KOPERASI GURU MELAYU KELANTAN BERHAD

4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
2,000 173.17 89.83 62.06
3,000 259.75 134.75 93.08 74.75 62.25
4,000 346.33 179.67 124.11 99.67 83.00
5,000 432.92 224.58 155.14 124.58 103.75 89.86 79.94 72.50 69.21 64.58
6,000 519.50 269.50 186.17 149.50 124.50 107.83 95.93 87.00 83.06 77.50
7,000 606.08 314.42 217.19 174.42 145.25 125.81 111.92 101.50 96.90 90.42
8,000 692.67 359.33 248.22 199.33 166.00 143.78 127.90 116.00 110.74 103.33
9,000 779.25 404.25 279.25 224.25 186.75 161.75 143.89 130.50 124.58 116.25
10,000 865.83 449.17 310.28 249.17 207.50 179.72 159.88 145.00 138.43 129.17
11,000 952.42 494.08 341.31 274.08 228.25 197.69 175.87 159.50 152.27 142.08
12,000 1,039.00 539.00 372.33 299.00 249.00 215.67 191.86 174.00 166.11 155.00
13,000 1,125.58 583.92 403.36 323.92 269.75 233.64 207.85 188.50 179.95 167.92
14,000 1,212.17 628.83 434.39 348.83 290.50 251.61 223.83 203.00 193.80 180.83
15,000 1,298.75 673.75 465.42 373.75 311.25 269.58 239.82 217.50 207.64 193.75
16,000 1,385.33 718.67 496.44 398.67 332.00 287.56 255.81 232.00 221.48 206.67
17,000 1,471.92 763.58 527.47 423.58 352.75 305.53 271.80 246.50 235.32 219.58
18,000 1,558.50 808.50 558.50 448.50 373.50 323.50 287.79 261.00 249.17 232.50
19,000 1,645.08 853.42 589.53 473.42 394.25 341.47 303.77 275.50 263.01 245.42
20,000 1,731.67 898.33 620.56 498.33 415.00 359.44 319.76 290.00 276.85 258.33
21,000 1,818.25 943.25 651.58 523.25 435.75 377.42 335.75 304.50 290.69 271.25
22,000 1,904.83 988.17 682.61 548.17 456.50 395.39 351.74 319.00 304.54 284.17
23,000 1,991.42 1,033.08 713.64 573.08 477.25 413.36 367.73 333.50 318.38 297.08
24,000 2,078.00 1,078.00 744.67 598.00 498.00 431.33 383.71 348.00 332.22 310.00
25,000 2,164.58 1,122.92 775.69 622.92 518.75 449.31 399.70 362.50 346.06 322.92
26,000 2,251.17 1,167.83 806.72 647.83 539.50 467.28 415.69 377.00 359.91 335.83
27,000 2,337.75 1,212.75 837.75 672.75 560.25 485.25 431.68 391.50 373.75 348.75
28,000 2,424.33 1,257.67 868.78 697.67 581.00 503.22 447.67 406.00 387.59 361.67
29,000 2,510.92 1,302.58 899.81 722.58 601.75 521.19 463.65 420.50 401.44 374.58
30,000 2,597.50 1,347.50 930.83 747.50 622.50 539.17 479.64 435.00 415.28 387.50
31,000 2,684.08 1,392.42 961.86 772.42 643.25 557.14 495.63 449.50 429.12 400.42 376.93 357.36 340.80 326.61 314.31
32,000 2,770.67 1,437.33 992.89 797.33 664.00 575.11 511.62 464.00 442.96 413.33 389.09 368.89 351.79 337.14 324.44
33,000 2,857.25 1,482.25 1,023.92 822.25 684.75 593.08 527.61 478.50 456.81 426.25 401.25 380.42 362.79 347.68 334.58
34,000 2,943.83 1,527.17 1,054.94 847.17 705.50 611.06 543.60 493.00 470.65 439.17 413.41 391.94 373.78 358.21 344.72
1
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
35,000 3,030.42 1,572.08 1,085.97 872.08 726.25 629.03 559.58 507.50 484.49 452.08 425.57 403.47 384.78 368.75 354.86
36,000 3,117.00 1,617.00 1,117.00 897.00 747.00 647.00 575.57 522.00 498.33 465.00 437.73 415.00 395.77 379.29 365.00
37,000 3,203.58 1,661.92 1,148.03 921.92 767.75 664.97 591.56 536.50 512.18 477.92 449.89 426.53 406.76 389.82 375.14
38,000 3,290.17 1,706.83 1,179.06 946.83 788.50 682.94 607.55 551.00 526.02 490.83 462.05 438.06 417.76 400.36 385.28
39,000 3,376.75 1,751.75 1,210.08 971.75 809.25 700.92 623.54 565.50 539.86 503.75 474.20 449.58 428.75 410.89 395.42
40,000 3,463.33 1,796.67 1,241.11 996.67 830.00 718.89 639.52 580.00 553.70 516.67 486.36 461.11 439.74 421.43 405.56
41,000 3,549.92 1,841.58 1,272.14 1,021.58 850.75 736.86 655.51 594.50 567.55 529.58 498.52 472.64 450.74 431.96 415.69
42,000 3,636.50 1,886.50 1,303.17 1,046.50 871.50 754.83 671.50 609.00 581.39 542.50 510.68 484.17 461.73 442.50 425.83
43,000 3,723.08 1,931.42 1,334.19 1,071.42 892.25 772.81 687.49 623.50 595.23 555.42 522.84 495.69 472.72 453.04 435.97
44,000 3,809.67 1,976.33 1,365.22 1,096.33 913.00 790.78 703.48 638.00 609.07 568.33 535.00 507.22 483.72 463.57 446.11
45,000 3,896.25 2,021.25 1,396.25 1,121.25 933.75 808.75 719.46 652.50 622.92 581.25 547.16 518.75 494.71 474.11 456.25
46,000 3,982.83 2,066.17 1,427.28 1,146.17 954.50 826.72 735.45 667.00 636.76 594.17 559.32 530.28 505.71 484.64 466.39
47,000 4,069.42 2,111.08 1,458.31 1,171.08 975.25 844.69 751.44 681.50 650.60 607.08 571.48 541.81 516.70 495.18 476.53
48,000 4,156.00 2,156.00 1,489.33 1,196.00 996.00 862.67 767.43 696.00 664.44 620.00 583.64 553.33 527.69 505.71 486.67
49,000 4,242.58 2,200.92 1,520.36 1,220.92 1,016.75 880.64 783.42 710.50 678.29 632.92 595.80 564.86 538.69 516.25 496.81
50,000 4,329.17 2,245.83 1,551.39 1,245.83 1,037.50 898.61 799.40 725.00 692.13 645.83 607.95 576.39 549.68 526.79 506.94
51,000 4,415.75 2,290.75 1,582.42 1,270.75 1,058.25 916.58 815.39 739.50 705.97 658.75 620.11 587.92 560.67 537.32 517.08
52,000 4,502.33 2,335.67 1,613.44 1,295.67 1,079.00 934.56 831.38 754.00 719.81 671.67 632.27 599.44 571.67 547.86 527.22
53,000 4,588.92 2,380.58 1,644.47 1,320.58 1,099.75 952.53 847.37 768.50 733.66 684.58 644.43 610.97 582.66 558.39 537.36
54,000 4,675.50 2,425.50 1,675.50 1,345.50 1,120.50 970.50 863.36 783.00 747.50 697.50 656.59 622.50 593.65 568.93 547.50
55,000 4,762.08 2,470.42 1,706.53 1,370.42 1,141.25 988.47 879.35 797.50 761.34 710.42 668.75 634.03 604.65 579.46 557.64
56,000 4,848.67 2,515.33 1,737.56 1,395.33 1,162.00 1,006.44 895.33 812.00 775.19 723.33 680.91 645.56 615.64 590.00 567.78
57,000 4,935.25 2,560.25 1,768.58 1,420.25 1,182.75 1,024.42 911.32 826.50 789.03 736.25 693.07 657.08 626.63 600.54 577.92
58,000 5,021.83 2,605.17 1,799.61 1,445.17 1,203.50 1,042.39 927.31 841.00 802.87 749.17 705.23 668.61 637.63 611.07 588.06
59,000 5,108.42 2,650.08 1,830.64 1,470.08 1,224.25 1,060.36 943.30 855.50 816.71 762.08 717.39 680.14 648.62 621.61 598.19
60,000 5,195.00 2,695.00 1,861.67 1,495.00 1,245.00 1,078.33 959.29 870.00 830.56 775.00 729.55 691.67 659.62 632.14 608.33
61,000 5,281.58 2,739.92 1,892.69 1,519.92 1,265.75 1,096.31 975.27 884.50 844.40 787.92 741.70 703.19 670.61 642.68 618.47
62,000 5,368.17 2,784.83 1,923.72 1,544.83 1,286.50 1,114.28 991.26 899.00 858.24 800.83 753.86 714.72 681.60 653.21 628.61
63,000 5,454.75 2,829.75 1,954.75 1,569.75 1,307.25 1,132.25 1,007.25 913.50 872.08 813.75 766.02 726.25 692.60 663.75 638.75
64,000 5,541.33 2,874.67 1,985.78 1,594.67 1,328.00 1,150.22 1,023.24 928.00 885.93 826.67 778.18 737.78 703.59 674.29 648.89
65,000 5,627.92 2,919.58 2,016.81 1,619.58 1,348.75 1,168.19 1,039.23 942.50 899.77 839.58 790.34 749.31 714.58 684.82 659.03
66,000 5,714.50 2,964.50 2,047.83 1,644.50 1,369.50 1,186.17 1,055.21 957.00 913.61 852.50 802.50 760.83 725.58 695.36 669.17
67,000 5,801.08 3,009.42 2,078.86 1,669.42 1,390.25 1,204.14 1,071.20 971.50 927.45 865.42 814.66 772.36 736.57 705.89 679.31
2
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
68,000 5,887.67 3,054.33 2,109.89 1,694.33 1,411.00 1,222.11 1,087.19 986.00 941.30 878.33 826.82 783.89 747.56 716.43 689.44
69,000 5,974.25 3,099.25 2,140.92 1,719.25 1,431.75 1,240.08 1,103.18 1,000.50 955.14 891.25 838.98 795.42 758.56 726.96 699.58
70,000 6,060.83 3,144.17 2,171.94 1,744.17 1,452.50 1,258.06 1,119.17 1,015.00 968.98 904.17 851.14 806.94 769.55 737.50 709.72
71,000 6,147.42 3,189.08 2,202.97 1,769.08 1,473.25 1,276.03 1,135.15 1,029.50 982.82 917.08 863.30 818.47 780.54 748.04 719.86
72,000 6,234.00 3,234.00 2,234.00 1,794.00 1,494.00 1,294.00 1,151.14 1,044.00 996.67 930.00 875.45 830.00 791.54 758.57 730.00
73,000 6,320.58 3,278.92 2,265.03 1,818.92 1,514.75 1,311.97 1,167.13 1,058.50 1,010.51 942.92 887.61 841.53 802.53 769.11 740.14
74,000 6,407.17 3,323.83 2,296.06 1,843.83 1,535.50 1,329.94 1,183.12 1,073.00 1,024.35 955.83 899.77 853.06 813.53 779.64 750.28
75,000 6,493.75 3,368.75 2,327.08 1,868.75 1,556.25 1,347.92 1,199.11 1,087.50 1,038.19 968.75 911.93 864.58 824.52 790.18 760.42
76,000 6,580.33 3,413.67 2,358.11 1,893.67 1,577.00 1,365.89 1,215.10 1,102.00 1,052.04 981.67 924.09 876.11 835.51 800.71 770.56
77,000 6,666.92 3,458.58 2,389.14 1,918.58 1,597.75 1,383.86 1,231.08 1,116.50 1,065.88 994.58 936.25 887.64 846.51 811.25 780.69
78,000 6,753.50 3,503.50 2,420.17 1,943.50 1,618.50 1,401.83 1,247.07 1,131.00 1,079.72 1,007.50 948.41 899.17 857.50 821.79 790.83
79,000 6,840.08 3,548.42 2,451.19 1,968.42 1,639.25 1,419.81 1,263.06 1,145.50 1,093.56 1,020.42 960.57 910.69 868.49 832.32 800.97
80,000 6,926.67 3,593.33 2,482.22 1,993.33 1,660.00 1,437.78 1,279.05 1,160.00 1,107.41 1,033.33 972.73 922.22 879.49 842.86 811.11
81,000 7,013.25 3,638.25 2,513.25 2,018.25 1,680.75 1,455.75 1,295.04 1,174.50 1,121.25 1,046.25 984.89 933.75 890.48 853.39 821.25
82,000 7,099.83 3,683.17 2,544.28 2,043.17 1,701.50 1,473.72 1,311.02 1,189.00 1,135.09 1,059.17 997.05 945.28 901.47 863.93 831.39
83,000 7,186.42 3,728.08 2,575.31 2,068.08 1,722.25 1,491.69 1,327.01 1,203.50 1,148.94 1,072.08 1,009.20 956.81 912.47 874.46 841.53
84,000 7,273.00 3,773.00 2,606.33 2,093.00 1,743.00 1,509.67 1,343.00 1,218.00 1,162.78 1,085.00 1,021.36 968.33 923.46 885.00 851.67
85,000 7,359.58 3,817.92 2,637.36 2,117.92 1,763.75 1,527.64 1,358.99 1,232.50 1,176.62 1,097.92 1,033.52 979.86 934.46 895.54 861.81
86,000 7,446.17 3,862.83 2,668.39 2,142.83 1,784.50 1,545.61 1,374.98 1,247.00 1,190.46 1,110.83 1,045.68 991.39 945.45 906.07 871.94
87,000 7,532.75 3,907.75 2,699.42 2,167.75 1,805.25 1,563.58 1,390.96 1,261.50 1,204.31 1,123.75 1,057.84 1,002.92 956.44 916.61 882.08
88,000 7,619.33 3,952.67 2,730.44 2,192.67 1,826.00 1,581.56 1,406.95 1,276.00 1,218.15 1,136.67 1,070.00 1,014.44 967.44 927.14 892.22
89,000 7,705.92 3,997.58 2,761.47 2,217.58 1,846.75 1,599.53 1,422.94 1,290.50 1,231.99 1,149.58 1,082.16 1,025.97 978.43 937.68 902.36
90,000 7,792.50 4,042.50 2,792.50 2,242.50 1,867.50 1,617.50 1,438.93 1,305.00 1,245.83 1,162.50 1,094.32 1,037.50 989.42 948.21 912.50
91,000 7,879.08 4,087.42 2,823.53 2,267.42 1,888.25 1,635.47 1,454.92 1,319.50 1,259.68 1,175.42 1,106.48 1,049.03 1,000.42 958.75 922.64
92,000 7,965.67 4,132.33 2,854.56 2,292.33 1,909.00 1,653.44 1,470.90 1,334.00 1,273.52 1,188.33 1,118.64 1,060.56 1,011.41 969.29 932.78
93,000 8,052.25 4,177.25 2,885.58 2,317.25 1,929.75 1,671.42 1,486.89 1,348.50 1,287.36 1,201.25 1,130.80 1,072.08 1,022.40 979.82 942.92
94,000 8,138.83 4,222.17 2,916.61 2,342.17 1,950.50 1,689.39 1,502.88 1,363.00 1,301.20 1,214.17 1,142.95 1,083.61 1,033.40 990.36 953.06
95,000 8,225.42 4,267.08 2,947.64 2,367.08 1,971.25 1,707.36 1,518.87 1,377.50 1,315.05 1,227.08 1,155.11 1,095.14 1,044.39 1,000.89 963.19
96,000 8,312.00 4,312.00 2,978.67 2,392.00 1,992.00 1,725.33 1,534.86 1,392.00 1,328.89 1,240.00 1,167.27 1,106.67 1,055.38 1,011.43 973.33
97,000 8,398.58 4,356.92 3,009.69 2,416.92 2,012.75 1,743.31 1,550.85 1,406.50 1,342.73 1,252.92 1,179.43 1,118.19 1,066.38 1,021.96 983.47
98,000 8,485.17 4,401.83 3,040.72 2,441.83 2,033.50 1,761.28 1,566.83 1,421.00 1,356.57 1,265.83 1,191.59 1,129.72 1,077.37 1,032.50 993.61
99,000 8,571.75 4,446.75 3,071.75 2,466.75 2,054.25 1,779.25 1,582.82 1,435.50 1,370.42 1,278.75 1,203.75 1,141.25 1,088.37 1,043.04 1,003.75
100,000 8,658.33 4,491.67 3,102.78 2,491.67 2,075.00 1,797.22 1,598.81 1,450.00 1,384.26 1,291.67 1,215.91 1,152.78 1,099.36 1,053.57 1,013.89
3
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my
JADUAL PEMBAYARAN BALIK
3.90% 4.90% 5.50% 3.90% 4.90% 5.50%
POKOK POKOK
1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180) 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)

