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Data

Capital
Tasa
Plazo

A
277,778
24.00%
60

Factores Plan Variable


0.028767966
Perodo

Saldo Inicial
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

277,778
275,342
272,858
270,324
267,739
265,103
262,414
259,671
256,873
254,020
251,109
248,140
245,112
242,023
238,872
235,659
232,381
229,037
225,627
222,148
218,600
214,981
211,290
207,524
203,684
199,766
195,771
191,695
187,538
183,297
178,972
174,561
170,061
165,471
160,789
156,014
151,143
146,175
141,107

Cuota
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09

Inters
5,555.55
5,506.84
5,457.15
5,406.48
5,354.78
5,302.06
5,248.28
5,193.42
5,137.47
5,080.39
5,022.18
4,962.80
4,902.24
4,840.46
4,777.45
4,713.17
4,647.61
4,580.74
4,512.54
4,442.97
4,372.00
4,299.62
4,225.79
4,150.49
4,073.67
3,995.33
3,915.41
3,833.90
3,750.75
3,665.95
3,579.44
3,491.21
3,401.21
3,309.42
3,215.78
3,120.28
3,022.86
2,923.49
2,822.14

Amortizacin
$2,435.54
$2,484.25
$2,533.94
$2,584.62
$2,636.31
$2,689.04
$2,742.82
$2,797.67
$2,853.63
$2,910.70
$2,968.91
$3,028.29
$3,088.86
$3,150.64
$3,213.65
$3,277.92
$3,343.48
$3,410.35
$3,478.56
$3,548.13
$3,619.09
$3,691.47
$3,765.30
$3,840.61
$3,917.42
$3,995.77
$4,075.68
$4,157.20
$4,240.34
$4,325.15
$4,411.65
$4,499.88
$4,589.88
$4,681.68
$4,775.31
$4,870.82
$4,968.23
$5,067.60
$5,168.95

40
41
42
43
44
45
46
47
48

Totales

135,938
130,666
125,288
119,803
114,208
108,501
102,680
96,742
90,686

$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09
$7,991.09

$383,572.49

2,718.76
2,613.32
2,505.76
2,396.05
2,284.15
2,170.01
2,053.59
1,934.84
1,813.72

$190,303.54

$5,272.33
$5,377.78
$5,485.33
$5,595.04
$5,706.94
$5,821.08
$5,937.50
$6,056.25
$6,177.38

$193,268.96

Saldo Deudor
275,341.96
272,857.70
270,323.76
267,739.14
265,102.83
262,413.80
259,670.98
256,873.30
254,019.68
251,108.98
248,140.06
245,111.77
242,022.91
238,872.28
235,658.63
232,380.71
229,037.23
225,626.88
222,148.32
218,600.20
214,981.11
211,289.63
207,524.33
203,683.73
199,766.31
195,770.54
191,694.86
187,537.66
183,297.32
178,972.17
174,560.52
170,060.64
165,470.76
160,789.08
156,013.77
151,142.95
146,174.72
141,107.12
135,938.17

130,665.83
125,288.06
119,802.73
114,207.69
108,500.75
102,679.67
96,742.17
90,685.92
84,508.54

Valor Vehculo
*Accesorios
Precio de venta Total
% Inicial

555,555.00
0.00
555,555.00
50%

Ingreso Mensual

* Inicial
Monto a Financiar

277,777.50
277,777.50

50%

Plan Variable

25,000.00

* Relacin Cuota / Ingreso

31.96%

7,500.00 Capacidad de pago mxima

Tasa

Plazo

Cuota

Factor

24.00%

60

7,991.09

0.028767966

Tips de anlisis importantes:


* Relacin cuota ingreso no mayor al 30%
* Inicial mnima 20% (Provincial) 25%(Bancaribe) 20% (Banesco)
* Accesorios: No mayor al 20% del precio del vehculo

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