The Michigan Banner August 16 2012 Edition

Volume
9 Number 16
The Michigan Banner First Great Lakes Bay Regional Newspaper
August 16, 2012
Leading in Diversity
Empowering Communities and Changing Lives
Disability Network Mid-Michigan - Page 2
Peter Ohene Kyei Page 3
Jim Murray Page 7
Top - L-R Kelly Blanck, Saginaw County System of Care Technical Assistance Coordinator, Wardene B. Talley, Saginaw System of Care Program Director
Taking the Barriers Down Through Excellence

Recently, the Saginaw County System of Care staff came together with attendees from all different points of the nation in Orlando, Florida, to pursue innovative and proven approaches for improving outcomes for youth; with severe emotional disorders and their families. Saginaw System of Care (SOC) expands the availability and access to individualized, culturally competent, and family-driven services and supports.
Honorable M. T. Thompson Page 9
Page 2
August 16, 2012
Youth Employment and Recreation Program Formed in Saginaw

SAGINAW Disability Network of Mid-Michigan has received a grant from the Michigan Department of Natural Resources and the Michigan Economic Development Corporation, to provide an at-risk youth employment and outdoor recreation program in the city of Saginaw. Disability Network of Mid-Michigan, in partnership with several area agencies and non-profits, will employ young people, ages 16-19, who qualify for the free school lunch program in the city of Saginaw. During the summer, eligible youth will spend 20 hours per week participating in pre-employment training, career planning, leadership, skill building, work experiences, and outdoor recreational opportunities. After school starts, the youth will work 12 hours a week plus 8 hours on one Saturday per month. Community Partners for this employment and recreation project include: Parishioners on Patrol, S.T.R.I.V.E, Victorious Believers Ministries, the Mexican-American Council, The Michigan Banner, and Bay City State Park. Disability Network became the lead partner in this program because of our commitment to helping young people prepare for career, for college, and for living independently, said David Emmel, Executive Director at Disability Network of Mid-Michigan. We know there is a well-established correlation between poverty and disability. With nearly four in ten people in the city of Saginaw living below the poverty level, this program offers an opportunity for us to empower youth with disabilities and to help them transition successfully into adulthood. Summer jobs are an important component in the process of preparing todays students and young adults for tomorrows workforce, said Terri Cady, Director of Community Outreach and Education at Disability Network. Meaningful employment helps young people develop the work habits, attitudes, and skills needed for continued success in work and in life. This is an exciting opportunity for the Saginaw community, said Pastor Larry Camel of Parishioners on Patrol. These experiences will teach young people about work ethic and about employer expectations. In addition, the program will provide participants with knowledge and skills that will enable them to make positive, life-long contributions to the Great Lakes Bay region and the economy. For more information about the program, contact Disability Network at 989-835-4041.
This is my YEAR!
Dr. Fenobia I. Dallas, Saginaw Valley State University with youth of Disability Network of Mid-Michigan
Youth of Disability Network of Mid-Michigan getting started
Youth of Disability Network of Mid-Michigan learn tackle crafting at Bay City State Park
Youth of Disability Network of Mid-Michigan 9 11 age group
1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
August 16, 2012
Page 3
The Michigan Banner

1400 W. Genesee Saginaw, MI 48602 989.753-3475 publisher@michiganbanner.com Office Hours: Monday Friday 9 a.m. 5 p.m. Publisher Jerome Buckley Senior Editor R. L. Buckley Circulation & Distribution: Staff Marketing & Sales Staff Sales Staff Mission: The Michigan Banner operates and serves as a print and online media venue committed to educating, informing and enlightening our readership regarding events and news that directly and indirectly affect the communities regionally and globally. Furthermore, to serve as a catalyst and a link for cultivating young adults as entrepreneurial and business leaders for the future. Disclaimer: The Michigan Banner and its staff are not responsible and will not be held liable for any mistakes, error, misspellings and false advertisements in part or whole that may be placed within its publication. Articles, information or comments printed in the newspaper are not necessarily the views or beliefs of The Michigan Banner newspaper. The Michigan Banner reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of the newspaper. Deadlines: 2 weeks before each publication date of the 1st and 16th of each month Submission Procedure: Mailed or e-mailed Preferred format: Jpeg or PDF www.themichiganbanner.com Facebook.com/themichiganbanner Twitter.com/MichiganBanner Blog: www.themichiganbanner.wordpress.com Michigan Banner Classified Call 989-753-3475 or go online at themichiganbanner@gmail.com
African Educator to Address SVSU August Graduates

The leader of an African university will speak to Saginaw Valley State University graduates during Commencement exercises Monday, Aug. 20 at 7:30 p.m. in ONeill Arena. Peter Ohene Kyei, rector of Pentecost University College in Ghana, will deliver the address. The graduating class consists of 214 individuals expected to complete degree requirements who have indicated that they intend to don regalia and march in the ceremony. In all, 281 students are expected to graduate, including 195 who will receive bachelors degrees, and 86 who will receive masters or education specialist degrees. As is tradition, SVSU President Eric R. Gilbertson will congratulate Peter Ohene Kyei each graduate in both ceremonies as he or she crosses the stage. Kyei has served as rector, the highest ranking academic official, at PUC since 2008. The African university opened with 171 students in 2005. During his tenure, enrollment rapidly has grown to more than 3,800 students, resulting in a significant expansion of the colleges programs and facilities. Under Kyeis leadership, PUC has developed relationships with several universities in the U.S., including SVSU, as well as in Great Britain, Germany, India and Israel. PUC also has hosted guests from abroad, including SVSUs President Eric Gilbertson, who delivered the Commencement address to PUC graduates in October 2011. Prior to his position at PUC, Kyei spent 20 years as an academic and administrator at Kwame Nkrumah University of Science and Technology, one of Ghanas premier universities, where he served as a senior lecturer and head of geography and rural development as well as holding a place on the academic board of the university. Kyei currently serves as a council member of Christian Service University College in Kumasi. With a primary research interest is in decentralization and poverty alleviation in rural Ghana, Kyei also has undertaken field research in local government and development. In addition to publishing many academic papers and book chapters in peer-reviewed academic journals, Kyei has co-authored a book, NGOs and the State in the 21st Century: Ghana and India, and presented papers at local and international conferences. Currently, he is a member of the Development Studies Association of UK and the Ghana Geographical Association. Kyei completed a bachelors degree in geography with economics at the University of Ghana, a masters degree in regional planning at Kwama Nkrumah University of Science and Technology, and a Ph.D. at Durham University, the third oldest university in England.
Thank you to all of our readers, advertisers, and sponsors for sharing in the vision of Empowering Communities and Changing Lives The Michigan Banner
Guest Editorial .....................................................................................Page 9 Business ..............................................................................................Page 13 Health...................................................................................................Page 17 Praise Connections ..............................................................................Page 22
In This Issue
Page 4
August 16, 2012
New Production to Meet Growing Demand for Technology to Harness Power of the Sun
Midland- The Dow Chemical Company (NYSE:DOW) announced recently that it has begun production in Thailand for ENLIGHT Polyolefin Encapsulant Films for use in photovoltaic solar panels. Were thrilled to have this capacity come on stream, said Jerry Pritchett, Global Business Director for the Performance Plastics Photovoltaic business. Market demand for these innovative encapsulant films remains very strong, and this new production capacity will enable us to meet the needs of this fast-growing sector. The Map Ta Phut, Thailand site is a stateof-the-art manufacturing operation that allows Dow to double global production capacity immediately. Dow is also constructing a third manufacturing site for this film in Schkopau, Germany, which will also bring additional capacity. Dow has had a production facility in Findlay, Ohio, since December 2010. The Map Ta Phut operation has been built with the latest energy efficiency techniques and supports our strategy to further enhance and expand our presence in Thailand, said Jirasak Singmaneechai, Thailand Country Manager. The new production facility has created approximately 35 new jobs, which brings the total number of employees in Thailand to close to 1,000, nearly doubling the number of people working there in the past four years. Thailand is home to Dows largest manufacturing operations in the AsiaPacific region. Dow has had a presence in Thailand for more than 45 years, and has operated manufacturing sites there since 1978. Dow is dedicated to finding technologies that harness the power of the sun and bring energy to use in many different ways through solar farms, through rigid and flexible photovoltaic solar modules, and more. In addition to ENLIGHT Encapsulant Films, Dow also makes ADCOTE Solvent-based Adhesives and MOR-FREE Solventless Laminating Adhesives for backsheet products, electronic materials used to make photoelectric cells, polyglycol heat transfer fluids, and DOW POWERHOUSE Solar Shingles for residential use. About Dow Dow (NYSE: DOW) combines the power of science and technology to passionately innovate what is essential to human progress. The Company connects chemistry and innovation with the principles of sustainability to help address many of the worlds most challenging problems such as the need for clean water, renewable energy generation and conservation, and increasing agricultural productivity. Dows diversified industry-leading portfolio of specialty chemical, advanced materials, agrosciences and plastics businesses delivers a broad range of technology-based products and solutions to customers in approximately 160 countries and in high growth sectors such as electronics, water, energy, coatings and agriculture. In 2011, Dow had annual sales of $60 billion and employed approximately 52,000 people worldwide. The Companys more than 5,000 products are manufactured at 197 sites in 36 countries across the globe. References to Dow or the Company mean The Dow Chemical Company and its consolidated subsidiaries unless otherwise expressly noted. More information about Dow can be found at www.dow.com.
Solutionism Stories Infrastructure & Transportation

So many factors impact our quality of life. Thats why Dow creates real and diverse solutions in transportation, infrastructure, construction and water for individuals, businesses and communities around the world. Whether its cleaner water, increased energy efficiency or safer, more comfortable transportation, Dow uses industry knowledge and advanced scientific capabilities to deliver solutions that help make your life better from the ground up.
Dow Olympic Stadium Wrap First of Its Kind

When London 2012 wrapped up, the iconic fabric wrap that surrounds the Olympic Stadium will live on. The Dow Chemical Company (NYSE: DOW), the Official Chemistry Company of the Olympic Games, announced a partnership with leading UK building and development charity Article 25 and recycling company Axion Recycling to repurpose the entire stadium wrap. Dow said its textile wrap panels are slated for recycling and reuse projects in the UK, and shelter solutions for at-risk children in Uganda and Rio. The Michigan Banner 1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
August 16, 2012
Page 5
Memories
Memories
Page 6
August 16, 2012
believe. do.
At AT&T we believe in communities. Thats why we do what we do. Like striving to connect people with good jobs, donating our time and talent, supporting the underserved, and promoting innovative educational programs. Because we believe the power of you creates limitless possibilities for us all.
Thats why we proudly support the Michigan Banner.
2011 AT&T Intellectual Property. All rights reserved.
August 16, 2012
Page 7
Public Policy Update Public Policy Update

