Daniel Hart

Ryan Boyd

Clark Willford

Douglas Murdock

Listing of all debts

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

How many years to get completely out of debt?

8.25 years
How much in the back when you complete 30 years of paymentsBy retirement they will have $1,028,512.92 which wi
After they finish paying off their debt they will increa

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

have $1,028,512.92 which will last them over 20 years for retirement.
off their debt they will increase their budget by about $1000.

1.
2.
3.
4.

Develop a budget
Cut up the credit cards
Find an extra $50 / month
Put together a "roll over plan"

Listing of all debts

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

First Debt = $92.72 + $100.00 = $192.72

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

Month
1
2
3
4
5
6
7
8
9
10
11
12

Payment
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$192.72
$161.18

12.0%
Interest
$19.70
$17.97
$16.22
$14.46
$12.67
$10.87
$9.05
$7.22
$5.36
$3.49
$1.60

Principal
$173.02
$174.75
$176.50
$178.26
$180.05
$181.85
$183.67
$185.50
$187.36
$189.23
$159.58

$1,969.78
Remaining Balance
$1,796.76
$1,622.01
$1,445.51
$1,267.24
$1,087.19
$905.34
$721.68
$536.18
$348.82
$159.58
$0.00

Listing of all debts

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

Second Debt, after 11 mths payment goes to $200.00 + $192.72 = $392.72

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

Payment
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$200.00
$392.72
$392.72
$392.72
$392.72
$392.72
$392.72
$392.72
$392.72
$229.08

7.0%
Interest
$30.33
$29.34
$28.35
$27.35
$26.34
$25.33
$24.31
$23.28
$22.25
$21.22
$20.17
$19.12
$16.94
$14.75
$12.55
$10.33
$8.10
$5.86
$3.60
$1.33

Principal
$169.67
$170.66
$171.65
$172.65
$173.66
$174.67
$175.69
$176.72
$177.75
$178.78
$179.83
$373.60
$375.78
$377.97
$380.17
$382.39
$384.62
$386.86
$389.12
$227.75

$5,200.00
Remaining Balance
$5,030.33
$4,859.68
$4,688.03
$4,515.37
$4,341.71
$4,167.04
$3,991.35
$3,814.63
$3,636.88
$3,458.10
$3,278.27
$2,904.67
$2,528.90
$2,150.93
$1,770.75
$1,388.36
$1,003.74
$616.88
$227.76
$0.00

72 = $392.72

Listing of all debts

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

3rd Debt, after 20 mths payment goes to $34.67 + $392.72 = $427.39

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22

Payment
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$34.67
$427.39
$79.62

15.0%
Interest
$12.50
$12.22
$11.94
$11.66
$11.37
$11.08
$10.78
$10.49
$10.18
$9.88
$9.57
$9.25
$8.94
$8.61
$8.29
$7.96
$7.63
$7.29
$6.94
$6.60
$6.25
$0.98

$1,000.00
Principalng Balance
$22.17
$977.83
$22.45
$955.38
$22.73
$932.66
$23.01
$909.64
$23.30
$886.34
$23.59
$862.75
$23.89
$838.87
$24.18
$814.68
$24.49
$790.20
$24.79
$765.40
$25.10
$740.30
$25.42
$714.89
$25.73
$689.15
$26.06
$663.10
$26.38
$636.71
$26.71
$610.00
$27.04
$582.96
$27.38
$555.58
$27.73
$527.85
$28.07
$499.78
$421.14
$78.64
$78.64
($0.00)

Listing of all debts

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

4th Debt, after 22 mths payment goes to $65.07 + $427.39 = $492.46

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

Payment
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$65.07
$492.46
$353.10

15.0%
Interest
$23.46
$22.94
$22.42
$21.88
$21.34
$20.80
$20.24
$19.68
$19.11
$18.54
$17.96
$17.37
$16.77
$16.17
$15.56
$14.94
$14.31
$13.68
$13.04
$12.39
$11.73
$11.06
$10.39
$4.36

