10 QUESTIONS OF UNIVERSITY REQIREMENT

Q1: IDENTIFICATION AND DESCRIPTION OF THE COMPANY AND ITS ACTIVIYIES.

MENTIONED IN THE FIRST 10 PAGES OF REPORT

Q2: DESCRIPTION AND NATURE OF JOB PERFORMED BY STUDENT.

MENTIONED IN 14 & 15 PAGE OF THE REPORT

Q3: IMPORTANT IDEAS? SKILL LEARNT

IMPORATNT IDEAS AND SKILL BEING LEARNED THERE WERE A LOT SOME OF THEM ARE AS FOLLOWS: CAR FINANCING HOME FINANCING OPENING AND CLOSSING OF ACCOUNTS CASH INFLOWS AND OUTFLOWS PROCEDURE FINANCING TO THE INDUSTRIES FOR THEIR RAW MATERIALS AND MACHINERY CUSTOMER SERVICE

Q4: WHICH COURSES OF YOUR PROGRAMME WERE FOUND RELEVANT TO THE WORK IN THE COMPANY?
KNOWLEDGE OF EVERY KIND AND TYPE HAS USE TO BE IMPLEMENTED WHEN A PERSON ENTERS INTO A PROFESIONAL FIELD, SO I GUESS EVERY

SUBJECT HELPED ME OUT THERE, BUT VERY MUCH EFFECTIVE OR BEEN IN USE SUBJECTS WERE: FINANCIAL ACCOUNTING COST ACCOUNTING MATHEMATICS BUSINESS MARKETING

Q5: HOW DID YOU APPLY YOUR KNOWLEDGE FROM CLASSES? GIVE SPECIFIC EXAMPLES.
WELL FINANCIAL ACCOUNTING AND BUSINESS MARKETING WERE THE SUBJECTS THOSE WHO HELPED ME A LOT DURING MY INTERNSHIP, AS EVERY DEPARTMENT OF BANK WE USE TO DEAL WITH THE CUSTOMERS SO MARKETING STUDY HELPED ME A LOT WHILE PROVIDING SOLUTIONS TO CUSTOMERS IN A BETTER WAY. THE REPETITION OF CLASS PRESENTATIONS GROOMED ME AND STRENGTHEN THE INSIDE CONFIDENCE THAT HELPED ME WHILE DEALING TO UNKOWN PEOPLES OVER THERE. FINANCIAL ACCOUNTING HELPED ME A LOT TOO IN MAKING CASH VOUCHERS AND THEN TO ENTER THEM IN COMPUTER AND TO FILE THEM UP MANUALLY ASWELL.

Q6: WHAT WERE THE WEAKEST AREA OF THE PERFORMANCE OF THE COMPANY OBSERVED?
BANK AL-FALAH IS ONE OF THE MOST RAPIDLY EMERGING BANK IN HISTORY OF PAKISTAN AND HAS COME AS THE 5TH LARGEST BANK OF PAKISTAN IN NO TIME. TO FINF OUT ITS WEAKEST AREAS IS HARD JOB, SO THE ONLY WEAK POINT I HAVE OBSERVED THERE WAS THAT FOR EVERY FINANCING ISSUANCE THE DEPARTMENT STAFF IS COMPULSORY TO GET IT SIGNED BY

CHIEF MANAGER BRANCH CHIEF MANAGER AREA

WHEREAS, DEPARTMENT STAFF CANNOT APPROVE THE CASE BY DEPARTMENT MANAGER SIGNATUTRE OR CANNOT EVEN APPROVE WITHOUT ANY1 SIGNATURE OF BOTH ABOVE PERSONALITIES, DUE TO WHICH WORK GETS SLOW AS THESE TWO PERSONALITIES USE TO BE BUSY IN MEETINGS ALL THE DAY.

