S.B.I.

Officers Association
(M umbai Ci r cl e), Gr ound Fl oor, St at e Bank Bl dg.,
M umbai LHO, Pl ot No. 6/ C, G Bl ock,
Bandr a-Kur l a Compl ex, Bandr a (E), M umbai - 51.
H.Q. Ph. - 022/ 67514041, 4042 Fax - 67514043
Websi t e : w w w.sbi oamumbai .or g
E-mai l : sbi oamumbai @gmai l .com
Vol. 34 No. 3 MONTHLY BULLETIN March 2012 (For Internal Circulation Only)
Pat r i ka Channel Sor t i ng Of f i ce
Annual Subscr i pt i on ` 30/ -
Regd. No.
RNI No. 32036/ 79
M H/ M R/ N/ 207/ M BI/ 12-14
Pr i ce per copy ` 3/ - Dat e of Post i ng 3r d of ever y mont h
TO INFORM IS TO EMPOWER . . . . OUR MISSION IS TO EMPOWER OUR MEMBERS
Shirdi is among the major places of pilgrimage for all, irrespective of caste, creed and religion. Shirdi Sai Baba is revered
and worshiped all over the world. The Sai Baba temple in Shirdi is visited by around sixty thousand pilgrims a day and
during religious festivals this number can reach up to five hundred thousand. Shirdi is growing very fast and is going to
be one of the largest pilgrimage centres in India. The long term development plan of Shirdi is identical to that of Vatican
City. The visiting families from State Bank find it difficult to get a suitable accommodation and in this context SBIOA
(Mumbai Circle) made a commitment to its members in 2009 to come up with a Guest House facility at Shirdi.
The Guest House Project was a challenging one with financial outlay of over 2 crores. A chunk of voluntary donations
paid by members after last wage revision was kept aside for this purpose. Association dug into its reserves and also
appealed to Federation and its affiliates to send voluntary donations. It is for the first time that entire country contributed
to this mission voluntarily and donations poured in from nooks and corners of the country. Several units of the
association took initiatives and wherever we went, donations for the project were made by the members. It is the time to
express gratitude to all of them. The enthusiasm of the activists and members encouraged us to accept the challenge
and a loud thought came into reality. The names of major donors which will be displayed on the plaque of the guest
house are given below.
`
WEEXPRESSOURGRATITUDE
Ed i t or i al . . .
STATE BANK OF INDIA OFFICERS ASSOCIATION, MUMBAI CIRCLES
SRI SAI SBOA BHAVAN, SHIRDI
Federation & Affiliates
All India State Bank Officers Federation 5,00,000/-
SBI Officers Association (Delhi Circle) 1,51,000/-
SBI Officers Association (Chennai Circle) 1,51,000/-
SBI Officers Association (Ahmedabad Circle) 1,11,111/-
SBI Officers Association (Lucknow Circle) 1,11,111/-
SBI Officers Association (Chandigarh Circle) 1,11,111/-
SBI Officers Association (Bhopal Circle) 1,01,000/-
SBI Officers Association (Bhubaneshwar Circle) 1,01,000/-
SBI Officers Association (Bengal Circle) 1,00,000/-
SBI Officers Association (Patna Circle) 1,00,000/-
SBI Officers Association (Hyderabad Circle) 1,00,000/-
SBI Officers Association (Kerala Circle) 50,000/-
SBI Officers Association (Bangalore Circle) 50,000/-
SBI Officers Association (North Eastern Circle) 50,000/-
LIST OF DONORS
Mumbai Circle
And Thousands of Dedicated Members of
SBIOA (Mumbai Circle)
STATE BANK OF INDIA OFFICERS ASSOCIATION, MUMBAI CIRCLES
SRI SAI SBOA BHAVAN, SHIRDI
Officer-members from Nagpur Module 7,11,111/-
Officer-members from LCPC Andheri 3,19,000/-
Officer-members from Satara District 56,011/-
Officer-members from Aurangabad Module 51,000/-
Officer-members from Pune Main Branch 36,500/-
Officer-members from CCPC Mumbai Unit 32,500/-
RMROs from Satara District 25,000/-
LIST OF MAJOR DONORS
STATE BANK OFFICIAL March 2012
02
A fully furnished guest house will be inaugurated on the auspicious day of Gudi Padwa, the 23rd March 2012 and opened
to all officer members and pensioners from 24th March 2012. State Bank of India Officers Association (Mumbai Circle)
express gratitude to all the members, non-members and all Sai devotees who have directly and indirectly contributed to this
Guest House Project.
General Secretary
SRI SAI BABA OF SHIRDI
Sri Saibaba of Shirdi lived between 1838
and 1918, whose real name, birthplace
and date of birth are not known. A spiritual
guru and a fakir that transcended the
barriers of religions, Saibaba of Shirdi is
regarded with great reverence by all
communities all over the world. He lived
in a mosque and after death his body was
cremated in a temple. A saint, a mystic who lived in Shirdi
while he was in body. He lived like an ordinary man. He has
tremendous compassion. He has tremendous powers. His
life can be called a carnival of miracles. He attracted people
through his miracles to guide them towards spirituality, love
and compassion. Baba's grace is still doing it. Millions still
visit his sacred tomb shrine in Shirdi called Sai Baba
Samadhi Mandir.
Sai Baba interpreted the religious texts of both Islam and
Hinduism. He explained the meaning of the Hindu
scriptures in the spirit of Advaita Vedanta. His philosophy
also had numerous elements of bhakti. The three main
Hindu spiritual paths Bhakti Yoga, Jnana Yoga, and
Karma Yoga influenced his teachings.
Sai Baba encouraged charity, and stressed the importance
of sharing. He said: "Unless there is some relationship or
connection, nobody goes anywhere. If any men or
creatures come to you, do not discourteously drive them
away, but receive them well and treat them with due
respect. Shri Hari (God) will certainly be pleased if you give
water to the thirsty, bread to the hungry, clothes to the
naked, and your verandah to strangers for sitting and
resting. If anybody wants any money from you and you are
not inclined to give, do not give, but do not bark at him like a
dog." Other favorite sayings of his were: " Why do you fear
when I am here" , and " He has no beginning... He has no
end." Sai Baba made twelve assurances to his
devotees:
Whosoever puts their feet on Shirdi soil, their sufferings
will come to an end.
The wretched and miserable will rise to joy and happiness
as soon as they climb the steps of Dwarakamayi.
I shall be ever active and vigorous even after leaving this
earthly body.
My tomb shall bless and speak to the needs of my
devotees.
I shall be active and vigorous even from my tomb.
My mortal remains will speak from my tomb.
I am ever living to help and guide all who come to me, who
surrender to me, and who seek refuge in me.
