

12

28
28
EXAMPLE
Quotient
Write this:
Dividend
2,592 8
324
,5
9
2

8 2

24

19

16

32

32
Directions Divide.
1. 9 2,
88
9
4. 8 3,
12
8
7. 17 5,
18
5
2. 4 2,
05
2
5. 7 4,
36
1
8. 15 1,
59
0
3. 7 1,
44
2
6. 8 4,
18
4
9. 28 7,
67
2

10. 8,316 462
11. 3,852 36
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Name
Date
Period
Chapter 5, Lesson 9
59
Multiplication of Whole Numbers

EXAMPLE
245 23
Write this:
245

23

735

4 90

5,635

Factors
Partial Products
Product
Directions Multiply.
1.
221
3
5.
316
47
9.
367
82
2.
293

12
6.
856

17
10.
2,509

16
3.
986

37
7.
118

72
11.
7,096

37
4.
401

13
8.
842

24
12.
8,500

94
Directions Write these in the vertical form and multiply.

13. 3,197 48
14. 3,472 671
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Name
Date
Period
60
Computing the Fuel Needed

EXAMPLE
Jordan is planning a 495-mile trip. His cars EPA rating is 31 mpg

on the highway. How many gallons of gas will he require for this
trip? Round to the nearest gallon.
15.9 16 gallons needed for the trip
31 4
9
5
.0
Miles
Jordan will need about 16 gallons of gas for this trip.
Directions Find the amount of fuel needed for each trip. Round your
answer to the nearest gallon.
Distance
Mileage Rating
Amount of Fuel
1.
120 miles
20 mpg
_________________
2.
294 miles
21 mpg
_________________
3. 1,235 miles
19 mpg
_________________
4.
387 miles
15 mpg
_________________
5.
446 miles
18 mpg
_________________
6.
968 miles
22 mpg
_________________
7. 1,155 miles
35 mpg
_________________
8.
488 miles
24 mpg
_________________
9.
316 miles
16 mpg
_________________
10. 1,024 miles
34 mpg
_________________
349 miles
36 mpg
_________________
12. 5,278 miles
28 mpg
_________________
13.
472 miles
14 mpg
_________________
14.
885 miles
40 mpg
_________________
11.
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Name
Date
Period
61
Computing Average Speed

EXAMPLE
Francine drives 220 miles in 7 hours and 24 minutes. Find her average rate of
speed.
Step 1 Convert minutes to a

decimal part of an hour
by dividing by 60.
.4 Hours
60 2
4
.0
Minutes
Step 2 Write the hours as a

decimal number.
7 hours and 24 minutes

7 hours .4 hours 7.4 hours
Step 3 Divide the miles by the hours
29.7 30 miles per hour

7.4 2
2
0
.0
Francines average rate of speed is 30 miles per hour.
Directions Find the average speed for these trips. Round your answer
to the nearest mile per hour.
Distance
Time
Average Speed
1.
120 miles
3 hours
__________________
2.
230 miles
5 hours
__________________
3. 1,294 miles
30 hours, 30 minutes
__________________
4.
387 miles
__________________
5.
446 miles
__________________
6.
968 miles
__________________
7. 1,097 miles
__________________
8.
488 miles
__________________
9.
316 miles
7 hours, 36 minutes
__________________
10.
324 miles
9 hours, 55 minutes
__________________
11.
380 miles
12 hours, 6 minutes
__________________
12.
208 miles
4 hours, 12 minutes
__________________
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Name
Date
Period
62
Computing Travel Time

EXAMPLE
Emily Elizabeth plans a trip of 955 miles. She expects to be

able to average 55 miles per hour. How much time should
Emily Elizabeth expect the trip to take?
Step 1 Divide the miles by the average speed.

Round to the nearest hundredth of an hour.
17.36 Hours
55 9
5
5
.0
0
Miles
Step 2 Convert the decimal part of the quotient

to minutes by multiplying it by 60.
.36 Hour
60 Minutes per hour

21.6 22 minutes
Emily Elizabeths trip should take about 17 hours and 22 minutes.
Directions Find the travel time for each of these trips.

Round your answer to the nearest minute.
Distance
Average Speed
Estimated Time for Trip
1.
140 miles
20 mph
__________________
2.
175 miles
50 mph
__________________
3.
342 miles
50 mph
__________________
4.
85 miles
35 mph
__________________
5.
469 miles
55 mph
__________________
6.
308 miles
51 mph
__________________
7.
232 miles
33 mph
__________________
8.
455 miles
50 mph
__________________
9.
678 miles
45 mph
__________________
10.
792 miles
36 mph
__________________
11.
403 miles
42 mph
__________________
12.
908 miles
46 mph
__________________
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Name
Date
Period
63
Buying Gasoline
EXAMPLE
Simone has $10.00. She wants to buy gas at $1.099.

How many gallons can she buy?
Step 1 Write the price of the gas as a decimal.
$1.099 1.099
Step 2 Divide the amount of money

by the price of one gallon of gas.
9.09 9.1 gallons

1.099 1
0
.0
0
Simone may purchase 9.1 gallons.
Directions Find the amount of gas you can buy with each amount of money.
Round your answer to the nearest tenth of a gallon.
Amount of
Money
Cost per Gallon

of Gasoline
Gallons of gas
1.
$10.00
$1.189
_______________
2.
$20.00
$1.339
_______________
3.
$50.00
$0.999
_______________
4.
$14.00
$1.359
_______________
5.
$25.00
$1.179
_______________
6.
$5.00
$1.089
_______________
7.
$31.00
$0.989
_______________
8.
$12.00
$1.019
_______________
9.
$10.00
$1.029
_______________
10.
$15.00
$1.429
_______________
11.
$25.00
$1.349
_______________
12.
$22.00
$1.029
_______________
13.
$40.00
$1.119
_______________
14.
$26.00
$1.479
_______________
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Name
Date
Period
64
Repairing Cars
EXAMPLE
Erika Jones had the PCV valve and rear

wheel bearings replaced on her car.
To find her total bill, you must:
Erika Jones
23
NAME
DATE Oct.

3309 Mace St., Baltimore
ADDRESS
PARTS
Step 1 Fill in the parts and work done.
$ PRICE
PCV valve
$7 50
HOURS
DESCRIPTION
.4
Replace PCV valve
Rear wheel
Step 2 Find the price of parts and hours

worked from the flat rate chart.
45 62
1.1
wheel bearings
MECHANICAL LABOR
F R I E N D LY M OTO R S
PARTS
SALES, SERVICE, & PARTS

AUTHORIZED DEALER
Step 4 Add to find the total bill.
LABOR
$24 00
Replace rear
bearings
Step 3 Multiply hours of labor times $60,

and compute the sales tax of 6%
on the parts only.
21206
ZIP CODE
SALES TAX
TOTAL
66 00
$90
00
53
12
19
$146
31
Flat Rate Chart

Time
(in hours)
.4
2.1
.5
1.7
1.5
.7
Repairs
Parts
Replace PCV valve
$227.50
Complete tune-up
127.80
Align headlights
0
Fix gas tank leak (sealant)
15.00
Tighten steering wheel
0
Recharge air conditioner and
check for leaks (refrigerant)
30.00
Directions Fill out a car repair

order form for this repair. Charge
$60 per hour for labor and 6% sales
tax. Do not charge sales tax on labor.
Make up an address and date.
Time
(in hours)
5.2
1.5
2.5
.7
.7
3.1
1.1
Repairs
Replace clutch
Replace front brake pads
Install roof rack
Align the front end
Replace muffler, tail pipe
Carburetor overhaul
Replace rear wheel bearings
Parts
180.80
32.95
126.85
0
160.00
0
45.62
NAME DATE

ADDRESS
PARTS
$ PRICE
HOURS
ZIP CODE
DESCRIPTION
LABOR
1. Ms. Heather Brunson
Install roof rack

Align the front end
Replace rear wheel bearings
FRIENDLY MOTORS
SALES, SERVICE, & PARTS
AUTHORIZED DEALER
MECHANICAL LABOR
PARTS
SALES TAX
TOTAL
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Name
Date
Period
Chapter 6, Lesson 1
65
Calorie Counting Chart
Directions Track your daily calorie intake. Note your daily activity.
Day
Breakfast
Cal
Lunch
Cal
Dinner
Cal
Snacks
Cal
Activities
Total
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Name
Date
Period
Chapter 6, Lesson 2
66
Renaming to Lowest Terms

EXAMPLE
6

10
62
3

10 2
5
3 16
3 16
3 35 3 35
0
0
EXAMPLE
Divide the numerator and the

denominator by 2 because 2
is a common factor of 6 and 10.
Rename 16
as shown in
0
the first example.
Directions Rename each fraction to the lowest terms.

4
8
1.
4
6
2. 1
9.
28
56
17.
26
39
18.
10.
2
8
11. 6
24
36
33
55
3.
4.
5.
10
20
6. 3
25.
14
56
26.
52
64
19. 37
12. 5
13
52
20. 91
13.
9
24
21. 2
18
42
14. 12
7.
5
25
15.
14
36
16.
8.
36
57
14
32
28
64
33
132
30
63
27.
2
50
28.
12
18
18
90
29. 4
22. 9
16
64
30.
40
64
31.
24
64
32.
16
48
23.
14
21
24.
32
48
56
64
36
63
45
90
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Name
Date
Period
Chapter 6, Lesson 3
67
The Key to Proportion

EXAMPLE
When two ratios are equal, they form a proportion. Find out if
the ratios are equal by comparing the cross products.
Are 34 and 19
equal?
2
3
12
49
36
3 12
36
The cross products are equal, so the ratios 34 and 19
form a proportion.
2
Directions Are these ratios equal? Write an equal sign if the ratios form a proportion.
1.
2.
3.
4.
5.
6.
7.
8.
3

8
3

6
3

4
1

3
5

6
15

18
2

3
40

50
6

16
2

3
7

12
4

9
25

30
5

6
10

15
4

5
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Name
Date
Period
Chapter 6, Lesson 4
68
Division of Fractions
Divisor
EXAMPLE
Write this:
2
17

0
3

4
3

4
0
Rule: Invert the divisor 17
to 17
and multiply.
0
0
5
17
11
1 11
4
4
Express mixed numbers as improper fractions.

Invert the divisor. Then multiply. Simplify if possible.
Directions Divide. Simplify your answers.

1
5
1
3
7.
1
3
4
9
8.
1.
2.
1
6
7
15
7
40
5
16
3
4
1
2
14. 7 2
1
10
1
8
9. 6
5
12
5
8
10. 1
16. 1
5
16
5
6
11. 1 2
3
14
17. 1
2
15
2
7
12. 1 3
3.
4.
5.
6.
14
15
3
8
13. 6 3
3
7
3
7
3
7
1
8
1
7
1
6
2
3
15. 31 3
5
17
6
7
1
5
5
6
1
12
18. 1 1
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Name
Date
Period
Chapter 6, Lesson 5
69
Renaming Fractions as Percents

EXAMPLE
1

4
0.25 25%
.0
0

Think: 4 1

8

20

20

0
Answer:
1

4
25%
Directions Rename each fraction as a percent.

1
2
6. o
o
oo
o
o
o
o
____________
3
4
7. o
o
oo
o
o
o
o
____________
2
5
8. o
o
oo
o
o
o
o
____________
1
10
9. o
o
oo
o
o
o
o
____________
1. o
o
oo
o
o
o
o
____________
2. o
o
oo
o
o
o
o
____________
3. o
o
oo
o
o
o
o
____________
4. o
o
oo
o
o
o
o
____________
3
8
1
3
3
5
1
5
1
8
5. o
o
oo
o
o
o
o
____________
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Name
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Chapter 6, Lesson 6
70
Fat Grams and Calories

EXAMPLE
Oscar eats some potato chips. In 12 chips, there are about

144 calories and 8 grams of fat. Each gram of fat supplies 9
calories. What percent of the calories in the potato chips are
from fat?
Step 1 Find the number of calories

from fat.
Step 2 Write the ratio of fat calories

to potato chip calories.
72

144
8g 9 72 calories from fat

Step 3 Simplfy the ratios.
72

144
percent fat

100
Step 4 Write the fraction as a percent.
72 2
36
1

144 2
72
2
.50 50%
2 1
.0
0
The fat calories are 50% of the french fries.
Directions Find what percent the fact calories are of the total calories
in each food. Round to the nearest whole percent.
Food
1. Potato, 1 baked
Total Calories
per Serving
Grams of Fat
per Serving
220
0.2 g
119
10.8 g
157
8.9 g
86
0.4 g
169
7g
6. Tuna fish, 3 oz., in water
97
1.5 g
7. Angel food cake, 1 slice
130
0g
8. Chocolate cake, 1 slice
190
5g
62
0.2 g
2.
Potato, 12 c. hash browns
3. Whole milk, 8 fl. oz.