Dear Friends: Dear Friends:
This years Michigan summer is unfortunately soon coming to an end. I hope that you were able to enjoy Michigan unfortunately soon coming to an friendshope that This years Michigan summer is and enjoy time with your family, end. I and colleagues whether Up North, on and enjoy time with your family, friends and you were able to enjoy Michigan a golf course or cheering on the Tigers. colleagues whether Up North, on a golf course or cheering on the Tigers. Summer, of course, is the busy time in communities all across Michigan with festivals, events, fairs and vacationers. Like many of all across Michigan with Summer, of course, is the busy time in communities you, AT&T Michigan has made the events, fairs and vacationers. Like many of you, AT&T Michigan has festivals, most of what our communities have to offer by participating in great events the over our what our communities have to offer by participating in great made all most of state. events all over our state. Ive taken a couple of minutes to outline just a few of the activities weve enjoyed working with couple of minutesincluded a just a few of the activities weve enjoyed Ive taken a this summer and to outline quick update on enhancements made Jim Murray to our communications networkincluded a quick better keepenhancements made working with this summer and this summer to update on your friends, family President AT&T Jim Murray and co-workers connected. to our communications network this summer to better keep your friends, family Michigan President AT&T and co-workers connected. Michigan Thanks for taking a minute to read this and enjoy the rest of your summer. Thanks for taking a minute to read this and enjoy the rest of your summer. Sincerely, Sincerely, Jim Murray President AT&T Michigan Jim Murray President AT&T Michigan
Donated used cell phones help for Soldiers Drive to Collect Cell Phone connect military families Donated used cell phones help connect military families As part of its sponsorship of this years Bay City th Fireworks its sponsorship of this years Bay City its As part of 50 Anniversary Festival and in line with th long-standing mission of connecting memberslineour nations Fireworks 50 Anniversary Festival and in of with its military with their loved of connecting members of our nations long-standing mission ones back home, AT&T conducted a Cell PhonestheirSoldiers drive in home, AT&Tgrounds of a military with for loved ones back July on the conducted the festival. for Soldiers drive in July on the grounds of Cell Phones the festival. Started in 2004, Cell Phones for Soldiers uses funds from recycledin 2004, Cell to buy prepaid phoneuses funds from Started cell phones Phones for Soldiers cards for active duty military members, helping them phone cards for active recycled cell phones to buy prepaid connect them with their families. AT&T and its customers have supported Cell their duty military members, helping them connect them with Phones for Soldiers its customers havepast six years, AT&T families. AT&T and since 2007. In the supported Cell has donatedSoldiers since 2007. In the past six years, AT&T Phones for more than $4 million and distributed more thandonated more than $4 million and distributed more has 600,000 AT&T prepaid calling cards to servicemen and women overseas. than 600,000 AT&T prepaid calling cards to servicemen and women overseas. We were absolutely thrilled to have AT&Ts participation in this years festival and even more so with this great effort to benefit veterans and their families, saidin this years festival and evenBay City with We were absolutely thrilled to have AT&Ts participation Doug Clark, president of the more so Fireworks effort to benefit veterans and theirenjoy the fireworks, they were able to of the Bay City 4th this great Festival. As families came out to families, said Doug Clark, president celebrate the of July by Festival. our families came out to enjoy the fireworks, they were able to celebrate the 4th Fireworks helping As troops, too. of July by helping our troops, too.
Drive to Collect Cell Phone for Soldiers
___________________________________________________________________________ ___________________________________________________________________________
Page 8
August 16, 2012
Diversity Training at Central Michigan University
Diversity
Y OPPORTUNIT
and solve problems
is the
le who with peop and work to interact
CALENDAR
AUGUST
29, 2012
Join us on Warriner Mall to get to know resources on campus! Registered Student Organizations, departments, offices and local businesses will all be there to share information and free giveaways.
2012-2013 EVENTS
RLD VIEW THE WO Y.

ons. l the soluti Imagine al
~Denise ONeil Green, nt Associate Vice Preside ty for Institutional Diversi
GET ACQUAINTED DAY
DIFFERENTL
HISPANIC HERITAGE MONTH
Celebrate the contributions of Hispanic/Latinos in America. Come try delicious Latin cuisine or learn how to salsa dance. Make sure to check out the keynote speaker who will share a unique viewpoint on current events in the United States.
SEPT. 15 THRU OCT. 15, 2012
The Office of Diversity Education (ODE) assists in fulfilling the universitys goal of increasing respect and understanding for people of diverse backgrounds and cultures. Center staff members coordinate and develop diversity training, assist faculty with curricular and pedagogical changes that promote diversity, facilitate discussion groups, and sponsor speakers, exhibits and other events. ODE also coordinates two curricular programs: Intergroup dialogue is designed to help students develop an understanding of people whose backgrounds are different from their own and to develop skills to communicate across social differences. The Recognition of Cultural Competency encourages students to take more than the required courses on cultures either within or outside of the United States by providing a notation on their transcript signifying that they have achieved a higher than usual level of cross-cultural awareness and knowledge. All of these activities are designed to promote an understanding of and respect for the experiences and perspectives of others. Since diversity is part of CMUs mission, these activities also help cultivate personal and academic integrity by examining ways in which all of us can take responsibility for achieving CMUs goals and mission. For more information regarding the Office of Diversity Education, call 989-774-7318. Dr. A. Ulana Klymyshyn, Immediate past Director Office of Diversity Education Dr. Traci L. Guinn, Interim Associate Vice President Institutional Diversity
Mult
ic
ra ultu
l ac
ade
Mic
stud
ser ent
vic
v es Bo
ee u
c 11
2 (98
9) 77
45 4-39
8-12, 2012
OCTOBER
Coming Out Week is a time full of celebratory and educational events celebrating the coming out experience of LGBTQ individuals and allies.
COMING OUT WEEK
NATIVE AMERICAN HERITAGE MONTH

Native American Heritage Month offers organized cultural events for the CMU campus and surrounding community which include, speakers, panels, classroom presentations, workshops, and a food taster. November was nationally proclaimed Native American Heritage Month in 1992.
NOVEMBER
2012
nativ
e aM
erica
n pr
oGr
aMs
Bove
e uc
110 (9
89) 7
74-25
08
NOVEMBER
2012
UNIFIED HOLIDAY CELEBRATION
What holidays do you celebrate? See some of the traditional holidays that CMU students celebrate through songs, dances, and other performances at this annual event.
c ee u Bov ices serv eer u er q end nsG l tra xua Bise Gay ian lesB
7 -363 ) 774 (989 110
MARTIN LUTHER KING JR. DAY
Honor the legacy and work of Dr. Martin Luther King, Jr. at our annual peace brunch. Join us in the afternoon for our annual peace march through CMUs campus where we end in downtown Mount Pleasant for a candlelight vigil.
JANUARY
21, 2013
offic
e of
FEBRUARY
dive rsity educ atio n
2013
African-Americans have contributed a lot to the foundation of our country. Hear about contemporary issues in the African-American community from our keynote speaker, or join us for a little soul food at our annual food taster.
BLACK HISTORY MONTH
Bove
e uc
110 (9
89) 7
74-7
318
ASIAN PACIFIC AMERICAN HERITAGE MONTH

9) 77 4-15 85
pre-c
olle
G e pro
raM
ear s: G
up a
rd pwa nd u
Bou
nd B
ov
11 ee uc
0 (98
Many unique and wonderful things come from Asian culture. You could try out a new food or learn a new exercise like yoga or tai chi. Dont forget to see our keynote speaker who will share about current Asian-American issues.
MAR. 15 THRU APR. 15, 2013

PRIDE WEEK
8-12, 2013
CMU POW WOW
APRIL
Pride Week is a time for the students, faculty, and staff of CMU to celebrate the LGBTQ community and the diversity within. The week includes guest speakers, education, celebration, and the annual Drag Show.
Insti for tutio nal D ivers ity

