!

,
!!
!
,

.

?
!




.

?


.


.

?
!
40000

1500
200000

9000



!



?
....!
!
.. ...



!

!
.. ...



!

!


1)
2)
3)

4)
3)

6) +

PosplLal Cash 8eneflL

24


..!
PC8 : ()

,
.

.1000/2000/
3000/4000

Cu

.2000/4000/
6000/8000
PC8
!
,a[or Suralcal 8eneflL

140
!
PearL
, kldnev
sLomach,llver
braln lunas


140

.1
4

PC8
100
PC8
!
!!
( 20% 100%
)
av Care rocedure 8eneflL


140


.

!
.5000
20000

PC8
5
PC8
!
!!
Lher Suralcal 8eneflL
,S8 C8

.2000
8000

PC8
2
PC8
!
!!

!
PosplLal Cash
8eneflL


30

( 15

Cu =
2 PC8)
PosplLal Cash
8eneflL



90

( 45

Cu =
2 PC8)

720 ( 360
Cu = 2 PC8)

!
,a[or Suralcal
8eneflL


PC8
100 !
,a[or Suralcal
8eneflL


PC8
800 !


50%
!
1000 !!

!

!
av Care
rocedure 8eneflL


3
av Care
rocedure 8eneflL


24
C8 PC8
!

!
Lher Suralcal
8eneflL



15
!
Lher Suralcal
8eneflL




45
!
360
!
Lher Suralcal
8eneflL

!

!

!!

!!


!


80

!





!

!

!!





5% PC8
!
PC8 5%
! 50%

!
EXCLUSONS

(General Check up)
Routine Medical Check up
(cosmetic
surgery)

ADS
(
)
23

. ...

!
17
2
!
JalLlna erlod








!

90

!


90

45 !
90

90 !

?
18 55
(Principal nsured)
(18 -65 ),
(3 17 ),

(75 )

:
(25 ) 80


: , , (ECS )
: Q / H / Y : 30 days AND ECS: 15 days
: 2

, :
(Dating Back)


.
.



(Certified photocopies)
.

.

80D 15000
30000 .

underwrlLlna 8ules
SUC: 2
T901,902,903
MSB Sum Assured
. (Term
Rider SA )
Age Proof: Standard & NSAP
Female: All 3 Categories.
i. Housewives can be Principal nsured: Equal to Husband's MSB SA
or MSB 2 lacs (without Husband's MSB SA)
ii. Widows with ncome Proof MSB 5 lacs; without proof 2 lacs
Major students can be Principal nsured; MSB allowed is equal to
parents health insurance cover or 2 lacs (without parents H cover)

underwrlLlna 8ules
Non
Medical
Special
---------
Upto
Age 45:
5 lakhs
--------
46 -50
: 4lakhs
Non
Medical
Genl
-------------
Upto Age
35: 5 lakhs
-------------
36 to 50
: 2 lakhs
5UC Upto 35 36 45 46 50 51 55 55
upLo
2 lacs
n, n, n,
,88S8uA ,88S
8uALCC
SC8LA1nnL
upLo
4 lacs
n,
,88S
8uA
,8
8S8uA
,8 8S
8uALCC
SC8LA1nnL
,88S
8uALCC
LC8A,
SC8LA1nnL
L1sP8SAC
PAL,C8,
P8A1
upLo
3 lacs
n,
,8 8S
8uA LCC
SC8LA1nn
,8 8S
8uALCC
SC8LA1nnL
,8 8S
8uALCC
LC8A,
SC8LA1nnL
L1s P8SAC
PAL,C8,
P8A1C
,8
8S8uALCC
LC8A,
SC8LA1nnL
L1sP8SAC
PAL,C8,
P8A1CC1,1
,ore
Lhan
3 lacs
,8
8S8uA
LCC
SC81n
,8 8S
8uA LCC
SC81n
,8
8S8uALCC
LC8A,
SC8LA1nnL
L1s P8SAC
PAL,C8,
P8A1C
C1,1
,8
8S8uALCC
LC8A,
SC8LA1nnL
L1s P8SAC
PAL,C8,
P8A1C
C1,1
,8
8S8uALCC
LC8A,
SC8LA1nnL
L1s P8SAC
PAL,C8,
P8A1C
C1,1

Lxample
1000 C8

20 1884 20 1689
30 2198 30 2004
40 2744 40 2488
50 3693 50 3072
,

.

....



llusLraLlon
Nature of Benefit
.1000 HCB

(Rs)

(Rs)

(Rs)
HospitaI Cash Benefit (HCB) incIuding ICU
Benefit
45,000 1,41,750 16,20,000
Major SurgicaI Benefit (MSB)
1,00,000 1,05,000 12,00,000
Other Surgeries Benefit (OSB)
30,000 94,500 10,80,000
Day Care Procedure Benefit (DCPB)
15,000 15,750 1,80,000
Maximum Benefit under the poIicy per
insured
40,80,000
AmbuIance Charges incurred Rs.1000/- per insured per year
Premium Waiver Benefit One Year Premium
No CIaim Benefit Increase in HCB by 5%
!

!!

.., ...,

94431 56829
tsr.iyengar@gmail.com
'
....