Valor total de cheques descontados

Valor mdios dos cheques

Saldo Lquido

42,736.18
1,187.12
41,425.81

Data base

Valor

Bom para

Dias

1/2/2012
1/3/2012
1/1/2012
1/2/2012
1/1/2012
1/3/2012
1/3/2012
1/3/2012
1/3/2012
1/3/2012
1/3/2012
1/22/2012
1/23/2012
1/23/2012
1/25/2012
1/25/2012
1/25/2012
1/24/2012
1/23/2012
1/23/2012
1/23/2012
1/23/2012
1/23/2012
1/25/2012
1/24/2012
1/23/2012
1/25/2012
1/25/2012
1/25/2012
1/25/2012
1/25/2012
1/25/2012
1/25/2012
1/25/2012
1/25/2012
1/25/2012

683.00
2,054.90
676.50
1,282.44
7,300.00
2,054.90
450.00
1,484.38
676.50
2,205.00
450.00
687.00
1,368.00
710.00
1,888.67
520.00
560.00
500.00
1,200.00
550.00
957.00
1,159.09
400.00
1,820.00
1,899.00
920.00
550.00
325.00
687.00
520.00
1,450.00
204.00
628.80
2,180.00
835.00
900.00

05/02/12
08/02/12
10/02/12
12/02/12
20/02/12
22/02/12
15/02/12
15/02/12
27/02/12
02/02/12
15/03/12
05/04/12
25/02/12
25/02/12
28/02/12
28/02/12
29/02/12
04/03/12
02/03/12
10/03/12
10/03/12
10/03/12
09/03/12
20/03/12
25/03/12
24/03/12
10/04/12
05/03/12
05/03/12
12/03/12
12/03/12
12/03/12
06/03/12
07/03/12
14/03/12
08/03/12

34
36
40
41
50
50
43
43
55
30
72
74
33
33
34
34
35
40
39
47
47
47
46
55
61
61
76
40
40
47
47
47
41
42
49
43

Desconto de cheques
Prazo mdio de desconto (dias)
Taxa mdia de Juros
Taxa Mdia de IOF
Mdia taxa de desconto

Juros (R$)

Juros (%)

IOF (R$)

IOF (%)

13.73
43.77
16.01
31.11
216.02
60.80
11.45
37.77
22.02
39.14
19.17
28.88
25.64
13.30
36.48
10.03
11.12
11.35
26.57
14.68
25.54
30.95
10.44
56.87
65.81
31.88
23.73
7.37
15.61
13.87
38.71
5.43
14.64
52.02
23.24
21.98

2.0102%
2.1300%
2.3666%
2.4258%
2.9592%
2.9588%
2.5444%
2.5445%
3.2550%
1.7751%
4.2600%
4.2038%
1.8743%
1.8732%
1.9315%
1.9288%
1.9857%
2.2700%
2.2142%
2.6691%
2.6688%
2.6702%
2.6100%
3.1247%
3.4655%
3.4652%
4.3145%
2.2677%
2.2722%
2.6673%
2.6697%
2.6618%
2.3282%
2.3862%
2.7832%
2.4422%

2.85
8.63
2.86
5.45
31.76
8.93
1.91
6.34
2.97
9.12
2.05
3.16
5.70
2.95
7.89
2.16
2.34
2.11
5.07
2.37
4.12
5.00
1.72
8.01
8.49
4.11
2.53
1.37
2.91
2.24
6.26
0.87
2.67
9.30
3.62
3.40

0.4173%
0.4200%
0.4228%
0.4250%
0.4351%
0.4346%
0.4244%
0.4271%
0.4390%
0.4136%
0.4556%
0.4600%
0.4167%
0.4155%
0.4178%
0.4154%
0.4179%
0.4220%
0.4225%
0.4309%
0.4305%
0.4314%
0.4300%
0.4401%
0.4471%
0.4467%
0.4600%
0.4215%
0.4236%
0.4308%
0.4317%
0.4265%
0.4246%
0.4266%
0.4335%
0.3778%

45.89
2.6383%
0.4282%
3.0665%
Taxa (Juros +
IOF)
2.4275%
2.5500%
2.7894%
2.8508%
3.3942%
3.3934%
2.9689%
2.9716%
3.6940%
2.1887%
4.7156%
4.6638%
2.2909%
2.2887%
2.3493%
2.3442%
2.4036%
2.6920%
2.6367%
3.1000%
3.0993%
3.1016%
3.0400%
3.5648%
3.9126%
3.9120%
4.7745%
2.6892%
2.6958%
3.0981%
3.1014%
3.0882%
2.7529%
2.8128%
3.2168%
2.8200%