51,000 4,415.75 2,290.75 1,582.42 1,270.75 1,058.25 916.58 815.39 739.50 705.97 658.75 620.11 587.92 560.67 537.32 517.08

2,000 173.17 89.83 62.06 52,000 4,502.33 2,335.67 1,613.44 1,295.67 1,079.00 934.56 831.38 754.00 719.81 671.67 632.27 599.44 571.67 547.86 527.22

3,000 259.75 134.75 93.08 74.75 62.25 53,000 4,588.92 2,380.58 1,644.47 1,320.58 1,099.75 952.53 847.37 768.50 733.66 684.58 644.43 610.97 582.66 558.39 537.36

4,000 346.33 179.67 124.11 99.67 83.00 54,000 4,675.50 2,425.50 1,675.50 1,345.50 1,120.50 970.50 863.36 783.00 747.50 697.50 656.59 622.50 593.65 568.93 547.50

5,000 432.92 224.58 155.14 124.58 103.75 89.86 79.94 72.50 69.21 64.58 55,000 4,762.08 2,470.42 1,706.53 1,370.42 1,141.25 988.47 879.35 797.50 761.34 710.42 668.75 634.03 604.65 579.46 557.64

6,000 519.50 269.50 186.17 149.50 124.50 107.83 95.93 87.00 83.06 77.50 56,000 4,848.67 2,515.33 1,737.56 1,395.33 1,162.00 1,006.44 895.33 812.00 775.19 723.33 680.91 645.56 615.64 590.00 567.78

7,000 606.08 314.42 217.19 174.42 145.25 125.81 111.92 101.50 96.90 90.42 57,000 4,935.25 2,560.25 1,768.58 1,420.25 1,182.75 1,024.42 911.32 826.50 789.03 736.25 693.07 657.08 626.63 600.54 577.92

8,000 692.67 359.33 248.22 199.33 166.00 143.78 127.90 116.00 110.74 103.33 58,000 5,021.83 2,605.17 1,799.61 1,445.17 1,203.50 1,042.39 927.31 841.00 802.87 749.17 705.23 668.61 637.63 611.07 588.06

9,000 779.25 404.25 279.25 224.25 186.75 161.75 143.89 130.50 124.58 116.25 59,000 5,108.42 2,650.08 1,830.64 1,470.08 1,224.25 1,060.36 943.30 855.50 816.71 762.08 717.39 680.14 648.62 621.61 598.19

10,000 865.83 449.17 310.28 249.17 207.50 179.72 159.88 145.00 138.43 129.17 60,000 5,195.00 2,695.00 1,861.67 1,495.00 1,245.00 1,078.33 959.29 870.00 830.56 775.00 729.55 691.67 659.62 632.14 608.33

11,000 952.42 494.08 341.31 274.08 228.25 197.69 175.87 159.50 152.27 142.08 61,000 5,281.58 2,739.92 1,892.69 1,519.92 1,265.75 1,096.31 975.27 884.50 844.40 787.92 741.70 703.19 670.61 642.68 618.47

12,000 1,039.00 539.00 372.33 299.00 249.00 215.67 191.86 174.00 166.11 155.00 62,000 5,368.17 2,784.83 1,923.72 1,544.83 1,286.50 1,114.28 991.26 899.00 858.24 800.83 753.86 714.72 681.60 653.21 628.61

13,000 1,125.58 583.92 403.36 323.92 269.75 233.64 207.85 188.50 179.95 167.92 63,000 5,454.75 2,829.75 1,954.75 1,569.75 1,307.25 1,132.25 1,007.25 913.50 872.08 813.75 766.02 726.25 692.60 663.75 638.75

14,000 1,212.17 628.83 434.39 348.83 290.50 251.61 223.83 203.00 193.80 180.83 64,000 5,541.33 2,874.67 1,985.78 1,594.67 1,328.00 1,150.22 1,023.24 928.00 885.93 826.67 778.18 737.78 703.59 674.29 648.89

15,000 1,298.75 673.75 465.42 373.75 311.25 269.58 239.82 217.50 207.64 193.75 65,000 5,627.92 2,919.58 2,016.81 1,619.58 1,348.75 1,168.19 1,039.23 942.50 899.77 839.58 790.34 749.31 714.58 684.82 659.03

16,000 1,385.33 718.67 496.44 398.67 332.00 287.56 255.81 232.00 221.48 206.67 66,000 5,714.50 2,964.50 2,047.83 1,644.50 1,369.50 1,186.17 1,055.21 957.00 913.61 852.50 802.50 760.83 725.58 695.36 669.17

17,000 1,471.92 763.58 527.47 423.58 352.75 305.53 271.80 246.50 235.32 219.58 67,000 5,801.08 3,009.42 2,078.86 1,669.42 1,390.25 1,204.14 1,071.20 971.50 927.45 865.42 814.66 772.36 736.57 705.89 679.31

18,000 1,558.50 808.50 558.50 448.50 373.50 323.50 287.79 261.00 249.17 232.50 68,000 5,887.67 3,054.33 2,109.89 1,694.33 1,411.00 1,222.11 1,087.19 986.00 941.30 878.33 826.82 783.89 747.56 716.43 689.44

19,000 1,645.08 853.42 589.53 473.42 394.25 341.47 303.77 275.50 263.01 245.42 69,000 5,974.25 3,099.25 2,140.92 1,719.25 1,431.75 1,240.08 1,103.18 1,000.50 955.14 891.25 838.98 795.42 758.56 726.96 699.58