4. Skim milk, 8 fl.oz.
5. Tuna fish, 3 oz., in oil
9. Orange
Percent of Fat
per Serving
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Name
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Chapter 6, Lesson 7
71
Exercise and Calories

EXAMPLE
The number of calories a person spends doing a particular activity depends on

their body weight. For example, a 150-pound person who rides a bicycle 6 miles
per hour (mph) burns about 240 calories. A 100-pound person burns 13 fewer
calories. A 200-pound person burns 13 more calories.
Find the average number of calories burned by a 100-pound person and a
200-pound person who ride bikes at 6 mph for one hour. Round your answer
to the nearest calorie.
A 100-pound person burns fewer calories than a 150-pound person.
Think:
1

3
fewer is about 33% fewer than 240 calories. Multiply by 100% minus 33%,
or 67%
240 calories per hour x 67% = 240 x 0.67 = 160.8 = 161 calories per hour
A 200-pound person burns more calories than a 150-pound person.
Think:
1

3
more is about 33% more than 240 calories. Multiply by 100% plus 33%,
or 133%
240 calories per hour x 133% = 240 x 1.33 = 319.2 = 319 calories per hour
A 100-pound person burns an average of 161 calories per hour bicycling at 6 mph.
A 200-pound person burns an average of 319 calories per hour bicycling at 6 mph.
Directions Find the average number of calories a 100-lb person and a

200-lb person burn while engaged in the following activities. Round
your answer to the nearest calorie.
Activity
Calories burned
by 150-lb person
Calories burned
by 100-lb person
Calories burned
by 200-lb person
1. Bicycling 6 mph
240 cals./hr
161
319
2. Bicycling 12 mph
410 cals./hr
3. Cross-country skiing
700 cals./hr
4. Jogging 5 mph
710 cals./hr
5. Jogging 7 mph
920 cals./hr
6. Jumping rope
750 cals./hr
Source: Exercise and Your Heart, A Guide to Physical Activity

http://www.nih.gov/health/exercise/3.htm
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Name
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Period
Chapter 6, Lesson 8
72
Exercising to Lose Weight

EXAMPLE
Step 1
Each extra pound in a persons body contains

about 3,500 calories. One way to lose a pound
is to exercise enough to burn 3,500 calories.
Jasmine plays tennis for 2 hours. How much
weight does she lose? Use the chart to find the
number of calories used in 1 hour.
500 Calories

2 Hours

1,000 total calories used
Step 2
1,000

3,500
0
13
27
5
Calories Used in One Hour

Activity
Calories
Tennis
500
Bicycling
500
Golf
350
Swimming
500
Walking
300
Running
700
Heavy Exercise
1,200
Jasmine loses 27 pound.
Directions Use the chart to compute how much weight each person loses.
Simplify your answers.
Daily Exercise
Weight Loss
1. Mohab plays golf for 2 hours.
____________________
2. Janet plays tennis for 3 hours.
____________________
3. David swims for 4 hours.
____________________
4. Jose runs for 1 hour.
____________________
5. Natel bikes for 3 hours.
____________________
Monthly Exercise
Weight Loss
1. Makel bikes for 12 hours.
____________________
2. Jacque plays golf for 34 hours.
____________________
3. Darbert walks for 84 hours.
____________________
4. LaVerne does 16 hours of heavy exercise.
____________________
5. Spike swims for 70 hours.
____________________
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Name
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Period
Chapter 6, Lesson 9
73
Multiplication of Fractions
EXAMPLE
1 13 1 12
4

3
32 42 2
OR
4

3
2
32 16
2
Directions Multiply. Simplify your answers.

5
16
1
2
2
3
8.
2
3
3
4
9. 6
1
5
1
2
10. 3
5
8
10
15
11. 2
3
8
5
6
12. 3
2
7
1
3
13. 3 3
1.
2.
3.
4.
5.
6.
7
15
5
14
7.
4
5
1
2
2
3
15. 8 3
14
15
16. 3
1
3
3
7
17. 1 1
4
7
1
8
18. 1 1
1
2
1
7
19. 2
4
10
1
8
3
4
2
3
14. 2 3
2
5
5
17
3
7
1
14
1
5
9
13
1
12
3
7
7
17
1
3
1
4
20. 7
1
2
2
11
21. 4 1
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Name
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Period
74
Cooking Time
EXAMPLE
Kyle wants to eat at 6:30 pm. He must cook a casserole for 1 hour and 45 minutes.
When should he put the casserole in the oven?
Step 1 Subtract the cooking time

from the dinner time.
Step 2 Rename 1 hour to 60 minutes.

Add it to the current minutes.
6 hours 30 minutes

1 hour 45 minutes
5 hours 90 minutes

1 hour 45 minutes

4 hours 45 minutes
Kyle should put the casserole in the oven at 4:45 P.M.
Directions Find the start times for the cooking times and stop times below.
Start Time
Cooking Time
Stop Time
1.
1 hour 30 minutes
5:30 pm
2.
2 hours
7:00 pm
3.
45 minutes
7:00 pm
4.
1 hour 30 minutes
6:30 pm
5.
2 hours 25 minutes
8:00 pm
6.
1 hour 35 minutes
6:00 pm
7.
2 hours 40 minutes
7:30 pm
8.
35 minutes
5:30 pm
9.
1 hour 55 minutes
6:30 pm
10.
20 minutes
noon
11.
50 minutes
11:35 am
12.
1 hour 50 minutes
11:45 am
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Name
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Period
Chapter 7, Lesson 1
75
Finding the Base of a Percent

EXAMPLE
10 is 50% of what base?
EXAMPLE
8 is 5% of what number?
Write this:
20. 20
0
.0
0

0.50 1

10 0
0

0
Write this:
1 60.
.0
0

0.05 8
5

30

30
Answer:
10 is 20% of 50.
Answer:
8 is 5% of 160.
Directions Find the base of each percent.

1. 20 is 25% of what base? ___________
9. 13 is 25% of what number? ________
2. 39 is 39% of what base? ___________
10. 35 is 35% of what base? ___________
3. 16 is 32% of what number? ________
11. 70 is 40% of what number? ________
4. 52.52 is 6.5% of what base? ________
12. 12.5 is 12.5% of what base? ________
5. 75 is 10% of what base? ___________
13. 94 is 16% of what base? ___________
6. 75 is 20% of what number? ________
14. 705 is 37% of what number? _______
7. 95 is 50% of what number? ________
15. 38 is 12.5% of what base? _________
8. 99 is 99% of what number? ________
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Name
Date
Period
Basic Skills
76
Practice with Whole Numbers
Directions Write the place value name for each underlined digit.
1. 504
__________________________
2. 3,829 _________________________

3. 6,743 _________________________
Directions Write these numerals in words.

4. 2,609 ______________________________________________________________
Directions Round these whole numbers to the nearest:

Ten
Hundred
5. 469
6. 2,475,521
Directions Perform the indicated operations.

7.
3,841
1,382
800
8.
9,684
773
9.
203
36
10. 34 704 331 1,002 11. 50,231 8,437

12. 5 75
51
13. 46 47
29
Directions Round each answer to the nearest whole number.

14. 346 20
15. 24 8 4 2 2
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Name
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Chapter 7, Lesson 2
77
Total Payments for Purchases

EXAMPLE
Kit financed $1,000.00 worth of

furniture at 10% interest for 24
months. Find Kits total payment.
Amount Rate Months
$1,000 10% 24
Step 1 Look in the table. The payment

at 10% for 24 months is $4.62
Step 2 Divide to find how many $100s
are in $1,000.
$1,000 $100 10
Step 3
$ 4.62

10

$ 46.20

24

$1,108.80
Payment for $100

$100s in $1,000
Payment for $1,000
Months
Total Payment
Monthly Payments for Each $100 Financed

Rate
4%
5%
6%
7%
8%
9%
10%
11%
12%
13%
14%
15%
16%
17%
18%
19%
20%
21%
22%
23%
24%
25%
12 Mo.
$8.52
$8.57
$8.61
$8.66
$8.70
$8.75
$8.80
$8.84
$8.89
$8.94
$8.98
$9.03
$9.08
$9.13
$9.17
$9.22
$9.27
$9.32
$9.36
$9.41
$9.46
$9.51
18 Mo.
$5.74
$5.78
$5.83
$5.87
$5.92
$5.96
$6.01
$6.06
$6.10
$6.15
$6.20
$6.24
$6.29
$6.34
$6.39
$6.43
$6.48
$6.53
$6.58
$6.63
$6.68
$6.72
24 Mo.
$4.35
$4.39
$4.44
$4.48
$4.53
$4.57
$4.62
$4.67
$4.71
$4.76
$4.81
$4.85
$4.90
$4.95
$5.00
$5.05
$5.09
$5.14
$5.19
$5.24
$5.29
$5.34
30 Mo.
$3.51
$3.56
$3.60
$3.65
$3.69
$3.74
$3.79
$3.83
$3.88
$3.93
$3.97
$4.02
$4.07
$4.12
$4.17
$4.22
$4.27
$4.32
$4.37
$4.42
$4.47
$4.52
36 Mo.
$2.96
$3.00
$3.05
$3.09
$3.14
$3.18
$3.23
$3.28
$3.33
$3.37
$3.42
$3.47
$3.52
$3.57
$3.62
$3.67
$3.72
$3.77
$3.82
$3.88
$3.93
$3.98
42 Mo.
$2.56
$2.61
$2.65
$2.70
$2.74
$2.79
$2.84
$2.88
$2.93
$2.98
$3.03
$3.08
$3.13
$3.18
$3.23
$3.28
$3.33
$3.39
$3.44
$3.49
$3.55
$3.60
Directions Find the total payment for each of the purchases below.
Follow the example and use the table above.
Amount
Rate Months
Total
Payment
Amount
Rate Months
Total
Payment
1. $ 2,000
7%
42
___________
7. $ 1,400
9%
42
___________
2. $ 1,100
10%
12
___________
8. $10,500
6%
24
___________
3. $ 5,000
13%
18
___________
9. $10,100
11%
18
___________
4. $ 2,300
8%
30
___________
10. $ 8,600
18%
30
___________
5. $ 1,500
12%
12
___________
11. $ 4,100
12%
12
___________
6. $ 2,600
5%
18
___________
12. $3,000
9%
30
___________
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Chapter 7, Lesson 3
78
The Key to Perimeter

EXAMPLE
Rectangle
Square
Rule To find the perimeter of a

rectangle, add the length and
width, then multiply by 2
Rule To find the perimeter of a

square, multiply the side by 4.
2
2
2
5
P 2(l w) 2( 5 2) 2 7 14 inches
P 4 2 8 inches
Directions Draw the figures on the grid provided. Then find the
perimeters of the figures.
Dimensions
Draw Figures
Perimeter
1. l = 5 w = 3
2. l = 4 w = 1
3. l = 3 w = 2
4. l = 18 w = 12
5. l = 12 w = 8
6. s = 2
7. s = 7
8. s = 11
9. s = 9
10. s = 38
11. l = 3 w = 5
12. l = 1 w = 4
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Name
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Period
Chapter 7, Lesson 4
79
Review of Basic Operations with Whole Numbers
1. 20 674 ________________________
18. 68,806 17,166 _________________
2. 7,260 460 _____________________
19. 60,000 40 _____________________
3. 415 11 ________________________
20. 59,910 736 ____________________
4. 45,461 54 _____________________
21. 60,449 8,553 __________________
5. 3,213 475 _____________________
22. 91,172 12,273 _________________
6. 3 12 394 822 __________
23. 43 11 27 __________________
7. 37,372 25 _____________________
24. 290 19 8 __________________
8. 15 25 24 __________________
25. 8,233 9 _______________________
9. 1,271 321 _____________________
26. 22,300 801 ____________________
10. 8,923 392 14,493 __________
27. 29,980 17,830 _________________
11. 91,456 4,045 __________________
28. 54 3 92 716 ___________
12. 1,675 483 184 _____________
29. 6,345 123 172 ______________
13. 6,101 50 ______________________
30. 80,000 50 _____________________
14. 415 24 16 94 __________
31. 912 18 6 __________________
15. 9,165 223 _____________________
32. 611 94 13 363 _________
16. 366,365 47 ____________________
33. 177 831 8,490 _____________
17. 77,279 621 266 ___________
34. 29,911 18 _____________________
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Name
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Period
Chapter 7, Lesson 5
80
Buying Paint
EXAMPLE
Robert is at the hardware store and must decide whether to buy

paint in 18 individual quart cans or to buy it in both gallon and
quart cans. Here are the facts:
4 quarts 1 gallon 1 quart costs $4.00 1 gallon costs $15.00
What should Robert do?
Step 1 Find the cost of

18 quarts.
Step 2 Find out how many

gallons to buy.
Step 3 Find the cost.
4 Gallons
4 1
8

16

2 Quarts
$4.00

18

$72.00
$15.00 Cost per gallon

4

$60.00 Cost of 4 gallons
Four gallons and 2 quarts

are equal to 18 quarts.
$ 4.00 Cost per quart

2

$ 8.00 Cost of 2 quarts
$60.00 Cost of 4 gallons

8.00 Cost of 2 quarts

$68.00 Total cost
The cost of 18 quarts is $72.00.