If you look at me, I look at you.
If you cast your burden on me, I shall surely bear it.
If you seek my advice and help, it shall be given to you at
once.
There shall be no want in the house of my devotee.
If you take a step towards me, I will take 100 steps towards
you.
The travel facilities for Shirdi are quite good and the tourists
can reach here by the air, rail and road transport as well.
The major nearby airports are located in Mumbai, Pune
and Aurangabad from where one can easily reach here by
road. The rail network is equally good and one can come
down to Shirdi / Kopargaon. The state transport
corporation and private operators run frequent bus
services from nearby destinations to Shirdi thus making
road transport to Shirdi quite convenient.
The most prominent among the tourist attractions in Shirdi
is the Sai Baba Mandir (temple) and his samadhi
(memorial). The other highlights of this town include
Dwarkamai , Gurusthan, Chavadi, Lendi Baug, Maruti
Mandir and Samadhi of Abdulbaba. Apart from all these,
there are also many other places of religious importance
that you must pay a visit to during your travel to Shirdi. All
these places hold immense importance for the pilgrims and
are highly revered. These are
Shani Shingnapur is a village regarded to be the holy seat
of Shani Dev. It is located at a distance of around 70 km
from Shirdi and is visited by people whose Shani (Saturn
planet) is in disarray. They perform pooja and abhishek at
the Shari Shaneshvar tirtha situated here, to appease the
dev. Though the place seems to be full with Shani bhakts
throughout the month, exceptional rush is seen on
Amavasya (no Moon day).
Even amongst the 12 Amavasyas of the year, the most
important one is Shani Amavasya. On this day, a
procession (yatra) is taken out in the village, amidst great
fanfare. On this day, people from farthest corners of India
come to Shani Shingnapur, to pay respects to Shani Dev. A
unique feature of the village is that here, nobody locks his
house. It is said that Shani Dev protects the villagers and as
if as a proof of this saying, no theft has taken place in the
village till date.
SHIRDI & IMPORTANT PLACES NEARBY
Shani Shingnapur
Sakori
Nashik

Situated at a distance of merely 5 km from Shirdi is Sakori,
known for its Shri Upasani Kanyakumari Sthan. The place
is popular amongst pilgrims who have come to Shirdi in
hope of peace and tranquility. This is because the Shri
Upasani Kanyakumari Sthan, founded by Upasani Baba in
the year 1917, offers its visitors complete solitude &
serenity. It seems to be reverberating with positive energy,
which is hard to be missed.
Nashik - 85 KM from Shirdi, a rich historical town of
Legendary Lord Rama, who spent some time of his exile in
Nashik, is a unique blend of civilization & modernization.
This City of temples is one of the holiest places for Hindus
inviting thousands of tourists every year. With the onset of
monsoon and the start of Kumbhmela, Nashik is a paradise
for tourists with Historical Caves, Temples, holy rituals,
museums, wet lands and lots more. The tourist attractions
are Shree Kal aRam Mandi r, Art i l l ery Cent re,
Tri mbakeshwar Templ e, Dhammagi ri , I gat puri ,
SaptshrungiGad-Vani, Bhandardara & Kalsubai Peak,
Coin Museum, Gondeshwar Temple, Shree Sunder
Narayan Temple, Mukti Dham, Shree Godavari Ramkund,
Shree Kapaleshwar Mahadev, Shree Laxmi Narayan
Temple, Tapovan Ramkund, Dadasaheb Phalke Memorial
(Smarak), Pandav Caves(Pandav Leni) and Sita Gumpha
(Cave).
SHIRDI GUEST HOUSE NOTABLE DONATIONS
We give below the list of major donations received during the month from our Federation and various Circle Associations as well
as Officer-members from Nagpur Module for information of our members. We pray to Sri Sai Baba to shower blessings on them.
Shirdi Guest House will be open for members from 24th March 2012. Interested Members should send their request
in writing for reservations to Association headquarters on fax no. 022-67514043.
Shri G.D. Nadaf
General Secretary
T. N. Goel
President
All India State Bank Officers Federation
` 5,00,000/-
Shri Sanjeev Mishra
General Secretary
SBI Officers
Association
(Bhopal Circle)
` 1,01,000/-
Shri Ganesh Mishra,
General Secretary
SBI Officers
Association
(Bhubaneshwar Circle)
` 1,01,000/-
Shri A. Akhauri
General Secretary
SBI Officers
Association
(Patna Circle)
` 1,00,000/-
Shri M. Manaiah
General Secretary
SBI Officers Association
(Hyderabad Circle)
` 1,00,000/-
Shri M. Sreenath
General Secretary
SBI Officers Association
(Kerala Circle)
` 50,000/-
Shri G. Muthuswamy
General Secretary
SBI Officers Association
(Bangalore Circle)
` 50,000/-
Shri S.K. Mukherjee
General Secretary
SBI Officers Association
(North Eastern Circle)
` 50,000/-
Officer Members from Nagpur Module: 7,11,111/- `
March 2012 STATE BANK OFFICIAL
03
STATE BANK OFFICIAL March 2012
04
REIMBURSEMENT OF LODGING EXPENSES TO OFFICERS
(a) Metro Centre:- (In )
Eligibility to stay in Metro Maximum room tariff permissible
ITDC hotels (Non ITDC Hotels) Revised rates
w.e.f. w.e.f. w.e.f. w.e.f. On or after
1.2.2012 1.2.2013 1.2.2014 1.2.2015 1.2.2016
TEGSS I & II 4* Hotel 12,000 12,600 13,200 13,900 14,600
TEGS VI & VII 4* Hotel 9,000 9,500 10,000 10,500 11,000
SMGS IV & V 3* Hotel 6,000 6,300 6,600 6,900 7,200
MMGS II & III 2* Hotel
(Non-AC) 3,200 3,400 3,600 3,800 4,000
JMGS I 1* Hotel
(Non-AC) 2,200 2,300 2,400 2,500 2,600
`
expenses reimbursable to officers w.e.f. 1st February,
2012, for the next five years with an annual increase in the
said ceilings. There is an increase of approximately 50%
over the existing ceilings.
The revision in Reimbursement of Lodging Expenses to
officers on official duty was overdue. We were following it
up with the Management on a continuous basis. We are
glad to advise that Bank has revised the ceilings of lodging
Individual Housing Loan scheme in such cases under
advice to the Deputy General Manager (IT-FO), GITC,
Belapur for their necessary action
Yours faithfully,
Sd/-
Dy. General Manager (Industrial Relations)
As per the extent instructions, one of the eligibility criteria
for staff Housing Loan is 5 years of minimum service. Our
Mumbai Circle affiliate had made a reference to us, as in
Letter from Corporate Centre to The General Secretary,
AISBOF
With reference to your letter No. 6628/03/12 dated
10/1/2012, the matter has been examined and suitable
instructions have been issued to Mumbai LHO to allow
conversion of housing loan on commercial terms to
We are now pleased to inform our
members that the Corporate Centre
has since approved the said
conversion of Housing loan. In this
regard, correspondence from
federation and the text of Corporate
Centre Letter is appended below.