Exc elle nce
W a r r i n e r
off
ice
thr
oug h
The Central Michigan Celebrating Life annual Pow wow is held in the spring of every year to celebrate the new beginning of life and to share Native American culture and traditions with the CMU campus and surrounding community through featured dancers, singers and craft vendors.
MAR. 23 THRU MAR. 24, 2013
inc
lus
H a l l
ion, list en
3 1 9
und
( 9 8 9 )
ers
tan
7 7 4 3 7 0 0
d, a pp
rec
iate
MONTHLY
A semi-monthly presentation series that provides members of the campus community and the greater Mt. Pleasant area an opportunity to hear a substantive presentation on a diversity-related topic over a free lunch of soup and bread.
SOUP & SUBSTANCE
Go to: www.cmich.edu/Institutional_diversity.htm to find out how you can help us in our efforts to create an environment of inclusiveness.
August 16, 2012
Page 9
Guest Editorial
Saginaw Must Invest in Drug Education and Crime Prevention Programs to Stop the Violence
By Hon. M.T. Thompson, Jr. Saginaw County District Court Judge First, a preliminary comment about Saginaws gang and youth crime problem. You save a community from the inside out not from the outside in. The African American Community must accept primary responsibility for stopping the violence in our community. We need help from our friends. But, our friends must stop trying to superimpose their analysis, plans and programs for saving us on us. They have little, if any, appreciation for the internal dynamics of the African American Community or the psychic damage suffered by many of our children and young adults who have given up on the American Dream and believe that gangs, drugs and violence are their only option. This problem requires leadership that understands not just what Saginaw looks like from the top down, but what it looks like from the bottom up. I understand most of the sociological reasons as to why crimes are committed and we must continue our efforts to eradicate them. However, before we can proceed with our efforts to eliminate poverty, substandard housing, inadequate education, etc., we must stop the violence. Our first priority must be to make Saginaw a safe place to live, work and raise our children. We must get rid of the criminals who are committing the shootings, murders, and other assaults in our community. We must face some harsh realities. The youth crime problem which has won Saginaws spot on the FBIs list of the ten most violent cities in America is essentially a problem of black criminals preying upon black victims. Look at the race and age of the shooters and victims in Saginaw so far this year. From January through July, 25th there were 17 homicides. (This includes those listed by the police as justifiable and accidental.) Fourteen of the victims were black males. Only four of them were 30 years old or older. During this same period, there were an additional 70 shootings in the City of Saginaw. Fiftyfive of the 70 victims were black males and 8 were black females. In 2011, 10 of the 12 homicide victims were black males. Simply put, the victims of violent crimes in Saginaw are black. Tragically, our crime problem is aided and abetted by black people who say Its none of my business or I am not a snitch. When the police come nobody will admit to seeing anything or serve as a witness. We cannot get rid of the criminals who are terrorizing our community unless we summon the courage to identify and testify against them. There is no other way. Its time to man up. Let me say a word about our police. I understand the lack of trust and confidence a lot of us have in the police and why we dont cooperate with them. The Milton S. Hall shooting touched a raw nerve. It reminded us that historically the police have had black blood on their hands. I believe that the majority of our current police officers are good, decent and honest men and women who are committed to justice for all. However, they must abandon their dont snitch on blue code and help us identify and get rid of those who are not. We must also demand a professional police department which understands the different socio-cultural perspectives of the community it serves. A police department whos command structure and composition reflects the community it serves. This is the only way to establish the type of relationship we need between the police department and the African American community. We Must Restore Our Childrens Belief In The American Dream Finally, we cannot solve Saginaws youth crime problem without understanding the frustration, hopelessness and desperation that fuels gang members, drug use and violence. In many cases it boils down to how young African American adults see their future and life options. Let me explain. When I graduated from Saginaw High, a young African American male had four basic options: (1) General Motors; (2) the armed services; (3) college; or (4) prison. During my senior year at Saginaw High, we were summoned to the office to meet with a General Motors representative. We were told that we were being put on coop and that we would be released from school early to go to work. For the rest of my senior year, I went to school in the morning and then to work for General Motors. At that time, you could make more working for General Motors than you could make teaching school. SEE P 10, Saginaw Must
Page 10 From P 9, Saginaw Must The majority of my classmates retired from General Motors and everybody assumed that their sons and grandsons would too. As a result, many of us did not consider any other option or prepare our children for anything else. There was no need to worry about the quality of our local schools or their failure to educate our children, Generous Motors was waiting. It hired all of our school drop-outs and educational failures. Nobody anticipated plant closings, downsizing or outsourcing. Our number one employment option disappeared right in front of our eyes. The armed services and college options have also been significantly reduced. For the last several years, the armed services have been downsizing. During the 1960s, 70s and 80s, many colleges and universities were actively recruiting minority students and financial aid was available. College was a realistic option. Since that time, we have witnessed a growing hostility to affirmative action. Most colleges have discontinued their minority admissions and support programs. As a result of these lost opportunities, Saginaw has witnessed a growing street force. It consists of those young adults who historically would have been employed by G.M., or went to the army or college. This street force spends most of its time just hanging out. Many of these young adults have tried so often and failed so many times that they have given up hope. They have rejected the American Dream of getting ahead by getting a good education and working hard. They see that the American Dream did not work for their relatives or other members of their community and they have no reason to believe it will work for them. They have adopted the defeatist mentality that some things are simply beyond their reach. They hang around
The Michigan Banner First Great Lakes Bay Regional Newspaper temptation all day long with nothing to do and eventually they get pulled into gangs, drugs and crime. Most of these young adults are illiterate, have no job skills and cant pass a drug test. Even if they wanted to go back to school, all the local school districts have discontinued their adult education programs and there is no place to go for a free GED. Those who have a high school degree cant do college work. If you catch a criminal case its over. Most of the local employers will not hire anyone with a felony conviction. Approximately one-third of the African American men in this country have a felony conviction. If these men are permanently locked out of the legal job market, what options are left? They are not going to quietly starve to death on the street corner. We need a free GED program, employers to reconsider their employment practices and policies and a criminal record expulsion statute which will allow felons to earn their way back into the job market. Saginaw Must Invest In Drug Education And Crime Prevention Programs Drug education and crime prevention programs are the only way to stop the flow of young adults into the street force. A few years ago, we developed a drug education and crime prevention program specifically for distressed communities with a youth crime problem. Communities like Saginaw, Flint, Pontiac and Detroit. It is designed to stop the violence and restore our childrens faith in the American Dream by providing: (1) Character Training. It teaches children and young adults why and how to make the right choice every time they are confronted with the temptations of gangs, bullies, violent crimes, drugs, alcohol and other destructive behavior.
August 16, 2012
(2) Role Models. It exposes children and young adults to successful men and women who grew up in the same type of neighborhood and who successfully faced the same types of challenges and temptations that they face. Children and young adults need positive examples to emulate. (3) Positive Influences. It exposes children and young adults to other stimuli and experiences that can enhance their growth. Our published curriculum is set forth in Making Choices And Facing Consequences: Gangs, Bullies & Violent Crimes, Volume I and Making Choices And Facing Consequence: Drugs And Alcohol, Volume II. The program has been formally endorsed in writing by the Saginaw County Police Chiefs Association, the City of Saginaws Police Chief and three local Saginaw County school superintendents, to name but a few. No other local drug education and crime prevention program can make this claim. Major pilot programs using this curriculum and involving hundreds of students were conducted in Saginaw and Pontiac in 2008, 2010 and 2012. The pilot programs were sponsored by the faith-based community and were called Project Future. Professional Psychological & Psychiatric Services, III, Delta College and Oakland University each conducted comprehensive studies of the students who participated in these pilot programs and issued written outcome reports. All three studies confirmed the effectiveness of the program and the fact that it reduced the likelihood of program participants engaging in gang related activities, bullying and violent crimes. It also reduced the use of drugs and alcohol. No other local drug education and crime SEE P 11, Saginaw Must
August 16, 2012 From P 10, Saginaw Must

MAKING CHOICES AND FACING CONSEQUENCES:
Page 11
MAKING CHOICES AND FACING CONSEQUENCES:
prevention program has been subjected to this type of scrutiny. The authors of the program received both the Saginaw Branch NAACPs 2010 Community Service Award and the State Bar of Michigans prestigious Champion of Justice Award. We believe that if you place a loving and caring adult volunteer in the life of a young adult and give that adult the right tools to work with you can change the direction of that young adults life. We believe that Making Choices And Facing Consequences is such a tool and can help stop the violence.
GANGS, BULLIES & VIOLENT CRIMES

By: Hon. M.T. Thompson, Jr. Prof. Monica R. Nuckolls
Drugs And Alcohol

By: Hon. M.T. Thompson, Jr. Prof. Monica R. Nuckolls
A Drug Education And Crime Prevention Program, Volume I
A Drug Education And Crime Prevention Program, Volume II
Saginaw NAACP Honorees Announced

The Saginaw County Branch of the National Association for the Advancement of Colored People (NAACP) will hold its 42nd Annual Freedom Fund Banquet on Sunday, September 23, 2012, 6 p.m. at the Horizons Conference Center, 6200 State Street in Saginaw. The theme this year is NAACP: Your Power, Your Decision - VOTE. Four individuals will share in the honors during the 42nd Annual Freedom Fund Banquet; they are Eric R. Gilbertson, President, Saginaw Valley State University; Christina Jones, former President and Chairperson, Houghton Jones Neighborhood Task Force; Rev. Dr. Marvin T. Smith, Pastor, Mount Olive Institutional Missionary Baptist Church; and Ronald S. Spess, retired President/CEO, Saginaw County Youth Protection Council. The Saginaw winners of the 34th Annual National Afro-Academic, Cultural, Technological, and Scientific Olympics (ACTSO) Competition will also be recognized during the program. The keynote speaker for the banquet will be Hilary O. Shelton, Director of the Washington Bureau & Senior Vice President of Advocacy, National Association for the Advancement of Colored People (NAACP). The Washington Bureau is the Federal legislative and national public policy division of the NAACP headquartered in Baltimore, Maryland. In this capacity, Hilary O. Shelton is responsible for advocating the federal public policy issue agenda for the 500,000- member, 2,200-membership unit civil rights organization. His government affairs portfolio is expansive and includes having played an integral role in the crafting and final passage of such crucial federal legislation as the Civil Rights Act of 1991. He was also instrumental in ushering through to passage, The Civil Rights Restoration Act, The Violence Against Women Act, The National Voter Registration Act, The National Assault Weapons Ban, and the Reauthorization of the Voting Rights Act. Hilary O. Shelton holds degrees in political science, communications, and legal studies from Howard University in Washington, D.C., the University of Missouri in St. Louis, and Northeastern University in Boston, Massachusetts, respectively. The 5 p.m. opening business reception will recognize long time elected officials from the Saginaw area. Tickets to the 42nd Annual Freedom Fund Banquet are $60.00 for adults, $30.00 for youth 13 and under. Tickets may be obtained by calling the Saginaw County NAACP branch office 989.752-0614. The President of the Saginaw Branch of the NAACP is Leola Wilson. The Freedom Fund Banquet is chaired by Odail Thorns. The NAACP, founded in New York in 1909 and headquartered in Baltimore, Maryland is a 501(c) 3 entity comprised of seven regions representing 49 states, five countries and the District of Columbia. The NAACP ensures the political, educational, social and economic equality of minority group citizens through democratic processes.
Never Quit. Never Give Up. Gabby Douglas, Olympic Gold Medalist
Page 12
August 16, 2012
August 16, 2012
Page 13
Business & Financial

How to calculate your Debt Coverage Service Ratio
By Gregory L. Davis, Sr., MBA Lets talk about a common misunderstanding made by borrowers when researching and applying for a commercial mortgage loan is how they calculate Net Operating Income (NOI). Many borrowers do not realize that commercial lenders use actual expenses plus anticipated holdbacks (i.e. vacancy rate, repairs and maintenance, management, etc.) Holdbacks can also be thought of as unexpected or anticipated future expenses. What many commercial mortgage borrowers forget, and the commercial mortgage underwriter does not, is that the expenses and holdbacks are a necessary factor should the property go into default. These are expenses and possible costs that will affect not only how the loan is repaid; but, how the property will be managed should the property come back to the lender through default. Lets use a basic example of how a commercial mortgage lender is going to calculate DSCR using the holdbacks. The holdbacks in this example are in italics, while these are not direct expenses that are paid out, they are deducted from the Gross Income. Gross Rent 1,000,000 Other income 0 Annual Gross Income 1,000,000 Less 5% Vacancy 50,000 Effective Gross Income 950,000 Property Taxes 10,000 Maintenance 2,000 Insurance 2,000 Utilities 2,000 Janitorial Service 2,000 Less 5% Mgt Reserve 50,000 Total Operating Expenses 68,000 Effective Gross Income 950,000 Less Total Operating Expense 68,000 Net Operation Income (NOI) 882,000 Now that you have the Net Operating Income (NOI), then you need to determine the Debt Service. Debt Service is simply the amount of the commercial mortgage See P14, How to calculate
DSCR = NOI/Total Debt Service
STANDARD LOAN GUIDELINES FOR ALL LOANS
ACCEPTABLE PROPERTY TYPES