20,000 1,731.67 898.33 620.56 498.33 415.00 359.44 319.76 290.00 276.85 258.33 70,000 6,060.83 3,144.17 2,171.94 1,744.17 1,452.50 1,258.06 1,119.17 1,015.00 968.98 904.17 851.14 806.94 769.55 737.50 709.72

21,000 1,818.25 943.25 651.58 523.25 435.75 377.42 335.75 304.50 290.69 271.25 71,000 6,147.42 3,189.08 2,202.97 1,769.08 1,473.25 1,276.03 1,135.15 1,029.50 982.82 917.08 863.30 818.47 780.54 748.04 719.86

22,000 1,904.83 988.17 682.61 548.17 456.50 395.39 351.74 319.00 304.54 284.17 72,000 6,234.00 3,234.00 2,234.00 1,794.00 1,494.00 1,294.00 1,151.14 1,044.00 996.67 930.00 875.45 830.00 791.54 758.57 730.00

23,000 1,991.42 1,033.08 713.64 573.08 477.25 413.36 367.73 333.50 318.38 297.08 73,000 6,320.58 3,278.92 2,265.03 1,818.92 1,514.75 1,311.97 1,167.13 1,058.50 1,010.51 942.92 887.61 841.53 802.53 769.11 740.14

24,000 2,078.00 1,078.00 744.67 598.00 498.00 431.33 383.71 348.00 332.22 310.00 74,000 6,407.17 3,323.83 2,296.06 1,843.83 1,535.50 1,329.94 1,183.12 1,073.00 1,024.35 955.83 899.77 853.06 813.53 779.64 750.28

25,000 2,164.58 1,122.92 775.69 622.92 518.75 449.31 399.70 362.50 346.06 322.92 75,000 6,493.75 3,368.75 2,327.08 1,868.75 1,556.25 1,347.92 1,199.11 1,087.50 1,038.19 968.75 911.93 864.58 824.52 790.18 760.42

26,000 2,251.17 1,167.83 806.72 647.83 539.50 467.28 415.69 377.00 359.91 335.83 76,000 6,580.33 3,413.67 2,358.11 1,893.67 1,577.00 1,365.89 1,215.10 1,102.00 1,052.04 981.67 924.09 876.11 835.51 800.71 770.56

27,000 2,337.75 1,212.75 837.75 672.75 560.25 485.25 431.68 391.50 373.75 348.75 77,000 6,666.92 3,458.58 2,389.14 1,918.58 1,597.75 1,383.86 1,231.08 1,116.50 1,065.88 994.58 936.25 887.64 846.51 811.25 780.69

28,000 2,424.33 1,257.67 868.78 697.67 581.00 503.22 447.67 406.00 387.59 361.67 78,000 6,753.50 3,503.50 2,420.17 1,943.50 1,618.50 1,401.83 1,247.07 1,131.00 1,079.72 1,007.50 948.41 899.17 857.50 821.79 790.83

29,000 2,510.92 1,302.58 899.81 722.58 601.75 521.19 463.65 420.50 401.44 374.58 79,000 6,840.08 3,548.42 2,451.19 1,968.42 1,639.25 1,419.81 1,263.06 1,145.50 1,093.56 1,020.42 960.57 910.69 868.49 832.32 800.97

30,000 2,597.50 1,347.50 930.83 747.50 622.50 539.17 479.64 435.00 415.28 387.50 80,000 6,926.67 3,593.33 2,482.22 1,993.33 1,660.00 1,437.78 1,279.05 1,160.00 1,107.41 1,033.33 972.73 922.22 879.49 842.86 811.11

31,000 2,684.08 1,392.42 961.86 772.42 643.25 557.14 495.63 449.50 429.12 400.42 376.93 357.36 340.80 326.61 314.31 81,000 7,013.25 3,638.25 2,513.25 2,018.25 1,680.75 1,455.75 1,295.04 1,174.50 1,121.25 1,046.25 984.89 933.75 890.48 853.39 821.25

32,000 2,770.67 1,437.33 992.89 797.33 664.00 575.11 511.62 464.00 442.96 413.33 389.09 368.89 351.79 337.14 324.44 82,000 7,099.83 3,683.17 2,544.28 2,043.17 1,701.50 1,473.72 1,311.02 1,189.00 1,135.09 1,059.17 997.05 945.28 901.47 863.93 831.39

33,000 2,857.25 1,482.25 1,023.92 822.25 684.75 593.08 527.61 478.50 456.81 426.25 401.25 380.42 362.79 347.68 334.58 83,000 7,186.42 3,728.08 2,575.31 2,068.08 1,722.25 1,491.69 1,327.01 1,203.50 1,148.94 1,072.08 1,009.20 956.81 912.47 874.46 841.53

34,000 2,943.83 1,527.17 1,054.94 847.17 705.50 611.06 543.60 493.00 470.65 439.17 413.41 391.94 373.78 358.21 344.72 84,000 7,273.00 3,773.00 2,606.33 2,093.00 1,743.00 1,509.67 1,343.00 1,218.00 1,162.78 1,085.00 1,021.36 968.33 923.46 885.00 851.67

35,000 3,030.42 1,572.08 1,085.97 872.08 726.25 629.03 559.58 507.50 484.49 452.08 425.57 403.47 384.78 368.75 354.86 85,000 7,359.58 3,817.92 2,637.36 2,117.92 1,763.75 1,527.64 1,358.99 1,232.50 1,176.62 1,097.92 1,033.52 979.86 934.46 895.54 861.81

36,000 3,117.00 1,617.00 1,117.00 897.00 747.00 647.00 575.57 522.00 498.33 465.00 437.73 415.00 395.77 379.29 365.00 86,000 7,446.17 3,862.83 2,668.39 2,142.83 1,784.50 1,545.61 1,374.98 1,247.00 1,190.46 1,110.83 1,045.68 991.39 945.45 906.07 871.94

37,000 3,203.58 1,661.92 1,148.03 921.92 767.75 664.97 591.56 536.50 512.18 477.92 449.89 426.53 406.76 389.82 375.14 87,000 7,532.75 3,907.75 2,699.42 2,167.75 1,805.25 1,563.58 1,390.96 1,261.50 1,204.31 1,123.75 1,057.84 1,002.92 956.44 916.61 882.08

38,000 3,290.17 1,706.83 1,179.06 946.83 788.50 682.94 607.55 551.00 526.02 490.83 462.05 438.06 417.76 400.36 385.28 88,000 7,619.33 3,952.67 2,730.44 2,192.67 1,826.00 1,581.56 1,406.95 1,276.00 1,218.15 1,136.67 1,070.00 1,014.44 967.44 927.14 892.22

39,000 3,376.75 1,751.75 1,210.08 971.75 809.25 700.92 623.54 565.50 539.86 503.75 474.20 449.58 428.75 410.89 395.42 89,000 7,705.92 3,997.58 2,761.47 2,217.58 1,846.75 1,599.53 1,422.94 1,290.50 1,231.99 1,149.58 1,082.16 1,025.97 978.43 937.68 902.36

40,000 3,463.33 1,796.67 1,241.11 996.67 830.00 718.89 639.52 580.00 553.70 516.67 486.36 461.11 439.74 421.43 405.56 90,000 7,792.50 4,042.50 2,792.50 2,242.50 1,867.50 1,617.50 1,438.93 1,305.00 1,245.83 1,162.50 1,094.32 1,037.50 989.42 948.21 912.50

41,000 3,549.92 1,841.58 1,272.14 1,021.58 850.75 736.86 655.51 594.50 567.55 529.58 498.52 472.64 450.74 431.96 415.69 91,000 7,879.08 4,087.42 2,823.53 2,267.42 1,888.25 1,635.47 1,454.92 1,319.50 1,259.68 1,175.42 1,106.48 1,049.03 1,000.42 958.75 922.64

42,000 3,636.50 1,886.50 1,303.17 1,046.50 871.50 754.83 671.50 609.00 581.39 542.50 510.68 484.17 461.73 442.50 425.83 92,000 7,965.67 4,132.33 2,854.56 2,292.33 1,909.00 1,653.44 1,470.90 1,334.00 1,273.52 1,188.33 1,118.64 1,060.56 1,011.41 969.29 932.78

43,000 3,723.08 1,931.42 1,334.19 1,071.42 892.25 772.81 687.49 623.50 595.23 555.42 522.84 495.69 472.72 453.04 435.97 93,000 8,052.25 4,177.25 2,885.58 2,317.25 1,929.75 1,671.42 1,486.89 1,348.50 1,287.36 1,201.25 1,130.80 1,072.08 1,022.40 979.82 942.92

44,000 3,809.67 1,976.33 1,365.22 1,096.33 913.00 790.78 703.48 638.00 609.07 568.33 535.00 507.22 483.72 463.57 446.11 94,000 8,138.83 4,222.17 2,916.61 2,342.17 1,950.50 1,689.39 1,502.88 1,363.00 1,301.20 1,214.17 1,142.95 1,083.61 1,033.40 990.36 953.06

45,000 3,896.25 2,021.25 1,396.25 1,121.25 933.75 808.75 719.46 652.50 622.92 581.25 547.16 518.75 494.71 474.11 456.25 95,000 8,225.42 4,267.08 2,947.64 2,367.08 1,971.25 1,707.36 1,518.87 1,377.50 1,315.05 1,227.08 1,155.11 1,095.14 1,044.39 1,000.89 963.19

46,000 3,982.83 2,066.17 1,427.28 1,146.17 954.50 826.72 735.45 667.00 636.76 594.17 559.32 530.28 505.71 484.64 466.39 96,000 8,312.00 4,312.00 2,978.67 2,392.00 1,992.00 1,725.33 1,534.86 1,392.00 1,328.89 1,240.00 1,167.27 1,106.67 1,055.38 1,011.43 973.33

47,000 4,069.42 2,111.08 1,458.31 1,171.08 975.25 844.69 751.44 681.50 650.60 607.08 571.48 541.81 516.70 495.18 476.53 97,000 8,398.58 4,356.92 3,009.69 2,416.92 2,012.75 1,743.31 1,550.85 1,406.50 1,342.73 1,252.92 1,179.43 1,118.19 1,066.38 1,021.96 983.47

48,000 4,156.00 2,156.00 1,489.33 1,196.00 996.00 862.67 767.43 696.00 664.44 620.00 583.64 553.33 527.69 505.71 486.67 98,000 8,485.17 4,401.83 3,040.72 2,441.83 2,033.50 1,761.28 1,566.83 1,421.00 1,356.57 1,265.83 1,191.59 1,129.72 1,077.37 1,032.50 993.61

49,000 4,242.58 2,200.92 1,520.36 1,220.92 1,016.75 880.64 783.42 710.50 678.29 632.92 595.80 564.86 538.69 516.25 496.81 99,000 8,571.75 4,446.75 3,071.75 2,466.75 2,054.25 1,779.25 1,582.82 1,435.50 1,370.42 1,278.75 1,203.75 1,141.25 1,088.37 1,043.04 1,003.75
50,000 4,329.17 2,245.83 1,551.39 1,245.83 1,037.50 898.61 799.40 725.00 692.13 645.83 607.95 576.39 549.68 526.79 506.94 100,000 8,658.33 4,491.67 3,102.78 2,491.67 2,075.00 1,797.22 1,598.81 1,450.00 1,384.26 1,291.67 1,215.91 1,152.78 1,099.36 1,053.57 1,013.89
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