Total Juros
Total IOF
Juros + IOF

1,127.13
183.24
1,310.37

Taxa de desconto
Saldo Lquido
(R$)
16.58
666.42
52.40
2,002.50
18.87
657.63
36.56
1,245.88
247.78
7,052.22
69.73
1,985.17
13.36
436.64
44.11
1,440.27
24.99
651.51
48.26
2,156.74
21.22
428.78
32.04
654.96
31.34
1,336.66
16.25
693.75
44.37
1,844.30
12.19
507.81
13.46
546.54
13.46
486.54
31.64
1,168.36
17.05
532.95
29.66
927.34
35.95
1,123.14
12.16
387.84
64.88
1,755.12
74.30
1,824.70
35.99
884.01
26.26
523.74
8.74
316.26
18.52
668.48
16.11
503.89
44.97
1,405.03
6.30
197.70
17.31
611.49
61.32
2,118.68
26.86
808.14
25.38
874.62

Desconto de cheques
32,837.40
Prazo mdio de desconto (dias)
1,059.27
Taxa mdia de Juros
31,748.62
Taxa Mdia de IOF
Mdia taxa de desconto

Valor total de cheques descontados

Valor mdios dos cheques
Saldo Lquido

Data base

Valor

Bom para

Dias

10/02/12
12/02/12
11/02/12
11/02/12
11/02/12
12/02/12
11/02/12
11/02/12
13/02/12
13/02/12
13/02/12
12/02/12
11/02/12
11/02/12
11/02/12
11/02/12
11/02/12
13/02/12
12/02/12
11/02/12
10/02/12
10/02/12
10/02/12
13/02/12
13/02/12
13/02/12
13/02/12
13/02/12
13/02/12
13/02/12
13/02/12

640.90
626.00
790.00
1,549.00
720.72
640.90
591.60
587.00
397.62
1,932.85
550.00
480.00
966.66
850.00
2,755.00
2,324.00
1,500.00
938.00
890.00
425.00
626.00
1,875.00
921.15
626.00
1,075.00
1,300.00
1,560.00
739.00
2,620.00
700.00
640.00

05/04/12
22/04/12
20/04/12
20/04/12
17/03/12
25/03/12
24/03/12
24/03/12
27/03/12
26/03/12
28/03/12
01/04/12
31/03/12
31/03/12
31/03/12
30/03/12
30/03/12
02/04/12
08/04/12
07/04/12
06/04/12
06/04/12
06/04/12
21/03/12
10/04/12
10/04/12
11/04/12
15/03/12
15/03/12
15/03/12
15/03/12

55
70
69
69
35
42
42
42
43
42
44
49
49
49
49
48
48
49
56
56
56
56
56
37
57
57
58
31
31
31
31

Juros (R$)

Juros (%)

IOF (R$)

19.88
24.73
30.77
60.34
14.23
15.19
14.03
13.91
9.64
45.83
13.65
13.27
26.73
23.49
76.21
62.98
40.64
25.94
28.13
13.41
19.78
59.28
29.12
13.07
34.58
41.83
51.08
12.92
45.86
12.24
11.21

3.1019%
3.9505%
3.8949%
3.8954%
1.9744%
2.3701%
2.3715%
2.3697%
2.4244%
2.3711%
2.4818%
2.7646%
2.7652%
2.7635%
2.7662%
2.7100%
2.7093%
2.7655%
3.1607%
3.1553%
3.1597%
3.1616%
3.1613%
2.0879%
3.2167%
3.2177%
3.2744%
1.7483%
1.7504%
1.7486%
1.7516%

3.75
4.00
5.02
9.86
3.69
3.44
3.18
3.15
2.15
10.41
2.99
2.70
5.45
4.80
15.55
13.03
8.41
5.29
5.24
2.50
3.69
11.05
5.42
3.24
6.38
7.72
9.31
3.67
13.05
3.48
3.19

IOF (%)
0.5851%
0.6390%
0.6354%
0.6365%
0.5120%
0.5367%
0.5375%
0.5366%
0.5407%
0.5386%
0.5436%
0.5625%
0.5638%
0.5647%
0.5644%
0.5607%
0.5607%
0.5640%
0.5890%
0.5882%
0.5895%
0.5893%
0.5884%
0.5176%
0.5935%
0.5938%
0.5968%
0.4966%
0.4981%
0.4971%
0.4984%

s
48.61
2.7434%
0.5619%
3.3053%
Taxa (Juros +
IOF)
3.6870%
4.5895%
4.5304%
4.5320%
2.4864%
2.9068%
2.9091%
2.9063%
2.9651%
2.9097%
3.0255%
3.3271%
3.3290%
3.3282%
3.3307%
3.2707%
3.2700%
3.3294%
3.7497%
3.7435%
3.7492%
3.7509%
3.7497%
2.6054%
3.8102%
3.8115%
3.8712%
2.2449%
2.2485%
2.2457%
2.2500%

