NAME: POOJA V.

DUGGE
ROLL NO.14MBA15
GAYATRI GADALE
14MBA16

RESERVE BANK OF INDIA

Headquaters: shahid bhagat singh

Established: April 1,1935(79 year ago)
Governor: Raghuram Rajan
Currency: Indian Rupee
Bank Rate: 9.00%
Interest on Reserves: 4.00%

GENERAL INFORMATION
RBI was established on April 1935 as central bank of
India,
It was nationalized on Jan 1949,
The banks share capital is Rs. 5 cr.

RBI regulate affairs of players in financial system

under RBI Act 1934 and Banking Regulation Act
1949,

Functions of RBI
1.
2.
3.
4.
5.

Note issuing authority

Governments banker
Banker's bank
Supervising authority
Regulator of money and credit

1.Note issuing authority

Printing of currency notes are performed by The Bhartiya
Reserve Bank Note Mudran Private limited (BRBNMPL),
This is a wholly owned subsidiary of RBI,
Two printing press one at Mysore in Karnataka and another at
Salboni in West Bengal,

Both press have a combined capacity of 19.8 billion notes per

year,
As per 2007-08 Balance Sheet of RBI total 6,12,323 cr. Notes
are in circulation,

2.Governments banker
Maintain of current accounts of central and
state government,
Payment and collections,
Lending to government under Ways and
Means Advance
Advisor to government,

3.Bankers Bank

Reserves with RBI in form of CRR and SLR,

Issuing of licenses,
Controlling over banking affairs,
Banker of last resort,

4.Supervising Authority
RBI has a Board for Financial Supervision (BFS),
This board supervise the affairs of commercial banks in public
and private sector, NBFCs, Financial Institutions through CAMEL
rating system,
C= capital adequacy,
A= asset quality,
M= management,
E= earning,
L= liquidity,

A banks health is evaluated on 1 to 5 rating where 1 refer as

highest rating and 5 as lowest,

5.Regulator of Money and Credit

RBI regulate supply of money and credit in economy through Monetary
Policy,
MP is prepared to pace up economic development and ensure price
stability through controlled bank credit and money supply,
RBI use different tools under MP,

Bank rate,
Cash Reserve Ratio (CRR),
Statutory Liquidity Ratio (SLR),
Open Market Operation (OMO),

liquidity Adjustment Facility (LAF),

Repos/ Reverse Repos

POLICY RATES AND RESERVE RATIO

POLICY RATES,RESERVE RATIO,LENDING
&DEPOSIT RATES AS OF JULY 15,2014
BANK RATE

9.00%

REPO RATE

8.00%

REVERSE REPO RATE

7.00%

CASH RESERVE RATIO(CRR)

4%

STATUTORY LIQUIDITY RATIO(SLR)

22.00%

BASE RATE

10.00%-10.25%

SAVINGS DEPOSIT RATE

4%

TERM DEPOSIT RATE

8.00%-9.5%

THANK YOU