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1. DEFICIT RAINFALL
PHASE - I PHASE - II PHASE - III PHASE - IV
PERIOD 15-Jun to 20-Jul 21-Jul to 20-Aug 21-Aug to 20-Sep 21-Sep to 25-Oct
TRIGGER I (<) 150 mm 170 mm 150 mm 110 mm
TRIGGER II (<) 90 mm 85 mm 40 mm 55 mm
1 A. RAINFALL VOLUME EXIT 0 0 0 0
RATE I (Rs./ mm) 7 14 10 10
RATE II (Rs./ mm) 12 27 73 26
Max. Payout (Rs.) 1500 3500 4000 2000
Note: Rainfall of less th 2.5 mm in a day shall not be considered as a rainy day and multiple events shall be considered for the final payout.
PHASE - I PHASE - II PHASE - III PHASE - IV
2. PERIOD 15-Jun to 25-Jul 26-Jul to 25-Aug 26-Aug to 30-Sep 1-Oct to 31-Oct
DAILY RAINFALL TRIGGER (>) 100 mm 100 mm 80 mm 60 mm
EXCESS RAINFALL (Multiple EXIT (mm) 160 mm 160 mm 150 mm 120 mm
events)
Payout (Rs. / mm) 16.7 25.00 28.6 Flexible
Max. Payout 1000 1500 2000 Remaining amount
Note: In case of no payouts or small payouts under Phase-I, Phase-II or Phase III, the balance sum insured gets shifted to Pahse-IV and the max.
payout under Phase-IV can be upto Rs. 10,000. The payout rate under Phase-IV is flexible and depends on the Max. payout for phase IV