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INVEST ED

RISKS & GOALS

INVESTING : WHAT ARE THE


RISKS?

INVESTMENT
S
FIXED
INCOME
SECURITIES

VARIABLE
INCOME
SECURITIES

FIXED
INCOME
SECURITIE
S

SAVING
S/
CHECKI
NG
INSURE
D CD
BONDS

F
gu IXE
ar
D
an
re tee
tu
d%
rn

FIXED
INCOME
SECURITIE
S

SAVINGS/CHECKING
ACCOUNT

SAVING You earn a small


S/
% of interest
CHECKI
NG Can take your $
INSURE
D CD
BONDS

out any time

FIXED
INCOME
SECURITIE
S

INSURED CD

SAVING Certificate of Deposit


S/
You put a certain
CHECKI amount in (say $1000)
NG
You agree to a length
INSURE of time to keep it in (3
D CD
mos. 5 yrs)
Guaranteed return
BONDS Penalty if take out
early

FIXED
INCOME
SECURITIE
S

BONDS

SAVING An IOU to a govt


S/
or company
CHECKI
NG You loan them

money
for
a
period
INSURE
D CD You get interest
back
BONDS You get the whole
amount back

VARIABLE
INCOME
V
AR
u
SECURITIES np IA
BL
re
dic E
re tab
tu
MUTUA
rn l e %

L
FUNDS
STOCK
S

VARIABLE
INCOME
SECURITIES

MUTUAL FUNDS

A collection of stocks
and/or bonds
MUTUA

A
company
pools
the
L
FUNDS $ of a group of
investors and invests
STOCK
in stocks/bonds
S
Your money is spread
around, so it may be
safer
Gains and/or losses

VARIABLE
INCOME
SECURITIES

STOCKS

A piece of a
company
MUTUA
L
Purchase shares
FUNDS
Go up and down
STOCK
with the
S
companys
performance
Gains and/or losses

RISK ASSESSMENT
What kind of risk taker are you?
Take the online RISK ASSESSMENT QUIZ
Download and complete the
worksheet in response
Use the chart on the next slide to
complete the 2nd part of the
worksheet
Save the worksheet to your folder

Time-bound
Results-focused
Achievable
Measurable
Specifc

INVESTMENT GOAL

INVESTMENT GOAL
EXAMPLE:
My goal is to
make positive
gains of at least
5% on 100 shares
of AT&T stock in
the next 2 years.

S
M
A
R
T

INVESTMENT GOAL
EXAMPLE:
My goal is to see
10 of my 15
stocks increase in
value in the next
8 weeks.

S
M
A
R
T

INVESTMENT GOAL
EXAMPLE:
My goal is to
understand how
the PEG ratio
affects stock
growth by
tracking 15
stocks of various
PEG ratios for the

S
M
A
R
T

THE PROJECT
You will receive
$500,000 to invest
in 15 20 stocks
over a period of 8
weeks.
SET A PROJECT
INVESTMENT GOAL
FOR YOUR
PARTICIPATING IN

S
M
A
R
T

SET YOUR PROJECT INVESTMENT


GOAL
Some examples:
to achieve a certain
percentage increase over
the initial $500,000
investment
to match an indexs rate
of growth (like S&P 500)
to understand or to
learn a specifc concept
or rule
DOWNLOAD &

S
M
A
R
T

Login to Gmail
Open Google Drive
Upload your Risk Assessment and
your Project Goal

1. Share with Mr. Gerry; give him


permission to COMMENT.

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