Total Juros
Total IOF
Juros + IOF

903.97
184.81
1,088.78

Taxa de desconto
Saldo Lquido
(R$)
23.63
617.27
28.73
597.27
35.79
754.21
70.20
1,478.80
17.92
702.80
18.63
622.27
17.21
574.39
17.06
569.94
11.79
385.83
56.24
1,876.61
16.64
533.36
15.97
464.03
32.18
934.48
28.29
821.71
91.76
2,663.24
76.01
2,247.99
49.05
1,450.95
31.23
906.77
33.37
856.63
15.91
409.09
23.47
602.53
70.33
1,804.67
34.54
886.61
16.31
609.69
40.96
1,034.04
49.55
1,250.45
60.39
1,499.61
16.59
722.41
58.91
2,561.09
15.72
684.28
14.40
625.60

Valor total de cheques descontados

Valor mdios dos cheques
Saldo Lquido

22,289.52
928.73
21,653.47

Desconto de cheques
Prazo mdio de desconto (dias)
Taxa mdia de Juros
Taxa Mdia de IOF
Mdia taxa de desconto

Data base

Valor

Bom para

Dias

Juros (R$)

Juros (%)

IOF (R$)

IOF (%)

14/04/12
15/04/12
15/04/12
14/04/12
14/04/12
14/04/12
14/04/12
15/04/12
14/04/12
14/04/12
15/04/12
15/04/12
15/04/12
15/04/12
15/04/12
21/06/11
14/04/12
14/04/12
14/04/12
16/04/12
16/04/12
16/04/12
16/04/12
17/04/12

911.82
438.00
500.00
340.00
600.00
1,468.20
360.00
1,230.00
375.00
1,000.00
315.00
911.82
332.68
750.00
1,550.00
783.00
600.00
420.00
1,238.00
1,256.00
402.00
543.00
1,500.00
4,465.00

01/06/12
03/06/12
03/06/12
02/06/12
01/06/12
08/06/12
08/06/12
10/06/12
15/06/12
15/06/12
20/05/12
20/05/12
20/05/12
20/05/12
20/05/12
21/05/12
25/05/12
25/05/12
25/05/12
28/05/12
29/05/12
30/05/12
05/06/12
24/05/12

48
49
49
49
48
55
55
56
62
62
35
35
35
35
35
335
41
41
41
42
43
44
50
37

24.22
11.87
13.55
9.21
15.92
44.71
10.95
38.13
12.85
34.31
6.09
17.66
6.44
14.52
30.03
15.16
13.61
9.53
28.10
29.22
9.56
13.22
41.51
90.25

2.6562%
2.7100%
2.7100%
2.7088%
2.6533%
3.0452%
3.0417%
3.1000%
3.4267%
3.4310%
1.9333%
1.9368%
1.9358%
1.9360%
1.9374%
1.9361%
2.2683%
2.2690%
2.2698%
2.3264%
2.3781%
2.4346%
2.7673%
2.0213%

3.95
1.89
2.16
1.47
2.59
6.47
1.58
5.43
1.67
4.48
1.31
3.81
1.38
3.14
6.49
3.27
2.54
1.78
5.26
5.36
1.72
2.32
6.53
18.83

0.4332%
0.4315%
0.4320%
0.4324%
0.4317%
0.4407%
0.4389%
0.4415%
0.4453%
0.4480%
0.4159%
0.4178%
0.4148%
0.4187%
0.4187%
0.4176%
0.4233%
0.4238%
0.4249%
0.4268%
0.4279%
0.4273%
0.4353%
0.4217%

57.58
2.4931%
0.4287%
2.9218%
Taxa (Juros +
IOF)
3.0894%
3.1416%
3.1420%
3.1412%
3.0850%
3.4859%
3.4806%
3.5415%
3.8720%
3.8790%
2.3492%
2.3546%
2.3506%
2.3547%
2.3561%
2.3538%
2.6917%
2.6929%
2.6947%
2.7532%
2.8060%
2.8619%
3.2027%
2.4430%

Total Juros
Total IOF
Juros + IOF

540.62
95.43
636.05

Taxa de desconto
Saldo Lquido
(R$)
28.17
883.65
13.76
424.24
15.71
484.29
10.68
329.32
18.51
581.49
51.18
1,417.02
12.53
347.47
43.56
1,186.44
14.52
360.48
38.79
961.21
7.40
307.60
21.47
890.35
7.82
324.86
17.66
732.34
36.52
1,513.48
18.43
764.57
16.15
583.85
11.31
408.69
33.36
1,204.64
34.58
1,221.42
11.28
390.72
15.54
527.46
48.04
1,451.96
109.08
4,355.92

Valor total de cheques descontados

Valor mdios dos cheques
Saldo Lquido

32,671.51
1,420.50
31,709.12

Data base

Valor

Bom para

Dias

12/06/12
12/06/12
11/06/12
11/06/12
13/06/12
12/06/12
12/06/12
12/06/12
11/06/12
11/06/12
11/06/12
13/06/12
12/06/12
11/06/12
11/06/12
12/06/12
11/06/12
11/06/12
13/06/12
13/06/12
13/06/12
13/06/12
13/06/12