CADANGAN JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
2,000 173.17 89.83 62.06 49.83 41.50 35.94 31.98 29.00 27.69 25.83
3,000 259.75 134.75 93.08 74.75 62.25 53.92 47.96 43.50 41.53 38.75
4,000 346.33 179.67 124.11 99.67 83.00 71.89 63.95 58.00 55.37 51.67
5,000 432.92 224.58 155.14 124.58 103.75 89.86 79.94 72.50 69.21 64.58 60.80 57.64 54.97 52.68 50.69
6,000 519.50 269.50 186.17 149.50 124.50 107.83 95.93 87.00 83.06 77.50 72.95 69.17 65.96 63.21 60.83
7,000 606.08 314.42 217.19 174.42 145.25 125.81 111.92 101.50 96.90 90.42 85.11 80.69 76.96 73.75 70.97
8,000 692.67 359.33 248.22 199.33 166.00 143.78 127.90 116.00 110.74 103.33 97.27 92.22 87.95 84.29 81.11
9,000 779.25 404.25 279.25 224.25 186.75 161.75 143.89 130.50 124.58 116.25 109.43 103.75 98.94 94.82 91.25
10,000 865.83 449.17 310.28 249.17 207.50 179.72 159.88 145.00 138.43 129.17 121.59 115.28 109.94 105.36 101.39
11,000 952.42 494.08 341.31 274.08 228.25 197.69 175.87 159.50 152.27 142.08 133.75 126.81 120.93 115.89 111.53
12,000 1,039.00 539.00 372.33 299.00 249.00 215.67 191.86 174.00 166.11 155.00 145.91 138.33 131.92 126.43 121.67
13,000 1,125.58 583.92 403.36 323.92 269.75 233.64 207.85 188.50 179.95 167.92 158.07 149.86 142.92 136.96 131.81
14,000 1,212.17 628.83 434.39 348.83 290.50 251.61 223.83 203.00 193.80 180.83 170.23 161.39 153.91 147.50 141.94
15,000 1,298.75 673.75 465.42 373.75 311.25 269.58 239.82 217.50 207.64 193.75 182.39 172.92 164.90 158.04 152.08
16,000 1,385.33 718.67 496.44 398.67 332.00 287.56 255.81 232.00 221.48 206.67 194.55 184.44 175.90 168.57 162.22
17,000 1,471.92 763.58 527.47 423.58 352.75 305.53 271.80 246.50 235.32 219.58 206.70 195.97 186.89 179.11 172.36
18,000 1,558.50 808.50 558.50 448.50 373.50 323.50 287.79 261.00 249.17 232.50 218.86 207.50 197.88 189.64 182.50
19,000 1,645.08 853.42 589.53 473.42 394.25 341.47 303.77 275.50 263.01 245.42 231.02 219.03 208.88 200.18 192.64
20,000 1,731.67 898.33 620.56 498.33 415.00 359.44 319.76 290.00 276.85 258.33 243.18 230.56 219.87 210.71 202.78
21,000 1,818.25 943.25 651.58 523.25 435.75 377.42 335.75 304.50 290.69 271.25 255.34 242.08 230.87 221.25 212.92
22,000 1,904.83 988.17 682.61 548.17 456.50 395.39 351.74 319.00 304.54 284.17 267.50 253.61 241.86 231.79 223.06
23,000 1,991.42 1,033.08 713.64 573.08 477.25 413.36 367.73 333.50 318.38 297.08 279.66 265.14 252.85 242.32 233.19
24,000 2,078.00 1,078.00 744.67 598.00 498.00 431.33 383.71 348.00 332.22 310.00 291.82 276.67 263.85 252.86 243.33
25,000 2,164.58 1,122.92 775.69 622.92 518.75 449.31 399.70 362.50 346.06 322.92 303.98 288.19 274.84 263.39 253.47
26,000 2,251.17 1,167.83 806.72 647.83 539.50 467.28 415.69 377.00 359.91 335.83 316.14 299.72 285.83 273.93 263.61
27,000 2,337.75 1,212.75 837.75 672.75 560.25 485.25 431.68 391.50 373.75 348.75 328.30 311.25 296.83 284.46 273.75
28,000 2,424.33 1,257.67 868.78 697.67 581.00 503.22 447.67 406.00 387.59 361.67 340.45 322.78 307.82 295.00 283.89
29,000 2,510.92 1,302.58 899.81 722.58 601.75 521.19 463.65 420.50 401.44 374.58 352.61 334.31 318.81 305.54 294.03
30,000 2,597.50 1,347.50 930.83 747.50 622.50 539.17 479.64 435.00 415.28 387.50 364.77 345.83 329.81 316.07 304.17
31,000 2,684.08 1,392.42 961.86 772.42 643.25 557.14 495.63 449.50 429.12 400.42 376.93 357.36 340.80 326.61 314.31
32,000 2,770.67 1,437.33 992.89 797.33 664.00 575.11 511.62 464.00 442.96 413.33 389.09 368.89 351.79 337.14 324.44
33,000 2,857.25 1,482.25 1,023.92 822.25 684.75 593.08 527.61 478.50 456.81 426.25 401.25 380.42 362.79 347.68 334.58
34,000 2,943.83 1,527.17 1,054.94 847.17 705.50 611.06 543.60 493.00 470.65 439.17 413.41 391.94 373.78 358.21 344.72
6
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

CADANGAN JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
35,000 3,030.42 1,572.08 1,085.97 872.08 726.25 629.03 559.58 507.50 484.49 452.08 425.57 403.47 384.78 368.75 354.86
36,000 3,117.00 1,617.00 1,117.00 897.00 747.00 647.00 575.57 522.00 498.33 465.00 437.73 415.00 395.77 379.29 365.00
37,000 3,203.58 1,661.92 1,148.03 921.92 767.75 664.97 591.56 536.50 512.18 477.92 449.89 426.53 406.76 389.82 375.14
38,000 3,290.17 1,706.83 1,179.06 946.83 788.50 682.94 607.55 551.00 526.02 490.83 462.05 438.06 417.76 400.36 385.28
39,000 3,376.75 1,751.75 1,210.08 971.75 809.25 700.92 623.54 565.50 539.86 503.75 474.20 449.58 428.75 410.89 395.42
40,000 3,463.33 1,796.67 1,241.11 996.67 830.00 718.89 639.52 580.00 553.70 516.67 486.36 461.11 439.74 421.43 405.56
41,000 3,549.92 1,841.58 1,272.14 1,021.58 850.75 736.86 655.51 594.50 567.55 529.58 498.52 472.64 450.74 431.96 415.69
42,000 3,636.50 1,886.50 1,303.17 1,046.50 871.50 754.83 671.50 609.00 581.39 542.50 510.68 484.17 461.73 442.50 425.83
43,000 3,723.08 1,931.42 1,334.19 1,071.42 892.25 772.81 687.49 623.50 595.23 555.42 522.84 495.69 472.72 453.04 435.97
44,000 3,809.67 1,976.33 1,365.22 1,096.33 913.00 790.78 703.48 638.00 609.07 568.33 535.00 507.22 483.72 463.57 446.11
45,000 3,896.25 2,021.25 1,396.25 1,121.25 933.75 808.75 719.46 652.50 622.92 581.25 547.16 518.75 494.71 474.11 456.25
46,000 3,982.83 2,066.17 1,427.28 1,146.17 954.50 826.72 735.45 667.00 636.76 594.17 559.32 530.28 505.71 484.64 466.39
47,000 4,069.42 2,111.08 1,458.31 1,171.08 975.25 844.69 751.44 681.50 650.60 607.08 571.48 541.81 516.70 495.18 476.53
48,000 4,156.00 2,156.00 1,489.33 1,196.00 996.00 862.67 767.43 696.00 664.44 620.00 583.64 553.33 527.69 505.71 486.67
49,000 4,242.58 2,200.92 1,520.36 1,220.92 1,016.75 880.64 783.42 710.50 678.29 632.92 595.80 564.86 538.69 516.25 496.81
50,000 4,329.17 2,245.83 1,551.39 1,245.83 1,037.50 898.61 799.40 725.00 692.13 645.83 607.95 576.39 549.68 526.79 506.94
51,000 4,415.75 2,290.75 1,582.42 1,270.75 1,058.25 916.58 815.39 739.50 705.97 658.75 620.11 587.92 560.67 537.32 517.08
52,000 4,502.33 2,335.67 1,613.44 1,295.67 1,079.00 934.56 831.38 754.00 719.81 671.67 632.27 599.44 571.67 547.86 527.22
53,000 4,588.92 2,380.58 1,644.47 1,320.58 1,099.75 952.53 847.37 768.50 733.66 684.58 644.43 610.97 582.66 558.39 537.36
54,000 4,675.50 2,425.50 1,675.50 1,345.50 1,120.50 970.50 863.36 783.00 747.50 697.50 656.59 622.50 593.65 568.93 547.50
55,000 4,762.08 2,470.42 1,706.53 1,370.42 1,141.25 988.47 879.35 797.50 761.34 710.42 668.75 634.03 604.65 579.46 557.64
56,000 4,848.67 2,515.33 1,737.56 1,395.33 1,162.00 1,006.44 895.33 812.00 775.19 723.33 680.91 645.56 615.64 590.00 567.78
57,000 4,935.25 2,560.25 1,768.58 1,420.25 1,182.75 1,024.42 911.32 826.50 789.03 736.25 693.07 657.08 626.63 600.54 577.92
58,000 5,021.83 2,605.17 1,799.61 1,445.17 1,203.50 1,042.39 927.31 841.00 802.87 749.17 705.23 668.61 637.63 611.07 588.06
59,000 5,108.42 2,650.08 1,830.64 1,470.08 1,224.25 1,060.36 943.30 855.50 816.71 762.08 717.39 680.14 648.62 621.61 598.19
60,000 5,195.00 2,695.00 1,861.67 1,495.00 1,245.00 1,078.33 959.29 870.00 830.56 775.00 729.55 691.67 659.62 632.14 608.33
61,000 5,281.58 2,739.92 1,892.69 1,519.92 1,265.75 1,096.31 975.27 884.50 844.40 787.92 741.70 703.19 670.61 642.68 618.47
62,000 5,368.17 2,784.83 1,923.72 1,544.83 1,286.50 1,114.28 991.26 899.00 858.24 800.83 753.86 714.72 681.60 653.21 628.61
63,000 5,454.75 2,829.75 1,954.75 1,569.75 1,307.25 1,132.25 1,007.25 913.50 872.08 813.75 766.02 726.25 692.60 663.75 638.75
64,000 5,541.33 2,874.67 1,985.78 1,594.67 1,328.00 1,150.22 1,023.24 928.00 885.93 826.67 778.18 737.78 703.59 674.29 648.89
65,000 5,627.92 2,919.58 2,016.81 1,619.58 1,348.75 1,168.19 1,039.23 942.50 899.77 839.58 790.34 749.31 714.58 684.82 659.03
66,000 5,714.50 2,964.50 2,047.83 1,644.50 1,369.50 1,186.17 1,055.21 957.00 913.61 852.50 802.50 760.83 725.58 695.36 669.17
67,000 5,801.08 3,009.42 2,078.86 1,669.42 1,390.25 1,204.14 1,071.20 971.50 927.45 865.42 814.66 772.36 736.57 705.89 679.31
7
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

