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MODEL

PRICE

DEPOSIT
10%

LOAN 90%
RM35,000.00

7 YEARS
INTEREST
(4.1%)
RM537.00

9 YEARS
INTEREST
(4.3%)
RM450.00

MYVI 1.0
SR (M)
SOLID
VIVA 1.0
SXI (M)
SOLID
KENARI
1.0 EZ (A)
RS

RM38,924.10

RM3,924.10

RM40,800.00

RM4,100.00

RM36,700.00

RM563.00

RM472.00

RM45,890.00

RM4,620.00

RM41,300.00

RM633.00

RM531.00

The table below shows how the loan calculated.

7 Years interest

9 Years interest

Price Down payment = Loan

Price Down payment = Loan

Loan 4.1% ( 7 Years interest ) = y

Loan 4.3% ( 9 Years interest) = y

Y 7 ( Year) = X

Y 9 (Year) = X

X + Loan =

X + Loan =

84 ( Month) = monthly payment

108 ( Month ) = monthly payment

MYVI 1.0 SR (M) SOLID

7 YEARS INTEREST
RM38,924.10 (Price) RM3,924.10 (Down payment)
(Loan)

= RM35,000

RM35,000 (Loan) 4.1% (7 Years interest)

= RM1,435

RM1,435 7 (Year)

= RM10,045

RM10,045 + RM35,000 (Loan)

= RM45,045

RM45,045 84 (Month)

= RM537

9 YEARS INTEREST
RM38,924.10 (Price) RM3,924.10 (Down payment)
(Loan)

= RM35,000

RM35,000 (Loan) 4.3% (9 Year interest)

= RM1,505

RM1,505 9 (Year)

= RM13,545

RM13,545 + RM35,000 (Loan)

= RM48,545

RM48,545 108 (Month)

= RM450

VIVA 1.0 SXI (M) SOLID

7 YEARS INTEREST
RM40,800 (Price) RM4,100 (Down payment)
(Loan)

= RM36,700

RM36,700 (Loan) 4.1% (7 Years interest)

= RM1,504.7

RM1,504.7 7 (Year)

= RM10,532.9

RM10,532.9 + RM36,700 (Loan)

= RM47,232.9

RM47,232.9 84 (Month)

= RM563

9 YEARS INTEREST
RM40,800 (Price) RM4,100 (Down payment)
(Loan)

= RM36,700

RM36,700 (Loan) 4.3% (9 Years interest)

= RM1,578.1

RM1,578.1 9 (Year)

= RM14,202.9

RM14,202.9 + RM36,700 (Down payment)

= RM50,902.9

RM50,902.9 108 (Month)

= RM472

KENARI 1.0 EZ (A) RS

7 YEARS INTEREST
RM45,890 (Price) RM4,620 (Down payment)
(Loan)

= RM41,300

RM41,300 (Loan) 4.1% (7 Years interest)

= RM1,693.3

RM1,693.3 7 (Year)

= RM11,853.1

RM11,853.1 + RM41,300 (Loan)

= RM53,153.1

RM53,153.1 84 (Month)

= RM633

9 YEARS INTEREST
RM45,890 (Price) RM4,620 (Down payment)
(Loan)

= RM41,300

RM41,300 (Loan) 4.3% (9 Years interest)

= RM1,775.9

RM1,775.9 9 (Year)

= RM15,983.1

RM15,983.1 + RM41,300 (Down payment)

= RM57,283.1

RM57,283.1 108 (Month)

= RM531

Topic

Page

Appreciation
Table of content
1. Type of car loan
Formula of the loan calculated
2. Monthly budget
Percentage of monthly expenditure based on income
Pie chart of monthly expenditure
3. Calculation of payment loan according to number of years
Bar chart representing income used on car loan
4. Conclusion
Comparing the three loans
5. Reflection
6. Bibliography
7. Appendix