1430 1431 2009 / 2010

:
:

:

:

1428 1429 2007/ 2008

..

..


..

..
..

,


.. ..
.. :

:


""

" "

..


..

...

...

:
:



:

: ) (
)(
)(
)
( ) (.
: .


:

..

.

.

.
:

...

] [51:
] [188 :

] . [ 29 :










] [168 :

] . [114 :






:

). (1






:

) (2










.

(1
2223
2003 1

)(4/503

(2
2059 (4/353)



" " "
"





.







.



...

01-05
01-06
.
"



"

.

:





.
.


:
-1





.

.






.


.
-2

.

-3

 -4

.


-5


.


-6






.

:

:
-1 :
-

...


.
-






-
-



.

-2 :
- -

-


.
- 01-05

01-06

.

-




.

:



:

-1 :




.
-2 :
-



-

-

 -

-

-
-
-


-

:









:

: " "
-1
) (


2002-2001





.

-
:

-
:










01-05
01-06
.
: "
-2
" )
(

.2005





.

-
:

.

-
:

.





.
: "
-3
" )(


. 2005

-
:

-
:

.









.
-



.
-


.

:








:


-1

.

-2

.
-3 -

.
.



:











.

 -

. -

.
01-05

01-05 -06
01
01-06 ).(
)..(
.












.



.


:

.

:




:

.

:

.







.
:

:



.

 .
:
:



.








.


:


:

:


.

:
.





:


.

] : . [19

:
:
:

-



.
" "






))

(() (1



) (2

" "

()1 - -
) .( 2004 17
(2
2006 1 33


).(3
" "







) (1 " ") (2 1931


"

") (3 ).(4




).(5
(3
) .(
2007 08
) (1
.
03
2000 230
(2
.
(3
.
(4
) ( 2004/2005) (

10

(5 - -
18 -17




1973

).(6
1988


" " 19/12/1988



) (1 :
12/12/1988 .
19/12/1988
-95
41 . 28/01/1995
06/02/1990
. 05/01/1994
15/11/2000
55-02
. 05/02/2002

.
(6
2007 1 30
(1
) 11

. 01-05

:




















)(1
" " .
) (1

.
(1/453) 1996 1




.








.

.






:
: ""
:
""

:

).(1

: .
: .


:

:
] [20 : ).(2

)) (( ).(3
:
)) :



(() (1 ))
(().(2



))
((
).(3
(1

) .( (3/471) 1979
(2
(234 /4) 1997 1
(3
2004 4 578
(1
) .( 1994 402
(2
) .( 1983 114






.




.



.
: ""
:
" "

:

:


:



...
).(4




) (1
.
""
:
-1 :
.

:
:
.
:
:
:


(3

).( 1990 57
(4
(5/36)
(4/424)

) (1

 ]:


[36 ...
)(2
...







.



-2 :
.


)) : :

: (() (3
))
(( ) (4 .

!!...





.
-3 :
.

(2
(3
) .( 2005 303
(4 :
)(5/36

)
)

http://www.lexicons.sakhr.com

05/01/2007





:


)) :








)(1

: (( .


-

-



.


.
:





.



.
: ""
:
""

:


)) :

... : :

)(1

)(5/37

 :
: :
((). (1



) . (2
))
(( ) (3 :
))
(() . (4

] [ 20:
.

:

:
-1 :

:
- :
:
(1
(2
1981 449-448
) .(
(3
892
(4
1993 1 503

)
)

)
)

)(6/111

 )): :

)(1
(( .
))
(().(2
)) :

(() .(3
.
)) :

(() .(4
.

)) :

(() .(1 .
:


:

) (1
) 2000 1
(4/501
(2
(5/51)
(3
) .(
(2/332) 2003
(4

1983 1 327
(1

) 1.( 216


.


.


.
:


.


). (2

.
))



(().(3

.




(2
2006 1 25
(3
).( 2001 101


))
(().(1



.
01- 05 6
2005
04 " :
: :

" ....
- :
): (2
.

.
.
:
.
:
.
:

(1



)

) .( ) .( (1/269)
(2
1999 1 145

 :


). (1






.
:


).(2



.
)(3
:

.


.
.

(1
(4/44) 1991 1
(4/44)
(2
(3
36

)
)



).(1
-2 :
:
- : 04 : 01- 05
" : :






" .



.




.
682 10 -05
" : 20/06/2005


.


" .

(1
1977 11 19


))

(( ).(1


.








.
- :
682 683
):(2




.
: 682


.
: 682




(1
95
(2
102


.







.





.

 :





) (1
.




.

(1 ""
.

.


-: ) .( 1991
131


) .( 2002 35

 :

:

.


15-04 27 1425 10
2004 156-66
18 1386 8 1966
:
:
389 389

.7
389 " : :
-



.
-


.
-

.
-


" .


:


.
.

.
.


" "

.



01-05 27 1425
6 2005






.
02
" : :
-


.
-

-


" .










.

""
02 .
10-05 20
2005 " : 674

"

))
...

 ...
-:
-...
-...
(( ).(1
""
""





.
02
" "
" "

"
"


). (1





.
(1


122-121
(1
02 2004

03 141 12

.




).(2




.


)) :



.
: !
.(1)((...
-


.

(2
1199 31
) (1
1992 1 365


.


.

): (2



.
.
.
.




.



:
: )) :

(().(1
) (2
2004 1 26 - 25
(1

).( 1425 20



.
: )) :

(().(2



.
: )) :
((). (3







.

:





.

:
:
(2
23
(3

) .( 2005 51


.
:
.

.
:

.
: .


.
:


"") (1
"") (2

392-96
. 13/05/1996
"" ""


) (1
Le blanchiment de capitaux
Money laundering

(1
1996 1 79

)(1

)(2


.

""

""

.
""


""
"" :
:



.

.
""
:

"" ""
"").(2
"" :
: ] [100: .
: ] [58: .

.

.
""

.

(2
14




)(1
""
"
" .
"" ""

""



""
.

" "
" "


)(2
" " " "

.






) (1
.
1999 1 275
(2 :
29

 " " ))
(().(1

").(2
"



.



:

)(3

(1

,1999 2 40
) (2
:
.

" :
(
( ) ( )
)
) ( ) - ( "
(6/501) 2001 1
(3
) .( (3/459)
)

% 02.5
% 06.3
01.5 02
).(1


2000 28.3 17


)(2

.

" ") (3 )) :
01.2 % 04
600
(().(4
)http://usinfo.state.gov (1

:
(2
40
(3
) ( GAFI
(4
12 4620 2006 24
13/03/2007




% 02
8841 2006
85
02 ).(1




.




.

:
) (1

2671

15/11/2007

03

 -

-

.






.
:




) (1
: :
:



:
-1 :

) (1 GAFI : Group Daction Financiere
Internationale
FATF : Financial Action Task Force:

.
) .(
2005 97


).(1


).(2


).(3
-2 :

:
- :



) (4
).(5

- :


).(6
(1
) .( 2001
11
(2

2002 1 69
(3
43
(4
213
(5
) .( 1998 62

 - :


).(1

).(2
- :




).(3
:


:
-1 :



). (4


(6

) 2006 .( 35
(1
45
(2
61
(3
214
(4
13



)(5

-2 :


:
- :

):(1

.



.


.






) (2
(5

) .( 2002 10
(1
215_ 214
) (2 )
(



) (3
700
%0.5 % 01 .
:

).(1
- : :


.


.

.





.





16
170

2005 1
(3
88
(1
36

)
)

 2004


).(2









)(1

-
: :


.


.

:




. :

-1 :
) (2
) (

) 2005 ( 213
(1
211



) (2 ))
(( ).(3
-2 :
:

- :


...
-
:







).(1
- :
).(2




(2 - -
26
(3
219
(1
84
(2
220

):(1
:




.
:

.
1
223_ 222



.
:








02.4

).(1





.

(1

04 2006 220

 :




.
2001
): (1


.


.


)(1

Htt://www.usinfo.stat.org

18/03/2007


.




.