$1,876.97
Principalng Balance
$41.61 $1,835.36
$42.13 $1,793.23
$42.65 $1,750.58
$43.19 $1,707.39
$43.73 $1,663.66
$44.27 $1,619.39
$44.83 $1,574.56
$45.39 $1,529.17
$45.96 $1,483.22
$46.53 $1,436.69
$47.11 $1,389.58
$47.70 $1,341.88
$48.30 $1,293.58
$48.90 $1,244.68
$49.51 $1,195.17
$50.13 $1,145.04
$50.76 $1,094.28
$51.39 $1,042.89
$52.03
$990.86
$52.68
$938.17
$53.34
$884.83
$54.01
$830.82
$482.07
$348.75
$348.74
$0.00

Listing of all debts

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

After 24 mths payment goes to $158.00 + $492.46 = $650.46

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

Payment
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$158.00
$650.46
$650.46
$650.46
$650.46
$650.46
$211.92

12%
Interest
$60.00
$59.02
$58.03
$57.03
$56.02
$55.00
$53.97
$52.93
$51.88
$50.82
$49.75
$48.66
$47.57
$46.47
$45.35
$44.23
$43.09
$41.94
$40.78
$39.61
$38.42
$37.23
$36.02
$34.80
$33.57
$27.40
$21.17
$14.87
$8.52
$2.10

$6,000.00
Principalng Balance
$98.00 $5,902.00
$98.98 $5,803.02
$99.97 $5,703.05
$100.97 $5,602.08
$101.98 $5,500.10
$103.00 $5,397.10
$104.03 $5,293.07
$105.07 $5,188.00
$106.12 $5,081.88
$107.18 $4,974.70
$108.25 $4,866.45
$109.34 $4,757.11
$110.43 $4,646.69
$111.53 $4,535.15
$112.65 $4,422.50
$113.77 $4,308.73
$114.91 $4,193.82
$116.06 $4,077.75
$117.22 $3,960.53
$118.39 $3,842.14
$119.58 $3,722.56
$120.77 $3,601.78
$121.98 $3,479.80
$123.20 $3,356.60
$616.89 $2,739.71
$623.06 $2,116.64
$629.29 $1,487.35
$635.59
$851.76
$641.94
$209.82
$209.82
($0.00)

Listing of all debts

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

After 30 mths payment goes to $274.37 + $650.46 = $924.83

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

Payment
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$274.37
$924.83
$924.83
$924.83
$924.83
$924.83
$924.83
$924.83
$924.83
$70.82

11%
Interest
$115.67
$114.22
$112.75
$111.27
$109.78
$108.27
$106.74
$105.21
$103.66
$102.09
$100.51
$98.92
$97.31
$95.69
$94.05
$92.40
$90.73
$89.05
$87.35
$85.63
$83.90
$82.16
$80.39
$78.62
$76.82
$75.01
$73.18
$71.34
$69.48
$67.60
$65.70
$57.83
$49.88
$41.86
$33.77
$25.60
$17.36
$9.04
$0.64

$12,619.08
Principal ing Balance
$158.70 $12,460.38
$160.15 $12,300.24
$161.62 $12,138.62
$163.10 $11,975.52
$164.59 $11,810.92
$166.10 $11,644.82
$167.63 $11,477.19
$169.16 $11,308.03
$170.71 $11,137.32
$172.28 $10,965.04
$173.86 $10,791.18
$175.45 $10,615.73
$177.06 $10,438.67
$178.68 $10,259.99
$180.32 $10,079.67
$181.97 $9,897.70
$183.64 $9,714.06
$185.32 $9,528.73
$187.02 $9,341.71
$188.74 $9,152.97
$190.47 $8,962.50
$192.21 $8,770.29
$193.98 $8,576.32
$195.75 $8,380.56
$197.55 $8,183.01
$199.36 $7,983.65
$201.19 $7,782.47
$203.03 $7,579.44
$204.89 $7,374.55
$206.77 $7,167.78
$859.13 $6,308.65
$867.00 $5,441.65
$874.95 $4,566.70
$882.97 $3,683.73
$891.06 $2,792.67
$899.23 $1,893.44
$907.47
$985.97
$915.79
$70.17
$70.18
($0.00)

