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Date: January 25, 2013 BDO Credit Card Re: Account Number 4921-0109-0004-5599 To Whom It May Concern: I am disputing

a charge on my bill dated November 24, 2012, December 24, 2012, and January 24, 2013. The charge is in the total amount of 10,348.80. The amount is in error because: The contract that I was paying for should only be up to October 19, 2012 which is the end of the one year contract that started on October 20,2011. Please remove this charge from my account. Thank you in advance for your prompt attention to this matter. Yours truly, ________________ Arvin C. Salonga

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