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INTRODUCTION

1.1 General Overview of the Problem:


A bank is a commercial or state institution that provides financial services,
including issuing money in form of coins, banknotes or debit cards,
receiving deposits of money, lending money and processing transactions. A
commercial bank accepts deposits from customers and in turn makes loans
based on those deposits. Some banks (called Banks of issue) issue banknotes
as legal tender. Many banks offer ancillary financial services to make
additional profit; for example: selling insurance products, investment
products or stock broking.
Currently in most jurisdictions commercial banks are regulated and
require permission to operate. Operational authority is granted by bank
regulatory authorities and provides right to conduct the most fundamental
banking services such as accepting deposits and making loans. A
commercial bank is usually defined as an institution that provides selected
banking services without meeting the legal definition of bank.
Banks have a long history, and have influenced economy and politics
for centuries. In history, the primary purpose of a bank was to provide
liquidity to trading companies. Banks advanced funds to allow business to
purchase inventory, and collected those funds back with interest when the
goods are sold. For centuries, the banking industry only dealt with business
not customers. Commercial lending today is a very intense activity, with
banks carefully analyzing the financial condition of its business clients to
determine the level of risk in each loan transaction. Banking services have
expanded to include services directed at individuals and risks in these much
smaller transactions are pooled.

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1.2 Problem Definition:
Although the basic type of services offered by a bank depends upon the type
of bank and the country, services provided usually include:
• Taking deposits from their customers and issuing current or checking
accounts and savings accounts to individuals and business.
• Extending loans to individuals and business
• Cashing cheque
• Facilitating money transactions such as wire transfer and cashier’s
cheque
• Consumer & commercial financial advisory services
• Financial transactions can be performed through many different
channels:
o A branch, banking centre or financial center is a retail location
where a bank or financial institution offers a wide array of face
to face services to customers.
o ATM is computerized telecommunications device that provides
a financial institution’s customers a method of financial
transactions in a public space without the need for a human
clerk or bank teller
o Online banking is a term used for performing transactions ,
payments etc, over internet through a bank, credit union or
building society’s secure websites.
We are mainly concerned with developing a banking system where a
Customer can submit his/her deposit amount to bank if he/she has an
account or can create a new account in this bank. Customer can also
view the status of his/her bank account, can view account balance, can
modify and delete it.
One can easily maintain the above things if he/she has an account
by login through a username and password given to him.

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1.3 Analysis of the Problem:
The project that we have undertaken aims to develop a banking system that is
clean, user-friendly and multi-functional. Development of this application includes
a number of fields such that user feels comfortable and the system appears as
dynamic to him. The project “Banking System” includes the following
functionalities:

• Transactions can be done with minimum user events.


• All transactional details and accounts are stored in
files on stable storage.
• Customers can view their own account details and can
use them as necessary
• Customer can inquire an account and can inquire
about interest
• All customer’s data are stored in files on a stable
storage
• Account holders have to pass through a login system
to enter their accounts
• This system possess password-protected
administrative access; thus preventing the whole
management system from unauthorized access
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• Customer can get help in any time he/she wants

1.4The Proposed Solution Strategy:


The application will be extremely beneficial for the Customers intending to use
and operate their bank account and will get various benefits in the field of
management of accounts on a clean and user-friendly platform.

• Complex Banking operations and Transaction


operations are efficiently handled by the application
• It is cost effective
• It has ease of use along with complete reference
• It is highly secured and less time consuming; hence
time wastage can be avoided
• Up to date records of the customers are maintained by
the authority.

