(Caption and Title) ANSWER (Admission and Specific Denials) AFFIRMATIVE DEFENSE That on 8 August 2008 defendant has

!een dul" ad#udged an insol$ent !" the %%%%%%%%%%%%%%%%% of %%%%%%%%%%%%%%%%% in acco&dance 'ith the p&o$isions of %%%%%%%%%%%%%%%%% as amended and had !een dul" g&anted a ce&tificate of discha&ge 'hich is set fo&th in full he&eunde&( (Cop" Ce&tificate of Discha&ge) and defendant has dul" and full" complied as he still is compl"ing 'ith all the &e)ui&ements fo& the $alidit" of said discha&ged* That defendant !" $i&tue of said discha&ge has !een &eleased f&om the de!t 'hich plaintiff see+s to &eco$e& in the p&esent action said de!t not !eing included among those 'hich a&e e,pected !" the -nsol$enc" .a' f&om the ope&ation of a discha&ge/ ,,, ,,, ,,,