Apartment (5-20 Units) Apartment (21+ Units) Auto Services Bed & Breakfast Campground / RV Park Carwash Church Condo Conversion Convenience Store with Gas Day Care Center Dry Cleaner Educational Center Equipment Financing Funeral Home Gas Station Golf Course Health Care / Assisted Living Hospital Hotel Condo Hotel / Motel Investment Condo Laundromat Light Industrial Mixed Use Mobile Home Park Multi Family (2-4 Units) Multi Family (5+ Units) Office Office Condo Parking Garage Restaurant Retail Rooming House Self Storage Single Family Residence Townhome / Residential Condo Warehouse
lOAN to VAlUES:
65-75% LTV all Properties 80% LTV for Multi-Family Purchases in Tier I & Tier II areas Only
INTEREST RATES:
3.75 6% Interest Average 8.99 11% Bridge Loans/Hard Money
PREPAYMENT PENAlTY:
5% Declining; 5% 1st yr., 4% 2nd yr., 3% 3rd yr., 2% 4th yr., 1% 5th yr.
TERMS:
5, 7 and 10 year Terms
AMORTIZATION:
25-30 years
ASSET BASED:
No Personal Guarantee Must close in LLC. Non-Credit Score Driven
E AC H l O AN M U S T Q U Al I F Y O N I T S OWN MERIT
Page 14
August 16, 2012
By Cal Talley President/CEO The Growth Coach Great Lakes Bay Region Real leadership is rare; micro-management is all too common. Business owners, please stop trying to play every instrument yourself and start conducting the orchestra. If you dont conduct your team, who will? As a strategic business owner, your primary aim should be to develop a self-managing and systems-oriented business that still runs consistently, predictably, smoothly, and profitably while you are not there. You should shape and own the business system and employ competent and caring employees to operate the system. You should document the work of your business so that you can effectively train others to execute the work. You must make yourself replaceable in the technical trenches of your business. To repeat, define and document the specific work to be done and then train and delegate. Dont suffocate the talents and growth of your employees. Dont be a super-worker, be a supervisor! Stop the Ill do it myself and No one does it as well as I do attitudes. Learn to delegate. If someone else can do something 80-90% as well as you, give it up! Do not spend a dollars
Be a Leader, Not a Doer

worth of time on a dime task. Know your areas of brilliance and delegate most everything else. Do those things that only you can do as the owner and delegate the rest. You need to free up time to do leadership activities that make the business vision a reality. However, be sure to delegate, not abdicate or dump. Stay in touch with the person and their progress. To help with delegation, you must have the work to be done well defined. You cannot delegate non-specifics. Next, you must adopt the attitude that your time is valuable and learn to discriminate between various activities. Before doing a task, ask, Does this task lead directly to increased profits, significantly reduced costs, improved customer satisfaction, or to me building a better business? If it doesnt, dismiss the task or delegate it. Or ask, Is this task worth $100-$200 per hour? If not, find someone else internally or externally to do this task at a cheaper rate. You must realize that your leadership thoughts and actions (building systems, leading, planning, holding people accountable, coaching other leaders, etc.) are worth at least $200 per hour. If not, you will never learn to be effective at delegation. By all means, get out of the way of your managers and workers. Dont meddle. Instead of doing their jobs, help them to clarify their roles, responsibilities, goals, and tasks and then simply hold them accountable for getting things done. Be sure to monitor your employees performance; dont try to control them. Coach more and play less in the actual game. Once they demonstrate competency and character, give your employees the authority to make things happen. Let them do their jobs. Let them tackle stuff on their own and come to you only when they need further guidance. Instead of micro-managing the process, manage by results. If you set up your systems correctly and train properly, you will be able to manage by numbers and on an exception-only basis. I imagine and hope that you are paying your employees and managers good money to do their jobs. If so, get out of their way and let them perform. If you arent paying adequate wages, beware! If you pay peanuts, then expect to attract monkeys. Leadership is less about doing, more about thinking, planning, and overseeing what others do. You are to create jobs, not work a job.
FROM P 13, How to calculate loan payment in P&I (principle and interest) only. As you can see from the example above the taxes and insurance are included when determining the NOI. Example of Debt Service Commercial Mortgage Loan: $5,000,000 First Mortgage Interest Rate: 5.5% Term: 30 Years Monthly P&I Payment: $28,389 Debt Service (Annual Payments) = $340,673 Now we have all the parts of the puzzle, lets calculate the Debt Service Coverage Ratio (DSCR): DSCR=NOI/DS
DSCR = $882,000 / 340,673 DSCR = 2.58% So what does this all mean? In this case, this shows a commercial mortgage underwriter and lender that the cash flow generated by the property covers the new commercial loan payment by 2.59x. Now as you look at this example, if the DSCR is 1.0 then you can presume the property generates enough revenue to break even. If the number is negative (i.e. -1.2) then that will alert the commercial lender to a net operating loss. I hope this has given you an overview of : 1. What DSCR means and, 2. .How to calculate your Debt Service
Coverage Ratio Contact Senior Commercial Capital to discuss the commercial mortgage process and the available commercial lending packages available for purchases, refinance, construction and more. Contact Gregory L. Davis, Sr. MBA CEO/President/Founder Senior Commercial Capital, LLC. greg@seniorcommercialcapital.com or Call Mr. Edward Chapman, COO/ Exec VP. MI-Branch echapman@seniorcommercialcapital.com 800-871-2756 Ext. 11 www.seniorcommercialcapital.com
August 16, 2012
The Michigan Banner First Great Lakes Bay Regional Newspaper It gives me great pleasure to write a note of congratulations regarding the continued success of the Michigan Banner during a struggling economy. It is an excellent resource to obtain information about a variety of social issues that affects our lives and ways we can get involved to make a difference in the life of our communities.
Page 15
Entrepreneurial Series: Fundamentals of Starting a Business

MIDLAND- The Michigan Small Business & Technology Development Center Great Lakes Bay will offer a free Fundamentals of Starting a Business seminar at Grace A Dow Memorial Library at 1710 W St Andrews in Midland on September 6, 2012, from 6 to 8:30 p.m. The seminar is for those who would like to start a small business or for those who would like to become acquainted with community and business resources. Topics include what it takes to start a business, where to go for information and assistance, the business plan and why you need one, licenses and permits, funding and the myth of free money, as well as resources available to help set up your business. For more information about MI-SBTDC, resources, other seminars, or to register for this free seminar online, go to www. misbtdc.org/training or call 989.686.9597. Pre-registration is required. Find MI-SBTDC on Facebook at www.facebook.com/ MI.SBTDC.Region.5.
Billy J. Strawter, Sr.
President EnviCare Consulting, Inc. 2809 Blairmont Drive Midland, Michigan 48642 (989) 839-9177 www.envicareinc.com www.successtoparenting.net www.michiganfoodconsultant.com
Saginaw Valley State University-Office of Continuing Education and Professional Development is pleased to offer on-line courses and certification programs accepting enrollment for September and October classes. We will be offering the following certificate programs: Mobile Marketing, Business Coaching, Video Marketing, Business Research, Online Teaching, eMarketing Essentials, Social Media for Business and Webinar Planner. New additions this fall include Customer Service, Teaching Adults and Managing Telework Certificates. Most of these programs are completed in three months with most of the classes available as individual classes. In addition to the certificate programs, we offer individual classes to enhance your knowledge or develop skills to give you the edge needed in todays business world. The following is a sample of classes offered for a detailed class list please see our website: Advanced Website Strategies, Cyber Security, Designing Successful Webinars, Management Boot Camp, Facebook for Business, Google Analytics, Recruiting and Retaining Gen X and Gen Y, Spanish for Medical Professional, Program Evaluation for Nonprofit professionals and Twitter. Plus, we offer LEED Green Associate Exam Preparation and LEED AP + Building Design and Construction for green skill enhancement. Consult our website for complete program and class listing at www.svsu.edu/ocepd. All certification programs are eligible for certification of completion endorsed by Saginaw Valley State University and Learning Resource Network (LERN). The entire course offerings will start over the next two months and will be offered on an ongoing basis. To register or obtain more information about these programs, contact 989.964.4048, email continuing-ed@svsu.edu or visit www.svsu.edu/ocepd.
Mobile Marketing Certification On-Line and More at SVSU
Saginaw County Chamber of Commerce Welcomes New Member

Hospice of Michigan Craig Tucker 3995 Fashion Square Blvd., Suite 1 Saginaw, MI 48603 P: 989.790.4165 F: 989.790.4169 W: www.hom.org
1000 businesses strong: Are YOU a member? Contact Susan@saginawchamber.org or 989 757-2112 for more information.
Page 16
August 16, 2012
Business Directory
Authors W. James Richardson 1356 Woodside Street Saginaw, MI 988-753-0233 www.wjamesrichardson.com Auto 2 Fresh Detail Kenny Jackson 300 N. Niagara Street Saginaw, MI 48602 989-239-7012 Labadie Olds 711 S. Euclid Bay City, MI 48706 Terry Reed Sales Professional 989-667-2000 Ext. 341 Direct 989-460-0341 Fax 989-667-0103 E-mail terry.reed@labadieauto.com Website www.labadieauto.com McDonald Pontiac-GMC, Inc. 5155 State Street Saginaw, MI 48603 Leon V. Washington Sales & Leasing Professional 989-790-5155 Leonwa1@yahoo.com Bakeries Lighthouse Bakery 285 S. Outer Drive Saginaw, MI 989-754-7088 Fax 989-754-7099 Banquet Facilities Rowan - West Facility 1400 W. Genesee Saginaw, Michigan 989-753-3475 Beauty Illusions Beauty Salon Valerie King Owner/Operator 1400 W. Genesee Street Saginaw, Michigan 989-755-2666/989-755-3883 LocAccents Tonita Lawson Sisterlocks Consultant 6327 Laurentian Ct. Flint, MI 48532 810-240-9665 www.LocAccents.Blogspot.com www.Sisterlocks.com Reflection of U Too 2103 Sheridan Ave. Saginaw, Michigan 989-753-4600 Sports Barbershop 1400 W. Genesee Saginaw, Michigan 989-992-2600 Unique Cuts & Massage 1502 Court Street Saginaw, MI 48602 989-327-2338 Unique Cuts II 3125 E. Holland Saginaw, MI 48601 989-327-2338 Business Solutions The Growth Coach Cal Talley, Owner 293 Provincial Ct. #78 989-401-6229 C.Talley@The GrowthCoach.com www.The GrowthCoach.com Carrollton Public Schools Craig C. Douglas Superintendent P.O. Box 517 Carrollton, MI 48724 (989) 754-1475 Fax (989) 754-1470 Direct Dial (989) 399-8860 cdouglas@carrollton.k12.mi.us Cleaning Services Extreme Carpet & Upholstery William & Denise Murphy - Owners Commercial & Residential Janitorial Services 989-753-3335 Community Centers and Services First Ward Community Services Sheilda Braddock President/CEO Human Services 1410 N. 12th Street Saginaw, Michigan 989-753-0411 Computers Creative Computers Lathan Wilson (Buddy) 817 East Genesee Saginaw, MI 48607 989-755-9290 Dentists Jack W. Nash, DDS Cosmetic and Restorative Dentistry 1320 S. Washington Ave. Saginaw, Michigan 48601 989-752-1200 Fashion Where Did U Get That Hat? Specialize in Custom Designs Sundays Best Yvonne Ellison/Milliner Phone 989-529-4193 E-mail: yeellison@aol.com Financial Odail Thorns, Director of Development Saginaw Economic Development Corporation 1315 S. Washington Ave., Rm 207 Saginaw, MI 48601 989-759-1395 Food & Dining Spencers Route 46 Spence Dambro Proprietor 5530 Gratiot 989-793-3400 Saginaw, MI 48638 www.spencersfinefood.com Graphics/Digital TBF Graphics Digital 803 S. Washington Ave. Saginaw, Michigan 989-752-5540 TBFGRAPHICS.COM TBFDIGITAL.COM Heating and Cooling HORIZON Azola Williams 989-755-8650 Business 989-233-3295 Cell Photography Quality Photo 124 N. Michigan Saginaw, MI 48602 989-790-8130 Publications David Hall Crimiel Publications LLC POB 20061 Saginaw, Michigan 48602 REAlTORS Century 21 Rose Chandler, Realtor 5580 State Street, Suite 4 Saginaw, Michigan 48603 989.921.7000 office 989.921.7001 fax 989.753.5796 home office Rchandlerc21@aol.com 989.928.5501 cell Restaurants Brother Arthurs Fish & More 2522 E. Genesee Saginaw, MI 989-752-0200 Rite Spot 1205 Lapeer Saginaw, MI 48601 989-754-6001 Savoy Bar & Grill 127 S. Franklin Street Saginaw, MI 48607 Retailers GREEKS R US 2203 E. Genesee Saginaw, MI 48601 989-755-4925 riggins52@charter.net Kennys Clothes 310 Johnson St. Saginaw, MI 989-753-4552 Cell 989-239-2732 championkenny@yahoo.com Shoe Repair Morgans Shoe Repair 308 Federal Ave. Saginaw, MI 48607 989-754-6155 Tailors Executive Tailoring Christopher E. Eddington Master Tailor 418 Court Street Saginaw, MI 48602 989-791-0037 chrissgnw@aol.com 24 hour service Tax Services Robert McDuffy Tax & Accounting Service/ERO e-file 2127 Ledyard Saginaw, MI 48601 Business - 989-443-0115 Fax 989-752-1467 rmcduffy@aol.com Transportation McFadden Charter Service, LLC Howard McFadden 1200 E. Moore Rd. Saginaw, Michigan 989-777-7038 / 989-751-1461 Howard bigmac@charter.net
Advertise your business with us!
August 16, 2012
Page 17
Mobile Medical Response, Inc., (MMR) provides emergency and nonemergency services to 11 Counties throughout the State of Michigan. Services include; ambulance and wheelchair transportation, emergency medical management contracts, state-of-the-art medical dispatch capabilities through the MMR MEDCOM Dispatch Center, and two high-tech maintenance centers staffed with master mechanics and technicians that successfully keep MMR vehicles in premium condition 24/7. The MMR Education Department is an integral part of our success. MMR Education offers excellent initial EMT and Paramedic Programs, Specialty Courses and Refreshers, and Continuing Education Credits (CEs) monthly. MMR Education is proud to be one of three education centers to host testing for the National Registry of Emergency Medical Technicians. At MMR, were committed to professionalism, respect, integrity, dedication and excellencewe call it PRIDE. And to that end, it is our mission to provide our communities with unrivaled access to medical care by embodying all of these foundational principles. MMR not only provides non-profit transport and education services, our profit-arm Mercy Sales & Services (MSS) is the exclusive dealer of Marque and Osage Ambulances, as well as Accubuilt Wheelchair Vans. MSS operates out of a contemporary 11,000-square-foot facility in Mt. Pleasant dedicated to providing remount and rechassis services specific to each and every clients needs.
Independence. Dignity. Quality of Life.
COMFORCARE HOME CARE

