SEC Filings- Credit Agreement Highlighting Rubric

All banks on Front Page and their assigned roles

Article I- Definitions
Administrative Agent
Alternative Currency
Applicable Rate Rubric
[Date] and starting level of rate
Arranger
Availability Period
Base Rate
Ex. PRIME floor =LIBOR +200bps
Commitment
Consolidated Leverage Ratio
Default Rate
Ex. Base Rate + 2% per annum
EuroCurrency Rate
Mention LIBOR Floors
Existing Credit Agreement
Ex. Dated as of: 5/2/2006
Letter of Credit Sublimit
[Amount]
Maturity Date
Required Lenders
[50% or more?]
Restricted Payment
[Dividends?]
Subsidiary Guarantors
Swing Line Sublimit
[Amount]
Threshold Amount

Article II – Commitments and Credit Extensions

RC? “Borrower may borrow, prepay, and reborrow” etc.

Letters of Credit
Other Currencies?
Letter of Credit Fees
Ex. = Applicable Rate
Fronting Fee
Paid to whom?
Interest
SEE GRID
Applicable Rate?
Fees
SEE GRID
 Commitment Fee?
Increase in Commitments
[Amount]

Article III- Taxes, Yield Protection and Illegality – SKIP

Article IV- Conditions Precedent to Credit Extensions

Law Firms Involved – (individual names should not be entered)

Existing Credit Agreement mentioned?

Article V- Representations and Warranties – SKIP

Article VI – Affirmative Covenants

Use of Proceeds
Restricted Payments
Financial Covenants
Consolidated Interest Coverage Ratio
[Amount]
Consolidated Leverage Ratio
[Amount and comment out]

Article VII- Event Defaults and Remedies- SKIP

Article X- Misc.

Amendments
Ex. “no such amendment waiver or consent shall:
a. waive without written consent of every lender
b. extend or increase commitment of any lender
c. postpone any date fixed by this agreement of any other loan document
Tenor Reduction ?
Margin Reduction ?
Guarantor Release?
Successor and Assigns
Assignment and Assumption
Minimum Amount?

All Banks involved and their respective commitments