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Banking Abbreviations:

ABB Any Where Banking


ATM Automated Teller Machine
BSE Bombay Stock Exchange
CAR Capital Adequacy Ratio
CCIL Clearing Corporation of India Limited
CIBIL Credit information Bureau of India Limited
CC Cash Credit
CD Ratio Credit Deposit Ratio
COPRA Consumer Protection Act
CPI Consumer Price Index
CRR Cash Reserve Ratio
CSO Central Statistical Organization
DCM Department of Currency Management
DD Demand Draft
DI Direct Investment
DRI Differential Rate of Interest Scheme
ECS Electronic Clearing Service
EFT Electronic Fund Transfer
FCA Foreign Currency Assets

FDI Foreign Direct Investment


FICCI Federation of Indian Chambers of Commerce and Industry
FOF Flow of Funds
GDP Gross Domestic Product
GDR Global Depository Receipt
IBA Indian Banks Association
IBRB International Bank for Reconstruction and Development
IFAD International Fund for Agriculture Development
IFSC Indian Financial System Code
IMF International Monetary Fund
INR Indian Rupee
ISO International Standards Organization
KCC Kisan Credit Card
KYC Know Your Customer
LIC Life Insurance Corporation of India
NBC Non-Banking Companies
NEFT National Electronic Fund Transfer
NPV Net Present Value
NRI Non-Resident Indian
OD Over Draft

OMO Open Market Operations


PF Provident Fund
PSE Public Sector Enterprises
RD Revenue Expenditure
RNBC Residuary Non-Banking Companies
RR Revenue Receipts
RTGS Real time Gross Settlement
SFC State Financial Corporation
SGL Subsidiary General Ledger
SIDC State Industrial Development Corporation
SLR Statutory Liquidity Ratio
SLRS Scheme for Liberation and Rehabilitation of Scavengers
SWIFT Society for worldwide Interbank Financial Telecommunication
UBD Urban Banks Developments
USD US Dollars
ZO Zonal Office

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