A Dedicated Non-Medical Home Care Agency
The ComForcare Mission To improve the quality of life and level of independence for every client and family receiving our services. We focus on four initiatives that are critical to the well-being of seniors: Fall Prevention Medication Adherence Chronic Disease Management Transition of Care
Wilbert J. Smith and Alois B. Smith Owner/Operators
Contact us today to learn more about our Quality Care Guarantee! 320 S. Washington Avenue Suite 202 Saginaw, MI 48607 989-752-5501 989-752-5503 FAX Email: mbsmichigan@comforcare.com Website: www.mbsmichigan.comforcare.com
Weve Got You Covered! Weve Got You Covered!

Providing health care and wellness your entire Providing health care and wellness forfor your entire family with eight convenient locations. Call the family with eight convenient locations. Call forfor the center nearest you calling 989-759-6400. center nearest you byby calling 989-759-6400.
Now Accepting New Patients Now Accepting New Patients Now Accepting New Patients Everyone Accepted Regardless of Insurance Coverage
Most Insurances Accepted including Medicard Most Insurances Accepted including Medicard
1857631-01
Page 18
August 16, 2012
Better Choices, Better Medicine, Better Healing

Dr. Nashs Dental Corner
Dr. Jack Nash has been practicing dentistry for over 35 years. He is a graduate of the University of Michigan Dental School. He has also been an adjunct faculty member at Delta College and is currently a Fellow of the American Academy of General Dentistry and a graduate of the prestigious Council on Innovative Dentistry. To ask Dr. Nash dental questions write to him at: Dr. Jack W. Nash, POB 1442, Saginaw, MI 48607, or email him at Drjacknash@aol.com. All opinions discussed in these articles are those of Dr. Nash; treatment options should be discussed with an individuals personal dentist. Dear Dr. Nash: Well Father Time is creeping up on me and I am feeling my age. However, I am an active senior citizen and I want to be able to keep the teeth I have for the rest of my life. My body has gone through many changes and I am wondering if I will have similar signs of aging in my mouth. What is the best way to take care of my teeth as I age? Maurice. Dear Maurice: You have asked a great question. Just as you can see physical changes with your body, you will also have changes in your mouth. The biggest problem I see in my dental patients as they age is xerostomia (dry mouth). Xerostomia is a reduction or total loss of saliva flow in the mouth. It can be caused by aging, medications, oral cancer treatment, radiation treatments and certain diseases. Dry mouth will make it harder to break down food, taste may change, speech could be harder, dentures may not fit as well and the gums may be more sensitive. To combat dry mouth you should drink lots of water, avoid sweets, tobacco, alcohol and anything that has a lot of caffeine in it. There are many over-the-counter remedies for dry mouth, but if it is really out of control your dentist can prescribe medications that will help. With the many medications that are prescribed to seniors, it is imperative that you see your dentist on a routine basis (twice a year at least) because some changes in your oral health could get out of control quicker due to medications. I have seen patients with perfectly healthy mouths actually lose their teeth due to medications and cancer treatments. In cases of oral cancer, it is sometimes suggested to just have teeth removed because the saliva flow will be totally lost. So please talk to your MD about any oral changes that may result from either a medication or a medical procedure. If you are having any problems with gripping a tooth brush or using a tooth brush properly you should try using an electric tooth brush to get to the areas you cant reach or just to do a better job on your teeth. I would not buy a really expensive electric tooth brush; I would get one that will last 2 or 3 months then buy a new one. But please dont skip the flossing, that is just as important as brushing! You cant remove the 40% of bacteria that forms between your teeth with a toothbrush, so flossing is a must. When you do get that electric toothbrush, also pickup a good fluoride toothpaste, this will also help to cut down on decay around the roots or gums. There are always concerns with aging or illness, and yes, there is also oral cancer. Alert your dentist if you see any white or reddish patches newly formed in your mouth. Have your dentist do an oral cancer exam that includes the mouth, neck and lymph nodes. With early diagnosis, oral cancer can be treated successfully. I have many patients in my practice for whom detection of oral cancer allowed them to have it treated in the early stages, and they have gone on to live very long lives. So be good to yourself and get that oral cancer exam. Studies have shown that maintaining a healthy mouth may keep your body healthier and help you avoid diabetes, heart disease and stroke. Again, the best way to achieve good oral health is to visit your dentist at least twice a year. So my friend, take care of yourself, and until next time, stay safe and healthy. --Dr. Nash Dr. Nash Dr. Jack W. Nash, 1320 S. Washington Ave., Saginaw, Michigan 48601-2591 Office 989.752.1200 Fax 989.752.2481
Michigan CardioVascular Institute Presents Annual Cardiovascular Symposium

The 22nd Annual Cardiovascular Symposium, presented by Michigan CardioVascular Institute (MCVI), the Michigan CardioVascular Institute Foundation (MCVI Foundation) and Synergy Medical Education Alliance will take place on Saturday, September 22, at Apple Mountain Resort located at 4519 N. River Road, in Freeland beginning at 7 a.m. A golf outing follows the conference. To register, visit www.mcvifoundation.org or call Jenny Ross at 989.754.3222. The cost for the conference is $40 or $50 for the conference and golf. To participate in golf only, the cost is $75. A maximum of 4 AMA PRA Category 1 Credit(s) are offered.
August 16, 2012
Page 19
Children with Severe Emotional Disturbance need a lot of support. From families, teachers, social service and healthcare providers and often more. We maximize those resources to make sure those children get all the support they need.
Resources
Maximize
Contact Wardene Talley
989-754-2288
Page 20
August 16, 2012
Tips to Promote Social-Emotional Health Among Young Children

What Parents of Young Children Can Do:
Catch your child being good! Praise your child often for even small accomplishments like playing nicely with brothers or sisters, helping to pick up toys, waiting her turn, or being a good sport. Find ways to play with your child that you both enjoy every day. Talk with your child, tell stories, sing, and make rhymes together. It is especially important to try and reconnect for a few minutes after separations. Include some type of regular physical activity such as a walk or bike ride around the neighborhood. Seek ways for your child to play with other children of the same age. Make sure they are watched by a trusted adult. Read with your child every day as part of a special family routine. Turn off the TV before the evening meal, have conversations with your children during the meal, get baths/showers after the meal, and read books with your children in preparation for bedtime. This will help children to settle down and sleep well at the end of the day. Limit screen time to no more than 2 hours daily for children 2 and older. The AAP does not recommend any screen time for children younger than 2 years of age. Never put a TV in a childs bedroom. Parents should watch along with older children and try to put the right spin on what their children are seeing. Young children should not be exposed to violence on TV, including on the news. TV should not become a babysitter. Make time for a routine that includes regular family meals when parents and children can sit and talk about their day together. Play the high-low game by taking turns sharing the best and not-so-good parts of the day. Provide regular bedtime routines to promote healthy sleep. This time of day can become an oasis of calm and togetherness in the day for parents and children. Model behaviors that you want to see in your child. Parents are their childs first and most important teachers, and what they do can be much more important than what they say. Be especially careful of criticizing teachers or other trusted adults in front of the child. Set limits for your child around safety, regard for others, and household rules and routines that are important to you. Ask others to use these with your child. Be consistent with limits for your child and encourage all caretaking adults to use the same rules. If you must enforce a rule, do this with supportive understanding. Dont give in, but do quickly forgive. Do not hold a grudge for past mistakes. Encourage learning from mistakes so that they do not happen again.
Source: www.samhsa.gov/children 1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
August 16, 2012
Page 21
Project LAUNCH Focus Goals