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SOFTWARE REQUIREMENT
SPECIFICATION
2.1 Overall Description:

FOR THE SOFTWARE USED:

TURBO C++

Processor:

 1 GHz PENTIUM Processor (Recommended)

Operating System:

 WINDOWS 2000 SP4

 WINDOWS XP SP3

RAM

 512MB or above

Hard Drive:

 1GB of available space required

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2.2 Specific Requirements:
2.2.1 Front End:

• Turbo C ++ Compiler;

• Easier programming & reduced amount of events;

• Declarative programming Model;

• Richer control hierarchy and events;

• Larger class library;

• Better support for development tools;

• Advanced programming language;

• Development environments;

• Programming with C++ is made easier by various built in


objects. Each object corresponds to a group of frequently
used functions useful for creating dynamic environment;

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• The compiler runs inside the most familiar Os , i.e.
Windows.

• Does not require too much resources for the development


of the system;
2.2.2 Back End:
• Databases are saved as a file system on the stable storage;

• Quickly insert, update, or delete data;

PROJECT PLAN
3.1 Life Cycle Model:
Here in the work, we use EVOLUTIONARY MODEL. This is also referred to as
successive version model of incremental model.

B
B
7
A A
A

The project is first broken into several modules, such as developing new accounts
(A), developing account modification process (B), and linking between these
different features (C) which can be incrementally constructed. The skeleton is
refined into increasing levels of capability by adding new functionalities in
succession.

We have chosen Evolutionary Model because: 1st implement the main feature as
account, then according to requirement step wise implementing is done.

3.2 Team Structure:

Mr.

(PROJECT GUIDE)

(TEAM MEMBER)
(TEAM
(TEAM MEMBER)
LEADER) (TEAM MEMBER) (TEAM MEMBER)
3.3 Project Team:

NAME
DESIGNATION
Responsibilities in Project Implementation

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1.Project Principal Investigator which assumes the Following
Responsibilities:
2. Overall supervision.
3. Work with development to identify the technical approach to be
used at the completion of the project.
4. Schedule and assign resources to ensure that applications satisfy
user’s needs and are completed within time.
5. Oversee Software Implementation.
6. Assist technical resource with database design.
7. Provide team required training.

NAME
DESIGNATION
Responsibilities in Project Implementation

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1.Leader of the development team which assumes the following
responsibilities:
2. Correspondence with the entire team member.
3. Holding several meeting during project execution.
4. Reporting the progress and problem of the project to the guide of
the project.
5. Oversee software implementation.
6. Construct total design.
7. Publication of the project Documentation.

NAME
DESIGNATION
Responsibilities in Project Implementation
1.Development team member:
2. Discuss with the team leader about designing, coding and give
3.the productive idea.
4. Holding several meeting during project execution.
5. Reporting the progress and problem of the project to the guide of
the project.
6. Oversee software implementation.
7. Publication of the project Documentation.

NAME
DESIGNATION
Responsibilities in Project Implementation

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1.Development team member:
2. Discuss with the team leader about designing, coding and give
3.the productive idea.
4. Holding several meeting during project execution.
5. Reporting the progress and problem of the project to the guide of
the project.
6. Oversee software implementation.
7. Publication of the project Documentation.

NAME
DESIGNATION
Responsibilities in Project Implementation
1.Development team member:
2.Discuss with the team leader about designing, coding and give
3.the productive idea.
4.Holding several meeting during project execution.
5.Reporting the progress and problem of the project to the guide of
the project.
6.Oversee software implementation.
7.Publication of the project Documentation.
8.Create all power point slides of the project the project
Documentation.

NAME
DESIGNATION

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Responsibilities in Project Implementation
1.Development team member:
2.Discuss with the team leader about designing, coding and give
3.the productive idea.
4.Holding several meeting during project execution.
5.Reporting the progress and problem of the project to the guide of
the project.
6.Oversee software implementation.
7.Publication of the project Documentation.

3.4 Programming Language and Developing Tools:


TURBO C++ with the language C++.

DESIGN STRATEGY
4.1 Architecture Of The System:

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FOR THE SOFTWARE USED:
Turbo C++
Operating System:
WINDOWS 2000 SP4
WINDOWS XP SP3

4.2 Data Flow Diagram:


A Data Flow Diagram (DFD) is a graphical representation of the “flow” of
data through an information system. A data flow diagram can also be used for the
visualization of the data processing (structured design).