The cost of 4 gallons and 2 quarts is $68.00
Robert will save money if he purchases 4 gallons and 2 quarts.
Directions Copy and complete this chart. Remember: 1 gallon costs $15.00 and 1 quart
costs $4.00.
Quarts
Required
1.
15
2.
3.
10
4.
12
5.
11
6.
7.
30
8.
59
Amount to Buy
Gallons
Quarts
Cost
Gallons
Quarts
Total
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Name
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Period
81
Chapter 7, Lesson 6
Buying Wallpaper
EXAMPLE
Gloria plans to paper her bedroom, which measures 10 x 12 x 8 .

Each double roll of wallpaper covers 144 sq ft. How many double
rolls of wallpaper should she buy?
Step 1 Find the perimeter of the floor 10 x 12 .
Step 2 Find the area of the 4 walls.

Multiply the perimeter by
the height.
P 2(10 12 )
2(22 )
44
44
Perimeter

8
Height

352 sq ft Area of 4 walls
Step 3 Divide the area by 144 square feet

to find the number of rolls needed.
2 Double rolls of wallpaper
144 3
5
2
Area of room

288

64 Square feet remaining
8
12
10
Gloria should purchase 3 double rolls of wallpaper.
Directions Calculate the number of double rolls of wallpaper

needed to paper each of these rooms. The third measurement for
each room is the height.
Dimensions of Room
1.
8 10 8
2.
10 15 10
3.
15 11 8
4.
19 17 8
5.
8 11 8
6.
22 11 8
7.
15 18 10
8.
9 11.2 10
Area of Walls
Double Rolls
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Name
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Chapter 7, Lesson 7
82
Covering the Floor

EXAMPLE
Mary Lou decides to buy square tiles to cover her bathroom floor.
Each square measures 12 12 and costs $1.10.
How much will it cost to cover her 10 7 floor?
Step 1 Find the area that each tile covers.

12 inches 1 foot
1 1 1 square foot
Step 3 Multiply the number of tiles by the

cost per tile.
Step 2 Find the number of square feet

of floor that needs to be
covered.
Area l w
10 7
70 square feet
Since each tile covers 1 square
foot, Mary Lou needs 70 tiles.
$ 1.10 Cost per tile

70 Number of tiles

$77.00 Total cost
Directions Find the cost of covering these floors with 12 12 tiles.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
Cost per Tile
Floor Dimensions
(in feet)
$0.60
$1.29
$2.89
$1.99
$2.19
$1.15
$2.75
$4.10
$3.79
$5.19
$4.85
$0.95
10 7
18 9
9 15
11 10
12 19
10 19
12 17
8 18
8 17
13 16
12 7
11 4
Cost of Flooring
_________________________________
_________________________________
_________________________________
_________________________________
_________________________________
_________________________________
_________________________________
_________________________________
_________________________________
_________________________________
_________________________________
_________________________________
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Chapter 7, Lesson 8
83
Computing Length of Molding

EXAMPLE
Soo Lee wants to finish her bathroom by installing molding around the room.
How much quarter-round molding should she buy for the 6 x 8 room?
Find the perimeter of the room.
P 2(l w )
2(6 8 )
2(14 )
28
Soo Lee needs 28 feet of molding.
Directions Draw each room. Calculate the amount of molding needed

for each of these rooms.
Dimensions of Room
1.
8 7
2.
10 9
3.
12 8
4.
13 12
5.
10 11
6.
7 10
Diagram of Room
Molding Needed
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Name
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Chapter 7, Lesson 9
84
Wall-to-Wall Carpeting
EXAMPLE
Claudia wants wall-to-wall carpeting in her room, which

measures 10 7 . Carpeting is on sale for $9.99 per square
yard. Estimate the cost. Round answers where possible.
Step 1 Find the area of the floor in square feet.

Area l w
10 7
70 square feet
Step 2 Find the area in square yards.

One square yard 9 square
feet. Divide 70 square feet
by 9 to find the number of
square yards.
Step 3 Round the cost per square yard to the next

whole number. Round 7 sq yd and 7 sq ft
to 8 sq yd. Multiply the number of square
yards by the cost per square yard.
7 sq yd
9 7
0

63

7 sq ft
$9.99 $10.00
8 $10.00 $80.00
Claudias estimated cost is $80.00.
Directions Estimate the cost of carpeting these floors.

Floor Dimensions
Cost per Sq Yd
1.
10
$11.95
2. .
22
10
$10.95
3.
12
16
$15.90
4.
10
14
$10.99
5.
13 8 15 10
14 2
$8.92
6.
11
7.
7 3
14
$13.90
8.
9 5
10
$12.99
9.
14
17
$8.92
10.
10 6 17 10
Estimated Cost
$11.97
$19.99
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Name
Date
Period
85
Find the Selling Price

EXAMPLE
When stores set a selling price for an item, managers must

consider several things: how much they have to pay for it (cost);
how much it costs to pay employees, store rent and other
expenses (overhead); and how much profit they want.
Cost
$20.00
Overhead
16%
Step 1 Add the percentages

for overhead and for
profit.
16% Overhead

10% Profit

26% Markup Percent
Profit
10%
Step 2 Add 100% for the cost.
26%

100%

126% Cost Markup Percent
Step 3 Multiply the cost

by total percent.
$20.00 Cost

1.26 Markup

$25.20 Selling Price
Directions Compute the selling price for each of these materials.

Round fractions of a cent to the next higher cent.
Cost
Overhead
Profit
Selling Price
1. $10.00
14%
10%
____________________
2. $22.00
5%
50%
____________________
3. $15.14
7%
15%
____________________
4. $9.67
8%
10%
____________________
5. $36.00
15%
25%
____________________
6. $16.72
10%
90%
____________________
7. $13.95
20%
20%
____________________
8. $12.66
16%
30%
____________________
9. $25.10
42%
56%
____________________
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Name
Date
Period
86
Insulation
EXAMPLE
Claude is insulating his attic. How much will it cost if the price
of insulation is $20.00 per 100 square feet?
Step 1 Divide the

irregular figure
into rectangles.
19
9
Step 2 Find the

missing
dimension.
30
Step 4 Add these areas to find the

total area.
399 sq ft

630 sq ft

1,029 sq ft Total area
30
Step 5 Divide the total area by the number

of square feet per roll of insulation.
10.3 11 rolls
Round up for any
100 1
,0
2
9

remainder
21
21
19
9
21
Step 3 Find the areas.
Step 6 Multiply the cost per roll by the

number of rolls of insulation needed.
$20.00 Cost per roll

11 Number of rolls

$220.00 Total cost to insulate attic
Area A l w
21 19
399 square feet
Area B l w
30 21
630 square feet
Directions Round your answers to the nearest cent.

Prices for Rolls of Insulation
Brand A Brand B Brand C Brand D
Size of Rolls
Cost of Rolls
88 sq ft
$1749
100 sq ft
$2099
75 sq ft
$1499
48 sq ft
$1769
Find the cost of insulating each of these spaces.

1. Brand C
2. Brand B
13
49
25
25
3. Brand D
13
24
38
36
37
25
14
13
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Name
Date
Period
87
Seeding Lawns
EXAMPLE
Nathan wants to reseed his lawn. One bag of grass seed contains
50 lb of seed and it costs $58.00. It takes 25 lb to cover an acre.
Nathan wants to know how much this seed costs per acre.
Step 1 Find the number of bags needed to

cover an acre.
Step 2 Find the cost per acre.

$ 58.00
.5

$ 29.00
.5 bag needed to cover 1 acre

50 2
5
.0
lb per acre
Nathan will pay $29.00 per acre to seed his lawn.
Directions Find the number of bags needed to cover an acre and the cost per acre.
Grass Seed
Contents
(lb per bag)
Cost per
Bag
Coverage
Bags to
(lb per acre) Cover 1 Acre
1.
Bahiagrass
50
$50.00
25
2.
Bahiagrass
20
$58.00
25
3.
Bahiagrass
20
$25.84
25
4.
Bahiagrass
10
$23.95
25
5.
Bluegrass
50
$62.00
25
6.
Bluegrass
15
$20.00
25
7.
Bluegrass
10
$24.00
25
8.
Bermuda Grass
25
$117.25
90
9.
Bermuda Grass
25
$79.00
90
Cost
per Acre
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Name
Date
Period
88
Writing Feet as Yards

EXAMPLE
Janet needs 194 feet of chain link fencing to surround her circular
vegetable garden. The materials are sold by the yard. How many
yards should she purchase?
Divide the number of feet by 3 per yard. Because there is a
remainder, round up to the next yard.
64 65 yards
3 1
9
4

18
14

12

2
Janet should purchase 65 yards of chain link fence.
Directions Find the number of yards in these measurements. Round

up to the next yard if necessary.
1. 180 ft
________________
13. 478
________________
2. 291
________________
14. 303 feet
________________
3. 141
________________
15. 126 ft
________________
4. 261
________________
16. 1,235
________________
5. 774
________________
17. 2,107
________________
6. 408
________________
18. 728
________________
7. 390 feet
________________
19. 1,456
________________
8. 330 ft
________________
20. 4,263
________________
9. 441 ft
________________
21. 108
________________
10. 277
________________
22. 328
________________
11. 426
________________
23. 854
________________
12. 276
________________
24. 702
________________
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Name
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Chapter 8, Lesson 1
89
Using Map Scales

EXAMPLE
Mercedes is planning a road trip from Washington, D.C. to

Seattle, Washington. On the map the two cities are 2 58 apart.
The map is drawn to scale so that 1 inch 880 miles. What is
the map distance between these cities?
Step 1 Write the map scale proportion.

1
880

2 58 880 28
1
Step 2 Solve the problem.

21

18
110
880
2,310 miles.

1
Mercedes estimates that her trip will be about 2,310 miles.
Directions Find the estimated distance between the following cities

using the map scale of 1 880 miles.
Departure
City
Destination
City
Distance Estimated
On Map
Distance
1. Washington, D.C.
Miami, FL
1
2. Seattle, WA
Chicago, IL
1 12
3. Ottawa, ON
Halifax, NS
1 34
4. San Francisco, CA
Omaha, NE
1 18
5. Dallas, TX
Chicago, IL
6. Washington, D.C.
San Francisco, CA
7. Boston, MA
Los Angeles, CA
1

2
2 18
2 156
8. Thunder Bay, ON
Medicine Hat, AB
2
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Name
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Chapter 8, Lesson 2
90
The Interstate System

EXAMPLE
The naming of the routes in the Interstate System follows rules.

1. All north-south roads are odd one- or two-digit numbers. I-39 is a
north-south road.
2. All east-west routes are even two-digit numbers. I-72 is an
east-west road.
94
39
Chicago
90
88
294
88
80
80
39
74
57
55
74
55
Springfield
72
72
57
55
70
70
64
64
E
S
57
24
Directions This map shows some of the interstate highways in Illinois.

