Key Features

Single premium plan with fixed term of 10 years. Sum assured can be 1.1/1.25 to 5 times the single premium. Choice of eight funds, including Shield Plus Fund IV. Return of up to 6.00% of the single premium at maturity as Guaranteed Addition. Shield Plus Fund IV offers you guarantee of minimum unit price at maturity. Maximum flexibility. Option to decrease sum assured. Unlimited top-up premium payment, except in Shield Plus Fund IV. Partial withdrawals anytime after 5 years from the commencement of the policy. Unlimited free switches. Optional riders to enhance your protection. Parameter Details

Minimum Entry Age

8 years (18 years in case of Additional Rider Benefits)

Maximum Entry Age

65 years (50 years in case of Additional Rider Benefits)

Minimum Age at Maturity

18 years

Maximum Age at Maturity

75 years (Additional Rider Benefits ceasing Age 65 years)

Policy Term

10 years

Minimum Single Premium

Rs.25,000

Maximum Single Premium

No Limit

Minimum Top-Up Premium

Rs. 5000

Maximum Top-Up Premium

No Limit Age at Entry Minimum Sum Assured

Minimum Sum Assured

8-44 years 45-65 years

Maximum Sum Assured Age at Entry

1.25 times Single Premium 1.1 times Single Premium

Minimum Sum Assured

8-55 years 45-65 years

5 times Single Premium 1.1 times Single Premium

Details

Policy Administration Charge

1.90% of Single Premium capped to 6,000 per annum for the first 5 Policy Years and 0.85% of single premium capped to Rs.6,000 per annum from the 6th policy year. Single Premium 3% Top up premiums 2% Fund Management Charge per annum

Premium Allocation Charge

Fund Management Charge (FMC)

Fund

Shield Plus Fund IV Asset Allocation Fund Equity Growth Fund II Bond Fund Liquid Fund Accelerator Mid-Cap Fund II Bluechip Equity Fund Pure Stock Fund

1.35% 1.25% 1.35% 0.95% 0.95% 1.35% 1.25% 1.35%

This charge will be adjusted in the unit price

Mortality Charge

Mortality Charge will be deducted at each monthly anniversary by cancellation of units. Sample mortality charges per annum per thousand of Sum at risk for a healthy male life is shown below: Age at Entry Charge

20

30

40

50

1.57 1.74 2.82 6.53

Sum at risk = Sum assured minus Fund Value

Surrender Charge

No surrender charge

Miscellaneous Charge

Rs.100/- per transaction will be charged in respect of partial withdrawals, decrease of sum assured and issuance of copy of policy document.

Rider Charge

Please refer to Additional Rider Benefit brochures for rider charge details.

Service Tax

Service tax will be applicable on mortality charge, fund management charge.

Single Sum Age Fund opted for Premium Assured

GMV @ 6%

FV at maturity @ 6%

GMV @ 10%

FV at maturity @ 10%

30

50,000

62,500

Shield Plus Fund IV

75,542

78,542

76,949

99,878

40

100,000

125,00

Shield Plus Fund IV

150,705

150,705

153,764

199, 588

#GMV Guaranteed Maturity Value; ##FV Fund Value *This is an indicative projection on basis of prescribed growth rate by the regulator. ** This is a Guaranteed Fund Value at Maturity

Bajaj Allianz iGain III Insurance Plan provides you with two unique portfolio strategies, which can be chosen at the inception of the policy or on subsequent policy anniversary:

Investor Selectable Portfolio Strategy Wheel Of Life Portfolio Strategy

Family CareFirst - A health insurance plan for the entire family

The health of your family is very important to you. When faced with hospitalization or one or more family members, the medical bills can severely dent your savings. The cost associated with hospitalization might be very high and you need to be better prepared for such an emergency. Buying Medical Insurance for each individual family member can be cumbersome and expensive. What if there is a solution that gives you a single tool to cover your entire family - all in one? Bajaj Allianz Family CareFirst presents an innovative yet practical health care plan for everyone in your family including children and parents. This unique hospitalization plan gives you a 3-year health cover for your entire family and allows you to renew the policy after every 3 years to keep your family covered till the age of 74 years. So no separate accounts, repetitive paperwork or payment adjustments for each member. Secure your entire family in one shot. Key Benefits

Coverage from 3 months to age 74 with guaranteed renewals 3 year premium guarantee for each policy term Hospitalization Cover in leading hospitals across the country 15% discount on prevailing premium on every renewal No claim bonus in the form of increase in sum assured @5% every year Day Care Treatment for 140 day care procedures Pre-Hospitalization and Post-Hospitalization Benefit Reimbursement of Ambulance expenses Choice to select Health Critical Illness rider Choice to include Your spouse, children and parents Cash Less Service Facility in leading hospitals across the country