sources of obligations solidary obligation joint obligation contracts elements of contracts defective contracts voidable contract valid contract void contract statute of frauds unenforceable contracts law on sales Condominium act extinguishment of sale breach of contract risks of loss contract of agency contract of sales law on agency contract of partnership law on partnership contract of guaranty law on guaranty pledge contract of pledge law on pledge contract of deposit law on deposit deposit surety suretship real estate mortgate contract of lease law on contract of deposit law on deposit torts and damages moral damages