CADANGAN JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
68,000 5,887.67 3,054.33 2,109.89 1,694.33 1,411.00 1,222.11 1,087.19 986.00 941.30 878.33 826.82 783.89 747.56 716.43 689.44
69,000 5,974.25 3,099.25 2,140.92 1,719.25 1,431.75 1,240.08 1,103.18 1,000.50 955.14 891.25 838.98 795.42 758.56 726.96 699.58
70,000 6,060.83 3,144.17 2,171.94 1,744.17 1,452.50 1,258.06 1,119.17 1,015.00 968.98 904.17 851.14 806.94 769.55 737.50 709.72
71,000 6,147.42 3,189.08 2,202.97 1,769.08 1,473.25 1,276.03 1,135.15 1,029.50 982.82 917.08 863.30 818.47 780.54 748.04 719.86
72,000 6,234.00 3,234.00 2,234.00 1,794.00 1,494.00 1,294.00 1,151.14 1,044.00 996.67 930.00 875.45 830.00 791.54 758.57 730.00
73,000 6,320.58 3,278.92 2,265.03 1,818.92 1,514.75 1,311.97 1,167.13 1,058.50 1,010.51 942.92 887.61 841.53 802.53 769.11 740.14
74,000 6,407.17 3,323.83 2,296.06 1,843.83 1,535.50 1,329.94 1,183.12 1,073.00 1,024.35 955.83 899.77 853.06 813.53 779.64 750.28
75,000 6,493.75 3,368.75 2,327.08 1,868.75 1,556.25 1,347.92 1,199.11 1,087.50 1,038.19 968.75 911.93 864.58 824.52 790.18 760.42
76,000 6,580.33 3,413.67 2,358.11 1,893.67 1,577.00 1,365.89 1,215.10 1,102.00 1,052.04 981.67 924.09 876.11 835.51 800.71 770.56
77,000 6,666.92 3,458.58 2,389.14 1,918.58 1,597.75 1,383.86 1,231.08 1,116.50 1,065.88 994.58 936.25 887.64 846.51 811.25 780.69
78,000 6,753.50 3,503.50 2,420.17 1,943.50 1,618.50 1,401.83 1,247.07 1,131.00 1,079.72 1,007.50 948.41 899.17 857.50 821.79 790.83
79,000 6,840.08 3,548.42 2,451.19 1,968.42 1,639.25 1,419.81 1,263.06 1,145.50 1,093.56 1,020.42 960.57 910.69 868.49 832.32 800.97
80,000 6,926.67 3,593.33 2,482.22 1,993.33 1,660.00 1,437.78 1,279.05 1,160.00 1,107.41 1,033.33 972.73 922.22 879.49 842.86 811.11
81,000 7,013.25 3,638.25 2,513.25 2,018.25 1,680.75 1,455.75 1,295.04 1,174.50 1,121.25 1,046.25 984.89 933.75 890.48 853.39 821.25
82,000 7,099.83 3,683.17 2,544.28 2,043.17 1,701.50 1,473.72 1,311.02 1,189.00 1,135.09 1,059.17 997.05 945.28 901.47 863.93 831.39
83,000 7,186.42 3,728.08 2,575.31 2,068.08 1,722.25 1,491.69 1,327.01 1,203.50 1,148.94 1,072.08 1,009.20 956.81 912.47 874.46 841.53
84,000 7,273.00 3,773.00 2,606.33 2,093.00 1,743.00 1,509.67 1,343.00 1,218.00 1,162.78 1,085.00 1,021.36 968.33 923.46 885.00 851.67
85,000 7,359.58 3,817.92 2,637.36 2,117.92 1,763.75 1,527.64 1,358.99 1,232.50 1,176.62 1,097.92 1,033.52 979.86 934.46 895.54 861.81
86,000 7,446.17 3,862.83 2,668.39 2,142.83 1,784.50 1,545.61 1,374.98 1,247.00 1,190.46 1,110.83 1,045.68 991.39 945.45 906.07 871.94
87,000 7,532.75 3,907.75 2,699.42 2,167.75 1,805.25 1,563.58 1,390.96 1,261.50 1,204.31 1,123.75 1,057.84 1,002.92 956.44 916.61 882.08
88,000 7,619.33 3,952.67 2,730.44 2,192.67 1,826.00 1,581.56 1,406.95 1,276.00 1,218.15 1,136.67 1,070.00 1,014.44 967.44 927.14 892.22
89,000 7,705.92 3,997.58 2,761.47 2,217.58 1,846.75 1,599.53 1,422.94 1,290.50 1,231.99 1,149.58 1,082.16 1,025.97 978.43 937.68 902.36
90,000 7,792.50 4,042.50 2,792.50 2,242.50 1,867.50 1,617.50 1,438.93 1,305.00 1,245.83 1,162.50 1,094.32 1,037.50 989.42 948.21 912.50
91,000 7,879.08 4,087.42 2,823.53 2,267.42 1,888.25 1,635.47 1,454.92 1,319.50 1,259.68 1,175.42 1,106.48 1,049.03 1,000.42 958.75 922.64
92,000 7,965.67 4,132.33 2,854.56 2,292.33 1,909.00 1,653.44 1,470.90 1,334.00 1,273.52 1,188.33 1,118.64 1,060.56 1,011.41 969.29 932.78
93,000 8,052.25 4,177.25 2,885.58 2,317.25 1,929.75 1,671.42 1,486.89 1,348.50 1,287.36 1,201.25 1,130.80 1,072.08 1,022.40 979.82 942.92
94,000 8,138.83 4,222.17 2,916.61 2,342.17 1,950.50 1,689.39 1,502.88 1,363.00 1,301.20 1,214.17 1,142.95 1,083.61 1,033.40 990.36 953.06
95,000 8,225.42 4,267.08 2,947.64 2,367.08 1,971.25 1,707.36 1,518.87 1,377.50 1,315.05 1,227.08 1,155.11 1,095.14 1,044.39 1,000.89 963.19
96,000 8,312.00 4,312.00 2,978.67 2,392.00 1,992.00 1,725.33 1,534.86 1,392.00 1,328.89 1,240.00 1,167.27 1,106.67 1,055.38 1,011.43 973.33
97,000 8,398.58 4,356.92 3,009.69 2,416.92 2,012.75 1,743.31 1,550.85 1,406.50 1,342.73 1,252.92 1,179.43 1,118.19 1,066.38 1,021.96 983.47
98,000 8,485.17 4,401.83 3,040.72 2,441.83 2,033.50 1,761.28 1,566.83 1,421.00 1,356.57 1,265.83 1,191.59 1,129.72 1,077.37 1,032.50 993.61
99,000 8,571.75 4,446.75 3,071.75 2,466.75 2,054.25 1,779.25 1,582.82 1,435.50 1,370.42 1,278.75 1,203.75 1,141.25 1,088.37 1,043.04 1,003.75
100,000 8,658.33 4,491.67 3,102.78 2,491.67 2,075.00 1,797.22 1,598.81 1,450.00 1,384.26 1,291.67 1,215.91 1,152.78 1,099.36 1,053.57 1,013.89
8
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