Elements of a DFD:
There are four key elements in a Data Flow Diagram; Processes, Data
Flows, Data Stores & External entities and each element is drawn differently.

Process entity:
The Process entity identifies a process taking place; it must have at least one
input and output. A process with no input is known as a “miracle process” and one
with no output is a “black hole process”. Each process has the following:

• A Number

• A Name

• A Description

• At least one input

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• At least one output

Data flow entity:


• The Data Flow Entity identifies the flow of data between processes,
data stores & external entities. A data flow cannot connect an external
entity to the data source; at least one connection must be with a
process. There are also physical flows, i.e., those that use a physical
medium. Each data flow has the following:

• A Name (Noun)

• A description

• One or more connections to a process

Data Store entity:


The Data Store entity identifies store of data, both manual and electronic.
Each data store has the following:

• A Number

• A Name

• A Description

• One or more input data flows

• One or more output data flows.

External entity:
The External entity identifies external entities which interacts with the
system, usually clients but can be within the same organization. Each external
entity has the following:

• A Name (Noun)

• A Description

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The different notations to draw DFD are as follows:

Process Data Store

Data Flow

Entity set

BANKING SYSTEM

0 Level DFD

Bankin
g

System
Manages accounts and software Gives confirmation and work
resources done

Queries information about


current balance, debit, credit,
etc

Admin Customer
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Gives confirmation
report

Level 1 DFD

Verifies
Custome
Admin user_id
r
&
passwo
rd
admin

Proces
s Display
custom Bankin
er g
reques Service
t s

Admin

Customer

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Level 2 DFD

Custom
er

Admin

Add Updata
record View Loan
record
record facilities

accountdets accountdets

account accountdets

Admin

customer

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ER Diagram:
User_p
User_id ass

User
First_nam
e
IS
Last_na
A me

addre
ss

Add/
Admin Del city
Customer

state
Ap
po
-
Ha pin
int
s ve
mobile_
no

E
Bank di
t

acc_
Accounts no
Provi
de
servic Profile
es
Perfor
ms
User_i user_pa
IS d ss
A
Transactio
ns
acc_ amou
19 no nt
Debit Credit Loan
Interest
NEW USER AUTHENTICATION

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LOGIN PAGE

21
LOGIN SUCCESSFUL & CHANGING DETAILS OPTION

22
MAIN WINDOW

23
CREATE ACCOUNT

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VIEW RECORD

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UPDATE/TRANSACTION

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DEBIT/CREDIT

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INTEREST CALCULATION

VIEW BALANCE

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LOAN FACILITY

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LOAN RULES

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LOAN SANCTIONED

LOAN DENIED

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SAVING MODIFICATION & EXIT

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INCORRECT LOGIN

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IMPLEMENTATION
DETAILS
5.1 Pseudo Code For Some Subroutines:
• IMPLEMENT AUTHENTICATION

void logdet(void)

char username[20];

char password[15];

clrscr();

cout<<"\n\n\n\n\n\t\t\t CREATE NEW LOGIN DETAILS";

cout<<"\n\n\n\n\n\t\t\t NEW USERNAME::";

cout<<"\n\n\t\t\t";

gets(username);

ofstream user("username", ios::out | ios::binary);

user.write((char*) &username,sizeof(username));

user.close();

cout<<"\n\n\t\t\tNEW PASSWORD::";

cout<<"\n\n\t\t\t ";

gets(password);

ofstream pass("password", ios::out | ios::binary);

pass.write((char*) &password,sizeof(password));

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pass.close();