Answer these questions about the highways.
1. What direction does I-57 travel? ____________________
2. What direction does I-88 travel? ____________________
3. If you want to travel south from Chicago, should you take I-80 or I-57? ___________
4. If you want to travel east from Springfield, should you take I-72 or I-55? __________
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Name
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Chapter 8, Lesson 3
91
Elapsed Time
EXAMPLE
Find the elapsed time from 7:30 A.M. to 10:00 A.M.

Subtract earlier time from later time. Rename 1 hour 60 minutes, if necessary.
10:00 A.M. 9 hours 60 minutes
7 hours 30 minutes

7:30 A.M.

2 hours 30 minutes
The elapsed time from 7:30 A.M. to 10:00 A.M. is 2 hours and 30 minutes.
Directions Solve the following problems. Rename one hour to

60 minutes when necessary.
1.
7:05 A.M.

4:00 A.M.
4.
11:15 P.M.

8:45 P.M.
2.
9:15 A.M.
5:10 A.M.
5.
12:35 P.M.

9:50 P.M.
3.
10:24 P.M.

2:18 P.M.
6.
8:45 P.M.

1:57 P.M.
7. From 10:34 A.M. to 11:17 A.M.

8. From 6:51 P.M. to 9:54 P.M.
9. From 2:22 A.M. to 7:01 A.M.
10. From 3:15 P.M. to 10:10 P.M.
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Name
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Chapter 8, Lesson 4
92
Bus Travel Times

EXAMPLE
Erik looked up times for a bus trip between Baltimore and

New York. Find the arrival time if the duration of the trip is 3
hours and 30 minutes and the departure time is 6:30 P.M.
Step 1 Add the departure time to the

duration of the trip.
Step 2 Rename 60 minutes to 1 hour.
9:00 P.M. 1 hour 10:00 P.M.

6:30 P.M.

3:30 duration

9:60 P.M.
The train from Baltimore to New York will arrive at 10:00 P.M.
Directions Find the arrival time for each of these bus trips from
Baltimore to New York.
Departure Time
Arrival Time
Duration of Trip
1.
07:00 A.M.
4 hours
2.
07:15 A.M.
4 hours
3.
09:00 A.M.
4 hours, 30 minutes
4.
10:00 A.M.
4 hours, 50 minutes
5.
11:30 A.M.
3 hours, 55 minutes
6.
12:01 P.M.
5 hours
7.
01:30 P.M.
3 hours, 55 minutes
8.
03:30 P.M.
3 hours, 55 minutes
9.
04:45 P.M.
4 hours, 15 minutes
10.
05:30 P.M.
3 hours, 20 minutes
11.
06:30 P.M.
4 hours, 10 minutes
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Name
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Chapter 8, Lesson 5
93
Hotel Rates
EXAMPLE
Andi and her husband stay in a hotel with their two children. The
room rate is $167.00 per night. There is a 10% room tax. What is
their charge for a 3-night stay?
Step 1 Find the total room charge.
Step 2 Add the tax.
$167.00 per night

3 nights

$501.00 room charge
100% for the room plus 10%

for the tax 110%
$501.00 x 110% $551.10
The total cost for Andis family to stay in the hotel room for 3 nights is $551.10.
Directions Complete this table. First find the total cost of the room
charge. Then find the amount of tax and add it to the room charge.
Room Rate
Nights
Room Charge
Percent Tax
1.
$125.00
10%
2.
$204.00
15%
3.
$197.00
20%
4.
$84.00
14%
5.
$163.00
12%
6.
$180.00
13%
7.
$305.00
10%
8.
$187.00
15%
9.
$271.00
21%
10.
$309.00
17%
11.
$1,345.00
15%
12.
$66.00
12%
Total Cost
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Name
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Period
Chapter 8, Lesson 6
94
Division Practice
EXAMPLE
Often division results in a zero in the quotient. Be certain to

notice each division and place a zero correctly.
109
16 1
,7
4
4

16

14
0

144
144
Remember to place this 0 in the problem and in the answer.
Directions Divide.
1. 6 1,
82
4
5. 10 11
,0
90
2. 5 2,
53
0
6. 6 6,
19
8
10. 4 32
,3
64
3. 12 7,
32
0
7. 15 1,
63
5
11. 21 9,
24
0
4. 26 2,
67
8
8. 43 44
,2
90
12. 18 14
,4
72
9. 8 8,
27
2
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Name
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Chapter 8, Lesson 7
95
Exchange Currency
Table of Currency Exchange Rates
EXAMPLE
Country
Currency
Name
Number of Units
That Equal
One U.S. Dollar
Australia
Brazil
Britain
Canada
China
Denmark
dollar
real
pound
dollars
yuan
krone
1.87 dollars
2.32 reals
0.69 pounds
1.60 dollars
8.28 yuan
8.43 kroner
Country
Currency
Name
Number of Units
That Equal
One U.S. Dollar
yen
peso
rand
krona
franc
baht
131.55 yen
9.19 pesos
11.9 rands
10.61 kronor
1.68 francs
44.18 baht
Japan
Mexico
South Africa
Sweden
Switzerland
Thailand
William exchanges 50 U.S. dollars for Danish kroner. How many

kroner will he receive?
Multiply the exchange rate for one U.S. dollar times the U.S.
dollar amount.
8.43 kroner $50 421.50 kroner 422
William will receive 422 kroner in exchange for 50 U.S. dollars.
Directions Find the amount of native currency that will be exchanged

for $50 U.S. Use the chart above.
Country
1.
2.
3.
4.
Brazil
Canada
China
Denmark
Number of Units
That Equal
50 U.S. Dollars
422 kroner
Country
5.
6.
7.
8.
Number of Units
That Equal
50 U.S. Dollars
Japan
Mexico
South Africa
Sweden
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Name
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Chapter 8, Lesson 8
96
Computing Rental Charges

EXAMPLE
Jobs on Wheels rented a van for $50 per day and $0.50 per mile.
Find the rental charge for 5 days and 300 miles.
$ 50 Per day
5 Days

$250 Day charge
$ 300 Miles

.50 Per mile

$150.00 Miles charge
$250.00 Day charge

$150.00
Mile charge
$400.00 Total
Jobs on Wheels rental charge was $400.00.
Directions Compute the rental charge for each item below.

The answer to number 1 is $320.00
Days
Cost per
Day
Cost per
Mile
Miles
Driven
Rental
Charge
1.
$40
$0.40
200
______________
2.
$35
$0.30
352
______________
3.
$18
$0.35
110
______________
4.
$56
$0.26
191
______________
5.
$18
$0.36
37
______________
6.
$29
$0.20
210
______________
7.
$44
$0.23
186
______________
8.
$37
$0.44
249
______________
9.
$48
$0.30
235
______________
10.
$52
$0.33
181
______________
11.
$35
$0.29
800
______________
12.
$29
$0.34
75
______________
13.
$35
$0.27
56
______________
14.
$42
$0.36
310
______________
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Chapter 8, Lesson 9
97
Parking Expenses
EXAMPLE
The sign at the right lists the rates at the Airport

Parking Lot. Aretha parks her car on Tuesday at 11:00
P.M. and leaves the lot on Friday at 10:00 A.M. How
much does she pay in parking rates for the time her
car was at the Airport Parking Lot?
Airport Parking Lot Rates

$2.00 for the first hour
$1.50 for each additional hour
$12.00 maximum per day
Step 1 Find the parking time on Tuesday Step 2 Find the cost for Tuesday
$2.00 First hour $2.00
12:00 midnight

11:00 P.M.

1 hour
Step 3 Find the cost for Wednesday
and Thursday.
$12.00 Wednesday
12.00 Thursday

$24.00
Step 4 Find the cost for Friday

$2.00 First hour
$1.50 9 remaining hours $13.50
Cost for Friday is $12.00 maximum
Step 5 Total the daily costs

$ 2.00 Tuesday
24.00 Wednesday & Thursday

12.00 Friday

$38.00 Total
Aretha must pay $38.00 for the Airport Parking Lot parking.
Directions Find the cost for parking at the Airport Parking Lot for
the following times.
1. Sunday, 1:45 P.M. to Sunday, 4:45 P.M.
2. Monday, 7:00 A.M. to Tuesday, 7:00 P.M.
3. Wednesday, 5:42 P.M. to Monday, 9:10 A.M.
4. Friday, 11:56 P.M. to Monday, 1:25 A.M.
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Name
Date
Period
98
What Time Is It?

EXAMPLE
Pacific
Time
9:00 A.M.
The map shows the

United States divided
into four time zones.
If it is 10:00 A.M. in
Dallas , what time
is it in Denver?
Solution: Denver is 1 time

zone west of Dallas.
Therefore, the time
in Denver is 1 hour
earlier: 9:00 A.M.
Mountain
Time
10:00 A.M.
Central
Time
11:00 A.M.
Eugene Boise
Minneapolis
Cheyenne
Sacramento
Salt
Lake
City
Denver
Pittsburgh
New York
Des Moines
Cleveland
St. Louis
City
Louisville
Tulsa
Los Angeles
San Diego
Eastern
Time
12:00 Noon
Dallas
Atlanta
Miami
Directions Use the map to compute the time for each of the following problems.
If the time in
Is
The time in
Is?
1. Cheyenne
8:00 P.M.
Tulsa
________________
2. Pittsburgh
6:00 A.M.
Des Moines
________________
3. Atlanta
4:00 A.M.
Salt Lake City
________________
4. St. Louis
3:30 A.M.
Minneapolis
________________
New York
________________
5. Denver
11:44 P.M.
6. San Diego
3:39 P.M.
Tulsa
________________
7. Salt Lake City
5:05 P.M.
Sacramento
________________
San Diego
________________
1:36 P.M.
Atlanta
________________
7:11 P.M.
Miami
________________
8. Miami
9. New York
10. Tulsa
10:49 P.M.
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Name
Date
Period
99
Time Zones
EXAMPLE
N
Seattle
Pacific
Ocean
New York City
Chicago
Atlantic
Ocean
San Francisco
Phoenix
9:00 A.M.
PACIFIC
TIME
12:00 NOON
EASTERN
TIME
Dallas
10:00 A.M.
MOUNTAIN
TIME
11:00 A.M.
CENTRAL
TIME
Time zone boundaries

6:00 A.M.
BERING
TIME
Alaska
Time Zones
9:00 A.M.
PACIFIC
TIME
Miami
Pacific
Ocean
Hawaii
of the
United States
7:00 A.M.
ALASKA-HAWAII
TIME
7:00 A.M.
ALASKA-HAWAII 8:00 A.M.
TIME
YUKON TIME
Directions Find the time in the other United States time zones for the given time.
Bering
Time
AlaskaHawaiian
Time
5:00 A.M. 6:00 A.M.

1.
1:00 A.M.
2.
3:30 A.M.
3.
4.
5.
Yukon
Time
Pacific
Standard
Time
Mountain
Standard
Time
Central
Standard
Time
Eastern
Standard
Time
7:00 A.M.
8:00 A.M.
9:00 A.M.
10:00 A.M. 11:00 A.M.
11:45 A.M.
1:04 P.M.
6:22 P.M.
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Name
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Chapter 9, Lesson 1
100
Zeros in the Quotient

EXAMPLE
Write this:
0.088
.0
2
2
0

0.25 0
200

200

200
Directions Divide.
1. 6.2 18
.8
62
5. 3.6 3.
85
2
9. 0.71 78
.1
71
13. 0.71 22

.7
20
0
2. 3.5 0.
18
2
6. 0.17 0.
00
23
8
10. 0.033 0.

39
60
0
14. 49 0.
44
59
3. 4.1 0.
04
78
7. 0.025 0.
12
52
5
11. 14 0.
54
6
15. 5.4 5.

72
4
4. 2.8 5.
76
8
8. 2.2 0.
06
16
12. 0.58 3.

51
48
16. 0.22 2.

64
22
Directions Write these in standard form and divide.