Letter from Federation
To All Affiliates
STAFF HOUSING LOAN SCHEME
FEDERATION FRONT
CONVERSION OF HOUSING LOAN ON
COMMERCIAL RATE TO INDIVIDUAL HOUSING
LOAN TO STAFF
The request of our members for Conversion of Housing
Loan on Commercial rate to Individual Housing Loan was
taken up with the Federation vide our letter No. 466/2011
dated 29/12/2011
few cases, where officers with below 5 years of service
having availed housing loan at commercial rate of interest
from our Bank or from other financial institutions, desire to
convert these loans to staff housing loan on completion of 5
years of service.
We took up the matter with Corporate Centre vide out letter
No. 6628/03/12 dated 10/1/2012 and are glad to advise
that, they have agreed to convert such commercial housing
loans availed by the officers with less than five years
service from SBI and other verifiable sources, into staff
housing loans after they complete five years of service.
Members may please take note of the relaxation. A copy of
communication received by the Corporate Centre is
enclosed.
With greetings,
GENERAL SECRETARY
(G.D. NADAF)
G. D. Nadaf
General Secretary
March 2012 STATE BANK OFFICIAL
05
(b) Major A Centers:-
Eligibility to stay in Major A Centres Maximum room tariff permissible
ITDC hotels (Non ITDC Hotels)- Revised rates
w.e.f. w.e.f. w.e.f. w.e.f. On or After
1.2.2012 1.2.2013 1.2.2014 1.2.2015 1.2.2016
TEGSS I & II 4* Hotel 11,000 11,600 12,200 12,800 13,400
TEGS VI & VII 4* Hotel 8,000 8,400 8,800 9,200 9,700
SMGS IV & V 3* Hotel 5,500 5,800 6,100 6,400 6,700
MMGS II & III 2* Hotel
(Non-AC) 2,900 3,000 3,200 3,400 3,600
JMGS I 1* Hotel
(Non-AC) 2,000 2,100 2,200 2,300 2,400
(c) Area I Centers:-
Eligibility to stay in Major I Maximum room tariff permissible
ITDC hotels (Non ITDC Hotels) Revised rates
w.e.f. w.e.f. w.e.f. w.e.f. On or after
1.2.2012 1.2.2013 1.2.2014 1.2.2015 1.2.2016
TEGSS I & II 4* Hotel 6,000 6,300 6,600 6,900 7,200
TEGS VI & VII 4* Hotel 5,000 5,300 5,600 5,900 6,200
SMGS IV & V 3* Hotel 3,000 3,200 3,400 3,600 3,800
MMGS II & III 2* Hotel
(Non-AC) 2,200 2,300 2,400 2,500 2,600
JMGS I 1* Hotel
(Non-AC) 1,500 1,600 1,700 1,800 1,900
(d) Other Centres:-
Eligibility to stay in Other centres Maximum room tariff permissible
ITDC hotels (Non ITDC Hotels) Revised rates
w.e.f. w.e.f. w.e.f. w.e.f. On or after
1.2.2012 1.2.2013 1.2.2014 1.2.2015 1.2.2016
TEGSS I & II 4* Hotel 5,000 5,300 5,600 5,900 6,200
TEGS VI & VII 4* Hotel 4,000 4,200 4,400 4,600 4,800
SMGS IV & V 3* Hotel 2,500 2,600 2,700 2,800 2,900
MMGS II & III 2* Hotel
(Non-AC) 1,600 1,700 1,800 1,900 2,000
JMGS I 1* Hotel
(Non-AC) 1,200 1,300 1,400 1,500 1,600
2. Official communication has already been released. Members may note the improvements.
PROMOTIONS
STATE BANK OFFICIAL March 2012
06
We give below the list of officers promoted from Scale V
to Scale VI and wish them all the best in their future
career.
1. Shri Kininge Mohan G.
2 Smt. Mondkar Varsha A.
3. Shri Powar Chandrasekhar R.
4. Smt. Vidya Krishnan
5. Shri Sharma Sudhir Chandra
1. Shri Rajpal Chaudhary
2. Shri Prashant Ranjan Mandal
3. Shri S. Jayasankar
4. Shri Sanat Kumar Mishra
5. Shri Agatha Narayanan Jayaraman
6. Shri Thandapani G.
7. Smt. Sarath Premlata
8. Shri Deepak Chopra
9. Shri Mishra Sarat Chandra
Mumbai Circle
Corporate Centre
Shri Madhav Chukewad, Branch Manager, Malegaon branch
and Regional Secretary Region- I, Aurangabad Module, has
written a book titled Taiche Lagin. In Marathi
rd
In 3 Vishwa Marathi Sahitya Sammelan held at Singapore,
the same was released at the hands of Sau. Gharpure ( Story
writer of Shwas). On this occasion Shri Kuntalikrao Aatkare
of Maharashtra Sahitya Parishad, Aurangabad was present
With Taiche Lagin Shri Chukewad has started Teenuli a
new concept in Marathi literature.
It is also a matter of pride that several poems of Shri
Chukewad have been included by Department of education,
Govt of Maharashtra in school syllabus. Congratul ations
NOTABLE ACHIEVEMENT HEARTY CONGRATULATIONS
CGMs VISIT TO MUMBAI
MAIN BRANCH
Dr. J N Misra, Chief General Manager of Mumbai Circle
visited Mumbai Main Branch Complex on 11-02-2012
for the inauguration of ATM and Video conference
facility at Mumbai Main Branch. CGM was welcomed by
Mr Anil Nare, Dy. General Secretary on behalf of SBIOA
Mumbai Circle alongwith Shri Arun Balkawade,
Regional Secretary (MMB) and other office bearers in
this complex.
Ms. Jyoti, a 19 year old girl, captured in his
camera by our President, Shri R. H.
Chandanshive at Nagpur Airport. She is
one of the dwarfest woman in the world as
per Guinness Book of World Records.
WONDER GIRL
MEETING OF MEMBERS ON THE EVE OF 2ND ANNIVERSARY OF
THE MODULE COMMITTEE
NAGPUR MODULE COLLECTS HIGHEST DONATION FOR SHIRDI GUEST HOUSE
March 2012 STATE BANK OFFICIAL
07
Seen in the photo are office bearers and activist of Nagpur
Module Association handing over cheque of 7,11,111/- `
toward donation for Shirdi Guest house to Shri Deshkar
(Regional President ) and Shri Talware (Chief Regional
Secretary) for handing over the amount to Circle
Committee of our SBI Officers Association (Mumbai
Circle).
