Académique Documents
Professionnel Documents
Culture Documents
Name
Section
Income
Combined Take Home Pay
12
May
Jun
Jul
Aug
$5,150
$5,150
$5,150
$5,150
$615
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,568
$616
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,569
$617
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,570
$618
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,571
Surplus / (Deficit)
-$418
-$419
-$420
-$421
Total Savings/(Debt)
-$418
-$836
-$1,256
-$1,676
Expenses
Contributions
Rent
Utilities
Gas
Insurance
Phone
Groceries
Clothing
Gifts
Cable
Internet
Kids lessons
Bowling league
Newspaper
Car Payment
Misc.
Debt Payments
Total Expenses
Sep
Oct
Nov
Dec
Jan
Feb
Mar
$5,150
$5,150
$5,150
$5,150
$5,150
$5,150
$5,150
$619
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,572
$620
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,573
$621
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,574
$622
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,575
$623
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,576
$624
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,577
$625
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,578
-$422
-$423
-$424
-$425
-$426
-$427
-$428
-$2,098
-$2,520
-$2,944
-$3,368
-$3,794
-$4,220
-$4,648
Apr
Total
$5,150
$61,800
$626
$1,732
$275
$170
$390
$160
$450
$50
$15
$275
$25
$155
$85
$35
$200
$30
$906
$5,579
$7,446
$20,782
$3,300
$2,040
$4,680
$1,920
$5,400
$600
$180
$3,300
$300
$1,860
$1,020
$420
$2,400
$360
$10,868
$66,876
-$429
-$5,076
-$5,076
may fluctuate according to principle amount of cards, averaged for budgeting purposes
Hopeful Fa
Name
Section
Income
Combined Take Home Pay
Expenses
Tithing (stop other charities)
Rent
Utilities
Gas
Insurance
Go to only cell phones
Groceries
Clothing
Give love not gifts
Drop cable
Internet
Kids lessons (do homework, limit lessons
STOP BOWLING
Stop newspaper
Car Payment
Misc.
Debt Payments
Total Expenses
Surplus / (Deficit)
12
May
Jun
Jul
Aug
$5,150
$5,150
$5,150
$5,150
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$258
$258
$258
$258
Sep
Oct
Nov
Dec
Jan
Feb
Mar
$5,150
$5,150
$5,150
$5,150
$5,150
$5,150
$5,150
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$258
$258
$258
$258
$258
$258
$258
Apr
Total
$5,150
$61,800
$615
$1,732
$275
$170
$390
$0
$450
$50
$0
$0
$25
$50
$0
$0
$200
$30
$906
$4,893
$7,380
$20,782
$3,300
$2,040
$4,680
$0
$5,400
$600
$0
$0
$300
$600
$0
$0
$2,400
$360
$10,868
$58,710
$258
$3,090
may fluctuate according to principle amount of cards, averaged for budgeting purposes
35
65
150
$339,073
Based on your amount for retirment with an APR of 10% we suggest you pay the money you have after you have
ey you have after you have pay off your debts to save for retirement
Debt
2nd Mortgage
1st mortgage
Credit Card #1
Credit Card #2
Credit Card #3
Credit Union Loan
Car Loan
Gas Credit Card
Medical bill
Rate
9.5%
6%
12%
15%
11.0%
6.0%
7.0%
12.0%
15.0%
Total Debt
Principal # of Pmts
$49,612.40
142
$119,412.57
147
$6,000.00
48
$1,000.00
36
$12,619.08
60
$19,225.00
84
$3,000.00
17
$1,969.78
24
$1,876.97
36
$214,715.80
$3,156.00
$2,844.00
$410.61
$192.72
$1,171.26
$705.71
$6,584.88
$6,034.20
$8,706.35
$10,518.65
$ / mth
$582.82
$1,149.00
$158.00
$34.67
$274.37
$280.85
$200.00
$92.72
$65.07
$2,837.50
$8,107.14
$97,285.71
$589.39
7.8372333701
Month
Real Debt
1
$82,760.44
2
$168,903.00
3
$7,584.00
4
$1,248.12
5
$16,462.20
6
$23,591.40
7
$3,400.00
8
$2,225.28
9
$2,342.52
10
11
$308,516.96
12
13
14
15
16
$2,200.00
17
$800.00
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
Payment
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$392.72
$392.72
$392.72
$392.72
$392.72
$392.72
$392.72
$427.39
$492.46
$650.46
$650.46
$650.46
$650.46
$650.46
$924.83
$924.83
$924.83
$924.83
$924.83
$924.83
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
12.0%
Interest
$19.70
$17.97
$16.22
$14.46
$12.67
$10.87
$9.05
$7.22
$5.36
$3.49
$17.50
$15.31
$13.11
$10.90
$8.67
$6.43
$4.17
$4.09
$14.64
$31.56
$25.37
$23.90
$11.78
$3.23
$55.31
$47.34
$39.30
$17.01
$14.55
$15.84
$52.59
$46.83
$41.03
$35.21
$29.36
$23.48
$17.57
$11.62
$5.65
Principal
$173.02
$174.75
$176.50
$178.26
$180.05
$181.85
$183.67
$185.50
$187.36
$189.23
$375.22
$377.41
$379.61
$381.82
$384.05
$386.29
$388.55
$423.30
$477.82
$618.90
$625.09
$626.56
$638.68
$647.23
$869.52
$877.49
$885.53
$907.82
$910.28
$908.99
$1,153.09
$1,158.85
$1,164.65
$1,170.47
$1,176.32
$1,182.20
$1,188.11
$1,194.06
$1,200.03
$1,969.78
Remaining Balance
$1,796.76 Car Loan
$1,622.01
$1,445.51
$1,267.24
$1,087.19
$905.34
$721.68
$536.18
$348.82
$159.58
$2,624.78 Gas Credit Card
$2,247.37
$1,867.76
$1,485.94
$1,101.88
$715.59
$327.05
($96.26) Credit Card #2
$227.89 Medical bill
$2,537.10 Credit Card #1
$1,912.01
$1,285.45
$646.77
($0.45)
$5,164.68 Credit Card #3
$4,287.20
$3,401.67
$2,493.84
$1,583.56
$674.57
$9,365.56 Credit Union Loan
$8,206.71
$7,042.06
$5,871.59
$4,695.27
$3,513.07
$2,324.95
$1,130.90
($69.13)