17. 0.73767 0.67 _________________
18. 0.04005 0.005 _______________
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Name
Date
Period
Chapter 9, Lesson 2
101
Preparing a Budget
EXAMPLE
In one week Carlos had take home pay of $1,200.00. He

spent $300.00 for food for his family of six. What percent of
his income did Carlos spend for food?
Step 1 Divide the food expense

by Carlos take-home pay.
Step 2 Write the decimal as a percent.
.25 25%
.25
1,200 3
0
0
.0
0

Carlos spent 25% of his take-home pay for food.
Directions Solve the following problems. Round your answers to

the nearest percent or nearest cent.
1. Jason spends $480.00 on rent out of a monthly income of
$1,920.00. What percent of his monthly income did Jason spend on rent? _________
2. Arielle spends $16.00 on transportation in a week. What
percent of her weekly paycheck of $200.00 goes to transportation costs?
_________
3. Dagmar brings home $3,000 monthly. Her food bills are $525
in a month. What percent of her monthly income is spent for food?
_________
4. Jennifer plans to spend 5% on insurance. How much is allowed in
a budget of $450?
_________
5. Griffith puts away $180 from his monthly take home pay of $2,000.
What percent does he save?
_________
6. Rachel spent $150.00 one month on clothing. Her total budget of
$1,740.00 included 9% for clothes. Did she spend within her

budget? How do you know?
_________
7. Hailey saved $1,200 in a given year. What percent of her annual
take home pay of $25,300 was saved?
_________
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Name
Date
Period
Chapter 9, Lesson 3
102
Finding the Percent One Number Is of Another

EXAMPLE
EXAMPLE
What percent of 40 is 8?
Step 1 Write a fraction

with the number
following of as
a denominator.
8

40
Step 2 Simplify the fraction.
8

40
Step 3 Rename the fraction

as a percent.
1

5
10 is what percent of 70?

10

70
10

70
1

5
0.20 20%
5 1
.0
0
1

7
1

7
0.142 14.2%
7 1
.0
0
10 is 14.2% of 70.
Answer: 8 is 20% of 40.
Directions Find the percents.

1. What percent of 100 is 10? ________
9. 25 is what percent of 50? __________
10. What percent of 12 is 9? __________
3. What percent of 60 is 15? _________
4. 6 is what percent of 18? ___________
5. 6 is what percent of 30? ___________
14. What percent of 1,000 is 50? _______
8. 163 is what percent of 326? ________
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Name
Date
Period
Chapter 9, Lesson 3
103
Review of Basic Operations with Fractions
2
7
3
7
19. 5 ___________________
1
8
3
8
20. 19 9 __________________
1
2
7
8
21. 27 ___________________
1. _____________________
2. _____________________
3. _____________________
4
5
2
5
4. 5 2 _________________
2
7
5. 2 2 ___________________
2
3
6. 18 8 ___________________
7
8
7. 10 _____________________
5
9
2
13
8. 1 __________________
6
7
2
7
6
7
4
9
5
9
16
18
27
50
22. __________________
3
5
4
15
23. 18 12 _____________
12
13
24. 21 12 ________________
1
25
25. 65 64 ________________
23
24
26. 18 15 ________________
7
72
27. 1 __________________
10. 6 __________________
28. 2 ___________________
2
9
9. 43 31 _____________
7
8
1
24
13
14
11. 2 ____________________
16
25
47
50
12. 10 9 ______________
23
24
13. 1 ____________________
16
72
14. 2 ____________________
1
5
1
5
21
22
10
11
29. 12 1 ______________
3
19
2
13
30. __________________
3
5
4
5
31. 5 2 _________________
1
6
11
18
32. 15 9 _______________
6
7
33. _____________________
1
9
3
27
34. 2 2 _______________
16. 10 2 _______________
8
60
17. __________________
21
24
1
10
5
7
15. 13 3 ________________
11
20
1
5
3
7
18. 2 __________________
3
5
2
5
8
15
7
15
1
3
1
3
35. 34 30 _______________
2
21
36. 87 ___________________
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Name
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Period
104
Chapter 9, Lesson 4
Using Circle Graphs

EXAMPLE
Jons automotive budget provides for a $200 car payment, $80 for fuel,
and $50 for general maintenance. Draw a circle graph to show the
percent budgeted in each category.
Step 1 Find the total amount

of his budget.
$200
80

50

$330
Step 3 Find the degrees for
each category.
Step 2 Find the percent

in each category.
200 330 61%
80 330 24%
50 330 15%
24%
fuel
Step 4 Draw the circle chart.
61% 360 220

24% 360 86
15% 360 54
15%
maintenance
61%
car payment
Check that the degrees total 360. Some error may occur due to rounding.
Directions Draw a circle graph for this problem. The chart is

marked in 20 degree sections. Draw in your own lines to show your
answers.
1. Brians monthly insurance budget covers $25 life insurance,
$25 health insurance and $130 renters insurance, and $100 auto
insurance. Draw a circle graph to show the percent budgeted in
each category.
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Name
Date
Period
Chapter 9, Lesson 5
105
Review of Basic Operations with Decimals
1. 5.4 8 0.2 _________________
19. 2.4 87 0.52 ______________
2. 63.75 8.5 ____________________
20. 9.66 0.008 ___________________
3. 7.89 0.26 ____________________
21. 9.04 5.7 _____________________
4. 6 7.8 5.54 ________________
22. 3 2.701 ______________________
5. 7.8 0.34 _____________________
23. 143 33 _______________________
6. 7.3 1.72 _____________________
24. 101.1 11.11 1.1 __________
7. 35.855 7.1 ___________________
25. 9.2 0.08 _____________________
8. 16 1.7 0.989 _____________
26. 92 0.57 ______________________
9. 10 0.9032 ____________________
27. 33.3 6.912 ___________________
10. 4.088 0.28 ___________________
28. 0.6211 0.61 __________________
11. 0.0837 0.46 __________________
29. 40.6 7.25 ____________________
12. 58 2.53 6 0.94 _______
30. 9 2.8 6 15.99 ________
13. 1,006 2.6 ____________________
31. 701.11 42.661 _______________
14. 0.1435 0.07 __________________
32. 39.06 9 8.76 8 _______
15. 1.15 0.59 ____________________
33. 143 11 _______________________
16. 9 0.99 _______________________
34. 68.7 1.5 _____________________
17. 8.7 0.69 _____________________
35. 0.027 0.009 __________________
18. 3.672 1.2 ____________________
36. 3.1 2.009 ____________________
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Main Menu
Name
Date
Period
106
Simple Interest
EXAMPLE
Chen lends $2,000 to his sister, Mai, who pays him 5%

simple interest each year. At the end of 2 years Mai will pay
back the loan. What is the total amount repaid?
Step 1 Find the Interest

Recall
Step 2 Find the total amount repaid.
IPRT
I $2,000 .05 2
$200
$2,000

200

$2,200
Directions Complete the chart. Round amounts to the nearest cent.

Principal
Rate
Years
1.
$100
6%
2.
$1,500
3%
3.
$2,500
4%
4.
$1,750
7%
5.
$1,400
5%
6.
$800
6%
7.
$23,000
8%
8.
$1,500
7.0%
9.
$10,000
6.5%
10.
$6,000
9.2%
11.
$5,000
8.10%
12.
$10,000
6.2%
10
Interest
Total Amount
Repaid
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Name
Date
Period
107
Compound Interest over Two Years

EXAMPLE
Principal
$500
Annual Rate
5%
Time in Years
2
Compute the balance and the total interest. To save time

use the rate 105%. This eliminates an adding step. 100%
represents the principal and 5% the annual rate.
Step 1
100% Principal
5% Annual rate

105% 1st years interest
Step 2
$ 500 Principal

1.05

25 00
500 0

$525.00 Balance after 1st year
Step 3
$525 New balance

1.05

26 25
520

$546.25 Balance after 2nd year
Step 4
$546.25 New balance

500.00 Principal

$46.25 Interest
After two years the balance is $546.25, and the total interest is $46.25.
Directions Compute the balance and the total interest for each of these 2-year loans.
Round to the nearest cent, if necessary.
Principal Annual
Rate
Balance
Interest
Principal Annual
Rate
Balance
Interest
1.
$500
2%
_______ _______
10.
$200
8%
_______ _______
2.
$600
3%
_______ _______
11.
$800
7%
_______ _______
3.
$900
6%
_______ _______
12.
$900
4%
_______ _______
4.
$400
9%
_______ _______
13.
$700
7%
_______ _______
5.
$300
6%
_______ _______
14. $1,600
1%
_______ _______
6.
$250
2%
_______ _______
15.
$900
4%
_______ _______
7.
$360
7%
_______ _______
16.
$500
7%
_______ _______
8.
$220
8%
_______ _______
17.
$600
6%
_______ _______
9.
$850
5%
_______ _______
18. $1,200
5%
_______ _______
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Name
Date
Period
108
Doubling Your Money

EXAMPLE
Juan wants to know the difference between how long his

money would double at simple interest and at annually
compounded interest. Juan wants his savings to double in 8
years. What should his annual rate of growth be?
Simple Interest Rate
Annually Compounded Rate
12.5 13%
8 1
0
0
.0
0
9%
8 7
2
Directions Find the interest rates to double your money. Round to

the nearest tenth of a percent. Then compare the two sets of
answers. Write a sentence on the bottom of the page to explain what
you noticed.
Years to Double
Simple Interest
Annually
Compounded
Interest
1. 10 years
2. 20 years
3.
5 years
4.
7 years
5.
8 years
6.
9 years
7.
6 years
8.
2 years
9.
4 years
10.
3 years
11.
4 years 6 months
Patterns I noticed:
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Main Menu
Name
Date
Period
109
Writing Checks
Sample Check
Drawers name
and address
Payee
Date check
is written
Your Name
Your Address
Your City, State, Zip
NO.
DATE
Amount of check
in words
Purpose of check
Check number
PAY TO THE
ORDER OF
ABA or bank
ID number
7-89
520
520
Amount of check
in numbers
DOLLARS
RIVER BANK and Trust Company

FOR
0520008960772
752 2410 2
Account number
Drawers signature
Directions Write a check to each of these people or places. Use the

blank checks in Activity 110.
Payee
Amount
Date
1. Central School
$25.00
October 16, 2004
school sweatshirt
2. Carol Williams
$100.00
October 23, 2004
piano lessons
3. The Cycle Shop
$35.50
May 3, 2005
bicycle repair
Purpose
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Main Menu
Name
Date
Period
110
Blank Checks
No.
Date
To
NO.

Dollars
DATE
Cents
$
DEPOSITS
DOLLARS
TOTAL
THIS CHECK
RIVER BANK OF COLUMBUS
BALANCE
FOR
DEDUCTIONS
To
NO.
DATE
Cents
DOLLARS
TOTAL
THIS CHECK
BALANCE
FOR
DEDUCTIONS
0520008960772
752 2410 2
BAL. FWD.
NO.

Dollars
BAL. FWD.
DEPOSITS
TOTAL
THIS CHECK
DATE
Cents
BAL. FWD.
7-89

520
PAY TO THE
ORDER OF
$
DOLLARS
BALANCE
DEDUCTIONS
520
$
DEPOSITS
Date
7-89
PAY TO THE
ORDER OF
BAL. FWD.
No.
Dollars
To
0520008960772
752 2410 2
BAL. FWD.
Date
520
PAY TO THE
ORDER OF
BAL. FWD.
No.
7-89
FOR
0520008960772
752 2410 2
Click here for

Main Menu
Name
Date
Period
111
Check Register
EXAMPLE
Double-Line Method
The balance is
recorded after each
entry in the gray area
of the balance
column.
CHECK = CK
DEPOSIT = D
ELECTRONIC FUNDS TRANSFER = EFT
DATE
TRANS.
NO.
TYPE
OF
TRANS.
3/19
101
PH
Auto Insurance
3/19
102
CK
3/22
103
ATM
S.H. Kirk
Marys gift
Cash
3/23
DESCRIPTION
AUTOMATED TELLER MACHINE = ATM
AMOUNT
OF
TRANS. ()
AMOUNT
OF
DEPOSIT ()
FEE ()
TAX
ITEM
100.00
55.00
60.00
Deposit
from paycheck
150.00
PHONE = PH
BAL. FWD.
600
100
500
55
444
60
384
150
534
00
00
00
80
20
00
20
00
20
Directions This record form can be reproduced to keep a

record of all check and non-check transactions.
CHECK = CK
DATE
TRANS.
NO.
DEPOSIT = D
TYPE
OF
TRANS.
ELECTRONIC FUNDS TRANSFER = EFT
DESCRIPTION
AUTOMATED TELLER MACHINE = ATM
AMOUNT
OF
TRANS. ()
AMOUNT
OF
DEPOSIT ()
FEE ()
TAX
ITEM
PHONE = PH
BAL. FWD.
Click here for

Main Menu
Name
Date
Period
112
Practice with Decimals

Directions Write the place value name for each underlined digit.
1. 71.729 ________________________

2. 0.34355 _______________________

3. 293.193 _______________________
Directions Write these numerals in words.