CADANGAN JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
2,000 173.17 89.83 62.06 49.83 41.50 35.94 31.98 29.00 26.69 25.83 24.32 23.06 21.99 21.07 20.28
3,000 259.75 134.75 93.08 74.75 62.25 53.92 47.96 43.50 40.03 38.75 36.48 34.58 32.98 31.61 30.42
4,000 346.33 179.67 124.11 99.67 83.00 71.89 63.95 58.00 53.37 51.67 48.64 46.11 43.97 42.14 40.56
5,000 432.92 224.58 155.14 124.58 103.75 89.86 79.94 72.50 66.71 64.58 60.80 57.64 54.97 52.68 50.69
6,000 519.50 269.50 186.17 149.50 124.50 107.83 95.93 87.00 80.06 77.50 72.95 69.17 65.96 63.21 60.83
7,000 606.08 314.42 217.19 174.42 145.25 125.81 111.92 101.50 93.40 90.42 85.11 80.69 76.96 73.75 70.97
8,000 692.67 359.33 248.22 199.33 166.00 143.78 127.90 116.00 106.74 103.33 97.27 92.22 87.95 84.29 81.11
9,000 779.25 404.25 279.25 224.25 186.75 161.75 143.89 130.50 120.08 116.25 109.43 103.75 98.94 94.82 91.25
10,000 865.83 449.17 310.28 249.17 207.50 179.72 159.88 145.00 133.43 129.17 121.59 115.28 109.94 105.36 101.39
11,000 952.42 494.08 341.31 274.08 228.25 197.69 175.87 159.50 146.77 142.08 133.75 126.81 120.93 115.89 111.53
12,000 1,039.00 539.00 372.33 299.00 249.00 215.67 191.86 174.00 160.11 155.00 145.91 138.33 131.92 126.43 121.67
13,000 1,125.58 583.92 403.36 323.92 269.75 233.64 207.85 188.50 173.45 167.92 158.07 149.86 142.92 136.96 131.81
14,000 1,212.17 628.83 434.39 348.83 290.50 251.61 223.83 203.00 186.80 180.83 170.23 161.39 153.91 147.50 141.94
15,000 1,298.75 673.75 465.42 373.75 311.25 269.58 239.82 217.50 200.14 193.75 182.39 172.92 164.90 158.04 152.08
16,000 1,385.33 718.67 496.44 398.67 332.00 287.56 255.81 232.00 213.48 206.67 194.55 184.44 175.90 168.57 162.22
17,000 1,471.92 763.58 527.47 423.58 352.75 305.53 271.80 246.50 226.82 219.58 206.70 195.97 186.89 179.11 172.36
18,000 1,558.50 808.50 558.50 448.50 373.50 323.50 287.79 261.00 240.17 232.50 218.86 207.50 197.88 189.64 182.50
19,000 1,645.08 853.42 589.53 473.42 394.25 341.47 303.77 275.50 253.51 245.42 231.02 219.03 208.88 200.18 192.64
20,000 1,731.67 898.33 620.56 498.33 415.00 359.44 319.76 290.00 266.85 258.33 243.18 230.56 219.87 210.71 202.78
21,000 1,818.25 943.25 651.58 523.25 435.75 377.42 335.75 304.50 280.19 271.25 255.34 242.08 230.87 221.25 212.92
22,000 1,904.83 988.17 682.61 548.17 456.50 395.39 351.74 319.00 293.54 284.17 267.50 253.61 241.86 231.79 223.06
23,000 1,991.42 1,033.08 713.64 573.08 477.25 413.36 367.73 333.50 306.88 297.08 279.66 265.14 252.85 242.32 233.19
24,000 2,078.00 1,078.00 744.67 598.00 498.00 431.33 383.71 348.00 320.22 310.00 291.82 276.67 263.85 252.86 243.33
25,000 2,164.58 1,122.92 775.69 622.92 518.75 449.31 399.70 362.50 333.56 322.92 303.98 288.19 274.84 263.39 253.47
26,000 2,251.17 1,167.83 806.72 647.83 539.50 467.28 415.69 377.00 346.91 335.83 316.14 299.72 285.83 273.93 263.61
27,000 2,337.75 1,212.75 837.75 672.75 560.25 485.25 431.68 391.50 360.25 348.75 328.30 311.25 296.83 284.46 273.75
28,000 2,424.33 1,257.67 868.78 697.67 581.00 503.22 447.67 406.00 373.59 361.67 340.45 322.78 307.82 295.00 283.89
29,000 2,510.92 1,302.58 899.81 722.58 601.75 521.19 463.65 420.50 386.94 374.58 352.61 334.31 318.81 305.54 294.03
30,000 2,597.50 1,347.50 930.83 747.50 622.50 539.17 479.64 435.00 400.28 387.50 364.77 345.83 329.81 316.07 304.17
31,000 2,684.08 1,392.42 961.86 772.42 643.25 557.14 495.63 449.50 413.62 400.42 376.93 357.36 340.80 326.61 314.31
32,000 2,770.67 1,437.33 992.89 797.33 664.00 575.11 511.62 464.00 426.96 413.33 389.09 368.89 351.79 337.14 324.44
33,000 2,857.25 1,482.25 1,023.92 822.25 684.75 593.08 527.61 478.50 440.31 426.25 401.25 380.42 362.79 347.68 334.58
34,000 2,943.83 1,527.17 1,054.94 847.17 705.50 611.06 543.60 493.00 453.65 439.17 413.41 391.94 373.78 358.21 344.72
35,000 3,030.42 1,572.08 1,085.97 872.08 726.25 629.03 559.58 507.50 466.99 452.08 425.57 403.47 384.78 368.75 354.86
36,000 3,117.00 1,617.00 1,117.00 897.00 747.00 647.00 575.57 522.00 480.33 465.00 437.73 415.00 395.77 379.29 365.00
37,000 3,203.58 1,661.92 1,148.03 921.92 767.75 664.97 591.56 536.50 493.68 477.92 449.89 426.53 406.76 389.82 375.14
38,000 3,290.17 1,706.83 1,179.06 946.83 788.50 682.94 607.55 551.00 507.02 490.83 462.05 438.06 417.76 400.36 385.28
39,000 3,376.75 1,751.75 1,210.08 971.75 809.25 700.92 623.54 565.50 520.36 503.75 474.20 449.58 428.75 410.89 395.42
40,000 3,463.33 1,796.67 1,241.11 996.67 830.00 718.89 639.52 580.00 533.70 516.67 486.36 461.11 439.74 421.43 405.56
41,000 3,549.92 1,841.58 1,272.14 1,021.58 850.75 736.86 655.51 594.50 547.05 529.58 498.52 472.64 450.74 431.96 415.69
42,000 3,636.50 1,886.50 1,303.17 1,046.50 871.50 754.83 671.50 609.00 560.39 542.50 510.68 484.17 461.73 442.50 425.83
43,000 3,723.08 1,931.42 1,334.19 1,071.42 892.25 772.81 687.49 623.50 573.73 555.42 522.84 495.69 472.72 453.04 435.97
44,000 3,809.67 1,976.33 1,365.22 1,096.33 913.00 790.78 703.48 638.00 587.07 568.33 535.00 507.22 483.72 463.57 446.11
45,000 3,896.25 2,021.25 1,396.25 1,121.25 933.75 808.75 719.46 652.50 600.42 581.25 547.16 518.75 494.71 474.11 456.25
46,000 3,982.83 2,066.17 1,427.28 1,146.17 954.50 826.72 735.45 667.00 613.76 594.17 559.32 530.28 505.71 484.64 466.39
47,000 4,069.42 2,111.08 1,458.31 1,171.08 975.25 844.69 751.44 681.50 627.10 607.08 571.48 541.81 516.70 495.18 476.53
48,000 4,156.00 2,156.00 1,489.33 1,196.00 996.00 862.67 767.43 696.00 640.44 620.00 583.64 553.33 527.69 505.71 486.67
49,000 4,242.58 2,200.92 1,520.36 1,220.92 1,016.75 880.64 783.42 710.50 653.79 632.92 595.80 564.86 538.69 516.25 496.81
50,000 4,329.17 2,245.83 1,551.39 1,245.83 1,037.50 898.61 799.40 725.00 667.13 645.83 607.95 576.39 549.68 526.79 506.94
51,000 4,415.75 2,290.75 1,582.42 1,270.75 1,058.25 916.58 815.39 739.50 680.47 658.75 620.11 587.92 560.67 537.32 517.08
52,000 4,502.33 2,335.67 1,613.44 1,295.67 1,079.00 934.56 831.38 754.00 693.81 671.67 632.27 599.44 571.67 547.86 527.22
53,000 4,588.92 2,380.58 1,644.47 1,320.58 1,099.75 952.53 847.37 768.50 707.16 684.58 644.43 610.97 582.66 558.39 537.36
54,000 4,675.50 2,425.50 1,675.50 1,345.50 1,120.50 970.50 863.36 783.00 720.50 697.50 656.59 622.50 593.65 568.93 547.50
55,000 4,762.08 2,470.42 1,706.53 1,370.42 1,141.25 988.47 879.35 797.50 733.84 710.42 668.75 634.03 604.65 579.46 557.64
56,000 4,848.67 2,515.33 1,737.56 1,395.33 1,162.00 1,006.44 895.33 812.00 747.19 723.33 680.91 645.56 615.64 590.00 567.78
57,000 4,935.25 2,560.25 1,768.58 1,420.25 1,182.75 1,024.42 911.32 826.50 760.53 736.25 693.07 657.08 626.63 600.54 577.92
58,000 5,021.83 2,605.17 1,799.61 1,445.17 1,203.50 1,042.39 927.31 841.00 773.87 749.17 705.23 668.61 637.63 611.07 588.06
59,000 5,108.42 2,650.08 1,830.64 1,470.08 1,224.25 1,060.36 943.30 855.50 787.21 762.08 717.39 680.14 648.62 621.61 598.19
60,000 5,195.00 2,695.00 1,861.67 1,495.00 1,245.00 1,078.33 959.29 870.00 800.56 775.00 729.55 691.67 659.62 632.14 608.33
61,000 5,281.58 2,739.92 1,892.69 1,519.92 1,265.75 1,096.31 975.27 884.50 813.90 787.92 741.70 703.19 670.61 642.68 618.47
62,000 5,368.17 2,784.83 1,923.72 1,544.83 1,286.50 1,114.28 991.26 899.00 827.24 800.83 753.86 714.72 681.60 653.21 628.61
63,000 5,454.75 2,829.75 1,954.75 1,569.75 1,307.25 1,132.25 1,007.25 913.50 840.58 813.75 766.02 726.25 692.60 663.75 638.75
64,000 5,541.33 2,874.67 1,985.78 1,594.67 1,328.00 1,150.22 1,023.24 928.00 853.93 826.67 778.18 737.78 703.59 674.29 648.89
65,000 5,627.92 2,919.58 2,016.81 1,619.58 1,348.75 1,168.19 1,039.23 942.50 867.27 839.58 790.34 749.31 714.58 684.82 659.03
66,000 5,714.50 2,964.50 2,047.83 1,644.50 1,369.50 1,186.17 1,055.21 957.00 880.61 852.50 802.50 760.83 725.58 695.36 669.17
67,000 5,801.08 3,009.42 2,078.86 1,669.42 1,390.25 1,204.14 1,071.20 971.50 893.95 865.42 814.66 772.36 736.57 705.89 679.31
68,000 5,887.67 3,054.33 2,109.89 1,694.33 1,411.00 1,222.11 1,087.19 986.00 907.30 878.33 826.82 783.89 747.56 716.43 689.44
69,000 5,974.25 3,099.25 2,140.92 1,719.25 1,431.75 1,240.08 1,103.18 1,000.50 920.64 891.25 838.98 795.42 758.56 726.96 699.58
70,000 6,060.83 3,144.17 2,171.94 1,744.17 1,452.50 1,258.06 1,119.17 1,015.00 933.98 904.17 851.14 806.94 769.55 737.50 709.72
71,000 6,147.42 3,189.08 2,202.97 1,769.08 1,473.25 1,276.03 1,135.15 1,029.50 947.32 917.08 863.30 818.47 780.54 748.04 719.86
72,000 6,234.00 3,234.00 2,234.00 1,794.00 1,494.00 1,294.00 1,151.14 1,044.00 960.67 930.00 875.45 830.00 791.54 758.57 730.00
73,000 6,320.58 3,278.92 2,265.03 1,818.92 1,514.75 1,311.97 1,167.13 1,058.50 974.01 942.92 887.61 841.53 802.53 769.11 740.14
74,000 6,407.17 3,323.83 2,296.06 1,843.83 1,535.50 1,329.94 1,183.12 1,073.00 987.35 955.83 899.77 853.06 813.53 779.64 750.28
75,000 6,493.75 3,368.75 2,327.08 1,868.75 1,556.25 1,347.92 1,199.11 1,087.50 1,000.69 968.75 911.93 864.58 824.52 790.18 760.42
76,000 6,580.33 3,413.67 2,358.11 1,893.67 1,577.00 1,365.89 1,215.10 1,102.00 1,014.04 981.67 924.09 876.11 835.51 800.71 770.56
 77,000 6,666.92 3,458.58 2,389.14 1,918.58 1,597.75 1,383.86 1,231.08 1,116.50 1,027.38 994.58 936.25 887.64 846.51 811.25 780.69
78,000 6,753.50 3,503.50 2,420.17 1,943.50 1,618.50 1,401.83 1,247.07 1,131.00 1,040.72 1,007.50 948.41 899.17 857.50 821.79 790.83
79,000 6,840.08 3,548.42 2,451.19 1,968.42 1,639.25 1,419.81 1,263.06 1,145.50 1,054.06 1,020.42 960.57 910.69 868.49 832.32 800.97
80,000 6,926.67 3,593.33 2,482.22 1,993.33 1,660.00 1,437.78 1,279.05 1,160.00 1,067.41 1,033.33 972.73 922.22 879.49 842.86 811.11
81,000 7,013.25 3,638.25 2,513.25 2,018.25 1,680.75 1,455.75 1,295.04 1,174.50 1,080.75 1,046.25 984.89 933.75 890.48 853.39 821.25
82,000 7,099.83 3,683.17 2,544.28 2,043.17 1,701.50 1,473.72 1,311.02 1,189.00 1,094.09 1,059.17 997.05 945.28 901.47 863.93 831.39
83,000 7,186.42 3,728.08 2,575.31 2,068.08 1,722.25 1,491.69 1,327.01 1,203.50 1,107.44 1,072.08 1,009.20 956.81 912.47 874.46 841.53
84,000 7,273.00 3,773.00 2,606.33 2,093.00 1,743.00 1,509.67 1,343.00 1,218.00 1,120.78 1,085.00 1,021.36 968.33 923.46 885.00 851.67
85,000 7,359.58 3,817.92 2,637.36 2,117.92 1,763.75 1,527.64 1,358.99 1,232.50 1,134.12 1,097.92 1,033.52 979.86 934.46 895.54 861.81
86,000 7,446.17 3,862.83 2,668.39 2,142.83 1,784.50 1,545.61 1,374.98 1,247.00 1,147.46 1,110.83 1,045.68 991.39 945.45 906.07 871.94
87,000 7,532.75 3,907.75 2,699.42 2,167.75 1,805.25 1,563.58 1,390.96 1,261.50 1,160.81 1,123.75 1,057.84 1,002.92 956.44 916.61 882.08
88,000 7,619.33 3,952.67 2,730.44 2,192.67 1,826.00 1,581.56 1,406.95 1,276.00 1,174.15 1,136.67 1,070.00 1,014.44 967.44 927.14 892.22
89,000 7,705.92 3,997.58 2,761.47 2,217.58 1,846.75 1,599.53 1,422.94 1,290.50 1,187.49 1,149.58 1,082.16 1,025.97 978.43 937.68 902.36
90,000 7,792.50 4,042.50 2,792.50 2,242.50 1,867.50 1,617.50 1,438.93 1,305.00 1,200.83 1,162.50 1,094.32 1,037.50 989.42 948.21 912.50
91,000 7,879.08 4,087.42 2,823.53 2,267.42 1,888.25 1,635.47 1,454.92 1,319.50 1,214.18 1,175.42 1,106.48 1,049.03 1,000.42 958.75 922.64
92,000 7,965.67 4,132.33 2,854.56 2,292.33 1,909.00 1,653.44 1,470.90 1,334.00 1,227.52 1,188.33 1,118.64 1,060.56 1,011.41 969.29 932.78
93,000 8,052.25 4,177.25 2,885.58 2,317.25 1,929.75 1,671.42 1,486.89 1,348.50 1,240.86 1,201.25 1,130.80 1,072.08 1,022.40 979.82 942.92
94,000 8,138.83 4,222.17 2,916.61 2,342.17 1,950.50 1,689.39 1,502.88 1,363.00 1,254.20 1,214.17 1,142.95 1,083.61 1,033.40 990.36 953.06
95,000 8,225.42 4,267.08 2,947.64 2,367.08 1,971.25 1,707.36 1,518.87 1,377.50 1,267.55 1,227.08 1,155.11 1,095.14 1,044.39 1,000.89 963.19
96,000 8,312.00 4,312.00 2,978.67 2,392.00 1,992.00 1,725.33 1,534.86 1,392.00 1,280.89 1,240.00 1,167.27 1,106.67 1,055.38 1,011.43 973.33
97,000 8,398.58 4,356.92 3,009.69 2,416.92 2,012.75 1,743.31 1,550.85 1,406.50 1,294.23 1,252.92 1,179.43 1,118.19 1,066.38 1,021.96 983.47
98,000 8,485.17 4,401.83 3,040.72 2,441.83 2,033.50 1,761.28 1,566.83 1,421.00 1,307.57 1,265.83 1,191.59 1,129.72 1,077.37 1,032.50 993.61
99,000 8,571.75 4,446.75 3,071.75 2,466.75 2,054.25 1,779.25 1,582.82 1,435.50 1,320.92 1,278.75 1,203.75 1,141.25 1,088.37 1,043.04 1,003.75
100,000 8,658.33 4,491.67 3,102.78 2,491.67 2,075.00 1,797.22 1,598.81 1,450.00 1,334.26 1,291.67 1,215.91 1,152.78 1,099.36 1,053.57 1,013.89
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

