Vous êtes sur la page 1sur 1

LEVERAGE RATIO

An institution must have a leverage ratio of at least 5 percent to be considered well capitalized, SNL said. It's calculated as Tier 1 capital, which
includes common and preferred stock and excludes intangible assets, divided by average adjusted assets, which strips out certain items such as
goodwill.

LEVERAGE RATIO (%)


BANK HEADQUARTERS 2009Q2 2009Q1 2008Q2
FBOP Corporation Oak Park 0.34 2.93 9.11
Mercantile Bancorp, Inc. (MBR) Quincy 3.46 5 6.34
First Chicago Bancorp Chicago 3.62 6.21 7.71
AMCORE Financial, Inc. (AMFI) Rockford 4.02 4.5 7.1
Broadway Bancorp, Inc. Chicago 4.91 6.68 10
American Chartered Bancorp, Inc. Schaumburg 5.09 5.16 5.39
Midwest Banc Holdings, Inc. (MBHI) Melrose Park 5.35 6.22 7.38
ShoreBank Corporation Chicago 5.47 5.99 6.18
Bank of Highland Park Financial Corporation Highland Park 6.03 5.92 6.99
Inland Bancorp, Inc. Oak Brook 6.54 6.41 8.13
First American Bank Corporation Elk Grove Village 6.77 7.08 8.33
Parkway Bancorp, Inc. Harwood Heights 7.01 6.93 8
Harris Bankcorp, Inc. (BMO) Chicago 7.05 6.23 8.03
Hometown Community Bancorp, Inc. Morton 7.18 7.55 7.25
Alpine Bancorporation, Inc. Belvidere 7.39 7.87 8.18
Taylor Capital Group, Inc. (TAYC) Rosemont 7.52 8.29 7.71
Princeton National Bancorp, Inc. (PNBC) Princeton 7.72 7.99 6.15
Wintrust Financial Corporation (WTFC) Lake Forest 7.86 8.03 7.79
First Busey Corporation (BUSE) Urbana 7.9 8.43 7.53
Old Second Bancorp, Inc. (OSBC) Aurora 8.17 8.87 6.52
NRBC Holding Corporation Chicago 8.28 7.99 NA
West Suburban Bancorp, Inc. (WNRP) Lombard 8.4 8.62 8.59
Banterra Corp Eldorado 8.43 8.22 8.38
Heartland Bancorp, Inc. Bloomington 8.6 8.48 8.38
Northern Trust Corporation (NTRS) Chicago 8.61 8.87 6.91
QCR Holdings, Inc. (QCRH) Moline 8.96 9.58 7
Marquette National Corporation (MNAT) Chicago 9.24 9.35 7.48
Banc Ed Corp. Edwardsville 9.28 9.41 9.92
Standard Bancshares, Inc. Hickory Hills 9.49 7.16 7.58
MB Financial, Inc. (MBFI) Chicago 9.55 9.24 8.08
First Midwest Bancorp, Inc. (FMBI) Itasca 9.87 9.6 7.56
Cummins-American Corp. Glenview 9.91 10.1 10.51
Bridgeview Bancorp, Inc. Chicago 10.07 10.37 8.85
Metropolitan Bank Group, Inc. Chicago 10.93 8.88 9.89
First Mid-Illinois Bancshares, Inc. (FMBH) Mattoon 11.33 10.51 8.09
Republic Bancorp Co. Oak Brook 11.56 9.72 11.39
PrivateBancorp, Inc. (PVTB) Chicago 11.67 9.79 11.46
Lakeside Bancorp, Inc. Chicago 11.99 12.66 13.5
Midland States Bancorp, Inc. Effingham 12.34 9.6 11.92
Discover Financial Services (DFS) Riverwoods 17.43 NA NA

Note: Noncurrent loans include nonaccrual loans and loans more than 90 days past due
Data based on regulatory filings as of August 27, 2009.
All commercial banks, savings banks, and savings institutions in the Chicago-Naperville-Joliet, IL-IN-WI MSA are taken into consideration
Source: SNL Financial

Vous aimerez peut-être aussi