//USERNAME & PASSWORD CHECKING

void password(void)

int counter=0;

char username[20];

char password[15];

char str[20];

do

clrscr();

cout<<"\n\n\n\n\n\t\t\t USERNAME ";

cout<<"\n\n\t\t ";

gets(username);

ifstream user("username", ios::out | ios::binary);

user.read((char*) &str,sizeof(str));

user.close();

if(strcmp(str,username)==0)

clrscr();

cout<<"\n\n\n\n\n\t\t\tPASSWORD ";

cout<<"\n\n\t\t ";

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gets(password);

ifstream pass("password", ios::out | ios::binary);

pass.read((char*) &str,sizeof(str));

pass.close();

if(strcmp(str,password)==0)

clrscr();

cout<<"\n\n\n\n\t\t\tACCESS ALLOWED....";

delay(1500);

return;

}else

cout<<"\n\n\t\t\tACCESS DENIED!!!!";

delay(2500);

continue;

}counter++;

}while(counter<3);

clrscr();

cout<<"\n\n\n\n\n\n\t\t\t";

char arr[35]={"CLOSING DUE TO SECURITY THREAT"};

for(int i=0;i<35;i++)

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cout<<arr[i];

delay(50);

cout<<"....";

delay(2500);

exit(0);

delay(50);
}
cout<<"....";
delay(2500);
exit(0);
}
//PASSWORD CHECKING

• CREATING ACCOUNT

class account
{
char first_name[50],last_name[50],address[100],city[50],state[50];
char phone_number[25],pincode[25];
int accno, acctno;
float amount, deposit,rate;
public:
account()
{
amount=0.00;
deposit=0.00;
rate = 0.0;
ifstream fin;
fin.open("acctno.dat",ios::in);
fin>>acctno;
fin.close();
}
void addnewrecord();
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void viewrecord();
void updaterecord();
void read();
int get_acctno();
void display();
};
/* THIS METHOD IS FOR CREATE NEW ACCOUNT RECORD*/

• ADDING RECORD

void account::addnewrecord()
{
ofstream outfile;
outfile.open("accountdets.dat",ios::out|ios::binary|ios::app);
account person;
cout<<endl<<"Enter first name : ";
gets(person.first_name);
cout<<endl<<"Enter last name : ";
gets(person.last_name);
cout<<endl<<"Enter address : ";
gets(person.address);
cout<<endl<<"Enter city : ";
gets(person.city);
cout<<endl<<"Enter state : ";
gets(person.state);
cout<<endl<<"Enter pin : ";
gets(person.pincode);
cout<<endl<<"Enter phone number : ";
gets(person.phone_number);
cout<<endl<<"Your PERMANENT ACCOUNT NO: is : "<<(acctno++);
cout<<endl<<"\nEnter deposit (min Rs.250) : ";
cin>>person.deposit;
ofstream fout;
fout.open("acctno.dat",ios::out);
fout<<acctno;
fout.close();
outfile.write((char*) &person, sizeof(person));
outfile.close();
}

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• VIEWING ACCOUNT DETAILS

void account::viewrecord()
{
ifstream f2;
account t2,t02;
t02.read();
f2.open("accountdets.dat",ios::binary|ios::in);
f2.seekg(0,ios::beg);
int j=0;
while(!f2.eof())
{
f2.read((char*) &t2,sizeof(t2));
if(t2.acctno==t02.get_acctno())
{
j=1;
t2.display();
break;
}
}
if(j!=1)cout<<"\nRecord not found...";
f2.close();
cout<<"\n\n\t\t\t(Press any key to return to MAIN MENU..)";
getch();
}

