Make 8uylng roperLy Lasy

1hese are some Llps for maklng Lhe buylng process as palnless as posslble for you lL wlll mean LhaL
you're puLLlng yourself lnLo a buylng poslLlon ?ou can'L buy lf you're noL ln a buylng poslLlon
We've been dolng lL Lhls way for years and lL may help you Loo
Cpen a new folder on your compuLer and name lL roperLy buylng documenLs ln Lhe folder we are
golng Lo sLore Lhe followlng
1 Mortgage fact f|nd (app||cat|on) form MosL Lrade brokers LhaL we know wlll accepL your
own non branded word documenL and don'L need Lhelr own 'flashy' documenL lf you
haven'L goL one of Lhese Lhen drop me an emall and l'll send you one over Save lL and keep
as a 'llve' documenL updaLlng lL lf you change [obs move or buy anoLher properLy
2 ert|f|ed photo ID CerLlflcaLlon can be done aL Lhe osL Cfflce for 7 Lhe documenL can be
scanned and saved ln your folder lf lL's cerLlfled you'll noL have Lo send your orlglnal
anywhere
3 recent ut|||ty b||| 1hls ls used as proof of address (resldency) ?ou don'L need Lo keep
updaLlng lL as mosL people wlll accepL a blll from qulLe a few monLhs ago
4 our cred|t f||e 8anks use Lxperlan (CredlL LxperLcouk) so l would be advlsable Lo use
Lhem Lo 1he flle wlll cosL 2 Lo download and 6 a monLh Lo subscrlbe Lo keep lL ln check
?ou wlll be looklng Lo keep your credlL score above 800
3 9roof of |ncome Agaln alLhough everyone asks for 'Lhe lasL 3 monLhs' keep 3 or 4 pay sllps
ln your folder lf you're sLlll ln Lhe same [ob llkely someone wlll ask you for [usL Lhe laLesL
one
?ou preLLy much need a morLgage 'facL flnd' and Lhe Lhree documenLs below
1 hoLo lu (coples)
2 roof of lncome
3 roof of resldence

lf you keep Lhese ln a folder and how abouL dolng lL when you geL home LonlghL lnsLead of when an
opporLunlLy falls lnLo your lap? lL wlll save you geLLlng sLressed runnlng around Lrylng Lo flnd sLuff
hunL for paperwork and generally geLLlng ln a Llzz
Well happy lnvesLlng and l hope Lhls helps lf you need a nonbranded morLgage 'facL flnd' form leL
me know and l'll send you one across