) (2

:
:


:
-1 : ))



(( ).(1


%27
). (2
-2 :



). (3
(2
67-61
(1

21 41 301
(2
354




). (4
-3 :


)(5
.
-4 :



).(6
-5 :



).(1



.
:

:
(3
57
(4
354
(5
2003 183
(6
, 356
(1
303

)
)

)
)

 -1 :


). (2
-2 )) :



(( ). (3


.
.
-3 ) :(4



.
-4 ) :(1


-
).(2
(2
362
(3
126
) (4
89-88

(1
:
][32 :


.
:

:
-1
:




)) (().(3
-2 :
-




08 1998
)(4
.

:

:


(2
88
(3
69 2003
38
(4
369



- -



).(1
:









).(2




.







(1
67-65
(2
) .( 2004

74

:
:









.
) (1



) .(2




-
.



:



] [15 : 01 ).(
" : " .
(1 :
:
-

807

) (2
).( 1993 05



). (1
-
-



.

(1 :
1998 231

Qualfication

01-05 -

:
:







.







.




).(1

(1
61

 (22
:

.

) (1

.


).(2

.


).(3







).( -05

. 01

(2
285
(1
) .( 2005 09
(2

) .( 2002 17
(3
62

 :





27 ).(
). (1
))


(() (2

))
((). (3

(1
).( 98
(2
) .( 2002 59
(3

1996 1 75

:
-
- .




:
:




:
-1 :



) (1

). (2







).(3



.
:

(1
281
(2
185
) (3

2002 41-40

 - :




) (1

). (2
- :

-


). (3




). (4




.

(1
281
) (2
39
(3
282
(4
39









07 .01-05



19 . 01-05










).(1






).(2
(1
42
(2
43



)(3
.

.
-

-
.
-2
:




.






:
- :
:

(3
44

) (1


). (2




.

.


).(1
- :
:

(1
44
(2
48
(1
49









).(2

).(3


.
:

(2
251-250
(3

127





.


.
-1 :
).( ": 387


500
20.000 .
20.000
"...
) (1




).(2






.
)(1

Recel De Choses

233
(2
126





:
.

.
.

.
))

(() (1


.



.
-2 :

(1
59


:
- :
).( 387




).(2




..

(2
131





) (1


387
).(




).(2

(1
74
(2
74

 - :

387 ).(

.


).(3
-
: 387 ).(



).(4




))

(().(1

(3
133
) (4
06
(1/386) 2007

(1
78




-
-



.

.
:


:

 -1


).(2
-2

.
)(1
-3

.



20/12/1988


.
:

(2
81
(1
338



1988
41-95 18/01/1995



:
-1 15-04 27 1425
10 2004
156-66 18 1386 08
1966 ).(.
389
.

 -2 01-05 27
06 2005
.
) (36
:
)(2
-
)(3
-
)(1
-
)(2
-






) (3
).(4
1425

)
)
)
)
)
)

01-05

(2 04
(3
15 01-05
(1
25 01-05
(2
31 01-05
(3
02 01-05
(4
02 01-05

 -3 01-06 21 1427
20 2006
.
16

42
.
) (5





.

(5 :
156

Infraction

 01-05
.


). (1

(1
30











). (2

(2

61



)(1





.
:

) (2
).(3



)(4
.




) (5


,
01-05
02
:
389 ,
)
)
)

63

(1
(2
63
(3

147

(4
148
(5
108

" : -



.
-


-

-


"

,
389 03
,
,
,
389 03




.


:
-1 :
,


).(1







). (2
-2
: 02 01-05
387
:
-
:

.

.

).(1

(1
114
) (2 )
(
) 2002-2001 ( 65
(1
(1/402)


.




).(3
-
:
,

)(4

,

)(1

.
-
: ,

,
,
). (2

,
)(2

)(2

149

(3
(403-1/402)
(4
(1/404)
(1
119
(2
26


).(3
- :

).(4

) (5

) (6
389 3 .
,
,

.



,



.
02 -05

01
)(1
,
" "
)(3

79
)

(4

)(5
)(6
)(1

79

79
)( :
79

La participation lune des infractions tablies conformment au prsent article ou a

toute autre association , en toute , tentative ou complicit par fourniture dune
assistance , dune aide ou de conseils en vue de sa commission

 " " ,



. .).(2
:


.


). (3





)(1
02 01-05
387

02 " 01-05 :
" :
,

"
)(
" : " ...
( 405 1/404)
(2
( 1/406)
(3
84
(1
51

)
)


" ....

:
-1 :


-
- ).(2
02 01-05



.


:
- :
02 01-05 389




:
:
"
"




(2
173


). (1

) (2




07 . 01-05

) (3 04
03
19
20 .
" " 20-19-04

).(4
: 02
01 - 05 - -


) (1
) .( 2001 325
(2
30
(3
149-148
(4
149


.


))

(() (1

.
- :
02 01-05




). (2






.


).(3
(1
31
(2
165
(3
324-323







.
-2 :

) (1
). (2


02 01-05



.


) (3

) (4



" :
) 48.(
(1
199
(2
258
(3
341
(4
141


" .









).(5


)(1
)) : ((



.



.

(5
142
(1
2007 1 123


) (2 :
:

))

(().(3
01 05


.
01-05 04
"
. "...
01-06
" : 02



" .
04
01-05
02 "
".





.
(2
19
(3
106

 ""
""
)(1






" "

389 04
20 21
. (01(2-05
:

.

:
-1
.
-2
.
-3 .
-4
.


.
)(1

Produit du

crime

(2
(1/399)


). (1






.

, :
] :

[161
))

(401-1/400)

) (1


((). (1



01-05
,

,

- -


,


,

.
,

.

:


))

(( ).(1



(1 ,


2004 1 483
(1

1989 1 285
)


:
:
). (2
: ) (3
.
: )) (() (4 .





,
,
.


)(1






.

:
(2 ) .(
1998 43
(3
288
(4
310
(1
, 229


02 01-05

.





))

(() (2
,
) (3
,
:
:





,


:
-1 ) : (4
,
:
- :




] [275 :
(2 , (18/274)
(3
, 229
)(4
122

)
)


] [278 :

). (1
- 2 :
) (2

:

).(3


,


, ) (1 )) :

(1


).( (1/470) 1986
(2


.

) .(
).( ( 240 5/238)
(135-4/134 ) ) (3
2743 )
(5/390

(1 .
304
.
458


, ((). (2

)(3

)(4
.







.


,

.



,


( 11-8 /4 ) 1964 1
(76-1/75 ) (2

(9/191) 2003 3
) (3
, , 18261 (9/191)
) (4
. 23020

(38/128) 2001 1



.
.

-2 :
, ,

):(1
- :

)(2
)))(3


:
. ,

(1 , , 127
) (2
150
. 204.

1996 1 162
(239-1/238) ) (3
455
520
.
1986 ( 502-19/501) 04
)

)(4

, ((
:

]:
[275

,

.

).(1

.
- :

) (2
:
]: [275

,

] [278 :


]:
)(3
[279
(4

(2/157) 1988 1
(1
, , 18259 (9/191)
(2
(471-1/470)

(3
(1/470)

)
)

). (4


).(1
:
]: .[278


,

: .

) (2

, ,
).(3
(4
.
- :
, (9/191)
(2/3041) 2005 1
(1 (1/1611)
(2




.
)(3/549 )(3/47 (3

1
(4/403) 2006

)
)


) (4
,
.
- :





.



,

.


,
, :

,
) (1 )) :
(4
259 ,
(1



852
) .( ) .( 2/36)
(40

)


,

,

,



(() (2





:

:
:
:

: :
: ,

:



,


:

)(1





,
,

(178 /01) 1993 1

(2 , (5/402)
(1

) 16.( )(3/323

)
)

 .






:
) (2
.




.

,




,

.

,
.


.
:
(2
3518 (677-6/676)


,




.


) (
)( :
-1 :
,

, ,
, :

: ] [ 29:




)(1
,

.


) (2
:
,

(1 ,

(1/138) 2003 3
(2 ,
3253

(12/28) 1929 1


.
-2 )( :

,
) (1 :

))
,

(() (2

.
), (3

,
,






)(4
:
- :
(1



)
450
.
. :
. 505
)(6/191 (4/216) (2 , (2/175)
(3
, 241
(4 , , 74

)
)







.
) (1
) (2 ) (3
:

,
" :

") (5

, ) (6

) (1 . 51


. 124
(698-3/696) (178-4/177) ) (2
97
.
161
(58-2/56) (390-2/386) ) (3

160
. 240
268-263 (182-3/180) (5
640
(2/175)
(6

)
)



,
), (1


,
, ,

).(2

: ).(3

.