4. 24.041 _____________________________________________________________
Directions Round these decimals to the nearest:

Tenth
Hundredth
Thousandth
5. 4.0481 __________ 6. 46.1482 _______________ 7. 0.90 ______________
Directions Perform the indicated operations.
8.
73.407
5.9
0.492
102.93
9.
10. 18.04 0.094 5 1.1

12. 26 48
.1
2.38

2.4
_______ 11. 57.3 0.947 _________________
13. .04 .0

42
4
Directions Round each answer to the nearest:

Tenth
Hundredth
14. 7 8 ________ 15. 2.2 8 _____________
Click here for

Main Menu
Name
Date
Period
113
Stock Market Math

EXAMPLE
Shares of Big Building Company are being sold for $24.79.

The price increases $3.00 per share. What is the new price?
Estimate
$24.79 $25
$25 $3 28
About $28
Add the numbers.
$24.79

3.00 The new price of Big Building Company
$27.79 stock is $27.79 per share.
Directions Find the new price per share for each stock.
New Price
Stock
Price
Up
Estimate
Calculate
1. Diamond Supply Works $80.00
$0.09

2. Lotsopages Book Co.
$15.35
$3.09

3. Orange Company
$47.05
$1.04

4. TechnoFast
$25.99
$4.30

Down
5. Triangle Videos
$33.03
$9.75

6. TeleTechno Corp.
$74.47
$2.43

7. Smart Computer Inc.
$65.45
$5.59

8. Tri-County Tires
$19.24
$7.73

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Main Menu
Name
Date
Period
114
The Break-Even Point

EXAMPLE
The break-even point is the total amount paid per share of stock,
including purchase price, commissions, and fees.
Total Purchase
Price
$2,346.00
Number of
Shares
200
Buying
Commission
$110.00
Selling
Commission
$122.50
Fees
$3.00
Step 2 2,581 200 12.9075
Step 1 $2,346.00
110.00
122.50

3.00

$2,581.50
The break-even point is $12.91 per share (rounded to the next cent).
Directions Compute the break-even point for these stocks. Round up to the next cent.
Total Purchase
Price
Number of
Buying
Shares
Commission
Selling
Commission
Fees
Break-Even
Point
1. $6,610.00
200
$105.00
$104.16
$1.30
______________
2. $7,600.00
500
$121.68
$122.18
$2.32
______________
3. $3,270.00
200
$52.30
$55.10
$4.10
______________
4. $5,101.00
500
$81.62
$80.96
$1.07
______________
5. $3,729.00
100
$55.67
$51.08
$2.09
______________
6. $3,031.00
600
$48.50
$62.10
$1.93
______________
7. $9,137.00
300
$144.21
$150.00
$6.20
______________
8. $6,671.00
100
$106.74
$106.01
$2.02
______________
9. $3,037.00
500
$48.60
$40.80
$3.22
______________
10. $6,151.00
600
$98.42
$91.19
$3.61
______________
11. $2,501.00
300
$40.02
$51.71
$1.18
______________
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Main Menu
Name
Date
Period
115
Earning Dividends
EXAMPLE
Clarice owns 200 shares of a stock that declares a 2 12 quarterly

dividend. What is her annual dividend?
Step 1 Write dividend

using dollars.
Step 2 Find quarterly dividend.
.5
2 1
.0

2.5 $0.025
Step 3 Find total
200 shares

$.025

$5.00
1

2
$5.00

4 quarters

$20.00
Directions Find the total annual dividend.

Quarterly
Dividend
per Share
Number
of Shares
1.
200
2.
300
3.
26
900
4.
13.7
1,200
5.
9.6
500
6.
4.5
400
7.
3 34
250
8.
10 14
1,000
9.
8 18
650
10.
15 38
225
11.
$0.046
100
12.
$1.23
600
13.
$6.785
800
14.
$14.326
700
Quarterly
Dividend
Annual
Dividend
Click here for

Main Menu
Name
Date
Period
116
Using Credit Cards

EXAMPLE
Shawna decided to stop charging purchases and pay off her credit
card, so she is determined to pay more than the minimum
payment each month. Her unpaid balance is $1,500.57. Interest is
charged at 18% per year, 1.5% per month. If she pays $300.00 this
month, how much is the balance and how much is the interest?
Step 1 Subtract the payment

from the balance.
$1,500.57

300.00

$1,200.57
Step 2 Determine the

interest paid.
$1,200.57

1.5%

$ 18.01
Step 3 Add the interest to

the unpaid balance.
$ 1,200.57
18.01

$ 1,218.58
Directions Find the interest paid and the balance repaid on each of these credit cards.
Balance
Payment
1.
$3,400.54
$300.00
2.
$1,260.80
$250.00
3.
$846.72
$400.00
4.
$532.14
$200.00
5.
$2,645.10
$150.00
6.
$725.36
$300.00
7.
$426.17
$200.00
8.
$300.00
$150.00
9.
$400.00
$200.00
10.
$695.00
$300.00
11.
$1,429.76
$400.00
12.
$2,678.53
$500.00
Unpaid Balance
Interest
New Balance
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Main Menu
Name
Date
Period
117
The Key to Large Numbers

EXAMPLE
Jackson buys a 12.5 gigabyte hard drive

for his computer. How many bytes of
storage is this?
12.5 gigabytes 12.5 billion bytes
12,500,000,000 bytes
Metric Prefixes
kilo
mega
giga
tera
1,000
1,000,000
1,000,000,000
1,000,000,000,000
one thousand
one million
one billion
one trillion
Directions Solve the following problems.

1. Arlenes new digital camera has 1.5 megapixel capability. Write this
amount in digits.
2. Write the power of Johns new 5 kilowatt light bulb in digits.
3. The local radio station broadcasts at 50 megawatts of power. Write
this number in digits.

4. Kim Lees computer speed is reported to be 785 megahertz. How fast
is that in digits?
Directions Write these amounts in words. Round numerals to two digits.
1. 4,400,000 watts
2. 1,200,000,000 watts
3. 1,073,741,824 bytes
4. 8,589,934,592 bytes
5. 3,276,800 pixels
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Main Menu
Name
Date
Period
118
Review of Basic Operations with Percents
1. 0.45 %
16. 6.2% (decimal)
2. 22 is 10% of
17. 3% (decimal)
3
5
3. %
18. 56 is % of 112
4. What % of 32 is 8?
19. 8.7% (decimal)
5. 76.2% (decimal)
20. 13 is % of 65
7
8
6. %
21. 36 is 10% of
7. 13% of 800
22. 0.09 %
8. 378 is 42% of
23. What percent of 30 is 6?
24. is 30% of 69
11. 12 is 30% of
1
8
15
26. %
75
12. % of 200 is 20?
27. 0.007 %
13. 1.69 %
14. 0.062 %
29. 16 is what percent of 64?
10. 10.7% (decimal)
2
5
15. %
25. %
1
2
30. %
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Main Menu
Name
Date
Period
119
Paying Taxes
EXAMPLE
Kim and Marty have a total income of $75,000.00. Their

deductions total $10,500.00. They have earned $425.00 in tax
credits. Their income tax before tax credits is $16,999.00. What
is their taxable income and how much income tax do they owe?
Step 1 Subtract deductions from total

income to find taxable income.
Step 2 Subtract tax credits from tax on

taxable income to find tax owed.
$75,000.00 total income

10,500.00 deductions

$64,500.00 taxable income
$16,999.00 tax before credit

425.00 tax credit

$16,574.00 tax owed
Directions Find taxable income and tax owed in each case.

Total Income
Deductions
Taxable
Income
Tax on
Taxable Income
Tax Credits
1.
$32,500.50
$2,050.50
$3,179.00
$105.00
2.
$22,848.00
$2,448.00
$3,060.00
$40.00
3.
$20,026.25
$1,010.25
$2,800.00
$200.00
4.
$22,040.00
$2,040.00
$3,004.00
$32.00
5.
$24,404.49
$4,235.49
$3,114.00
$47.80
6.
$23,987.88
$2,945.88
$3,154.00
$114.00
7.
$25,264.80
$4,210.80
$3,161.00
$207.00
8.
$24,519.12
$3,011.12
$3,229.00
$1,859.50
9.
$24,236.80
$2,596.80
$3,244.00
$10.00
10.
$24,108.00
$2,583.00
$3,492.00
$37.00
11.
$24,445.12
$2,619.12
$3,274.00
$211.00
12.
$23,851.52
$2,555.52
$3,422.00
$79.00
Tax Owed
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Main Menu
Name
Date
Period
120
Reading Tax Tables

EXAMPLE
Jerry and Lisa Reese are

married and filing jointly.
Their adjusted gross income
is $26,000. Use the chart to
find their tax.
Tax Table Based on Taxable Income

If 1040A, line
19, OR
1040EZ, line 7
is
At
least
But
less
than
Solution: The tax will be $3,904.
If 1040A, line
19, OR
1040EZ, line 7
is
And you are

Single Married Married
(and
filing
filing
1040EZ jointly
sepafilers
rately
Head
of a
household
At
least
But
less
than
And you are

Single Married Married
(and
filing
filing
1040EZ jointly
sepafilers
rately
Your tax is
Head
of a
household
Your tax is
25,000
26,000
25,000
25,050
25,100
25,150
25,050
25,100
25,150
25,200
3,972
3,986
4,000
4,014
3,754
3,761
3,769
3,776
4,472
4,486
4,500
4,514
3,754
3,761
3,769
3,776
26,000
26,050
26,100
26,150
26,050
26,100
26,150
26,200
4,252
4,266
4,280
4,294
3,904
3,911
3,919
3,926
4,752 3,904
4,766 3,911
4,780 3,919
4,794 3,926
25,200
25,250
25,300
25,350
25,250
25,300
25,350
25,400
4,028
4,042
4,056
4,070
3,784
3,791
3,799
3,806
4,528
4,542
4,556
4,570
3,784
3,791
3,799
3,806
26,200
26,250
26,300
26,350
26,250
26,300
26,350
26,400
4,308
4,322
4,336
4,350
3,934
3,941
3,949
3,956
4,808
4,822
4,836
4,850
3,934
3,941
3,949
3,956
25,400
25,450
25,500
25,550
25,450
25,500
25,550
25,600
4,084
4,098
4,112
4,126
3,814
3,821
3,829
3,836
4,584
4,598
4,612
4,626
3,814
3,821
3,829
3,836
26,400
26,450
26,500
26,550
26,450
26,500
26,550
26,600
4,364
4,378
4,392
4,406
3,964
3,971
3,979
3,986
4,864
4,878
4,892
4,906
3,964
3,971
3,979
3,986
25,600
25,650
25,700
25,750
25,650
25,700
25,750
25,800
4,140
4,154
4,168
4,182
3,844
3,851
3,859
3,866
4,640
4,654
4,668
4,682
3,844
3,851
3,859
3,866
26,600
26,650
26,700
26,750
26,650
26,700
26,750
26,800
4,420
4,434
4,448
4,462
3,994
4,001
4,009
4,016
4,920
4,934
4,948
4,962
3,994
4,001
4,009
4,016
25,800
25,850
25,900
25,950
25,850
25,900
25,950
26,000
4,196
4,210
4,224
4,238
3,874
3,881
3,889
3,896
4,696
4,710
4,724
4,738
3,874
3,881
3,889
3,896
26,800
26,850
26,900
26,950
26,850
26,900
26,950
27,000
4,476
4,490
4,504
4,518
4,024
4,031
4,039
4,046
4,976
4,990
5,004
5,018
4,024
4,031
4,039
4,046
Directions Use the tax chart above to determine the tax due in each case.
Write your answer on the line.
Filing Status
Adjusted
Gross Income
Tax Due
1. Single
$25,480.00
_________________
2. Married filing jointly
$25,575.00
_________________
3. Married filing separately
$26,425.00
_________________
4. Married filing separately
$26,610.00
_________________
5. Head of household
$26,955.00
_________________
6. Single
$25,060.00
_________________
7. Single
$26,715.00
_________________
8. Married filing jointly
$25,304.00
_________________
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Main Menu
Name
Date
Period
121
Computing Taxes Owed

EXAMPLE
Maria is filing a single return. Her adjusted gross income is $75,700.00.