The following office bearers and activists took special
efforts to create such overwhelming response among
members for donation for Shirdi Guest House.
Module Office Bearers : Dabhade, Petkar, Varu, Upasne,
Khairkar, Budh, Walke, Kelkar, Patnaik, Yenugwar,
Pandharkar, Sant, Patil, Ajay Singh, Wadekar, Mukharjee,
Warankar, Chakraborthi.
Activists : Gunwant Gondane, Jagdeo Golait, Gajanan
Dandge, Avinash Dani, Prashant Patil, J B Deshpande,
Dhanraj Gajbhiye, Sharma, Mehta, Marothi Bhandari,
Bhujang Masurkar etc.
NAGPUR MODULE NEWS
A meeting of Members from Nagpur Module was organized
on 11th Jan 2011 for celebrating the 2nd Anniversary of the
3-Year Term of Nagpur Module Committee.
The meeting witnessed a huge gathering of over 400
members, which also saw the modular committee in full
strength. Shri M.P.S. Sawhney, Ex-President and Shri C.M.
Swan also attended the meeting. The meeting was
presided over by Shri Deshkar, President, SBIOA Nagpur.
The meeting commenced with felicitation of 40 activists at
the hands of RS and DRS of the module, for their
unceasing support to the Modular Committee in
implementing organizational initiatives.
Shri M.P.S. Sawhney, in his brief but witty speech, recalled
the first year of the Modular Committee which saw many
milestones being achieved by the New Committee at
Module and Circle level like beautiful renovation of the
SBOA Office, repatriation of officers to Nagpur Module
within 2 years, tie-up arrangement with hospitals, follow up
for re-opening of cases of medically unfit candidates. He
emphasized that all good work done by the Modular
Committee was only & only due to the unity, strength &
fighting spirit of the module members. Shri Sawhney
saluted the members for their rock like solidarity which
made all the hurdles look like a bed of roses for the Modular
Committee.
DISTRICT CONFERENCE AT GADCHIROLI ON 4TH FEBRUARY 2012
STATE BANK OFFICIAL March 2012
08
Shri Swan ex-member, activist and also the President of
Pensioners Club, Nagpur, in his speech, appreciated the
achievements of the Modular Committee within a short
time. He appreciated the working style of Shri Talware CRS
for his militancy and effective handling of sensitive issues in
last two years. Shri Swan hoped that such good work for
the betterment of officer community of Nagpur Module
would be continued.
Thereafter, the team of dedicated faculties of SBOA
Academy, comprising of Shri Shirish Wajpe, Shri Devendra
Mairal, Shri Sheorey, and Shri Waradpande, who were
instrumental in bringing good results for the Module in TOs
2011 batch, were felicitated by Shri Talware & Shri Deshkar.
Shri Benodikar, CM RACPC sanction and Head of the team
of faculties, in his address , said that in the last 25 years ,
the classes have produced some of the finest officers who
are now occupying high & very prestigious positions in SBI.
This endeavour of SBOA Nagpur Module is something
which has been the source of inspiration to other modular
committees also.
Shri Vaswani, who got his scale II promotion w.e.f .2008
told the gathering that it is only because of hard & dedicated
follow-up by Shri Talware and by the Circle Association,
his promotion was released, which was withheld on
medical grounds.
Shri Mishra, Secretary AIBOC Maharashtra Unit-II in his
brief speech to the gathering, said that SBIOA Nagpur
Module is very fortunate to have a CRS of the caliber of Shri
Talware who shows militancy, while fighting against the
injustices done to the officers but he is very soft by nature &
possesses foresight. He is instrumental in igniting the
flame of militancy in AIBOC Maharashtra Unit-II which all of
us have witnessed in the past. Shri Mishra congratulated
Shri Talware & Shri Deshkar for having made a formidable
team which looks after the welfare of 1300 officer members
in the module.
The Chief Regional Secretary, Shri Talware rose to deliver
his address amidst a thundering applause. Shri Talware,
while reviewing the performance of the modular
committee, said that he is blessed to know that now
members do not consider him as somebody above them
but as one of them. This is evident from the fact that most of
the members come to him for airing their grievances
without fear. Shri Deshkar, in his Presidential address
narrated all the achievement of the modular committee,
major amongst them being empanelment of six Hospitals
for cash-less treatment facility.
Vote of thanks was given by Shri Warankar DRS, Nagpur
CPCs.
The District conference for Chandrapur and Gadchiroli
districts was held at Gadchiroli on 4th Feb 2012 and was
attended by about 75 members of the Association. The
meeting was presided over by Shri S.B. Sant, Regional
Secretary of Region II and was graced by Circle President
Shri R.H. Chandanshive and General Secretary Shri K.D.
Thaokar. The meeting was also attended by Module
Committee Members of Nagpur Module, Shri T.D.
Deshkar- President, Shri B.K. Talware Chief Regional
Secretary and Shri B.N. Patil- DRS of Chandrapur
/Gadchiroli districts.
The meeting started with lighting of traditional lamp by all
the dignitaries and garlanding the photograph of Maa-
Saraswati. Shri Raman welcomed the delegates and
briefed the gathering about developments in Chandrapur
and Gadchiroli districts.
March 2012 STATE BANK OFFICIAL
09
Shri T. D. Deshkar, Module President, in his speech
welcomed and thanked the Circle President Shri
Chandanshive and General Secretary Shri Thaokar in
whose presence the district conference of Gadchiroli was
being held for the first time. He complimented the officer
community in Gadchiroli and Chandrapur districts who are
putting their best efforts inspite of difficulties faced by them
in such a far flung and Naxalite prone area. He also
complimented circle leadership in repatriating JMGS I
officers within 2 years. He also thanked Shri Thaokar who
had put in lot of efforts in starting SBIOA Academy at
Nagpur, which has given excellent results in T.O.
examination. He cautioned the members to be vigilant
while working and advised them to do their work diligently
so as to avoid frauds.
The leadership also felicitated Branch Managers Shri
Nimje of Brahmapuri branch, Shri Patil of Jetpura branch
and Shri Jain of CIE branch for securing excellent ratings
(A+) for their branches.
Shri Pradeep Kelkar, Module Treasurer thanked the Circle
Leadership in facilitating approval of 5 hospitals in Nagpur
City where cashless treatment is offered to our members.
