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Information Literacy by Muhammad Ismail


Emerging Mobile Technologies:
I am always interested in learning about emerging technologies.. The technology I want to
discuss is not new because it has already been started by Google years ago but now Apple has
come in the picture to introduce the same sort of technology (Apple Pay) but with different
dimensions. Apple engaged all the major banks of United States in to this technology to make it
more secure and reliable.
Apple pay is a new way of conducting transactions using iPhone 6, iPhone 6 plus and iPhone
watch. The way it works is that the user can store all the credit card and debit card information in
their respective iPhone/Apple Watch and once their information is validated from their bank they
no longer need to carry the big wallet full of cards. Instead they can pay using their iPhone or
apple watch without sliding a card and giving any account information to the cashier.
"Apple Pay relies on near field communications (NFC), a secure chip on the iPhone 6 to mask
credit card numbers and a system that delivers a one-time number to retailers to close
transactions. Apple also said it won't track what you've bought or what you paid for it. Toss in
TouchID as a verification tool and Apple Pay may have enough secret sauce to be a payment
player" (Larry Dignan, 09/10/2014, zdnet.com).
Apple pay is just not limited to in store purchases but is also available for online purchasing.
Apple pay users will not have to fill any forms online anymore or enter their account
information on the web sites. Instead they will be able to make payments by just one click which
is time saving and very secure.
PayPal's future is in question after Apple pay but it also depends on many other factors. One of
the factor is that Apple pay is only available on iPhone 6 and Apple watch so it will take time to
upgrade all the end users to iPhone 6 or Apple Watch. Apple has to increase the number of users
using iPhone which is roughly around 19% as compare to other Smart phones usage. Overall the
idea Apple came with while having all the big credit and debit card companies on board will
definitely give it some advantage and slowly it can be the most used application.
Search Engine Used:
Search engine used Google and Bing.
Was one search engine better than the other?
While doing my search on different search engines for the same topic both search engines gave
me almost the same results on the first page. If we talk about the database there is no doubt that
Google database is bigger than Bing and the reason behind that is Google showed about
443,000,000 & Bing Showed about 39,300,000 results for the same topic. Due to more usage of
Google most of its search results on the top were from sponsors while in Bing the results were
based on page ranking. Both were able to show the exact topic I was looking for. It's hard to
choose between them because search engine job is to provide with the relative information which
Information Literacy by Muhammad Ismail


they both did. After that it depends on the end user what he/she may like or not and it has
nothing to do with search engine. It's actually the reader's choice.

1.Time when was it written? Has it been updated?

The article I chose was from cnet.com and it was written on September 9, 2014 11:08 AM PDT
and Updated on September 9, 2014 12:42 PM PDT.

2.Relevance does it relate to your topic or answer your question?

It was relative to my topic and it covers all the answers I was looking for.

3.Authority who is the author(s)? Are they qualified to write about this topic? How do you

This article is very authentic in a ways that first of all I took it from cnet.com which is well
known website when it comes to technology. The author of this topic is Lynn La. She is CNET's
associate editor for cell phone and smartphone news and reviews. Prior to coming to CNET, she
wrote for the Sacramento Bee and was a staff editor at Macworld. In addition to covering
technology, she has reported on health, science, and politics.

4.Accurate is the information trustworthy? Is it supported by evidence? Has it been tested
for accuracy?

This information is trustworthy because it from reliable website and author supported her topic
with the evidence from Apple. This is a developing story being covered in real time.

5.Purpose why was it written, to inform, sell, persuade? Is there a bias or is the material

The material is objective and the purpose of this article was to provide information to consumers
who are interested in emerging technologies. The article is only for information purposes.

Two scholarly journal articles from the CCBC library databases.
The keywords I used were Virtual wallet and smartphone applications. The database I used is
ProQuest Science Journals. ProQuest Science Journals are the best source for student studying
applied and general sciences. It covers most of the subjects under general science, computer
science, telecommunication etc. My topics also were also related to these subjects so that is why
I chose this database.

Information Literacy by Muhammad Ismail


If I have to compare both article and journal the first thing I want to discuss is ease of access.
Internet article was pretty much available upfront. I didn't have to go through categories and
databases to look for the topic I was interested in. On the other hand I took some steps before I
reached the actual article I was looking for. Timeline is another important factor when doing a
comparison. In my search for internet article as well as Journal they were both well timed. Last
but not the least is authentication of the article and journal. The internet article was more specific
to one application however the scholarly journal was proving the same information in broader
perspective. They are both authentic as they were from reputable sources but scholarly journal of
course are more authentic in a sense that the material is published after a lot of research. In my
search they both were authentic because of a reputable source and authenticity of the author.

Work Citation Using MLA Format:
Dignan, Larry. "Apple Pay|ZDNet." ZDNet. Between the Lines, 10 Sept. 2014. Web. 14 Sept.
2014. <http://www.zdnet.com/apple-pay-really-a-paypal-killer-7000033533/>.
Sidel, Robin. "Card Issuers Jump Onto Apple Pay." The Wall Street Journal. Dow Jones &
Company, 12 Sept. 2014. Web. 14 Sept. 2014. <http://online.wsj.com/articles/card-issuers-jump-
La, Lynn. "Apple Pay (iOS) Preview - CNET." CNET. N.p., 09 Sept. 2014. Web. 14 Sept. 2014.
Gray, D. (2014). Smartphone apps. Professional Safety, 59(6), 46-47. Retrieved from
The next google. (2008). Nature, 455(7209), 8-9. Retrieved from