CADANGAN JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
2,000 173.17 89.83 62.06 49.83 41.50 35.94 31.98 29.00 27.69 25.83
3,000 259.75 134.75 93.08 74.75 62.25 53.92 47.96 43.50 41.53 38.75
4,000 346.33 179.67 124.11 99.67 83.00 71.89 63.95 58.00 55.37 51.67
5,000 432.92 224.58 155.14 124.58 103.75 89.86 79.94 72.50 69.21 64.58 60.80 57.64 54.97 52.68 50.69
6,000 519.50 269.50 186.17 149.50 124.50 107.83 95.93 87.00 83.06 77.50 72.95 69.17 65.96 63.21 60.83
7,000 606.08 314.42 217.19 174.42 145.25 125.81 111.92 101.50 96.90 90.42 85.11 80.69 76.96 73.75 70.97
8,000 692.67 359.33 248.22 199.33 166.00 143.78 127.90 116.00 110.74 103.33 97.27 92.22 87.95 84.29 81.11
9,000 779.25 404.25 279.25 224.25 186.75 161.75 143.89 130.50 124.58 116.25 109.43 103.75 98.94 94.82 91.25
10,000 865.83 449.17 310.28 249.17 207.50 179.72 159.88 145.00 138.43 129.17 121.59 115.28 109.94 105.36 101.39
11,000 952.42 494.08 341.31 274.08 228.25 197.69 175.87 159.50 152.27 142.08 133.75 126.81 120.93 115.89 111.53
12,000 1,039.00 539.00 372.33 299.00 249.00 215.67 191.86 174.00 166.11 155.00 145.91 138.33 131.92 126.43 121.67
13,000 1,125.58 583.92 403.36 323.92 269.75 233.64 207.85 188.50 179.95 167.92 158.07 149.86 142.92 136.96 131.81
14,000 1,212.17 628.83 434.39 348.83 290.50 251.61 223.83 203.00 193.80 180.83 170.23 161.39 153.91 147.50 141.94
15,000 1,298.75 673.75 465.42 373.75 311.25 269.58 239.82 217.50 207.64 193.75 182.39 172.92 164.90 158.04 152.08
16,000 1,385.33 718.67 496.44 398.67 332.00 287.56 255.81 232.00 221.48 206.67 194.55 184.44 175.90 168.57 162.22
17,000 1,471.92 763.58 527.47 423.58 352.75 305.53 271.80 246.50 235.32 219.58 206.70 195.97 186.89 179.11 172.36
18,000 1,558.50 808.50 558.50 448.50 373.50 323.50 287.79 261.00 249.17 232.50 218.86 207.50 197.88 189.64 182.50
19,000 1,645.08 853.42 589.53 473.42 394.25 341.47 303.77 275.50 263.01 245.42 231.02 219.03 208.88 200.18 192.64
20,000 1,731.67 898.33 620.56 498.33 415.00 359.44 319.76 290.00 276.85 258.33 243.18 230.56 219.87 210.71 202.78
21,000 1,818.25 943.25 651.58 523.25 435.75 377.42 335.75 304.50 290.69 271.25 255.34 242.08 230.87 221.25 212.92
22,000 1,904.83 988.17 682.61 548.17 456.50 395.39 351.74 319.00 304.54 284.17 267.50 253.61 241.86 231.79 223.06
23,000 1,991.42 1,033.08 713.64 573.08 477.25 413.36 367.73 333.50 318.38 297.08 279.66 265.14 252.85 242.32 233.19
24,000 2,078.00 1,078.00 744.67 598.00 498.00 431.33 383.71 348.00 332.22 310.00 291.82 276.67 263.85 252.86 243.33
25,000 2,164.58 1,122.92 775.69 622.92 518.75 449.31 399.70 362.50 346.06 322.92 303.98 288.19 274.84 263.39 253.47
26,000 2,251.17 1,167.83 806.72 647.83 539.50 467.28 415.69 377.00 359.91 335.83 316.14 299.72 285.83 273.93 263.61
27,000 2,337.75 1,212.75 837.75 672.75 560.25 485.25 431.68 391.50 373.75 348.75 328.30 311.25 296.83 284.46 273.75
28,000 2,424.33 1,257.67 868.78 697.67 581.00 503.22 447.67 406.00 387.59 361.67 340.45 322.78 307.82 295.00 283.89
29,000 2,510.92 1,302.58 899.81 722.58 601.75 521.19 463.65 420.50 401.44 374.58 352.61 334.31 318.81 305.54 294.03
30,000 2,597.50 1,347.50 930.83 747.50 622.50 539.17 479.64 435.00 415.28 387.50 364.77 345.83 329.81 316.07 304.17
31,000 2,684.08 1,392.42 961.86 772.42 643.25 557.14 495.63 449.50 429.12 400.42 376.93 357.36 340.80 326.61 314.31
32,000 2,770.67 1,437.33 992.89 797.33 664.00 575.11 511.62 464.00 442.96 413.33 389.09 368.89 351.79 337.14 324.44
33,000 2,857.25 1,482.25 1,023.92 822.25 684.75 593.08 527.61 478.50 456.81 426.25 401.25 380.42 362.79 347.68 334.58
34,000 2,943.83 1,527.17 1,054.94 847.17 705.50 611.06 543.60 493.00 470.65 439.17 413.41 391.94 373.78 358.21 344.72

12
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

CADANGAN JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
35,000 3,030.42 1,572.08 1,085.97 872.08 726.25 629.03 559.58 507.50 484.49 452.08 425.57 403.47 384.78 368.75 354.86
36,000 3,117.00 1,617.00 1,117.00 897.00 747.00 647.00 575.57 522.00 498.33 465.00 437.73 415.00 395.77 379.29 365.00
37,000 3,203.58 1,661.92 1,148.03 921.92 767.75 664.97 591.56 536.50 512.18 477.92 449.89 426.53 406.76 389.82 375.14
38,000 3,290.17 1,706.83 1,179.06 946.83 788.50 682.94 607.55 551.00 526.02 490.83 462.05 438.06 417.76 400.36 385.28
39,000 3,376.75 1,751.75 1,210.08 971.75 809.25 700.92 623.54 565.50 539.86 503.75 474.20 449.58 428.75 410.89 395.42
40,000 3,463.33 1,796.67 1,241.11 996.67 830.00 718.89 639.52 580.00 553.70 516.67 486.36 461.11 439.74 421.43 405.56
41,000 3,549.92 1,841.58 1,272.14 1,021.58 850.75 736.86 655.51 594.50 567.55 529.58 498.52 472.64 450.74 431.96 415.69
42,000 3,636.50 1,886.50 1,303.17 1,046.50 871.50 754.83 671.50 609.00 581.39 542.50 510.68 484.17 461.73 442.50 425.83
43,000 3,723.08 1,931.42 1,334.19 1,071.42 892.25 772.81 687.49 623.50 595.23 555.42 522.84 495.69 472.72 453.04 435.97
44,000 3,809.67 1,976.33 1,365.22 1,096.33 913.00 790.78 703.48 638.00 609.07 568.33 535.00 507.22 483.72 463.57 446.11
45,000 3,896.25 2,021.25 1,396.25 1,121.25 933.75 808.75 719.46 652.50 622.92 581.25 547.16 518.75 494.71 474.11 456.25
46,000 3,982.83 2,066.17 1,427.28 1,146.17 954.50 826.72 735.45 667.00 636.76 594.17 559.32 530.28 505.71 484.64 466.39
47,000 4,069.42 2,111.08 1,458.31 1,171.08 975.25 844.69 751.44 681.50 650.60 607.08 571.48 541.81 516.70 495.18 476.53
48,000 4,156.00 2,156.00 1,489.33 1,196.00 996.00 862.67 767.43 696.00 664.44 620.00 583.64 553.33 527.69 505.71 486.67
49,000 4,242.58 2,200.92 1,520.36 1,220.92 1,016.75 880.64 783.42 710.50 678.29 632.92 595.80 564.86 538.69 516.25 496.81
50,000 4,329.17 2,245.83 1,551.39 1,245.83 1,037.50 898.61 799.40 725.00 692.13 645.83 607.95 576.39 549.68 526.79 506.94