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• UPDATING RECORD

void account::updaterecord()
{
int ch2,debit,credit;
do
{
clrscr();
cout<<"\n\nPlease";
cout<<"\n\tEnter 1 to debit \n"<<"\tEnter 2 to credit \n"<<"\tEnter 3 to
view account balance \n"
<<"\tEnter 4 to calculate interest and view balance after the
calculations\n" <<"\tEnter 5 to close transactions\n";
cout<<"\nEnter choice : ";
cin>>ch2;
clrscr();
switch(ch2)
{
case 1:
{
fstream f3;
account t3,t03;
int j=0, count=0;
t03.read();
cout<<"\nPlease enter the amount to be debited : ";
cin>>debit;
f3.open("accountdets.dat",ios::binary|ios::in|ios::out);
f3.seekg(0,ios::beg);
while(!f3.eof())
{
f3.read((char*) &t3,sizeof(t3));
if(t3.acctno==t03.get_acctno())
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{
j++;
break
}
count++;
}
if(j!=0)
{
if(debit<=t3.deposit)
{
t3.deposit-=debit;
f3.seekp(count*sizeof(t3),ios::beg);
f3.write((char*) &t3 ,sizeof(t3));
}
if(t3.deposit>=250)
cout<<"Your account balance is Rs"<<t3.deposit;
else
cout<<"Your Balance is not sufficient to debit this amount";
}
else
{
cout<<"\nRecord NOT found";
}
f3.close();
cout<<"\n\n\n\n\t\t(Press any key to return to previous menu..)";
getch();
break;
}
case 2:
{
fstream f4;
account t4,t04;
int j=0, count=0,credit;
t04.read();
cout<<"\nPleaseenter the amount to be credited ";
cin>>credit;
f4.open("accountdets.dat",ios::binary|ios::in|ios::out);
f4.seekg(0,ios::beg);

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while(!f4.eof()) {
f4.read((char*) &t4,sizeof(t4));
if(t4.acctno==t04.get_acctno())
{
j++;
break;
}
count++;
}
if(j!=0)
{
t4.deposit+=credit;
f4.seekp(count*sizeof(t4),ios::beg);
f4.write((char*) &t4 ,sizeof(t4));
}
else
{
cout<<"\nRecord NOT found";
}
cout<<"Your account balance is Rs "<<t4.deposit;
f4.close();
cout<<"\n\n\n\n\t\t(Press any key to return to previous menu..)";
getch();
break;
}
case 3:
{
fstream f6;
account t6,t06;
int j=0;
t06.read();
f6.open("accountdets.dat",ios::binary|ios::in|ios::out);
f6.seekg(0,ios::beg);
while(!f6.eof())
{
f6.read((char*) &t6,sizeof(t6));
if(t6.acctno==t06.get_acctno())
{
j++;
break;
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}
}
if(j!=0)
{
cout<<"\n\nTheACCOUNT BALANCE is Rs "<<t6.deposit;
}
else
{
cout<<"\nRecord NOT found";
}
f6.close();
cout<<"\n\n\n\n\t\t(Press any key to return to previous menu..)";
getch();
break;
}
case 4:
{
fstream f5;
account t5,t05;
int timeperiod, j=0;
float interest;
t05.read();
f5.open("accountdets.dat",ios::binary|ios::in|ios::out);
f5.seekg(0,ios::beg);
while(!f5.eof())
{
f5.read((char*) &t5,sizeof(t5));
if(t5.acctno==t05.get_acctno())
{
cout<<"\nPlease enter the time period : ";
cin>>timeperiod;
rate=1.5*timeperiod;
interest=t5.deposit*timeperiod*(rate/100.0);
cout<<"\nInterest is Rs "<<interest;
amount=t5.deposit + interest;
cout<<"\nAmount is Rs "<<amount;
if(amount==0)
cout<<"Sorry!The interest rate for the time period
you have entered is not specified";

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j=1;
break;
}
}
if(j==0)
cout<<"\nRecord not found";
cout<<"\n\n\n\n\t\t(Press any key to return to previous menu..)";
getch();
break;
}
case 5:
cout<<"\n\n\n\n\n\t\tModifications are SAVED to your account..... ";
cout<<"\n\n\t\t\t(Press any key..)";
getch();
ch2=6;
break;
default:
cout<<"\n\n\t\t\tinvalid entry!!!!";
cout<<"\n\n\n\n\t\t(Press any key to return to previous
menu..)";
getch();
break;
}
}
while(ch2<6);
}