Project LAUNCH Michigan is making a difference in the lives of the children in our state and community. A federally-funded program, Project LAUNCH has numerous services to enable the child to reach their potential in every way: physical, social, emotional, behavioral, and cognitive. The focused 5 goals of Project LAUNCH to make this happen are: Giving you better access to screening tests to track your childs development, assessments, and services Providing services that have proven to be helpful (called evidence-based practices). Teaching people who work with young children about healthy physical, social, emotional, and behavioral development. Improving the service system by working with area pediatricians, educators, child care providers, etc. Helping more children get ready to do well in school.
If you want to learn more about Project LAUNCH contact Pamela at 989.992.6353, or PAMELA@URBANREGENERATIONLLC.COM.
Parents Can Help Start a Successful School Year with Healthy Vision for Kids
Chicago - As many kids are gearing up to begin a new school year, Prevent Blindness America wants to encourage parents to add get my childs eyes checked to their list of things to do. Having a childs vision tested by an eye care professional can help them towards greater success in the classroom since much of a childs learning is done visually. Some students who have been diagnosed with learning disabilities may simply have a vision problem. Prevent Blindness America, the nations oldest volunteer eye health and safety organization, has declared August as Childrens Eye Health and Safety Awareness month in an effort to encourage parents to learn about ways they can help protect their childs vision. Many children may not know that they have a problem because they think how they see is eyes to see blinks more than usual or seems cranky how everyone else sees. An eye exam is the when doing close-up work ideal way for parents to know if their child has a vision problem. Parents should also watch for squints eyes or frowns What does your child say? the following signs: What do your childs eyes look like? My eyes are itchy, my eyes are burning or my eyes feel scratchy, I Eyes dont line up, one eye appears cant see very well. crossed or looks outward After doing close-up work, your child Eyelids are red-rimmed, crusted or says I feel dizzy, I have a headache swollen or I feel sick/nauseous. Eyes are watery or red (inflamed) How does your child act? Everything looks blurry, or I see rubs eyes a lot double. closes or covers one eye For more information on childrens eye health and safety, contact your eye care tilts head or thrusts head forward has trouble reading or doing other specialist or call Prevent Blindness America at close-up work, or holds objects close to (800) 331-2020.
I Dont Like School

The next time you find yourself disliking school, try this: First, write down everything you dont like about school. Then make a list of the good things you enjoy (even if its only recess and lunch, thats a start!). Now, what can you change on the dont like list? Would remembering to do your homework help you feel more confident if youre called on in class? Can you get help with schoolwork thats hard? Who can you talk to about a worry or problem youre dealing with? Could you find a way to show off your special interests and talents? If you made just one new friend, would you feel less alone? If you helped someone else feel less alone, would you feel even better? Which activities could you try that would help you meet new friends? Of course, you might not be able to change everything on your dont like list. A bully may not simply disappear. Reading may always be a challenge. But thats OK. Focus on what you can change and you might be able to put the cool back in school! Source: http://kidshealth.org/
Page 22
August 16, 2012
Saginaw Valley Community Church Sunday 3660 Hermansau Dr. 10 a.m. ~ Morning Worship Saginaw, MI 48603 6 p.m. ~ Celebrate Recovery
6:30 p. m. ~ Young Adults Life Group Bible Study/Worship Monday 7 p. m ~ Womens Life Group Tuesday (2nd & 4th) 10 a.m. 3 p.m. ~ Heavens Manna Food Distribution 7 a.m. ~ Mens Life Group 6:30 p.m ~ Prayer Night 10 a.m. & 7 p.m ~ Healing Rooms Wednesday 6:30 p.m ~ Equipping Classes, all ages Thursday 1 p. m & 6:30 p .m ~ Healing Rooms Saturday 6 p.m. ~ Youth Worship
Christ Disciple Baptist Church 3317 Lapeer Street, Saginaw, Michigan 989-754-2444
Christian Education 9:30 a.m. Sunday Morning Worship 11:30 a.m. Wednesday Bible Study 6 p.m. Mens Meeting held every second Saturday of the month
To Jerome, Rae Lynn and the Michigan Banner staff: We appreciate all of you very much and the positive attitude and bent of this newspaper. You center on important information we need to hear in order that we be better prepared for Godly community activity, local and national voting issues and wisdom in selecting those who represent what the Lord would have for us. You champion righteousness and as you approach your 10th anniversary of publishing, we applaud you and join with you in advancing the Kingdom of God throughout this area and beyond. Congratulations on wonderful accomplishments, Pastor Dick and Pat Sayad Saginaw Valley Community Church
Pastor Dempsey Allen
Sick of being sick?

Visit the Healing Room Ministry located at 3660 Hermansau Dr., in Saginaw, Michigan Tuesday 10 a.m. 12 p.m. 7 a.m. 9 p.m. Thursday 1 3 p.m. 6:30 - 8:30 pm
No appointment is needed; however, it is helpful to make one to avoid waiting. Appointments can be made by calling 989-752-4769.
Jacobs Ladder Ministries 1926 Fairfield Street Saginaw, MI 48602 989.799.6601 www.jacobsladdersaginaw.org Sunday Morning Worship - 11:15 a.m.
August 16, 2012
Page 23
Pastor Larry D. Camel and 1st Lady Shirley Camel
New Birth Missionary Baptist Church

1418 S. Warren Avenue Saginaw, MI 48601 989-755-6604 Sunday 9:30 a.m. Sunday School 11:00 Worship Service
There is a Positive Solution

By Marcus Beemon Media Intern To have a positive outlook about Saginaw and the great potential for change that Saginaw has is within itself a daring dream. I see the potential the city has and the people I currently work with see it also. However, the mindset of the people in Saginaw is at an all time low, and unless we start with ourselves and the people around us we will never change things. So, how do we influence everyone else to see what we see? The city currently has youth centers that are doing well with youth and getting positive feedback. But I want to create centers that offer specific treatment for S.E.D., or serious emotional disturbance. The centers would be like a home away from home to the kids where they could be themselves without having to worry about being judged by one another or ridiculed by anyone. At the center they would not have a problem with opening up to others and we would all be like family. I believe the hardest task would be to get the kids to come off of the streets, and leave the drugs and alcohol alone while trying to break out of the gang life they know so well. We would also in the centers provide a positive outlook for youth while giving them a voice in their everyday situations. I think this is a positive solution that would create a more together community. 1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
Page 24
August 16, 2012
CURRENT VOLUNTEER OPPORTUNITIES IN SAGINAW COUNTY

ADMITTING WAITING ROOM GREETER volunteers are needed to assist patients with signing in and directing patients to treatment area. Hours vary. JOIN US IN KEEPING OUR PARK CLEAN. General CLEAN-UP volunteers needed mornings or evenings to help with clean up of park. NURSE volunteers needed work in an outpatient clinic. Work as little as 2 hours per month or more if youd like. Training or orientation provided. Come be a MENTOR to girls and boys ages 5-18, teach life skills, social skills, help build self-esteem and teach self-respect to help develop responsible young adults. EVENT BAG STUFFER volunteers are needed at a local agency. Come Help Us Clean Up Your Neighborhoods! THRIFT SHOP volunteers are needed at a local agency to assist with sorting donated items, making sales and maintain the sales floor. MEN volunteers needed to mentor males. Be a FRIEND and role model to a child on a one-to one basis. LITERACY TUTOR volunteers needed to work one-on-one with students who need to learn to read better. Training provided. ARTS & CRAFTS volunteers needed to do activities with club members ages 6 18 years old and provide supervision when needed in other areas at the Club. POPCORN volunteers are needed to pop and sell popcorn in the front lobby. Work in pairs or alone. Flexible schedule. HELP support our Military Troops! Individuals, groups, schools, churches are being recruited to collect coupons. The coupons are cut, totaled for amount and sent to our military troops to assist them in stretching their budget. DRIVER volunteers are needed to deliver meals to homebound seniors from 10 am to 12 pm. Mileage reimbursement will be provided. WAYFINDING & RECEPTION volunteers are needed to discharge patients after outpatient surgery, inpatient stay, escort patients, and their guests around the medical center, CANCER RESOURCE CENTER volunteers are needed to provide support to cancer patients, their family members and caregivers. Training provided. CLERICAL volunteers needed for an agency to assist with general office duties: filing, preparing mailings, data entry and packet assemble. Training is provided. WORKSHOP volunteers needed to knit, sew and crochet a variety of items for patients at a local agency.
ARTS AND CRAFT volunteers for a local agency are needed to do activities with club members ages 6 18 years and provide supervision as needed. To volunteer your services or to donate goods, call Henrietta Watson at the United Way of Saginaw County at 755-0505, Ext. 216, hwatson@unitedwaysaginaw.org. Or check out our web-based volunteer program at www.GOvolunteerNOW.org.
NON PROFIT DIRECTORY

A.Philip Randolph Institute POB 1107 Saginaw, MI 48606 American Red Cross 1232 N. Michigan Saginaw, MI 48602 989-754-8181 Antique Toy & Firehouse Museum 3456 Patterson Rd. Bay City, MI 48706 1-888-888-1270 Boys & Girls Club of Bay County 300 Lafayette Ave. Bay City, MI 48706 989-892-6723 Castle Museum of Saginaw County History 500 Federal Ave. Saginaw, MI 48607 Circle of Love 1809 Durand Ave. Saginaw, MI 48602 989-754-2377 Emmaus House of Saginaw 733 S. 15th Street Saginaw, MI 48601 989-755-7538 Family & Children Services 2806 Davenport Saginaw, MI 48602 989-790-7500 CAN Council Saginaw County 1311 N. Michigan Avenue Saginaw, MI 48602 (989) 752-7226 / fax (989) 752-2777 www.cancouncil.org First Ward Community Center 1410 N. 12th Street Saginaw, MI 48601 989-753-0411 Girl Scouts Heart of Michigan 5470 Davis Rd. Saginaw, MI 48604 989-799-9565 Good Neighbors Mission 1318 Cherry Street Saginaw, MI 48601 989-399-9918 Houghton-Jones Task Force 1708 Johnson Street Saginaw, MI 989-752-1660 Michigan Banner Outreach 1400 W. Genesee Saginaw, MI 48602 989-714-2240 Nathan Weidner Childrens Advocacy Ctr. 715 N. Euclid Bay City, MI 989-671-1345 Operation Reach 119 S. Jefferson Avenue Saginaw, MI 989-754-4444 Restoration Community Outreach 1205 Norman Saginaw, MI 48601 (989) 753-1886 / fax (989) 753-2880 Email: rcosag@yahoo.com The Salvation Army 2030 N. Carolina Saginaw, MI 48602 989-793-8371 The Saginaw Community Foundation 100 S. Jefferson Ste. 201 Saginaw, MI 48607 989-755-0545 Women of Colors POB 5525 Saginaw, MI 48603 989-399-9275 or 989-737-9286 YMCA of Saginaw 1915 Fordney Street Saginaw Michigan 989-753-7721
August 16, 2012
Page 25
Bay City
Second Baptist Church Pastor Seth Doyle 1770 W. Youngs Ditch Rd. Bay City, MI (989) 893-3937
Corinthian Baptist Church Pastor Roy L. Manning 104 S. 10th St. Saginaw, MI 48601 (989) 754-1820 Faith Harvest Church Bishop Ronald E. Chipp Faith Harvest Church 1734 N. Mason Saginaw, MI 48602 (989) 799-4200 Website: www.faithharvestministry.org E-mail: office@faithharvestministry.org
Greater Freewill Missionary Baptist Church Pastor James E. Speed 615 Irving Park Ave. Saginaw, Michigan 48601 (989) 753-1713 (989) 755-3133 Email: greaterfreewill@att.net
New Beginnings Life Changing Ministries Pastor Otis Dickens 2312 S. Washington Ave. Saginaw, MI 48601 (989) 755-3650 New Birth Missionary Baptist Pastor Larry D. Camel 1418 S. Warren Saginaw, MI 48601 (989) 755-6604 New Covenant Christian Center Pastor Ron Frierson 523 Hayden Saginaw, MI 752-8485 New Faith Temple COGIC Elder Charles H. Coleman 2118 Burt Street Saginaw, MI 48601 (989) 752-3880 New Hope Missionary Baptist Church Pastor Floyd A. Logan 1721 Tuscola Street Saginaw, MI 48601 (989) 753-7600 Email: NewHope1721@yahoo.com New Life Baptist Church Pastor Rufus Bradley 1401 Janes St. Saginaw, MI 48601 (989) 753-1151 New Mt. Calvary Baptist Pastor Robert Donald 3610 Russell Street Saginaw, MI 48601 (989) 754-0801 Ninth Street Community Church Pastor William L. Scott, Jr. Assistant Pastor Rex Jones 1118 N. 9th Street Saginaw, MI 48601 989-752-7366 St. Paul Baptist Pastor Vincent D. McMillon 120 N. 15th St. Saginaw, MI 48601 (989) 752-5023
Saginaw Valley Community

