PROJECT ECONOMICS OF 50 COWS UNIT 1)Capital Cost/Non-Recurring Expenditure (Rs) I st Batch 25 animals 25 2nd Batch 25 animals 25 ‘No of milch animals (CBCOWS) 50 Average quantity of milk production per day 12 Cost of milch animals @ Rs.3000/- per liter of milk production 1800000 Cost of Housing with asbestos roof shed 300000 Office cum Store Room and Servant Quarters 250000 Bore well and Pump set 100000 Chaffing Machine and other equipment 75000 Fodder plot establishment 50000 Other mise. Expenses 50000 Total unit cost 2685000 Loan Amount 2013750 Margin Money 671250 TD) Days in Milk Particulars TYear | WYear | MYear | TV Year | V Year Averge mak Erodton per yan a 2 2 7 2 I st Batch 25 animals 7000 | 7500 50 | 6750 6500 2nd Batch 25 animals 4500 | 6500 6500 | 6500 6000 Born in the herd ° 0 0 1500 5000 Total 11500 | 14000 | 13750 | 14750 | 17500 TID Days when Dry Particulars 1Year |MYear | WYear | IV Year | V Year I st Batch 25 animals 250 | 1500 2250 | 3000 30002nd Bateh 25 animals 0 3000 3000 3000 2250 Born in the herd 1500 1500 2000 Total 2250 | 4500 6750 7500 7250 TV) Recurring Expenditure (Rs.) Particulars: TYear | WYear | WfYear | IV Year | V Year Feeding cost during Lactation period 517500 | 630000 | 618750 | 663750 | 787500 Feeding cost during Dry period 67500 | 135000 | 202500 | 225000 | 217500 Calf feedi 30000 | 0000 | 60000 1800 | 100000 Insurance 7oo00 | 70000 | 84000 | 98000 | 119000 Labour charges 144000 | 144000 | 144000 | 144000 | 144000 Veterinary aid 25000 | 25000 | 30000 | 35000 | 42500 Miscellaneous 12500 | 12500 | 15000 | 17500 | 21250 ‘Total Cost of Production 866500 | 1066500 | 1154250 | 1185050 | 1431750 'V) Income (Rs.) Particulars TYear | WYear | U1Year | IV Year | V Year Milk 2484000 | 3024000 | 2970000 | 3186000 | 3780000 Manure 75000 | 75000 | 90000 | 105000 | 127500 Total income 2559000 | 3099000 | 3060000 | 3291000 | 3907500 Total expenditure 866500 | 1066500 | 1154250 | 1185050 | 1431750 Cash Profit 1692500 | 2032500 | 1905750 | 2105950 | 2475750 No of Dairy animals in the Farm. 50 50 60 10 85, Profit per animal 33850 | 40650 | 31762. 30085 | 2912647 Taxes ° 0 o 0 0Profit after tax 1692500 | 2032500 | 1905750 | 2105950 | 2475750 Ratio of Analysis: Return on Investments (ROI %) 1482 | 1699 | 1569 | 1682 | 19.21 Debt Service Coverage Ratio (DSCR) 3.00 | 3.73 3.74 441 5.60 ‘VI) Loan Repayment Schedule for 80 COWS unit (Rs.) Loan amount 2013750 Interest 12% Moratorium period 3 months Particulars 1year |mYear |utYear |1V Year | V Year Total profit 1692500 | 2032500] 1905750 | 2105950 | 2475750 Loan installment 402750 | 402750] 402750} 402750) 402750 Interest 241650] 193320] 144990] 96660) 48330 Loan + interest 644400] 596070] 547740 499410) 451080 Net Profit 1048100 | 1436430 | 1358010 | 1606540 | 2024670 Income / month 87341.67 | 119702.50 | 113167.50 | 133878.33 | 168722.50