Cash Flow Analysis

APPLICANT'S NAME: ___________________________________________

Daily Weekly Monthly Monthly Totals

Income from Business (Gross)
Business 1 -
Business 2 -
Business 3 -
Total Business Income (A) - - - -
Business Expenses
Raw Materials/Purchases -
Business 1 -
Business 2 -
Business 3 -
Labor -
Rent -
Utilities (electricity & water) -
Transportation -
Fuel -
Loan Payments -
Food
Others -
Others -
Others -
Total Business Expenses (B) - - - -
Net Business Income (C=A-B) - - - -
Other Household Income
Salaries -
Pension -
Others -
Others -
Total, Other Household Income (D) - - - -
Total Business & HH Income (E=C+D) - - - -
Household Expenses
Food -
Cooking gas -
Clothing -
Education and School Allowance -
Utilities (elect., telephone, water) -
Fuel -
Housing/Rent -
Transportation -
Family gathering/outings -
Medical / Dental -
Insurance -
Taxes/licenses -
Others -grocery -
Others (Cell and Cable) -
Sub-Total - - - -
Miscellaneous (10%) - - - -
Total Household Expenses (F) - - - -
NET BUSINESS & HH INCOME (G=E+F) - - - -
((H) ) ((I) ) ((J) )
DEBT CAPACITY ANALYSIS
Equivalent of DAILY net income -
Equivalent of WEEKLY net income - ((weekly net bus & HH inc divided by 7 days) )
Equivalent of MONTHLY net income - ((monthly net bus & hh income divided by 28 days) )
Amount Available for Debt Service -
Adjusted Repayment Capacity 20% 50%
Available for loan payment -
Conditions of the loan:
Mode FALSE
Number of payment 90
Amount of amortization -
Total amount available for loan payment -
Principal Amount -
Interest Rate (based on term) 15%
Interest Due -

*TIP: Negative Business and Household Income indicates that the corresponding mode of payment is not possible based
on the borrowers cash flow.
Prepared by: Noted by:

DO BM
Date: _____________________________