Maria uses Schedule X to help her figure the tax she owes.
Solution:
$75,700.00 Adjusted gross income

56,550.00

$19,150.00 Amount over $56,550.00
Schedule XUse this if your filing status is Single

If the amount on
Form 1040, line
39 is
Over$0
23,350
56,550
117,950
256,500
$19,150.00

.31

$ 5,936.50
But not
over$23,350
56,550
117,950
256,500
-------
Enter on
Form 1040,
line 40
---------15%
$3,502.50 +
28%
12,798.50 +
31%
31,832.50 +
36%
81,710.50 + 39.6%
of the
amount
over$0
23,350
56,550
117,950
256,500
$12,798.50 Tax
5,936.50 31% of $19,150.00

$18,735.00
Maria owes $18,735.00 in taxes.
Directions Use Schedule X to compute the income tax on these adjusted

gross incomes. Round each answer to the nearest dollar.
Adjusted Gross
Income
Taxes Owed
1.
$22,000
_______________________
2.
$30,000
_______________________
3.
$200,000
_______________________
4.
$300,000
_______________________
5.
$143,700
_______________________
6.
$75,580
_______________________
7.
$67,358
_______________________
8.
$43,279
_______________________
9.
$155,761
_______________________
Click here for

Main Menu
Name
Date
Period
122
Refund or Balance Due

EXAMPLE
Cecily and Ralph Wood are filing a joint return. Their taxable
income on line 39 of Form 1040 is $50,975.00. They have
already paid $9,499.63 in withholding tax. Compute the
amount to be refunded or the balance due.
If line 39
(taxable
income)
is
Step 1 Find the tax bracket for total income.

$50,975.00 is between $50,950.00 and $51,000.00.
At
least
And you are

But
less
than
Single
Married Married Head

filing
filing
of a
jointly
sepahouserately
hold
Step 2 Find the column for filing status.
Your tax is
Cecily and Ralph are married, filing jointly.

Step 3 Find the tax owed.
The amount shown where the tax bracket
and filing status column meet is $8,368.
Step 4 Subtract to find difference.
$ 9,499.63 Amount withheld
8,368.00 Amount of tax owed

$ 1,131.63 Amount of refund
50,000
50,000
50,050
50,100
50,150
50,200
50,250
50,300
50,350
50,400
50,450
50,500
50,550
50,600
50,650
50,700
50,750
50,800
50,850
50,900
50,950
50,050
50,100
50,150
50,200
50,250
50,300
50,350
50,400
50,450
50,500
50,550
50,600
50,650
50,700
50,750
50,800
50,850
50,900
50,950
51,000
10,376
10,389
10,403
10,417
10,431
10,444
10,458
10,472
10,486
10,499
10,513
10,527
10,541
10,554
10,568
10,582
10,596
10,609
10,623
10,637
8,107
8,121
8,134
8,148
8,162
8,176
8,189
8,203
8,217
8,231
8,244
8,258
8,272
8,286
8,299
8,313
8,327
8,341
8,354
8,368
10,932
10,946
10,959
10,973
10,987
11,001
11,014
11,028
11,042
11,056
11,069
11,083
11,097
11,111
11,124
11,138
11,152
11,166
11,179
11,193
9,226
9,239
9,253
9,267
9,281
9,294
9,308
9,322
9,336
9,349
9,363
9,377
9,391
9,404
9,418
9,432
9,446
9,459
9,473
9,487
Directions Compute the amount to be refunded or balance due in each case.

Taxable
Income
Filing
Status
Amount of
Tax Owed
Amount of
Tax Withheld
1.
$50,538
Single
2.
$50,175
$10,367.50
3.
$50,472
4.
$50,233
Married, filing
jointly
Married, filing
separately
Single
5.
$50,391
Head of a
household
$12,456.90
Balance Due
or Refund?
Amount Due
or Refunded
$9,620.75
$11,010.14
$9,882.15
Click here for

Main Menu
Name
Date
Period
123
Paying Property Taxes

EXAMPLE
The tax assessment on Masons home is $120,375.00. The local

tax rate is $3.66 per $100.00 of the assessment. What is Masons
annual property tax?
Assessment
$120,375.00
Rate per $100

$3.66
Step 1 $120,375.00 $100 $1,203.75
Step 2 $1,203.75 $3.66 $4,405.73
Hint move decimal place two places to the left.

Answer: Masons annual property tax is $4,405.73. (Round to the next cent.)
Directions Compute the property tax. Round to the next cent if necessary.
Rate per
$100
Tax
Rate per
$100
Tax
1. $21,000
$8.00
____________
14. $180,440
$7.20
____________
2. $60,900
$7.00
____________
15. $93,400
$3.92
____________
3. $33,000
$1.30
____________
16. $64,760
$4.67
____________
4. $64,000
$3.31
____________
17. $102,400
$6.13
____________
5. $60,000
$1.52
____________
18. $82,600
$4.77
____________
6. $47,600
$6.59
____________
19. $71,600
$2.58
____________
7. $65,900
$8.17
____________
20. $121,137
$3.64
____________
8. $110,400
$5.90
____________
21. $38,350
$6.56
____________
9. $80,700
$3.26
____________
22. $47,000
$8.22
____________
10. $457,600
$5.07
____________
23. $72,800
$1.95
____________
11. $106,950
$6.37
____________
24. $103,100
$8.30
____________
12. $55,000
$4.64
____________
25. $86,100
$2.93
____________
13. $118,600
$7.07
____________
26. $60,350
$6.24
____________
Assessment
Assessment
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Main Menu
Name
Date
Period
124
Review of Basic Skill Operations

1. 120 6,130 ___________________
19. 1,237 1,002 _________________
2. 32% of 12 _______________________
20. 3 1 ______________________
1
2
1
4
1
3
7
9
1
3
3. _________________________
21. 20 ________________________
4. 0.009 0.002 _________________
22. 3.001 2.03 ___________________
5. 578 9 ________________________
23. 2.92 7.6 10.6
6. 8 9.6 0.07 ____________
24. _______________________
7. 820,000 200 _________________
25. 936.93 2.6 ___________________
8. 3 2.547 ______________________
26. 0.208 0.117 _________________
1
6
3
4
_________
1
18
7
9
9. _________________________
10. 279 12,721 __________________
28. 39.5 4.05 ____________________
7
17
11. 19 11 ____________________
3
4
29. 0.135 0.06 2.5
________
12. 78 24 _____________________
30. 55.1 0.11 ____________________
13. 36 0.36 ______________________
31. 3 1 ___________________
19
24
3
11
59
121
5
8
32. 16 is 50% of ________________________
15. 33 _____________________
9
22
33. 405.24 0.44 _________________
16. 12.331 2.09 _________________
34. 3 is 30% of _________________________
17. 1.38 1.3 _____________________
35. 3.001 0.05 ___________________
14. 3 1 _____________________
17
22
18. 108 4.8 ______________________
Click here for

Main Menu
Name
Date
Period
125
Sales Tax Chart

5% State Sales Tax
Amount of Sale Tax
.20
.21 .40
.41 .60
.61 .80
.81 1.00
Meals 1.00
1.01 1.20
1.21 1.40
1.41 1.60
1.61 1.80
1.81 2.00
2.01 2.20
2.21 2.40
2.41 2.60
2.61 2.80
2.81 2.00
3.01 3.20
3.21 3.40
3.41 3.60
3.61 3.80
3.81 4.00
4.01 4.20
4.21 4.40
4.41 4.60
4.61 4.80
4.81 5.00
5.01 5.20
5.21 5.40
5.41 5.60
5.61 5.80
5.81 6.00
6.01 6.20
6.21 6.40
6.41 6.60
6.61 6.80
6.81 7.00
7.01 7.20
7.21 7.40
7.41 7.60
7.61 7.80
7.81 8.00
8.01 8.20
8.21 8.40
8.41 8.60
8.61 8.80
8.81 9.00
9.01 9.20
9.21 9.40
9.41 9.60
9.61 9.80
9.81 10.00
.01
.02
.03
.04
.05
.05
.06
.07
.08
.09
.10
.11
.12
.13
.14
.15
.16
.17
.18
.19
.20
.21
.22
.23
.24
.25
.26
.27
.28
.29
.30
.31
.32
.33
.34
.35
.36
.37
.38
.39
.40
.41
.42
.43
.44
.45
.46
.47
.48
.49
.50
Amount of Sale Tax
Amount of Sale Tax
Amount of Sale Tax
Amount of Sale Tax
Amount of Sale Tax
10.01 10.20 .51

