PARAMETER NO: OF INVESTORS PERCENTAGE

GENDER
MALE 58 58%
FEMALE 42 42%
TOTAL
100 100%
AGE GROUP
BELOW 20 0 0%
BETWEEN 20 30 35 35%
BETWEEN 30 40 35 35%
ABOVE 40 30 30%
TOTAL 100 100%
QUALIFICATION
UNDER GRADUATES 7 7%
GRADUATES 46 46%
POST GRADUATES 39 39%
OTHERS 8 8%
TOTAL 100 100%
OCCUPATION
SALARIED 52 52%
BUSINESS 22 22%
PROFESSIONAL 14 14%
HOUSE WIFE 11 11%
RETIRED 1 1%
TOTAL 100 100%
ANNUAL INCOME
BELOW Rest. 2, 00,000 37 37%
Rest. 2, 00,000 - 4, 00,000 31 31%
Rest. 4, 00,000 - 6, 00,000 18 18%
ABOVE Rest, 6, 00,000 14 14%
TOTAL 100 100%
Salary
Bussiness
Professional
Housewife
BELOW 20
BETWEEN 20 - 30
BETWEEN 30 - 40
ABOVE 40
TOTAL
QUALIFICATION
UNDER GRADUATES
GRADUATES
POST GRADUATES
OTHERS
TOTAL
ANNUAL INCOME
BELOW Rest. 2, 00,000
Rest. 2, 00,000 - 4, 00,000
Rest. 4, 00,000 - 6, 00,000
ABOVE Rest, 6, 00,000
TOTAL
INVESTMENT
AVENUES
LIFE INSURANCE
GOLD
BANK FIXED DEPOSITS
MUTUAL FUNDS
REAL ESTATE
POST OFFICE SAVINGS
PPF
NSC
EQUITY SHARES
SAVINGS ACCOUNT
TOTAL
INVESTMENT
AVENUES
BANK FIXED DEPOSITS
LIFE INSURANCE
REAL ESTATE
MUTUAL FUNDS
GOLD
EQUITY SHARES
CHIT FUNDS
POST OFFICE SAVINGS
SAVINGS ACCOUNT
NSC
TOTAL
INVESTMENT
AVENUES
BANK FIXED DEPOSITS
LIFE INSURANCE
GOLD
REAL ESTATE
POST OFFICE SAVINGS
SAVINGS ACCOUNT
MUTUAL FUNDS
PPF
BONDS
GOVT SECURITIES
TOTAL
INVESTMENT
AVENUES
GOLD
INSURANCE
BANK FIXED DEPOSITS
REAL ESTATE
POST OFFICE SAVINGS
CHIT FUNDS
EQUITY
SAVINGS ACCOUNT
NSC
MUTUAL FUNDS
TOTAL
INVESTMENT
AVENUES
LIFE INSURANCE
BANK FIXED DEPOSITS
GOLD
REAL ESTATE
MUTUAL FUNDS
POST OFFICE SAVINGS
EQUITY SHARES
SAVINGS ACCOUNT
NSC
PPF
TOTAL
PARAMETER
LEVEL OF RISK
LOW RISK
MEDIUM RISK
HIGH RISK
TOTAL
PARAMETER
LEVEL OF RISK
LOW RISK
MEDIUM RISK
HIGH RISK
TOTAL
PARAMETER
LEVEL OF RISK
LOW RISK
MEDIUM RISK
HIGH RISK
TOTAL
SUGGESTED PORFOLIO CONSTRUCTION
BASED ON AGE GROUP AND LEVEL OF RISK
PARAMETER
AGE GROUP
BETWEEN 20 - 30
BETWEEN 30 - 40
ABOVE 40
1 PARAMETER NO OF INVESTORS
SHORT TERM 10
MEDIUM 60
LONG TERM 30
TOTAL 100
2 PARAMETER NO OF INVESTORS
DAILY 17
MONTHLY 35
OCCATIONALLY 41
OTHER 7
TOTAL 100
3 PARAMETER NO OF INVESTORS
YES 30
NO 70
TOTAL 100
4 Table 2.5 FAMILY BUDGET