520.00
705.00
2,343.00
480.25
3,210.00
820.00
700.00
1,343.18
680.00
2,337.00
1,222.00
1,222.80
857.28
2,846.00
2,500.00
2,340.00
1,222.00
850.00
1,067.00
1,100.00
1,290.00
556.00
2,460.00

05/08/12
05/08/12
03/08/12
28/07/12
06/08/12
12/08/12
12/08/12
12/08/12
11/08/12
11/08/12
10/08/12
20/08/12
15/07/12
14/07/12
14/07/12
22/07/12
20/07/12
20/07/12
24/07/12
30/07/12
31/07/12
09/08/12
15/08/12

54
54
53
47
54
61
61
61
61
61
60
68
33
33
33
40
39
39
41
47
48
57
63

Desconto de cheques
Prazo mdio de desconto (dias)
Taxa mdia de Juros
Taxa Mdia de IOF
Mdia taxa de desconto

Juros (R$)

Juros (%)

IOF (R$)

IOF (%)

12.83
17.39
56.79
10.32
79.27
22.27
19.52
65.36
18.96
65.19
33.52
38.03
12.93
42.95
37.73
42.80
21.79
15.16
20.00
23.64
28.32
14.48
70.88

2.4673%
2.4667%
2.4238%
2.1489%
2.4695%
2.7159%
2.7886%
4.8661%
2.7882%
2.7895%
2.7430%
3.1101%
1.5083%
1.5091%
1.5092%
1.8291%
1.7831%
1.7835%
1.8744%
2.1491%
2.1953%
2.6043%
2.8813%

3.04
4.13
13.64
2.68
18.82
5.01
4.28
14.34
4.16
14.31
7.43
7.80
4.34
14.44
12.68
12.48
6.47
4.50
5.73
6.16
7.27
3.31
15.24

0.5846%
0.5858%
0.5822%
0.5580%
0.5863%
0.6110%
0.6114%
1.0676%
0.6118%
0.6123%
0.6080%
0.6379%
0.5063%
0.5074%
0.5072%
0.5333%
0.5295%
0.5294%
0.5370%
0.5600%
0.5636%
0.5953%
0.6195%

50.78
2.4089%
0.5933%
3.0022%
Taxa (Juros +
IOF)
3.0519%
3.0525%
3.0060%
2.7069%
3.0558%
3.3268%
3.4000%
5.9337%
3.4000%
3.4018%
3.3511%
3.7480%
2.0145%
2.0165%
2.0164%
2.3624%
2.3126%
2.3129%
2.4114%
2.7091%
2.7589%
3.1996%
3.5008%

Total Juros
Total IOF
Juros + IOF

770.13
192.26
962.39

Taxa de desconto
Saldo Lquido
(R$)
15.87
504.13
21.52
683.48
70.43
2,272.57
13.00
467.25
98.09
3,111.91
27.28
792.72
23.80
676.20
79.70
1,263.48
23.12
656.88
79.50
2,257.50
40.95
1,181.05
45.83
1,176.97
17.27
840.01
57.39
2,788.61
50.41
2,449.59
55.28
2,284.72
28.26
1,193.74
19.66
830.34
25.73
1,041.27
29.80
1,070.20
35.59
1,254.41
17.79
538.21
86.12
2,373.88

Valor total de cheques descontados

Valor mdios dos cheques
Saldo Lquido

39,083.87
868.53
38,147.26

Data base

Valor

Bom para

Dias

10/09/12
07/09/12
07/09/12
07/09/12
09/09/12
10/09/12
10/09/12
10/09/12
08/09/12
08/09/12
10/09/12
10/09/12
10/09/12
10/09/12
10/09/12
10/09/12
10/09/12
10/09/12
10/09/12
08/09/12
08/09/12
08/09/12
08/09/12
09/09/12
10/09/12
10/09/12
10/09/12
10/09/12
10/09/12
07/09/12
07/09/12
08/09/12
09/09/12
10/09/12
10/09/12
10/09/12
08/09/12
08/09/12

450.31
1,200.00
1,806.29
1,160.00
3,601.59
1,005.00
700.00
1,185.41
255.00
1,169.00
2,617.00
400.00
216.30
1,100.00
307.50
580.00
350.00
370.00
1,000.00
610.00
324.00
328.80
943.00
418.33
1,966.83
1,250.00
200.00
1,185.41
1,005.00
220.00
1,680.00
491.00
255.00
2,642.60
800.00
500.00
309.33
200.00

10/10/12
12/10/12
12/10/12
12/10/12
14/10/12
15/10/12
16/10/12
18/10/12
19/10/12
20/10/12
23/10/12
23/10/12
23/10/12
23/10/12
23/10/12
23/10/12
24/10/12
24/10/12
25/10/12
26/10/12
27/10/12
27/10/12
27/10/12
28/10/12
29/10/12
29/10/12
30/10/12
30/10/12
31/10/12
01/11/12
02/11/12
03/11/12
04/11/12
05/11/12
05/11/12
06/11/12
10/11/12
10/11/12