• LOAN ACCOUNT
void account::updateloan()

int ch7;

do

clrscr();

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cout<<"\n\nPlease";

cout<<"\n\tEnter 1 to Rule \n"<<"\tEnter 2 to Loan Details \n"<<"\tEnter 3


to close\n";

cout<<"\nEnter choice : ";

cin>>ch7;

clrscr();

switch(ch7){

case 1:

cout<<"\n\n\t\t1. Person should have account.";

cout<<"\n\n\t\t2. Person should have Account Balance more


than Rs.10000";

cout<<"\n\n\t\t3. 50% of the deposit can be withdrwan as


Loan.";

cout<<"\n\n\t\t4. Loan must be cleared within 24 months


installment.";

cout<<"\n\n\t\t5. Interest rate is 11.5% per month.";

cout<<"\n\n\n\n\t\t(Press any key to return to previous menu..)";

getch();

break;

case 2:

fstream f7;

account t7,t07;

int timeperiod=1, j=0;

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float interest;

t07.read();

f7.open("accountdets.dat",ios::binary|ios::in|ios::out);

f7.seekg(0,ios::beg);

while(!f7.eof())

f7.read((char*) &t7,sizeof(t7));

if(t7.acctno==t07.get_acctno())

rate=11.5*timeperiod;

if(t7.deposit>=10000.0)

cout<<"\nLoan can be given";

amount=t7.deposit*0.5;

cout<<"\nLoan Amount=Rs."<<amount;

interest=amount*timeperiod*(rate/100.0);

cout<<"\nInterest per month is Rs


"<<interest;

cout<<"\nLoan must be cleared in 24months


installment****";

j=1;

else{

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cout<<"\n\n\n\t\t Sorry!Loan criteria is not
fulfilled";

cout<<"\n\n\t\t Account Balance is Less


than Rs:10000";

j=1;

break;

}}

if(j==0)

cout<<"\nAcconut Not Availabe, Create


Account for Loan";

cout<<"\n\n\n\n\t\t(Press any key to return to


previous menu..)";

getch();

ch7=3;

break;

default:

cout<<"\n\n\n\n\t\t(Press any key to return to previous


menu..)";

getch();

break;

}}while(ch7<3);

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RESULTS AND
DISCUSSION
6.1 Testing:

The aim of testing process is to identify all defects existing in our banking
software. However, for most practical system, even after satisfactorily
carrying out the testing phase, it is not possible to guarantee that the software
error free. This is because of the fact that the input data domain of this
software product is very large. It is not practical to test the software
exhaustively with respect to each value that the input data may assume. Even
with this practical limitation of testing process, we should not underestimate
the importance of testing. We must remember that testing does expose many
defects existing in the software product. Therefore, we can safely conclude
that testing provides a practical way of reducing defects in the system and
increasing the users’ confidence in the developed system.

Testing a program consists of subjecting the program to a set of test inputs (or
test cases) and observing if the program behaves as expected.

We have tested the project by giving the convenient test cases and it has given
the expected results. We have already given it in Design Strategy.

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Now we are testing it by giving unfavorable test cases.

1. Suppose in a account, the current balance is less than Rs10000,now if we


ask for loan than loan will not be approved.

Let account number 3 have balance less than Rs 10000. If it apply for loan the
following result will be shown

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2. If we enter an invalid account number than it will not be entertained.
Suppose account no 5 does not exist and we want to see the details of the
account .Then it will give the following result.

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3. If we ask for loan without having an account then it will show “account not
available”.

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4.If we want to debit an amount which is more than current balance then the
following result will be shown

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USER MANUAL
7.1 Installation Guide:
This project is built in the Turbo C++ environment, so after
compilation of the code a exe file will be generated which can be run
then as a standalone application in command mode.