Listing of all debts

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

After 39 mths payment goes to $280.85 + $924.83 = $1205.68

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

Payment
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85
$280.85

6%
Interest
$96.13
$95.20
$94.27
$93.34
$92.40
$91.46
$90.51
$89.56
$88.61
$87.64
$86.68
$85.71
$84.73
$83.75
$82.77
$81.78
$80.78
$79.78
$78.77
$77.76
$76.75
$75.73
$74.70
$73.67
$72.64
$71.59
$70.55
$69.50
$68.44
$67.38
$66.31
$65.24
$64.16
$63.08
$61.99
$60.89
$59.79
$58.69
$57.58

$19,225.00
Principal ing Balance
$184.73 $19,040.28
$185.65 $18,854.63
$186.58 $18,668.05
$187.51 $18,480.54
$188.45 $18,292.09
$189.39 $18,102.70
$190.34 $17,912.37
$191.29 $17,721.08
$192.24 $17,528.83
$193.21 $17,335.63
$194.17 $17,141.46
$195.14 $16,946.31
$196.12 $16,750.19
$197.10 $16,553.10
$198.08 $16,355.01
$199.07 $16,155.94
$200.07 $15,955.87
$201.07 $15,754.80
$202.08 $15,552.72
$203.09 $15,349.63
$204.10 $15,145.53
$205.12 $14,940.41
$206.15 $14,734.26
$207.18 $14,527.08
$208.21 $14,318.87
$209.26 $14,109.61
$210.30 $13,899.31
$211.35 $13,687.96
$212.41 $13,475.55
$213.47 $13,262.07
$214.54 $13,047.53
$215.61 $12,831.92
$216.69 $12,615.23
$217.77 $12,397.46
$218.86 $12,178.60
$219.96 $11,958.64
$221.06 $11,737.58
$222.16 $11,515.42
$223.27 $11,292.15

40
41
42
43
44
45
46
47
48
49

$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$1,205.68
$743.58

$56.46
$50.71
$44.94
$39.14
$33.30
$27.44
$21.55
$15.63
$9.68
$3.70

$1,149.22 $10,142.93
$1,154.97 $8,987.96
$1,160.74 $7,827.22
$1,166.54 $6,660.68
$1,172.38 $5,488.30
$1,178.24 $4,310.06
$1,184.13 $3,125.93
$1,190.05 $1,935.88
$1,196.00
$739.88
$739.88
$0.00

No Debt left. Money goes into an investment at 10.0%

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt
Monthly Income Needed???
Annual Income Needed???

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

Totals

After 49 mths payment goes to $582.82 + $1205.68 = $1788.50

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

Payment
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82

10%
Interest
$392.76
$391.26
$389.74
$388.22
$386.67
$385.12
$383.56
$381.98
$380.39
$378.79
$377.17
$375.54
$373.90
$372.25
$370.58
$368.90
$367.21
$365.50
$363.78
$362.05
$360.30
$358.54
$356.76
$354.97
$353.17
$351.35
$349.52
$347.67
$345.81
$343.93
$342.04
$340.13
$338.21
$336.28
$334.33
$332.36
$330.38
$328.38
$326.36

Principal
$190.06
$191.56
$193.08
$194.60
$196.15
$197.70
$199.26
$200.84
$202.43
$204.03
$205.65
$207.28
$208.92
$210.57
$212.24
$213.92
$215.61
$217.32
$219.04
$220.77
$222.52
$224.28
$226.06
$227.85
$229.65
$231.47
$233.30
$235.15
$237.01
$238.89
$240.78
$242.69
$244.61
$246.54
$248.49
$250.46
$252.44
$254.44
$256.46

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73

$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$582.82
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$1,788.50
$986.76