30
35
35
35
35
35
36
38
41
42
43
43
43
43
43
43
44
44
45
48
49
49
49
49
49
49
50
50
51
55
56
56
56
56
56
57
63
63

Desconto de cheques
Prazo mdio de desconto (dias)
Taxa mdia de Juros
Taxa Mdia de IOF
Mdia taxa de desconto

Juros (R$)

Juros (%)

IOF (R$)

IOF (%)

5.13
15.97
24.05
15.44
47.97
13.39
9.58
17.14
3.97
18.68
42.82
6.54
3.53
17.99
5.02
9.48
5.85
6.19
17.12
11.14
6.03
6.12
17.57
7.79
36.37
23.30
3.79
22.55
19.51
4.59
35.78
10.46
5.42
56.30
17.03
10.83
7.40
4.77

1.1392%
1.3308%
1.3315%
1.3310%
1.3319%
1.3323%
1.3686%
1.4459%
1.5569%
1.5979%
1.6362%
1.6350%
1.6320%
1.6355%
1.6325%
1.6345%
1.6714%
1.6730%
1.7120%
1.8262%
1.8611%
1.8613%
1.8632%
1.8622%
1.8492%
1.8640%
1.8950%
1.9023%
1.9413%
2.0864%
2.1298%
2.1303%
2.1255%
2.1305%
2.1288%
2.1660%
2.3923%
2.3850%

2.23
6.18
9.32
5.98
18.59
5.19
3.63
6.25
1.37
6.35
14.31
2.18
1.17
6.01
1.67
3.16
1.92
2.03
5.54
3.44
1.83
1.86
5.36
2.38
11.20
7.12
1.14
6.79
5.80
1.29
10.01
2.92
1.51
15.75
4.76
2.99
1.91
1.24

0.4952%
0.5150%
0.5160%
0.5155%
0.5162%
0.5164%
0.5186%
0.5272%
0.5373%
0.5432%
0.5468%
0.5450%
0.5409%
0.5464%
0.5431%
0.5448%
0.5486%
0.5486%
0.5540%
0.5639%
0.5648%
0.5657%
0.5684%
0.5689%
0.5694%
0.5696%
0.5700%
0.5728%
0.5771%
0.5864%
0.5958%
0.5947%
0.5922%
0.5960%
0.5950%
0.5980%
0.6175%
0.6200%

50.78
1.9295%
0.5744%
2.5039%
Taxa (Juros +
IOF)
1.6344%
1.8458%
1.8474%
1.8466%
1.8481%
1.8488%
1.8871%
1.9732%
2.0941%
2.1411%
2.1830%
2.1800%
2.1729%
2.1818%
2.1756%
2.1793%
2.2200%
2.2216%
2.2660%
2.3902%
2.4259%
2.4270%
2.4316%
2.4311%
2.4186%
2.4336%
2.4650%
2.4751%
2.5184%
2.6727%
2.7256%
2.7251%
2.7176%
2.7265%
2.7238%
2.7640%
3.0097%
3.0050%

08/09/12
07/09/12
08/09/12
08/09/12
10/09/12
10/09/12
10/09/12

411.84
354.00
1,107.00
370.00
430.00
418.33
1,190.00

10/11/12
15/11/12
23/11/12
24/11/12
27/11/12
28/11/12
28/11/12

63
69
76
77
78
79
79

9.85
9.27
32.00
10.83
12.75
12.56
35.76

2.3917%
2.6186%
2.8907%
2.9270%
2.9651%
3.0024%
3.0050%

2.55
2.27
7.42
2.49
2.91
2.85
8.11

0.6192%
0.6412%
0.6703%
0.6730%
0.6767%
0.6813%
0.6815%

3.0109%
3.2599%
3.5610%
3.6000%
3.6419%
3.6837%
3.6866%

Total Juros
Total IOF
Juros + IOF

715.63
220.98
936.61

Taxa de desconto
Saldo Lquido
(R$)
7.36
442.95
22.15
1,177.85
33.37
1,772.92
21.42
1,138.58
66.56
3,535.03
18.58
986.42
13.21
686.79
23.39
1,162.02
5.34
249.66
25.03
1,143.97
57.13
2,559.87
8.72
391.28
4.70
211.60
24.00
1,076.00
6.69
300.81
12.64
567.36
7.77
342.23
8.22
361.78
22.66
977.34
14.58
595.42
7.86
316.14
7.98
320.82
22.93
920.07
10.17
408.16
47.57
1,919.26
30.42
1,219.58
4.93
195.07
29.34
1,156.07
25.31
979.69
5.88
214.12
45.79
1,634.21
13.38
477.62
6.93
248.07
72.05
2,570.55
21.79
778.21
13.82
486.18
9.31
300.02
6.01
193.99

