CLIMBS LOAN PROTECTION PLAN - PREMIUMS FORM

Cooperative :

Date Remitted :

Address :

Period Covered :

CUSTOMER
ACCOUNT
NUMBER

NO.

NAME

LOAN
BIRTHDAY

AGE

SEX

CIVIL
STATUS

INSURANCE
TERM

EFFECTIVE
DATE

EXPIRY DATE

04-Jul-2013

04-Jan-2014

6.00

25,000.00 05-Jul-2013

05-Jan-2014

6.00

GROSS AMOUNT

(months)

COVERED
AMOUNT

AD&D Rider

LPP RATE

HDF-1
answers

APPLICATION
STATUS

STATUS

(Y/N)

15,000.00

nnn

covered

OK

0.75

0.10

76.50

MARY HAYDEN PATALINGHUG - WIFE

25,000.00

nnn

covered

OK

0.75

0.10

127.50

MIGUEL NUEVA MANCHA- HUSBAND

regular

rider

GROSS
PREMIUM

BENEFICIARY / RELATIONSHIP

1140056

PATALINGHUG, TOMMY M.

19-Aug-1988

24

1140057

MANCHA, LUZ P.

30-Jan-1950

63

1140060

ABAS, FATIMA L.

10-Jan-1969

44

11,000.00

06-Jul-2013

06-Jan-2014

6.00

11,000.00

nnn

covered

OK

0.75

0.10

56.10

ZAMORA T. ABAS- HUSBAND

1140061

DAZO, MA. ELIZABETH C.

19-Oct-1968

44

10,000.00

06-Jul-2013

06-Jan-2014

6.00

10,000.00

nnn

covered

OK

0.75

0.10

51.00

RICHARD F. DAZO - HUSBAND

1140062

LITON, MYRA L.

20-Nov-1985

27

12,000.00

06-Jul-2013

06-Jan-2014

6.00

12,000.00

nnn

covered

OK

0.75

0.10

61.20

MUSTAFA G. LITON - HUSBAND

1140063

GARANGANAO, DENNIS B.

11-Oct-1982

30

Single

5,000.00

08-Jul-2013

08-Jan-2014

6.00

5,000.00

nnn

covered

OK

0.75

0.10

25.50

MA. MAE ESCARIO - SISTER

1140066

FABEL, VERONICA S.

08-May-1953

60

8,000.00

09-Jul-2013

09-Jan-2014

6.00

8,000.00

nnn

covered

OK

0.75

0.10

40.80

REGINA CERADO- DAUGHTER

1140067

MALIGA, JING A.

23-Nov-1959

53

25,000.00

09-Jul-2013

09-Jan-2014

6.00

25,000.00

nnn

covered

OK

0.75

0.10

127.50

MALIGA, MANDO - HUSBAND

1140068

SENIEL, YOLANDA P.

19-Dec-1949

63

38,000.00

10-Jul-2013

10-Jan-2014

6.00

38,000.00

nnn

covered

OK

0.75

0.10

193.80

MERYL ROSALDES - DAUGHTER

10

1140089

PAUYA, MERLYN G.

06-May-1964

49

3,262.00

26-Jun-2013 26-Dec-2013

6.00

3,262.00

nnn

covered

OK

0.75

0.10

16.64

GERRY PAUYA - HUSBAND

11

1140090

VESILLAS, SELALYN B.

20-Dec-1979

33

3,280.00

26-Jun-2013 26-Dec-2013

6.00

3,280.00

nnn

covered

OK

0.75

0.10

16.73

GIL V. VESILLAS - HUSBAND

04-Nov-1985

27

28-Jun-2013 28-Dec-2013

6.00

OK

0.75

0.10

64.57

RAUL ANDREW N, LAURON - SON

12

15,000.00

nnn

covered

13

nnn

14

nnn

15

nnn

16

nnn

17

nnn

18

nnn

19

nnn

20

nnn

21

nnn

22

nnn

23

nnn

24

nnn

25

nnn

26

nnn

27

nnn

28

nnn

29

nnn

30

nnn

1140092

LAURON, MICHAEL J.

12,660.00

168,202.00

12,660.00

168,202.00

Prepared by :

Date :

TOTAL COVERED AMOUNT

Checked by :

Date :

TOTAL VALID CERTIFICATES

168,202.00
12

TOTAL GROSS PREMIUM

857.84

less : COMMISSION

20%

171.57

NET PREMIUM

686.27

CUSTOMER
NO.

ACCOUNT
NUMBER

Approved by :

NAME

LOAN
BIRTHDAY

Date :

AGE

SEX

CIVIL
STATUS

GROSS AMOUNT

EFFECTIVE
DATE

EXPIRY DATE

INSURANCE
TERM
(months)

COVERED
AMOUNT

HDF-1
answers

APPLICATION
STATUS

AD&D Rider
STATUS

(Y/N)

LPP RATE
regular

rider

GROSS
PREMIUM

BENEFICIARY / RELATIONSHIP

CLIMBS LOAN PROTECTION PLAN - CANCELLATIONS FORM

Cooperative :

Date Remitted :

Address :

Period Covered :

BORROWER
NO.

