NO

CREDIT
NEEDED

Consumer
Financing

Who Is EBA Financial?

Serving small business owners since 2006 and boast a A+
rating with the Better Business Bureau
Headquarters in Raleigh, NC- serving the entire country
Serving over 1000 small businesses- running over $5,000,000/month
through our programs and Growing everyday!
Customers include retailers, medical offices, service providers,
schools and many more.
Corporate Mission - Focus on providing small business owners with
the best, fully vetted, financing programs currently on the market.

Big Solutions For Small Businesses

NO
CREDIT
NEEDED

Consumer
Financing

In House Consumer Financing Benefits

Customers Credit Score is not a factor - we look
at a consumers ability to repay the Loan. This
means, on average, we approve three times as
many consumers as other programs.
Business owners get paid the full amount of
their goods/services UP FRONT and IN
FULL, with no risk or recourse if their
customer defaults.
Application process takes 5-10 minutes to
complete.

Program launched in Summer of 2012

% of Deals Approved
3 Month

6 Month

12 Month

Total

March 2013

69.4%

43.9%

40.1%

55.0%

March 2014

74.7%

68.4%

60.3%

69.2%

On average, 2 out of 3 customers are approved!

NO
CREDIT
NEEDED

Consumer
Financing

How Often Would You Use Financing In Your Business?

How Much Is It Costing You Not Having No Credit Needed Financing?
What is the average ticket price for your products or services? $
How many people ask you for financing per month?
How many customers do you lose due to credit turn downs?
How many people are not even applying because they know they have poor credit?
Total Customers lost per month:

Avg Ticket Price

Total Current Loss Of Business:

REALISTIC increase in monthly income by offering this Financing program:

Additional Revenue Streams with our Financing:
Clearing out open Accounts Receivables 30-60-90+ days?
How much business would you gain by being able to up-sell your customers?

65% Approvals

NO
CREDIT
NEEDED

Consumer
Financing

How It Works- 6 Simple Steps:

1.

2.

3.

Decide which plan your

customer will utilize.

Type the Amount to be

Financed into Financing
POS Tablet

Call Customer Service

For Approval.

Approval within
3-5 mins.

4.

5.

6.

With the POS Tablet,

take photo of 25% down
payment check and
photo ID

Customer signs the

Security Agreement with
their finger on the POS
Tablet and hits Submit

Money Will Be
Deposited Directly Into
Your Business Account
within 3 Business Days

NO
CREDIT
NEEDED

Consumer
Financing

How To Get This Program Installed In Your Business

Lease to Own Program- $159.90/mo for 48 payments
Minimal Upfront Costs to get started
No Penalty for Early Buyout of Lease
100% tax deductible
Fully Transferable lease to another business owner,
with no fee required

Purchase System- $4,995 one time cost

Special Financing Offer- 12 months Same As
Cash for qualifying customers

BUSINESS EVALUATION
Money Into Business

Money Out Of Business

How much business will be generated by

offering new Consumer Financing?

Need to get the System into the

Business:

$159.00 System cost/mo

$ 10.00 Statement Fee/mo

New Business gained per

month
- Application Fees (optional)

$ 0

- Less Finance Fees you

$169.00 Total cost/mo

are no longer paying

$2028 Total cost/yr

Monthly=

Yearly=
$195 One-Time Set up Fee