,
).(4

)(5
, .


,


(1
247
(2
, 82
(3
, 83
(2/175 ) ,
(4
(5 , 639

)
)
)
)


,
)(6
.
- :

,


)(7
)) :
((
) (1

.
)) :
, (() (2

.
))) :(3

(() (4




,
.
(6 ,
(7
, 77
(1 ,
(9/554) ,
(2 , (2/159)
) (3
631


. 676
(400-8395) ) (4
) .(
).( (9/428) ,

)
)
)

83

)(5


))
, :


,
(() (6

,




.

,


). (1

,


, : : ) (2

) (5
661

:
. 728 .
) . ( ) . ( )
( 88-6/80

(6 , )
(1
249
(2 , ,
- 3658

(10/113) 1969 2

)
)

(29/307



, ,

,



,
,


,


) . (3


,
- -



,


,

:

:
.

.
))
(() (1
)(3
)(1

,
, (12/71)

642

 ,
.
:
)(2
-1








.


.
))

,


,


,
)(3
, ((





.
,
, :
- :
))
(2
271
(3
(3/183)

 (( ) (1)) (()(2

))
,

,
((). (3
- :
, )(4 :
))
(() (5


))
, ,




,
(1
(1/269) ,1997 1
(2
, (1/171)
(3
265
(4
384 .

.

. 456
(329-3/325 )
(5 ,
(9/204) 2005

)
)

)(1

((
.
,




, ,
).(2
-2
,
,

,

,
,
,
,

.

)(3

:

,

) ( ,
- - .

,

(1 ,
(2 -
(5/21)
(3
, 228

)
)

)(102-2/101

 .
,
).(1

,
.
,
,
,
,
,


) (2

)) :
(() (3
:
- :

:
:

,
,



,
). (4
,
,
)(1
)(2
)(3
)(4

,
233-232 ,
, (4/114-3)
, 233
232-229


, ,
,
,
.

)) :

,

, , ,
,
(() (3


,

.

, :
: ,
,
,

,
) ( 4

] [173 : "
").(3
:
))
(
)

(
270
(3
320
644-643

 (() (4










)(5
.
) (1
,
).(2
:
)(3

, :

) (4 )) :

,
(9/417)

(4
(5
1
1300 189
(1
.

. 616
(3/61 ) (2 , , 2006 , 71

)
)

5/3/08

http://www.fiqhia.com.sa

) (3 ,
,
(1/210) 2004 2
(4
(548-5/547) 10826




, (().(5

,
,
, ,
, :



] : [2






,
))

)( 5
((


,

,

): (2
:

(5 , ,
)
(
642-641
(2 251
)(29/323

 ) (3 ) (4
) (5
,

) , (6 ))
)(7
((
:
) (1 ) (2
,
,
, ,

(3
150
.
.
225
- 159-158 (240/)
(4
635-634
(5
, (1/208)
) (6

1998 1 71
(7
, (1/422) ,
) (1

1137 .

1250

( 298 /6) 1986 7
(2
(3/19) , 1985 1
)

)
)

 ))

)(3
(( .
:
) (4 )(5
) (6 ) (7

" ") ,(8

,


) , (9
.

(3
(4 ,
2005 4 125
(5
. . .
191 .
239(6
, (1/208) ,
(7
, (29/320) ,
(8
382
(9
70

)
)

)
)
)

72

 :
)(3
)(1 ) (2
) (4

) (5 " :

)(6
: "
) (7 " :

(1 ,
) (2
124 .
.
. 197
- 217-214 ( 37-3/36)
(3
, 645
(4

(4/334) 1997 3
(5


73 - ) 3/327 . (330
(6
, (5/548)
(7

:


.
) 1992 1
)(9/417

)
)

)
)

03/987 . (994
)(8
)(9

)(5/548

,
, (5/548)

)(8

: "

) (9
,


:

(1) ...
.



))

(() (2





,
,
))
(() , (3

)
)

(1
(1/158) 52
(2

) 1979 (

345- 344
)(3

, 188

 ,

,
,
,

,
,

,

) (4
,
,


,
))
((). (6

,


,



,
.
- :
(4 ,
)( , ,
,
) ,.( (2/135) , 1986 ,

, 190


, .

,
), (2
:
:
,
,
,
,
))
:







(().(1
,


)(2

(2 ,
(2/162) ,
(1
(2
8818

)
)
)

187



).(3




) (4

,
.

) (5
).(6

.

)(7
.

(3 ,
(4
2576 (5/240)
(5
, , 263
(6
2442
(7 ,
(14/20) 2006 1

)
)

)
)

187

 ) (1 :
] [188 : )) :
(( ).(2






.






.

02 01-05




(1






370
(224-1/220) 1993 02
(2
(1/251)


" ").(1






.

:




.

:



" "









).(1
(1
) (1527-1469
.
: 2004
(1
) .( ) .((1/183)




.
:





:
-


.

:

).(2

.


).(3



.
(2
(2/605)
(3
(2/605)


.

.
-

)(1






:






.

.




.

.
-


) (2
(1
(2/514)
(2
(2/638)

.






.

:





02 01-05
) (1

(1 :
121

Escroquerie


.



). (2





.
:


:
-1 :
:
- : ))
(() (1

)) :
(().(2

)(3

.
- :

)(2

(2/283
)(1
)(2
)(3

209
618
)(2/189


:
)) :

)(4
(( .
)(5 )) :

.
(().(1
) (2 )) :

(4

).( ) . ( 32
(5 :
691

751 - : -6/168)

(170

(1
618
(2 :

79
- . (1/75)


(().(3

) . (4







)(1
.


).(2

372 )
. (
(3
) .(
(2/321) 2003

(4
(1/414) 1994 1
(1

28/4/2004-26
) .( 2006 84-82
(2
) .( 2004

54


.


.
-2


:
-

)) :
(() (3
-






.




)) :






)(3

189


)(1
"
:
" (().(2

:
:
] [09 :

))
(() (3





.

:
] [42 :


) (1
(1 :
66

:
131 .
(349-1/348) (2
551
(3
572
(1
) .( (1/471) 1984

)
)
)


.

:

] [163 :






) (2


:


]. [66- 65 :





.

) (1


(2
(1223-2/1221) 2002 1
(1
2236 )(4/516

). (2


!!..

).(3








.

.




))

)(1

)(2

59

(3
(5/340) 2680
(1 3671
(10/152)


...

] .(2)(([23:
-





.




) (3

))
:
-1
-
-
)()(
(().(1


:
(2
549-548
(3
(1/416)
(1
(1/416)

].[120 :


) (2










.

)(3
.





.




)(1
)) ((


(2
(3
3471 (9/379)
(1
(1/274)

)
)

(2/1103)





) (2
.


.
:




- -

- --
).(3





:
: )(

)(2

(2/387
)(3

273



).(1

.









.

:
-1 :
:
- :



.
- :


.


.




)(1

273

 :
]: [2

) (1

.



.



))

((). (2
-2 :

.



.




).(1
(1
3580 (10/05)
(2
(1/372)
(1
(1/372)






))

(().(2
: )(

.



:
-1







.
"
").(3

:
)(2
)(3

471

135

 - :

.
) (1 ))
:
(().(2
- :

.
)) :


. (3)((...
:


). (4





.
(1

684 -
130-128
(2 1
(2/260) 1998
(3
200
(4
138

 -2



.






.











:

] : [2


.

- :



). (1




)(1

- :

). (1



.



.


.



:
] :

[29

). (2










.
(1
(2
196 (2/157)

)
)









.




.

:
:

.

) (1



.






.

01-05 01-06

.


(1 :
260

Terrorisme


.

:
:






:
:


) (1
2006 286 850
757 319014

9879 "".