Pastor Richard Sayad 3660 Hermansau Saginaw, MI 48603 (989) 752-4769
St. John Missionary Baptist Church

Pastor James E. Hodge 1309 North 6th Street Saginaw, MI 48601 (989) 753-2188 (989)714-7678
Lansing
St. Stephens Community Church Reverend Herman Haller 1007 Kimberly Drive Lansing, MI 48912 (517) 484-2180
Saginaw
Bethel AME Church Pastor P. David Saunders 535 Cathay St. Saginaw, MI 48601 (989) 755-7011
St. Lukes CME Pastor Charles Braddock 1121 Tuscola Saginaw, MI 48607 (989) 755-0351
Transforming Life Ministries

Pastor William Brown 3024 South Washington Avenue Saginaw, MI 48601-4353 (989) 754-9573
Bethlehem Baptist Church Pastor Ernest W. Bothuel 3309 Bundy Street Saginaw, MI 48601 989-752-5866
Bread of Life Harvest Center Senior Pastor Rodney J. McTaggart 3726 Fortune Blvd. Saginaw, MI 48603 (989) 790-7933 Christ Disciples Baptist Pastor Eddie Benson 3317 Lapeer Street Saginaw, MI 48601 (989) 754-2444 Church of Christ Minister James Sanderson 1325 N. Center Road Saginaw, MI 48638 (989) 790-2707 World Outreach Campus of Greater Coleman Temple Ministries Supt. H.J. Coleman Jr. 2405 Bay Rd. Saginaw, MI 48602 (989) 752-7957
Greater Williams Temple Bishop H.J. Williams 608 Remington Saginaw, MI 48601 (989) 755-5291 Jacobs Ladder Pastor Dempsey Allen 1926 Fairfield Street Saginaw, MI 48602 989-799-6601 Life In Christ Ministries Pastor Dennis Cotton, Sr. 2915 S. Washington Ave. Saginaw, MI 48601 989-752-2837 LifeInChristMinistries07@gmail.com Messiah Missionary Baptist Church 2615 Williamson Road Saginaw, MI 48601 Pastor Otis Washington Phone: 989-777-2636 Fax: 989-777-2640 Email: Messiahmbc@att.net Website: www.Messiahsag.org Mt. Olive Baptist Church Pastor Marvin T. Smith 1114 N. 6th Street Saginaw, MI 48601 (989) 752-8064
Truevine Baptist Church

Pastor Paul E. Broaddus 2930 Janes Street Saginaw, MI 48601 989-752-0751
Victorious Believers
Ministries Church Rev. Christopher V. Pryor 624 S. Outer Dr. Saginaw, MI (989) 755-7692
Zion Missionary Baptist Church Pastor Rodrick Smith 721 Johnson Saginaw, MI 48607 (989) 754-9621
Page 26
August 16, 2012
BUENA VISTA CHARTER TOWNSHIP ORDINANCE ORDINANCE NO. OAKES ESTATES An Ordinance to amend Ordinance No. 259 of Buena Vista Charter Township; to provide for a service charge in lieu of taxes for a proposed dwelling project for persons of low income, with concentration on serving veterans who require supportive services, to be financed or assisted pursuant to provisions of the State Housing Development Authority Act of 1966 (1966 PA 346, as amended, MCLA Section 125.1404 et. seq. MSA Section 116.114 (1) et. seq. the Act), BUENA VISTA CHARTER TOWNSHIP HEREBY ORDAINS: Ordinance No. 259, which was adopted by the Township on October 10, 2011, is hereby amended in its entirety as follows: SECTION 1: This Ordinance shall hereafter be known and cited as the Oakes Estates Tax Exemption Ordinance. SECTION 2: PREAMBLE It is acknowledged that it is a proper public purpose of the State of Michigan and its political subdivisions to provide housing for its citizens of low income and to encourage the development of such housing by providing for a service charge in lieu of property taxes in accordance with the State Housing Development Authority Act of 1966 (1966 PA 346, as amended. MCLA Section 125.1401 et. seq. MSA Section 116.114 (1) et. seq. the Act). The Township is authorized by this Act to establish or charge the service charge to be paid in lieu of taxes by any or all classes of housing exempt from taxation under this Act. It is further acknowledged that such housing for persons of low income is a public necessity, and as the Township will be benefited and improved by such housing, the encouragement of the same by providing certain real estate tax exemption for such housing is a valid public purpose; further, that the continuance of the provisions of this Ordinance for tax exemption and the service charge in lieu of taxes during the period contemplated in the Ordinance are essential to the determination of the economic feasibility of housing developments which are constructed and financed in reliance on such tax exemption. The Township acknowledges that Erwin Companies, LLC of 3241Carter St. Saginaw, MI 48601 (the Sponsor) has offered, subject to receipt of an allocation under the Low Income Housing Tax Credit (LIHTC) program, to erect, own, and operate a housing development identified as Oakes Estates on certain property located at 2293 Farmer St. in Section 32 in the Township to serve persons of low income with a concentration on serving veterans who require supportive services, and that the Sponsor has offered to pay the Township on account of this housing development an annual service charge for public services in lieu of all taxes. SECTION 3: DEFINITIONS (a) Act means the State Housing Development Authority Act, being Public Act 346 of 1966, of the State of Michigan, as amended. (b) Annual Shelter Rent means the total collections during an agreed annual period from all occupants of a housing development representing rent or occupancy charges, exclusive of charges for gas, electric, heat, or other utilities furnished to the occupants. (c) Authority means the Michigan State Housing Development Authority. (d) Concentration on Serving Veterans who require supportive services means affirmative marketing to veterans who require supportive services and providing services according to a service plan approved by the Authority (e) Contract rents are as defined by the U.S. Department of Housing and Urban Development in regulated promulgated to the U.S. Housing Act of 1947, as amended by the Housing and Community Developments Act of 1947. It is understood that such rents are meant to be the tenants rental contribution plus any federal subsidies. (f) Housing development means a development which contains a significant element of housing for low income persons and such elements of other housing, commercial, recreational, industrial, communal, and educational facilities as the Authority determines to improve the quality of the development as it relates to the housing for low income persons. (g) Low income persons means persons and families eligible to move into a housing development financed by the Authority. (h) Mortgage Loan means a loan made or to be made by the Authority to sponsors for the construction and/or permanent financing of the housing development. (i) Sponsor means persons or entities which have applied to the Authority for, or previously received from the Authority, a mortgage loan to finance a housing development. (j) Utilities mean fuel, water, sanitary sewer, and/or electrical service, which are paid by the development. SECTION 4: CLASS OF HOUSING DEVELOPMENTS It is determined that the class of housing developments to which the tax exemption shall apply and for which a service charge shall be paid in lieu of such taxes shall be a development which is for low-income persons, which has a concentration on serving veterans who require supportive services and which is financed or assisted pursuant to the Act. It is further determined that Oakes Estates is of this class. SECTION 5: ESTABLISHMENT OF ANNUAL SERVICE CHARGE The Housing Development identified as Oakes Estates and the property on which it shall be constructed, shall be exempt from all property taxes from and after the commencement of construction. The Township, acknowledging that the Sponsor and the Authority have established the economic
August 16, 2012
Page 27
feasibility of the Housing Development in reliance upon the enactment and continuing effect of the Ordinance and the qualification of the Housing Development for exemption from all property taxes and a payment in lieu of taxes as established in this Ordinance, and in consideration of the Sponsors offer, subject to receipt of an allocation under the LITHC program from the Authority, to construct, own and operate the Housing Development, agrees to accept payment of an annual service charge for public services in lieu of all property taxes. The annual service charge shall be equal to 4% of the difference between the Annual Shelter Rents actually collected and Utilities. SECTION 6: LIMITATION ON THE PAYMENT OF ANNUAL SERVICE CHARGE Notwithstanding Section 5, the service charge to be paid each year in lieu of taxes for the part of the Housing Development which is tax exempt and which is occupied by other than Low Income Persons or Families shall be equal to the full amount of the taxes which would be paid on that portion of the Housing Development if the Housing Development were not tax exempt. The term Low Income Person or Families as used herein shall be the same meaning as found in Section 15(a) (7) of the Act. SECTION 7: CONTRACTUAL EFFECT OF ORDINANCE Notwithstanding the provisions of Section 15 (a) (5) of the Act, to the contrary, a contract between the Township and the Sponsor with the Authority as third party beneficiary under the contract, to provide tax exemption and accept payments in lieu of taxes, as previously described, is effectuated by enactment of this Ordinance. SECTION 8: PAYMENT OF SERVICE CHARGE The annual Service Charge in lieu of taxes as determined under this Ordinance shall be payable in the same manner as general property taxes are payable to the Township except that the annual payment shall be paid on or before July 1 of each year. SECTION 9: DURATION The ordinance shall remain in effect and shall not terminate so long as Housing Development remains subject to income and rent restrictions pursuant to Section 42 of the Internal Revenue Code of 1986, as amended, provided that construction of the Housing Development commences within two years from the effective date of this Ordinance. SECTION 10: SEVERABILITY The various sections and provision of this Ordinance shall be deemed to be severable, and should any section or provision of this Ordinance be declared by any court of competent jurisdiction to be unconstitutional or invalid the same shall not affect the validity of the Ordinance as a whole or any section or provision of this Ordinance other than the section or provision so declared to unconstitutional or invalid. SECTION 11: EFFECTIVE DATE This Ordinance shall become effective immediately, or as otherwise provided in the Charter. All ordinances or parts of ordinances in conflict with this Ordinance are repealed to the extent of such conflict. ________________________ __________________________ Dwayne Parker, Supervisor Gregory K. Carter, Clerk Buena Vista Charter Township Buena Vista Charter Township CERTIFICATION STATE OF MICHIGAN) ) SS COUNTY OF SAGINAW ) I. GREGORY K. CARTER, do hereby certify that I am the duly appointed Township Clerk of the Charter Township of Buena Vista and that the foregoing ordinance was introduced to the Township of Buena Vista and that thereafter said ordinance was adopted by a majority of the Township board by a roll call vote at a _________ meeting of the Township Board of the Charter Township of Buena Vista held on the ______ day of _______________, 2012 ______________________________________ GREGORY K. CARTER, Township Clerk Subscribed and sworn before me, a notary public, this _____ day of ________________, 2012 ____________________________________ , Notary Public Saginaw County, Michigan My Commission expires: _____________ Acting in the County of Saginaw
Source: www.samhsa.gov/children 1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
Page 28
August 16, 2012
Celebrating Idlewild Michigans Centennial Year and Saginaws own Arthur Daddy Braggs
Saginaw native Nichole Braggs is paying tribute to her father Arthur Braggs during this Centennial Year Celebration of Idlewild, Michigan. Saginaw businessman Arthur Braggs was instrumental in bringing world class productions to the Paradise Club in Idlewild, Michigan during the 1950s and 1960s. Prior to Motown and desegregation, Idlewild was a vital entertainment and vacation destination spot for African Americans. Many came from our local community Saginaw. Not only was Arthur Braggs instrumental in bringing acts to Idlewild during the season but during the winter months when Idlewild was no longer a destination, he took the Arthur Braggs Idlewild Revue on the road to places like New York City, Montreal, Kansas City, Chicago, and Mexico. A creative marketer, he knew that taking the show on the road was essential in promoting and attracting more people to Idlewild during the summer months. The Paradise club featured top chefs, wait staff, and production staff. At that time African Americans were excluded from traveling freely to enjoy such entertainment in the US. Some of the performers that flourished under his watch were Jackie Wilson, Arthur Prysock, Della Reese, Etta James, and The Four Tops. Choreographers and dancers such as Julian Swain, Ziggy Johnson, Lon Fontaine, and Bryan Flucker provided dance numbers for the Braggettes while the Fiesta Dolls were able to enhance their careers through the opportunities Arthur Braggs and the IDLEWILD REVUE provided. The reason it is important to honor him is because without his promotion of Idlewild, Michigan and his providing world-class entertainment Idlewild would not be as well-known and some of the entertainers today may not be known. Also, the economic impact of taking the show on the road and promoting Idlewild was very important to the economic contribution and viability of Idlewild, says Nichole. On August 24-26 Idlewilds former patrons, performers, and supporters will celebrate its Centennial Year, the world renowned Paradise Club and its iconic producer and promoter, Arthur Daddy Braggs with a 3-day event. Idlewild has been called the Historic Entertainment Mecca of the 1950s and 1960s. The reunion will kickoff Friday, August 24, 6 p.m. 8 p.m. with a meet and greet at the Greektown Casino Hotel in downtown Detroit, MI. Saturday, August 25, guests will board the Detroit Princess at 5:30 p.m. for the Motown dinner cruise and on Sunday, August 26, from 4 p. m.-8 p. m, reunion guests will gather for a dinner program celebrating this milestone, with a special tribute to Arthur Daddy Braggs. The evening will feature Arthur Braggs Idlewild Revues original performers - The Braggettes, The Fiesta Dolls, and The Paradise Club choreographers and entertainers. Tickets cost $ 75 for the boat ride and $ 50 for the Reunion Tribute Dinner. THE ARTHUR BRAGGS ARTIST FUND is being established to acknowledge his legacy of assisting up and coming young artists. Funds will be used toward the pursuit of their artistic goals and endeavors. A panel of former Arthur Braggs Paradise Club (Idelwild Review) performers and entertainers will select the young artists based on pre-determined
criteria. Our priority will be in the area of training and promotion. The goal is to light the creative flicker of young minds and encourage them to change the world the way Braggs did. Post desegregation, Idlewilds appeal dwindled as blacks could travel freely to other destination locations in the US. Braggs returned to Saginaw where he ran the Hickory House Restaurant, raced and bred thoroughbred horses, and spent time with his family. Arthur Daddy Braggs passed away in 1982 but left a lasting legacy for all to celebrate. For More information contact Vanessa Adams at PLAN IT AZ, LLC. at vadams@ planitaz.com or 480- 247-7460. PLAN IT AZ ,LLC is an A to Z destination planning and tour company specializing in reunions and milestone celebrations, www.planitaz.com . Or visit us on facebook at www.facebook. com/2012arthurbraggsidlewildreunion. To purchase commemorative T-shirts or tickets to any or all of the weekends events go to http:// idlewildparadiseclubreunion.eventbrite.com/ To contribute to the scholarship fund visit: https://fundrazr.com/campaigns/cKCj0
August 16, 2012

