Amortiza.

xls

Cuadro de amortizacin de Capital

i=

4%

n=

30

Principal

Periodo

Anualidad Constante
Prestamo Francs

105,000.00

Pago

Intereses

Amortizacin

Deuda pendiente

0
1

6,072.16

4,200.00

1,872.16

105,000.00
103,127.84

2
3

6,072.16
6,072.16

4,125.11
4,047.23

1,947.05
2,024.93

101,180.79
99,155.86

4
5
6
7
8
9

6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16

3,966.23
3,882.00
3,794.39
3,703.28
3,608.53
3,509.98

2,105.93
2,190.16
2,277.77
2,368.88
2,463.64
2,562.18

97,049.94
94,859.78
92,582.01
90,213.13
87,749.49
85,187.31

10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16
6,072.16

3,407.49
3,300.91
3,190.06
3,074.77
2,954.88
2,830.18
2,700.51
2,565.64
2,425.38
2,279.51
2,127.80
1,970.03
1,805.94
1,635.29
1,457.82
1,273.24
1,081.29
881.65
674.03
458.11
233.54

2,664.67
2,771.25
2,882.10
2,997.39
3,117.28
3,241.98
3,371.66
3,506.52
3,646.78
3,792.65
3,944.36
4,102.13
4,266.22
4,436.87
4,614.34
4,798.92
4,990.87
5,190.51
5,398.13
5,614.05
5,838.62 -

82,522.64
79,751.39
76,869.28
73,871.89
70,754.61
67,512.63
64,140.98
60,634.46
56,987.67
53,195.02
49,250.66
45,148.53
40,882.31
36,445.44
31,831.10
27,032.18
22,041.31
16,850.80
11,452.67
5,838.62
0.00

Al cambiar
de periodos
actualiza el
cuadro de
amortizaci

Al cambiar el nmero
de periodos se
actualiza el tamao del
cuadro de
amortizacin.

=PAGO(C5;C6;-C7)
=SI(B13<=$C$6;+C12;" ")
=SI(B13<=$C$6;+F12*$C$5;" ")
=SI(B13<=$C$6;+C13-D13;" ")
=SI(B13<=$C$6;+F12-E13;" ")

Hemos utilizado:
Funcin PAGO
Cuadros con formato variable
Condicionales de cadena