12.40
11.54
39.42
13.32
15.66
15.41
43.87

399.44
342.46
1,067.58
356.68
414.34
402.92
1,146.13

Valor total de cheques descontados

Valor mdios dos cheques
Saldo Lquido

51,651.52
1,098.97
50,473.43

Data base

Valor

Bom para

Dias

08/10/01
08/10/12
06/10/12
08/10/12
08/10/12
08/10/12
07/10/12
06/10/12
06/10/12
08/10/12
08/10/12
08/10/12
08/10/12
05/10/12
05/10/12
05/10/12
07/10/12
07/10/12
07/10/12
06/10/12
08/10/12
08/10/12
08/10/12
08/10/12
08/10/12
07/10/12
06/10/12
06/10/12
06/10/12
08/10/12
08/10/12
08/10/12
08/10/12
08/10/12
08/10/12
08/10/12
07/10/12
06/10/12

222.75
660.00
800.00
1,500.00
1,500.00
500.00
1,330.00
520.00
335.00
326.66
660.00
2,691.00
2,051.00
256.00
500.00
815.00
1,431.00
435.00
1,159.36
600.00
500.00
500.00
684.60
1,745.23
3,058.06
222.75
320.00
1,880.00
1,050.00
2,051.00
2,995.00
1,115.00
2,692.75
1,539.00
1,016.00
350.00
1,500.00
938.00

19/12/01
13/12/12
05/01/13
17/12/12
02/01/13
20/12/12
11/11/12
10/11/12
10/11/12
13/11/12
13/11/12
13/11/12
13/11/12
15/11/12
15/11/12
15/11/12
18/11/12
18/11/12
18/11/12
17/11/12
20/11/12
20/11/12
20/11/12
20/11/12
22/11/12
25/11/12
24/11/12
23/11/12
23/11/12
27/11/12
27/11/12
26/11/12
26/11/12
26/11/12
28/11/12
29/11/12
02/12/12
30/11/12

72
66
91
70
86
73
35
35
35
36
36
36
36
41
41
41
42
42
42
42
43
43
43
43
45
49
49
48
48
50
50
49
49
49
51
52
56
55

Desconto de cheques
Prazo mdio de desconto (dias)
Taxa mdia de Juros
Taxa Mdia de IOF
Mdia taxa de desconto

Juros (R$)

Juros (%)

IOF (R$)

IOF (%)

5.77
15.71
26.27
37.89
46.55
13.17
16.80
6.56
4.23
4.24
8.57
34.56
26.24
3.78
7.39
12.05
21.69
6.59
17.56
9.09
7.76
7.76
10.61
27.07
49.66
3.93
5.65
32.56
18.18
37.00
5.32
19.71
47.62
27.21
18.69
6.56
30.31
18.60

2.5903%
2.3803%
3.2838%
2.5260%
3.1033%
2.6340%
1.2632%
1.2615%
1.2627%
1.2980%
1.2985%
1.2843%
1.2794%
1.4766%
1.4780%
1.4785%
1.5157%
1.5149%
1.5146%
1.5150%
1.5520%
1.5520%
1.5498%
1.5511%
1.6239%
1.7643%
1.7656%
1.7319%
1.7314%
1.8040%
0.1776%
1.7677%
1.7685%
1.7680%
1.8396%
1.8743%
2.0207%
1.9829%

1.46
4.18
5.82
9.74
10.64
3.29
6.87
2.68
1.72
1.69
3.43
14.01
10.67
1.37
2.69
4.39
7.77
2.35
6.29
3.25
2.73
2.73
3.74
9.54
16.98
1.26
1.82
10.65
5.95
11.77
1.69
6.36
15.36
8.77
5.86
2.03
8.95
5.56

0.6554%
0.6333%
0.7275%
0.6493%
0.7093%
0.6580%
0.5165%
0.5154%
0.5134%
0.5174%
0.5197%
0.5206%
0.5202%
0.5352%
0.5380%
0.5387%
0.5430%
0.5402%
0.5425%
0.5417%
0.5460%
0.5460%
0.5463%
0.5466%
0.5553%
0.5657%
0.5688%
0.5665%
0.5667%
0.5739%
0.0564%
0.5704%
0.5704%
0.5699%
0.5768%
0.5800%
0.5967%
0.5928%