) (500 )(2
) (3
(1 1932 04/03/2007
) (2
46
(3
46

03





1988 -
- 41 95 28
1995
18-04 25 2004

.
:

) (800
% 80 % 50 ).(1



) (2


5.750.000 )..!!(3

) (20 )..!!(4


(1 5038 13/06/2007
(2
138
(3
61
(4
62

)
)

04

) (5


).(6




)(04
700
) (7


.
:



% 40
% 90
1990
) .(1

.




(5
20/11/2007

http://www.aljazeera.net

16

(6 5319 10/05/2008
(7
64
(1
93

)
)

07

""








.



:
:

) (1

(1 - -
176

 (1930(2

(
. 1973(3
:
:

:





: .

)(4
: .

(5
) .



- -

)) :

((). (1


.
:




) (2

(2
).( 23
(3

28 1425 171
(4
(3/131)
(5
2 447

(1
376
(2
24

)
)
)
)


). (3
:
.
).(4 )) :


)(1
((

.

:

.
.
).(2
(3
) .( 2001
12
(4
17
) .( 2003
157
(1

15 2005 136
(2
137
)

 ) (3

). (4




.


.
:
:
87 :
"


-:


. "...





.
(3 " "ZUN TZU 2500
" :
" .
- - 177
(4
2007 2 132

 :
: 03 " : 01-05





87
87 10 ".




.
""


:


] [60 :
))


:
: .
:
.
: .
: .
:
((). (1
) (1
) .( 1995
(8/192)





) (2
] :
:
.[81

:




.

1998



"") (1
" "
) (2

1373 2001
11 2001

(2
).( 2004 321
) (1 : .1911
) (1989 - 1981
. 2004
23/02/2008 :

http://ar.wikipedia.org

(2 - -
180

 30





).(3



2006


)(04
). (4





2001

)(50
).(1



).(2
(3
302 299
(4
4887 17/12/2006 03
(1
2060 01/08/2007 05
(2
5149 23/10/2007 03

)
)
)






.




).(3



- ) (4

). (5

).(1

(3 - -
181
(4
119
(5 - -
181

203

) (1


03 01-05

.



.

) (1
) (2









)(3
.

.

.
:
:

-1 :


)(1
.


2006 2 79

) (1

(2

531
(3

111
(1
(5/128)

-2 :


.

) (2
.






01-06 01 " :
:
."...

:




(2



).( 2000 4-3







.

. 2003



:
] [41 :




:
][56 :


:
:

:
-1 :



01-06
" 32 " 33
" ".


.

 ) (1



).(2
) (3
- -





). (4



.


.
) (1 :




:
808 (3/330)
(2
1998 1 267
(3
760
845
(4

) .( 39-38

-2 :
:
- : " "
)(1

126
) . ( " :
500 5000

"...

:
:
] .[188 :

):(2 ))

..:

. ):(3

. :

.
)(1

243

(2 :







) ( 671 - 407- 406

(3 :


546 - 276 - 275

 : :
..
:
((). (1
:

][42 :
)) :
...
: .
: ...
:
(().(2
- : )) (().(3



...). (4



"" " " "
" " "
" "
) (50

)(1
)(2
)(3

(4/405)

)(4/405

49
)(4

119

).(

 ) (08 ) (1

)
(35-30 ). (2

""

:
] [161 :









.




!


).(3

(1
(2
25/05/1999
(3
) .( 2004 123-122

)
)
)

24/12/2006

""

""
) (147
1.3
1998 1.42 191
1999 13.309 3421
2000 28.58
8976 2001 39.54
111159 2002
58 15187

)(1

1.5 2.1
). (2

""

). (3

" "

(1
) .( 2007
55
(2
4905 08/01/2007 02
(3
53

)
)

 ) (10

).(4

). (1






).(2




.


).(3
)(4

60

(1

) .( 2006 26
(2
433
(3
5031 06/2007/ 05 03

).(1

01-06
42 .



16 .
42



).(2
01-06
16
42 01-05



(1
) .( 2007 86
(2
(2/136) 2006 4

 .



.

,



))
..
....
(().(1

.



)(1

32




.
.

:
:

) (1 :

). (2



:





""











:

)(3

))
(1
(2
150
(3
6534 (11/442)

)
)
)

)(1/315

(() (4 " ") (5

.

""


" "


.



:

.







.


(4
(5
.
, , , ) 1998 , 1

)
)

(1/84

)(2/143


:
:
:
-1 :







.

.

:
- :




.

). (1
) (1 :

(2/261) 2000 1
- (2/157)

 ))




:

(().(2



)(1

). (2

) .( ) .( (11/212)
(2
3

(170-29/169) 2005
(1
129


: 189 .
(127-3/122)
(2
(2/261)

).(3



- -


). (4
- :

.

) (1



). (2

).(3
(3
2597 (5/260)
(4
346
(1 :
100
(11/212)
(2
100

)
)


).(4



).(5




) (6
)) : :


. :

:






:



:
(3
2003 2 54
(4
350
(5
351
(6
351

)
)
)




:




(().(1



.
-2 :








)(2
.



)) :



(().(1
(1

)

1988
(1/390-391)
(2
(1/81)

:


) (2 :

).(3

















.
: :


.

): (4
-1 :



-


.
(1
(2/261)
(2
19774
(3
4650
(4
(1/178)





).(7

"
" ) (8" ") (9
: ).(4


.
-2 :



.
-3 :




.


:
)( " "
-
(1/179)
)(
(1/187)
)(
(1/189)
(4
7

8
9

 - :







) (1

).(2


.
- :



). (3

) (4

.

(1
(2 ).(
).( (3/520)
(3

- ( 3/36) 1956 3 ) ( 303 / 5
(4
(1/184)

)
)

)(149-7/148

.



.
:
:



:
-1 :


.



":
"). (1

) (2




(1 .
: (2/115 )
(2
2408
(5/81)

.
-2 :

.

) (1
) (2

))


(().(3



)) :

.




.

)(4
((
(1

16 1406 227
(2
(4/209)
(3
(1/189)
(4 (1/388)

 :
-3



)) :



:
:
.
:






.




. .(1)(( .

)(2
.
:



-

(1 (28/592)
(2 -(6/443)
- 632
(3/366)

)
)

). (3






.
-

":

").(1


.
-
).(2
-
)(3

-

)(4

(3
3316 )(9/180
(1 (9/191)
(2
362
(3
362
(4
311

)
)
)
)




.

:






.


)(1

).(2

:
-1 )
(


.

(1
162
(2
387

 ))

(().(3
))
(() (4




). (5

). (6



).(1

-2 :
)(2





) (3

(3 (5/99)
(4
(7/318)
(5
(6/329)
(6
(4/409)
(1
(1/192)
(2
).( 1990 45

)
)

)
)


).(4



).(5



) (6

).(7


).(1



).(3




(3
(1/188)
(4

) .( (6/144) 1981
(5
(1/192) ,
) (6
(6/28) 1994
(7
(4/457)
(1
(6/146)
(3
(2/215)

)
)
)

:
-1

).(4
-2



.

). (5
- )
(







..

.



:
)
)

(4
(5
( 9/429 )

)(6/144

 -1


- -
)) :

(( ). (1




))






(().(2
-2 :





) (1
.
-3 :


)
)
)

(1
(2
(325-1/324)
(1
(9/428)
(29/169)





.


))




(() (2

). (3














!..





.
(2
(3
68

)
)

)(4/409


)) : ) (...






















-
)(1
- (( .


))

((). (1

)
)

(1 )
(1
(2/80)
22/21

(22

 ))

(().(2




.

)(3

))


(( ).(4


-


:
] : .[78
))
(( ).(5



:

-

.
-

)(2

345
)(3
)(4
)(5

(449-9/448)
(9/552)

)(170 / 29

-344


.

-





))
(().(1


).(2
-







1
8

- ) (



.
-

.

) (1

)
)
)

(1
(2
(6/144)
(1
( 2/206 )

) ( 170 /29







)) :
(().(2
-




) (3


) (4
). (5
(2 (2/147)
(3
) .( (3/420) 2004
) (4
" :

:
..





"
http://www.dedew.net 15/03/2008
:(5
( 123 /3 )
)
)




.
-



)) :

)(1
((





1

) ( 8



.