Shri B.K. Talware, Chief Regional Secretary in his speech
thanked the Circle leadership for attending this district
conference at Gadchiroli, a Naxalite prone area, for the first
time and apprised them about problems of single officer
branches in remote areas where timely relief arrangements
are not being made due to overall shortage of officers in the
Module. As a result, officers in the Module have to spend
extra hours in completing the days work. He cautioned
members to be vigilant while working and emphasized the
need of following proper KYC norms, meaningful VVR
checking, etc. to avoid frauds. He apprised members about
transparency and impartiality by the Module Leadership in
transfers and advised them to be vigilant against few
people who engage in rumour mongering with malicious
intentions.
Shri Chandanshive, Circle President, in his speech
apologized for the delayed visit to this district. However, he
assured that problems of the officers are being promptly
attended by the leadership. He also assured members that
in cases of bonafide mistakes, the association will take all
efforts to save those officers but the same cannot be
expected where mistakes are committed with malafide
intentions.
This was followed by the open session for members to
voice their problems/ suggestions in which Shri Raman,
Shri Nagmote, Shri Dhakate, Shri Telang, Shri Raipurkar,
Shri Chaudhari, Shri Nagdeve, Shri Rajendra, Shri Dixit,
Shri Pandhare, Shri Kakde, Shri Ninawe, Shri Kasturwar,
Shri Jain, Shri Bhisikar and Ms. Chichghare actively
participated and presented problems/ suggestions of
common interests. Shri B.K. Talware, CRS and Shri
Thaokar, General Secretary gave elaborate and thoughtful
reply to the queries raised by each and every member, to
their satisfaction.
Shri K.D. Thaokar, General Secretary of our Circle,
congratulated all the brave officers working in Chandrapur
and Gadchiroli districts and appreciated their great efforts
inspite of numerous odds. He also complimented the
Module leadership in presenting a systematic data
regarding the shortage of officers in the Module which
helped in posting of some extra officers in the Module. He
assured members that an issue will be taken in the
forthcoming RNC meeting regarding special transfer policy
for officers working in Naxalite prone area of Gadchiroli
(stay not to exceed 2 years). He also apprised members
that on the initiative of the Association, a proposal for
separate region in the Module for Chandrapur, Gadchiroli
and Gondia districts, has been forwarded to LHO. He also
informed members that out of the 14 point agenda given by
the Circle Committee, 13 points have been attended and
informed the members that the last commitment i.e. Shirdi
Guest House will be inaugurated on 23rd March 2012. He
also advised that agreement on fitment formula for JMGS
I will be finalized soon. He advised members not to attend
ATM problems on Sundays/Holidays without prior
instructions from controllers and promised to take up the
issue relating to replenishment of ATMs through
outsourcing.
In his presidential speech, Shri S.B. Sant, Regional
Secretary thanked the Circle and Module leadership in
extending full support to the members working in adverse
conditions in this district and assured them to extend full
support in achieving the best for the members.
The program ended with extending vote of thanks by Shri
Shankar Choudhari.
OBITUARY
The under mentioned member has passed away during the period under review.
Shri Jayantilal G. Gujar SMECC, Pune
We express our condolences to the bereaved family. May the departed soul rest in eternal peace.
NAGPUR MODULE RNC MEETING ON 06TH FEBRUARY 2012
ONE DAY CAPSULE PROGRAMME FOR BRANCH
MANAGERS & FIELD OFFICERS
STATE BANK OFFICIAL March 2012
10
The Regional Negotiating Council Meeting of Nagpur
Module was held on the 6th February 2012 in the Zonal
Office Nagpur. It was first RNC meeting after the Modular
Structure was restored at the Zonal Office. Shri G.K.
Kansal DGM (B&O) presided over the meeting. Apart from
module office bearers, Shri R. H. Chandanshive, President
and Shri Keshao Thaokar, General Secretary of the Circle
Association also attended the meeting as observers.
The following issues were discussed in the meeting:
Officer shortage in the module
Shortage of bank guards
Shortage of bank messengers
ATM cash replenishment & related issues
Need of immediate filling up of vacant positions of
BM/DM/FO
Payment of compensation for working on Sundays and
Holidays
Transit house / Chummage at Amravati
Tie-up with reputed hospitals at Akola, Amravati and other
major centres
When management expressed the concern of few loss
making branches, the office bearers decided to adopt
these branches for converting them into profit making
entities.
SBIOA Nagpur Module, under the stewardship of Shri B.K.
Talware (CRS) and Shri T. D. Deshkar (President),
arranged One Day Capsule Programme for New Branch
Managers and Field Officers. at SBIOA Academy Nagpur
on Sunday, the 05th February, 2012. As many as 45
officials from Nagpur city, Nagpur Rural, Bhandara, Gondia
and Wardha Districts participated in the programme.
The programme was inaugurated by SBIOA General
Secretary Mumbai Circle Shri Keshao Thaokar in the
presence of President Shri Chandanshive.
Shri Thaokar, in his brief speech spoke about the need and
the practical use of such programme to the participants. He
hoped that such programmes would become a regular
feature in the Module. He also emphasized the importance
of business etiquettes which were well received by the
participants.
Shri Chandashive said that such programmes should be
emulated by other Modular Committees and complimented
the module committee in taking initiatives.
Shri Talware, in his brief speech, said that the modular
committees main focus is to empower the officials with
knowledge. All officers should know the dos and donts of
practical banking. He ensured the Circle General Secretary
and President that such programmes would be held at
regular intervals.
Shri Deshkar, in his presidential address, said that an
(LETTER ADDRESSED TO STATE BANK GLOBAL IT CENTRE)
SBIOA (M)/GITC/2012/ 14-02-2012
The Deputy General Manager (C&CS),
State Bank of India,
AB&R Department,
Global IT Centre,
CBD, Belapur.
Dear Sir,
COMPENSATION FOR WORKING FULL DAY ON
SATURDAYS
AND ADDITIONAL COMPENSATION FOR NIGHT
SHIFTS
GITC Belapur is having peculiarity of 24x7 working
environment which differentiates it from the regular branch
working hours. The officials work here in Morning/Evening
and Night Shifts of 8 hours each. Due to working in shifts
and frequent changes in the shifts various administrative
issues have cropped up. This has also led to several health
related problems to those officers. This has been brought to
your notice and also discussed in several RNC meetings.
However, we regret to note that there is no positive
response from you, so far. The issues, in short, are as
under:
CORPORATE MODULE NEWS
March 2012 STATE BANK OFFICIAL
11
empowered official is an asset for the management as well
as the association. An enlightened official would always
work to keep his job secured and Banks interest intact.
This programme is designed to empower and enlighten the
officers community.
