ANNUAL PAYMENT TO REPAY A LOAN

Loan Principal (present value) 6000 5600 30000000

Annual rate of interest 0.1 0.12 5%
Number of years 4 6 20
Annual payment US$1,892.82 US$1,362.06 US$2,407,277.62

US$48,145,552.31
Power Road Communications
40000000 1000000000 400000000
6% 5% 10%
30 40 25
US$2,905,956.46 US$58,278,161.17 US$44,067,228.88

US$105,251,346.50
LOAN AMORTIZATION SCHEDULE
Data: Loan Principal 6000
Annual rate of interest 0.1
Number of years 4
Year End Principal

Year Total To Interest Loan To principal

0 6000
1 US$1,892.82 600 1292.8248222 4707.17517776341
2 US$1,892.82 470.717517776342 1422.1073045 3285.06787330317
3 US$1,892.82 328.506787330317 1564.3180349 1720.7498383969
4 US$1,892.82 172.07498383969 1720.7498384 5.00222085975111E-12
PRESENT VALUE OF A MIXED
STREAM OF CASHFLOWS
Initial Outlay 1200 1300 10000 12000
interest rate 9% 8% 10% 15%
year end
year cashflow
1 400 400 5000 7000
2 800 800 6000 8000
3 500 500 7000 5000
4 400 400
5 300 300
Present Value US$1,904.76 US$1,951.34 US$14,763.34 US$15,423.69
NPV US$704.76 US$651.34 US$4,763.34 US$3,423.69
20000
FUTURE VALUE OF A MIXED STREAM
Interest rate per year 8%
Year end
year cashflow
1 11500
2 14000
3 12900
4 16000
5 18000
Future value US$83,608.15
PRESENT VALUE OF AN ANNUITY DUE
Annual payment 700
Annual rate of interest compounded annually 8%
Number of years 5
Present Value of an annuity due US$3,018.49
FUTURE VALUE OF AN ANNUITY DUE
Annual payment 1000
Annual rate of interest compounded annually 7%
Number of years 5
future Value of an annuity due US$6,153.29

84287.2538780496

400000
20%
10
US$95,409.10