Dear Buena Vista Residents:
Page 29
I would like to take this opportunity to say Thank You! Thank you for your vote of confidence in me and my ability to serve this great community. I am grateful to be able to continue to serve you and I look forward to us working together to make Buena Vista a community where people want to live, work and play. Sincerely,
The past few months were an exciting mix of energy and hard work. During the course of my campaign to become the Treasurer of Buena Vista Charter Township, I enjoyed making many new friends and visiting with hundreds of residents all over our community. I thank everyone for their support giving time, offering encouragement, making campaign contributions, and voting for me. It is humbling to have so many people believe in me and trust that I can make a difference. As treasurer, I will bring new ideas and a fresh approach to local governmentwith creativity, innovation, and an open mind.Your expectations of honesty and integrity will be upheld. Again, thank you for your vote and for your support. Tomorrow is looking brighter for BV!
Dwayne A. Parker Township Supervisor
Word Thought - Mellifluous Sweetly flowing
Beat the Heat at Zauel Library, 3100 N. Center and join us for food and a movie. On Wednesday, August 29, at 6 p.m., we will be showing Monte Carlo. An assortment of ice cream treats will be provided. The show is free. Registration is required for a accurate count for food. To register, call Zauel Library at 799-2771. Movies are open to anyone in grades 6-12.
Beat The Heat Movie Features
This Pain Inside

By Van Quesha Hughes Media Intern Dont ever let my laugh fool youtheres a lot of pain behind these troubled eyes Theyve shed tears for people have given me pain And when Im alone, they begin to rain. These ears have heard screaming, lying, Im sorry whispers, and denying I want to believe them, Im really trying. My smile has been my acting prize Its been faked through heartaches, depression, and terrifying goodbyes. My heart, thats one thing that will never be fixed Its been destroyed and Im just trying to live with it. There is a lot Im hiding, but its nothing new People only see whats on the outside, but I see right through you. 2012
Page 30
August 16, 2012
Sports
By James Falls
Take the Challenge PSU!

from the post season for four years. As a player, it would be tough to find a way to get excited for the season with nothing to play for besides a sense of pride and the ability to play collegiate football. But who can you count on to lead the team when your leading runningback Silas Redd transfers to USC and quarterback Rob Bolden goes to LSU? Members of the PSU football team will have to dig much deeper than any other team this year to find the drive to win this season. The nation has shunned the program and PSU already has to deal with building the legendary program from scratch. However, they do have something to play foreach other. Thats the motive with any football team; the players hold each other accountable for their success or failures. The bandwagon fans show praise when teams are doing well, but will vanish in a flash once turmoil approaches. Though championships arent imminent for the next four years, the seniors have the responsibility to raise the program so PSU can become contenders when the freshmen have become seniors. Saturday afternoons will not change; fans will pile into Beaver Stadium cheering on their fellow athletes and creating the atmosphere that has been around University Park, Penn., for decades. Take the challenge PSU! Though the misrepresentation of your school was not of the faults of many, doesnt mean that the masses cant restore the football programs prominence back into the eyes of football fans everywhere.
Every college football team is gearing up and getting ready for the upcoming season with hopes of winning champions and bowl games to build onto their programs. It may not be the same story for Penn State University. After the Jerry Sandusky scandal under the Joe Paterno regime, PSU has been chastised for the unacceptable behavior not only from Sandusky, but from Paterno and the rest of the administration as well. The Nittany Lions lost several scholarships, must pay a $60 million fine and are restricted
Space Available
Hall Rental Storage Space Office Space Leasing
1400 W. Genesee Saginaw
Terry Reed Sales Professional Used Cars
Helen Pierrie Building
Phone (989) 667-2000 Ext 341 Direct (989) 460-0341 Fax (989) 667-0103 E-Mail terry.reed@labadieauto.com Website www.labadieauto.com labadie Buick Cadillac GMC 711 S. Euclid Ave. Bay City, MI 48706
(989) 753-3475
For more information call:
August 16, 2012
Page 31
Tra vel the W orld Right Here a Home t
Castle Museums Cultural Celebrations

Music, Food, Arts & Crafts, Lectures & More
Visit castlemuseum.org or call 752-2861, Ext. 315 for more information Free with Museum Admission Tuesdays & Thursdays at Noon Reservations Required
Join the Fun at the
Blogging
With the youth for the youth Our youth writers are ready to blog with you on what you have on your mind! There will be articles, media blasts, and other media happenings by the youth for the youth. Blog - www.thenationalbanner.wordpress.com Facebook-www.facebook.com/TheNationalBanner
LIGHTHOUSE BAKERY & DELI

285 S. Outer Drive Tel: 754-7088 Fax: 754-7099
Be good to yourself
We bake from scratch!
Hungry?
Donuts Cookies Cakes Pies
The Michigan Banner encourages letters from our readers. Expressed opinions must have the writers signature, address and phone number. (Only the names will be published with the letters) Write: The Michigan Banner, 1400 W. Genesee, Saginaw, Michigan 48602 or e-mail us at publisher@michiganbanner.com
How to write Us:
Stop in today and try one of our homemade specialties
Great Lakes Bay Region Doing Digital Media Right Luncheon Visit www.aafgreatlakes.org
Page 32
August 16, 2012

The Michigan Banner August 16 2012 Edition

Transféré par

Informations du document

Description originale:

Titre original

Copyright

Formats disponibles

Partager ce document

Partager ou intégrer le document

Options de partage

Avez-vous trouvé ce document utile ?

Ce contenu est-il inapproprié ?

Droits d'auteur :

Formats disponibles

The Michigan Banner August 16 2012 Edition

Transféré par

Droits d'auteur :

Formats disponibles

Volume

The Michigan Banner First Great Lakes Bay Regional Newspaper

August 16, 2012

Empowering Communities and Changing Lives

Disability Network Mid-Michigan - Page 2

Peter Ohene Kyei Page 3

Jim Murray Page 7

Taking the Barriers Down Through Excellence

Honorable M. T. Thompson Page 9

The Michigan Banner First Great Lakes Bay Regional Newspaper

August 16, 2012

Youth Employment and Recreation Program Formed in Saginaw

Youth of Disability Network of Mid-Michigan getting started

Youth of Disability Network of Mid-Michigan 9 11 age group

1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com

August 16, 2012

The Michigan Banner First Great Lakes Bay Regional Newspaper