08/10/12
08/10/12
08/10/12
08/10/12
08/10/12
08/10/12
08/10/12
08/10/12
08/10/12

1,159.36
270.00
510.00
1,330.00
800.00
1,835.00
640.00
1,327.00
1,330.00

03/12/12
03/12/12
03/12/12
04/12/12
05/12/12
05/12/12
10/12/12
10/12/12
11/12/12

56
56
56
57
58
58
63
63
64

23.42
5.44
10.30
27.36
16.74
38.41
14.55
30.16
30.72

2.0201%
2.0148%
2.0196%
2.0571%
2.0925%
2.0932%
2.2734%
2.2728%
2.3098%

6.91
1.60
3.03
7.99
4.83
11.09
3.98
8.26
8.33

0.5960%
0.5926%
0.5941%
0.6008%
0.6038%
0.6044%
0.6219%
0.6225%
0.6263%

51.09
1.8072%
0.5658%
2.3730%

Total Juros
Total IOF
Juros + IOF

896.01
282.08
1,178.09

Taxa (Juros + Taxa de desconto

Saldo Lquido
IOF)
(R$)
3.2458%
7.23
215.52
3.0136%
19.89
640.11
4.0113%
32.09
767.91
3.1753%
47.63
1,452.37
3.8127%
57.19
1,442.81
3.2920%
16.46
483.54
1.7797%
23.67
1,306.33
1.7769%
9.24
510.76
1.7761%
5.95
329.05
1.8153%
5.93
320.73
1.8182%
12.00
648.00
1.8049%
48.57
2,642.43
1.7996%
36.91
2,014.09
2.0117%
5.15
250.85
2.0160%
10.08
489.92
2.0172%
16.44
798.56
2.0587%
29.46
1,401.54
2.0552%
8.94
426.06
2.0572%
23.85
1,135.51
2.0567%
12.34
587.66
2.0980%
10.49
489.51
2.0980%
10.49
489.51
2.0961%
14.35
670.25
2.0977%
36.61
1,708.62
2.1792%
66.64
2,991.42
2.3300%
5.19
217.56
2.3344%
7.47
312.53
2.2984%
43.21
1,836.79
2.2981%
24.13
1,025.87
2.3779%
48.77
2,002.23
0.2341%
7.01
2,987.99
2.3381%
26.07
1,088.93
2.3389%
62.98
2,629.77
2.3379%
35.98
1,503.02
2.4163%
24.55
991.45
2.4543%
8.59
341.41
2.6173%
39.26
1,460.74
2.5757%
24.16
913.84

2.6161%
2.6074%
2.6137%
2.6579%
2.6963%
2.6975%
2.8953%
2.8953%
2.9361%

30.33
7.04
13.33
35.35
21.57
49.50
18.53
38.42
39.05

1,129.03
262.96
496.67
1,294.65
778.43
1,785.50
621.47
1,288.58
1,290.95

Valor total de cheques descontados

Valor mdios dos cheques
Saldo Lquido

30,373.79
723.19
29,547.10

Data base

Valor

Bom para

Dias

29/11/12
29/11/12
29/11/12
29/11/12
29/11/12
27/11/12
29/11/12
29/11/12
27/11/12
26/11/12
27/11/12
29/11/12
29/11/12
27/11/12
26/11/12
#VALUE!
27/11/12
29/11/12
28/11/12
27/11/12
29/11/12
27/11/12
29/11/12
27/11/12
28/11/12
29/11/12
25/11/12
29/11/12
29/11/12
29/11/12
27/11/12
25/11/12
29/11/12
29/11/12
28/11/12
28/11/12
29/11/12
27/11/12

302.00
335.00
363.00
272.00
647.00
216.33
421.00
820.00
845.00
839.00
480.00
700.00
1,330.00
1,330.00
1,410.00
403.66
1,500.00
462.00
350.00
1,051.00
574.24
350.00
390.00
380.00
420.00
1,297.30
1,284.80
683.60
963.60
937.50
445.50
1,891.94
300.00
514.00
1,230.00
240.00
630.00
650.00

24/01/13
05/02/13
15/01/13
10/01/13
22/01/13
25/01/13
15/01/13
10/01/13
05/01/13
10/02/13
05/01/13
21/01/13
15/01/13
15/02/13
10/02/13
233/1/13
02/02/13
10/01/13
20/01/13
04/01/13
28/01/13
01/02/13
22/01/13
01/02/13
20/01/13
29/01/13
08/02/13
10/01/13
07/01/13
10/01/13
12/01/13
08/02/13
14/02/13
28/01/13
20/01/13
20/01/13
17/01/13
25/01/13

56
68
47
42
54
59
47
42
39
76
39
53
47
80
76
55
67
42
53
38
60
66
54
66
53
61
75
42
39
42
46
75
77
60
53
53
49
59

Desconto de cheques
Prazo mdio de desconto (dias)
Taxa mdia de Juros
Taxa Mdia de IOF
Mdia taxa de desconto

Juros (R$)

Juros (%)

IOF (R$)

IOF (%)

6.28
8.44
6.33
4.23
18.98
4.73
7.34
12.78
12.23
23.67
6.95
13.78
23.21
39.51
39.79
8.23
37.32
7.20
6.89
14.83
12.79
8.58
7.81
9.30
8.26
29.38
35.78
10.65
13.95
14.62
7.60
52.69
8.57
11.44
24.21
4.71
11.46
14.24