10.21 10.40 .52
10.41 10.60 .53
10.61 10.80 .54
10.81 11.00 .55
11.01 11.20 .56
11.21 11.40 .57
11.41 11.60 .58
11.61 11.80 .59
11.81 12.00 .60
12.01 12.20 .61
12.21 12.40 .62
12.41 12.60 .63
12.61 12.80 .64
12.81 13.00 .65
13.01 13.20 .66
13.21 13.40 .67
13.41 13.60 .68
13.61 13.80 .69
13.81 14.00 .70
14.01 14.20 .71
14.21 14.40 .72
14.41 14.60 .73
14.61 14.80 .74
14.81 15.00 .75
15.01 15.20 .76
15.21 15.40 .77
15.41 15.60 .78
15.61 15.80 .79
15.81 16.00 .80
16.01 16.20 .81
16.21 16.40 .82
16.41 16.60 .83
16.61 16.80 .84
16.81 17.00 .85
17.01 17.20 .86
17.21 17.40 .87
17.41 17.60 .88
17.61 17.80 .89
17.81 18.00 .90
18.01 18.20 .91
18.21 18.40 .92
18.41 18.60 .93
18.61 18.80 .94
18.81 19.00 .95
19.01 19.20 .96
19.21 19.40 .97
19.41 19.60 .98
19.61 19.80 .99
19.81 20.00 1.00
20.01 20.20
20.21 20.40
20.41 20.60
20.61 20.80
20.81 21.00
21.01 21.20
21.21 21.40
21.41 21.60
21.61 21.80
20.81 22.00
22.01 22.20
22.21 22.40
22.41 22.60
22.61 22.80
22.81 23.00
23.01 23.20
23.21 23.40
23.41 23.60
23.61 23.80
23.81 24.00
24.01 24.20
24.21 24.40
24.41 24.60
24.61 24.80
24.81 25.00
25.01 25.20
25.21 25.40
25.41 25.60
25.61 25.80
25.81 26.00
26.01 26.20
26.21 26.40
26.41 26.60
26.61 26.80
26.81 27.00
27.01 27.20
27.21 27.40
27.41 27.60
27.61 27.80
27.81 28.00
28.01 28.20
28.21 28.40
28.41 28.60
28.61 28.80
28.81 29.00
29.01 29.20
29.21 29.40
29.41 29.60
29.61 29.80
29.81 30.00
30.01 30.20
30.21 30.40
30.41 30.60
30.61 30.80
30.81 31.00
31.01 31.20
31.21 31.40
31.41 31.60
31.61 31.80
31.81 32.00
32.01 32.20
32.21 32.40
32.41 32.60
32.61 32.80
32.81 33.00
33.01 33.20
33.21 33.40
33.41 33.60
33.61 33.80
33.81 34.00
34.01 34.20
34.21 34.40
34.41 34.60
34.61 34.80
34.81 35.00
35.01 35.20
35.21 35.40
35.41 35.60
35.61 35.80
35.81 36.00
36.01 36.20
36.21 36.40
36.41 36.60
36.61 36.80
36.81 37.00
37.01 37.20
37.21 37.40
37.41 37.60
37.61 37.80
37.81 38.00
38.01 38.20
38.21 38.40
38.41 38.60
38.61 38.80
38.81 39.00
39.01 39.20
39.21 39.40
39.41 39.60
39.61 39.80
39.81 40.00
40.01 40.20
40.21 40.40
40.41 40.60
40.61 40.80
40.81 41.00
41.01 41.20
41.21 41.40
41.41 41.60
41.61 41.80
41.81 42.00
42.01 42.20
42.21 42.40
42.41 42.60
42.61 42.80
42.81 43.00
43.01 43.20
43.21 43.40
43.41 43.60
43.61 43.80
43.81 44.00
44.01 44.20
44.21 44.40
44.41 44.60
44.61 44.80
44.81 45.00
45.01 45.20
45.21 45.40
45.41 45.60
45.61 45.80
45.81 46.00
46.01 46.20
46.21 46.40
46.41 46.60
46.61 46.80
46.81 47.00
47.01 47.20
47.21 47.40
47.41 47.60
47.61 47.80
47.81 48.00
48.01 48.20
48.21 48.40
48.41 48.60
48.61 48.80
48.81 49.00
49.01 49.20
49.21 49.40
49.41 49.60
49.61 49.80
49.81 50.00
50.01 50.20
50.21 50.40
50.41 50.60
50.61 50.80
50.81 51.00
51.01 51.20
51.21 51.40
51.41 51.60
51.61 51.80
51.81 52.00
52.01 52.20
52.21 52.40
52.41 52.60
52.61 52.80
52.81 53.00
53.01 53.20
53.21 53.40
53.41 53.60
53.61 53.80
53.81 54.00
54.01 54.20
54.21 54.40
54.41 54.60
54.61 54.80
54.81 55.00
55.01 55.20
55.21 55.40
55.41 55.60
55.61 55.80
55.81 56.00
56.01 56.20
56.21 56.40
56.41 56.60
56.61 56.80
56.81 57.00
57.01 57.20
57.21 57.40
57.41 57.60
57.61 57.80
57.81 58.00
58.01 58.20
58.21 58.40
58.41 58.60
58.61 58.80
58.81 59.00
59.01 59.20
59.21 59.40
59.41 59.60
59.61 59.80
59.81 60.00
1.01
1.02
1.03
1.04
1.05
1.06
1.07
1.08
1.09
1.10
1.11
1.12
1.13
1.14
1.15
1.16
1.17
1.18
1.19
1.20
1.21
1.22
1.23
1.24
1.25
1.26
1.27
1.28
1.29
1.30
1.31
1.32
1.33
1.34
1.35
1.36
1.37
1.38
1.39
1.40
1.41
1.42
1.43
1.44
1.45
1.46
1.47
1.48
1.49
1.50
1.51
1.52
1.53
1.54
1.55
1.56
1.57
1.58
1.59
1.60
1.61
1.62
1.63
1.64
1.65
1.66
1.67
1.68
1.69
1.70
1.71
1.72
1.73
1.74
1.75
1.76
1.77
1.78
1.79
1.80
1.81
1.82
1.83
1.84
1.85
1.86
1.87
1.88
1.89
1.90
1.91
1.92
1.93
1.94
1.95
1.96
1.97
1.98
1.99
2.00
2.01
2.02
2.03
2.04
2.05
2.06
2.07
2.08
2.09
2.10
2.11
2.12
2.13
2.14
2.15
2.16
2.17
2.18
2.19
2.20
2.21
2.22
2.23
2.24
2.25
2.26
2.27
2.28
2.29
2.30
2.31
2.32
2.33
2.34
2.35
2.36
2.37
2.38
2.39
2.40
2.41
2.42
2.43
2.44
2.45
2.46
2.47
2.48
2.49
2.50
2.51
2.52
2.53
2.54
2.55
2.56
2.57
2.58
2.59
2.60
2.61
2.62
2.63
2.64
2.65
2.66
2.67
2.68
2.69
2.70
2.71
2.72
2.73
2.74
2.75
2.76
2.77
2.78
2.79
2.80
2.81
2.82
2.83
2.84
2.85
2.86
2.87
2.88
2.89
2.90
2.91
2.92
2.93
2.94
2.95
2.96
2.97
2.98
2.99
3.00
Tax begins at 20 on nonfood items. Tax begins at $1.00 on meals consumed on premises.
When the total charge for meals on premises reaches $1.00 or more, combine the charge
with all other taxable items to find the total taxable sale.
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Main Menu
Name
Date
Period
126
The Key to Square Root

EXAMPLE
Marlea uses squares to find square roots. To find the square root
of 9, she arranges 9 squares until she makes a larger square. Here
are all the arrangements she can make with the 9 squares:
991
933
The arrangement that makes a square is 9 3 3. The 9

3.
Directions Draw the squares that show the square roots of the numbers.
1. 4

2. 16

3. 36

4. 25
Directions Find the square roots of the numbers by building a

mental square. Write down the number of smaller squares on a side
of your mental square. Hint: Look for equal factors of each number.
1. 100

2. 81

3. 121

4. 625

5. 400

6. 64

7. 225
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Main Menu
Name
Date
Period
127
Using Electrical Formulas
WIRE
WATTS (Power)
AMPS (Intensity)
W EI
I
W I2R
I
W ER
EXAMPLE
I
OHMS (Resistance)
E

R
W

E
W

E
R

R
R
E

I
W
2
I
E2

W
VOLTS (Electromotive Force)
E IR
E
W

I
E WR
Elizabeth Rivera and her apprentice, Tory Barker, calculate the amount of
resistance (R, ohms) in a 10 amp (I), 120 volt (E) circuit. They select the
formula for R where I and E are known.
E
I
R
120

10
12
10 1
2
0

10

20

20
The resistance is 12 ohms.
Directions Complete the chart below. Use the formulas to

calculate the missing information.
W
(in watts)
(in amps)
(in ohms)
(in volts)
1.
2.
15 amps
800 W
3.
4.
90 V
8 ohms
13 amps
300 ohms
40,500 W
900 V
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Main Menu
Name
Date
Period
128
Ordering Fractions
EXAMPLE
Nia has a set of measuring cups. Put them in order of size, smallest to largest.
1

3
1

2
cup
cup
3

4
cup
2

3
cup
Step 1 Find the common denominator.
1 cup
Step 2 Rewrite fractions with 12 as
denominator.
12
Answer:
4

12
6

12
8

12
9

12
12

12

1

3
1

2
2

3
3\4
1

3
1

2
3

4
2

3
14
2
16
2
19
2
18
2
2
1 11
2
1
Directions Arrange the following fractions in ascending order.

1.
2.
3.
4.
5.
6.
7.
8.
1 2 1
, ,
12 3 6
1 3 3
, ,
8 8 16
9 7 4
, ,
10 8 5
5 1 3
, ,
8 2 4
2 3 7
, ,
3 5 15
7 2 3 2 5
, , , ,
12 9 4 3 18
3 3 3 11 2
, , , ,
16 4 8 12 3
7 9 1 13 1
, , , ,
20 30 6 15 3
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Name
Date
Period
129
Precise Measurement
EXAMPLE
John Sullivan is a
carpenter. He reads
the measurement
at point A as 58.
He reads point B
as 3 68 and
0
renames it to 3 34.
To the nearest eighth inch: 3 68 3 34

B
Directions Read points A, B, C, and D on the rulers below.

1. To the nearest inch:
2. To the nearest half
4. To the nearest eighth
inch:
0
D
C
4
D
3
C
inch:
D
C
2
B
inch:
3. To the nearest quarter
D
C
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Name
Date
Period
130
Renaming Mixed Numbers

EXAMPLE
Rename 2 34 as an improper fraction.

2 34
2 34
2 4 3 11
11

4
11 is the new numerator.

Keep 4 as the denominator.
Directions Rename these mixed numbers as improper fractions.

1
4
14. 6 _______
1
6
15. 8 _______
2
3
16. 7 _______
1
8
17. 6 _______
3
4
18. 7 _______
5
6
19. 9 _______
2
7
20.10 _______
5
6
21. 8 _______
2
3
22.13 _______
1
4
23. 2 _______
5
6
24. 8 _______
3
5
25. 7 _______
3
5
26. 6 ______
1. 2 _______
2. 1 _______
3. 3 _______
4. 4 _______
5. 6 _______
6. 3 _______
7. 4 _______
8. 6 _______
9. 9 _______
10. 4 _______
11. 9 _______
12. 2 _______
13. 4 _______
2
7
27.32 _______
7
8
28. 1 _______
3
4
29.10 _______
3
7
30.16 _______
1
7
31.13 _______
1
2
32.12 _______
4
5
33.52 _______
4
9
34.13 _______
1
3
35. 6 _______
1
9
36. 8 _______
3
8
37.15 _______
1
3
38.11 ______
9
10
39. 9 _______
1
3
5
7
1
2
3
4
1
2
1
3
1
4
2
3
5
9
3
7
2
5
9
11
4
5
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Name
Date
Period
131
Appropriate Technology
EXAMPLE
Arlene is working in the machine shop and needs both hands to

do her work. She tries to do as much mental math as she can to
keep her hands free from using a calculator. Help her determine
which of the following problems is a calculator problem and
which is a good mental math problem.
Problem 1 50% of 40

Problem 2 16% of 5.743
This is a good mental math problem.
This is a good calculator problem.
First recall that 50% means 50 100.
Multiply 5 times 40. That equals 200.
Then divide 200 by 100. That equals 2.
50% of 40 is 20
Directions Determine if these are better mental math problems or

calculator problems. If it is a mental math problem, solve it. If it is
better performed on a calculator, do not solve it. Round to the
nearest cent.
Problem
1.
$24.00 12 ft
2.
$15.47 31 ft
3.
10 12
4.
3.83 5.12
5.
10% of $26.00
6.
$19.89 39%
7.
$8.70 10%
8.
$39.03 20%
Mental Math or Calculator?
Solution

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The answer is $154.00.

Directions Find the wages for each example below.

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Estimating Annual Wages

Hourly rate Estimated hours

The answer is $29,000.00.

Directions Find the annual wages for each example below.

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Working with Time Cards

Alfredo is a nurse at the hospital. On Sunday he arrived at 6:15 A.M.

(Rename 1 hour to 60 minutes.

5 hours and 5 minutes 2 hours and 55 minutes

7 hours and 60 minutes

Alfredo worked 8 hours.

Directions Compute the total time worked each day. Rename

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Time and a Half

$5.00 ___________________________ _______________________________

$7.00 ___________________________ _______________________________

$8.50 ___________________________ _______________________________

4. $10.50 ___________________________ _______________________________

$8.25 ___________________________ _______________________________

$7.55 ___________________________ _______________________________

$9.00 ___________________________ _______________________________

8. $11.70 ___________________________ _______________________________

$9.60 ___________________________ _______________________________

$5.75 ___________________________ _______________________________

11. $12.22 ___________________________ _______________________________

$8.95 ___________________________ _______________________________

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Sherri, a desktop publisher, earns $14.00 per hour for a

$ 14.00 Hourly Rate

$ 14.00 Hourly Rate

$ 21.00 Overtime Rate

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Compute Earnings that Include Tips

Corinne is a bellhop at a hotel downtown. She earns $5.50 an

Step 1 Find weekly wages

Step 2 Add tips to weekly wages

$ 5.50 Hourly wage

$ 220.00 Weekly wages

Corinnes total income is $450.00.

plus tips. In one week, he earned $200.00 in tips. What was

30 hours and earned $425.00 in tips. If she earns $4.00 per

earns $5.15 per hour for 20 hours a week. If her customers

for 40 hours and earns an average of $225.00 in tips. What

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Weekly Wages for Piecework

Karl paints magnets. He earns $0.50 for each piece that

446 Weekly Production

Directions Find the wages for each example below.

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Drop remaining digits.

Tony may leave a tip of $16.92, $16.90 or $17.00.

_____ _____ _____

_____ _____ _____

_____ _____ _____

11. $312.2242 _____

_____ _____ _____

12. $378.9567 _____

_____ _____ _____

$5.00 _ _____

$7.00 _ _____

$8.50 _ _____

4. $10.50 _ _____

$8.25 _ _____

$7.55 _ _____

$9.00 _ _____

8. $11.70 _ _____

$9.60 _ _____

$5.75 _ _____

11. $12.22 _ _____

$8.95 _ _____

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

___ _ ___

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Answer: 4.5% 0.045 or 0.04 12