PARAMETER NO OF INVESTORS
YES 73
NO 27
TOTAL 100
5 PARAMETER NO OF INVESTORS
YES 48
NO 52
TOTAL 100
6 PARAMETER NO OF INVESTORS
YES 77
NO 23
TOTAL 100
7 PARAMETER VOTES
CHILDREN'S EDUCATION 71
RETIREMENT 47
HOME PURCHASE 38
Table 2.3 FREQUENCY OF MONITORING THE INVESTMENT
Table 2.4 INVESTMENT IN EQUITY MARKET
Table 2.6 INVESTMENT TARGET
Table 2.7 FINANCIAL ADVISOR
Table 3.1 SAVINGS OBJECTIVE
CHILDREN'S MARRIAGE 30
HEALTHCARE 57
OTHERS 5
TOTAL 248
8
PARAMETER VOTES
WEALTH CREATION 37
TAX SAVING 43
EARN RETURNS 45
FUTURE EXPENDITURE 44
TOTAL 169
9
PARAMETER VOTES
SAFETY OF PRINCIPAL 60
LOW RISK 35
HIGH RETURNS 27
MATURITY PERIOD 16
TOTAL 138
10
PARAMETER NO: OF - SALARIED
AGE GROUP
BELOW 20 0
BETWEEN 20 - 30 22
BETWEEN 30 - 40 18
ABOVE 40
12
TOTAL 52
QUALIFICATION
UNDER GRADUATES 0
GRADUATES 21
POST GRADUATES 25
OTHERS 6
TOTAL 52
ANNUAL INCOME
BELOW Rest. 2, 00,000 15
Rest. 2, 00,000 - 4, 00,000 15
Rest. 4, 00,000 - 6, 00,000 17
ABOVE Rest, 6, 00,000 5
TOTAL 52
PARAMETER NO: OF - BUSINESS
Table 3.2 PURPOSE BEHIND INVESTMENT
Table 3.3 FACTORS CONSIDERING BEFORE INVESTING
TABLE 4: DEMOGRAPHICS BASED ON OCCUPATION
AGE GROUP
BELOW 20 0
BETWEEN 20 - 30 2
BETWEEN 30 - 40 10
ABOVE 40 10
TOTAL 22
QUALIFICATION
UNDER GRADUATES 5
GRADUATES 11
POST GRADUATES 6
OTHERS 0
TOTAL 22
ANNUAL INCOME
BELOW Rest. 2, 00,000 11
Rest. 2, 00,000 - 4, 00,000 5
Rest. 4, 00,000 - 6, 00,000 1
ABOVE Rest, 6, 00,000 5
TOTAL 22
PARAMETER NO: OF - PROFESSIONAL
Professional AGE GROUP
BELOW 20 0
BETWEEN 20 - 30 8
BETWEEN 30 - 40 2
ABOVE 40 4
TOTAL 14
QUALIFICATION
UNDER GRADUATES 0
GRADUATES 6
POST GRADUATES 6
OTHERS 2
TOTAL 14
ANNUAL INCOME
BELOW Rest. 2, 00,000 2
Rest. 2, 00,000 - 4, 00,000 8
Rest. 4, 00,000 - 6, 00,000 1
ABOVE Rest, 6, 00,000 3
TOTAL 14
PARAMETER NO: OF - HOUSEWIFE
Housewife AGE GROUP
BELOW 20 0
BETWEEN 20 - 30 4
BETWEEN 30 - 40 3
ABOVE 40 4
TOTAL 11
QUALIFICATION
UNDER GRADUATES 1
GRADUATES 6
POST GRADUATES 2
OTHERS 2
TOTAL 11
ANNUAL INCOME
BELOW Rest. 2, 00,000 9
Rest. 2, 00,000 - 4, 00,000 1
Rest. 4, 00,000 - 6, 00,000 0
ABOVE Rest, 6, 00,000 1
TOTAL 11
INVESTMENT
AVENUES VOTES
LIFE INSURANCE 35
GOLD 25
BANK FIXED DEPOSITS 24
