Home Loan

Loan Amount
Term (Years)
Payments/year
Rate of Interest
EMI

Personal Loan
Loan Amount
Term (Years)
Payments/year
Rate of Interest
EMI

62.5

Registration Total
5,000,000.00
6250000 9110000
20
12
12.00%
55,054.31
Total
EMI

7,860,000.00
121,601.50

2,860,000.00
5
12
14.00%
66,547.20

50
30

Axis Bank
site
Home

House
Property Reg
90
90
90

75
80

13%
11%

Reg Charge Comision %age

Housing Loan Others
50
3.25
1.35
80%
72
22.6
25
1.625
1.35
75%
67.5
25.475
25
1.625
1.35
70%
63
29.975

Plot
90
90
90
50

25
25
25

7000 10500000

1.625
1.625
1.625

1.35
1.35
1.35

70%
65%
60%

63
58.5
54

29.975
34.475
38.975

Home Loan
Loan Amount
Processing (10,000)
Registration
Total
Term (Years)
Payments/year
Rate of Interest
EMI
Self Arrangement

4,800,000.00

Registration
Commision +
Amt
Movables
Other
Plot Value
Total+Reg
6000000.00
0.00
200000.00
9110000.00
9910000.00

0.00
4,800,000.00
25
12
10.40%
44,978.33
2300000.00

Personal Loan (SBI Home Equity)

Loan Amount
2,810,000.00
Processing charge(2%)
56,200.00
Total Loan
2,866,200.00
Term (Years)
7
Payments/year
12
Rate of Interest
15.25%
EMI
55,711.14

Total Loan
EMI

7,610,000.00
100,689.48

Annual EMI

1208273.742

Self Arrangements
Self
Gold + Silver
PF

1000000
500000.00
800000

Home Loan
Loan Amount
Processing (10,000)
Registration
Total
Term (Years)
Payments/year
Rate of Interest
EMI
Self Arrangement

4,500,000.00

Registration
Commision +
Amt
Movables
Other
Plot Value
Total+Reg
6000000.00
0.00
200000.00
9110000.00
9910000.00

0.00
4,500,000.00
15
12
10.40%
49,464.34
3000000.00

Personal Loan (SBI Home Equity)

Loan Amount
2,410,000.00
Processing charge(2%)
48,200.00
Total Loan
2,458,200.00
Term (Years)
8
Payments/year
12
Rate of Interest
15.25%
EMI
44,469.75

Total Loan
EMI

6,910,000.00
93,934.08

Annual EMI

1127209.017

Self Arrangements
Self
Gold + Silver
PF
Additional

1000000.00
500000.00
1500000.00
0

Home Loan
Loan Amount
Processing (10,000)
Registration
Total
Term (Years)
Payments/year
Rate of Interest
EMI

7,193,501.00
0.00
7,193,501.00
20
12
10.75%
73,030.50

Self Arrangement

2500000.00

Personal Loan
Loan Amount
Processing charge(2%)
Total Loan
Term (Years)
Payments/year
Rate of Interest
EMI

216,499.00
4,329.98
220,828.98
5
12
15.25%
5,282.53

Second alternative

Registration
Commision +
Amt
Movables
Other
Plot Value
Total+Reg
6000000.00
0.00
200000.00
9110000.00
9910000.00

Total Loan
EMI

7,410,000.00
78,313.03

Annual EMI

939756.4117

Self Arrangements
Self
Gold + Silver
PF
Additional

1000000
1500000
0

Home Loan
Loan Amount
Processing (10,000)
Registration
Total
Term (Years)
Payments/year
Rate of Interest
EMI
Self Arrangement
Personal Loan
Loan Amount
Processing charge(2%)
Total Loan
Term (Years)
Payments/year
Rate of Interest
EMI

Second alternative

6,832,500.00

Registration
Commision +
Amt
Movables
Other
Plot Value
Total+Reg
6000000.00
0.00
200000.00
9110000.00
9910000.00

0.00
6,832,500.00
15
12
11.00%
77,657.99
3000000.00

77,500.00
1,550.00
79,050.00
5
12
15.25%
1,890.98

Total Loan
EMI

6,910,000.00
79,548.97

Annual EMI

954587.6283

Self Arrangements
Self
Gold + Silver
PF
Additional

1000000
500000.00
1500000
0

19.4

1.194

900
1074.6
1283.072
1531.988
1829.194
2184.058
2607.765

1074.6
1283.072
1531.988
1829.194
2184.058
2607.765
3113.672