:

:
.
1
) 250 = ( 8 .
250

= 500
) (1

643 642

 250

750
.



.







.

 :











.





.






.

:

..


.






.


)(1

:
:
(1

)
12
11/9/1999 ) .( 04

 :





.




.
:

.




.
:

.
:

)(1

:





.




" :




:

").(1

(1
2002 1 293
) 264

(1

 :









.
:
:



). (1




:
].[ 34 :


.





" " .
:

:
-1







.




:
)(1

73





).(1


.

.
)) :


.


.
(().(1
:




.


.



)(1
)(1

(1/238)

 ))



(().(2


.

:
:

(2
).( (3/181) 2006

,

"
" " "
% 80
%20

""

1000 2000

 ) (05 ,

1989
"" ""
) (6200
).(1

) (2
""

) (300
).(3



1996


36
).(1

"
").(2
(1
40
(2
13
(3
24
(1

) 1.( 162-161
(2
221

:





). (1


1999

- :
(1
15

 -
- - - ). (2





,

:
127 - 02 / 04/ 07 2004
) (3 101 107
11- 02 2003 /12/ 24
. 2003
15 04 2004 / 12 / 10 156 66
.
18 - 04 2004/ 12 / 25
.
01 05 2005 / 02 / 06

01- 06 , 2006 / 02/ 20

01 05


(2
) .( 2007
105
(3 :

Cellule de traitement du renseignement financier



,

.

)
( 2009 2005 " "

).(1







)(3





10
) (4
" ") (5



.
(1

14 2007 28
(3
5031 06/2007/ 05 03
(4
2006 /30/08
(5
4917 22/01/2007

)
)
)




)(2
:
19 21 2006

2 4 2007
25 .

4 6 2007
8 9 2007

.




.

:




)

(2
23/09/2007 :

www.arabic.mjustice.dz

) (1


) (2
01 05


:
:


01 05
(1

).(
) ( 30/06/99 28
1999 256
(2
256


:
1
:
01 05 9 . 8 . 7 . 6




:
:
06 01 05 "



".


442 05 / 14
. 2005 / 11 50.000).(1






.
- : 7 8

:
(1
(1/412)

 :
8

.
:
:
,
:
7 02

7 2


:
7 03
7 03


7
,
:

: 8 01 05

6


1999



5 12
) (1




.
- :
10 01-05




.
"
15 22 ".







15
22
10 . 2
(1
142

- :



07 10
14


07
07

.
14

05
.



09
(
(1
14 40
-2 :



01-05

143


(1
75

) (2


147 152
).(3



153 157
)(4

01-05


:
-



10 01-05
11 . 01-05
-

156
- : - -


(2
) .( 2001 46
(3
48
(4
50

)
)

 -
-
).(1
-


10 01-05
12
. 01-05
-

12 01-05


11 13 13

.
:







:
-1 :
127-02 07/04/2002

03
02
.
01-05

)(1

51


:
- : 11
01-05






127- 02




21 . 01-05
) 15
(01-05 ) 16
. (01-05
19 01-05
:


.







.
20 01-05



.
05-06

09/01/2006
.
- : 01-05

 16 01-05



.

08
127-02

.
- :

16 01-05

.

15 01-05




04 . 127-02
- :

) (1



) (2
(1 :
247

Secret Professionnel

15 01-05
.

) (1
12 127-02

.





22
01-05 " :
"


.

) 23
( 01-05

) 24 . (01-05
- : 17
01-05
72

72
18 .01-05
(2
79
(1
82




18
01-05

.

30



2007
80) (1 192
2008
100
). (2







). (3



-
-
.

.

(1 5165 11/11/2007
(2
5345 12/06/2008 05
) (3

2007 1 37

)
)

05

-2 :




14
)..(

.
) (1


22-06
20/12/2006 155-66
08/06/1966
.
01-05
.




:
- :

) 16..(



.16. ). (2
(1
) .( ) .( 53
(2
55

 16
)..(
" :




."...




.


47
)..(
- :

) (1 -


47
)..(

) (8
) (5 47
)..(.
- :

(1
56

) (2

:
47
)..(









47
.


65 5
)..( .

65 .11





65 14 .

:
(2
56





) (1


01-05
.
: .01-05
01-05

:
-1 : 31
01-05 :
"
6 50.000 500.000".

6 50.000
) (2 442-05
50.000
500.000 .
-2
01 - 05 :
: 32
"

100.000 1.000.000
".
(1 :
211
(2
(1/412)

Piene


100.000 1.000.000





.
4 01-05
":
" .
-3 :
33 01- 05 "



200.000
2.000.000
".






200.000 2.000.000
.
-4 :
34 01- 05 "



7 8 9 10 14
50.000 1.000.000.


1.000.000 5.000.000
".

:
-


:


.

50.000
1.000.000 .
-
1.000.000
5.000.000
.




.


.




.
:

:
-1 :


): (1
:

:
: 389

:
: 5 10
1.000.000 3.000.000 : 389

: ) (10
) (15
: 4.000.000 8.000.000

:
(1
(409-1/408)

 :



.
:

.
:


.



389 ) 3 .( .








). (1





(1
179

 ) (05 ) (2
48
).(
02/06/2001







- ).(3












.
- : 389 5
"
389 1 389
2
9 "
(2
(3
181 -180

)
)

)(1/408

 9 ).(
:


389
6
10
.
389 4











.




.




). (1
-2 :

389 7
:
- :
) (04

12.000.000 = 4 3.000.000 :

12.000.000
8.000.000 32.000.000 = 4

32.000.000


.

.



18 ).(
)(05

) (1

(1
190
(1
(1/410)


). (2

389 7
) 18.(.





).(3
:

389 7

,
.



389 (7(4

" " " " ,

"
" ....
.
(2
189
(3
190
(4
(1/411)

 :
) (5

) (5 ,

) (5 38 / 131
) (1
.
:

.


.



:

,
).(2
:




(1
185
(2
183


:
-

08 )..( " :


" .





.
-

612 ) .. ( " :


" .

.



05
01


24 01 05

 ,

,

,
9 2
3 ) (1

17 ,


) (2




52 ).(
"


"
.

(1
277
(2
199

 :








) (1
,



,

1988


,
2001
,

,

).(2





(1 , ,
, , , 2007, 10
(2 , - -
95


,
01-05
01-06
, - -

01-05
,

,


- , ,



, :


:



, :
-1 :





) (1 :
(1
, 77

 - :

20 ,1988
, - -
41- 95 28
. (2) 1995

,


2000 ) (157
83 .
) (34 ,



,




,




) (1
(2) 01

,(3) 03
.(10(4

" "
)(2
)(1
)(2
)(3
)(4

, , 7
, ,7 9 8
, ,7 9 8
, , 11
, , 19
15

1415 ,

29 8


,

. 03


.
- :
"" ).(1
)(5

15 2000

55-02 05 .(2) 2002
) (41

01

06 .(3) 07
- :

09 1999
- -
445-2000 23 2000
).(4
(5 , ,
(1
, 85
(2
9 10/02/2002
(3 - -
186
(4
1 03/01/2001

)
)

)
)

11



).(5
- :

31 2003
- - -04
128 19 . (6) 2004
) (71


).(1
-2 :




:
- : " "
" "
1988



) (2
(5 - -
186
(6
86
(1
86
(2
433


).(3


) (4 .
- :


)(5

)(1

1989

) (31 :
) (2
1990


1996
(3
(4
95
(5
99
(1
GAFI :
(2
387

)
)

)
)

432



:

1 3

4 8

9 29

(
30 . 40(3

.

: :


:
-1 :

05 1994
.
-2 :
22 1998

413-98 07 . (1) 1998
- 3 :

(3
44-43
(1
11 09/02/2005 03


14 1999
79-2000 09
.2000
12

).(2






.








.
:




01-05

25 30
01-06
(2
.23


57 . 70
) (18
:
:

01-05



25 .01-05

27 .01-05



:
-1 : 01-05
:
- : 25



.
01-05

27
- :


.

01-05

-2 :
01-05
:

 - :
.01-05

25

27

- :
26 27 .01-05
- :
01-05

26

: 28
01-05














.
:

:
-1 :
:

 - :
29 01-05


.
:
30 01-05
- : 30
01-05
:
30 01-05
01-06
63



64
65


69

.

