GUIDE CERTIFICATE

This is to certify that A Project Report on “Credit Appraisal for Working Capital
Requirement” at Syndicate Bank , Kundapur prepared by Mr. Preetesha In partial
fulfillment of the requirement for the award of the degree in Master of Business
Administration under my guidance and supervision.

Prof. Nivedita Mirajkar

Date: 03/05/2010 Faculty, SIMS
Pandeshwar, Mangalore.
 DECLARATION

I here by declare that A Project Report on “Credit Appraisal for Working Capital
Requirement” at Syndicate Bank, Kundapur prepared by me under the guidance of
Prof.Nivedita Mirajkar, Faculty, Srinivas Institute of Management Studies, Pandeshwar,
Mangalore in partial fulfillment of the requirement for the award of MBA programme of
Mangalore University, Mangalore. I also declare that this project report is new and of my
original work, has not been submitted for any other degree or diploma, other similar title
of Mangalore University, Mangalore or for any other University.

Date: 03/05/2010 Preetesha

Place: Mangalore
 ACKNOWLEDGEMENT

I owe my deep sense of gratitude to my beloved institution Srinivas Institute of

Management Studies, Pandeshwar, Mangalore, for molding me as a real management
student.
It is of utmost important to express my thanks to Syndicate Bank, Kundapur
for granting permission to take up this winter project. I am very great full to all staff
members and management of the organization for their incredible and kind cooperation
for giving me to the completion of the study.
I express my sincere gratitude to Mr. Ganapa N Manager Syndicate Bank,
Kundapur for given me this opportunity to undertake 6 weeks winter project program at
this prestigious organization. His valuable support and encouragement has motivated me
to perform my duties to the best of my abilities and contribute meaningfully to the
regional office division of the bank. I am thankful for the invaluable guidance and advice
from him with the help of which the project was completed successfully.

I sincerely thank to my guide Prof. Nivedita Mirajkar for being a source of

inspiration and guiding me with her valuable advice and encouragement. , who has
rendered me the valuable counsel and guidance in completing my training programme. I
would also like to thank all my faculty members for their valuable suggestions.
I also express my thanks to my parents family and friends for guiding and
encouraging me while doing this project.