7.2 Usage Manual:


LOGIN
RUN THE EXE FILE
PUT THE USERNAME
PRESS ENTER
GIVE PASSWORD AND PRESS ENTER
ADD RECORD
CHOOSE 1 FROM MENU
PRESS ENTER
ENTER THE DETAILS REQUIRED
PRESS ENTER

VIEW RECORD
CHOOSE 2 FROM MENU

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PRESS ENTER

UPDATE RECORD
CHOOSE 3 FROM MENU
PRESS ENTER
CHOOSE OPTION FOR UPDATE RECORD
PRESS ENTER

EXIT
CHOOSE 4 FROM MENU
PRESS ENTER

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SUMMERY AND
CONCLUSION
8.1 Scope Of The Project:
The title of the project is “Banking System” is an application which helps
the user to maintain all the work modules included transactions and managing of
accounts of the account holders which includes a few hitch due to the absence of
real time user and runtime application implementation. Since our first and foremost
aim is to satisfy the customer therefore we are going to continue the use, testing,
correction, and up gradation of this application as a simultaneous procedure.

This document of scope of the project describes the possible problems to be


solved, an opportunity to be exploited, or a benefit that will be achieved in the
entire process development.

A fundamental output of the initiation stage is the project scope statement


that should include:

Project Justification: The need that the project meant to address.

Project Deliverables: The product/services that the project is meant to deliver.

Project Objectives: What has to be achieved to judge the project a success?

Therefore it is necessary to mention the scope of our project at initial step and they
are as follows:

The all possible ways of overcoming these problems are like adding a
database and maintenance of the same for the customer to provide them with
membership facilities, including discounts and special offers on different terms and
schemes.

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Further scope of edifice of the application is to make it fit to user screen using any
operating platform and connecting to a network.

Further looking forward:


The project will include the payroll system of the employees included within
the business center. We will further add online and mobile banking fully.

In the absence of real time user in context of this project, it was up to us, the
developing team to analyze the requirements for the application and in process, the
following was detected:

• A procedural flow of user events while alteration of already reserved facility


list that shall allow maximum utility with minimum of clicks being made.

• The user actions should follow a coordinate track, and must not be discrete.

• The application structure must be flexible enough to allow expansion and


major updating in future.

8.2 Implementation:
The implementation stage is not so easy. We at first install it then check it
for result, so we know that client requirement can be fulfilled or not. Then we
implement every module that the overall project can be implemented rightly or
wrongly. We see that all the module, i.e. account, user details, transactions are
implemented rightly, so the whole project implementation stage we have done
rightly.

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8.3 Evaluation:
Project Evaluation is a step-by-step process of collecting, recording and
organizing information about project results, including short-term outputs
(immediate results of activities, or project deliverables), and immediate and longer-
term project outcomes (changes in behavior, practice or policy resulting from the
project).

Common rationales for conducting an evaluation are:

• Response to demands for accountability;

• Demonstration of effective, efficient and equitable use of financial and other


resources;

• Recognition of actual changes and progress made;

• Identification of success factors, need for improvement or where expected


outcomes are unrealistic;

• Validation for project staff and partners that desired outcomes are being
achieved.

The project planning stage is the best time to identify desired outcomes and how
they will be measured. This will guide future planning, as well as ensure that the
data required to measure success is available when the time comes to evaluate the
project.

Why is Project Evaluation important?

Evaluating project results is helpful in providing answer to key question like: What
progress has been made?

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BIBLIOGRAPHY
 REFERENCES-

 www.statebankofindia.com

 www.unitedbankofindia.com

 www.unionbankofindia.co.in

 User manual of Co-operative Bank

 User manual of Paschimbanga Gramin Bank

 BOOKS-

 The Complete Reference , C++: Herbert Schildt

 Object oriented programming in Microsoft c++ : Robert


Lafore

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