30 -05
01

.
-2 :
:
:
29 01-05

 :

29 01-05
01-05







63
. 01-06
01-05


20






). (1



): (2

(1
262
(2
621





.






.

 :






] [153 :


:
] :

[65


:




] [36 :

.


-
-











.

 :






:
] [278 :






)(1

))
1940
(( ) (2




).(3
-



)(4
- 11

2001
) (5
(1
1992 1 05
(2
11 21
(3
11 148
(4
11 255
(5
139

:
:
:


-1 :


).(1

-2 :

" "




) (2

).(3


(1
(2
121
).( 2003
(3
13

)
)

513


) (4









.
:

):(1
-1 :

:
] [276 :

"" .
-2 :

(4
05
) (1
11 54


.
-3 :





.





.
:








:
:

):(1
-1

(1
23


.
-2


.
-3



.










)(1
19 -05

01
" : :


."....
:




(1
139


:
-1 :
)) :


(( ) (2




:
] : .[20
). (3





). (1





.
-2 :

))


(() (2
(2
) 1992 .( (3/277)
(3
11 97
(1
176
(2
182

)
)







)(3
.

]:

[24
:
) (4
).(5
:
-



.
-

.
-




.

(3 . 110
(4
3367 (9/237)
(5
111

)
)

 -3 :
). (1
):(2
- :


.
-
:

.





. (1992(3




)(1







.
(1
34
(2
179- 178
(3
02
2000 74
(1
139

)
)






).(2

):(3

.

.




.



:
).(1


)(2
)(3
)(1

55

193 -192
194








11
2001

14700


).(2

:








) (2
105


.



.
))

(().(1


:
- - .

27 ).(

" :
"

.




) (2

) (1
(1
1983 5 13
(2
(1/67)
(1
(1/68)


-

:
.



.




.

). (2


.







).(3

)(2
)(3

218
95

" ") (1


.







.


.

.









.

(1
807

 :


:
-1 :

).(1






). (2








- -

)(3





.


(1
(2
(1/743)
(3
182

)
)

186


).(1
-2 :


) (2



) (3




).(4
:

- -

:
-1 :



.

(1


1423 4200215 124
(2
193
(3
93
(4
) . ( 107

)
)
)

)- (1

-
)(2
-

.








.

-2 :
.


) (3

(1
(1/696)
(2
207
(3
(1/699)

)
)


).(4




.



389 6
"

389 1 389 " 2

.
:

(4
(1/640)

 ).(1
:
-1 : )) :
(() (2
) (3






) (4
) (5



389 4 "

"...



389 7


.
-2 :
). (1
(1
(2/167)
(2
2001 1 09
(3
219
(4
24
(5

)
)
)

30

(1
106

)(2













). (3


1000000
8000000
389 1 389
2


389 7
.
-3 :

)(1






) (2 ) (3
(2
(3
125
(1

(2
(3
) (

)
)

)
)




). (4





.
-4 :





) (5 -
01-05
-
.

). (6

) (
003488 272
(4
615
(5
383
(6
(2/163)

)
)





.



.





.

:
:

:
(
). 1

:




(1
(10/10)



""

.







). (1






) (2





.





20 01-05



(1
386
(2
388

:



:
-1 :


:
- :

.

.

- :
)(1


09
.



.
-2 :

): (2
) (1
(1/704)

 - :

)(1

.

- :


:
]:
. [279




.
-
:

) (2
374
(1

 ]:
. [275

:
] [10 :
:
]. [188 :




.



.




:
01-05

--



.






.

-
-




.

.





.





-


.
-


.

:


:

:



-1





.

-2












.

-3






.

-4






" "

389 4
20
21 . 01-05



.
-5

,

,

,



.
-6






03 01-05

.
-7
01-06
16 42
01-05




.

-8






..




.
-9


.
:

:

-1






.

-2





.

-3




.

-4



.


-5





.
01-05
-6




.

-7

-8
:
-1
) (
-2

-3

-4

 -5


-9

.

-110

42

-110

65

-111

168

173

-94

188
198

-
-102
235
226

276
278

77-8096
214-

279

80241

275

7795235
216

161

146

10

235

29

-84-
-119
157

65

213

142

-125

02

-118

42

137

88

34

170

120

113

161

74

153

213

56

135

163

100

43

114

15

78

51

81

162

137

46

20

137

60

110

19

14

41

135

36

213

58

27

24

219

23

112

32

57

36

25

20

218

20

28

--1
-2

84
91

-3
-4
-5
-6
-7
-8
-9
-10
-11

-12

151
160
79
58
114
242
114
239
103

--

-13
-14

103

- -

101

--15
-16
-17

-18
-19
-20
-21
-22
-23
-24

--

--

--

103
155

155
80
85
240
94
115
116

-25
-26
-27
-28
-29
-30
-31

--

82
119
97
87
149
238

--32
-33

227

-1

87

-2

155

-3

98

-4

98

-5

-6
-7

102

138

138

-1
-2

28

175

-1
-2
-3

--

--

-4

-5

98
93
93
120

- -

-6
-7
-8

--

--

95
156
156
156

--9

96

--1
-2

47
70

--3

65

-4

-5
-6

-7

-8
-9

193217

--

217
193

-60

--

205
60

-1
-2
-3
-4
-5
-6
-7
-8

-9
-10

Escroquerie

108
126
57
62
193
198
48
31

Produit du crime

74
18
3

Terrorisme
Recel De Choses
Infraction
Secret Professionnel
Piene
Qualfication
Group Daction Financiere
Internationale

Celluledetraitementdurenseignement
financier

-11

Le blanchiment de capitaux

25

-12

Money laundering

25

01-05

01
27
48
87
119
126
372
387
389
02

47
51
72
133
6
137
111
57-58-59-66
61-64-65-67
20-21-64-66-68-69-70-78-105-108
133-137
-13-15-70-73-74
180187
180-181
180
182
182
70
70-74
207

03
04
06
07
08
10
14
19
20
24

01-06

..

27
29
31
32
33
01
02
16
25
32
33
42
674
682
14
16
47
65
143
147
153
156

217
218
198
199
199
134
74
62
216
135
135
62-142
21
15-16
195
196
196
197
190
190
190
191

-1
-3
-4

-6

-7

-8

--

112
98
81

-80

--

104

-100

--

-09

-10

-12
-13

-11

- -

88

84
93

--14

152
141
79

 --15

-16
-17

-18
-19
-20
-21

-23
-24
-25
-26

-28

-29
-30
-31

-32

-33

-34

90

-88
88

--

-22

36
100
100
142
83

-99
110
121
142

--

81

-110
97
99

--

90

- --

87

)
(
**

1.0


1426
:

)
-1
370(
) .( 1986
)
-2
774(
1994 1

-3

-4

-5

-6

) 1973(


) .( 1984
)


543(

2003 3
)

671(


2006 1
)



604(
) .( 1995

:
-1
)241(


2001 1
-2 )

458(
3
2003
-3 )852(

2003 1
)676(
-4

1929 1


-5



1968 2
, )
-6

795( ,

2004 2
:
)(01
-1 )(


) .(
)
-2 ,
970(
2005 4
) 911(
-3

1
1983

-4
) 684(
1998 1
-5

) 790(
) .(
2003
)(
-6


2002 1
) (02

 -
) 587(
-1

1974 2
) 1252(
-2

2000 1
-


-1
) .( 1992
-2 ) 179(
).( 2004
-3 ) 1127( ,
, ,
) ,.(
) .(
) 1299(
-4
).( ).(

-5
) 684(


) .( 1994
) 520(
-6


1988 1
)(
-7

) .( 2006
-
) 676(
-1


) .(
).(

 )