$324.33
$322.29
$320.22
$318.14
$316.05
$313.94
$311.81
$309.66
$307.50
$305.32
$303.12
$291.36
$279.51
$267.57
$255.53
$243.39
$231.16
$218.83
$206.40
$193.88
$181.25
$168.53
$155.70
$142.78
$129.75
$116.62
$103.38
$90.04
$76.59
$63.04
$49.38
$35.61
$21.74
$7.75

$258.49
$260.53
$262.60
$264.68
$266.77
$268.88
$271.01
$273.16
$275.32
$277.50
$1,485.38
$1,497.14
$1,508.99
$1,520.93
$1,532.97
$1,545.11
$1,557.34
$1,569.67
$1,582.10
$1,594.62
$1,607.25
$1,619.97
$1,632.80
$1,645.72
$1,658.75
$1,671.88
$1,685.12
$1,698.46
$1,711.91
$1,725.46
$1,739.12
$1,752.89
$1,766.76
$979.01

$2,701.00

68 = $1788.50
$49,612.40
Remaining Balance
$49,422.34
$49,230.79
$49,037.71
$48,843.10
$48,646.96
$48,449.26
$48,250.00
$48,049.16
$47,846.73
$47,642.69
$47,437.04
$47,229.77
$47,020.85
$46,810.28
$46,598.04
$46,384.12
$46,168.51
$45,951.19
$45,732.15
$45,511.37
$45,288.85
$45,064.57
$44,838.51
$44,610.66
$44,381.01
$44,149.54
$43,916.24
$43,681.09
$43,444.08
$43,205.19
$42,964.41
$42,721.72
$42,477.12
$42,230.57
$41,982.08
$41,731.62
$41,479.17
$41,224.73
$40,968.27

$40,709.78
$40,449.25
$40,186.65
$39,921.98
$39,655.21
$39,386.32
$39,115.31
$38,842.16
$38,566.84
$38,289.34
$36,803.96
$35,306.83
$33,797.84
$32,276.90
$30,743.93
$29,198.82
$27,641.48
$26,071.80
$24,489.71
$22,895.08
$21,287.84
$19,667.86
$18,035.07
$16,389.35
$14,730.60
$13,058.71
$11,373.59
$9,675.13
$7,963.23
$6,237.77
$4,498.65
$2,745.77
$979.01
($0.00)

No Debt left. Money goes into an investment at 10.0%

Debt
Credit Card #3
Credit Card #1
Credit Card #2
Credit Union Loan
Gas Credit Card
Car Loan
Medical Bill
2nd Mortgage
1st Mortgage

Rate
11.0%
12.0%
15.0%
6.0%
12.0%
7.0%
15.0%
9.5%
6.0%

Total Debt

Principal
$158.70
$98.00
$22.17
$184.73
$73.02
$169.67
$41.61
$190.06
$551.94
$1,489.88

Monthly Income Needed???

Annual Income Needed???

$1,028,512.92
$11,364.87

# of Pmts
60
48
36
84
24
28
36
142
147

$ / mth
$274.37
$158.00
$34.67
$280.85
$92.72
$200.00
$65.07
$582.82
$1,149.00

Real Debt
$16,462.20
$7,584.00
$1,248.12
$23,591.40
$2,225.28
$5,600.00
$2,342.52
$82,760.44
$168,903.00

$2,837.50

$310,716.96

$8,107.14
$97,285.71

244.8840294549

Totals

After 73 mths payment of $2,937.5 goes into an investment until month 99.

Amount
$12,619.08
$6,000.00
$1,000.00
$19,225.00
$1,969.78
$5,200.00
$1,876.97
$49,612.40
$119,412.57
$216,915.80

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

Payment
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00

6%
Interest
$597.06
$594.30
$591.53
$588.74
$585.94
$583.13
$580.30
$577.45
$574.60
$571.72
$568.84
$565.94
$563.02
$560.09
$557.15
$554.19
$551.21
$548.22
$545.22
$542.20
$539.17
$536.12
$533.05
$529.97
$526.88
$523.77
$520.64
$517.50
$514.34
$511.17
$507.98
$504.78
$501.55
$498.32
$495.06
$491.79
$488.51
$485.21
$481.89

