MID CAP PERSONAL LOANS - PERSONAL FINAN

INPUT COLUMN

APPLICATION ID/ LOAN NUMBER : SPLUD004528

NAME OF THE CUSTOMER : Joginder Pal

SCHEME CODE : MPSE

A TOTAL MONTHLY NET DISPOSABLE VERIFIABLE INCOME

Income per annum as per ITR for Self-employed 161366

B ADDITIONAL INCOME

Rental, Agriculture, Part time Job, Other allowances (Proof provided) 0

Rental, Agriculture, Part time Job, Other allowances (Proof not provided but
validated by FI) 0

C Clubbed Income

Spouse,Son,Daughter,Father and Mother's income (Proof provided) 0

Spouse,Son,Daughter,Father and Mother's income (Proof not provided but
validated by FI) 0

D TOTAL INCOME (A+A1+A2)

Net Surplus Income (as required by Cholamandalam DBS)
E Minimum 20% of A+A1+A2

F Disposable Income for calculation purposes [(A+A1+A2)-B]

G LIVING EXPENSES

House Rent 0

H TOTAL EXPENSES

I FIXED MONTHLY LIABILITIES EMI

ABN 3695

J TOTAL LIABILITIES

K Total monthly expenditure (H+J)

Maximum Cholamandalam DBS EMI as per Budget Analysis (F-K)

Maximum acceptable EMI as per DEBT Ratio

Comfortable EMI as stated by the Customer during the Interview
6000
Final EMI as per Budget Analysis

Average Balance as per calculator

FINAL LOAN AMOUNT OFFERED 129000

FINAL EMI OFFERED

SIGNATURE :

DATE : 10/23/2008
PERSONAL FINANCE

CALCULATIONS

20171

0
20171

4034

16137

0
4034

3695

0
3695

7729

5718

6000

5718

40109
Customer Name
Wt Avg Bank Balance
Number of transaction
Date Balance
2-Jun-07 30087
4-Jun-07 35033
6-Jun-07 30033
8-Jun-07 25033
11-Jun-07 5033
21-Jun-07 34913
23-Jun-07 54853
25-Jun-07 39703
27-Jun-07 59528
30-Jun-07 94368
2-Jul-07 44368
4-Jul-07 4369
9-Jul-07 59215
12-Jul-07 39215
14-Jul-07 19915
18-Jul-07 22373
19-Jul-07 47295
1-Aug-07 5953
3-Aug-07 65713
6-Aug-07 55563
6-Aug-07 82403
7-Aug-07 39362
9-Aug-07 119062
10-Aug-07 108962
11-Aug-07 48962
14-Aug-07 48722
16-Aug-07 38722
21-Aug-07 58642
22-Aug-07 28642
23-Aug-07 88452
25-Aug-07 48452
28-Aug-07 58402
ver 1.1
10/23/2008

test

40109
32
Number of days balance existed
2
2
2
3
10
2
2
2
3
2
2
5
3
2
4
1
13
2
3
0
1
2
1
1
3
2
5
1
1
2
3
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
88

#DIV/0!
 48
588973.27
0

48
294486.63
0