PB #

NAME

LOAN

INSURANCE

EFFECTIVE

EXPIRY

TERM

COVERED

PREMIUM

DATE

USED

GROSS

DATE

DATE

(months)

AMOUNT

PAID

CANCELLED

PREMIUM

REBATE

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

TOTAL GROSS REBATE

less : COMMISSION
0%
NET REBATE

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
0

Effective
Date
04-Jul-13
05-Jul-13
06-Jul-13
06-Jul-13
06-Jul-13
08-Jul-13
09-Jul-13
09-Jul-13
10-Jul-13
26-Jun-13
26-Jun-13
28-Jun-13
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00

Expiry
Date
04-Jan-14
05-Jan-14
06-Jan-14
06-Jan-14
06-Jan-14
08-Jan-14
09-Jan-14
09-Jan-14
10-Jan-14
26-Dec-13
26-Dec-13
28-Dec-13
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00

6.00
6.00
6.00
6.00
6.00
6.00
6.00
6.00
6.00
6.00
6.00
6.00
-

1
2
3
4
5
6
7
8
9
10
11

Effective
DOB
Date
19-Aug-88 04-Jul-13
30-Jan-50 05-Jul-13
10-Jan-69 06-Jul-13
19-Oct-68 06-Jul-13
20-Nov-85 06-Jul-13
11-Oct-82 08-Jul-13
08-May-53 09-Jul-13
23-Nov-59 09-Jul-13
19-Dec-49 10-Jul-13
06-May-64 26-Jun-13
20-Dec-79 26-Jun-13

24.88
63.43
44.49
44.71
27.63
30.74
60.17
53.63
63.56
49.14
33.52

No
Month
1
2
3
4
5
6
7
8
9
10
11
12

Days
31
28
31
30
31
30
31
31
30
31
30
31

No
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE

TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE

y1

y2
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900

y1

m1
2014
2014
2014
2014
2014
2014
2014
2014
2014
2013
2013
2013
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900

y2
1988
1950
1969
1968
1985
1982
1953
1959
1949
1964
1979

7
7
7
7
7
7
7
7
7
6
6
6
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1

m1
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013
2013

8
1
1
10
11
10
5
11
12
5
12

TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE

TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE
TRUE

12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
0

04-Nov-85
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00

28-Jun-13
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
08-Jul-60

27.65
-

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27

DOB
19-Aug-88
30-Jan-50
10-Jan-69
19-Oct-68
20-Nov-85
11-Oct-82
08-May-53
23-Nov-59
19-Dec-49
06-May-64
20-Dec-79
04-Nov-85
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00

Expiry
Date
04-Jan-14
05-Jan-14
06-Jan-14
06-Jan-14
06-Jan-14
08-Jan-14
09-Jan-14
09-Jan-14
10-Jan-14
26-Dec-13
26-Dec-13
28-Dec-13
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00

25.38
63.93
44.99
45.21
28.13
31.24
60.67
54.13
64.06
49.64
34.02
28.15
-

No

1985
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900

y1

2013
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
2360

y2
1988
1950
1969
1968
1985
1982
1953
1959
1949
1964
1979
1985
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900

11
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1

m1
2014
2014
2014
2014
2014
2014
2014
2014
2014
2013
2013
2013
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900

8
1
1
10
11
10
5
11
12
5
12
11
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1

28
29
30
0

00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00

00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
0

Effective
Date
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00

Expiry
Date
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00
00-Jan-00

1900
1900
1900
1900

1900
1900
1900
1900

1
1
1
1

Cancellations
No

y1

y2
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900

m1
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900
1900

1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1

m2

d1
1
1
1
1
1
1
1
1
1
12
12
12
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1

m2

d2
4
5
6
6
6
8
9
9
10
26
26
28
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

d1
7
7
7
7
7
7
7
7
7
6
6

4
5
6
6
6
8
9
9
10
26
26
28
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

31
31
31
31
31
31
31
31
31
30
30
30
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31

31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31

Reference
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900

1356.0986301
1356.1315068
1356.1643836
1356.1643836
1356.1643836
1356.2301370
1356.2630137
1356.2630137
1356.2958904
1355.8219178
1355.8219178
1355.8876712
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

4
5
6
6
6
8
9
9
10
26
26

31
31
31
31
30
31
31
30
31
31
31

31
31
31
31
31
31
31
31
31
30
30

Reference
1-Jan-1900 1051.5901639 1350.0986301
1-Jan-1900 588.9534247 1350.1315068
1-Jan-1900 816.2958904 1350.1643836
1-Jan-1900 813.5901639 1350.1643836
1-Jan-1900 1018.6246575 1350.1643836
1-Jan-1900 981.3287671 1350.2301370
1-Jan-1900 628.2301370 1350.2630137
1-Jan-1900 706.7232877 1350.2630137
1-Jan-1900 587.5917808 1350.2958904
1-Jan-1900 760.1639344 1349.8219178
1-Jan-1900 947.6246575 1349.8219178