MUTUAL FUNDS 23
REAL ESTATE 23
POST OFFICE SAVINGS 20
PPF 18
NSC 17
EQUITY SHARES 16
SAVINGS ACCOUNT 14
TOTAL 215
INVESTMENT
AVENUES VOTES
BANK FIXED DEPOSITS 13
LIFE INSURANCE 13
REAL ESTATE 11
MUTUAL FUNDS 10
GOLD 8
EQUITY SHARES 7
CHIT FUNDS 6
POST OFFICE SAVINGS 5
SAVINGS ACCOUNT 4
NSC 4
TOTAL 81
Table 5.1 Preferred investment avenues for salaried
Table 5.2 Preferred investment avenues for business people
INVESTMENT
AVENUES VOTES
BANK FIXED DEPOSITS 10
LIFE INSURANCE 10
GOLD 6
REAL ESTATE 6
POST OFFICE SAVINGS 5
SAVINGS ACCOUNT 4
MUTUAL FUNDS 4
PPF 3
BONDS 3
GOVT SECURITIES 3
TOTAL 54
INVESTMENT
AVENUES VOTES
GOLD 9
INSURANCE 9
BANK FIXED DEPOSITS 8
REAL ESTATE 5
POST OFFICE SAVINGS 5
CHIT FUNDS 4
EQUITY 4
SAVINGS ACCOUNT 3
NSC 2
MUTUAL FUNDS 1
TOTAL 50
INVESTMENT
AVENUES VOTES
LIFE INSURANCE 67
BANK FIXED DEPOSITS 55
GOLD 50
REAL ESTATE 45
MUTUAL FUNDS 38
POST OFFICE SAVINGS 35
EQUITY SHARES 29
SAVINGS ACCOUNT 25
NSC 25
PPF 22
TOTAL 391
Table 5.3 Preferred investment avenues for professionals
Table 5.4 Preferred investment avenues for housewives
Table 5.5 Preferred investment avenues overall
PARAMETER
LEVEL OF RISK NO OF INVESTORS
LOW RISK 13
MEDIUM RISK 17
HIGH RISK 5
TOTAL 35
PARAMETER
LEVEL OF RISK NO OF INVESTORS
LOW RISK 20
MEDIUM RISK 11
HIGH RISK 4
TOTAL 35
PARAMETER
LEVEL OF RISK NO OF INVESTORS
LOW RISK 21
MEDIUM RISK 6
HIGH RISK 3
TOTAL 30
SUGGESTED PORFOLIO CONSTRUCTION
BASED ON AGE GROUP AND LEVEL OF RISK
PARAMETER
AGE GROUP LOW RISK
BETWEEN 20 - 30 30%
BETWEEN 30 - 40 50%
ABOVE 40 70%
ABOVE 40 AGE GROUP
LEVEL OF RISK - PERCENTAGE OF INCOME TO BE APPORTIONED
Table 6.1 risk tolerance of age group 20 30
20 - 30 AGE GROUP
Table 6.2 risk tolerance of age group 30 - 40
30 - 40 AGE GROUP
Table 6.3 risk tolerance of age group above 40
PERCENTAGE Table 2.2 TIME PERIOD PREFERED TO INVEST
10
60
30
100
PERCENTAGE
17
35
41
7
100
PERCENTAGE
30
70
100
PERCENTAGE
73
27
100
PERCENTAGE
48
52
100
PERCENTAGE
77
23
100
WEIGHTS RANKING
29 1
19 3
15 4
Table 2.3 FREQUENCY OF MONITORING THE INVESTMENT
Table 2.4 INVESTMENT IN EQUITY MARKET
Table 2.6 INVESTMENT TARGET
Table 2.7 FINANCIAL ADVISOR
