Income

Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

Gas (ask parents)

$40 Cell Phone

$100

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

Entertainment

$150

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child care
Clothing
outfits)
Car seat (15
x 2 (rear
Facing birth
to 12 months)
Stroller (birth to 12 months)

Holidays
$98.95/m

New Years Eve

$200

$278
$120 *(2)
$140

Crib

$80

Baby pictures (in-studio)

$18

Toys (7 - new born)

Blankets (3)
Crib Sheets (4 sets)
Rocking chair
Pasifiers (5)
Zoo Pass (full year)

Camry 04, $59/m

$60.86
$60
$23.92
$139
$21
$79

$80

Demographics
Family size

Kids

Schooling

Westerville

House size

850 sq feet

Job

Waitress

Job

Carpentar

Monthly Income

4,123

$160 Monthly Output

$3,963

Total January

$3,154

$3,014
$2,889
$2,839
$2,689
$2,485.60
$2,293.60
$2,213.60
$2,035

$1,735.65
$1,457.65
$1,337.65
$1,197.65
$1,037.65
$1,019.65

$958.79
$898.79
$874.87
$735.87
$714.87
$635.87

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

760
Mutual Funds

Insurance

Stocks

Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

Gas (ask parents)

$40 Cell Phone

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

$100

Food
Groceries (total x 3)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child care

Camry 04, $59/m

Holidays
$98.95/m

Valentine's Day Gift

$75

Family size

Kids

Schooling

Westerville

House size

850 sq feet

Job

Waitress

Job

Carpentar

Previous Savings/Debt635.87
Monthly Income

$4,758.87

$160 Monthly Output

4758.87
4758.87

Total February

$3,789.87

$3,649.87
$3,524.87
$3,474.87

$3,091.47
$2,900.47
$2,820.47
$2,641.47

$2,470.52

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

$160

Optional

Utilities

$40 Cell Phone

$100

Gas (ask parents)

$80 Health Club

$45
$50

Electric (ask parents)

no charge

Charity

Water / Sewer (ask parents)

no charge

(I.e. church = 10%)

Trash (if applicable)

Entertainment

$150

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child
care
Clothing
(15 outfits - 3 to 6
month)

Camry 04, $59/m

Holidays
$98.95/m

Easter
$313

$100

SAVED$3,853.42
Monthly Income

4,123

Monthly Output

4,123

Total April

$7,976.42
$7,216.42
$7,007.42
$6,867.42
$6,742.42
$6,692.42

$6,542.42
$6,159.02
$5,967.02
$5,887.02
$5,708.02

$5,509.07
$5,196.07

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

$160

Gas (ask parents)

$40 Cell Phone

$100

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

Entertainment

$150

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child care

Camry 04, $59/m

Holidays
$98.95/m

Memorial Day

$200

SAVED

$5,196.07

Monthly Income

4,123

Monthly Output

4,123

Total May

$9,319.07
$8,559.07
$8,350.07
$8,210.07
$8,085.07
$8,035.07
$7,885.07
$7,501.67
$7,309.67
$7,229.67
$7,050.67

$6,751.72

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

$160

Household
Utilities

Cable

Gas (ask parents)

$40 Cell Phone

$100

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment

$80
Tacoma 06, $120/m

Kids*
Child care
Clothing (15 outfits)

Toys (7 - new born)

Nighlite
Dehumidifier

$98.95/m
$278

$60.86
$4.89
$179

Camry 04, $59/m

SAVED

$2,470.52

Monthly Income

$4,123

Monthly Output

$4,123

Total March

$6,593.52
$5,833.52
$5,624.52
$5,484.52
$5,359.52
$5,309.52

$4,929.12
$4,734.12
$4,654.12
$4,475.12

$4,376.17
$4,098.17

$4,037.31
$4,032.42
$3,853.42

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

$160

Gas (ask parents)

$40 Cell Phone

$100

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child
care
Clothing
(15 outfits - 6 to 9
months)

Toys (7 - 6 month)
Pasifiers (5)

$98.95/m
$365

$74.21
$21

Camry 04, $59/m

SAVED

$6,751.72

Monthly Income

4,123

Monthly Output

4,123

Total June

$10,874.72
$10,114.72
$9,905.72
$9,765.72
$9,640.72
$9,590.72

$9,207.32
$9,015.32
$8,935.32
$8,756.32

$8,657.37
$8,292.37

$8,218.16
$8,197.16

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

$160

Gas (ask parents)

