1. Section 63. 2. What is the period allowed by law if there is no stipulation? 3. Why 10 years? 4.

Kailan naga accrue ang cause of action? 5. Filipino Merchant Case 6. Miller Case 7. Grounds for cancellation 8. Requirements for cancellation 9. Renewal - may right ba ang insured to renew ung insurance? 10. What is a warranty? 11. Kinds of warranties 12. Express Warranty 13. Implied Warranty 14. Affirmative Warranty 15. Promissory Warranty 16. Warranty v. Representation 17. ^In case of doubt, what will prevail? Why? 18. American Home Assurance Case 19. Section 72 20. Ang Giok Chip Case 21. "Another instrument" meaning 22. Included ba ang rider sa "another instrument"? 23. What is the effect ng non-fulfillment of warranties? 24. ^Exceptions? (See Sec 73) 25. Qua Chee Gan Case 26. Young Case 27. Is materiality of warranty essential para sa rescission? 28. Meaning ng "Warranty is material" 29.Geagonia v CA 30. Is fraud necessary para makaviolate ng warranty? 31. May difference ba sa effect pag may fraud or wala sa part ng insured? If yes, ano? 32. What is a condition? 33. Kinds of conditions 34. Condition Precedent 35. ^example 36. Condition Subsequent 37. ^example 38. Effect(s) of non-fulfillment of condition subsequent? 39. Meaning of exceptions 40. Exceptions v. Warranties v. Conditions 41. What is a premium? 42. What is the effect pag hindi nakapagbayad ng premium ang insured? (Qualify mo, kung 1st payment

ba o hindi) 43. Exceptions ng sec 77. (see 257-259 ng book) 44. Makati Tuscani Case 45. UCPB Case 46. What is credit extension? 47. Saan provided ang credit extension? (Before amendment sa jurisprudence lang, after amendment nasa law na siya section 79) 48. What is an acknowledgment receipt? 49. ^What if hindi nagbayad ng first premium? 50. May acknowledgment receipt pero walang actual payment - question: can the insurer demand for the payment ng premium notwithstanding na may AR na conclusive evidence ng payment? 51. Payment gamit promissory note or check - possible? 52. What is the cash and carry rule? 53. Nagbayad ng PN or check.. pero bago maging cash, nasunog ung insured property - question: makakaclaim ba ung insured? 54. Instances when the insured is entitled for the return of the premium 55. Meaning of over-insurance