13
 KOPERASI GURU MELAYU KELANTAN BERHAD
4210-J, BANGUNAN KOOP GURU, JALAN KEBUN SULTAN, 15350 KOTA BHARU KELANTAN
TEL: 09-7482481 / 7448093 FAX: 09-7441284
web : www.koopguru.com.my

CADANGAN JADUAL PEMBAYARAN BALIK

3.90% 4.90% 5.50%

POKOK 1 (12) 2 (24) 3 (36) 4 (48) 5 (60) 6 (72) 7 (84) 8 (96) 9 (108) 10 (120) 11 (132) 12 (144) 13 (156) 14 (168) 15 (180)
51,000 4,415.75 2,290.75 1,582.42 1,270.75 1,058.25 916.58 815.39 739.50 705.97 658.75 620.11 587.92 560.67 537.32 517.08
52,000 4,502.33 2,335.67 1,613.44 1,295.67 1,079.00 934.56 831.38 754.00 719.81 671.67 632.27 599.44 571.67 547.86 527.22
53,000 4,588.92 2,380.58 1,644.47 1,320.58 1,099.75 952.53 847.37 768.50 733.66 684.58 644.43 610.97 582.66 558.39 537.36
54,000 4,675.50 2,425.50 1,675.50 1,345.50 1,120.50 970.50 863.36 783.00 747.50 697.50 656.59 622.50 593.65 568.93 547.50
55,000 4,762.08 2,470.42 1,706.53 1,370.42 1,141.25 988.47 879.35 797.50 761.34 710.42 668.75 634.03 604.65 579.46 557.64
56,000 4,848.67 2,515.33 1,737.56 1,395.33 1,162.00 1,006.44 895.33 812.00 775.19 723.33 680.91 645.56 615.64 590.00 567.78
57,000 4,935.25 2,560.25 1,768.58 1,420.25 1,182.75 1,024.42 911.32 826.50 789.03 736.25 693.07 657.08 626.63 600.54 577.92
58,000 5,021.83 2,605.17 1,799.61 1,445.17 1,203.50 1,042.39 927.31 841.00 802.87 749.17 705.23 668.61 637.63 611.07 588.06
59,000 5,108.42 2,650.08 1,830.64 1,470.08 1,224.25 1,060.36 943.30 855.50 816.71 762.08 717.39 680.14 648.62 621.61 598.19
60,000 5,195.00 2,695.00 1,861.67 1,495.00 1,245.00 1,078.33 959.29 870.00 830.56 775.00 729.55 691.67 659.62 632.14 608.33
61,000 5,281.58 2,739.92 1,892.69 1,519.92 1,265.75 1,096.31 975.27 884.50 844.40 787.92 741.70 703.19 670.61 642.68 618.47
62,000 5,368.17 2,784.83 1,923.72 1,544.83 1,286.50 1,114.28 991.26 899.00 858.24 800.83 753.86 714.72 681.60 653.21 628.61
63,000 5,454.75 2,829.75 1,954.75 1,569.75 1,307.25 1,132.25 1,007.25 913.50 872.08 813.75 766.02 726.25 692.60 663.75 638.75
64,000 5,541.33 2,874.67 1,985.78 1,594.67 1,328.00 1,150.22 1,023.24 928.00 885.93 826.67 778.18 737.78 703.59 674.29 648.89
65,000 5,627.92 2,919.58 2,016.81 1,619.58 1,348.75 1,168.19 1,039.23 942.50 899.77 839.58 790.34 749.31 714.58 684.82 659.03
66,000 5,714.50 2,964.50 2,047.83 1,644.50 1,369.50 1,186.17 1,055.21 957.00 913.61 852.50 802.50 760.83 725.58 695.36 669.17
67,000 5,801.08 3,009.42 2,078.86 1,669.42 1,390.25 1,204.14 1,071.20 971.50 927.45 865.42 814.66 772.36 736.57 705.89 679.31
68,000 5,887.67 3,054.33 2,109.89 1,694.33 1,411.00 1,222.11 1,087.19 986.00 941.30 878.33 826.82 783.89 747.56 716.43 689.44
69,000 5,974.25 3,099.25 2,140.92 1,719.25 1,431.75 1,240.08 1,103.18 1,000.50 955.14 891.25 838.98 795.42 758.56 726.96 699.58
70,000 6,060.83 3,144.17 2,171.94 1,744.17 1,452.50 1,258.06 1,119.17 1,015.00 968.98 904.17 851.14 806.94 769.55 737.50 709.72
71,000 6,147.42 3,189.08 2,202.97 1,769.08 1,473.25 1,276.03 1,135.15 1,029.50 982.82 917.08 863.30 818.47 780.54 748.04 719.86
72,000 6,234.00 3,234.00 2,234.00 1,794.00 1,494.00 1,294.00 1,151.14 1,044.00 996.67 930.00 875.45 830.00 791.54 758.57 730.00
73,000 6,320.58 3,278.92 2,265.03 1,818.92 1,514.75 1,311.97 1,167.13 1,058.50 1,010.51 942.92 887.61 841.53 802.53 769.11 740.14
74,000 6,407.17 3,323.83 2,296.06 1,843.83 1,535.50 1,329.94 1,183.12 1,073.00 1,024.35 955.83 899.77 853.06 813.53 779.64 750.28
75,000 6,493.75 3,368.75 2,327.08 1,868.75 1,556.25 1,347.92 1,199.11 1,087.50 1,038.19 968.75 911.93 864.58 824.52 790.18 760.42
76,000 6,580.33 3,413.67 2,358.11 1,893.67 1,577.00 1,365.89 1,215.10 1,102.00 1,052.04 981.67 924.09 876.11 835.51 800.71 770.56
77,000 6,666.92 3,458.58 2,389.14 1,918.58 1,597.75 1,383.86 1,231.08 1,116.50 1,065.88 994.58 936.25 887.64 846.51 811.25 780.69
78,000 6,753.50 3,503.50 2,420.17 1,943.50 1,618.50 1,401.83 1,247.07 1,131.00 1,079.72 1,007.50 948.41 899.17 857.50 821.79 790.83
79,000 6,840.08 3,548.42 2,451.19 1,968.42 1,639.25 1,419.81 1,263.06 1,145.50 1,093.56 1,020.42 960.57 910.69 868.49 832.32 800.97
80,000 6,926.67 3,593.33 2,482.22 1,993.33 1,660.00 1,437.78 1,279.05 1,160.00 1,107.41 1,033.33 972.73 922.22 879.49 842.86 811.11
81,000 7,013.25 3,638.25 2,513.25 2,018.25 1,680.75 1,455.75 1,295.04 1,174.50 1,121.25 1,046.25 984.89 933.75 890.48 853.39 821.25
82,000 7,099.83 3,683.17 2,544.28 2,043.17 1,701.50 1,473.72 1,311.02 1,189.00 1,135.09 1,059.17 997.05 945.28 901.47 863.93 831.39
83,000 7,186.42 3,728.08 2,575.31 2,068.08 1,722.25 1,491.69 1,327.01 1,203.50 1,148.94 1,072.08 1,009.20 956.81 912.47 874.46 841.53
84,000 7,273.00 3,773.00 2,606.33 2,093.00 1,743.00 1,509.67 1,343.00 1,218.00 1,162.78 1,085.00 1,021.36 968.33 923.46 885.00 851.67
85,000 7,359.58 3,817.92 2,637.36 2,117.92 1,763.75 1,527.64 1,358.99 1,232.50 1,176.62 1,097.92 1,033.52 979.86 934.46 895.54 861.81
86,000 7,446.17 3,862.83 2,668.39 2,142.83 1,784.50 1,545.61 1,374.98 1,247.00 1,190.46 1,110.83 1,045.68 991.39 945.45 906.07 871.94
87,000 7,532.75 3,907.75 2,699.42 2,167.75 1,805.25 1,563.58 1,390.96 1,261.50 1,204.31 1,123.75 1,057.84 1,002.92 956.44 916.61 882.08
88,000 7,619.33 3,952.67 2,730.44 2,192.67 1,826.00 1,581.56 1,406.95 1,276.00 1,218.15 1,136.67 1,070.00 1,014.44 967.44 927.14 892.22
89,000 7,705.92 3,997.58 2,761.47 2,217.58 1,846.75 1,599.53 1,422.94 1,290.50 1,231.99 1,149.58 1,082.16 1,025.97 978.43 937.68 902.36
90,000 7,792.50 4,042.50 2,792.50 2,242.50 1,867.50 1,617.50 1,438.93 1,305.00 1,245.83 1,162.50 1,094.32 1,037.50 989.42 948.21 912.50
91,000 7,879.08 4,087.42 2,823.53 2,267.42 1,888.25 1,635.47 1,454.92 1,319.50 1,259.68 1,175.42 1,106.48 1,049.03 1,000.42 958.75 922.64
92,000 7,965.67 4,132.33 2,854.56 2,292.33 1,909.00 1,653.44 1,470.90 1,334.00 1,273.52 1,188.33 1,118.64 1,060.56 1,011.41 969.29 932.78
93,000 8,052.25 4,177.25 2,885.58 2,317.25 1,929.75 1,671.42 1,486.89 1,348.50 1,287.36 1,201.25 1,130.80 1,072.08 1,022.40 979.82 942.92
94,000 8,138.83 4,222.17 2,916.61 2,342.17 1,950.50 1,689.39 1,502.88 1,363.00 1,301.20 1,214.17 1,142.95 1,083.61 1,033.40 990.36 953.06
95,000 8,225.42 4,267.08 2,947.64 2,367.08 1,971.25 1,707.36 1,518.87 1,377.50 1,315.05 1,227.08 1,155.11 1,095.14 1,044.39 1,000.89 963.19
96,000 8,312.00 4,312.00 2,978.67 2,392.00 1,992.00 1,725.33 1,534.86 1,392.00 1,328.89 1,240.00 1,167.27 1,106.67 1,055.38 1,011.43 973.33
97,000 8,398.58 4,356.92 3,009.69 2,416.92 2,012.75 1,743.31 1,550.85 1,406.50 1,342.73 1,252.92 1,179.43 1,118.19 1,066.38 1,021.96 983.47
98,000 8,485.17 4,401.83 3,040.72 2,441.83 2,033.50 1,761.28 1,566.83 1,421.00 1,356.57 1,265.83 1,191.59 1,129.72 1,077.37 1,032.50 993.61
99,000 8,571.75 4,446.75 3,071.75 2,466.75 2,054.25 1,779.25 1,582.82 1,435.50 1,370.42 1,278.75 1,203.75 1,141.25 1,088.37 1,043.04 1,003.75
100,000 8,658.33 4,491.67 3,102.78 2,491.67 2,075.00 1,797.22 1,598.81 1,450.00 1,384.26 1,291.67 1,215.91 1,152.78 1,099.36 1,053.57 1,013.89

14