Table 3.1 SAVINGS OBJECTIVE
100
12 5
23 2
2 6
100
WEIGHTS RANK
22 4
25 3
27 1
26 2
100
WEIGHTS RANKING
43 1
25 2
19 3
13 4
100
PERCENTAGE
0
42
35
23
100
0
40
48
12
100
29
29
33
10
100
PERCENTAGE
Table 3.2 PURPOSE BEHIND INVESTMENT
Table 3.3 FACTORS CONSIDERING BEFORE INVESTING
TABLE 4: DEMOGRAPHICS BASED ON OCCUPATION
0
50
100
150
200
0
9
45
45
100
23
50
27
0
100
50
23
5
23
100
PERCENTAGE
0
9
45
45
100
0
43
43
14
100
14
57
7
21
100
PERCENTAGE
0
36
27
36
100
9
55
18
18
100
82
9
0
9
100
WEIGHTS RANK
16 1
12 2
11 3
11 4
11 5
9 6
8 7
8 8
7 9
7 10
100
WEIGHTS RANK
16 1
16 2
14 3
12 4
10 5
9 6
7 7
6 8
5 9
5 10
100
Table 5.1 Preferred investment avenues for salaried
Table 5.2 Preferred investment avenues for business people
WEIGHTS RANK
19 1
18 2
11 3
11 4
9 5
7 6
7 7
6 8
6 9
6 10
100
WEIGHTS RANK
18 1
18 2
16 3
10 4
10 5
8 6
8 7
6 8
4 9
2 10
100
WEIGHTS RANK
17 1
14 2
13 3
12 4
10 5
9 6
8 7
6 8
6 9
5 10
100
Table 5.3 Preferred investment avenues for professionals
Table 5.4 Preferred investment avenues for housewives
Table 5.5 Preferred investment avenues overall
PERCENTAGE
37
49
14
100
PERCENTAGE
57
32
11
100
PERCENTAGE
70
20
10
100
SUGGESTED PORFOLIO CONSTRUCTION
BASED ON AGE GROUP AND LEVEL OF RISK
MEDIUM RISK HIGH RISK TOTAL
50% 20% 100%
35% 15% 100%
20% 10% 100%
ABOVE 40 AGE GROUP
LEVEL OF RISK - PERCENTAGE OF INCOME TO BE APPORTIONED
Table 6.1 risk tolerance of age group 20 30
20 - 30 AGE GROUP
Table 6.2 risk tolerance of age group 30 - 40
30 - 40 AGE GROUP
Table 6.3 risk tolerance of age group above 40
10%
60%
30%
NO OF INVESTORS
SHORT TERM MEDIUM LONG TERM
17%
35%
41%
7%
NO OF INVESTORS
DAILY MONTHLY OCCATIONALLY OTHER
73%
27%
NO OF INVESTORS
YES NO
77
23
0
50
100
YES NO
NO OF INVESTORS
47
38
30
57
5
RETIREMENT
HOME PURCHASE
CHILDREN'S MARRIAGE
HEALTHCARE
OTHERS
VOTES
71
47
38
0 10 20 30 40 50 60 70 80
CHILDREN'S EDUCATION
RETIREMENT
HOME PURCHASE
37
43 45 44
169
0
50
100
150
200
WEALTH
CREATION
TAX SAVING EARN RETURNS FUTURE
EXPENDITURE
TOTAL
VOTES
60
35
27
16
0
100
VOTES
Chart Title
SAFETY OF PRINCIPAL LOW RISK HIGH RETURNS MATURITY PERIOD
LEVEL OF RISK - PERCENTAGE OF INCOME TO BE APPORTIONED