The programme started with Shri Prakash Mahajan,
Manager HR, Region II taking up the HR issues with the
participant. Shri Y. S. Shahare, CM (RB), Region I, spoke
on the dos and donts in the advances portfolio. The team
of faculties was lead by Shri Benodikar and was assisted by
Shri Wajpe and Shri Sheorey.
The inaugural programme was conducted by Shri Jayant
Warankar. Logistics for the programme were provided by
Shri Bhandari & Shri Jagdeo Golait. The programme was
well received by the participants. Such programmes
should be conducted by the Association for the benefit of
the officers community frequently, was the feedback from
the participants.
NEWS FROM SBIOA ACADEMY, NAGPUR
Particulars Programs to be conducted Dates
1) 15 candidates declared successful in recruitment
of Probationary officers in SBI group/IBPS exam interview and group discussion followed 29/02/2012
for which Classes were conducted at SBOA, Nagpur. by mock interview by distinguished panel. (Already over)
2) Preparatory programme for Interviews for the above
3) Confirmation test for PO/TO One day preparatory program. 4/3/2012
4) Examination trainee officers. One day program, Introduction 11/3/2012 &
to Trainee officers examination. 18/3/2012
All interested candidates may contact any of the following members for registration:
Shri B.K.Talware, Chief Regional Secretary, Mobile: 8600032120
Shri R.G Benodekar, Mobile: 9422333273
Shri M.S Bhandari, Mobile: 9423959575
5 Days preparatory program for personal 25/02/2012-
1. Officers in some departments work in shifts of 8 hours
including Saturdays due to business requirements.
Though the officers are compensated for working in odd
hours, no compensation is given for additional four hours of
work on Saturdays.
2. There is a provision of paying compensation for working
early morning or late evening (before 8am or after 8pm)
including Night Shift. Night Shift duties are considered as
special dispensation all over the world as the officer
undergoes additional hardship by sacrificing sleep and
comfort thereby facing physical and mental hazards.
However, our officers are doing night duties without any
additional compensation there for.
3. We, therefore, request you to look into these issues and
find out the amicable solution to avoid unrest among our
member officers, who are called for working in the night
shifts/Saturday full day working and arrange to pay
appropriate compensation as per rules, in this regard.
4. Please treat the matter as Most Urgent.
Thanks & Regards,
Yours faithfully,
Chief Regional Secretary
Corporate Module
A BRIEF FOR GUIDANCE OF BRANCH PEOPLE OF GROUP III BRANCHES ABOUT RFIA
DYNAMIC RATING
Due to lack of internal control rising incidents of fraud is an
area of grave concern and also another area of concern is
submission of false compliance by the branches,
especially in the area of High and Medium Risk areas. In
order to address this issue Audit Committee Board has
approved the new concept Dynamic Rating, which is as
under and applicable to all the frauds reported on or after
01.01.2012 and all RFIA report dated on or after
01.01.2012.
FRAUD:- If any fraud is detected after RFIA and the
reasons of fraud are found to be due to lack of internal
control of the branch, the Zonal/Central Audit Unit will
recommend downgrading the rating of the said branch
relating the period of its occurrence. Even where they feel
the down grade is not justified, the same will have to be put
up to their authority for their decision.
FALSE COMPLIANCES: - If it is found false compliance
remarks have been submitted in respect of RFIA reports
scores shall be subjected to a penalty of negative marking
in proportion to the extent of the percentage of false
compliance detected in high Risk and Medium Risk areas.
A penalty of 50% of percentage of false compliances
detected in HR and MR areas shall be levied. For example,
in case false compliances are 70%, a negative marking
would be 35; it will be -40 if the % of false compliances is
80%. Further if the % of false compliances are 100% in
respect of HR and MR area the matter will be reported to
the respective Group Executives in addition to levying
penalty of negative marking. The penalty of negative
marking will be levied in all cases, whether detected during
the course of compliance audit or during next RFIA.
So these areas must be attended properly. Rectification of
irregularities is one area, if attended properly, all the above
issues can be addressed correctly otherwise after
01.01.2012 RFIA will not only affect the score of the branch
but also affect the Circle risk rating as a whole.
Risk score range 850 and above (Risk rating A+), score
range 700 and above but less than 850 (Risk rating A),
score range 500 and above but less than 700 (Risk rating
B) and score less than 500 (Risk rating C).
THE I MPORTANT TI PS TO REMOVE THE
IRREGULARITIES TO IMPROVE THE SCORE OF THE
BRANCHES AND MINIMISE THE RISK PROFILE
Score in CRM and ORM area differs in G-I, G-II, G-III, Re-
designed branches and CPCs but the total score is 1000 in
all cases. Risks and area of concern are more or less in all
cases, we are giving the example of G-III branches:
FOR GROUP III BRANCHES
A. CREDIT MANAGEMENT (SCORE-400)
The overall health of the branches may be at desired level
securing good score and rating as well, if directed efforts
with all enthusiasm are ensured as under:
(i) PRE- SANCTION PROCESS (Score-95)
Pre-sanction Survey wherever applicable is conducted /
recorded.
While processing the application, veracity of documents
like salary slip, I. T. Returns, applicants assets & liabilities,
etc are examined. Scoring sheets provided for various
schemes are properly filled in. Supporting documents, if
any prescribed, are taken and these are verified with
originals / independent verification.
TIR (Title investigation report) is obtained on the
prescribed format and genuineness of the title deed is also
being confirmed in the opinion report. In Govt. Sponsored
Scheme identification of the borrower and viability of the
activity is analyzed by the Branch independently.
Compilation or updation of Opinion report.
(ii) POST- SANCTION PROCESS (Score-225)
B. DOCUMENTATION & FOLLOW UP MONITORING
AND CONTROL:
Documentation is just like Heart in a body, which
regulates the body and follow-up is just like a physical
exercise in our daily routine, which keeps our body and
mind fit and fine.
Appropriate documents are obtained and all Documents
are properly stamped, entered in Documents Execution
Registers, kept under proper custody and available for
verification. Control return submitted and scrutinized copy
kept on record. Revival letter in eligible cases is obtained or
filled.
Arrangement letter is signed by the borrower/guarantor as
also by the Branch Manager.
All formalities for creation of Equitable Mortgage
(including independent valuation of property) are
completed.
PDCs duly filled and crossed, kept along with the
documents. PDCs not held in proper custody. In case of
Vehicle loan copy of R.C book and Insurance Policy with
EDUCATION
STATE BANK OFFICIAL March 2012
12
adequate coverage and Banks charge noted thereon is
obtained.
Lien is marked / evidenced on the scrips obtained as
Security. Type of Security Charged to the Banks and its
value etc are entered in the CBS to arrive at correct capital
adequacy of the Bank.
Stipulations of the sanction note are complied with before
disbursement of the loan.
