CRONOGRAMA PRESTAMO

N
Prstamo

Amortiz.

Inters

1200.00

N Cuotas

Cuota
Uniforme

Seguro

C. Final

12

TEA

60.1%

79.86

48.00

127.86

0.29

-1200.00
128.16

TEM

4.00%

83.06

44.80

127.86

0.29

128.16

Cuota

127.86

86.38

41.48

127.86

0.29

128.16

Seguro

0.0245%

89.84

38.03

127.86

0.29

128.16

93.43

34.43

127.86

0.29

128.16

97.17

30.70

127.86

0.29

128.16

101.05

26.81

127.86

0.29

128.16

105.09

22.77

127.86

0.29

128.16

109.30

18.56

127.86

0.29

128.16

10

113.67

14.19

127.86

0.29

128.16

11

118.22

9.65

127.86

0.29

128.16

12

122.94

4.92

127.86

0.29

128.16

TIR mensual
TCEA

FRC = i ( 1 + i )n

FACTOR DE
RECUPERACION
DE CAPITAL

( 1 + i )n - 1

Interpolacin:
X2 = 4.10%

Y2 = 128.6

X0 =

Y0 = 128.16

X1 = 4%

Y1 = 127.86

X 0 X 1 Y0 Y1

X 2 X 1 Y2 Y1
Reemplazando
X0 - 0.04
0.041-0.04
X0= 0.0404
X0=

4.04%

128.16-127.86
128.60-127.86

4.04%
60.83%

Saldo
capital
1200.00
1120.14
1037.08
950.70
860.86
767.44
670.27
569.22
464.13
354.83
241.16
122.94
0.00