TRUE
FALSE
FALSE
TRUE
FALSE
FALSE
FALSE
FALSE
FALSE
TRUE
FALSE

d2
19
30
10
19
20
11
8
23
19
6
20

1350.0986301
1350.1315068
1350.1643836
1350.1643836
1350.1643836
1350.2301370
1350.2630137
1350.2630137
1350.2958904
1349.8219178
1349.8219178
1349.8876712
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767

6
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
7

m2

4
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

d1
1
1
1
1
1
1
1
1
1
12
12
12
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1

28
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8

30
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31

30
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31

1-Jan-1900 1018.0986301 1349.8876712

1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 5514.2295082

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

4
5
6
6
6
8
9
9
10
26
26
28
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

31
31
31
31
30
31
31
30
31
31
31
30
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31

31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31

Reference
1-Jan-1900 1051.5901639 1356.0986301
1-Jan-1900 588.9534247 1356.1315068
1-Jan-1900 816.2958904 1356.1643836
1-Jan-1900 813.5901639 1356.1643836
1-Jan-1900 1018.6246575 1356.1643836
1-Jan-1900 981.3287671 1356.2301370
1-Jan-1900 628.2301370 1356.2630137
1-Jan-1900 706.7232877 1356.2630137
1-Jan-1900 587.5917808 1356.2958904
1-Jan-1900 760.1639344 1355.8219178
1-Jan-1900 947.6246575 1355.8219178
1-Jan-1900 1018.0986301 1355.8876712
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767
1-Jan-1900 -12.0328767 -12.0328767

TRUE
FALSE
FALSE
TRUE
FALSE
FALSE
FALSE
FALSE
FALSE
TRUE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

d2
19
30
10
19
20
11
8
23
19
6
20
4
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

1
1
1
1

m2

0
0
0
0

d1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1

0
0
0
0

31
31
31
31

31
31
31
31

1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900

-12.0328767
-12.0328767
-12.0328767
-12.0328767

-12.0328767
-12.0328767
-12.0328767
-12.0328767

FALSE
FALSE
FALSE
FALSE

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31

31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31
31

Reference
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900
1-Jan-1900

-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767

-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767
-12.0328767

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

d2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

TRUE
FALSE
FALSE
TRUE
FALSE
FALSE
FALSE
FALSE
FALSE
TRUE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
TRUE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
TRUE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

TRUE
FALSE
FALSE
TRUE
FALSE
FALSE
FALSE
FALSE
FALSE
TRUE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE
FALSE

CLIMBS Loan Protection Program

Gross Rates by Age Last Birthday and Loan Term (months)
TERM
IN MONTHS
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45

55
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
-

56
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
-

57
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
-

58
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
-

59
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
-

60
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
-

61
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
-

AGE LAST BIRTHDAY

62
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
-

46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

NOTE: Coverage terminates at age 70

MinAge
MaxAge
MaxTerm
MinTerm
MaxADDage

18
69
36
1
65

AGE LAST BIRTHDAY

63
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
-

64
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
1.36
1.47
1.57
1.66
1.74
1.82
1.89
1.96
2.03
2.09
2.15
2.20
-

65
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
0.75
1.47
1.66
1.82
1.96
2.09
2.20
2.30
2.39
2.47
2.55
2.61
2.68
2.75
2.82
2.88
2.94
2.99
3.04
3.09
3.14
3.18
3.22
3.25
3.29
-

66
4.10
4.10
4.10
4.10
4.10
4.10
4.10
4.10
4.10
4.10
4.10
4.10
4.13
4.16
4.18
4.21
4.22
4.24
4.25
4.27
4.28
4.29
4.30
4.31
4.34
4.36
4.39
4.41
4.43
4.45
4.47
4.48
4.50
4.51
4.53
4.54
-

67
4.52
4.52
4.52
4.52
4.52
4.52
4.52
4.52
4.52
4.52
4.52
4.52
4.56
4.59
4.62
4.64
4.66
4.68
4.70
4.71
4.73
4.74
4.75
4.76
4.79
4.82
4.84
4.87
4.89
4.91
4.93
4.95
4.97
4.98
5.00
5.01
-

68
5.00
5.00
5.00
5.00
5.00
5.00
5.00
5.00
5.00
5.00
5.00
5.00
5.04
5.07
5.10
5.13
5.15
5.17
5.19
5.21
5.22
5.24
5.25
5.26
-

69
5.52
5.52
5.52
5.52
5.52
5.52
5.52
5.52
5.52
5.52
5.52
5.52
-

70+
-