Inspection / follow up of the unit is done at laid down
periodicity and inspection reports are put up to the
appropriate authority.
Review / renewal exercise is done at stipulated intervals.
CRA rating is done annually. Stock statements are
obtained at stipulated intervals.
Classifications of assets are done as per RBI guidelines
and corrections are carried out in CBS & in CIS on an
ongoing basis and CIS depict the correct picture.
Irregularity reports / returns of irregular accounts are sent
at stipulated periodicity and controllers confirmation
obtained.
C. PROBLEM LOAN MANAGEMENT (Score-80)
Identification of NPAs is just like detection of ailment in a
human body. As we also go for certain health check-up to
ascertain that everything is normal or within the tolerance
level periodically, loan accounts are also subjected to
review at some fixed periodicity. As ailments, if detected
are subjected to treatment immediately to bring the things
on right track, NPA is also required to be treated
immediately. Hence, please ensure that:
Identification of NPAs/Reporting done as per extant
guidelines.
Monitoring & follow up action taken in cases of persisting
irregular / potential NPAs and if required such loans are
transferred to SARC with the approval of the Controllers for
necessary action. Written confirmation is obtained from the
customers for seeking time / re-phasement etc.
Suits are filed immediately after transferring the assets to
the Recalled Assets. Follow up with the authorities for
recovery in RCs are being done periodically. Notices are
issued under SARFAESI Act in respect of all eligible cases.
Compromise cases of recovery are explored. Review
mechanism of AUCA is in place.
Register for recording all written off accounts/
compromise cases for follow up is maintained.
D. OPERATION RISK MANAGEMENT (Score-520)
(i) BUSINESS LINES: (Score-130)
Ethical business practices are required everywhere.
Hence, please ensure:
KYC norms are followed and KYC formalities in respect of
the existing as well as new accounts are completed at the
Branch. New accounts opened are monitored for high
value transactions in the initial period of 6 months. Account
opening form came back from LCPC for some faults are
duly recorded in a register and sent back after due
corrections.
Passbooks / Welcome kits and non-personalized ATM
Cards (at the request of the account holders) are handed
over t o t he account hol ders agai nst proper
acknowledgment. Proper custody of passbooks kept
overnight is ensured and unclaimed passbooks are
dispatched as per extant instructions.
Nomination facilities are extended to all eligible cases.
Dormant / Inoperative Accounts are revived with proper
authorization, addresses verified, fresh signature obtained
through Cheque referred and returned Register (wherever
needed).
The respective SS Sheets are kept in proper custody of
Accountant / Authorized Official. SS sheets of closed
accounts are cancelled. Signature scanning since
completed in old accounts also.
Proper monitoring and fortnightly reporting of Cash
transactions of ` 10 lacs and above is being done.
Proper follow up for reversing DDP outstanding entries
are being done. Collection of SCs and payment of Interest
on delayed collections.
(ii) BACK OFFICE OPERATIONS (Score-30) and Control
System (Score-185)
Loan documents are properly kept in the FBR safe. All
SWOs cubicles are fitted with automatic lock.
Time lock is in use. Alarm System is in working condition.
Smoke detectors installed in the Banking Hall. Pest Control
treatment done in the Branch. Right type of adequate
number of Fire Extinguishers is installed at the Branch.
Licence from RBI for opening the Branch is entered in the
Branch Document Register. A copy of the same is
displayed in the premises.
Lease deed of the Branch premises is renewed on time.
Obsolete documents removed from the Branch
Document Register and destroyed. Record room properly
maintained and vouchers/registers are kept in proper
place.
All System Room Registers are maintained / reviewed by
the Branch Manager periodically. Access to the System
Room is restricted.
March 2012 STATE BANK OFFICIAL
13
Branch Continuity Plan and Disaster Recovery Plan
shown to the members who are involved in these teams.
ATM Pins / undelivered cards destroyed at the stipulated
intervals. Physical Cash balance in ATMs is tallied with
both Admin Cash Balance & ATM Cash Balance
accounts.
Cash balance of BGL tallied with the CGL on daily basis by
the Branch.
Control return of expenses is submitted to the Controllers.
Cases of loss of pay / unauthorized absence are reported
to the Controllers and salary is recovered from the
employee.
Delay not observed in settlement of Deceased Accounts.
Standard Drop Box is installed at the Branch.
Cash/Currency Chest/Small Coin Depot/Postages:
Please ensure that RBI clean note policy is implemented.
Ensure that cash is not exceeding beyond cash retention
limit, if exceeds, it is being reported to controller.
Safe Custody/Security/Lockers:
Please ensure that Locker Module is fed in to the system
and locker rentals are not in arrears. In case of old rentals, it
is being followed up and where required, breaking open
exercise is done as per Banks extant instructions.
Government Business
Reconciliation of Government accounts has been done.
In pension payment cases all the accounts are migrated to
CPPC NS Live certificates are obtained in due time.
Timely reporting / submission of reports / returns
pertaining to Govt. Business is done to avoid penal action
by RBI. Govt. Accounts is being reconciled promptly.
E. Customer Service: (Score-30)
Conduct of Customer Relation programmes (CRP)
/Customer Service Committee (CSC) meetings and the
follow-up action are taken thereon. CRP invariably
precedes CSC meetings and issues raised in CRP are
discussed in CSC and meaningful action taken thereon.
F. GENERAL BRANCH MANAGEMENT (Score-125) and
Budget(Score -20)
KYE of newly recruited employees are complied with.
Preventive vigilance meeting and its monitoring is done
periodically to avoid perpetration of fraud.
Branch layout and ambience is Customer friendly.
Dealing with Audit Reports: Closure status and adherence
to time frame. Quality and extent of rectification during the
course of inspection / residual irregularities after the
closure of previous reports. Instances of recurrence of
irregularities observed
VVRs not checked regularly and their records are kept
properly.
Subsidies received are appropriated and their accounts
also maintained properly.
TDS return filled in due time.
Self Audit is conducted periodically and duly vetted by
controller.
G. External Compliance: (Score-50)
Compliance as per RBI/ GOI guidelines. (a) Notice boards
indicating the name and address of the designated officer
under RTI Act are displayed. b) Ghosh / Jilani Committee
recommendations relating to frauds/malpractices are
complied with. Mitra committee (on legal aspects of Bank
Frauds-legal compliance certificate) is complied. Proper
TDS recovery and timely deposit etc.
H. Last but not least regarding Self Audit (Score-30)
Self Audit has been carried out at half yearly intervals
(Score-5) & validated by the Controller (Score-10).
Thereafter, if RFIA score is minimum 95% of self audit then
score will be 15 otherwise 0 and there is no score in
between. It would be wise to conduct self audit in true spirit
to ascertain the actual health of the branch as well as to get
straight way score-15.