Q7: WHO ARE THE MAJOR COMPETITORS OF THE COMPANY? HOW WOULD YOU RANK THE COMPANY AGAINST ITS COMPETITORS?
THE MAJOR COMPETITORS OF BANK AL-FALAH ARE: STANDARD CHARTERED BANK ABN AMRO BANK UNION BANK HABIB BANK MCB BANK UBL BANK

Q8: WHAT ARE THE FUTURE PROSPECTS FOR THIS COMPANY IN YOUR ESTIMATION AND WHY?
IN MY OPINOIN ABNK AL-FALAH IS WILL SOON CAPTURE THE MARKET AND WILL BE A MATCHLESS BANK IN PAKISTAN AT ONE TIME AS ITS PROVIDING FACILITIESAND VALUABLE PRODUCTS TO CUSTOMERS, MOST OF ALL THIS BANK REALIZE THE IMPORTANCE OF ITS CUSTOMERS. AS ITS SAYS;

WE CARE Q9: WHAT PERSON DID YOU MOST ADMIRE IN THE ORGANIZATION? WHAT QUALITIES DID/SHE HAVE?
WELL IF TO SELECT JUST 1 PERSON OVER THERE THEN I WOULD SAY MR. KHURRAM ABBASS (CHIEF MANAGER BRANCH) IS THE MOST ADMIRING PERSONALITY AS HIS ALL STAFF ACCEPTS TOO. HE IS MOST ADMIRING PERSONALITY DUE TO HIS PERSONALITY KNOWLEDGE WAY OF COMMUNICATION WAY OF DRESSING DUE TO HIS POLITE NATURE

Q10: WHAT WOULD YOU RECOMMENDED TO IMPROVE THE COMPANYIN THE FOLLOWINGAREAS:
FINANCIAL/COST MANAGEMENT EMPLOYEE RELATIONS & DEVELOPMENT CONSUMER RELATIONS & MARKETING PRODUCT AND SERVICE GROWTH OF SALE & PROFITABILITY SOCIAL/ENVIRONMENT RESPONSIBILITY

1. FINANCE/COST MANAGEMENT
THESE SHOULD BE A WELL-ESTABLISHED SYSTEM FOR CORRECT RECORDING OF ACCOUNT TRANSACTIONS. IF POSSIBLE THE FINANCIAL REPORT LIKE TRAIL BALANCE MUST BE GENERATED DAILY TO ANALYZE ALL TRANSACTIONS CARRIED OUT BY ACCOUNT DEPARTMENT.

2. EMPLOYEE RELATIONS & DEVELOPMENT

IN MY VIEWPOINT, RESPECT SHOULD BE GIVEN TO SENIOR STAFF. THERE SHOULD BE LEARNING ENVIRONMENT FOR NEW COMERS TO MAKE IT A SUCCESSFUL ORGANIZATION.

3. CONSUMER RELATIONS & MARKETING

CROs SHOULD HAVE A PLEASANT PERSONALITY, GOOD COMMUNICATION SKILL, CONVINCING POWER AND VERBAL ABILITY IN LOCAL LANGUAGE IN ORDER TO BETTER GUIDE AND INSPIRE CONSUMERS.

4. PRODUCT OR SERVICES
THE HIGHER AUTHORITIES OF THE BANK SHOULD PLAN THE PRODUCTS AND SERVICES OF THE BANK IN SUCH A WAY THAT MOST OF THE PUBLIC EITHER LITERATE OR ILLETRATE CAN GET MAXIMUM ADVANTAGES FROM THEM.

5. GROWTH OF SALES & PROFITABILITY

THE BANK SHOULD OFFER INCENTIVES TO THE BANK EMPLOYEE ON THEIR BEST SALES TO INCREASE THE SALES AND PROFITS OF THE BANK. BEST PACKAGES SHOULD BE OFFERED TO CONSUMERS FOR IMPROVING THE SALE OF THE BANKS PRODUCT AND SERVICES.

6. SOCIAL/ENVIRONMENTAL RESPONSIBILITY
THE BANK SHOULD TRY TO RECONSIDER THEIR LOAN POLICIES IN SUCH A WAY THAT THERE SHOULD BE NO INTEREST ON DIFFERENT LOANS AS IT IS AGAINST OUR RELIGIOUS AND SOCIAL NORMS.