-2
660(

).( ) .(

-3

3
1956
-4
) 204(

2005 1
) 505(

-5


2005 4
-
-1 )1051(


) 1.(
)
-2
885(


)
-3
1392(
1397 1


-4
) 620(


1997 3
-
) 456(
-1 ,


2005


) (03
-1 )(
5
1983

-2 )(

) .( 2001
-3 )(


1998 1
-4 )(

1991 1
) 1974(
-5
) .( 1998
-6 )(
) .(
2003
)
-7
751( ,




2004 1
-8 )(
11
1977
-9
) 1227(




).( 1973
-10
) 1227(




1985 1

 ) 728(
-11


) .(
).(
)(04

) 1299(
-1

1
1300
) 520(
-2

1987
-3


2000 1
) 728(

-4

2005 3
) 728(
-5



1987 1
)(
-6

2003 2
:
-1 )(

) .( 1998

 -2
)1979(
) .(
1981

-3
1
1996
)816(
-4

2001 1
-5

).( 2005
-6 )(

2002 1
-7
) .( 1994
-8
2004 4
-9
) .(
1983
)(
-10

1993 1
)(
-11

1988 2
)711(
-12
2
1992

 -13 )(

2007 2
-14
)395(
) .(

1979
:

-1

)639(



).( ) .(

-2
)696(


1993 2
)1976(
-3


1986 07
-4 )
852(
) .( ) . (
)

-5
771(



1964 1
)

-6
902(
) .(
).(

 -7 )
463(


1992 1
)
-8
1089(


1986 1
)
-9

799(

1996 1
-10
)748(




1993 1
-11
)748(



1986 4
)681(
-12

) .(
1994
:
-1 )(

) .( 2003
-2 )(

) .(
2006
)(
-3


) 1.(
-4 )(


2007 06
-5 )(


2006 4

-6
)(

2002 1
-7 )( )

(
1
2005
-8 )(

2007 1
)(
-9

) .( 2001
-10 )(

) .( 1998
)(
-11

).( 2001

 -12 )(

) .( 2007
)(

-13

) .( 2004
)(
-14

) .( 2004
)(
-15

) .( 2005
)(
-16

) .( ) .(
)(
-17

) .( 2004
-18 )(
) .(
2001
-19 )(


) .( 2002
-20 )(
2
2005
-21 )(

) .( ) .(
)(

-22


).( 2003
-23 )(

) .( 2005
-24 )(


).( 2005
-25 )(

) .( 2002
-26 )(


).( 2002
-27 )(

1999 1
-28 )(


2007 1
-29 )(


).( 2001
-30 )(

) .(
2007

 )(
-31


) .( 1993
-32 )( -
-
) .( 2004
:
-1 )(

1999 1
-2 )(
2001 1
-3
1
1992
)(
-4

) .( 2007
-5 )(

) .( 2007
) 845(
-6




-7 )(

) .( 2007
-8 )(


2006

 -9

) .( 2007
)(
-10

2006 1
:
-1
, 2006 1

-2

1
1996
)(
-3

1997 1

:
)(
-1

1
2007

-2


) .( 1991
-3 )(

2004 1
-4 )(


1425 ) .(

 -5 )(

) .( ) .(
)( ,
-6

, ,1998 , 1
)(
-7


1994 1

-8


) .( 2002
:
)
-1
751(

).( ) .(
) 728(
-2

) .( 1990
-3
) 438(

) 1979 .(
) 450(
-4



1989 1
-5 )1527(

).( 2004


-6

).( 2004
:
-1

) .( 1990
-2 )
808(
1998 1
:

) 597(
-1

1992 1
)
-2

597(
2001 1
)
-3
751(

) 16.(
)
-4
751(

1988
:
-1 )1943(
1999 1
-2 )
328(
) .(

 -3 )181(

) .( ) .(
:
-1 )(
) (
2006 1
)(
-2
) (
1999 2
-3 )(
) (

).( 2005
-4 )(
)
(

) 2005 (
)
-5
(
) 2005-2004 (
-6 )(

) (
) .( 2005
-7 )(
)
(
1988
) 003488 (
)(
-8

 ) (

1423
) 4200215(
-9 )(
) (

) 2002-2001 (
:
-1
) (30/06/1999 28
1999
-2
2006 2
-3
) .( 2000
-4 -26
28/4/2004
) .( 2006
-5 17
) .(
2003
-6 34
-18

22/06/1990
2001 2
-7 12

11/9/1999 ) .(
:

-1
03 2000 11
2005

 -2
69 2003
-3

21 41
-4
14 2007
-5


112 2004
-6

16 1406
-7
15 2005
-8
02
- 2000 08 2006
-9
04
2006
-10
28
1425 28

:
-1 26-11-09-07-01:
-2 03
141 02/12/2004
-3 -4917-5031-4620 :
5165-5149-4887-5319-5038-5031-4905
-4 2060-1932 :
-5
-6 2671 :

 :
15-04 27
-1
1425 10 2004
156-66 18
1386 8 1966
11-02 24 2002
2003
-2 01-05 27 1425
6 2005

-3 01-06 21 1427
20 2006

-4 10 -05
20/06/2005
22-06 29
-5
1427 20 2006
155-66 18
1386 8 1966


-6

19/12/1988
41-95 28/01/1995
-7
15/11/2000
55-02
05/02/2002
-8
05/01/1994
-9 11-03 27
1424 26 2003

 :
http:// www.ar.wikipedia.org
http:// www.qaradawi.net

-1
-2
-3

http://www.usinfo.st
at.org
-4

http:// www.fiqhia.com.sa

-5

http:// www..dedew.net

http://www.aljazeera. net -6
-7

http://lexicons.sakhr.com

-8

www.arabic.mjustice.dz

-
01-45
05


:

: ""
: ""
: ""
:

:
:
:
:

:
:
:
:
:
:

:

:

:
:
:
:

:
:
:

:

:

06
06
07
10
18
18
22
25
29
31
31
38
40
40
44

- 46
124
49
51
52
60
63
63
73
76
77
78

 :
:

92
105

:
:

105
108

125179

:

:

:
:
:

:
:
:

:
:
:
:

:

:

127
130
130
134
138
138
145
148
149
150
158
173
174
177

:
180-
244

183


:

:
:
:

:

:

:

:

:

:

:

:

186
186
198
209
210
216

221
222
223
225
231

233
240

245251
252293
253
257
260
261
262
263
264

265
268
271
290

294308

.
" "

.


:
:


.


:
" :

 -



.
-

-


" .






.


" :"
"" " "




.

 "



".





.

.




.
.


.

:

















01-05


.

,


,

.
,

,

.




.






02 01-05









.
:




.



.




.


.


.

.

.



.
:






5 10
1.000.000 3.000.000

) (04

....
..

.





.




.






-


.

Summary

The phenomenon of money laundering

in the current era of the most pervasive
social phenomena in several countries of the
globe has even won the recent extremely
important, something that makes them
attract a top priority for research and study,
not by lawyers, but even before the
politicians The economy, and finally by the
Islamic Sharia scholars, all of that interest
stems from the seriousness of this
phenomenon at various levels of political,
economic, social and others.
Having started the emergence of the term
"money laundering" The first thing started in
the United States of America, in their thirties
twentieth century, then spread to other parts
of the world.
We have tried in this note Tgelet reality and
gravity of the fight against this Phenomenon
through four chapters summarize as follows:

First: We first quarter to clarify the

general frameworks that govern this

phenomenon through the various definitions
and methods of crooked and its devastating
effects.
Where we saw in Study of the first definition
of the phenomenon of money laundering
various considerations and concluded that
after the usual legal definition is:
"Money is money:

A - convert or transfer of property with

knowledge of the offender be the proceeds of
criminal purpose of concealing or disguising
Illicit of the property or assist any person
involved in committing crime original arose
such property to evade the legal
consequences of his or her action.
B - to conceal or disguise the true nature of
the property or source, location or how
disposition, movement or rights to informed
consent with the actor learned it the
proceeds of crime
C - The acquisition, possession or use of a
person with knowledge of the time of receipt
so as to constitute the proceeds of crime
D - participate in the commission of any
offence established in accordance with this
article or collusion or conspiracy to commit or
attempt to commit and aiding, facilitating
and counselling "
And shows us through this legal definition
that Algerian law did not come as a specific
definition of the phenomenon of money
laundering as Madd mechanisms and
different shapes may justify the fact that the
Algerian legislator Sayer international texts in
this regard the United Nations Convention
against Illicit Traffic in Narcotic Drugs and
Psychotropic Substances.
As we have noted the Algerian law a thing
of mystery and confusion of not explaining
the task as some of the terminology that
seems clear in the words: "Property" and

