Shubh nivesh whole life plan

Traditional plan
Life cover up to 100 years
1st Maturity at the end of term&
2nd Maturity at the age of 100 years
Deferment option to take pension

 All premium payment modes available

Tax benfit under sec 80c & 10(10d)

Sum assured=9,00,000
Term
1
2
3
4
5
6
7
8
9
10
Total

Premium Sum
Reversionary Interium Terminal
assured bonus
bonus
bonus
1,00,000 9,00,000
36,000
27,000
50,949
1,00,000 9,00,000
36,000
27,000
50,949
1,00,000 9,00,000
36,000
27,000
50,949
1,00,000 9,00,000
36,000
27,000
50,949
1,00,000 9,00,000
36,000
27,000
50,949
1,00,000 9,00,000
36,000
27,000
50,949
1,00,000 9,00,000
36,000
27,000
50,949
1,00,000 9,00,000
36,000
27,000
50,949
1,00,000 9,00,000
36,000
27,000
50,949
1,00,000 9,00,000
36,000
27,000
50,949
10,00,000
3,60,000
2,70,000 5,09,490

Maturity benfit _ sum assured+reversionary

bonus+interim bonus+terminal bonus
Maturity benfit 9,00,000+3,60,000+2,70,000+5,09,490=20,39,490

After 10years if you remain the maturity amount

in bank then you can convert in to pension
option. From 11th year onwards you will get
20,000 pension up to lifelong. If anything
happen to policy holder then nominee can get
the insurance coverage value & can get lifelong
pension to nominee. If anything happens to
nominee then second nominee can take the total
maturity value then the policy will be closed.