SPECIAL ATTENTION TO AVOID FRAUD / FORGERY
Verification of genuineness of documents at the time of
opening of accounts.
Verification of genuineness of land possession certificate /
any other documents by competent authority required for
disbursement of loan.
Noting of issuance of duplicate passbook in the System to
avoid fraudulent withdrawal of amounts.
Ensuring fugitive test before passing of cheques for more
than Rs.25000/-
Instant credit of Dividend warrants through authorized
mode only.
Disbursement of loan amounts phase-wise as stipulated
in sanction.
Prompt and meaningful checking of VVRs.
Change of photograph after 3 years as stipulated
especially in illiterate accounts.
Password secrecy is to be maintained.
STATE BANK OFFICIAL March 2012
14
Similarly for redesigned branches [CRM-200 (Pre sanction
45, post sanction 125 and problem loan management 30)],
[ORM-720 (business lines 200, back office operation 50,
control system 210, customer service 100, general branch
management 140 and budget and performance 20)], (EC-
50) and (self audit-30)
1. Please go through the previous RFIA report. In ARF of
the said report, I.O, awards risk matrix as high and medium
as per deviations and write the SDRM nos. in the
respective column of ARF (In High risk area max. score: 0
to 50% and in medium risk max. score: 60 to 70%). Mark
those High & medium risk areas of ARF and thereafter see
the deviations/ irregularities written in respective SDRMs.
Assess the compliance of those high and medium risk
areas, if the irregularities are still not complied or persisting
then rectify it immediately. As soon as the branch ensures
rectification of those high and medium risk areas and
remaining irregularities (sent by ZIO along with closure
report) properly, 50% work is done.
PREPAREDNESS FOR RFIA:
March 2012 STATE BANK OFFICIAL
15
2. When I.O and Inspection assistant arrives at the branch,
please arrange for his seating/ working place, provide a
standalone PC with laser printer and other required
stationary. He is in hurry to complete his task in scheduled
allotted time frame. So arrange to provide him required
registers for RFIA, which can be kept ready as soon as the
branch becomes due for inspection.
3. When an Inspecting official visits the branch for
inspection, he asks for RFIA report of last inspection, Circle
Audit / Statutory Audit / RBI inspection (under Sec-35/10) /
other audits reports, if any. The closure of compliance
remarks of remaining irregularities of Previous Audit
reports and the closure report of Circle Audit/ Statutory
Audit/ RBI inspection (under Sec- 35/10)/ Migration Audit/
other audits, if any, are to be filed properly in their
respective files. All these closure of the reports must be
approved by A.O. of the respective branch. This gives first
impression of the branch.
Contributed by:
Shri Chandan Guha, AGM (Audit), LHO, Kolkata
BILATERAL MEETINGS WITH THE MANAGEMENT IN
MUMBAI CIRCLE
CENTRAL NEGOTIATING COUNCIL MEETING BETWEEN
FEDERATION AND SBI MANAGEMENT
The CNC meeting was held at Mumbai on 15/02/2012 . The
following issues were discussed in the meeting.
Compassionate Appointment Scheme Improvements
to penury norms at Bank level
Adequate compensation for late sitting and working on
holidays and weekly off days
Repatriation of JMGs of 2007 and 2008 batches
ICT norms for SMGS IV and V officers
Manpower planning and fixation of modalities for Staff
Audit
Review of Furniture Scheme
Review of Transfer Policy for Specialists Officers
Repatriation of Officers to Parent Circle
Career progression and transfer policy for RMROs and
CREs
Repayment of car loan after retirement
We are pleased to inform the members that Circle
Management has taken proactive actions in convening
bilateral meetings, wherein discussions have taken place
on various important issue raised by the representatives of
the association.
1. RNC meeting (Nagpur module) on 4/2/2012
2. RNC meeting (Mumbai Module) on 22/2/2012
3. RNC meeting (Aurangabad module) on 24/2/2012
4. RNC meeting (Pune module) on 25/2/2012
5. RNC meeting (Panaji module) 29/2/2012
6. Circle Negotiating Council meeting (scheduled on
03/03/2012)
We compliment the Management for conducting the
structured meetings on time after re-introduction of position
of DGM (B&Os) and hope that periodicity will be
maintained in future.
GENERAL SECRETARY

Edited, printed and published by Shri Keshao Thaokar General Secretary on behalf of State Bank of India Officers Association ( Mumbai Circle)
and printed at Jayant Printery, 352/54, Girgaum Road, Murlidhar Compound, Near Thakurdwar Post Office, Mumbai-2. Tel.: 4366 71 71
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2. Shri Lokhande Ramrao Vithobaji Wani
3. Shri Ghadi Ratnakar Babu Pedder Road
4. Shri Khairatkar Anil Gopalrao Dombivli (West)
5. Shri Srivastava Rupshankar R. RACPC, LHO
6. Shri Jayram Rajaram TFCPC, Mumbai
7. Shri Joshi Vilas Vishnu Mumbai Main Branch
8. Shri Rathi Onkarnath Jainarayan Ghargaon
9. Shri Kadam Appasaheb Ganpatrao Tasgaon
10. Shri Khupse Siddheshwar Trimbak R.O. Pune
11. Shri Darekar Arvind Vasantrao RACPC, Pune
12. Shri Deobhankar Shyam Sureshchandra Overseas, Mumbai
13. Shri Kamble Maruti Yallapa Overseas, Mumbai
14. Shri Joshi Atul Vithaldas Commercial br, Mumbai
1. Shri Parab Vishwanath Ganpat Audit , Mumbai LHO
Name Branch
We congratulate the above unit office bearers and wish them best of luck and success in organizational
initiatives.
AMRAVATI MAIN BRANCH
Shri Gajanan H. Masle President
Shri Pradip D. Karade Secretary
Shri Vilas Shrikhandkar Treasurer
Shri Raghunath S. Lote Member
Shri Ashok Sonawane Member
Shri Sudhakar Mahalle Member
Shri Nandkishor Mathakari Member
Smt. Sumitra Kulkarni Member
Format ion Of Local Unit s
The following local units were formed during the month.
RACPC, MUMBAI
Shri N.S. Ahir President
Shri Pradeep Pagare Secretary
Smt. Rajashree Bhagat Jt. Secretary
Shri Abhay Walinjkar Member
Smt. Vishakha Wakankar Member
FLASH NEWS!!!
CONGRATULATIONS!!!
The revised Fitment Formula for Officers promoted from Clerical Cadre after 01/11/2007 has been finalized
and very soon a Circular will be issued.
STATE BANK OFFICIAL March 2012
16