Calculadora:

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

79.58563%
5%
1
12

Calculadora:
Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

3.43661%
50%
12
1

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

107.36000%
20%
90
360

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

2.37668%
33%
12
1

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

4.88088%
10%
2
1

1)

3)

4)

6)
29.28531%

9.00036%
41.16%
12
3

6.99132%
50%
12
2

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

0.11269%
50%
360
1

1.98039%
4%
2
1

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

1.96128%
6%
3
1

2.58167%
5%
2
1

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

1.48892%
3%
2
1

Valor Presente
Valor Futuro
Tasa
Periodos

S/. 20,000.00
25364.84
2%
12

Tasa
Valor Presente
Valor Futuro
Periodo

2%
20000
25364.84
12

Ejemplos:
VA
n
i
VF

1000
3
5%
S/. 1,157.63

VA
n(meses)
i
VF

3000
6
9.00%
S/. 3,564.32

Ejercicios Gua 1:
1) VA
n
i
VF

850
6
4%
S/. 1,044.87

3) Tasa
Valor Presente
Valor Futuro
Periodo

4.35%
300
500
12

7) Valor Presente
Valor Futuro
Tasa (2 meses)
Tasa (3 meses)
Periodos

S/. 6,200.00
7614.37
3%
5%
5

2) VA
VF
i
n
4) Tasa
Valor Presente
Valor Futuro
Periodo

850
1700
4%
20.15
13.62%
300
500
4
13.62%

2%

2b) VA
n
i
VF
5) VA
n (meses)
VF
TEM(promedio)

Tiempo

12

1000
4
18%
S/. 1,938.78
400 VA
3 VF PLAN(Varias Tasas)
469.476
5.48%

400
469.476

8%
5%
4%

2c) VA
n
i
VF

5000
2.66666667
9%
S/. 6,291.79

6) VA
n
i
VF

4000
3.33333333
2%
S/. 4,272.94

3)
Tasa Buscada
Tasa Referenc
Perodos de T
Perodo Dese

0.40741%
5%
12
1

VP
Sueldo
Aporte
n

65000
3500
280
360

VF Actual
S/. 280,926.25
VF serie o ren S/. 228,305.25
S/. 509,231.51
Renta
S/. 2,074.67
4)
Aporte
n
Tasa
VF serie
VF
Renta

1000
240
0.11%
S/. 274,490.25
S/. 293,207.19
S/. 322.53

Valor futuro a 65 aos de los 65000 del fondo de hoy

Valor futuro de la serie de 360 pagos mensuales de 280 c/u

1)
Credito hipotec
Plazo
TEA
Cuota Mes

30000
6
15%
S/. 5,207.00

a) Cuotas Constantes
Nro Cuota
Capital
Interes
Cuota
Amort. Capital
1
30000
S/. 351.45
S/. 5,207.00
S/. 4,855.55
2 S/. 25,144.45
S/. 294.57
S/. 5,207.00
S/. 4,912.44
3 S/. 20,232.01
S/. 237.02
S/. 5,207.00
S/. 4,969.98
4 S/. 15,262.03
S/. 178.79
S/. 5,207.00
S/. 5,028.21
5 S/. 10,233.82
S/. 119.89
S/. 5,207.00
S/. 5,087.11
6
S/. 5,146.71
S/. 60.29
S/. 5,207.00
S/. 5,146.71
S/. 0.00
b)

S/. 7,720.93
Nro Cuota
Capital
Interes
Cuota
Amort. Capital
1 S/. 30,000.00
S/. 351.45
S/. 351.45
S/. 0.00
2 S/. 30,000.00
S/. 351.45
S/. 351.45
S/. 0.00
3 S/. 30,000.00
S/. 351.45
S/. 7,720.93
S/. 7,369.49
4 S/. 22,630.51
S/. 265.11
S/. 7,720.93
S/. 7,455.82
5 S/. 15,174.69
S/. 177.77
S/. 7,720.93
S/. 7,543.16
6
S/. 7,631.53
S/. 89.40
S/. 7,720.93
S/. 7,631.53
S/. 0.00
6)
Credito
Plazo
TEA
Cuota Mes

a)

85000
4
2.5%
S/. 22,594.52

1.50%

S/. 29,761.66
Nro Cuota
Capital
Interes
Cuota
Amort. Capital
1 S/. 85,000.00
S/. 2,125.00
S/. 2,125.00
S/. 0.00
2 S/. 85,000.00
S/. 2,125.00 S/. 29,761.66 S/. 27,636.66
3 S/. 57,363.34
S/. 1,434.08 S/. 29,761.66 S/. 28,327.58
4 S/. 29,035.77
S/. 725.89 S/. 29,761.66 S/. 29,035.77
S/. 0.00

Tasa Buscada
Tasa Referencial
Perodos de Tasa
Perodo Deseado

1.17149%
15%
12
1

d) Amortizacin Constante
Nro Cuota
Capital
Interes
Cuota
1
S/. 30,000.00
S/. 351.45
S/. 5,351.45
2
S/. 25,000.00
S/. 292.87
S/. 5,292.87
3
S/. 20,000.00
S/. 234.30
S/. 5,234.30
4
S/. 15,000.00
S/. 175.72
S/. 5,175.72
5
S/. 10,000.00
S/. 117.15
S/. 5,117.15
6
S/. 5,000.00
S/. 58.57
S/. 5,058.57
S/. 0.00
c)
Nro Cuota

S/. 10,599.15
Capital
Interes
Cuota
1
S/. 30,000.00
S/. 351.45
2
S/. 30,351.45
S/. 355.56
3
S/. 30,707.01
S/. 359.73
4
S/. 31,066.74
S/. 363.94 S/. 10,599.15
5
S/. 20,831.53
S/. 244.04 S/. 10,599.15
6
S/. 10,476.42
S/. 122.73 S/. 10,599.15
S/. 0.00

c) Nro Cuota
b)
S/. 29,035.77

Capital
Interes
1 S/. 85,000.00
2125
2 S/. 85,000.00
2125
3 S/. 57,363.34
S/. 860.45
4 S/. 28,895.18
S/. 433.43

Amort. Capital
S/. 5,000.00
S/. 5,000.00
S/. 5,000.00
S/. 5,000.00
S/. 5,000.00
S/. 5,000.00

Amort. Capital
S/. -351.45
S/. -355.56
S/. -359.73
S/. 10,235.21
S/. 10,355.11
S/. 10,476.42

Cuota

Amort. Capital
2125
0
S/. 29,761.66 S/. 27,636.66
S/. 29,328.61 S/. 28,468.16
S/. 29,328.61 S/. 28,895.18

Nro Cuota

Capital
Interes
Cuota
1 S/. 30,000.00
S/. 351.45
S/. 351.45
2 S/. 30,000.00
S/. 351.45
S/. 351.45
3 S/. 30,000.00
S/. 351.45
S/. 351.45
4 S/. 30,000.00
S/. 351.45
S/. 351.45
5 S/. 30,000.00
S/. 351.45
S/. 351.45
6 S/. 30,000.00
S/. 351.45
S/. 351.45

Amort. Capital
S/. 0.00
S/. 0.00
S/. 0.00
S/. 0.00
S/. 0.00
S/. 30,000.00