2.0795%
2.5194%
1.7438%
1.5551%
2.9335%
2.1865%
1.7435%
1.5585%
1.4473%
2.8212%
1.4479%
1.9686%
1.7451%
2.9707%
2.8220%
2.0388%
2.4880%
1.5584%
1.9686%
1.4110%
2.2273%
2.4514%
2.0026%
2.4474%
1.9667%
2.2647%
2.7849%
1.5579%
1.4477%
1.5595%
1.7059%
2.7850%
2.8567%
2.2257%
1.9683%
1.9625%
1.8190%
2.1908%

1.79
2.15
2.03
1.47
5.57
1.31
2.36
4.45
4.49
5.63
2.54
4.09
7.47
9.13
9.46
2.39
9.56
2.50
2.04
5.54
3.51
2.21
2.29
2.40
2.45
7.98
8.58
3.70
5.11
5.08
2.48
12.63
2.02
3.13
7.20
1.40
3.59
3.94

0.5927%
0.6418%
0.5592%
0.5404%
0.8609%
0.6056%
0.5606%
0.5427%
0.5314%
0.6710%
0.5292%
0.5843%
0.5617%
0.6865%
0.6709%
0.5921%
0.6373%
0.5411%
0.5829%
0.5271%
0.6112%
0.6314%
0.5872%
0.6316%
0.5833%
0.6151%
0.6678%
0.5413%
0.5303%
0.5419%
0.5567%
0.6676%
0.6733%
0.6089%
0.5854%
0.5833%
0.5698%
0.6062%

29/11/12
27/11/12
29/11/12
25/11/12

889.00
960.00
632.66
632.66

10/01/13
05/01/13
08/01/13
08/02/13

42
39
40
75

13.86
13.90
9.38
17.60

1.5591%
1.4479%
1.4826%
2.7819%

4.82
5.10
3.38
4.22

0.5422%
0.5313%
0.5343%
0.6670%

54.90
2.0596%
0.5973%
2.6569%

Total Juros
Total IOF
Juros + IOF

643.50
183.19
826.69

Taxa (Juros + Taxa de desconto

Saldo Lquido
IOF)
(R$)
2.6722%
8.07
293.93
3.1612%
10.59
324.41
2.3030%
8.36
354.64
2.0956%
5.70
266.30
3.7944%
24.55
622.45
2.7920%
6.04
210.29
2.3040%
9.70
411.30
2.1012%
17.23
802.77
1.9787%
16.72
828.28
3.4923%
29.30
809.70
1.9771%
9.49
470.51
2.5529%
17.87
682.13
2.3068%
30.68
1,299.32
3.6571%
48.64
1,281.36
3.4929%
49.25
1,360.75
2.6309%
10.62
393.04
3.1253%
46.88
1,453.12
2.0996%
9.70
452.30
2.5514%
8.93
341.07
1.9382%
20.37
1,030.63
2.8385%
16.30
557.94
3.0829%
10.79
339.21
2.5897%
10.10
379.90
3.0789%
11.70
368.30
2.5500%
10.71
409.29
2.8798%
37.36
1,259.94
3.4527%
44.36
1,240.44
2.0992%
14.35
669.25
1.9780%
19.06
944.54
2.1013%
19.70
917.80
2.2626%
10.08
435.42
3.4525%
65.32
1,826.62
3.5300%
10.59
289.41
2.8346%
14.57
499.43
2.5537%
31.41
1,198.59
2.5458%
6.11
233.89
2.3889%
15.05
614.95
2.7969%
18.18
631.82

2.1012%
1.9792%
2.0169%
3.4489%

18.68
19.00
12.76
21.82

870.32
941.00
619.90
610.84

Resumo de desconto de cheques 2012

Ms
Valor Cheques
Mdia de dias
Taxa de Juros (%)
Taxa IOF (%)
Juros + IOF
Valor Juros
Valor IOF
Valor Juros + IOF
Saldo Lquido

Janeiro
Fevereiro Abril
Julho
Setembro Outubro
Novembro
42,736.18 32,837.40 22,289.52 32,671.51 39,083.87 51,651.52 30,373.79
45.89
48.61
57.58
50.78
50.78
51.09
54.90
2.6383%
2.7434%
2.4931%
2.4089%
1.9295%
1.8072%
2.0596%
0.4282%
0.5619%
0.4287%
0.5933%
0.5744%
0.5658%
0.5973%
3.0665%
3.3053%
2.9218%
3.0022%
2.5039%
2.3730%
2.6569%
1,127.13
903.97
540.62
770.13
715.63
896.01
643.50
183.24
184.81
95.43
192.26
220.98
282.08
183.19
1,310.37
1,088.78
636.05
962.39
936.61
1,178.09
826.69
41,425.81 31,748.62 21,653.47 31,709.12 38,147.26 50,473.43 29,547.10

60,000.00

50,000.00

Axis Title

40,000.00

30,000.00

20,000.00

10,000.00

1.00

2.00

3.00

4.00
Axis Title

Total
251,643.79
51.38
2.2971%
0.5357%
2.8328%
5,596.99
1,341.99
6,938.98
244,704.81

Series1
Series3
Series2

5.00

6.00

7.00