$40 Cell Phone

$100

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

Entertainment

$150

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child care

Camry 04, $59/m

Holidays
$98.95/m

4th of July

$150

Saved

$8,197.16

Monthly Income

$4,123

Monthly Output

$4,123

Total July

$12,320.16
$11,560.16
$11,351.16
$11,211.16
$11,086.16
$11,036.16
$10,886.16
$10,502.76
$10,310.76
$10,230.76
$10,051.76

$9,802.81

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

$160

Gas (ask parents)

$40 Cell Phone

$100

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

Entertainment

$150

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child care
Clothing (15 outfits)

$98.95/m
$365

Camry 04, $59/m

saved

$9,802.81

Monthly Income

$4,123

Monthly Output

$4,123

Total August

$13,925.81
$13,165.81
$12,956.81
$12,816.81
$12,691.81
$126,411.81
$12,491.81
$$12,108.41
$11,916.41
$11,836.41
$11,657.41

$11,558.49
$11,193.46

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

$160

Gas (ask parents)

$40 Cell Phone

$100

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

Entertainment

$150

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child
care
Clothing
(15 outfits - 9 to 12
months)

Toys (7 - 9 months)
Blankets (3)
Crib Sheets (2 sets)

Camry 04, $59/m

Holidays
$98.95/m

Labor Day
$180

$174.16
$6.98
$12.84

$75

saved

$11,193.46

Monthly Income

$4,123

Monthly Output

$4,123

Total September

$15,316.46
$14,556.46
$14,347.46
$14,207.46
$14,082.46
$14,032.46
$13,882.46
$13,499.06
$13,307
$13,227.06
$13,048.06

$12,874.11
$12,694.11

$12,519.95
$12,512,97
$12,500.13

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

Gas (ask parents)

Cell Phone

$160

$100

Electric (ask parents)

$40 Health Club

$45

Water / Sewer (ask parents)

$80 Charity

$50

Trash (if applicable)

no charge

(I.e. church = 10%)

no charge

Entertainment

$150

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child care

Camry 04, $59/m

Holidays
$98.95/m

Halloween

$75

saved

$12,500.13

Monthly Income

4,123

Monthly Output

4,123

Total October

$16,623.13
$15,863.13
$15,654.13
$15,514.14
$15,389.13
$15,339.13
$15,189.13
$14,805.73
$14,613.73
$14,533.73
$14,354.73

$14,180.78

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

$160

Gas (ask parents)

$40 Cell Phone

$100

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

Entertainment

$150

Food
Groceries (total x 4)

$383.40

Dine out (8 times)

$192

Fast Food (8 times)

Car Payment(s)

$80
Tacoma 06, $120/m

Kids*
Child care

Books (10 childrens books)

Camry 04, $59/m

Holidays
$98.95/m

$54.30

Thanksgiving

$250

saved

$14,180.78

Monthly Income

4,123

Monthly Output

4,123

Total November

$18,303.79
$17,543.78
$17,334.78
$17,194.78
$16,935.78
$16,885.78
$16,735.78
$16,352.38
$16,160.38
$16,080.38
$15,901.38

$15,552.43

$15,498.13

Income
Gross Pay

63,390

Income Tax amount

14,902

Net Pay

49,488

Net Pay / month

4,123
Output

Output

Mandatory
Mortgage / Rent

$760

Insurance
Car

$80/m

Home

$49/m

$80/m

Household

Optional

Utilities

Cable

$160

Gas (ask parents)

$40 Cell Phone

$100

Electric (ask parents)

$80 Health Club

$45
$50

Water / Sewer (ask parents)

no charge

Charity

Trash (if applicable)

no charge

(I.e. church = 10%)

Entertainment

$150

Food
Groceries (total x 4)
Dine out (8 times)
Fast Food (8 times)
Car Payment

$383.40
$192
$80
Tacoma 06, $120/m

Kids*

Holidays

Child care

Christmas

Clothing
Car seat (15
(rearoutfits
Facing- 1
1 year)
to 3
years)
Stroller
(1 year(in-studio
+)
Baby pictures
w/
Santa)

Toys (7 - 1 year)

$380
$138
$134.43
$250

$149.66

Camry 04, $59/m

$350

saved

$15,498.13

Monthly Income

4,123

Monthly Output

4,123

Total December

$19,621.13
$18,861.13
$18,652.13
$18,512.13
$18,387.13
$18,337.13
$18,187.13
$17,803.73
$17,611.73
$17,531.73
$17,352.73

$17,002.73
$16,622.73
$16,484.73
$16,350.30
$16,100.30

$15,950.64