"laundering" and "proceeds of crime"

In the end, reminded us that although the
term phenomenon of money laundering was
not familiar modern scholars of Islamic Sharia
old Specitication has crystallized in the form
of legal concepts of contemporary
jurisprudence, however, which came out a
cut in their minds the existence of this
phenomenon.
As such, we have some definitions that could
draw them an Islamic Sharia to this
phenomenon and concluded at last that the
phenomenon of money laundering is "the
process of recycling funds Forbidden own or
described in the investment projects or
charitable; real or imaginary, inside or
outside the State in order to conceal the true
source To appear as the draft, and it seems
the owner look good man "
In the end we compare the Study of the legal
concept of money laundering with legitimate
concept, our differing in that the money
laundering in Islamic Sharia does not come
only on the money halal Tayeb cleansing and
elected as the alms and charity and the
infidels and the like.
The legal concept it is to send work to the
crime of illegal precedent in the form of
malignant earn money.
In Study II leaders view the statement by
empirical stages exist for this phenomenon at
the stage of recruitment, placement and
have special methods and forms, and then

stage a camouflage or cover and also have

special methods, and then a merger or
integration, methods of
Then we settled here when talking to their
effects juggernaut. Whether such a
substantive impact on the merits is the
economic, social and political

Second: The second chapter has a

contract for the adaptation process legal and
legitimate
Where we have seen how the phenomenon
has been criminalized money laundering in
Algerian law and given the proceeds derived
from illegal drug routes, prostitution and
terrorism, he added, which makes it
threatens harm to a legally protected
interest, which stigma as crime, but that
description is not enough for the criminal
conduct described as glance First, the
difficulty and complexity of the phenomenon
and the presence of several parties
composed it difficult to find an appropriate
description of adaptation, but the attempts
did not hesitate to legal adaptation of this
phenomenon in the adaptation of traditional
criminal descriptions of assimilation but failed
to limitations of this adjustment was
necessary to intervene text of the legislation
is facing this phenomenon particular offence
The punishment, which was settled by the
legislature through the Algerian 05-01 Act
and the Penal Code phenomenon that

promised to separate the money laundering

offence in itself, has a legal entity in its own
corner of physical and mental element as
.well as replace this phenomenon
Then we saw how that ended after the
Islamic Sharia to adapt this phenomenon in
that it exceeds the crime of money and
therefore inviolable from the first glance as
no more than some kind of malicious land
gains, and even blocked access to all sources
of money to steal, so prohibiting all roads
leading The prohibition of drugs, theft,
prostitution and others, also criminalized the
various pictures of dealing in money land
.taking and giving, acting and utilization
We dealt with the talk of Sharia outlawing the
possession of money to steal whatever is in
any way, and from this standpoint
We talked about the person who deals crime
of money laundering in his hand and then
acknowledges that money is laundered
approved by Islam as in the hand compared
with the Infidel if the safest and steal money
from his hand or not recognized as in the
hand? We expect that these funds are not
properly owned by the owner after Islam,
although it gained by Islam, but treated
repentance and decomposition of money and
.land reminded us of that set of evidence
Thus we have seen how they reached the
auspices of Islam and respect of funds that
have been denied even at the disposal of the
land funds - including money laundering - any

type of disposition of various investments,

.whether or dealing in or with the owners
And adapted the Islamic Sharia phenomenon
of money laundering as a separate crime
based on gimmicks illegal in that the money
launderers invoked by the legitimate sales,
companies and various investments and
philanthropy, land for an unlawful purpose is
concealing and disguising the illicit origin,
which gained him such funds and to this
Article 02 05-01 of the Code and this fall in
the doors of fraud and Guile what can be
adapted by the phenomenon of money
laundering on the basis of the standard
tricks, and the use of money launderers to
illegally through illicit trade in drugs and
toward the end of concealing illegal Bildt
those funds smuggling or murder or Others
can adapt and carry on the basis of tricks out
of spouse, and in both cases, the intent is
illegal is illegal to conceal the source of funds
laundered land, no doubt that the intention of
illegal Hadden inadvertently legitimate

Third: In Chapter III addressed to the

various relationships that govern the
phenomenon of money laundering, and
noticed a set of relationships to which this
phenomenon in various community activities
licit and illicit, which occurs when some sort
of confusion Alavham different, and this is
what gives this phenomenon is growing
.rapidly Central society

It is these relationships that associate the

phenomenon of money laundering is closely
linked to the phenomenon of terrorism where
there are great similarities between terrorist
operations and money laundering operations
in terms of their agreement in the style of
.work, organization, planning and others
Thus the case for the phenomenon of money
laundering and corruption phenomenon
where the apparent relationship between
them often exercised money laundering
operations to cover the crimes of corruption,
and against the crime of money laundering
given to those who looted public money the
opportunity to reap the fruits of their crime
and to benefit from the exercise of criminal
activity and reap the gains easily, thereby
Contributes to the rampant corruption
.considerably
The phenomenon of money laundering linked
to repentance of money is linked to land
aversions and what it stood apart from the
.squalor of the first and second purity
That is why the introduction of the concept
repent sincerely in Shara, and wear the
money is haram found a way out whether the
.money taken from known or unknown
If the money is known to be on a reply to him
or to his heirs that the dead not to ratify it by
.him
But if the money was taken from an unknown
path towards public interests or charity as a
.matter of circumstance and situation

In each case, the owner of the money

laundered groping former repentance, taking
into account that the legal proceedings as a
whole does not represent for him repent, but
. he must look legitimate way to do so

Fourth: In chapter IV and the latter has

been talk about the method of control in each
of the Algerian law and Islamic law, and show
us how different the two systems, inventory
method of punishment law in a series of
preventive action as a strict control on the
movement of capital or conduct exploration
and then some punitive measures A penalty
of imprisonment of five years of 5 to 10 ten
years and a fine of 1,000,000 to 3,000,000
for the very natural person, but for the
person is punishable by a fine of not less
than four (04) times the maximum fine
assessed on a natural person or forfeiture or
Prevention or solution .... and other
proceedings involving the fight against
money laundering .. As is the case for
international cooperation and adherence to
.international conventions in this regard
As for the method of Sharia has adopted
various methods to encourage a culture of
halal Tayeb through the establishment of
legitimate banks and non-banks usury, this
mechanism would tighten controls on money
laundering operations to various forms of
.Islamic transactions permissible
Did not stop at this point, but delegated the

matter to the judge is to govern appropriately

from the death punitive deterrent and
repressive manner, because the crime of
money laundering crimes punitive which left
the appreciation of the circumstances of the
crime and their decisive and appropriate
.punishment to them
In each case, the Sharia system
monitored and ethical value of breeding
individuals before and after the Access to sin,
with equality between criminals in the
rhythm of impunity and the criminalization of
equality in all behaviors threatened the
legitimate interests however, without
distinction or discrimination among some of
the crimes as an act of law, and therefore
incumbent on the Algerian delegated -- If he
wanted to avoid satisfied with this crime
juggernaut - What is it that only Islamic law
written groping to find alternative
appropriate legislative and appropriate
without having to Tkvv different legal
systems that do not guide the way Atalj
explanation, but the law of God, I was said to
those who devote thyself Tptila Rabbo

University of Algiers
The faculty of Islamic Sciences

Section Sharia

The phenomenon of
money laundering
In the eyes Islamic Sharia law and Algerian

- Analytical study compared

Thesis to get the master certificate in islamic sciences
Section Sharia and law

Prepared by Student
Promoted by:
Mohammed cheriet
dehina

Dr.:nasira

Commity of
:discussion
Dr: Noureddine Bouhamza
Dr:nasira dehina
Dr: Naima Maimr

Academic year

President
Promoted
Member

1430 1431

/ 2009 2010

University of Algiers
The faculty of Islamic Sciences

Section Sharia

The phenomenon of
money laundering

In the eyes Islamic Sharia

law and Algerian
- Analytical study compared

Thesis to get the master certificate in islamic

sciences
Section Sharia and law

Prepared by Student
Mohammed cheriet

Academic year

1431 1430

/ 2009 2010