Albert Pinto Case Study

Presented By:
Anwesh Chakraborty
Manish Kalbalia
Samrendra Singh
Rajan Kakkar

RISK IDENTIFICATION

R
EVENTS

IMPACTS

Heart Attack

I
Stroke

Death
Disability
Financial Loss
Job loss

S
Psychological
Breakdown

K
Hypertension

Difficulty in familys
lively hood
Disturbed personal
& professional life

IIM SHILLONG PGPEx | Anwesh | Manish | Rajan | Samrendra

RISK ANALYSIS
Loss
Proposition

Impact Drivers
Proximity to Hospital -12

Event Drivers
Age 54
Stressful environment

Kms
Proximity to Ambulance
Service - 8 Kms

Sedentary Job

Wifes inability to drive

Overweight

Low on savings/fail safes

High BP
Alcoholic Nature

Cholesterol Level

IIM SHILLONG PGPEx | Anwesh | Manish | Rajan | Samrendra

Hypertension

Hypertension

2008

Psychological
Break down

Stroke

Decided on the basis of

brainstorming and some
basic assumptions

Heart Attack

Stroke

Psychological
Breakdown

Severity***

IIM SHILLONG PGPEx | Anwesh | Manish | Rajan | Samrendra

***The probability and severity have been shown

on an ordinal scale

Probability***

Heart
Attack

RISK MAPPING

RESOLVING & MONITORING RISK

Prevent- 5
Mitigate- 1,2,3,6,8
Transfer- 4,10
Accept- 7,9

1,5,6,7,9

Impact

2,3,8, 10

Stressful
Environment
Sedentary
Job

Change work place ergonomics (4)

Physical exercise pre/post office hours (5)

Overweight

Physical exercise pre/post office hours

Controlled diet (6)

High BP

Physical exercise pre/post office hours

Regular physical checkup (7)

Alcoholic
Nature
Cholesterol
Level

Ease

Prioritize the daily activities (1)

Build network with bank officers union (2)
Carefully plan succession and offload some functions
through delegation (3)

Avoid/reduce alcohol (8)

Socialize more in family circles (9)
Switch to non alcoholic drink (10)
Avoid/reduce alcohol
Controlled diet
Regular physical checkup
IIM SHILLONG PGPEx | Anwesh | Manish | Rajan | Samrendra

RESOLVING & MONITORING RISK

Prevent
Mitigate- 11,12,13

Proximity to
Hospital

Change residence to a more suitable locality (11)

Work with local councillor to set up a medical ward
nearby (12)

Proximity to
Ambulance
Service

Change residence to a more suitable locality

Work with local clubs/ NGOs/ Social Welfare
organisations to start up an ambulance service (13)

Transfer- 16
Accept-14,15,17

14, 15,
17

Wifes
inability to
drive

16

Low savings/
insurance
cover

Impact

11, 12,
13

Ease

Teach wife to drive (14)

Hire drivers on call services (15)

Change of lifestyle (16)

Avail better health insurance cover (17)

IIM SHILLONG PGPEx | Anwesh | Manish | Rajan | Samrendra