$ 119,412.57
Principal ining Balance
$551.94 $118,860.63
$554.70 $118,305.94
$557.47 $117,748.47
$560.26 $117,188.21
$563.06 $116,625.15
$565.87 $116,059.27
$568.70 $115,490.57
$571.55 $114,919.02
$574.40 $114,344.62
$577.28 $113,767.34
$580.16 $113,187.18
$583.06 $112,604.11
$585.98 $112,018.14
$588.91 $111,429.23
$591.85 $110,837.37
$594.81 $110,242.56
$597.79 $109,644.77
$600.78 $109,044.00
$603.78 $108,440.22
$606.80 $107,833.42
$609.83 $107,223.58
$612.88 $106,610.70
$615.95 $105,994.76
$619.03 $105,375.73
$622.12 $104,753.61
$625.23 $104,128.38
$628.36 $103,500.02
$631.50 $102,868.52
$634.66 $102,233.86
$637.83 $101,596.03
$641.02 $100,955.01
$644.22 $100,310.78
$647.45
$99,663.34
$650.68
$99,012.66
$653.94
$98,358.72
$657.21
$97,701.51
$660.49
$97,041.02
$663.79
$96,377.22
$667.11
$95,710.11

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82

$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$1,149.00
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50

$478.55
$475.20
$471.83
$468.44
$465.04
$461.62
$458.18
$454.73
$451.26
$447.77
$444.26
$440.74
$437.20
$433.64
$430.06
$426.47
$422.86
$419.22
$415.58
$411.91
$408.22
$404.52
$400.80
$397.06
$393.30
$389.52
$385.72
$381.90
$378.07
$374.21
$370.34
$366.45
$362.53
$358.60
$354.65
$341.74
$328.76
$315.71
$302.60
$289.43
$276.19
$262.88
$249.51

$670.45
$673.80
$677.17
$680.56
$683.96
$687.38
$690.82
$694.27
$697.74
$701.23
$704.74
$708.26
$711.80
$715.36
$718.94
$722.53
$726.14
$729.78
$733.42
$737.09
$740.78
$744.48
$748.20
$751.94
$755.70
$759.48
$763.28
$767.10
$770.93
$774.79
$778.66
$782.55
$786.47
$790.40
$2,582.85
$2,595.76
$2,608.74
$2,621.79
$2,634.90
$2,648.07
$2,661.31
$2,674.62
$2,687.99

$95,039.66
$94,365.86
$93,688.69
$93,008.13
$92,324.17
$91,636.79
$90,945.98
$90,251.71
$89,553.97
$88,852.74
$88,148.00
$87,439.74
$86,727.94
$86,012.58
$85,293.64
$84,571.11
$83,844.97
$83,115.19
$82,381.77
$81,644.67
$80,903.90
$80,159.42
$79,411.21
$78,659.27
$77,903.57
$77,144.09
$76,380.81
$75,613.71
$74,842.78
$74,067.99
$73,289.33
$72,506.78
$71,720.31
$70,929.91
$68,347.06
$65,751.30
$63,142.56
$60,520.77
$57,885.87
$55,237.80
$52,576.49
$49,901.87
$47,213.88

83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99

$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,937.50
$2,343.35

$236.07
$222.56
$208.99
$195.35
$181.63
$167.85
$154.01
$140.09
$126.10
$112.05
$97.92
$83.72
$69.45
$55.11
$40.70
$26.21
$11.66

$2,701.43
$2,714.94
$2,728.51
$2,742.15
$2,755.87
$2,769.65
$2,783.49
$2,797.41
$2,811.40
$2,825.45
$2,839.58
$2,853.78
$2,868.05
$2,882.39
$2,896.80
$2,911.29
$2,331.69

$44,512.45
$41,797.51
$39,069.00
$36,326.85
$33,570.98
$30,801.34
$28,017.84
$25,220.43
$22,409.03
$19,583.58
$16,744.00
$13,890.22
$11,022.17
$8,139.78
$5,242.98
$2,331.69
$0.00

ntil month 99.